Estimated median household income in 2007: $80,675
| This zip code: | $80,675 | | New York: | $53,514 |
Nearest zip codes: 12304, 12148, 12308, 12307, 12008, 12303.
Schenectady Zip Code Map
Housing units in zip code 12309 with a mortgage: 5,774 (395 second mortgage, 677 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 2,885
Median monthly owner costs for units with a mortgage: $1,836
Median monthly owner costs for units without a mortgage: $665
Residents with income below the poverty level in 2007:
| This zip code: | 2.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.0% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 7.2 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 135
- 1995 to 1998: 419
- 1990 to 1994: 699
- 1980 to 1989: 1,457
- 1970 to 1979: 1,016
- 1960 to 1969: 1,678
- 1950 to 1959: 2,221
- 1940 to 1949: 1,396
- 1939 or earlier: 2,641
|
|

Bedrooms in owner-occupied houses in Schenectady, NY (12309): |
|
- no bedroom: 0
- 1 bedrooms: 93
- 2 bedrooms: 765
- 3 bedrooms: 4,119
- 4 bedrooms: 3,354
- 5 or more bedrooms: 703
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 93
- 1 bedrooms: 774
- 2 bedrooms: 827
- 3 bedrooms: 458
- 4 bedrooms: 54
- 5 or more bedrooms: 44
|
|
Vehicles available in 12309 zip code in owner-occupied houses/condos: |
|
- no vehicle: 224
- 1 vehicle: 2,399
- 2 vehicles: 4,884
- 3 vehicles: 1,267
- 4 vehicles: 218
- 5 or more vehicles: 42
|
|
Vehicles available in renter-occupied apartments: |
|
- no vehicle: 459
- 1 vehicle: 1,252
- 2 vehicles: 438
- 3 vehicles: 94
- 4 vehicles: 0
- 5 or more vehicles: 7
|
|
Estimated household income distribution in 2007:

|
Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12309:
- $30,000 to $34,999: 3
- $35,000 to $39,999: 4
- $40,000 to $49,999: 9
- $50,000 to $59,999: 3
- $70,000 to $79,999: 5
- $80,000 to $89,999: 5
- $90,000 to $99,999: 4
- $100,000 to $124,999: 86
- $125,000 to $149,999: 382
- $150,000 to $174,999: 870
- $175,000 to $199,999: 963
- $200,000 to $249,999: 1,398
- $250,000 to $299,999: 1,415
- $300,000 to $399,999: 2,275
- $400,000 to $499,999: 779
- $500,000 to $749,999: 635
- $750,000 to $999,999: 111
- $1,000,000 or more: 56
|

|
Rent paid by renters in 2007 in zip code 12309:
- Less than $100: 13
- $100 to $149: 21
- $150 to $199: 5
- $200 to $249: 8
- $250 to $299: 14
- $300 to $349: 10
- $350 to $399: 10
- $400 to $449: 41
- $450 to $499: 98
- $500 to $549: 295
- $550 to $599: 270
- $600 to $649: 145
- $650 to $699: 127
- $700 to $749: 61
- $750 to $799: 66
- $800 to $899: 61
- $900 to $999: 58
- $1,000 to $1,249: 103
- $1,250 to $1,499: 18
- $1,500 to $1,999: 19
- $2,000 or more: 283
- No cash rent: 142
|
Median price asked for vacant for-sale houses and condos in 2007: $259,588.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $276,444
- Black or African American householders: $248,210
- Asian householders: $461,864
- Some other race householders: $196,587
- Two or more races householders: $238,517
- Hispanic or Latino householders: $388,960
Estimated median house or condo value in 2007: $297,670 (it was $132,000 in 2000)
| 12309: | $297,670 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $92,957 - $207,184
Mean price in 2007:
Detached houses: $280,631| Here: | $280,631 | | State: | $352,556 |
Townhouses or other attached units: $342,846| Here: | $342,846 | | State: | $476,263 |
In 2-unit structures: $225,204| Here: | $225,204 | | State: | $482,362 |
In 3-to-4-unit structures: $193,999| Here: | $193,999 | | State: | $552,553 |
In 5-or-more-unit structures: $123,627| Here: | $123,627 | | State: | $503,284 |
Mobile homes: $22,500| Here: | $22,500 | | State: | $40,766 |
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 9,379
- One, attached: 131
- Two: 523
- 3 or 4: 461
- 5 to 9: 410
- 10 to 19: 231
- 20 to 49: 135
- 50 or more: 376
- Mobile homes: 16

|
Means of transportation to work
- Drove a car alone: 11,782 (85%)
- Carpooled: 1,104 (8%)
- Bus or trolley bus: 100 (1%)
- Ferryboat: 8 (0%)
- Taxi: 16 (0%)
- Bicycle: 14 (0%)
- Walked: 271 (2%)
- Other means: 55 (0%)
- Worked at home: 480 (3%)
|

|
Travel time to work
- Less than 5 minutes: 354
- 5 to 9 minutes: 1709
- 10 to 14 minutes: 2445
- 15 to 19 minutes: 2522
- 20 to 24 minutes: 2240
- 25 to 29 minutes: 1170
- 30 to 34 minutes: 1603
- 35 to 39 minutes: 279
- 40 to 44 minutes: 277
- 45 to 59 minutes: 403
- 60 to 89 minutes: 232
- 90 or more minutes: 116
|
Percentage of zip code residents living and working in this county: 57.1%
Household type by relationship
Households: 28,227
- In family households: 24,598 (6,644 male householders, 1,500 female householders)
7,021 spouses, 8,532 children (8,047 natural, 226 adopted, 259 stepchildren), 168 grandchildren, 143 brothers or sisters, 228 parents, 207 other relatives, 155 non-relatives
- In nonfamily households: 3,629 (1,092 male householders (901 living alone)), 2,139 female householders (1,981 living alone)), 398 nonrelatives
- In group quarters: 1,728 (1,578 institutionalized population)
Size of family households: 3,590 2-persons, 1,867 3-persons, 1,774 4-persons, 691 5-persons, 185 6-persons, 37 7-or-more-persons.
Size of nonfamily households: 2,882 1-person, 330 2-persons, 19 3-persons.
6,110 married couples with children.
993 single-parent households (237 men, 756 women).
89.1% of residents of 12309 zip code speak English at home.
1.4% of residents speak Spanish at home (76% very well, 14% well, 9% not well, 2% not at all).
6.0% of residents speak other Indo-European language at home (70% very well, 21% well, 7% not well, 1% not at all).
2.8% of residents speak Asian or Pacific Island language at home (70% very well, 23% well, 6% not well, 1% not at all).
0.7% of residents speak other language at home (60% very well, 34% well, 6% not well).
Foreign born population: 2,487 (8.3%)
(70.0% of them are naturalized citizens)
| This zip code: | 8.3% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- India (20%)
- Italy (10%)
- China, excluding Hong Kong and Taiwan (6%)
- Russia (6%)
- Korea (5%)
- Germany (5%)
- Poland (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 406
- 1990 to 1994: 295
- 1985 to 1989: 292
- 1980 to 1984: 159
- 1975 to 1979: 246
- 1970 to 1974: 207
- 1970 to 1974: 262
- 1965 to 1969: 620
|
|
White population: 27,059
Black population: 1,056
American Indian population: 28
Asian population: 1,390
Native Hawaiian and Other Pacific Islander population: 10
Some other race population: 197
Two or more races population: 317

First ancestries reported:
|  Italian: 5139 |
|  Irish: 4370 |
|  Other groups: 2757 |
|  German: 2703 |
|  English: 2150 |
|  Polish: 1770 |
|  United States or American: 854 |
|  French (except Basque): 654 |
|  Russian: 586 |
|  French Canadian: 527 |
|  Scottish: 396 |
|  Dutch: 392 |
|  Hungarian: 218 |
|  Scotch-Irish: 218 |
|  Swedish: 217 |
|  Ukrainian: 214 |
|  Arab:: 206 |
|  European: 181 |
|  Norwegian: 167 |
|  Greek: 155 |
|  British: 139 |
|  Lithuanian: 137 |
|  Welsh: 118 |
|  Eastern European: 117 |
|  Czech: 103 |
|  Austrian: 97 |
|  Swiss: 90 |
|  Danish: 78 |
|  Armenian: 74 |
|  Canadian: 68 |
|  Lebanese: 63 |
|  Slovak: 52 |
|  Palestinian: 46 |
|  Turkish: 42 |
|  Finnish: 41 |
|  Israeli: 40 |
|  Romanian: 40 |
|  West Indian (excluding Hispanic groups):: 36 |
|  Jamaican: 36 |
|  Northern European: 34 |
|  Subsaharan African:: 34 |
|  Portuguese: 31 |
|  Iraqi: 27 |
|  Egyptian: 27 |
|  Pennsylvania German: 24 |
|  African: 23 |
|  Latvian: 23 |
|  Croatian: 22 |
|  Yugoslavian: 22 |
|  Arab/Arabic: 21 |
|  Iranian: 21 |
|  Slavic: 18 |
|  Guyanese: 17 |
|  Serbian: 17 |
|  Czechoslovakian: 15 |
|  Jordanian: 12 |
|  Cape Verdean: 11 |
|  Syrian: 10 |
|  Maltese: 9 |
|  Scandinavian: 8 |
|  Slovene: 8 |
|  Afghan: 8 |
|  Celtic: 8 |
|  Estonian: 6 |

Public primary/middle schools in zip code 12309 not listed on the city page:- CRAIG SCHOOL (Students: 411; Location: 2566 BALLTOWN RD, SCHENECTADY, NY; Grades: KG - 05)
- HILLSIDE SCHOOL (Students: 377; Location: 1100 CORNELIUS AVE, SCHENECTADY, NY; Grades: KG - 05)
- ROSENDALE SCHOOL (Students: 372; Location: 2445 ROSENDALE RD, SCHENECTADY, NY; Grades: KG - 05)
- BIRCHWOOD ES (Students: 328; Location: 897 BIRCHWOOD LN, SCHENECTADY, NY; Grades: KG - 05)
- HOWE INTNTL MAGNET SCHOOL (Students: 324; Location: 1065 BAKER AVE, SCHENECTADY, NY; Grades: KG - 05)
Private primary/middle school not listed on the city page:- MONTESSORI SCHOOL (Students: 14; Location: 2117 UNION ST, SCHENECTADY, NY; Grades: PK - KG)
Facitilies with environmental interests located in this zip code:
- HARTZ FAMILY CLEANERS (1714 UNION STREET in SCHENECTADY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: STEPHEN HARTZ (CONTACT/OWNER)
- CRAIG SCHOOL ( in SCHENECTADY, NY)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-530301060002
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
- HILLSIDE SCHOOL ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530301060004
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
- HOWE INTNTL MAGNET SCHOOL ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530600010010
Organizations: SCHENECTADY CITY SD (SCHOOL DISTRICT)
- IROQUOIS MS ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530301060008
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
- BELLEVUE MATERNITY HOSPITAL INCORPORATED (2210 TROY ROAD in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY, ICIS-02-2004-0878,
- BEVIS HILL SUBSTATION (BALLTOWN RD in NISKAYUNA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CON DIESEL MOBILE EQUIPMENT DIVISION (HILLSIDE AVE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ALL OTHER TRANSPORTATION EQUIPMENT MANUFACTURING.
- GETTY PETROLEUM CORP (3159 TROY SCHENECTADY RD in NISKAYUNA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- HILLSIDE ELEMENTARY SCHOOL (1100 CORNELIUS AVE in NISKAYUNA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NISKAYUNA SCHOOL DIST (CONTACT/OWNER)
Median worth of mobile homes: $25,905
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Utility gas (86%)
- Fuel oil, kerosene, etc. (9%)
- Electricity (4%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 21360
- Northeast: 3286
- Midwest: 1143
- South: 1063
- West: 454
66% of the 12309 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 52% lived in this county.
Out of people who lived in different counties, 70% lived in New York.
Population in 1990: 27,928. Population change in the 1990s: +2,129 (+7.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 334
| Here: | 9.8% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 174
| Here: | 9.7% | | New York: | 13.2% |
Students in private undergraduate colleges: 338
| Here: | 35.1% | | New York: | 38.2% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- GENERALELECTRIC COMPANY (1 RESEARCH CIR in NISKAYUNA, NY): $29,091,169 in 111 contracts from 1999 to 2006
Contracts for Defense Tank - Automotive -- Basic Research (R&D), Physical Sciences -- Basic Research (R&D), Other Defense -- Applied Research and Exploratory Development (R&D), Other Defense -- Basic Research (R&D), and more by Army, Air Force, Navy, Office of Policy, Management and Budget/Chief Financial Officer, and others Signed by year: 2000: $5,769,771; 2001: $5,075,738; 2002: $5,008,600; 2003: $2,838,848; 2004: $4,125,393; 2005: $5,090,021; 2006: $75,210.
Biggest contracts:
$3,099,921 with Army for Defense Tank - Automotive -- Basic Research (R&D). Signed on 2005-07-11. Completion date: 2007-07-01.
$1,730,500 with Army for Physical Sciences -- Basic Research (R&D). Signed on 2004-07-29. Completion date: 2006-03-29.
$1,518,818 with Air Force for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2003-08-06. Completion date: 2004-11-09.
$1,368,000 with Navy for Other Defense -- Basic Research (R&D). Signed on 2002-12-13. Completion date: 2004-08-22.
- UTILITY SYSTEMS TECHNOLOGIES, (2315 CAYUGA RD in NISKAYUNA, NY; small business)
$227,465 with Navy for ADP Support Equipment. Signed on 2005-09-21. Completion date: 2005-09-28.
- HI-TEK INDUSTRIES INC (1737 UNION ST SUITE 802L in NISKAYUNA, NY; small business): $76,995 in 4 contracts from 2004 to 2006
$30,014 with Defense Logistics Agency for Miscellaneous Items. Signed on 2005-03-26. Completion date: 2005-08-23.
$29,924 with Defense Logistics Agency for Connectors, Electrical. Signed on 2004-11-22. Completion date: 2005-02-28.
$13,767 with Defense Logistics Agency for Electrical Insulators and Insulating Materials. Signed on 2006-05-16. Completion date: 2006-07-15.
$3,290 with Defense Logistics Agency for Connectors, Electrical. Signed on 2005-03-11. Completion date: 2005-07-12.
- CUSTOM MANUFACTURING SOLUTIONS (1052 CORNELIUS AVE in SCHENECTADY, NY)
$39,871 with Defense Logistics Agency for Nails, Machine Keys, and Pins. Signed on 2000-04-14. Completion date: 2000-08-01.
- T & P LAWN AND LANDSCAPE INC (779 HAMPSHIRE SEAT in NISKAYUNA, NY; small business): $22,150 in 2 contracts from 2004 to 2005
$11,350 with Army for Landscaping/Groundskeeping Services. Signed on 2005-05-03. Completion date: 2005-09-30.
$10,800, same as above. Signed on 2004-04-21. Completion date: 2004-09-30.
- MICHAEL'S SHOE SERVICE (1605 UNION ST in SCHENECTADY, NY; small business)
$10,211 with Army for Outerwear, Men's. Signed on 2004-07-27. Completion date: 2004-09-10.
- ABDOUN CONSULTANT (843 BEECH DRIVE in NISKAYUNA, NY; small business)
$10,000 with Army for Other Research and Development -- Basic Research (R&D). Signed on 2004-04-07. Completion date: 2004-06-30.
- W J ASSOCIATES,LLC (2041 HOOVER RD in NISKAYUNA, NY; small business): $5,752 in 2 contracts in 2004
$2,922 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2004-11-19. Completion date: 2004-12-18.
$2,830, same as above. Signed on 2004-01-13. Completion date: 2004-01-23.
Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (over 1000 employees: 2 establishments, 1-4 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 20-49: 3, 10-19: 8, 5-9: 8, 1-4: 11)
- Health Care and Social Assistance: Nursing Care Facilities (250-499: 1, 5-9: 1)
- Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (250-499: 1)
- Health Care and Social Assistance: Child Day Care Services (100-249: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 3)
- Health Care and Social Assistance: Homes for the Elderly (50-99: 2, 20-49: 2)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 1, 5-9: 1, 1-4: 7)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 802 people in nursing homes
- 727 people in local jails and other confinement facilities (including police lockups)
- 101 people in homes for the mentally retarded
- 26 people in homes for the mentally ill
- 21 people in homes for abused, dependent, and neglected children
- 6 people in residential treatment centers for emotionally disturbed children
- 5 people in other group homes
- 5 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $157,531 | 783 | $176,936 | 681 | $152,316 | 220 | $54,572 | 0 | $0 | 63 | $116,844 | 1 | $16,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $203,348 | 114 | $198,883 | 144 | $165,243 | 58 | $42,358 | 0 | $0 | 8 | $97,841 | 1 | $50,310 |
| APPLICATIONS DENIED | 8 | $210,288 | 125 | $177,430 | 434 | $154,198 | 169 | $73,270 | 2 | $184,380 | 26 | $134,272 | 5 | $37,070 |
| APPLICATIONS WITHDRAWN | 20 | $159,708 | 76 | $189,122 | 226 | $163,823 | 40 | $74,817 | 1 | $492,310 | 6 | $153,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 41 | $175,757 | 65 | $178,349 | 10 | $80,136 | 0 | $0 | 3 | $166,757 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $159,384 | 976 | $158,624 | 783 | $137,180 | 259 | $54,430 | 1 | $589,170 | 78 | $115,848 | 1 | $104,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $143,330 | 115 | $167,494 | 161 | $125,152 | 62 | $58,230 | 0 | $0 | 9 | $108,348 | 0 | $0 |
| APPLICATIONS DENIED | 11 | $154,073 | 103 | $155,313 | 453 | $141,148 | 152 | $55,884 | 0 | $0 | 35 | $109,579 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $144,803 | 93 | $138,169 | 326 | $127,466 | 37 | $101,672 | 0 | $0 | 26 | $101,573 | 1 | $48,670 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $122,095 | 45 | $185,004 | 122 | $157,669 | 18 | $68,353 | 0 | $0 | 2 | $93,770 | 1 | $115,470 |
Aggregated Statistics For Year 2005 (Based on 2 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $131,862 | 1,061 | $151,913 | 1,092 | $135,934 | 255 | $48,581 | 2 | $902,880 | 88 | $104,875 | 2 | $31,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $126,338 | 144 | $159,170 | 220 | $144,319 | 40 | $31,065 | 1 | $41,240 | 12 | $160,285 | 2 | $47,025 |
| APPLICATIONS DENIED | 3 | $87,433 | 124 | $112,284 | 521 | $133,042 | 149 | $68,975 | 0 | $0 | 29 | $65,353 | 4 | $61,198 |
| APPLICATIONS WITHDRAWN | 9 | $133,480 | 109 | $155,919 | 591 | $147,569 | 65 | $124,194 | 2 | $122,485 | 24 | $92,677 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $73,410 | 49 | $128,776 | 137 | $156,479 | 9 | $75,224 | 0 | $0 | 10 | $86,952 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $119,036 | 1,012 | $149,101 | 1,286 | $122,214 | 196 | $39,534 | 1 | $5,631,180 | 81 | $118,911 | 1 | $102,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $86,370 | 102 | $158,311 | 210 | $119,549 | 39 | $29,257 | 0 | $0 | 12 | $75,688 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $159,715 | 82 | $132,318 | 416 | $114,706 | 112 | $40,470 | 0 | $0 | 26 | $104,362 | 1 | $10,780 |
| APPLICATIONS WITHDRAWN | 6 | $84,698 | 69 | $137,533 | 451 | $117,596 | 34 | $61,006 | 1 | $984,690 | 15 | $96,031 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $130,730 | 33 | $157,599 | 79 | $132,848 | 11 | $72,280 | 0 | $0 | 3 | $84,413 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $112,828 | 923 | $141,098 | 2,554 | $116,379 | 60 | $31,170 | 1 | $81,690 | 75 | $74,427 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $86,620 | 78 | $156,212 | 328 | $116,932 | 39 | $40,614 | 1 | $92,380 | 15 | $111,187 |
| APPLICATIONS DENIED | 17 | $110,074 | 65 | $112,993 | 466 | $113,960 | 67 | $38,695 | 0 | $0 | 18 | $70,885 |
| APPLICATIONS WITHDRAWN | 16 | $100,587 | 77 | $147,572 | 430 | $120,716 | 29 | $23,452 | 2 | $1,105,250 | 16 | $91,469 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $175,275 | 21 | $138,286 | 89 | $130,256 | 4 | $50,365 | 0 | $0 | 1 | $56,090 |
Aggregated Statistics For Year 2002 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $104,476 | 659 | $113,876 | 1,064 | $105,566 | 57 | $20,149 | 1 | $3,063,480 | 47 | $79,894 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 61 | $129,456 | 144 | $99,445 | 13 | $37,861 | 0 | $0 | 10 | $62,341 |
| APPLICATIONS DENIED | 14 | $94,500 | 53 | $89,576 | 277 | $88,108 | 76 | $21,307 | 0 | $0 | 15 | $82,606 |
| APPLICATIONS WITHDRAWN | 10 | $91,042 | 45 | $110,088 | 208 | $96,354 | 32 | $25,145 | 0 | $0 | 8 | $122,566 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $113,915 | 20 | $89,778 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 175 | $93,160 | 511 | $112,541 | 704 | $96,679 | 82 | $28,182 | 2 | $253,985 | 46 | $71,842 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $82,740 | 45 | $117,718 | 110 | $87,779 | 24 | $23,908 | 0 | $0 | 11 | $95,155 |
| APPLICATIONS DENIED | 14 | $82,618 | 41 | $86,663 | 323 | $77,168 | 73 | $23,718 | 0 | $0 | 16 | $55,413 |
| APPLICATIONS WITHDRAWN | 9 | $89,136 | 40 | $95,162 | 176 | $83,379 | 12 | $24,254 | 2 | $470,250 | 7 | $65,790 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $115,680 | 9 | $78,101 | 20 | $99,071 | 0 | $0 | 0 | $0 | 1 | $51,140 |
Aggregated Statistics For Year 2000 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $90,072 | 466 | $106,958 | 158 | $71,227 | 107 | $23,541 | 1 | $116,900 | 14 | $67,011 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $60,193 | 48 | $95,245 | 45 | $70,808 | 43 | $16,331 | 0 | $0 | 3 | $31,220 |
| APPLICATIONS DENIED | 10 | $65,623 | 47 | $77,087 | 175 | $67,363 | 56 | $33,178 | 2 | $23,810 | 5 | $61,340 |
| APPLICATIONS WITHDRAWN | 6 | $72,837 | 42 | $100,924 | 154 | $63,144 | 13 | $28,819 | 0 | $0 | 5 | $49,384 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,210 | 5 | $70,406 | 29 | $84,019 | 2 | $22,645 | 0 | $0 | 1 | $32,990 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $85,746 | 322 | $119,495 | 366 | $89,945 | 118 | $14,913 | 28 | $70,896 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $65,280 | 23 | $118,483 | 61 | $83,611 | 22 | $21,462 | 4 | $55,088 |
| APPLICATIONS DENIED | 4 | $73,048 | 24 | $116,289 | 143 | $76,984 | 46 | $15,594 | 7 | $60,119 |
| APPLICATIONS WITHDRAWN | 3 | $69,077 | 28 | $118,580 | 133 | $89,689 | 30 | $55,187 | 4 | $64,448 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $39,160 | 6 | $107,438 | 16 | $99,349 | 0 | $0 | 1 | $113,610 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 181 | $181,727 | 42 | $198,248 | 10 | $109,317 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 51 | $197,489 | 9 | $216,550 | 7 | $170,533 |
| APPLICATIONS DENIED | 5 | $195,198 | 2 | $179,635 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $143,101 | 3 | $161,060 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $266,305 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $179,521 | 32 | $186,823 | 8 | $113,868 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $175,760 | 11 | $158,348 | 1 | $93,200 |
| APPLICATIONS DENIED | 4 | $99,403 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $248,090 | 5 | $167,848 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $98,193 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $162,696 | 41 | $171,938 | 12 | $95,123 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $156,761 | 17 | $161,818 | 5 | $129,696 |
| APPLICATIONS DENIED | 4 | $118,658 | 0 | $0 | 3 | $62,157 |
| APPLICATIONS WITHDRAWN | 6 | $164,735 | 3 | $146,673 | 1 | $76,980 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $162,765 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 204 | $142,985 | 51 | $154,724 | 18 | $131,766 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 62 | $153,555 | 22 | $141,043 | 6 | $120,785 |
| APPLICATIONS DENIED | 3 | $94,107 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $180,234 | 11 | $150,433 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 287 | $137,306 | 189 | $130,502 | 17 | $77,571 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 58 | $132,125 | 58 | $126,825 | 7 | $67,136 |
| APPLICATIONS DENIED | 2 | $76,180 | 4 | $98,518 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $161,628 | 7 | $150,061 | 3 | $144,413 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $102,150 | 6 | $91,228 | 2 | $68,430 |
Aggregated Statistics For Year 2002 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 172 | $120,291 | 73 | $120,103 | 8 | $87,278 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $105,568 | 24 | $116,034 | 1 | $50,370 |
| APPLICATIONS DENIED | 4 | $65,745 | 4 | $85,650 | 2 | $58,310 |
| APPLICATIONS WITHDRAWN | 3 | $53,730 | 7 | $119,053 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $112,616 | 56 | $113,171 | 4 | $55,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $195,450 | 15 | $115,943 | 1 | $63,680 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $62,987 | 1 | $45,360 |
| APPLICATIONS WITHDRAWN | 3 | $108,693 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $66,530 | 1 | $78,880 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $104,494 | 13 | $123,105 | 5 | $57,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $158,442 | 7 | $114,861 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $24,740 | 1 | $62,730 | 1 | $62,730 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $123,138 | 29 | $104,868 | 2 | $61,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $149,537 | 7 | $110,589 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $122,360 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $117,527 | 1 | $164,710 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $67,105 | 1 | $138,440 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Back to Schenectady, NY, Schenectady County, NY, New York bigger cities, New York smaller cities, New York smallest towns, All U.S. cities.
|