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12307 Zip Code Detailed Profile

 



Profiles Schenectady, NY (12307) houses, apartments, residents, cars, jobs...

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City: Schenectady, NY
Schenectady County, NY
Zip code population (2000): 6,843
Estimated zip code population in 2007: 6,820



Age and Sex of Residents in zip code 12307

Zip code 12307 (Schenectady, New York) real estate house value trends

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Schenectady, NY (12307) map from a distance

Houses and condos: 3,685
Renter-occupied apartments: 2,030
% of renters here:  76%
State:  47%

2008 cost of living index in zip code 12307: 93.0 (less than average, U.S. average is 100)

Land area: 0.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 9100 people per square mile 
 
 (high).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  3.3% ($1,274)
New York:  2.4% ($2,847)

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Males: 3,223  (47.1%)
Females: 3,620  (52.9%)

Zip code 12307 races chart


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100% urban population.

Estimated median house/condo value in 2007: $99,031
12307:  $99,031
New York:  $311,000


According to our research of public records there were 26 registered sex offenders living in 12307 zip code in early 2007.

Median resident age:  28.8 years
New York median age:  35.9 years

Average household size:
This zip code:  2.5 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12307, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $18,940 (Individual Income Tax Returns)
Here:  $18,940
State:  $59,519

Salary/wage: $18,578 (reported on 91.1% of returns)
Here:  $18,578
State:  $50,673
(% of AGI for various income ranges: 87.4% for AGIs below $10k, 88.8% for AGIs $10k-25k, 94.5% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 96.1% for AGIs $75k-100k, 64.1% for AGIs over 100k)

Taxable interest for individuals: $394 (reported on 15.1% of returns)
This zip code:  $394
New York:  $2,377
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $619 (reported on 4.1% of returns)
Here:  $619
State:  $5,394
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$5,406 (reported on 2.7% of returns)
Here:  +$5,406
State:  +$23,581
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 6.3% for AGIs $50k-75k)

Profit/loss from business: +$6,008 (reported on 10.0% of returns)
Here:  +$6,008
State:  +$13,809
(% of AGI for various income ranges: 11.8% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)

IRA payment deduction: $2,214 (reported on 0.6% of returns)
12307:  $2,214
New York:  $3,115

Total itemized deductions: $12,876 (2% of AGI, reported on 6.8% of returns)
Here:  $12,876
State:  $25,864
(% of AGI for various income ranges: 2.7% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,699 (5.9% of AGI, reported on 6.0% of returns)
Here:  $2,699
New York:  $4,439

Here:  5.9% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $2,052 (reported on 47.7% of returns)
12307:  $2,052
State:  $11,730
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 2.8% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Earned income credit: $2,093 (reported on 52.1% of returns)
Here:  $2,093
State:  $1,757
(% of AGI for various income ranges: 20.4% for AGIs below $10k, 10.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 77.8%
Here:  78%
State:  67%
(% for various income ranges: 77.1% for AGIs below $10k, 81.6% for AGIs $10k-25k, 72.1% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 75.0% for AGIs over 100k)


Estimated median household income in 2007: $22,286
This zip code:  $22,286
New York:  $53,514
Schenectady, NY (12307) map

Nearest zip codes: 12305, 12308, 12303, 12304, 12306, 12309.
Schenectady Zip Code Map


Percentage of family households:
This zip code:  55.5%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  10.4%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 12307 with a mortgage: 153 (13 second mortgage, 17 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 127


Median monthly owner costs for units with a mortgage: $1,106

Median monthly owner costs for units without a mortgage: $402

Residents with income below the poverty level in 2007:
This zip code:  41.2%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  17.3%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.0
State:  6.3

Median number of rooms in apartments:
Here:  4.6
State:  3.6


Zip code 12307 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 67
  • 1990 to 1994: 20
  • 1980 to 1989: 125
  • 1970 to 1979: 254
  • 1960 to 1969: 209
  • 1950 to 1959: 300
  • 1940 to 1949: 381
  • 1939 or earlier: 2,280



Zip code 12307 satellite photo by USGS


Bedrooms in owner-occupied houses in Schenectady, NY (12307):
  • no bedroom: 0
  • 1 bedrooms: 52
  • 2 bedrooms: 139
  • 3 bedrooms: 305
  • 4 bedrooms: 80
  • 5 or more bedrooms: 67


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 75
  • 1 bedrooms: 665
  • 2 bedrooms: 440
  • 3 bedrooms: 623
  • 4 bedrooms: 176
  • 5 or more bedrooms: 51



Vehicles available in 12307 zip code in owner-occupied houses/condos:
  • no vehicle: 142
  • 1 vehicle: 292
  • 2 vehicles: 136
  • 3 vehicles: 63
  • 4 vehicles: 5
  • 5 or more vehicles: 5


Vehicles available in renter-occupied apartments:
  • no vehicle: 1,108
  • 1 vehicle: 638
  • 2 vehicles: 248
  • 3 vehicles: 36
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 12307 household income distribution in 2007

Zip code 12307 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12307:

  • Less than $10,000: 3
  • $10,000 to $14,999: 1
  • $15,000 to $19,999: 1
  • $20,000 to $24,999: 6
  • $25,000 to $29,999: 8
  • $30,000 to $34,999: 6
  • $35,000 to $39,999: 6
  • $40,000 to $49,999: 13
  • $50,000 to $59,999: 51
  • $60,000 to $69,999: 49
  • $70,000 to $79,999: 64
  • $80,000 to $89,999: 64
  • $90,000 to $99,999: 54
  • $100,000 to $124,999: 129
  • $125,000 to $149,999: 101
  • $150,000 to $174,999: 45
  • $175,000 to $199,999: 7
  • $200,000 to $249,999: 11
  • $250,000 to $299,999: 8
  • $300,000 to $399,999: 8
  • $500,000 to $749,999: 3
  • $750,000 to $999,999: 2
 



12307 rent paid by renters


Rent paid by renters in 2007 in zip code 12307:

  • Less than $100: 95
  • $100 to $149: 55
  • $150 to $199: 60
  • $200 to $249: 24
  • $250 to $299: 58
  • $300 to $349: 140
  • $350 to $399: 153
  • $400 to $449: 266
  • $450 to $499: 149
  • $500 to $549: 67
  • $550 to $599: 21
  • $650 to $699: 18
  • $900 to $999: 14
  • No cash rent: 109
 


Median price asked for vacant for-sale houses and condos in 2007: $118,837.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $84,913
  • Black or African American householders: $103,877
  • Asian householders: $136,957
  • Native Hawaiian and other Pacific Islander householders: $737,466
  • Some other race householders: $130,426
  • Two or more races householders: $106,827
  • Hispanic or Latino householders: $135,693

Estimated median house or condo value in 2007: $105,989 (it was $47,000 in 2000)
12307:  $105,989
New York:  $311,000
Lower value quartile - upper value quartile: $92,957 - $207,184

Mean price in 2007:
Detached houses: $98,582
Here:  $98,582
State:  $352,556

Townhouses or other attached units: $137,287
Here:  $137,287
State:  $476,263

In 2-unit structures: $116,730
Here:  $116,730
State:  $482,362

In 3-to-4-unit structures: $99,503
Here:  $99,503
State:  $552,553

In 5-or-more-unit structures: $198,241
Here:  $198,241
State:  $503,284


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 433
  • One, attached: 86
  • Two: 1,847
  • 3 or 4: 691
  • 5 to 9: 145
  • 10 to 19: 148
  • 20 to 49: 78
  • 50 or more: 208
12307 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 867 (43%)
  • Carpooled: 437 (22%)
  • Bus or trolley bus: 342 (17%)
  • Taxi: 36 (2%)
  • Walked: 241 (12%)
  • Other means: 14 (1%)
  • Worked at home: 62 (3%)
 

12307 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 113
  • 5 to 9 minutes: 272
  • 10 to 14 minutes: 279
  • 15 to 19 minutes: 291
  • 20 to 24 minutes: 230
  • 25 to 29 minutes: 123
  • 30 to 34 minutes: 317
  • 35 to 39 minutes: 21
  • 40 to 44 minutes: 28
  • 45 to 59 minutes: 123
  • 60 to 89 minutes: 64
  • 90 or more minutes: 76
 

Percentage of zip code residents living and working in this county: 62.2%


Household type by relationship
Households: 6,759

  • In family households: 5,384 (566 male householders, 917 female householders)
    588 spouses, 2,575 children (2,382 natural, 98 adopted, 95 stepchildren), 110 grandchildren, 84 brothers or sisters, 53 parents, 126 other relatives, 365 non-relatives
  • In nonfamily households: 1,375 (554 male householders (443 living alone)), 582 female householders (500 living alone)), 239 nonrelatives
  • In group quarters: 36 (0 institutionalized population)

Size of family households: 457 2-persons, 335 3-persons, 321 4-persons, 198 5-persons, 71 6-persons, 101 7-or-more-persons.

Size of nonfamily households: 943 1-person, 176 2-persons, 17 3-persons.

707 married couples with children.
1,449 single-parent households (187 men, 1,262 women).

86.9% of residents of 12307 zip code speak English at home.
9.4% of residents speak Spanish at home (67% very well, 20% well, 8% not well, 5% not at all).
2.1% of residents speak other Indo-European language at home (57% very well, 22% well, 15% not well, 5% not at all).
0.3% of residents speak Asian or Pacific Island language at home (39% very well, 33% not well, 28% not at all).
1.3% of residents speak other language at home (53% very well, 38% well, 9% not well).

Foreign born population: 390 (5.7%)
(37.4% of them are naturalized citizens)

This zip code:  5.7%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Guyana (33%)
  • Other Northern Africa (10%)
  • Other Eastern Europe (9%)
  • Nigeria (6%)
  • Panama (6%)
  • Barbados (5%)
  • Other Eastern Africa (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 153
  • 1990 to 1994: 62
  • 1985 to 1989: 85
  • 1980 to 1984: 38
  • 1975 to 1979: 13
  • 1970 to 1974: 19
  • 1970 to 1974: 0
  • 1965 to 1969: 20

White population: 2,903
Black population: 2,953
American Indian population: 55
Asian population: 88
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 417
Two or more races population: 422

Zip code 12307 races chart


First ancestries reported:

 Other groups: 3288
 Italian: 398
 French (except Basque): 326
 Irish: 299
 English: 216
 Subsaharan African:: 200
 German: 168
 Polish: 130
 African: 127
 United States or American: 115
 Guyanese: 101
 West Indian (excluding Hispanic groups):: 98
 Sudanese: 50
 Dutch: 42
 French Canadian: 41
 West Indian: 41
 Albanian: 36
 European: 36
 Jamaican: 30
 Scottish: 25
 U.S. Virgin Islander: 18
 Arab:: 17
 Nigerian: 16
 Scotch-Irish: 15
 Hungarian: 11
 Egyptian: 9
 Barbadian: 9
 Afghan: 9
 Lebanese: 8
 Lithuanian: 8
 Austrian: 8
 Cape Verdean: 7
 Armenian: 6
 Portuguese: 6
 Russian: 6
 Norwegian: 6



Zip code 12307 topographic map

Public primary/middle school in zip code 12307 not listed on the city page:
  • MARTIN LUTHER KING SCHOOL (Students: 396; Location: 918 STANLEY ST, SCHENECTADY, NY; Grades: KG - 05)

Facitilies with environmental interests located in this zip code:

  • HESS STATION 32212 (N BRANDYWINE AVE in SCHENECTADY, NY)
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: AMERADA HESS CORP. (CONTACT/OPERATOR)
    Alternative names: AMERADA HESS STATION 32212
  • AAMCO TRANSMISSIONS (1002 STATE ST in SCHENECTADY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • AMERICAN RED CROSS (1040 STATE ST in SCHENECTADY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • GLENFED FINANCIAL CORP (1044 STATE ST in SCHENECTADY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CONTEC LTD PARTNERSHIP (1023 STATE ST in SCHENECTADY, NY)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: LARRY SPRARAGEN (CONTACT/OWNER)

Zip code 12307 marital status for males
Zip code 12307 marital status for females


Housing units lacking complete plumbing facilities: 5%

Housing units lacking complete kitchen facilities: 5%

Most commonly used house heating fuel:
  • Utility gas (75%)
  • Electricity (18%)
  • Fuel oil, kerosene, etc. (2%)
  • Bottled, tank, or LP gas (2%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 5181
  • Northeast: 269
  • Midwest: 78
  • South: 481
  • West: 104

41% of the 12307 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 85% lived in New York.

Population in 1990: 8,534. Population change in the 1990s: -1,691 (-19.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:  2.2%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 7
Here:  1.8%
New York:  13.2%

Students in private undergraduate colleges: 61
Here:  33.7%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Consumer Electronics Repair and Maintenance (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
  • Health Care and Social Assistance: All Other Outpatient Care Centers (100-249: 1)
  • Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99: 1, 1-4: 1)
  • Health Care and Social Assistance: Ambulance Services (50-99: 1)
  • Other Services (except Public Administration): Civic and Social Organizations (20-49: 2, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 3, 1-4: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 1)
  • Health Care and Social Assistance: Child Day Care Services (20-49: 1, 5-9: 1, 1-4: 5)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 20 people in homes or halfway houses for drug/alcohol abuse
  • 12 people in homes for the mentally retarded
  • 3 people in other noninstitutional group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$89,225157$61,865102$73,77732$34,3953$107,687115$66,5140$0
APPLICATIONS APPROVED, NOT ACCEPTED0$052$69,31731$77,6156$59,7931$52,96033$78,8110$0
APPLICATIONS DENIED5$71,512107$87,419166$75,00292$39,7362$219,93594$83,4802$114,345
APPLICATIONS WITHDRAWN5$76,98034$77,72360$88,7352$55,0550$034$77,5910$0
FILES CLOSED FOR INCOMPLETENESS3$88,44313$78,16322$68,5570$00$012$65,9320$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed HMDA statistics for the following Tracts: 0208.00 , 0209.00, 0210.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED30$68,8888$77,38415$72,884
APPLICATIONS APPROVED, NOT ACCEPTED14$69,3820$08$58,343
APPLICATIONS DENIED4$51,8330$04$51,833
APPLICATIONS WITHDRAWN12$91,5680$07$45,967
FILES CLOSED FOR INCOMPLETENESS2$69,9801$137,7000$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed PMIC statistics for the following Tracts: 0208.00 , 0209.00, 0210.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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