Profiles Schenectady, NY (12308) houses, apartments, residents, cars, jobs...
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Cities: Schenectady, NY (99.86%) , Niskayuna, NY (0.14%) County: Schenectady County, NY Zip code population in 2010: 6,588
Zip code population (2000): 13,346
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Houses and condos: 6,601
Renter-occupied apartments: 2,554% of renters here:
48%State:
45%
Mar. 2012 cost of living index in zip code 12308: 90.0 (less than average, U.S. average is 100)
Land area: 2.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,930 people per square mile (average).
Real estate property taxes paid for housing units in 2010:
This zip code:
3.0% ($3,960)New York:
1.3% ($3,937)
Median real estate property taxes paid for housing units with mortgages in 2010: $4,260 (2.9%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $3,431 (2.7%)
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Males: 7,400 (49.0%)Females: 7,710 (51.0%)
Data:
Median household income ($)
Median household income (% change since 2000)
Races - White alone (%)
Races - White alone (% change since 2000)
Races - Black alone (%)
Races - Black alone (% change since 2000)
Races - American Indian alone (%)
Races - American Indian alone (% change since 2000)
Races - Asian alone (%)
Races - Asian alone (% change since 2000)
Races - Hispanic (%)
Races - Hispanic (% change since 2000)
Races - Native Hawaiian and Other Pacific Islander alone (%)
Races - Native Hawaiian and Other Pacific Islander alone (% change since 2000)
Races - Two or more races (%)
Races - Two or more races (% change since 2000)
Races - Other race alone (%)
Races - Other race alone (% change since 2000)
Unemployment (%)
Unemployment (% change since 2000)
Population density (people per square mile)
Likely homosexual households (%)
Likely homosexual households (% change since 2000)
Likely homosexual households - Lesbian couples (%)
Likely homosexual households - Lesbian couples (% change since 2000)
Likely homosexual households - Gay men (%)
Likely homosexual households - Gay men (% change since 2000)
Median house or condo value ($)
Median house or condo value ($ change since 2000)
Median resident age
Commute - mean travel time to work (minutes)
Marital status - Never married (%)
Marital status - Now married (%)
Marital status - Separated (%)
Marital status - Widowed (%)
Marital status - Divorced (%)
Owner occupied housing units (%)
Renter occupied housing units (%)
Median gross rent ($)
Median contract rent ($)
Median monthly housing costs ($)
Population - Males (%)
Population - Females (%)
Median family income ($)
Median family income (% change since 2000)
Median non-family income ($)
Median non-family income (% change since 2000)
Median per capita income ($)
Median per capita income (% change since 2000)
Year house built - Built 2005 or later (%)
Year house built - Built 2000 to 2004 (%)
Year house built - Built 1990 to 1999 (%)
Year house built - Built 1980 to 1989 (%)
Year house built - Built 1970 to 1979 (%)
Year house built - Built 1960 to 1969 (%)
Year house built - Built 1950 to 1959 (%)
Year house built - Built 1940 to 1949 (%)
Year house built - Built 1939 or earlier (%)
Average household size
Vacancy status - For rent (%)
Vacancy status - For sale only (%)
Vacancy status - Rented or sold, not occupied (%)
Vacancy status - For seasonal, recreational, or occasional use (%)
Vacancy status - For migrant workers (%)
Vacancy status - Other vacant (%)
Mean house or condo value by units in structure - 1, detached ($)
Mean house or condo value by units in structure - 1, attached ($)
Mean house or condo value by units in structure - 2 ($)
Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
Mean house or condo value by units in structure - 5 or more ($)
Mean house or condo value by units in structure - Boat, RV, van, etc. ($)
Mean house or condo value by units in structure - Mobile home ($)
Household density (households per square mile)
Residents with income below the poverty level (%)
Residents with income below 50% of the poverty level (%)
Children below poverty level (%)
Poor families by family type - Married-couple family (%)
Poor families by family type - Male, no wife present (%)
Poor families by family type - Female, no husband present (%)
Poverty status for native-born residents (%)
Poverty status for foreign-born residents (%)
Poverty among high school graduates not in families (%)
Poverty among people who did not graduate high school not in families (%)
Ancestries Reported - Arab (%)
Ancestries Reported - Czech (%)
Ancestries Reported - Danish (%)
Ancestries Reported - Dutch (%)
Ancestries Reported - English (%)
Ancestries Reported - French (%)
Ancestries Reported - French Canadian (%)
Ancestries Reported - German (%)
Ancestries Reported - Greek (%)
Ancestries Reported - Hungarian (%)
Ancestries Reported - Irish (%)
Ancestries Reported - Italian (%)
Ancestries Reported - Lithuanian (%)
Ancestries Reported - Norwegian (%)
Ancestries Reported - Polish (%)
Ancestries Reported - Portuguese (%)
Ancestries Reported - Russian (%)
Ancestries Reported - Scotch-Irish (%)
Ancestries Reported - Scottish (%)
Ancestries Reported - Slovak (%)
Ancestries Reported - Subsaharan African (%)
Ancestries Reported - Swedish (%)
Ancestries Reported - Swiss (%)
Ancestries Reported - Ukrainian (%)
Ancestries Reported - United States (%)
Ancestries Reported - Welsh (%)
Ancestries Reported - West Indian (%)
Ancestries Reported - Other (%)
Educational Attainment - No schooling completed (%)
Educational Attainment - Less than high school (%)
Educational Attainment - High school or equivalent (%)
Educational Attainment - Less than 1 year of college (%)
Educational Attainment - 1 or more years of college (%)
Educational Attainment - Associate degree (%)
Educational Attainment - Bachelor's degree (%)
Educational Attainment - Master's degree (%)
Educational Attainment - Professional school degree (%)
Educational Attainment - Doctorate degree (%)
School Enrollment - Nursery, preschool (%)
School Enrollment - Kindergarten (%)
School Enrollment - Grade 1 to 4 (%)
School Enrollment - Grade 5 to 8 (%)
School Enrollment - Grade 9 to 12 (%)
School Enrollment - College undergrad (%)
School Enrollment - Graduate or professional (%)
School Enrollment - Not enrolled in school (%)
Houses owner occupied (%)
Houses renter occupied (%)
Houses occupied (%)
Median year house/condo built
Median year apartment built
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Median number of rooms in houses and condos
Median number of rooms in apartments
Mortgage status - with mortgage (%)
Mortgage status - with second mortgage (%)
Mortgage status - with home equity loan (%)
Mortgage status - with both second mortgage and home equity loan (%)
Mortgage status - without a mortgage (%)
Housing units lacking complete plumbing facilities (%)
Housing units lacking complete kitchen facilities (%)
Average family size
Households with people 60 years and over (%)
Households with people 65 years and over (%)
Households with people 75 years and over (%)
Households with one or more nonrelatives (%)
Households with no nonrelatives (%)
Population in households (%)
Occupied housing units (%)
Vacant housing units (%)
Family households (%)
Nonfamily households (%)
Population in families (%)
Family households with own children (%)
Geographical mobility - Same house 1 year ago (%)
Geographical mobility - Moved within same county (%)
Geographical mobility - Moved from different county within same state (%)
Geographical mobility - Moved from different state (%)
Geographical mobility - Moved from abroad (%)
Place of birth - Born in state of residence (%)
Place of birth - Born in other state (%)
Place of birth - Native, outside of US (%)
Place of birth - Foreign born (%)
Housing units in structures - 1, detached (%)
Housing units in structures - 1, attached (%)
Housing units in structures - 2 (%)
Housing units in structures - 3 or 4 (%)
Housing units in structures - 5 to 9 (%)
Housing units in structures - 10 to 19 (%)
Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
Year householder moved into unit - Moved in 1990 to 1994 (%)
Year householder moved into unit - Moved in 1980 to 1989 (%)
Year householder moved into unit - Moved in 1970 to 1979 (%)
Year householder moved into unit - Moved in 1969 or earlier (%)
Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
Means of transportation to work - Public transportation (%)
Means of transportation to work - Bus or trolley bus (%)
Means of transportation to work - Streetcar or trolley car (%)
Means of transportation to work - Subway or elevated (%)
Means of transportation to work - Railroad (%)
Means of transportation to work - Ferryboat (%)
Means of transportation to work - Taxicab (%)
Means of transportation to work - Motorcycle (%)
Means of transportation to work - Bicycle (%)
Means of transportation to work - Walked (%)
Means of transportation to work - Other means (%)
Working at home (%)
Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Common Industries - Agriculture, forestry, fishing and hunting (%)
Common Industries - Mining, quarrying, and oil and gas extraction (%)
Common Industries - Construction (%)
Common Industries - Manufacturing (%)
Common Industries - Wholesale trade (%)
Common Industries - Retail trade (%)
Common Industries - Transportation and warehousing, and utilities (%)
Common Industries - Transportation and warehousing (%)
Common Industries - Utilities (%)
Common Industries - Information (%)
Common Industries - Finance and insurance, and real estate and rental and leasing (%)
Common Industries - Finance and insurance (%)
Common Industries - Real estate and rental and leasing (%)
Common Industries - Professional, scientific, and management, and administrative and waste management services (%)
Common Industries - Professional, scientific, and technical services (%)
Common Industries - Management of companies and enterprises (%)
Common Industries - Administrative and support and waste management services (%)
Common Industries - Educational services, and health care and social assistance (%)
Common Industries - Educational services (%)
Common Industries - Health care and social assistance (%)
Common Industries - Arts, entertainment, and recreation, and accommodation and food services (%)
Common Industries - Arts, entertainment, and recreation (%)
Common Industries - Accommodation and food services (%)
Common Industries - Other services, except public administration (%)
Common Industries - Public administration (%)
Common Occupations - Management, professional, and related occupations (%)
Common Occupations - Management, business, and financial occupations (%)
Common Occupations - Management occupations (%)
Common Occupations - Business and financial operations occupations (%)
Common Occupations - Professional and related occupations (%)
Common Occupations - Computer and mathematical occupations (%)
Common Occupations - Architecture and engineering occupations (%)
Common Occupations - Life, physical, and social science occupations (%)
Common Occupations - Community and social services occupations (%)
Common Occupations - Legal occupations (%)
Common Occupations - Education, training, and library occupations (%)
Common Occupations - Arts, design, entertainment, sports, and media occupations (%)
Common Occupations - Healthcare practitioner and technical occupations (%)
Common Occupations - Health diagnosing and treating practitioners and other technical occupations (%)
Common Occupations - Health technologists and technicians (%)
Common Occupations - Service occupations (%)
Common Occupations - Healthcare support occupations (%)
Common Occupations - Protective service occupations (%)
Common Occupations - Fire fighting and prevention, and other protective service workers(%)
Common Occupations - Law enforcement workers including supervisors (%)
Common Occupations - Food preparation and serving related occupations (%)
Common Occupations - Building and grounds cleaning and maintenance occupations (%)
Common Occupations - Personal care and service occupations (%)
Common Occupations - Sales and office occupations (%)
Common Occupations - Sales and related occupations (%)
Common Occupations - Office and administrative support occupations (%)
Common Occupations - Farming, fishing, and forestry occupations (%)
Common Occupations - Construction, extraction, maintenance, and repair occupations (%)
Common Occupations - Construction and extraction occupations (%)
Common Occupations - Installation, maintenance, and repair occupations (%)
Common Occupations - Production, transportation, and material moving occupations (%)
Common Occupations - Production occupations (%)
Common Occupations - Transportation and material moving occupations (%)
Common Occupations - Supervisors, transportation and material moving workers(%)
Common Occupations - Motor vehicle operators (%)
Common Occupations - Material moving workers (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer) (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Density of houses
Urban houses (%)
Rural houses (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Median household income ($) - White
Median household income ($) - Black or African American
Median household income ($) - Asian
Median household income ($) - Hispanic or Latino
Median household income ($) - American Indian and Alaska Native
Median household income ($) - Multirace
Median household income ($) - Other
Median family income ($) - White
Median family income ($) - Black or African American
Median family income ($) - Asian
Median family income ($) - Hispanic or Latino
Median family income ($) - American Indian and Alaska Native
Median family income ($) - Multirace
Median family income ($) - Other
Unemployment (%) - White
Unemployment (%) - Black or African American
Unemployment (%) - Asian
Unemployment (%) - Hispanic or Latino
Unemployment (%) - American Indian and Alaska Native
Unemployment (%) - Multirace
Unemployment (%) - Other
Median house or condo value ($) - White
Median house or condo value ($) - Black or African American
Median house or condo value ($) - Asian
Median house or condo value ($) - Hispanic or Latino
Median house or condo value ($) - American Indian and Alaska Native
Median house or condo value ($) - Multirace
Median house or condo value ($) - Other
Population - Males (%) - White
Population - Males (%) - Black or African American
Population - Males (%) - Asian
Population - Males (%) - Hispanic or Latino
Population - Males (%) - American Indian and Alaska Native
Population - Males (%) - Multirace
Population - Males (%) - Other
Population - Females (%) - White
Population - Females (%) - Black or African American
Population - Females (%) - Asian
Population - Females (%) - Hispanic or Latino
Population - Females (%) - American Indian and Alaska Native
Population - Females (%) - Multirace
Population - Females (%) - Other
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Median household income for houses/condos with a mortgage ($)
Median household income for apartments without a mortgage ($)
Residents with income below the poverty level (%) - White
Residents with income below the poverty level (%) - Black or African American
Residents with income below the poverty level (%) - Asian
Residents with income below the poverty level (%) - Hispanic or Latino
Residents with income below the poverty level (%) - American Indian and Alaska Native
Residents with income below the poverty level (%) - Multirace
Residents with income below the poverty level (%) - Other
Median resident age - Males
Median resident age - Females
Median resident age - White
Median resident age - Black or African American
Median resident age - Asian
Median resident age - Hispanic or Latino
Median resident age - American Indian and Alaska Native
Median resident age - Multirace
Median resident age - Other
Median resident age - Males - White
Median resident age - Males - Black or African American
Median resident age - Males - Asian
Median resident age - Males - Hispanic or Latino
Median resident age - Males - American Indian and Alaska Native
Median resident age - Males - Multirace
Median resident age - Males - Other
Median resident age - Females - White
Median resident age - Females - Black or African American
Median resident age - Females - Asian
Median resident age - Females - Hispanic or Latino
Median resident age - Females - American Indian and Alaska Native
Median resident age - Females - Multirace
Median resident age - Females - Other
Average household size - White
Average household size - Black or African American
Average household size - Asian
Average household size - Hispanic or Latino
Average household size - American Indian and Alaska Native
Average household size - Multirace
Average household size - Other
Average family size - White
Average family size - Black or African American
Average family size - Asian
Average family size - Hispanic or Latino
Average family size - American Indian and Alaska Native
Average family size - Multirace
Average family size - Other
100% urban population.
Estimated median house/condo value in 2010: $132,937
12308:
$132,937New York:
$304,100
According to our research of New York and other state lists there were 20 registered sex offenders living in 12308 zip code as of June 20, 2013.The ratio of number of residents in zip code 12308 to the number of sex offenders is 755 to 1.
Median resident age: This zip code:
34.4 yearsNew York median age:
37.9 years
Average household size: This zip code:
2.3 peopleNew York:
2.6 people
Averages for the 2004 tax year for zip code 12308, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $35,267 (Individual Income Tax Returns)
Here:
$35,267State:
$59,519
Salary/wage: $32,442 (reported on 85.4% of returns )
Here:
$32,442State:
$50,673
(% of AGI for various income ranges: 86.2% for AGIs below $10k , 80.7% for AGIs $10k-25k , 84.0% for AGIs $25k-50k , 80.9% for AGIs $50k-75k , 78.2% for AGIs $75k-100k , 67.4% for AGIs over 100k )
Taxable interest for individuals: $1,268 (reported on 43.0% of returns )
This zip code:
$1,268New York:
$2,377
(% of AGI for various income ranges: 2.4% for AGIs below $10k , 1.5% for AGIs $10k-25k , 1.4% for AGIs $25k-50k , 1.6% for AGIs $50k-75k , 1.2% for AGIs $75k-100k , 1.8% for AGIs over 100k )
Taxable dividends: $3,908 (reported on 22.9% of returns )
(% of AGI for various income ranges: 2.4% for AGIs below $10k , 1.7% for AGIs $10k-25k , 1.7% for AGIs $25k-50k , 1.8% for AGIs $50k-75k , 2.3% for AGIs $75k-100k , 5.0% for AGIs over 100k )
Net capital gain/loss: +$3,650 (reported on 16.1% of returns )
Here:
+$3,650State:
+$23,581
(% of AGI for various income ranges: -1.3% for AGIs below $10k , -0.0% for AGIs $10k-25k , 0.6% for AGIs $25k-50k , 1.3% for AGIs $50k-75k , 1.2% for AGIs $75k-100k , 5.2% for AGIs over 100k )
Profit/loss from business: +$9,238 (reported on 9.8% of returns )
Here:
+$9,238State:
+$13,809
(% of AGI for various income ranges: 5.1% for AGIs below $10k , 3.6% for AGIs $10k-25k , 1.4% for AGIs $25k-50k , 1.8% for AGIs $50k-75k , 2.6% for AGIs $75k-100k , 3.7% for AGIs over 100k )
IRA payment deduction: $2,652 (reported on 1.9% of returns )
12308:
$2,652New York:
$3,115
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k , 0.2% for AGIs $25k-50k , 0.2% for AGIs $50k-75k , 0.1% for AGIs over 100k )
Self-employed pension: $11,171 (reported on 0.7% of returns )
Here:
$11,171New York:
$19,016
Total itemized deductions: $15,770 (22% of AGI, reported on 25.2% of returns )
Here:
$15,770State:
$25,864
Here:
22.0% of AGIState:
21.9% of AGI
(% of AGI for various income ranges: 2.9% for AGIs below $10k , 5.6% for AGIs $10k-25k , 8.9% for AGIs $25k-50k , 12.6% for AGIs $50k-75k , 14.9% for AGIs $75k-100k , 15.8% for AGIs over 100k )
Charity contributions deductions: $2,680 (4% of AGI, reported on 21.9% of returns )
Here:
3.5% of AGIState:
3.6% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k , 0.6% for AGIs $10k-25k , 0.9% for AGIs $25k-50k , 1.7% for AGIs $50k-75k , 2.1% for AGIs $75k-100k , 3.2% for AGIs over 100k )
Total tax: $4,934 (reported on 69.7% of returns )
12308:
$4,934State:
$11,730
(% of AGI for various income ranges: 1.7% for AGIs below $10k , 3.7% for AGIs $10k-25k , 7.3% for AGIs $25k-50k , 9.7% for AGIs $50k-75k , 11.2% for AGIs $75k-100k , 17.1% for AGIs over 100k )
Earned income credit: $1,829 (reported on 23.9% of returns )
Percentage of individuals using paid preparers for their 2004 taxes: 59.7%
(% for various income ranges: 58.5% for AGIs below $10k , 63.8% for AGIs $10k-25k , 57.8% for AGIs $25k-50k , 58.6% for AGIs $50k-75k , 55.1% for AGIs $75k-100k , 58.1% for AGIs over 100k )
Estimated median household income in 2010: This zip code:
$43,129New York:
$55,217
Nearest zip codes: 12307 , 12305 , 12008 , 12304 , 12309 , 12303 .
Niskayuna Zip Code Map
Percentage of family households: This zip code:
43.4%New York:
49.7%
Housing units in zip code 12308 with a mortgage: 1,780 (160 second mortgage , 314 home equity loan , 303 both second mortgage and home equity loan )
Houses without a mortgage: 1,053Median monthly owner costs for units with a mortgage: $1,584
Median monthly owner costs for units without a mortgage: $563
Residents with income below the poverty level in 2010:
This zip code:
20.2%Whole state:
14.4%
Residents with income below 50% of the poverty level in 2010:
This zip code:
10.9%Whole state:
7.9%
Median number of rooms in houses and condos:
Median number of rooms in apartments:
Click to draw/clear zip code borders
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 12308: City of Schenectady Sewage Treatment Plant (A) , Psi Upsilon Flagpole (B) , Wold House (C) , Wells House (D) , Webster House (E) , Green House (F) , John Blair Smith House (G) , Richmond House (H) , Raymond House (I) , Potter House (J) , Orange House (K) , Blue House (L) , Hickok House (M) , Golub House (N) , Fox House (O) , Fero House (P) , Edwards House (Q) , Davidson House (R) , Beuth House (S) , Morton and Helen Yulman Theater (T) . Display/hide their locations on the map
Shopping Center: Sheridan Plaza Shopping Center (1) . Display/hide its location on the map
Churches in zip code 12308 include: Old Chapel (A) , Memorial Chapel (B) , First Unitarian Society of Schenectady (C) , Saint Michaels Chapel (D) , Westminster United Presbyterian Church (E) , Calvary Orthodox Presbyterian Church (F) , Second Reformed Church (G) , First Church of Christ Scientist (H) , New Hope Gospel Fellowship (I) . Display/hide their locations on the map
Creek: College Creek (A) . Display/hide its location on the map
Parks in zip code 12308 include: Steinmetz Park (1) , Steinmetz Memorial Park (2) , Chester Arthur Courtyard (3) , Roger Hull Plaza (4) , Jackson's Garden (5) , Stanley and Geraldine Levine Wildflower Garden (6) , Mrs. Perkin's Garden (7) , Robison Herb Garden (8) , Frank Bailey Athletic Field and Track (9) . Display/hide their locations on the map
Year house built
2005 or later: 31
2000 to 2004: 179
1990 to 1999: 418
1980 to 1989: 622
1970 to 1979: 835
1960 to 1969: 450
1950 to 1959: 876
1940 to 1949: 495
1939 or earlier: 4,066
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 12308:
$15,000 to $19,999: 86
$20,000 to $24,999: 23
$25,000 to $29,999: 18
$30,000 to $34,999: 329
$35,000 to $39,999: 33
$40,000 to $49,999: 243
$50,000 to $59,999: 98
$60,000 to $69,999: 169
$70,000 to $79,999: 236
$80,000 to $89,999: 185
$90,000 to $99,999: 219
$100,000 to $124,999: 686
$125,000 to $149,999: 641
$150,000 to $174,999: 706
$175,000 to $199,999: 214
$200,000 to $249,999: 502
$250,000 to $299,999: 315
$300,000 to $399,999: 498
$400,000 to $499,999: 86
$500,000 to $749,999: 377
$750,000 to $999,999: 126
$1,000,000 or more: 105
Rent paid by renters in 2010 in zip code 12308:
Less than $100: 192
$100 to $149: 145
$150 to $199: 207
$200 to $249: 210
$250 to $299: 386
$300 to $349: 251
$350 to $399: 231
$400 to $449: 198
$450 to $499: 311
$500 to $549: 540
$550 to $599: 220
$600 to $649: 478
$650 to $699: 415
$700 to $749: 379
$750 to $799: 764
$800 to $899: 577
$900 to $999: 723
$1,000 to $1,249: 266
$1,250 to $1,499: 268
$1,500 to $1,999: 805
$2,000 or more: 135
No cash rent: 144
Estimated median house (or condo) value in 2010 for: White Non-Hispanic householders: $138,578
Black or African American householders: $135,052
Asian householders: $139,636
Two or more races householders: $114,600
Hispanic or Latino householders: $114,600
Estimated median house or condo value in 2010: $132,937
12308:
$132,937New York:
$304,100
Lower value quartile - upper value quartile: $99,129 - $202,070
Mean price in 2010: Detached houses: $164,369Here:
$164,369State:
$345,011
Townhouses or other attached units: $86,520Here:
$86,520State:
$484,090
In 2-unit structures: $59,710Here:
$59,710State:
$462,167
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 2,735
One, attached: 361
Two: 2,093
3 or 4: 902
5 to 9: 855
10 to 19: 495
20 to 49: 1,076
50 or more: 1,028
Means of transportation to work
Drove a car alone: 4,630 (70%)
Carpooled: 497 (8%)
Bus or trolley bus: 455 (7%)
Subway or elevated: 136 (2%)
Motorcycle: 869 (13%)
Bicycle: 170 (3%)
Walked: 987 (15%)
Other means: 105 (2%)
Worked at home: 315 (5%)
Travel time to work (commute)
Less than 5 minutes: 293
5 to 9 minutes: 1,096
10 to 14 minutes: 1,113
15 to 19 minutes: 839
20 to 24 minutes: 633
25 to 29 minutes: 385
30 to 34 minutes: 1,442
35 to 39 minutes: 234
40 to 44 minutes: 333
45 to 59 minutes: 269
60 to 89 minutes: 188
90 or more minutes: 453
Percentage of zip code residents living and working in this county: 60.4%
Household type by relationship:
Households: 13,319
In family households: 10,016 (2,027 male householders, 1,229 female householders )
2,137 spouses, 3,952 children (3,683 natural, 110 adopted, 159 stepchildren ), 118 grandchildren, 108 brothers or sisters, 51 parents, 90 other relatives, 304 non-relatives
In nonfamily households: 3,303 (1,036 male householders (786 living alone )), 1,493 female householders (1,189 living alone )), 774 nonrelatives In group quarters: 200 (118 institutionalized population )
Size of family households: 1,517 2-persons , 601 3-persons , 544 4-persons , 222 5-persons , 202 6-persons , 70 7-or-more-persons
Size of nonfamily households: 2,190 1-person , 440 2-persons , 181 3-persons , 288 4-persons
1,423 married couples with children.
2,095 single-parent households (835 men , 1,260 women ).
90.4% of residents of 12308 zip code speak English at home.
14.2% of residents speak Spanish at home (36% very well, 16% well, 19% not well, 29% not at all ).
14.1% of residents speak other Indo-European language at home (44% very well, 30% well, 12% not well, 14% not at all ).
11.3% of residents speak Asian or Pacific Island language at home (67% very well, 32% well, 1% not well ).
15.5% of residents speak other language at home (53% very well, 8% well, 28% not well, 11% not at all ).
Foreign born population: 1,418 (9.1%)
(48.1%
of them are naturalized citizens )
This zip code:
9.1%Whole state:
21.9%
Most common places of birth for the foreign-born residents:
Italy (26%)
Canada (9%)
Afghanistan (6%)
Russia (6%)
Ukraine (5%)
Germany (4%)
Jamaica (4%)
Year of entry for the foreign-born population
2000 or later : 681
1990 to 1999 : 398
1980 to 1989 : 276
Before 1980 : 420
Races in zip code 12308:
White population: 10,813
Black population: 1,710
American Indian population: 96
Asian population: 699
Native Hawaiian and Other Pacific Islander population: 1,155
Some other race population: 374
Two or more races population: 563
Hispanic or Latino population: 1,604
Public primary/middle schools in zip code 12308 not listed on the city page: JESSIE T. ZOLLER SCHOOL (Students: 475; Location: 1880 LANCASTER ST, SCHENECTADY, NY; Grades: KG - 05)
YATES SCHOOL (Students: 360; Location: 725 SALINA ST, SCHENECTADY, NY; Grades: PK - 05)
ELMER AVE SCHOOL (Students: 348; Location: 90 ELMER AVE, SCHENECTADY, NY; Grades: KG - 05)
Facilities with environmental interests located in this zip code:
BETTER BODY WORKS (111 NOTT TERR in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
AMERICAN BODY WORKS (1914 VAN VRANKEN AVE in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CARL ALESIO (CONTACT/OWNER)
BENCHEMARK PRINTING INC (1890 MAXON RD EXT in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER COMMERCIAL PRINTING.
Organizations: ROBERT J JOSINESKI (CONTACT/OPERATOR)
, ROBERT J KOSINESKI (CONTACT/OPERATOR)
A-1 WASTE SERVICE INC (2117 LENOX RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
AMERICAN FURNITURE RESTORATION (1596 RUGBY RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
ANNIE SCHAFFER SENIOR CENTER (101 NOTT TER in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
HESS STATION #32211 (451 NOTT ST in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMERADA HESS CORP (CONTACT/OPERATOR)
J G D PLATING INCORPORATED (1776 FOSTER AVENUE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING.
ALB SCHO SCHDY BOCES (THE PLAZA in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NYS DORM AUTHORITY (CONTACT/OWNER)
IMITEC, INC (MAXON RD in SCHENECTADY, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 12308:
Holiday Inn-schenectady, 100 Nott Ter, Schenectady, NY 12308 , Phone: (518) 393-4141, Fax: (518) 393-4174
Days Inn Schenectady, 167 Nott Ter, Schenectady, NY 12308 , Phone: (518) 370-0851, Fax: (518) 370-5948
All 2 fire-safe hotels and motels in zip code 12308
Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 1.3%
Most commonly used house heating fuel:
Utility gas (65%)
Electricity (12%)
Fuel oil, kerosene, etc. (10%)
Wood (6%)
Other fuel (3%)
Bottled, tank, or LP gas (2%)
No fuel used (2%)
Population in 1990: 14,055. Population change in the 1990s: -709 (-5.0%).
Place of birth for U.S.-born residents:
This state: 10,399
Northeast: 776
Midwest: 428
South: 530
West: 214
48% of the 12308 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 62% lived in this county.
Out of people who lived in different counties, 50% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 378
Students in private schools in grades 9 to 12 (high school): 245
Students in private undergraduate colleges: 10,940
Educational Attainment (%)
School Enrollment by Level of School (%)
Companies with federal contracts located in this zip code (SCHENECTADY, NY):
DISABLED AMERICAN VETERAN SERV (1201 STRATFORD; small business) : $114,341 in 14 contracts from 2003 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Other Housekeeping Services, Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings by ArmySigned by year: 2000: $0; 2001: $0; 2002: $0; 2003: $3,232; 2004: $117,371; 2005: $-4,962; 2006: $-1,300.
Biggest contracts:
$63,803 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-09-28. Completion date: 2004-12-27.
$43,958, same as above. Signed on 2004-09-29. Completion date: 2004-12-21.
$28,805 with Army for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2005-03-21. Completion date: 2005-04-29.
$8,820 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-05-13. Completion date: 2004-06-21.
CLIFFORD R GRAY, INC (2360 MAXON RD EXT; small business)
$80,937 with Army for Coils and Transformers. Taking place in SC. Signed on 2006-03-03. Completion date: 2006-06-08.
UNION COLLEGE (807 UNION ST) : $37,001 in 2 contracts from 2004 to 2005
$20,000 with Army for Educational Services. Signed on 2005-08-16. Completion date: 2005-08-16.
$17,001, same as above. Signed on 2004-09-23. Completion date: 2004-09-23.
PREMIER HOSPITALITY PROPERTIES (450 NOTT ST; small business)
$30,380 with Army for Lodging - Hotel/Motel. Signed on 2003-02-07. Completion date: 2003-02-10.
Top industries in this zip code by the number of employees in 2005:
Educational Services: Colleges, Universities, and Professional Schools (over 1000 employees: 1 establishment, 50-99 employees: 1 establishment)
Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (500-999: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 2, 20-49: 3, 10-19: 8, 5-9: 5, 1-4: 22)
Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 2, 5-9: 5, 1-4: 4)
Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 5-9: 2, 1-4: 4)
Accommodation and Food Services: Food Service Contractors (50-99: 1, 5-9: 1, 1-4: 1)
Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
116 people in nursing homes
37 people in homes for the mentally retarded
27 people in homes for the mentally ill
16 people in homes or halfway houses for drug/alcohol abuse
7 people in residential treatment centers for emotionally disturbed children
5 people in hospitals/wards and hospices for chronically ill
5 people in other hospitals or wards for chronically ill
4 people in religious group quarters
4 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 84 $121,364 80 $96,850 162 $120,392 14 $44,297 2 $172,705 34 $97,503 0 $0
APPLICATIONS APPROVED, NOT ACCEPTED 9 $132,337 7 $124,779 29 $127,187 3 $7,790 0 $0 4 $89,680 0 $0
APPLICATIONS DENIED 21 $124,153 27 $95,471 116 $115,839 35 $26,974 0 $0 23 $87,462 3 $43,193
APPLICATIONS WITHDRAWN 15 $126,111 4 $119,740 59 $116,821 5 $35,308 1 $157,490 6 $76,655 0 $0
FILES CLOSED FOR INCOMPLETENESS 3 $150,083 3 $101,170 20 $127,938 0 $0 0 $0 2 $134,640 0 $0
Aggregated Statistics For Year 2008(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 88 $125,846 131 $102,405 187 $108,381 31 $34,645 3 $3,112,110 50 $90,879 1 $29,390
APPLICATIONS APPROVED, NOT ACCEPTED 7 $135,166 20 $98,497 34 $107,149 10 $37,412 0 $0 11 $94,542 0 $0
APPLICATIONS DENIED 17 $123,179 59 $83,184 181 $116,966 68 $42,398 3 $198,190 31 $70,576 0 $0
APPLICATIONS WITHDRAWN 13 $114,679 20 $131,674 60 $118,138 2 $56,250 3 $2,979,403 5 $110,754 1 $36,740
FILES CLOSED FOR INCOMPLETENESS 4 $83,988 10 $112,417 25 $103,938 5 $75,898 0 $0 8 $94,851 0 $0
Aggregated Statistics For Year 2007(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 72 $125,781 255 $101,464 207 $110,044 80 $43,255 4 $261,147 105 $93,776 1 $35,350
APPLICATIONS APPROVED, NOT ACCEPTED 3 $175,313 59 $92,121 51 $110,596 12 $43,801 1 $26,030 33 $83,860 2 $57,435
APPLICATIONS DENIED 10 $132,982 103 $93,186 236 $111,307 110 $50,033 2 $218,540 48 $83,248 1 $96,230
APPLICATIONS WITHDRAWN 11 $120,718 53 $94,639 93 $116,313 5 $80,338 1 $807,690 21 $84,581 0 $0
FILES CLOSED FOR INCOMPLETENESS 3 $130,317 29 $103,018 28 $117,175 1 $51,600 0 $0 11 $89,528 0 $0
Aggregated Statistics For Year 2006(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 53 $125,332 379 $89,515 273 $98,144 76 $39,784 5 $357,136 154 $80,674 1 $115,460
APPLICATIONS APPROVED, NOT ACCEPTED 2 $91,015 61 $87,417 76 $102,567 15 $27,783 0 $0 37 $78,819 0 $0
APPLICATIONS DENIED 8 $148,530 114 $87,216 311 $96,693 113 $39,874 2 $54,885 80 $78,285 3 $79,557
APPLICATIONS WITHDRAWN 9 $124,493 47 $96,399 168 $95,879 12 $97,826 2 $193,990 44 $77,433 3 $67,633
FILES CLOSED FOR INCOMPLETENESS 2 $165,905 17 $97,933 58 $109,822 6 $96,215 0 $0 9 $89,422 1 $88,340
Aggregated Statistics For Year 2005(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 69 $108,682 457 $85,558 317 $94,633 65 $35,199 1 $41,650 176 $76,833 0 $0
APPLICATIONS APPROVED, NOT ACCEPTED 6 $113,952 63 $87,923 58 $98,079 10 $47,792 3 $81,670 25 $81,237 1 $235,690
APPLICATIONS DENIED 3 $121,130 150 $76,692 282 $90,561 75 $36,655 0 $0 107 $71,425 2 $54,455
APPLICATIONS WITHDRAWN 4 $107,993 68 $77,697 238 $113,724 21 $103,053 1 $90,760 44 $76,123 0 $0
FILES CLOSED FOR INCOMPLETENESS 1 $44,340 28 $104,497 36 $87,814 0 $0 0 $0 9 $79,661 0 $0
Aggregated Statistics For Year 2004(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 46 $96,443 370 $79,283 323 $79,783 53 $31,994 3 $2,834,187 150 $67,827 1 $90,650
APPLICATIONS APPROVED, NOT ACCEPTED 3 $88,663 60 $80,171 83 $77,223 10 $29,993 1 $78,100 33 $77,503 1 $45,560
APPLICATIONS DENIED 10 $90,257 75 $67,609 282 $80,594 55 $31,555 0 $0 48 $55,662 3 $8,453
APPLICATIONS WITHDRAWN 9 $82,154 23 $67,798 189 $86,787 8 $64,393 1 $93,060 21 $59,772 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 16 $80,489 25 $91,225 0 $0 0 $0 2 $66,115 0 $0
Aggregated Statistics For Year 2003(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 70 $91,469 308 $77,200 457 $78,592 23 $24,432 1 $469,080 114 $64,475
APPLICATIONS APPROVED, NOT ACCEPTED 8 $74,545 23 $83,786 65 $66,706 12 $25,413 0 $0 14 $72,536
APPLICATIONS DENIED 14 $95,139 68 $74,276 194 $72,708 35 $19,045 0 $0 40 $70,302
APPLICATIONS WITHDRAWN 16 $85,493 31 $72,393 124 $83,477 8 $60,050 0 $0 20 $66,451
FILES CLOSED FOR INCOMPLETENESS 0 $0 5 $136,264 14 $75,682 0 $0 0 $0 2 $80,025
Aggregated Statistics For Year 2002(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 44 $71,794 153 $63,052 138 $63,481 15 $19,895 2 $169,750 60 $51,063
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 16 $60,163 28 $68,347 2 $19,610 1 $39,050 10 $54,815
APPLICATIONS DENIED 2 $87,115 49 $58,893 119 $65,036 29 $13,729 1 $41,650 27 $43,581
APPLICATIONS WITHDRAWN 11 $74,304 19 $74,751 80 $65,526 4 $9,420 1 $41,650 9 $43,228
FILES CLOSED FOR INCOMPLETENESS 0 $0 9 $57,634 10 $77,815 0 $0 0 $0 2 $37,745
Aggregated Statistics For Year 2001(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 59 $71,367 106 $60,933 137 $61,557 12 $15,652 1 $130,160 42 $47,139
APPLICATIONS APPROVED, NOT ACCEPTED 2 $51,580 15 $52,229 35 $51,540 6 $16,830 0 $0 10 $50,944
APPLICATIONS DENIED 10 $62,333 41 $56,540 130 $59,451 29 $15,805 0 $0 32 $51,661
APPLICATIONS WITHDRAWN 3 $82,370 13 $53,462 64 $54,983 4 $15,513 0 $0 3 $44,203
FILES CLOSED FOR INCOMPLETENESS 1 $36,440 3 $51,797 5 $51,098 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2000(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 46 $63,326 107 $53,741 45 $45,648 24 $14,091 1 $129,100 30 $39,686
APPLICATIONS APPROVED, NOT ACCEPTED 3 $51,027 17 $66,356 12 $45,573 13 $15,755 0 $0 2 $70,720
APPLICATIONS DENIED 11 $65,406 31 $51,936 95 $45,007 31 $48,104 0 $0 16 $48,686
APPLICATIONS WITHDRAWN 5 $56,978 15 $54,458 59 $43,791 3 $20,047 0 $0 7 $49,999
FILES CLOSED FOR INCOMPLETENESS 0 $0 4 $69,870 17 $66,561 0 $0 0 $0 3 $59,893
Aggregated Statistics For Year 1999(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 39 $69,236 63 $63,214 79 $62,002 28 $17,061 1 $30,830 16 $41,416
APPLICATIONS APPROVED, NOT ACCEPTED 1 $65,570 13 $65,292 25 $69,930 8 $25,740 0 $0 3 $31,240
APPLICATIONS DENIED 6 $55,845 26 $49,525 78 $58,658 33 $14,247 1 $27,050 12 $62,663
APPLICATIONS WITHDRAWN 2 $76,945 15 $56,209 46 $66,599 7 $37,759 0 $0 4 $34,880
FILES CLOSED FOR INCOMPLETENESS 0 $0 2 $103,700 8 $90,529 0 $0 0 $0 3 $78,703
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009(Based on 1 full and 14 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 15 $111,019 5 $148,738
APPLICATIONS APPROVED, NOT ACCEPTED 5 $121,666 0 $0
APPLICATIONS DENIED 2 $113,495 0 $0
APPLICATIONS WITHDRAWN 1 $108,110 1 $94,460
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0
Aggregated Statistics For Year 2008(Based on 1 full and 16 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 39 $121,862 17 $137,571 7 $86,144
APPLICATIONS APPROVED, NOT ACCEPTED 18 $107,290 8 $111,240 7 $88,371
APPLICATIONS DENIED 6 $96,907 1 $170,520 1 $87,010
APPLICATIONS WITHDRAWN 2 $84,690 0 $0 1 $116,930
FILES CLOSED FOR INCOMPLETENESS 3 $150,000 4 $129,495 0 $0
Aggregated Statistics For Year 2007(Based on 1 full and 16 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 101 $113,771 18 $126,964 31 $94,015
APPLICATIONS APPROVED, NOT ACCEPTED 18 $109,978 6 $128,293 4 $88,903
APPLICATIONS DENIED 2 $110,550 0 $0 1 $104,600
APPLICATIONS WITHDRAWN 6 $92,068 1 $198,720 1 $57,920
FILES CLOSED FOR INCOMPLETENESS 0 $0 1 $67,680 0 $0
Aggregated Statistics For Year 2006(Based on 1 full and 16 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 69 $114,910 16 $131,949 15 $95,970
APPLICATIONS APPROVED, NOT ACCEPTED 16 $115,561 8 $121,945 3 $109,560
APPLICATIONS DENIED 2 $127,525 1 $58,570 0 $0
APPLICATIONS WITHDRAWN 4 $86,465 3 $107,917 3 $96,507
FILES CLOSED FOR INCOMPLETENESS 1 $121,750 0 $0 0 $0
Aggregated Statistics For Year 2005(Based on 1 full and 14 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 99 $107,224 9 $104,188 19 $71,869
APPLICATIONS APPROVED, NOT ACCEPTED 12 $102,636 4 $86,410 3 $64,073
APPLICATIONS DENIED 5 $75,158 0 $0 3 $95,177
APPLICATIONS WITHDRAWN 4 $118,375 1 $184,730 1 $85,020
FILES CLOSED FOR INCOMPLETENESS 1 $96,260 0 $0 0 $0
Aggregated Statistics For Year 2004(Based on 1 full and 16 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 88 $88,308 16 $104,343 21 $76,436
APPLICATIONS APPROVED, NOT ACCEPTED 19 $83,767 4 $78,210 6 $91,838
APPLICATIONS DENIED 6 $91,823 0 $0 0 $0
APPLICATIONS WITHDRAWN 1 $99,020 6 $101,205 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2003(Based on 1 full and 14 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 109 $87,972 42 $87,360 23 $76,267
APPLICATIONS APPROVED, NOT ACCEPTED 23 $73,643 19 $78,523 6 $64,470
APPLICATIONS DENIED 1 $135,370 1 $114,320 1 $135,370
APPLICATIONS WITHDRAWN 6 $59,313 1 $87,120 2 $56,770
FILES CLOSED FOR INCOMPLETENESS 3 $88,440 0 $0 3 $88,440
Aggregated Statistics For Year 2002(Based on 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 52 $68,348 14 $75,311 13 $54,878
APPLICATIONS APPROVED, NOT ACCEPTED 5 $56,846 11 $79,049 2 $52,220
APPLICATIONS DENIED 3 $72,103 1 $106,890 1 $54,670
APPLICATIONS WITHDRAWN 4 $37,540 0 $0 3 $35,547
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 8 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 28 $75,178 21 $73,237 7 $48,251
APPLICATIONS APPROVED, NOT ACCEPTED 6 $87,533 4 $69,988 2 $52,080
APPLICATIONS DENIED 1 $11,060 2 $81,920 2 $30,855
APPLICATIONS WITHDRAWN 1 $73,470 1 $87,120 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2000(Based on 8 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 34 $58,911 2 $56,120 4 $43,903
APPLICATIONS APPROVED, NOT ACCEPTED 0 $0 0 $0 0 $0
APPLICATIONS DENIED 2 $47,120 1 $69,270 2 $77,170
APPLICATIONS WITHDRAWN 0 $0 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 1999(Based on 5 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 13 $79,565 7 $98,981 1 $54,270
APPLICATIONS APPROVED, NOT ACCEPTED 1 $154,060 2 $73,715 0 $0
APPLICATIONS DENIED 1 $82,380 0 $0 0 $0
APPLICATIONS WITHDRAWN 1 $73,700 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 1 $53,110 0 $0 1 $24,390
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Most common first names in zip code 12308 among deceased individuals
Name Count Lived (average)
Mary 203 79.6 years
John 172 75.1 years
Joseph 119 76.0 years
William 113 76.4 years
Edward 77 74.6 years
Anna 74 83.7 years
Helen 70 79.2 years
Charles 70 76.8 years
Frank 69 75.2 years
James 65 69.1 years
Most common last names in zip code 12308 among deceased individuals
Last name Count Lived (average)
Smith 41 76.8 years
Miller 17 79.5 years
Brown 17 70.8 years
Martin 16 75.6 years
Johnson 15 75.2 years
Williams 15 67.5 years
Coppola 15 80.0 years
Perretta 14 72.0 years
Dicocco 11 74.3 years
Jones 11 72.6 years
Businesses in zip code 12308
Name Count Name Count
CVS 2 Holiday Inn 1
Days Inn 1 Rite Aid 2
FedEx 1 The Room Place 1
GNC 2 True Value 1
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