12308 Zip Code Detailed Profile




Cities: Schenectady, NY (99.86%), Niskayuna, NY (0.14%)
County: Schenectady County, NY
Estimated zip code population in 2013: 14,401
Zip code population in 2010: 15,335
Zip code population in 2000: 13,346

Houses and condos: 6,852
Renter-occupied apartments: 2,857
% of renters here:

54%
State:

46%
Mar. 2013 cost of living index in zip code 12308: 108.2 (more than average, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 0.1 sq. mi.
Population density: 6,404 people per square mile 
 
 (high).

Age and Sex of Residents in zip code 12308
Zip code 12308 (Schenectady, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

3.6% ($4,824)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,252 (3.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,968 (3.3%)

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Males: 6,847  (47.5%)
Females: 7,554  (52.5%)

For population 25 years and over in 12308:

For population 15 years and over in 12308:

Zip code 12308 compared to state average:

  • Median house value below state average.
  • Hispanic race population percentage below state average.
  • Median age below state average.
  • Foreign-born population percentage below state average.
  • House age above state average.
  • Number of college students above state average.
  • Races in zip code 12308

  • Zip code 12308 races chart
    • 9,565White population
    • 2,333Black population
    • 49American Indian population
    • 607Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 324Some other race population
    • 782Two or more races population
    • 1,673Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $133,200
12308:

$133,200
New York:

$277,600



According to our research of New York and other state lists there were 26 registered sex offenders living in 12308 zip code as of July 31, 2015.
The ratio of number of residents in zip code 12308 to the number of sex offenders is 581 to 1.


Median resident age:
This zip code:

31.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.4 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12308, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,195 (Individual Income Tax Returns)
Here:

$39,195
State:

$77,088

Salary/wage: $35,909 (reported on 86.4% of returns)
Here:

$35,909
State:

$60,593
(% of AGI for various income ranges: 79.4% for AGIs below $25k, 86.0% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 76.8% for AGIs $75k-100k, 74.2% for AGIs $100k-200k, 66.9% for AGIs over 200k)

Taxable interest for individuals: $705 (reported on 27.9% of returns)
This zip code:

$705
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.2% for AGIs over 200k)

Ordinary dividends: $3,851 (reported on 15.2% of returns)
Here:

$3,851
State:

$10,299
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,803 (reported on 9.7% of returns)
Here:

+$1,803
State:

+$42,474
(% of AGI for various income ranges: 0.5% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Profit/loss from business: +$8,715 (reported on 11.0% of returns)
Here:

+$8,715
State:

+$16,168
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,378 (reported on 6.5% of returns)
12308:

$12,378
New York:

$17,621
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.8% for AGIs $100k-200k)

Self-employment retirement plans: $15,750 (reported on 0.3% of returns)
12308:

$15,750
New York:

$27,330

Total itemized deductions: $18,503 (23% of AGI, reported on 24.1% of returns)
Here:

$18,503
State:

$34,985

Here:

23.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 7.8% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 15.7% for AGIs $100k-200k, 16.5% for AGIs over 200k)

Charity contributions: $2,752 (reported on 17.8% of returns)
Here:

$2,752
State:

$5,572
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxes paid: $9,354 (reported on 24.1% of returns)
12308:

$9,354
State:

$18,656
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 3.5% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 9.1% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Earned income credit: $2,358 (reported on 28.3% of returns)
Here:

$2,358
State:

$2,230
(% of AGI for various income ranges: 9.4% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12308, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,267 (Individual Income Tax Returns)
Here:

$35,267
State:

$59,519

Salary/wage: $32,442 (reported on 85.4% of returns)
Here:

$32,442
State:

$50,673
(% of AGI for various income ranges: 86.2% for AGIs below $10k, 80.7% for AGIs $10k-25k, 84.0% for AGIs $25k-50k, 80.9% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 67.4% for AGIs over 100k)

Taxable interest for individuals: $1,268 (reported on 43.0% of returns)
This zip code:

$1,268
New York:

$2,377
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $3,908 (reported on 22.9% of returns)
Here:

$3,908
State:

$5,394
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Net capital gain/loss: +$3,650 (reported on 16.1% of returns)
Here:

+$3,650
State:

+$23,581
(% of AGI for various income ranges: -1.3% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Profit/loss from business: +$9,238 (reported on 9.8% of returns)
Here:

+$9,238
State:

+$13,809
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.7% for AGIs over 100k)

IRA payment deduction: $2,652 (reported on 1.9% of returns)
12308:

$2,652
New York:

$3,115
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $11,171 (reported on 0.7% of returns)
Here:

$11,171
New York:

$19,016

Total itemized deductions: $15,770 (22% of AGI, reported on 25.2% of returns)
Here:

$15,770
State:

$25,864

Here:

22.0% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 5.6% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 14.9% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Charity contributions deductions: $2,680 (4% of AGI, reported on 21.9% of returns)
Here:

$2,680
State:

$4,439

Here:

3.5% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $4,934 (reported on 69.7% of returns)
12308:

$4,934
State:

$11,730
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,829 (reported on 23.9% of returns)
Here:

$1,829
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.7%
Here:

60%
State:

67%
(% for various income ranges: 58.5% for AGIs below $10k, 63.8% for AGIs $10k-25k, 57.8% for AGIs $25k-50k, 58.6% for AGIs $50k-75k, 55.1% for AGIs $75k-100k, 58.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$40,598
New York:

$57,369
Schenectady, NY (12308) map Nearest zip codes: 12307, 12305, 12008, 12304, 12309, 12303.
Percentage of family households:
This zip code:

40.2%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

8.0%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,041
Household did not receive Food Stamps/SNAP in the past 12 months: 4,241


Women who had a birth in the past 12 months: 152 (59 now married, 93 unmarried)
Women who did not have a birth in the past 12 months: 3,850 (1,125 now married, 2,725 unmarried)


Housing units in zip code 12308 with a mortgage: 1,619 (40 second mortgage, 268 home equity loan, 36 both second mortgage and home equity loan)
Houses without a mortgage: 806

Median monthly owner costs for units with a mortgage: $1,582
Median monthly owner costs for units without a mortgage: S641

Residents with income below the poverty level in 2013:
This zip code:

20.5%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.7%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

7.0
State:

6.4
Median number of rooms in apartments:
Here:

4.3
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12308: City of Schenectady Sewage Treatment Plant (A), Psi Upsilon Flagpole (B), Wold House (C), Wells House (D), Webster House (E), Green House (F), John Blair Smith House (G), Richmond House (H), Raymond House (I), Potter House (J), Orange House (K), Blue House (L), Hickok House (M), Golub House (N), Fox House (O), Fero House (P), Edwards House (Q), Davidson House (R), Beuth House (S), Morton and Helen Yulman Theater (T). Display/hide their locations on the map

    Shopping Center: Sheridan Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 12308 include: Old Chapel (A), Memorial Chapel (B), First Unitarian Society of Schenectady (C), Saint Michaels Chapel (D), Westminster United Presbyterian Church (E), Calvary Orthodox Presbyterian Church (F), Second Reformed Church (G), First Church of Christ Scientist (H), New Hope Gospel Fellowship (I). Display/hide their locations on the map

    Creek: College Creek (A). Display/hide its location on the map

    Parks in zip code 12308 include: Steinmetz Park (1), Steinmetz Memorial Park (2), Chester Arthur Courtyard (3), Roger Hull Plaza (4), Jackson's Garden (5), Stanley and Geraldine Levine Wildflower Garden (6), Mrs. Perkin's Garden (7), Robison Herb Garden (8), Frank Bailey Athletic Field and Track (9). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1012000 to 2009
  • 2251990 to 1999
  • 4141980 to 1989
  • 5161970 to 1979
  • 3181960 to 1969
  • 6201950 to 1959
  • 4771940 to 1949
  • 4,1811939 or earlier

Zip code 12308 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Schenectady, NY (12308)

  • 0no bedroom
  • 371 bedroom
  • 3022 bedrooms
  • 1,0703 bedrooms
  • 7364 bedrooms
  • 2805+ bedrooms

Bedrooms in renter-occupied apartments in Schenectady, NY (12308)

  • 51no bedroom
  • 7961 bedroom
  • 1,1992 bedrooms
  • 6693 bedrooms
  • 1364 bedrooms
  • 65+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Schenectady, NY (12308) in owner-occupied houses/condos

  • 135no vehicle
  • 8631 vehicle
  • 1,0382 vehicles
  • 3053 vehicles
  • 794 vehicles
  • 55+ vehicles

Cars and other vehicles available in Schenectady, NY (12308) in renter-occupied apartments

  • 1,093no vehicle
  • 1,3471 vehicle
  • 3212 vehicles
  • 673 vehicles
  • 294 vehicles
  • 05+ vehicles

Median gross rent in 2013: $820.


Median price asked for vacant for-sale houses and condos in 2013: $116,836.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $133,200
12308:

$133,200
New York:

$277,600
Lower value quartile - upper value quartile: $102,700 - $163,300

Mean price in 2013:

Detached houses: $110,286
Here:

$110,286
State:

$328,266

Townhouses or other attached units: $223,383
Here:

$223,383
State:

$477,144

In 2-unit structures: $85,551
Here:

$85,551
State:

$441,340

In 3-to-4-unit structures: $161,004
Here:

$161,004
State:

$551,450

In 5-or-more-unit structures: $303,381
Here:

$303,381
State:

$715,153

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 10.6%

Percentage of zip code residents living and working in this county: 59.6%

Household type by relationship:

Households: 12,680

Size of family households: 1,197 2-persons, 639 3-persons, 500 4-persons, 242 5-persons, 53 6-persons, 11 7-or-more-persons

Size of nonfamily households: 2,329 1-person, 231 2-persons, 54 3-persons, 26 4-persons

1,241 married couples with children.
1,614 single-parent households (423 men, 1,191 women).

87.8% of residents of 12308 zip code speak English at home.
4.8% of residents speak Spanish at home (65% very well, 23% well, 7% not well, 5% not at all).
4.6% of residents speak other Indo-European language at home (53% very well, 21% well, 17% not well, 9% not at all).
2.6% of residents speak Asian or Pacific Island language at home (59% very well, 41% well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 1,545 (10.7%)
(50.0% of them are naturalized citizens)
This zip code:

10.7%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 20%Guyana
  • 12%Italy
  • 8%Trinidad and Tobago
  • 7%India
  • 5%Taiwan
  • 4%China, excluding Hong Kong and Taiwan
  • 4%England

Most common first ancestries reported in 12308 (%)

  • 30%Other groups
  • 16%Italian
  • 10%Irish
  • 6%German
  • 5%Polish
  • 5%American
  • 4%English

Year of entry for the foreign-born population

  • 662010 or later
  • 5532000 to 2009
  • 5361990 to 1999
  • 647Before 1990

Zip code 12308 topographic map

Public primary/middle schools in zip code 12308 not listed on the city page:

  • JESSIE T. ZOLLER SCHOOL (Students: 475; Location: 1880 LANCASTER ST, SCHENECTADY, NY; Grades: KG - 05)
  • YATES SCHOOL (Students: 360; Location: 725 SALINA ST, SCHENECTADY, NY; Grades: PK - 05)
  • ELMER AVE SCHOOL (Students: 348; Location: 90 ELMER AVE, SCHENECTADY, NY; Grades: KG - 05)
There are 358 Other Medical Specialists in Zip Code 12308.

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 12308:

All 2 fire-safe hotels and motels in zip code 12308

Zip code 12308 marital status for males
Zip code 12308 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 79%Utility gas
  • 14%Electricity
  • 5%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas
  • 1%Other fuel

Population in 1990: 14,055. Population change in the 1990s: -709 (-5.0%).

Place of birth for U.S.-born residents:


48% of the 12308 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

89% of the 12308 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 43% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 99
Here:

8.3%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 52
Here:

9.2%
New York:

12.6%
Students in private undergraduate colleges: 1,545
Here:

71.7%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 76,190Architecture and engineering occupations
  • 75,625Law enforcement workers including supervisors
  • 59,458Health diagnosing and treating practitioners and other technical occupations
  • 57,500Computer and mathematical occupations
  • 51,638Installation, maintenance, and repair occupations
  • 51,424Management occupations

Companies with federal contracts located in this zip code (SCHENECTADY, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,340 people in college/university student housing
  • 47 people in group homes intended for adults
  • 10 people in group homes for juveniles (non-correctional)
  • 9 people in residential treatment centers for adults
  • 2 people in workers' group living quarters and job corps centers
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 116 people in nursing homes
  • 37 people in homes for the mentally retarded
  • 27 people in homes for the mentally ill
  • 16 people in homes or halfway houses for drug/alcohol abuse
  • 7 people in residential treatment centers for emotionally disturbed children
  • 5 people in hospitals/wards and hospices for chronically ill
  • 5 people in other hospitals or wards for chronically ill
  • 4 people in religious group quarters
  • 4 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 16 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED84$121,36480$96,850162$120,39214$44,2972$172,70534$97,5030$0
APPLICATIONS APPROVED, NOT ACCEPTED9$132,3377$124,77929$127,1873$7,7900$04$89,6800$0
APPLICATIONS DENIED21$124,15327$95,471116$115,83935$26,9740$023$87,4623$43,193
APPLICATIONS WITHDRAWN15$126,1114$119,74059$116,8215$35,3081$157,4906$76,6550$0
FILES CLOSED FOR INCOMPLETENESS3$150,0833$101,17020$127,9380$00$02$134,6400$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 14 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED15$111,0195$148,738
APPLICATIONS APPROVED, NOT ACCEPTED5$121,6660$0
APPLICATIONS DENIED2$113,4950$0
APPLICATIONS WITHDRAWN1$108,1101$94,460
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12308 among deceased individuals
NameCountLived (average)
Mary20379.6 years
John17275.1 years
Joseph11976.0 years
William11376.4 years
Edward7774.6 years
Anna7483.7 years
Helen7079.2 years
Charles7076.8 years
Frank6975.2 years
James6569.1 years
Most common last names in zip code 12308 among deceased individuals
Last nameCountLived (average)
Smith4176.8 years
Miller1779.5 years
Brown1770.8 years
Martin1675.6 years
Johnson1575.2 years
Williams1567.5 years
Coppola1580.0 years
Perretta1472.0 years
Dicocco1174.3 years
Jones1172.6 years
Businesses in zip code 12308
NameCountNameCount
CVS2Holiday Inn1
Days Inn1Rite Aid2
FedEx1The Room Place1
GNC2True Value1

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