Profiles Schenectady, NY (12309) houses, apartments, residents, cars, jobs...
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Cities: Schenectady, NY (5.93%) , Niskayuna, NY (5.75%) Counties: Schenectady County, NY (86.12%) , Albany County, NY (13.88%) Zip code population in 2010: 12,449
Zip code population (2000): 30,057
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Houses and condos: 10,064
Renter-occupied apartments: 2,805% of renters here:
28%State:
45%
Mar. 2012 cost of living index in zip code 12309: 91.0 (less than average, U.S. average is 100)
Land area: 16.6 sq. mi.
Water area: 0.9 sq. mi.
Population density: 751 people per square mile (low).
Real estate property taxes paid for housing units in 2010:
This zip code:
2.1% ($4,594)New York:
1.3% ($3,937)
Median real estate property taxes paid for housing units with mortgages in 2010: $4,908 (2.2%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $3,917 (2.1%)
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Males: 11,982 (48.4%)Females: 12,789 (51.6%)
Data:
Median household income ($)
Median household income (% change since 2000)
Median family income ($)
Median family income (% change since 2000)
Median non-family income ($)
Median non-family income (% change since 2000)
Median per capita income ($)
Median per capita income (% change since 2000)
Median resident age
Median resident age - Males
Median resident age - Females
Unemployment (%)
Unemployment (% change since 2000)
Commute - mean travel time to work (minutes)
Population density (people per square mile)
Household density (households per square mile)
Population - Males (%)
Population - Females (%)
Population in households (%)
Average household size
Family households (%)
Nonfamily households (%)
Family households with own children (%)
Households with people 60 years and over (%)
Households with people 65 years and over (%)
Households with people 75 years and over (%)
Households with one or more nonrelatives (%)
Households with no nonrelatives (%)
Population in families (%)
Average family size
Occupied housing units (%)
Vacant housing units (%)
Owner occupied housing units (%)
Renter occupied housing units (%)
Marital status - Never married (%)
Marital status - Now married (%)
Marital status - Separated (%)
Marital status - Widowed (%)
Marital status - Divorced (%)
Likely homosexual households (%)
Likely homosexual households (% change since 2000)
Likely homosexual households - Lesbian couples (%)
Likely homosexual households - Lesbian couples (% change since 2000)
Likely homosexual households - Gay men (%)
Likely homosexual households - Gay men (% change since 2000)
Races - White alone (%)
Races - White alone (% change since 2000)
Races - Black alone (%)
Races - Black alone (% change since 2000)
Races - American Indian alone (%)
Races - American Indian alone (% change since 2000)
Races - Asian alone (%)
Races - Asian alone (% change since 2000)
Races - Hispanic (%)
Races - Hispanic (% change since 2000)
Races - Native Hawaiian and Other Pacific Islander alone (%)
Races - Native Hawaiian and Other Pacific Islander alone (% change since 2000)
Races - Two or more races(%)
Races - Two or more races(% change since 2000)
Races - Other race alone (%)
Races - Other race alone (% change since 2000)
Median house or condo value ($)
Median house or condo value ($ change since 2000)
Mean house or condo value by units in structure - 1, detached ($)
Mean house or condo value by units in structure - 1, attached ($)
Mean house or condo value by units in structure - 2 ($)
Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
Mean house or condo value by units in structure - 5 or more ($)
Mean house or condo value by units in structure - Boat, RV, van, etc. ($)
Mean house or condo value by units in structure - Mobile home ($)
Median contract rent ($)
Median gross rent ($)
Median monthly housing costs ($)
Median household income for houses/condos with a mortgage ($)
Median household income for apartments without a mortgage ($)
Houses occupied (%)
Houses owner occupied (%)
Houses renter occupied (%)
Mortgage status - with mortgage (%)
Mortgage status - with second mortgage (%)
Mortgage status - with home equity loan (%)
Mortgage status - with both second mortgage and home equity loan (%)
Mortgage status - without a mortgage (%)
Median year house/condo built
Median year apartment built
Median number of rooms in houses and condos
Median number of rooms in apartments
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Housing units lacking complete plumbing facilities (%)
Housing units lacking complete kitchen facilities (%)
Vacancy status - For rent (%)
Vacancy status - For sale only (%)
Vacancy status - Rented or sold, not occupied (%)
Vacancy status - For seasonal, recreational, or occasional use (%)
Vacancy status - For migrant workers (%)
Vacancy status - Other vacant (%)
Housing units in structures - 1, detached (%)
Housing units in structures - 1, attached (%)
Housing units in structures - 2 (%)
Housing units in structures - 3 or 4 (%)
Housing units in structures - 5 to 9 (%)
Housing units in structures - 10 to 19 (%)
Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
Year house built - Built 2005 or later (%)
Year house built - Built 2000 to 2004 (%)
Year house built - Built 1990 to 1999 (%)
Year house built - Built 1980 to 1989 (%)
Year house built - Built 1970 to 1979 (%)
Year house built - Built 1960 to 1969 (%)
Year house built - Built 1950 to 1959 (%)
Year house built - Built 1940 to 1949 (%)
Year house built - Built 1939 or earlier (%)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
Year householder moved into unit - Moved in 1990 to 1994 (%)
Year householder moved into unit - Moved in 1980 to 1989 (%)
Year householder moved into unit - Moved in 1970 to 1979 (%)
Year householder moved into unit - Moved in 1969 or earlier (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Geographical mobility - Same house 1 year ago (%)
Geographical mobility - Moved within same county (%)
Geographical mobility - Moved from different county within same state (%)
Geographical mobility - Moved from different state (%)
Geographical mobility - Moved from abroad (%)
Residents with income below the poverty level (%)
Residents with income below 50% of the poverty level (%)
Children below poverty level (%)
Poor families by family type - Married-couple family (%)
Poor families by family type - Male, no wife present (%)
Poor families by family type - Female, no husband present (%)
Poverty status for native-born residents (%)
Poverty status for foreign-born residents (%)
Poverty among high school graduates not in families (%)
Poverty among people who did not graduate high school not in families (%)
Place of birth - Born in state of residence (%)
Place of birth - Born in other state (%)
Place of birth - Native, outside of US (%)
Place of birth - Foreign born (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer) (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Ancestries Reported - Arab (%)
Ancestries Reported - Czech (%)
Ancestries Reported - Danish (%)
Ancestries Reported - Dutch (%)
Ancestries Reported - English (%)
Ancestries Reported - French (%)
Ancestries Reported - French Canadian (%)
Ancestries Reported - German (%)
Ancestries Reported - Greek (%)
Ancestries Reported - Hungarian (%)
Ancestries Reported - Irish (%)
Ancestries Reported - Italian (%)
Ancestries Reported - Lithuanian (%)
Ancestries Reported - Norwegian (%)
Ancestries Reported - Polish (%)
Ancestries Reported - Portuguese (%)
Ancestries Reported - Russian (%)
Ancestries Reported - Scotch-Irish (%)
Ancestries Reported - Scottish (%)
Ancestries Reported - Slovak (%)
Ancestries Reported - Subsaharan African (%)
Ancestries Reported - Swedish (%)
Ancestries Reported - Swiss (%)
Ancestries Reported - Ukrainian (%)
Ancestries Reported - United States (%)
Ancestries Reported - Welsh (%)
Ancestries Reported - West Indian (%)
Ancestries Reported - Other (%)
Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Common Industries - Agriculture, forestry, fishing and hunting (%)
Common Industries - Mining, quarrying, and oil and gas extraction (%)
Common Industries - Construction (%)
Common Industries - Manufacturing (%)
Common Industries - Wholesale trade (%)
Common Industries - Retail trade (%)
Common Industries - Transportation and warehousing, and utilities (%)
Common Industries - Transportation and warehousing (%)
Common Industries - Utilities (%)
Common Industries - Information (%)
Common Industries - Finance and insurance, and real estate and rental and leasing (%)
Common Industries - Finance and insurance (%)
Common Industries - Real estate and rental and leasing (%)
Common Industries - Professional, scientific, and management, and administrative and waste management services (%)
Common Industries - Professional, scientific, and technical services (%)
Common Industries - Management of companies and enterprises (%)
Common Industries - Administrative and support and waste management services (%)
Common Industries - Educational services, and health care and social assistance (%)
Common Industries - Educational services (%)
Common Industries - Health care and social assistance (%)
Common Industries - Arts, entertainment, and recreation, and accommodation and food services (%)
Common Industries - Arts, entertainment, and recreation (%)
Common Industries - Accommodation and food services (%)
Common Industries - Other services, except public administration (%)
Common Industries - Public administration (%)
Common Occupations - Management, professional, and related occupations (%)
Common Occupations - Management, business, and financial occupations (%)
Common Occupations - Management occupations (%)
Common Occupations - Business and financial operations occupations (%)
Common Occupations - Professional and related occupations (%)
Common Occupations - Computer and mathematical occupations (%)
Common Occupations - Architecture and engineering occupations (%)
Common Occupations - Life, physical, and social science occupations (%)
Common Occupations - Community and social services occupations (%)
Common Occupations - Legal occupations (%)
Common Occupations - Education, training, and library occupations (%)
Common Occupations - Arts, design, entertainment, sports, and media occupations (%)
Common Occupations - Healthcare practitioner and technical occupations (%)
Common Occupations - Health diagnosing and treating practitioners and other technical occupations (%)
Common Occupations - Health technologists and technicians (%)
Common Occupations - Service occupations (%)
Common Occupations - Healthcare support occupations (%)
Common Occupations - Protective service occupations (%)
Common Occupations - Fire fighting and prevention, and other protective service workers(%)
Common Occupations - Law enforcement workers including supervisors (%)
Common Occupations - Food preparation and serving related occupations (%)
Common Occupations - Building and grounds cleaning and maintenance occupations (%)
Common Occupations - Personal care and service occupations (%)
Common Occupations - Sales and office occupations (%)
Common Occupations - Sales and related occupations (%)
Common Occupations - Office and administrative support occupations (%)
Common Occupations - Farming, fishing, and forestry occupations (%)
Common Occupations - Construction, extraction, maintenance, and repair occupations (%)
Common Occupations - Construction and extraction occupations (%)
Common Occupations - Installation, maintenance, and repair occupations (%)
Common Occupations - Production, transportation, and material moving occupations (%)
Common Occupations - Production occupations (%)
Common Occupations - Transportation and material moving occupations (%)
Common Occupations - Supervisors, transportation and material moving workers(%)
Common Occupations - Motor vehicle operators (%)
Common Occupations - Material moving workers (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
Means of transportation to work - Public transportation (%)
Means of transportation to work - Bus or trolley bus (%)
Means of transportation to work - Streetcar or trolley car (%)
Means of transportation to work - Subway or elevated (%)
Means of transportation to work - Railroad (%)
Means of transportation to work - Ferryboat (%)
Means of transportation to work - Taxicab (%)
Means of transportation to work - Motorcycle (%)
Means of transportation to work - Bicycle (%)
Means of transportation to work - Walked (%)
Means of transportation to work - Other means (%)
Working at home (%)
Educational Attainment - No schooling completed (%)
Educational Attainment - Less than high school (%)
Educational Attainment - High school or equivalent (%)
Educational Attainment - Less than 1 year of college (%)
Educational Attainment - 1 or more years of college (%)
Educational Attainment - Associate degree (%)
Educational Attainment - Bachelor's degree (%)
Educational Attainment - Master's degree (%)
Educational Attainment - Professional school degree (%)
Educational Attainment - Doctorate degree (%)
School Enrollment - Nursery, preschool (%)
School Enrollment - Kindergarten (%)
School Enrollment - Grade 1 to 4 (%)
School Enrollment - Grade 5 to 8 (%)
School Enrollment - Grade 9 to 12 (%)
School Enrollment - College undergrad (%)
School Enrollment - Graduate or professional (%)
School Enrollment - Not enrolled in school (%)
Houses
Urban houses (%)
Rural houses (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Median household income ($) - White
Median household income ($) - Black or African American
Median household income ($) - Asian
Median household income ($) - Hispanic or Latino
Median household income ($) - American Indian and Alaska Native
Median household income ($) - Multirace
Median household income ($) - Other
Median family income ($) - White
Median family income ($) - Black or African American
Median family income ($) - Asian
Median family income ($) - Hispanic or Latino
Median family income ($) - American Indian and Alaska Native
Median family income ($) - Multirace
Median family income ($) - Other
Unemployment (%) - White
Unemployment (%) - Black or African American
Unemployment (%) - Asian
Unemployment (%) - Hispanic or Latino
Unemployment (%) - American Indian and Alaska Native
Unemployment (%) - Multirace
Unemployment (%) - Other
Median house or condo value ($) - White
Median house or condo value ($) - Black or African American
Median house or condo value ($) - Asian
Median house or condo value ($) - Hispanic or Latino
Median house or condo value ($) - American Indian and Alaska Native
Median house or condo value ($) - Multirace
Median house or condo value ($) - Other
Population - Males (%) - White
Population - Males (%) - Black or African American
Population - Males (%) - Asian
Population - Males (%) - Hispanic or Latino
Population - Males (%) - American Indian and Alaska Native
Population - Males (%) - Multirace
Population - Males (%) - Other
Population - Females (%) - White
Population - Females (%) - Black or African American
Population - Females (%) - Asian
Population - Females (%) - Hispanic or Latino
Population - Females (%) - American Indian and Alaska Native
Population - Females (%) - Multirace
Population - Females (%) - Other
Residents with income below the poverty level (%) - White
Residents with income below the poverty level (%) - Black or African American
Residents with income below the poverty level (%) - Asian
Residents with income below the poverty level (%) - Hispanic or Latino
Residents with income below the poverty level (%) - American Indian and Alaska Native
Residents with income below the poverty level (%) - Multirace
Residents with income below the poverty level (%) - Other
Median resident age - White
Median resident age - Black or African American
Median resident age - Asian
Median resident age - Hispanic or Latino
Median resident age - American Indian and Alaska Native
Median resident age - Multirace
Median resident age - Other
Median resident age - Males - White
Median resident age - Males - Black or African American
Median resident age - Males - Asian
Median resident age - Males - Hispanic or Latino
Median resident age - Males - American Indian and Alaska Native
Median resident age - Males - Multirace
Median resident age - Males - Other
Median resident age - Females - White
Median resident age - Females - Black or African American
Median resident age - Females - Asian
Median resident age - Females - Hispanic or Latino
Median resident age - Females - American Indian and Alaska Native
Median resident age - Females - Multirace
Median resident age - Females - Other
Average household size - White
Average household size - Black or African American
Average household size - Asian
Average household size - Hispanic or Latino
Average household size - American Indian and Alaska Native
Average household size - Multirace
Average household size - Other
Average family size - White
Average family size - Black or African American
Average family size - Asian
Average family size - Hispanic or Latino
Average family size - American Indian and Alaska Native
Average family size - Multirace
Average family size - Other
100% urban population.
Estimated median house/condo value in 2010: $218,312
12309:
$218,312New York:
$304,100
According to our research of New York and other state lists there were 4 registered sex offenders living in 12309 zip code as of May 19, 2013.The ratio of number of residents in zip code 12309 to the number of sex offenders is 6,193 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.
Median resident age: This zip code:
40.5 yearsNew York median age:
37.9 years
Average household size: This zip code:
2.5 peopleNew York:
2.6 people
Averages for the 2004 tax year for zip code 12309, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $73,540 (Individual Income Tax Returns)
Here:
$73,540State:
$59,519
Salary/wage: $62,601 (reported on 79.8% of returns )
Here:
$62,601State:
$50,673
(% of AGI for various income ranges: 129.1% for AGIs below $10k , 64.6% for AGIs $10k-25k , 71.0% for AGIs $25k-50k , 71.7% for AGIs $50k-75k , 75.5% for AGIs $75k-100k , 64.0% for AGIs over 100k )
Taxable interest for individuals: $1,737 (reported on 73.8% of returns )
This zip code:
$1,737New York:
$2,377
(% of AGI for various income ranges: 10.2% for AGIs below $10k , 4.0% for AGIs $10k-25k , 2.3% for AGIs $25k-50k , 1.8% for AGIs $50k-75k , 1.3% for AGIs $75k-100k , 1.5% for AGIs over 100k )
Taxable dividends: $6,655 (reported on 49.4% of returns )
(% of AGI for various income ranges: 17.2% for AGIs below $10k , 4.3% for AGIs $10k-25k , 3.6% for AGIs $25k-50k , 3.3% for AGIs $50k-75k , 3.1% for AGIs $75k-100k , 5.1% for AGIs over 100k )
Net capital gain/loss: +$10,476 (reported on 38.8% of returns )
Here:
+$10,476State:
+$23,581
(% of AGI for various income ranges: -6.6% for AGIs below $10k , 0.4% for AGIs $10k-25k , 1.1% for AGIs $25k-50k , 1.0% for AGIs $50k-75k , 1.8% for AGIs $75k-100k , 8.7% for AGIs over 100k )
Profit/loss from business: +$20,066 (reported on 14.7% of returns )
Here:
+$20,066State:
+$13,809
(% of AGI for various income ranges: -6.0% for AGIs below $10k , 5.3% for AGIs $10k-25k , 3.1% for AGIs $25k-50k , 2.8% for AGIs $50k-75k , 2.7% for AGIs $75k-100k , 4.8% for AGIs over 100k )
IRA payment deduction: $3,030 (reported on 3.2% of returns )
12309:
$3,030New York:
$3,115
(% of AGI for various income ranges: 0.6% for AGIs below $10k , 0.3% for AGIs $10k-25k , 0.4% for AGIs $25k-50k , 0.2% for AGIs $50k-75k , 0.2% for AGIs $75k-100k , 0.1% for AGIs over 100k )
Self-employed pension: $16,379 (reported on 2.4% of returns )
Here:
$16,379New York:
$19,016
(% of AGI for various income ranges: 0.4% for AGIs below $10k , 0.2% for AGIs $25k-50k , 0.1% for AGIs $50k-75k , 0.2% for AGIs $75k-100k , 0.8% for AGIs over 100k )
Total itemized deductions: $22,416 (19% of AGI, reported on 51.7% of returns )
Here:
$22,416State:
$25,864
Here:
19.0% of AGIState:
21.9% of AGI
(% of AGI for various income ranges: 24.3% for AGIs below $10k , 12.5% for AGIs $10k-25k , 15.7% for AGIs $25k-50k , 17.1% for AGIs $50k-75k , 17.4% for AGIs $75k-100k , 15.1% for AGIs over 100k )
Charity contributions deductions: $3,915 (3% of AGI, reported on 48.3% of returns )
Here:
3.2% of AGIState:
3.6% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k , 1.0% for AGIs $10k-25k , 1.6% for AGIs $25k-50k , 2.2% for AGIs $50k-75k , 2.4% for AGIs $75k-100k , 3.0% for AGIs over 100k )
Total tax: $12,932 (reported on 83.0% of returns )
12309:
$12,932State:
$11,730
(% of AGI for various income ranges: 3.7% for AGIs below $10k , 4.7% for AGIs $10k-25k , 7.6% for AGIs $25k-50k , 9.3% for AGIs $50k-75k , 10.2% for AGIs $75k-100k , 18.8% for AGIs over 100k )
Earned income credit: $1,365 (reported on 4.9% of returns )
Percentage of individuals using paid preparers for their 2004 taxes: 54.1%
(% for various income ranges: 47.2% for AGIs below $10k , 53.6% for AGIs $10k-25k , 55.7% for AGIs $25k-50k , 56.2% for AGIs $50k-75k , 54.0% for AGIs $75k-100k , 57.7% for AGIs over 100k )
Estimated median household income in 2010: This zip code:
$81,459New York:
$55,217
Nearest zip codes: 12148 , 12304 , 12308 , 12008 , 12307 , 12303 .
Niskayuna Zip Code Map
Percentage of family households: This zip code:
52.8%New York:
49.7%
Housing units in zip code 12309 with a mortgage: 5,107 (175 second mortgage , 1,545 home equity loan , 422 both second mortgage and home equity loan )
Houses without a mortgage: 2,158Median monthly owner costs for units with a mortgage: $1,736
Median monthly owner costs for units without a mortgage: $671
Residents with income below the poverty level in 2010:
This zip code:
9.0%Whole state:
14.4%
Residents with income below 50% of the poverty level in 2010:
This zip code:
4.9%Whole state:
7.9%
Median number of rooms in houses and condos:
Median number of rooms in apartments:
Click to draw/clear zip code borders
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 12309: Mohawk Golf Club (A) , Niskayuna Modification and Test Plant (B) , Mohawk Golf Course (C) , Niskayuna Fire District Station 1 (D) , Schenectady Curling Club (E) , Clare Bridge of Niskayuna Assisted Living Center (F) , Heritage Home for Women Assisted Living Center (G) , Northwoods Rehabilitation and Extended Care Facility at Hilltop (H) , The Terrace at Glen Eddy Assisted Living Center (I) , Wynwood of Niskayuna Assisted Living Center (J) , Adirondack Research Library (K) , Schenectady County Public Library Niskayuna Branch (L) , Niskayuna Town Hall (M) , Niskayuna Fire Company (N) . Display/hide their locations on the map
Shopping Centers: Van Antwerp Shopping Center (1) , Shaker Pine Mall Shopping Center (2) , Saint James Square Shopping Center (3) . Display/hide their locations on the map
Churches in zip code 12309 include: Our Lady of Grace Dominican Retreat House (A) , Our Lady of Fatima Roman Catholic Church (B) , First Assembly of God Church (C) , Temple Gates of Heaven Synagogue (D) , Balltown Wesleyan Church (E) , Saint Helens Roman Catholic Church (F) , Eastern Parkway Methodist Church (G) , Reformed Church In America (H) , Saint Stephens Episcopal Church (I) . Display/hide their locations on the map
Cemeteries: Memorys Garden Cemetery (1) , Most Holy Redeemer Cemetery (2) . Display/hide their locations on the map
Streams, rivers, and creeks: Lisha Kill (A) . Display/hide its location on the map
Parks in zip code 12309 include: Lishakill Park (1) , Central Park (2) . Display/hide their locations on the map
Year house built
2005 or later: 457
2000 to 2004: 693
1990 to 1999: 1,342
1980 to 1989: 991
1970 to 1979: 1,698
1960 to 1969: 789
1950 to 1959: 1,821
1940 to 1949: 1,251
1939 or earlier: 2,934
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 12309:
Less than $10,000: 107
$10,000 to $14,999: 30
$15,000 to $19,999: 2,665
$20,000 to $24,999: 1,185
$25,000 to $29,999: 282
$30,000 to $34,999: 5,795
$40,000 to $49,999: 164
$50,000 to $59,999: 384
$60,000 to $69,999: 308
$70,000 to $79,999: 460
$80,000 to $89,999: 373
$90,000 to $99,999: 511
$100,000 to $124,999: 688
$125,000 to $149,999: 1,123
$150,000 to $174,999: 1,275
$175,000 to $199,999: 760
$200,000 to $249,999: 1,535
$250,000 to $299,999: 1,096
$300,000 to $399,999: 1,567
$400,000 to $499,999: 385
$500,000 to $749,999: 409
$750,000 to $999,999: 123
$1,000,000 or more: 140
Rent paid by renters in 2010 in zip code 12309:
Less than $100: 2,507
$100 to $149: 329
$150 to $199: 2,506
$200 to $249: 444
$250 to $299: 650
$300 to $349: 1,865
$350 to $399: 207
$400 to $449: 438
$450 to $499: 504
$500 to $549: 625
$550 to $599: 682
$600 to $649: 1,012
$650 to $699: 759
$700 to $749: 710
$750 to $799: 814
$800 to $899: 1,078
$900 to $999: 823
$1,000 to $1,249: 459
$1,250 to $1,499: 345
$1,500 to $1,999: 228
$2,000 or more: 576
No cash rent: 580
Estimated median house (or condo) value in 2010 for: White Non-Hispanic householders: $216,988
Black or African American householders: $194,826
Asian householders: $362,530
Some other race householders: $154,306
Two or more races householders: $187,219
Hispanic or Latino householders: $305,306
Estimated median house or condo value in 2010: $218,312
12309:
$218,312New York:
$304,100
Lower value quartile - upper value quartile: $161,973 - $278,426
Mean price in 2010: Detached houses: $258,344Here:
$258,344State:
$345,011
Townhouses or other attached units: $202,414Here:
$202,414State:
$484,090
In 2-unit structures: $135,799Here:
$135,799State:
$462,167
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 7,148
One, attached: 779
Two: 1,291
3 or 4: 895
5 to 9: 1,066
10 to 19: 793
20 to 49: 1,830
50 or more: 1,516
Mobile homes: 128
Means of transportation to work
Drove a car alone: 10,713 (86%)
Carpooled: 963 (8%)
Bus or trolley bus: 411 (3%)
Subway or elevated: 822 (7%)
Motorcycle: 420 (3%)
Bicycle: 613 (5%)
Walked: 606 (5%)
Other means: 123 (1%)
Worked at home: 651 (5%)
Travel time to work (commute)
Less than 5 minutes: 387
5 to 9 minutes: 1,570
10 to 14 minutes: 2,035
15 to 19 minutes: 2,134
20 to 24 minutes: 1,869
25 to 29 minutes: 974
30 to 34 minutes: 2,426
35 to 39 minutes: 468
40 to 44 minutes: 550
45 to 59 minutes: 620
60 to 89 minutes: 308
90 or more minutes: 525
Percentage of zip code residents living and working in this county: 51.2%
Household type by relationship:
Households: 28,227
In family households: 24,598 (6,644 male householders, 1,500 female householders )
7,021 spouses, 8,532 children (8,047 natural, 226 adopted, 259 stepchildren ), 168 grandchildren, 143 brothers or sisters, 228 parents, 207 other relatives, 155 non-relatives
In nonfamily households: 3,629 (1,092 male householders (901 living alone )), 2,139 female householders (1,981 living alone )), 398 nonrelatives In group quarters: 1,728 (1,578 institutionalized population )
Size of family households: 3,049 2-persons , 1,378 3-persons , 1,410 4-persons , 434 5-persons , 225 6-persons , 293 7-or-more-persons
Size of nonfamily households: 2,555 1-person , 754 2-persons , 191 3-persons , 1,481 4-persons , 372 5-persons
4,270 married couples with children.
2,532 single-parent households (815 men , 1,717 women ).
87.4% of residents of 12309 zip code speak English at home.
21.2% of residents speak Spanish at home (21% very well, 22% well, 30% not well, 27% not at all ).
19.4% of residents speak other Indo-European language at home (34% very well, 17% well, 14% not well, 35% not at all ).
14.1% of residents speak Asian or Pacific Island language at home (51% very well, 28% well, 18% not well, 3% not at all ).
19.4% of residents speak other language at home (14% very well, 10% well, 76% not well ).
Foreign born population: 2,790 (11.1%)
(54.2%
of them are naturalized citizens )
This zip code:
11.1%Whole state:
21.9%
Most common places of birth for the foreign-born residents:
India (20%)
Italy (10%)
China, excluding Hong Kong and Taiwan (6%)
Russia (6%)
Korea (5%)
Germany (5%)
Poland (4%)
Year of entry for the foreign-born population
2000 or later : 938
1990 to 1999 : 836
1980 to 1989 : 307
Before 1980 : 922
Races in zip code 12309:
White population: 20,609
Black population: 1,438
American Indian population: 282
Asian population: 2,500
Native Hawaiian and Other Pacific Islander population: 8,722
Some other race population: 310
Two or more races population: 830
Hispanic or Latino population: 1,848
Public primary/middle schools in zip code 12309 not listed on the city page: CRAIG SCHOOL (Students: 411; Location: 2566 BALLTOWN RD, SCHENECTADY, NY; Grades: KG - 05)
HILLSIDE SCHOOL (Students: 377; Location: 1100 CORNELIUS AVE, SCHENECTADY, NY; Grades: KG - 05)
ROSENDALE SCHOOL (Students: 372; Location: 2445 ROSENDALE RD, SCHENECTADY, NY; Grades: KG - 05)
BIRCHWOOD ES (Students: 328; Location: 897 BIRCHWOOD LN, SCHENECTADY, NY; Grades: KG - 05)
HOWE INTNTL MAGNET SCHOOL (Students: 324; Location: 1065 BAKER AVE, SCHENECTADY, NY; Grades: KG - 05)
Private primary/middle school not listed on the city page: MONTESSORI SCHOOL (Students: 14; Location: 2117 UNION ST, SCHENECTADY, NY; Grades: PK - KG)
Facilities with environmental interests located in this zip code:
HARTZ FAMILY CLEANERS (1714 UNION STREET in SCHENECTADY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: STEPHEN HARTZ (CONTACT/OWNER)
CRAIG SCHOOL ( in SCHENECTADY, NY)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-530301060002
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
HILLSIDE SCHOOL ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530301060004
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
HOWE INTNTL MAGNET SCHOOL ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530600010010
Organizations: SCHENECTADY CITY SD (SCHOOL DISTRICT)
IROQUOIS MS ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530301060008
Organizations: NISKAYUNA CSD (SCHOOL DISTRICT)
BELLEVUE MATERNITY HOSPITAL INCORPORATED (2210 TROY ROAD in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY, ICIS-02-2004-0878,
BEVIS HILL SUBSTATION (BALLTOWN RD in NISKAYUNA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
CON DIESEL MOBILE EQUIPMENT DIVISION (HILLSIDE AVE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ALL OTHER TRANSPORTATION EQUIPMENT MANUFACTURING.
GETTY PETROLEUM CORP (3159 TROY SCHENECTADY RD in NISKAYUNA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
HILLSIDE ELEMENTARY SCHOOL (1100 CORNELIUS AVE in NISKAYUNA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NISKAYUNA SCHOOL DIST (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 3.9%
Housing units lacking complete kitchen facilities: 4.0%
Most commonly used house heating fuel:
Utility gas (69%)
Fuel oil, kerosene, etc. (12%)
Electricity (8%)
Bottled, tank, or LP gas (3%)
Wood (2%)
Other fuel (2%)
No fuel used (2%)
Coal or coke (2%)
Population in 1990: 27,928. Population change in the 1990s: +2,129 (+7.6%).
Place of birth for U.S.-born residents:
This state: 21,360
Northeast: 3,286
Midwest: 1,143
South: 1,063
West: 454
66% of the 12309 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 52% lived in this county.
Out of people who lived in different counties, 50% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1,055
Students in private schools in grades 9 to 12 (high school): 479
Students in private undergraduate colleges: 856
Educational Attainment (%)
School Enrollment by Level of School (%)
Companies with federal contracts located in this zip code:
GENERALELECTRIC COMPANY (1 RESEARCH CIR in NISKAYUNA, NY) : $29,091,169 in 111 contracts from 1999 to 2006
Contracts for Defense Tank - Automotive -- Basic Research (R&D), Physical Sciences -- Basic Research (R&D), Other Defense -- Applied Research and Exploratory Development (R&D), Other Defense -- Basic Research (R&D), and more by Army, Air Force, Navy, Office of Policy, Management and Budget/Chief Financial Officer, and others Signed by year: 2000: $5,769,771; 2001: $5,075,738; 2002: $5,008,600; 2003: $2,838,848; 2004: $4,125,393; 2005: $5,090,021; 2006: $75,210.
Biggest contracts:
$3,099,921 with Army for Defense Tank - Automotive -- Basic Research (R&D). Signed on 2005-07-11. Completion date: 2007-07-01.
$1,730,500 with Army for Physical Sciences -- Basic Research (R&D). Signed on 2004-07-29. Completion date: 2006-03-29.
$1,518,818 with Air Force for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2003-08-06. Completion date: 2004-11-09.
$1,368,000 with Navy for Other Defense -- Basic Research (R&D). Signed on 2002-12-13. Completion date: 2004-08-22.
UTILITY SYSTEMS TECHNOLOGIES, (2315 CAYUGA RD in NISKAYUNA, NY; small business)
$227,465 with Navy for ADP Support Equipment. Signed on 2005-09-21. Completion date: 2005-09-28.
HI-TEK INDUSTRIES INC (1737 UNION ST SUITE 802L in NISKAYUNA, NY; small business) : $76,995 in 4 contracts from 2004 to 2006
$30,014 with Defense Logistics Agency for Miscellaneous Items. Signed on 2005-03-26. Completion date: 2005-08-23.
$29,924 with Defense Logistics Agency for Connectors, Electrical. Signed on 2004-11-22. Completion date: 2005-02-28.
$13,767 with Defense Logistics Agency for Electrical Insulators and Insulating Materials. Signed on 2006-05-16. Completion date: 2006-07-15.
$3,290 with Defense Logistics Agency for Connectors, Electrical. Signed on 2005-03-11. Completion date: 2005-07-12.
CUSTOM MANUFACTURING SOLUTIONS (1052 CORNELIUS AVE in SCHENECTADY, NY)
$39,871 with Defense Logistics Agency for Nails, Machine Keys, and Pins. Signed on 2000-04-14. Completion date: 2000-08-01.
T & P LAWN AND LANDSCAPE INC (779 HAMPSHIRE SEAT in NISKAYUNA, NY; small business) : $22,150 in 2 contracts from 2004 to 2005
$11,350 with Army for Landscaping/Groundskeeping Services. Signed on 2005-05-03. Completion date: 2005-09-30.
$10,800, same as above. Signed on 2004-04-21. Completion date: 2004-09-30.
MICHAEL'S SHOE SERVICE (1605 UNION ST in SCHENECTADY, NY; small business)
$10,211 with Army for Outerwear, Men's. Signed on 2004-07-27. Completion date: 2004-09-10.
ABDOUN CONSULTANT (843 BEECH DRIVE in NISKAYUNA, NY; small business)
$10,000 with Army for Other Research and Development -- Basic Research (R&D). Signed on 2004-04-07. Completion date: 2004-06-30.
W J ASSOCIATES,LLC (2041 HOOVER RD in NISKAYUNA, NY; small business) : $5,752 in 2 contracts in 2004
$2,922 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2004-11-19. Completion date: 2004-12-18.
$2,830, same as above. Signed on 2004-01-13. Completion date: 2004-01-23.
Top industries in this zip code by the number of employees in 2005:
Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (over 1000 employees: 2 establishments, 1-4 employees: 1 establishment)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 20-49: 3, 10-19: 8, 5-9: 8, 1-4: 11)
Health Care and Social Assistance: Nursing Care Facilities (250-499: 1, 5-9: 1)
Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (250-499: 1)
Health Care and Social Assistance: Child Day Care Services (100-249: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 3)
Health Care and Social Assistance: Homes for the Elderly (50-99: 2, 20-49: 2)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 1, 5-9: 1, 1-4: 7)
Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
802 people in nursing homes
727 people in local jails and other confinement facilities (including police lockups)
101 people in homes for the mentally retarded
26 people in homes for the mentally ill
21 people in homes for abused, dependent, and neglected children
6 people in residential treatment centers for emotionally disturbed children
5 people in other group homes
5 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 241 $182,501 458 $196,776 1,242 $179,155 101 $58,665 3 $12,117,153 30 $118,558 0 $0
APPLICATIONS APPROVED, NOT ACCEPTED 21 $161,952 39 $205,485 139 $172,431 11 $20,095 0 $0 2 $108,875 0 $0
APPLICATIONS DENIED 21 $192,843 57 $185,131 340 $190,828 52 $56,892 0 $0 12 $126,445 1 $9,850
APPLICATIONS WITHDRAWN 19 $164,871 44 $262,758 257 $186,610 19 $79,426 2 $4,526,470 3 $174,647 0 $0
FILES CLOSED FOR INCOMPLETENESS 4 $198,373 6 $193,273 69 $171,467 4 $18,115 0 $0 1 $135,570 0 $0
Aggregated Statistics For Year 2008(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 205 $177,105 518 $194,064 578 $157,974 150 $59,583 3 $2,000,013 37 $142,925 1 $26,610
APPLICATIONS APPROVED, NOT ACCEPTED 11 $141,131 81 $192,416 116 $148,940 20 $63,738 0 $0 10 $119,530 0 $0
APPLICATIONS DENIED 28 $161,246 44 $145,147 369 $174,717 101 $53,024 0 $0 18 $94,129 0 $0
APPLICATIONS WITHDRAWN 23 $161,639 69 $202,743 146 $179,581 22 $87,482 1 $5,377,540 3 $136,780 1 $33,260
FILES CLOSED FOR INCOMPLETENESS 4 $118,118 24 $184,225 74 $162,631 17 $110,249 0 $0 6 $138,127 0 $0
Aggregated Statistics For Year 2007(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 94 $157,531 783 $176,936 681 $152,316 220 $54,572 0 $0 63 $116,844 1 $16,650
APPLICATIONS APPROVED, NOT ACCEPTED 8 $203,348 114 $198,883 144 $165,243 58 $42,358 0 $0 8 $97,841 1 $50,310
APPLICATIONS DENIED 8 $210,288 125 $177,430 434 $154,198 169 $73,270 2 $184,380 26 $134,272 5 $37,070
APPLICATIONS WITHDRAWN 20 $159,708 76 $189,122 226 $163,823 40 $74,817 1 $492,310 6 $153,500 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 41 $175,757 65 $178,349 10 $80,136 0 $0 3 $166,757 0 $0
Aggregated Statistics For Year 2006(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 81 $159,384 976 $158,624 783 $137,180 259 $54,430 1 $589,170 78 $115,848 1 $104,540
APPLICATIONS APPROVED, NOT ACCEPTED 2 $143,330 115 $167,494 161 $125,152 62 $58,230 0 $0 9 $108,348 0 $0
APPLICATIONS DENIED 11 $154,073 103 $155,313 453 $141,148 152 $55,884 0 $0 35 $109,579 0 $0
APPLICATIONS WITHDRAWN 11 $144,803 93 $138,169 326 $127,466 37 $101,672 0 $0 26 $101,573 1 $48,670
FILES CLOSED FOR INCOMPLETENESS 2 $122,095 45 $185,004 122 $157,669 18 $68,353 0 $0 2 $93,770 1 $115,470
Aggregated Statistics For Year 2005(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 74 $131,862 1,061 $151,913 1,092 $135,934 255 $48,581 2 $902,880 88 $104,875 2 $31,920
APPLICATIONS APPROVED, NOT ACCEPTED 10 $126,338 144 $159,170 220 $144,319 40 $31,065 1 $41,240 12 $160,285 2 $47,025
APPLICATIONS DENIED 3 $87,433 124 $112,284 521 $133,042 149 $68,975 0 $0 29 $65,353 4 $61,198
APPLICATIONS WITHDRAWN 9 $133,480 109 $155,919 591 $147,569 65 $124,194 2 $122,485 24 $92,677 0 $0
FILES CLOSED FOR INCOMPLETENESS 1 $73,410 49 $128,776 137 $156,479 9 $75,224 0 $0 10 $86,952 0 $0
Aggregated Statistics For Year 2004(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 84 $119,036 1,012 $149,101 1,286 $122,214 196 $39,534 1 $5,631,180 81 $118,911 1 $102,120
APPLICATIONS APPROVED, NOT ACCEPTED 3 $86,370 102 $158,311 210 $119,549 39 $29,257 0 $0 12 $75,688 0 $0
APPLICATIONS DENIED 10 $159,715 82 $132,318 416 $114,706 112 $40,470 0 $0 26 $104,362 1 $10,780
APPLICATIONS WITHDRAWN 6 $84,698 69 $137,533 451 $117,596 34 $61,006 1 $984,690 15 $96,031 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $130,730 33 $157,599 79 $132,848 11 $72,280 0 $0 3 $84,413 0 $0
Aggregated Statistics For Year 2003(Based on 2 full and 18 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 153 $112,828 923 $141,098 2,554 $116,379 60 $31,170 1 $81,690 75 $74,427
APPLICATIONS APPROVED, NOT ACCEPTED 4 $86,620 78 $156,212 328 $116,932 39 $40,614 1 $92,380 15 $111,187
APPLICATIONS DENIED 17 $110,074 65 $112,993 466 $113,960 67 $38,695 0 $0 18 $70,885
APPLICATIONS WITHDRAWN 16 $100,587 77 $147,572 430 $120,716 29 $23,452 2 $1,105,250 16 $91,469
FILES CLOSED FOR INCOMPLETENESS 4 $175,275 21 $138,286 89 $130,256 4 $50,365 0 $0 1 $56,090
Aggregated Statistics For Year 2002(Based on 12 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 145 $104,476 659 $113,876 1,064 $105,566 57 $20,149 1 $3,063,480 47 $79,894
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 61 $129,456 144 $99,445 13 $37,861 0 $0 10 $62,341
APPLICATIONS DENIED 14 $94,500 53 $89,576 277 $88,108 76 $21,307 0 $0 15 $82,606
APPLICATIONS WITHDRAWN 10 $91,042 45 $110,088 208 $96,354 32 $25,145 0 $0 8 $122,566
FILES CLOSED FOR INCOMPLETENESS 0 $0 8 $113,915 20 $89,778 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 12 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 175 $93,160 511 $112,541 704 $96,679 82 $28,182 2 $253,985 46 $71,842
APPLICATIONS APPROVED, NOT ACCEPTED 2 $82,740 45 $117,718 110 $87,779 24 $23,908 0 $0 11 $95,155
APPLICATIONS DENIED 14 $82,618 41 $86,663 323 $77,168 73 $23,718 0 $0 16 $55,413
APPLICATIONS WITHDRAWN 9 $89,136 40 $95,162 176 $83,379 12 $24,254 2 $470,250 7 $65,790
FILES CLOSED FOR INCOMPLETENESS 2 $115,680 9 $78,101 20 $99,071 0 $0 0 $0 1 $51,140
Aggregated Statistics For Year 2000(Based on 12 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 108 $90,072 466 $106,958 158 $71,227 107 $23,541 1 $116,900 14 $67,011
APPLICATIONS APPROVED, NOT ACCEPTED 4 $60,193 48 $95,245 45 $70,808 43 $16,331 0 $0 3 $31,220
APPLICATIONS DENIED 10 $65,623 47 $77,087 175 $67,363 56 $33,178 2 $23,810 5 $61,340
APPLICATIONS WITHDRAWN 6 $72,837 42 $100,924 154 $63,144 13 $28,819 0 $0 5 $49,384
FILES CLOSED FOR INCOMPLETENESS 1 $72,210 5 $70,406 29 $84,019 2 $22,645 0 $0 1 $32,990
Aggregated Statistics For Year 1999(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 94 $85,746 322 $119,495 366 $89,945 118 $14,913 28 $70,896
APPLICATIONS APPROVED, NOT ACCEPTED 2 $65,280 23 $118,483 61 $83,611 22 $21,462 4 $55,088
APPLICATIONS DENIED 4 $73,048 24 $116,289 143 $76,984 46 $15,594 7 $60,119
APPLICATIONS WITHDRAWN 3 $69,077 28 $118,580 133 $89,689 30 $55,187 4 $64,448
FILES CLOSED FOR INCOMPLETENESS 1 $39,160 6 $107,438 16 $99,349 0 $0 1 $113,610
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 95 $226,175 42 $246,344
APPLICATIONS APPROVED, NOT ACCEPTED 27 $218,774 13 $187,118
APPLICATIONS DENIED 7 $262,249 9 $199,450
APPLICATIONS WITHDRAWN 12 $163,381 5 $136,498
FILES CLOSED FOR INCOMPLETENESS 2 $346,965 2 $359,465
Aggregated Statistics For Year 2008(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 152 $199,695 43 $210,882 5 $177,538
APPLICATIONS APPROVED, NOT ACCEPTED 47 $225,117 33 $215,773 3 $100,250
APPLICATIONS DENIED 10 $235,619 6 $216,480 1 $40,990
APPLICATIONS WITHDRAWN 7 $283,273 6 $195,192 1 $55,070
FILES CLOSED FOR INCOMPLETENESS 6 $174,605 3 $235,363 4 $253,695
Aggregated Statistics For Year 2007(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 181 $181,727 42 $198,248 10 $109,317
APPLICATIONS APPROVED, NOT ACCEPTED 51 $197,489 9 $216,550 7 $170,533
APPLICATIONS DENIED 5 $195,198 2 $179,635 0 $0
APPLICATIONS WITHDRAWN 7 $143,101 3 $161,060 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $266,305 0 $0 0 $0
Aggregated Statistics For Year 2006(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 145 $179,521 32 $186,823 8 $113,868
APPLICATIONS APPROVED, NOT ACCEPTED 32 $175,760 11 $158,348 1 $93,200
APPLICATIONS DENIED 4 $99,403 0 $0 0 $0
APPLICATIONS WITHDRAWN 11 $248,090 5 $167,848 0 $0
FILES CLOSED FOR INCOMPLETENESS 3 $98,193 0 $0 0 $0
Aggregated Statistics For Year 2005(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 194 $162,696 41 $171,938 12 $95,123
APPLICATIONS APPROVED, NOT ACCEPTED 29 $156,761 17 $161,818 5 $129,696
APPLICATIONS DENIED 4 $118,658 0 $0 3 $62,157
APPLICATIONS WITHDRAWN 6 $164,735 3 $146,673 1 $76,980
FILES CLOSED FOR INCOMPLETENESS 4 $162,765 0 $0 0 $0
Aggregated Statistics For Year 2004(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 204 $142,985 51 $154,724 18 $131,766
APPLICATIONS APPROVED, NOT ACCEPTED 62 $153,555 22 $141,043 6 $120,785
APPLICATIONS DENIED 3 $94,107 0 $0 0 $0
APPLICATIONS WITHDRAWN 5 $180,234 11 $150,433 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2003(Based on 2 full and 18 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 287 $137,306 189 $130,502 17 $77,571
APPLICATIONS APPROVED, NOT ACCEPTED 58 $132,125 58 $126,825 7 $67,136
APPLICATIONS DENIED 2 $76,180 4 $98,518 0 $0
APPLICATIONS WITHDRAWN 7 $154,269 13 $122,908 3 $144,413
FILES CLOSED FOR INCOMPLETENESS 2 $68,430 0 $0 2 $68,430
Aggregated Statistics For Year 2002(Based on 12 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 172 $120,291 73 $120,103 8 $87,278
APPLICATIONS APPROVED, NOT ACCEPTED 25 $105,568 24 $116,034 1 $50,370
APPLICATIONS DENIED 4 $65,745 4 $85,650 2 $58,310
APPLICATIONS WITHDRAWN 3 $53,730 7 $119,053 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 12 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 153 $112,616 56 $113,171 4 $55,810
APPLICATIONS APPROVED, NOT ACCEPTED 17 $195,450 15 $115,943 1 $63,680
APPLICATIONS DENIED 0 $0 3 $62,987 1 $45,360
APPLICATIONS WITHDRAWN 4 $98,153 1 $78,880 0 $0
FILES CLOSED FOR INCOMPLETENESS 1 $23,920 0 $0 0 $0
Aggregated Statistics For Year 2000(Based on 12 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 103 $104,494 13 $123,105 5 $57,630
APPLICATIONS APPROVED, NOT ACCEPTED 14 $158,442 7 $114,861 0 $0
APPLICATIONS DENIED 1 $24,740 1 $62,730 1 $62,730
APPLICATIONS WITHDRAWN 0 $0 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 1999(Based on 2 full and 6 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 76 $123,138 29 $104,868 2 $61,580
APPLICATIONS APPROVED, NOT ACCEPTED 7 $149,537 7 $110,589 0 $0
APPLICATIONS DENIED 1 $122,360 0 $0 0 $0
APPLICATIONS WITHDRAWN 3 $117,527 1 $164,710 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $67,105 1 $138,440 0 $0
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Most common first names in zip code 12309 among deceased individuals
Name Count Lived (average)
John 235 76.8 years
Mary 217 82.8 years
William 160 76.5 years
Helen 129 83.1 years
James 124 75.9 years
Joseph 120 76.5 years
Robert 116 74.7 years
Charles 112 78.5 years
Margaret 109 80.8 years
Edward 96 77.3 years
Most common last names in zip code 12309 among deceased individuals
Last name Count Lived (average)
Smith 46 79.8 years
Johnson 44 80.2 years
Miller 31 77.7 years
Cohen 27 79.1 years
Brown 24 78.3 years
White 21 77.5 years
Green 18 77.6 years
Murphy 16 81.0 years
Thomas 16 76.3 years
Williams 16 73.9 years
Businesses in zip code 12309
Name Count Name Count
CVS 1 Men's Wearhouse 1
DHL 1 Panera Bread 1
Dunkin Donuts 1 Pizza Hut 1
FedEx 2 Starbucks 1
Jones New York 1 Subway 1
McDonald's 1 UPS 4
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