Estimated median household income in 2007: $22,286
| This zip code: | $22,286 | | New York: | $53,514 |
Nearest zip codes: 12305, 12308, 12303, 12304, 12306, 12309.
Schenectady Zip Code Map
Housing units in zip code 12307 with a mortgage: 153 (13 second mortgage, 17 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 127
Median monthly owner costs for units with a mortgage: $1,106
Median monthly owner costs for units without a mortgage: $402
Residents with income below the poverty level in 2007:
| This zip code: | 41.2% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 17.3% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 0
- 1995 to 1998: 67
- 1990 to 1994: 20
- 1980 to 1989: 125
- 1970 to 1979: 254
- 1960 to 1969: 209
- 1950 to 1959: 300
- 1940 to 1949: 381
- 1939 or earlier: 2,280
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Bedrooms in owner-occupied houses in Schenectady, NY (12307): |
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- no bedroom: 0
- 1 bedrooms: 52
- 2 bedrooms: 139
- 3 bedrooms: 305
- 4 bedrooms: 80
- 5 or more bedrooms: 67
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 75
- 1 bedrooms: 665
- 2 bedrooms: 440
- 3 bedrooms: 623
- 4 bedrooms: 176
- 5 or more bedrooms: 51
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Vehicles available in 12307 zip code in owner-occupied houses/condos: |
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- no vehicle: 142
- 1 vehicle: 292
- 2 vehicles: 136
- 3 vehicles: 63
- 4 vehicles: 5
- 5 or more vehicles: 5
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,108
- 1 vehicle: 638
- 2 vehicles: 248
- 3 vehicles: 36
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12307:
- Less than $10,000: 3
- $10,000 to $14,999: 1
- $15,000 to $19,999: 1
- $20,000 to $24,999: 6
- $25,000 to $29,999: 8
- $30,000 to $34,999: 6
- $35,000 to $39,999: 6
- $40,000 to $49,999: 13
- $50,000 to $59,999: 51
- $60,000 to $69,999: 49
- $70,000 to $79,999: 64
- $80,000 to $89,999: 64
- $90,000 to $99,999: 54
- $100,000 to $124,999: 129
- $125,000 to $149,999: 101
- $150,000 to $174,999: 45
- $175,000 to $199,999: 7
- $200,000 to $249,999: 11
- $250,000 to $299,999: 8
- $300,000 to $399,999: 8
- $500,000 to $749,999: 3
- $750,000 to $999,999: 2
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Rent paid by renters in 2007 in zip code 12307:
- Less than $100: 95
- $100 to $149: 55
- $150 to $199: 60
- $200 to $249: 24
- $250 to $299: 58
- $300 to $349: 140
- $350 to $399: 153
- $400 to $449: 266
- $450 to $499: 149
- $500 to $549: 67
- $550 to $599: 21
- $650 to $699: 18
- $900 to $999: 14
- No cash rent: 109
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Median price asked for vacant for-sale houses and condos in 2007: $118,837.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $84,913
- Black or African American householders: $103,877
- Asian householders: $136,957
- Native Hawaiian and other Pacific Islander householders: $737,466
- Some other race householders: $130,426
- Two or more races householders: $106,827
- Hispanic or Latino householders: $135,693
Estimated median house or condo value in 2007: $105,989 (it was $47,000 in 2000)
| 12307: | $105,989 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $92,957 - $207,184
Mean price in 2007:
Detached houses: $98,582| Here: | $98,582 | | State: | $352,556 |
Townhouses or other attached units: $137,287| Here: | $137,287 | | State: | $476,263 |
In 2-unit structures: $116,730| Here: | $116,730 | | State: | $482,362 |
In 3-to-4-unit structures: $99,503| Here: | $99,503 | | State: | $552,553 |
In 5-or-more-unit structures: $198,241| Here: | $198,241 | | State: | $503,284 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 433
- One, attached: 86
- Two: 1,847
- 3 or 4: 691
- 5 to 9: 145
- 10 to 19: 148
- 20 to 49: 78
- 50 or more: 208

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Means of transportation to work
- Drove a car alone: 867 (43%)
- Carpooled: 437 (22%)
- Bus or trolley bus: 342 (17%)
- Taxi: 36 (2%)
- Walked: 241 (12%)
- Other means: 14 (1%)
- Worked at home: 62 (3%)
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Travel time to work
- Less than 5 minutes: 113
- 5 to 9 minutes: 272
- 10 to 14 minutes: 279
- 15 to 19 minutes: 291
- 20 to 24 minutes: 230
- 25 to 29 minutes: 123
- 30 to 34 minutes: 317
- 35 to 39 minutes: 21
- 40 to 44 minutes: 28
- 45 to 59 minutes: 123
- 60 to 89 minutes: 64
- 90 or more minutes: 76
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Percentage of zip code residents living and working in this county: 62.2%
Household type by relationship
Households: 6,759
- In family households: 5,384 (566 male householders, 917 female householders)
588 spouses, 2,575 children (2,382 natural, 98 adopted, 95 stepchildren), 110 grandchildren, 84 brothers or sisters, 53 parents, 126 other relatives, 365 non-relatives
- In nonfamily households: 1,375 (554 male householders (443 living alone)), 582 female householders (500 living alone)), 239 nonrelatives
- In group quarters: 36 (0 institutionalized population)
Size of family households: 457 2-persons, 335 3-persons, 321 4-persons, 198 5-persons, 71 6-persons, 101 7-or-more-persons.
Size of nonfamily households: 943 1-person, 176 2-persons, 17 3-persons.
707 married couples with children.
1,449 single-parent households (187 men, 1,262 women).
86.9% of residents of 12307 zip code speak English at home.
9.4% of residents speak Spanish at home (67% very well, 20% well, 8% not well, 5% not at all).
2.1% of residents speak other Indo-European language at home (57% very well, 22% well, 15% not well, 5% not at all).
0.3% of residents speak Asian or Pacific Island language at home (39% very well, 33% not well, 28% not at all).
1.3% of residents speak other language at home (53% very well, 38% well, 9% not well).
Foreign born population: 390 (5.7%)
(37.4% of them are naturalized citizens)
| This zip code: | 5.7% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Guyana (33%)
- Other Northern Africa (10%)
- Other Eastern Europe (9%)
- Nigeria (6%)
- Panama (6%)
- Barbados (5%)
- Other Eastern Africa (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 153
- 1990 to 1994: 62
- 1985 to 1989: 85
- 1980 to 1984: 38
- 1975 to 1979: 13
- 1970 to 1974: 19
- 1970 to 1974: 0
- 1965 to 1969: 20
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White population: 2,903
Black population: 2,953
American Indian population: 55
Asian population: 88
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 417
Two or more races population: 422

First ancestries reported:
|  Other groups: 3288 |
|  Italian: 398 |
|  French (except Basque): 326 |
|  Irish: 299 |
|  English: 216 |
|  Subsaharan African:: 200 |
|  German: 168 |
|  Polish: 130 |
|  African: 127 |
|  United States or American: 115 |
|  Guyanese: 101 |
|  West Indian (excluding Hispanic groups):: 98 |
|  Sudanese: 50 |
|  Dutch: 42 |
|  French Canadian: 41 |
|  West Indian: 41 |
|  Albanian: 36 |
|  European: 36 |
|  Jamaican: 30 |
|  Scottish: 25 |
|  U.S. Virgin Islander: 18 |
|  Arab:: 17 |
|  Nigerian: 16 |
|  Scotch-Irish: 15 |
|  Hungarian: 11 |
|  Egyptian: 9 |
|  Barbadian: 9 |
|  Afghan: 9 |
|  Lebanese: 8 |
|  Lithuanian: 8 |
|  Austrian: 8 |
|  Cape Verdean: 7 |
|  Armenian: 6 |
|  Portuguese: 6 |
|  Russian: 6 |
|  Norwegian: 6 |

Public primary/middle school in zip code 12307 not listed on the city page:- MARTIN LUTHER KING SCHOOL (Students: 396; Location: 918 STANLEY ST, SCHENECTADY, NY; Grades: KG - 05)
Facitilies with environmental interests located in this zip code:
- HESS STATION 32212 (N BRANDYWINE AVE in SCHENECTADY, NY)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMERADA HESS CORP. (CONTACT/OPERATOR)
Alternative names: AMERADA HESS STATION 32212
- AAMCO TRANSMISSIONS (1002 STATE ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERICAN RED CROSS (1040 STATE ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GLENFED FINANCIAL CORP (1044 STATE ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CONTEC LTD PARTNERSHIP (1023 STATE ST in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LARRY SPRARAGEN (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 5%
Housing units lacking complete kitchen facilities: 5%
Most commonly used house heating fuel: |
|
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- Utility gas (75%)
- Electricity (18%)
- Fuel oil, kerosene, etc. (2%)
- Bottled, tank, or LP gas (2%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 5181
- Northeast: 269
- Midwest: 78
- South: 481
- West: 104
41% of the 12307 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 55% lived in this county.
Out of people who lived in different counties, 85% lived in New York.
Population in 1990: 8,534. Population change in the 1990s: -1,691 (-19.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 28
| Here: | 2.2% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 7
| Here: | 1.8% | | New York: | 13.2% |
Students in private undergraduate colleges: 61
| Here: | 33.7% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Consumer Electronics Repair and Maintenance (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
- Health Care and Social Assistance: All Other Outpatient Care Centers (100-249: 1)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99: 1, 1-4: 1)
- Health Care and Social Assistance: Ambulance Services (50-99: 1)
- Other Services (except Public Administration): Civic and Social Organizations (20-49: 2, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 3, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 1)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 5-9: 1, 1-4: 5)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 20 people in homes or halfway houses for drug/alcohol abuse
- 12 people in homes for the mentally retarded
- 3 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $89,225 | 157 | $61,865 | 102 | $73,777 | 32 | $34,395 | 3 | $107,687 | 115 | $66,514 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 52 | $69,317 | 31 | $77,615 | 6 | $59,793 | 1 | $52,960 | 33 | $78,811 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $71,512 | 107 | $87,419 | 166 | $75,002 | 92 | $39,736 | 2 | $219,935 | 94 | $83,480 | 2 | $114,345 |
| APPLICATIONS WITHDRAWN | 5 | $76,980 | 34 | $77,723 | 60 | $88,735 | 2 | $55,055 | 0 | $0 | 34 | $77,591 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $88,443 | 13 | $78,163 | 22 | $68,557 | 0 | $0 | 0 | $0 | 12 | $65,932 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $92,564 | 282 | $64,232 | 123 | $68,966 | 23 | $42,104 | 2 | $89,780 | 176 | $66,463 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $53,985 | 89 | $60,787 | 31 | $68,884 | 10 | $51,852 | 0 | $0 | 43 | $66,126 | 2 | $124,965 |
| APPLICATIONS DENIED | 1 | $140,340 | 144 | $75,302 | 171 | $70,521 | 88 | $34,365 | 1 | $116,510 | 85 | $72,301 | 4 | $115,418 |
| APPLICATIONS WITHDRAWN | 5 | $85,054 | 49 | $69,772 | 74 | $78,442 | 3 | $75,537 | 3 | $884,953 | 45 | $74,054 | 3 | $67,523 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $86,562 | 29 | $74,535 | 0 | $0 | 0 | $0 | 11 | $91,079 | 1 | $92,680 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $93,797 | 249 | $59,047 | 134 | $61,251 | 17 | $24,725 | 1 | $84,740 | 158 | $60,353 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 48 | $55,506 | 42 | $64,243 | 6 | $32,895 | 3 | $53,843 | 34 | $60,696 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $250,240 | 133 | $61,214 | 204 | $67,812 | 64 | $29,217 | 0 | $0 | 112 | $60,737 | 3 | $35,863 |
| APPLICATIONS WITHDRAWN | 3 | $76,680 | 66 | $67,950 | 122 | $78,226 | 6 | $110,588 | 2 | $51,985 | 51 | $81,298 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $56,138 | 18 | $62,599 | 0 | $0 | 0 | $0 | 7 | $74,220 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $71,584 | 163 | $52,962 | 88 | $54,649 | 33 | $31,664 | 3 | $2,127,807 | 125 | $53,580 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $64,880 | 33 | $59,748 | 48 | $53,893 | 3 | $12,203 | 1 | $158,880 | 32 | $56,188 | 1 | $92,680 |
| APPLICATIONS DENIED | 3 | $66,863 | 87 | $50,199 | 144 | $60,769 | 26 | $24,063 | 0 | $0 | 80 | $54,712 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $69,249 | 24 | $47,704 | 84 | $70,809 | 6 | $64,828 | 3 | $2,434,710 | 19 | $66,342 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $70,529 | 13 | $98,759 | 0 | $0 | 0 | $0 | 1 | $42,370 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $74,284 | 144 | $49,649 | 106 | $52,841 | 13 | $28,824 | 1 | $119,160 | 101 | $45,793 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,820 | 43 | $64,034 | 35 | $51,756 | 7 | $25,156 | 0 | $0 | 31 | $56,331 |
| APPLICATIONS DENIED | 6 | $74,225 | 60 | $63,758 | 149 | $54,218 | 19 | $23,518 | 0 | $0 | 61 | $61,568 |
| APPLICATIONS WITHDRAWN | 4 | $66,985 | 31 | $52,205 | 66 | $73,060 | 1 | $105,920 | 0 | $0 | 33 | $52,172 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $91,340 | 9 | $65,508 | 4 | $40,578 | 0 | $0 | 6 | $76,158 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $51,765 | 109 | $44,372 | 85 | $44,005 | 14 | $18,659 | 0 | $0 | 67 | $43,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $18,995 | 25 | $55,006 | 41 | $40,310 | 0 | $0 | 1 | $79,440 | 11 | $42,375 |
| APPLICATIONS DENIED | 2 | $22,870 | 79 | $68,783 | 147 | $46,245 | 32 | $19,347 | 1 | $84,740 | 49 | $81,368 |
| APPLICATIONS WITHDRAWN | 6 | $37,322 | 16 | $62,272 | 73 | $43,703 | 5 | $10,380 | 1 | $84,740 | 7 | $36,141 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $46,256 | 14 | $46,589 | 0 | $0 | 0 | $0 | 10 | $33,153 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $55,236 | 60 | $36,903 | 80 | $42,257 | 15 | $9,041 | 1 | $264,800 | 53 | $35,452 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $41,040 | 22 | $40,892 | 16 | $41,101 | 0 | $0 | 0 | $0 | 4 | $33,100 |
| APPLICATIONS DENIED | 10 | $45,512 | 55 | $45,904 | 153 | $40,995 | 52 | $13,674 | 0 | $0 | 41 | $39,578 |
| APPLICATIONS WITHDRAWN | 4 | $28,993 | 19 | $51,036 | 57 | $43,065 | 8 | $8,051 | 0 | $0 | 9 | $39,709 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,140 | 6 | $40,183 | 10 | $43,230 | 0 | $0 | 0 | $0 | 4 | $46,930 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $53,645 | 62 | $43,979 | 55 | $38,311 | 15 | $10,893 | 17 | $45,637 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $47,660 | 14 | $57,738 | 14 | $38,464 | 13 | $19,007 | 8 | $62,754 |
| APPLICATIONS DENIED | 2 | $44,985 | 67 | $43,943 | 163 | $38,105 | 65 | $19,493 | 31 | $40,726 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $43,168 | 88 | $42,521 | 1 | $6,620 | 6 | $41,655 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $39,990 | 18 | $40,658 | 5 | $21,684 | 5 | $31,884 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $47,068 | 27 | $41,010 | 28 | $44,485 | 13 | $11,122 | 0 | $0 | 8 | $37,293 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $47,278 | 19 | $42,344 | 8 | $16,699 | 0 | $0 | 8 | $34,469 |
| APPLICATIONS DENIED | 2 | $26,330 | 20 | $44,775 | 63 | $42,997 | 42 | $12,078 | 1 | $35,730 | 13 | $39,236 |
| APPLICATIONS WITHDRAWN | 2 | $37,185 | 5 | $39,762 | 50 | $40,635 | 1 | $19,570 | 0 | $0 | 5 | $36,022 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $24,740 | 11 | $37,924 | 1 | $25,440 | 0 | $0 | 3 | $27,060 |
See detailed HMDA statistics for the following Tracts:
0208.00
, 0209.00, 0210.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $68,888 | 8 | $77,384 | 15 | $72,884 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $69,382 | 0 | $0 | 8 | $58,343 |
| APPLICATIONS DENIED | 4 | $51,833 | 0 | $0 | 4 | $51,833 |
| APPLICATIONS WITHDRAWN | 12 | $91,568 | 0 | $0 | 7 | $45,967 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,980 | 1 | $137,700 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $99,894 | 7 | $92,869 | 19 | $92,512 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $72,641 | 4 | $81,095 | 3 | $89,150 |
| APPLICATIONS DENIED | 2 | $69,980 | 1 | $119,160 | 2 | $69,980 |
| APPLICATIONS WITHDRAWN | 3 | $194,810 | 4 | $103,273 | 3 | $97,977 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $69,930 | 6 | $73,183 | 16 | $58,711 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $109,560 | 0 | $0 | 1 | $101,950 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $254,945 | 2 | $232,925 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $35,575 | 0 | $0 | 2 | $35,575 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $60,361 | 4 | $48,098 | 45 | $56,246 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $68,846 | 2 | $53,360 | 11 | $67,161 |
| APPLICATIONS DENIED | 3 | $57,813 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $48,361 | 0 | $0 | 6 | $58,067 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $30,490 | 0 | $0 | 2 | $30,490 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $52,308 | 6 | $62,735 | 17 | $47,515 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $83,456 | 5 | $50,640 | 7 | $55,884 |
| APPLICATIONS DENIED | 1 | $275,390 | 0 | $0 | 1 | $275,390 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $291,509 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $61,650 | 0 | $0 | 2 | $67,980 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $51,849 | 6 | $45,253 | 19 | $48,528 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $33,100 | 1 | $108,570 | 3 | $33,100 |
| APPLICATIONS DENIED | 12 | $55,324 | 2 | $42,985 | 7 | $40,451 |
| APPLICATIONS WITHDRAWN | 4 | $46,340 | 0 | $0 | 3 | $46,780 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $57,948 | 6 | $69,617 | 7 | $39,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $126,574 | 1 | $74,140 | 1 | $68,850 |
| APPLICATIONS DENIED | 1 | $22,510 | 1 | $68,850 | 3 | $30,453 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $48,128 | 4 | $29,583 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $47,985 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $79,190 | 1 | $51,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $57,300 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0208.00
, 0209.00, 0210.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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