12307 Zip Code Detailed Profile




Estimated zip code population in 2013: 7,619
Zip code population in 2010: 7,692
Zip code population in 2000: 6,843

Houses and condos: 3,911
Renter-occupied apartments: 1,742
% of renters here:

66%
State:

46%
Mar. 2013 cost of living index in zip code 12307: 108.5 (more than average, U.S. average is 100)

Land area: 0.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 10,674 people per square mile 
 
 (high).

Age and Sex of Residents in zip code 12307
Zip code 12307 (Schenectady, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

3.5% ($2,660)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,816 (3.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,217 (3.4%)

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Males: 3,778  (49.6%)
Females: 3,841  (50.4%)

For population 25 years and over in 12307:

For population 15 years and over in 12307:

Zip code 12307 compared to state average:

  • Median household income significantly below state average.
  • Median house value significantly below state average.
  • Unemployed percentage above state average.
  • Black race population percentage above state average.
  • Median age below state average.
  • House age above state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 12307

  • Zip code 12307 races chart
    • 1,890White population
    • 2,957Black population
    • 52American Indian population
    • 313Asian population
    • 26Native Hawaiian and Other Pacific Islander population
    • 578Some other race population
    • 557Two or more races population
    • 1,319Hispanic or Latino population

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100% urban population.

Estimated median house/condo value in 2013: $76,300
12307:

$76,300
New York:

$277,600



According to our research of New York and other state lists there were 43 registered sex offenders living in 12307 zip code as of September 02, 2015.
The ratio of number of residents in zip code 12307 to the number of sex offenders is 145 to 1.


Median resident age:
This zip code:

30.6 years
New York median age:

38.2 years
Average household size:
This zip code:

2.9 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12307, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $20,823 (Individual Income Tax Returns)
Here:

$20,823
State:

$77,088

Salary/wage: $20,361 (reported on 88.5% of returns)
Here:

$20,361
State:

$60,593
(% of AGI for various income ranges: 81.2% for AGIs below $25k, 93.5% for AGIs $25k-50k, 87.6% for AGIs $50k-75k, 75.0% for AGIs $75k-100k)

Taxable interest for individuals: $158 (reported on 8.6% of returns)
This zip code:

$158
New York:

$3,125
(% of AGI for various income ranges: )

Ordinary dividends: $457 (reported on 2.5% of returns)
Here:

$457
State:

$10,299

Profit/loss from business: +$8,313 (reported on 14.0% of returns)
Here:

+$8,313
State:

+$16,168

Taxable individual retirement arrangement distribution: $4,675 (reported on 1.4% of returns)
12307:

$4,675
New York:

$17,621

Total itemized deductions: $14,152 (32% of AGI, reported on 8.2% of returns)
Here:

$14,152
State:

$34,985

Here:

32.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 7.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 12.4% for AGIs $75k-100k)

Charity contributions: $2,393 (reported on 5.0% of returns)
Here:

$2,393
State:

$5,572

Taxes paid: $4,061 (reported on 8.2% of returns)
12307:

$4,061
State:

$18,656
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 5.1% for AGIs $75k-100k)

Earned income credit: $2,624 (reported on 56.3% of returns)
Here:

$2,624
State:

$2,230
(% of AGI for various income ranges: 15.3% for AGIs below $25k, 2.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12307, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $18,940 (Individual Income Tax Returns)
Here:

$18,940
State:

$59,519

Salary/wage: $18,578 (reported on 91.1% of returns)
Here:

$18,578
State:

$50,673
(% of AGI for various income ranges: 87.4% for AGIs below $10k, 88.8% for AGIs $10k-25k, 94.5% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 96.1% for AGIs $75k-100k, 64.1% for AGIs over 100k)

Taxable interest for individuals: $394 (reported on 15.1% of returns)
This zip code:

$394
New York:

$2,377
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $619 (reported on 4.1% of returns)
Here:

$619
State:

$5,394
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$5,406 (reported on 2.7% of returns)
Here:

+$5,406
State:

+$23,581
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 6.3% for AGIs $50k-75k)

Profit/loss from business: +$6,008 (reported on 10.0% of returns)
Here:

+$6,008
State:

+$13,809
(% of AGI for various income ranges: 11.8% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)

IRA payment deduction: $2,214 (reported on 0.6% of returns)
12307:

$2,214
New York:

$3,115

Total itemized deductions: $12,876 (28% of AGI, reported on 6.8% of returns)
Here:

$12,876
State:

$25,864

Here:

28.1% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,699 (6% of AGI, reported on 6.0% of returns)
Here:

$2,699
State:

$4,439

Here:

5.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $2,052 (reported on 47.7% of returns)
12307:

$2,052
State:

$11,730
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 2.8% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Earned income credit: $2,093 (reported on 52.1% of returns)
Here:

$2,093
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 77.8%
Here:

78%
State:

67%
(% for various income ranges: 77.1% for AGIs below $10k, 81.6% for AGIs $10k-25k, 72.1% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 75.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$21,875
New York:

$57,369
Schenectady, NY (12307) map Nearest zip codes: 12305, 12308, 12304, 12303, 12008, 12309.
Percentage of family households:
This zip code:

49.6%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

7.9%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,234
Household did not receive Food Stamps/SNAP in the past 12 months: 1,388


Women who had a birth in the past 12 months: 127 (64 now married, 63 unmarried)
Women who did not have a birth in the past 12 months: 1,643 (502 now married, 1,141 unmarried)


Housing units in zip code 12307 with a mortgage: 494 (34 home equity loan)
Houses without a mortgage: 386

Median monthly owner costs for units with a mortgage: $1,181
Median monthly owner costs for units without a mortgage: S433

Residents with income below the poverty level in 2013:
This zip code:

46.4%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

25.1%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

5.1
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12307: Niagara-Mohawk Power Corporation Emmett Sub-Station (A), Schenectady Museum (B), Schenectady Fire Station Number 9 (C), Schenectady Girls Club (D), Boys Club Community Center (E), Hamilton Hill Drop In Art Center (F), Schenectady Light Opera Company (G), Schenectady County Public Library Hamilton Hill Branch (H). Display/hide their locations on the map

    Churches in zip code 12307 include: Duryee Memorial African Methodist Episcopal Church (A), Advent Christian Church (B), Trinity Baptist Church (C), Christ Episcopal Church (D), Albany Street Methodist Church (E), Church of God in Christ (F), State Street Presbyterian Church (G), Sacred Heart Roman Catholic Church (H), Mount Olive Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Saint John Cemetery (1), Saint Josephs Cemetery (2), Vale Cemetery (3). Display/hide their locations on the map

    Park in zip code 12307: Schenectady Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 332000 to 2009
  • 1711990 to 1999
  • 3021980 to 1989
  • 1721970 to 1979
  • 1931960 to 1969
  • 1481950 to 1959
  • 1421940 to 1949
  • 2,7501939 or earlier

Zip code 12307 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Schenectady, NY (12307)

  • 0no bedroom
  • 291 bedroom
  • 2482 bedrooms
  • 3723 bedrooms
  • 1074 bedrooms
  • 1245+ bedrooms

Bedrooms in renter-occupied apartments in Schenectady, NY (12307)

  • 24no bedroom
  • 3501 bedroom
  • 4722 bedrooms
  • 7233 bedrooms
  • 1234 bedrooms
  • 505+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Schenectady, NY (12307) in owner-occupied houses/condos

  • 48no vehicle
  • 5101 vehicle
  • 1922 vehicles
  • 943 vehicles
  • 364 vehicles
  • 05+ vehicles

Cars and other vehicles available in Schenectady, NY (12307) in renter-occupied apartments

  • 892no vehicle
  • 7091 vehicle
  • 1302 vehicles
  • 113 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $807.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $76,300
12307:

$76,300
New York:

$277,600
Lower value quartile - upper value quartile: $61,500 - $100,900

Mean price in 2013:

Detached houses: $110,286
Here:

$110,286
State:

$328,266

Townhouses or other attached units: $223,383
Here:

$223,383
State:

$477,144

In 2-unit structures: $85,551
Here:

$85,551
State:

$441,340

In 3-to-4-unit structures: $161,004
Here:

$161,004
State:

$551,450

In 5-or-more-unit structures: $303,381
Here:

$303,381
State:

$715,153

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 19.0%

Percentage of zip code residents living and working in this county: 59.0%

Household type by relationship:

Households: 7,597

Size of family households: 514 2-persons, 400 3-persons, 200 4-persons, 237 5-persons, 60 6-persons, 82 7-or-more-persons

Size of nonfamily households: 963 1-person, 163 2-persons, 3 3-persons

758 married couples with children.
1,906 single-parent households (129 men, 1,777 women).

85.6% of residents of 12307 zip code speak English at home.
8.8% of residents speak Spanish at home (87% very well, 5% well, 8% not well).
2.1% of residents speak other Indo-European language at home (75% very well, 25% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
3.5% of residents speak other language at home (18% very well, 55% well, 20% not well, 7% not at all).

Foreign born population: 1,367 (17.9%)
(63.5% of them are naturalized citizens)
This zip code:

17.9%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 63%Guyana
  • 10%Mexico
  • 4%Dominican Republic
  • 4%Sudan
  • 3%Ghana
  • 3%Haiti
  • 3%Liberia

Most common first ancestries reported in 12307 (%)

  • 57%Other groups
  • 10%Guyanese
  • 5%American
  • 4%Italian
  • 4%African
  • 4%German
  • 3%French (except Basque)

Year of entry for the foreign-born population

  • 412010 or later
  • 9012000 to 2009
  • 3641990 to 1999
  • 428Before 1990

Zip code 12307 topographic map

Public primary/middle school in zip code 12307 not listed on the city page:

  • MARTIN LUTHER KING SCHOOL (Students: 396; Location: 918 STANLEY ST, SCHENECTADY, NY; Grades: KG - 05)
There are 56 Medical Specialists in Zip Code 12307.

Facilities with environmental interests located in this zip code:


Zip code 12307 marital status for males
Zip code 12307 marital status for females

Housing units lacking complete kitchen facilities: 0.8%

Most commonly used house heating fuel

  • 77%Utility gas
  • 15%Electricity
  • 6%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 8,534. Population change in the 1990s: -1,691 (-19.8%).

Place of birth for U.S.-born residents:


41% of the 12307 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

90% of the 12307 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 49% moved from this county.
   Out of people who lived in different houses, 33% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 14
Here:

3.2%
New York:

12.6%
Students in private undergraduate colleges: 94
Here:

31.5%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 46,548Management occupations
  • 34,410Transportation occupations
  • 31,932Installation, maintenance, and repair occupations
  • 30,500Construction and extraction occupations
  • 25,759Personal care and service occupations
  • 25,600Sales and related occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 15 people in group homes intended for adults

People in group quarters in 2000:

  • 20 people in homes or halfway houses for drug/alcohol abuse
  • 12 people in homes for the mentally retarded
  • 3 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED33$82,71428$51,44435$78,2902$37,9904$108,74014$56,7450$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$03$73,2603$5,7370$01$3,9700$0
APPLICATIONS DENIED7$73,27039$66,21874$81,67415$23,1950$037$85,9641$145,640
APPLICATIONS WITHDRAWN0$02$38,99019$88,7165$20,5880$08$66,7080$0
FILES CLOSED FOR INCOMPLETENESS2$133,9603$89,7338$92,9150$00$01$95,3300$0

Detailed HMDA statistics for the following Tracts: 0208.00 , 0209.00, 0210.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$74,5870$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$02$232,925
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0208.00 , 0209.00, 0210.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12307 among deceased individuals
NameCountLived (average)
Mary9577.6 years
William8272.9 years
John7972.2 years
Joseph7272.5 years
Edward5869.2 years
James5668.8 years
Anna4981.0 years
Charles4371.9 years
George4271.1 years
Frank4077.6 years
Most common last names in zip code 12307 among deceased individuals
Last nameCountLived (average)
Smith2473.0 years
Williams2269.4 years
Miller1571.5 years
Johnson1272.0 years
Brown1275.3 years
Moore1072.8 years
Collins973.8 years
Lewis971.8 years
Robinson960.8 years
Martin875.4 years
Businesses in zip code 12307
NameCountNameCount
Econo Lodge1MasterBrand Cabinets2
GNC1Walgreens1

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