Estimated median household income in 2007: $40,826
| This zip code: | $40,826 | | New York: | $53,514 |
Nearest zip codes: 12307, 12305, 12008, 12309, 12304, 12303.
Schenectady Zip Code Map
Housing units in zip code 12308 with a mortgage: 1,196 (147 second mortgage, 157 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 674
Median monthly owner costs for units with a mortgage: $1,487
Median monthly owner costs for units without a mortgage: $651
Residents with income below the poverty level in 2007:
| This zip code: | 17.3% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.4% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.7 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 7
- 1995 to 1998: 129
- 1990 to 1994: 88
- 1980 to 1989: 104
- 1970 to 1979: 251
- 1960 to 1969: 477
- 1950 to 1959: 874
- 1940 to 1949: 855
- 1939 or earlier: 3,738
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Bedrooms in owner-occupied houses in Schenectady, NY (12308): |
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- no bedroom: 0
- 1 bedrooms: 53
- 2 bedrooms: 376
- 3 bedrooms: 1,256
- 4 bedrooms: 671
- 5 or more bedrooms: 297
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 87
- 1 bedrooms: 972
- 2 bedrooms: 1,001
- 3 bedrooms: 1,009
- 4 bedrooms: 137
- 5 or more bedrooms: 51
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Vehicles available in 12308 zip code in owner-occupied houses/condos: |
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- no vehicle: 169
- 1 vehicle: 1,044
- 2 vehicles: 1,158
- 3 vehicles: 191
- 4 vehicles: 58
- 5 or more vehicles: 33
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 889
- 1 vehicle: 1,567
- 2 vehicles: 655
- 3 vehicles: 112
- 4 vehicles: 26
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12308:
- Less than $10,000: 3
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $30,000 to $34,999: 2
- $35,000 to $39,999: 3
- $40,000 to $49,999: 6
- $50,000 to $59,999: 10
- $60,000 to $69,999: 24
- $70,000 to $79,999: 26
- $80,000 to $89,999: 60
- $90,000 to $99,999: 87
- $100,000 to $124,999: 279
- $125,000 to $149,999: 610
- $150,000 to $174,999: 550
- $175,000 to $199,999: 422
- $200,000 to $249,999: 281
- $250,000 to $299,999: 113
- $300,000 to $399,999: 77
- $400,000 to $499,999: 49
- $500,000 to $749,999: 20
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Rent paid by renters in 2007 in zip code 12308:
- Less than $100: 40
- $100 to $149: 17
- $150 to $199: 46
- $200 to $249: 164
- $250 to $299: 43
- $300 to $349: 121
- $350 to $399: 159
- $400 to $449: 292
- $450 to $499: 292
- $500 to $549: 259
- $550 to $599: 266
- $600 to $649: 111
- $650 to $699: 73
- $700 to $749: 25
- $750 to $799: 28
- $800 to $899: 31
- $900 to $999: 51
- $1,500 to $1,999: 14
- No cash rent: 90
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Median price asked for vacant for-sale houses and condos in 2007: $221,239.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $165,613
- Black or African American householders: $161,399
- Asian householders: $166,878
- Two or more races householders: $136,957
- Hispanic or Latino householders: $136,957
Estimated median house or condo value in 2007: $170,033 (it was $75,400 in 2000)
| 12308: | $170,033 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $92,957 - $207,184
Mean price in 2007:
Detached houses: $166,188| Here: | $166,188 | | State: | $352,556 |
Townhouses or other attached units: $147,064| Here: | $147,064 | | State: | $476,263 |
In 2-unit structures: $146,517| Here: | $146,517 | | State: | $482,362 |
In 3-to-4-unit structures: $216,921| Here: | $216,921 | | State: | $552,553 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,273
- One, attached: 182
- Two: 2,320
- 3 or 4: 840
- 5 to 9: 316
- 10 to 19: 187
- 20 to 49: 179
- 50 or more: 226

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Means of transportation to work
- Drove a car alone: 4,509 (74%)
- Carpooled: 702 (12%)
- Bus or trolley bus: 235 (4%)
- Taxi: 33 (1%)
- Motorcycle: 17 (0%)
- Bicycle: 24 (0%)
- Walked: 328 (5%)
- Other means: 43 (1%)
- Worked at home: 196 (3%)
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Travel time to work
- Less than 5 minutes: 281
- 5 to 9 minutes: 964
- 10 to 14 minutes: 1184
- 15 to 19 minutes: 1038
- 20 to 24 minutes: 773
- 25 to 29 minutes: 312
- 30 to 34 minutes: 684
- 35 to 39 minutes: 135
- 40 to 44 minutes: 124
- 45 to 59 minutes: 219
- 60 to 89 minutes: 50
- 90 or more minutes: 127
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Percentage of zip code residents living and working in this county: 63.6%
Household type by relationship
Households: 13,319
- In family households: 10,016 (2,027 male householders, 1,229 female householders)
2,137 spouses, 3,952 children (3,683 natural, 110 adopted, 159 stepchildren), 118 grandchildren, 108 brothers or sisters, 51 parents, 90 other relatives, 304 non-relatives
- In nonfamily households: 3,303 (1,036 male householders (786 living alone)), 1,493 female householders (1,189 living alone)), 774 nonrelatives
- In group quarters: 200 (118 institutionalized population)
Size of family households: 1,439 2-persons, 808 3-persons, 539 4-persons, 291 5-persons, 116 6-persons, 63 7-or-more-persons.
Size of nonfamily households: 1,975 1-person, 423 2-persons, 76 3-persons, 39 4-persons, 14 5-persons, 2 7-or-more-persons.
1,645 married couples with children.
1,411 single-parent households (243 men, 1,168 women).
85.6% of residents of 12308 zip code speak English at home.
4.4% of residents speak Spanish at home (71% very well, 22% well, 7% not well).
8.3% of residents speak other Indo-European language at home (73% very well, 14% well, 13% not well).
0.7% of residents speak Asian or Pacific Island language at home (88% very well, 12% well).
0.9% of residents speak other language at home (61% very well, 34% well, 5% not well).
Foreign born population: 907 (6.8%)
(61.7% of them are naturalized citizens)
| This zip code: | 6.8% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (26%)
- Canada (9%)
- Afghanistan (6%)
- Russia (6%)
- Ukraine (5%)
- Germany (4%)
- Jamaica (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 160
- 1990 to 1994: 125
- 1985 to 1989: 142
- 1980 to 1984: 39
- 1975 to 1979: 86
- 1970 to 1974: 74
- 1970 to 1974: 69
- 1965 to 1969: 212
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White population: 10,891
Black population: 1,346
American Indian population: 38
Asian population: 231
Native Hawaiian and Other Pacific Islander population: 6
Some other race population: 298
Two or more races population: 536

First ancestries reported:
|  Italian: 2922 |
|  Other groups: 1963 |
|  Irish: 1524 |
|  German: 1122 |
|  Polish: 880 |
|  English: 559 |
|  French (except Basque): 385 |
|  United States or American: 357 |
|  French Canadian: 254 |
|  Scottish: 177 |
|  Russian: 174 |
|  Dutch: 155 |
|  Scotch-Irish: 146 |
|  Afghan: 128 |
|  Subsaharan African:: 99 |
|  European: 92 |
|  Greek: 69 |
|  West Indian (excluding Hispanic groups):: 69 |
|  Ukrainian: 67 |
|  Lithuanian: 66 |
|  African: 64 |
|  Arab:: 56 |
|  Hungarian: 47 |
|  Other Arab: 45 |
|  Swedish: 40 |
|  Jamaican: 40 |
|  Welsh: 31 |
|  Haitian: 29 |
|  Celtic: 26 |
|  Danish: 25 |
|  Sudanese: 23 |
|  Norwegian: 21 |
|  Austrian: 19 |
|  Eastern European: 15 |
|  British: 12 |
|  Lebanese: 11 |
|  Czech: 10 |
|  Armenian: 10 |
|  Icelander: 8 |
|  Finnish: 8 |
|  Turkish: 7 |
|  Maltese: 6 |
|  Northern European: 6 |
|  Ghanian: 6 |
|  Kenyan: 6 |
|  Czechoslovakian: 6 |
|  Swiss: 6 |
|  Portuguese: 5 |

Public primary/middle schools in zip code 12308 not listed on the city page:- JESSIE T. ZOLLER SCHOOL (Students: 475; Location: 1880 LANCASTER ST, SCHENECTADY, NY; Grades: KG - 05)
- YATES SCHOOL (Students: 360; Location: 725 SALINA ST, SCHENECTADY, NY; Grades: PK - 05)
- ELMER AVE SCHOOL (Students: 348; Location: 90 ELMER AVE, SCHENECTADY, NY; Grades: KG - 05)
Facitilies with environmental interests located in this zip code:
- BETTER BODY WORKS (111 NOTT TERR in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERICAN BODY WORKS (1914 VAN VRANKEN AVE in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CARL ALESIO (CONTACT/OWNER)
- BENCHEMARK PRINTING INC (1890 MAXON RD EXT in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER COMMERCIAL PRINTING.
Organizations: ROBERT J JOSINESKI (CONTACT/OPERATOR)
, ROBERT J KOSINESKI (CONTACT/OPERATOR)
- A-1 WASTE SERVICE INC (2117 LENOX RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERICAN FURNITURE RESTORATION (1596 RUGBY RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ANNIE SCHAFFER SENIOR CENTER (101 NOTT TER in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- HESS STATION #32211 (451 NOTT ST in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMERADA HESS CORP (CONTACT/OPERATOR)
- J G D PLATING INCORPORATED (1776 FOSTER AVENUE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING.
- ALB SCHO SCHDY BOCES (THE PLAZA in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NYS DORM AUTHORITY (CONTACT/OWNER)
- IMITEC, INC (MAXON RD in SCHENECTADY, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 12308
- Holiday Inn-schenectady, 100 Nott Ter, Schenectady, NY 12308, Phone: (518) 393-4141, Fax: (518) 393-4174
- Days Inn Schenectady, 167 Nott Ter, Schenectady, NY 12308, Phone: (518) 370-0851, Fax: (518) 370-5948
All 2 fire-safe hotels and motels in zip code 12308
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (82%)
- Electricity (9%)
- Fuel oil, kerosene, etc. (7%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 10399
- Northeast: 776
- Midwest: 428
- South: 530
- West: 214
48% of the 12308 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 62% lived in this county.
Out of people who lived in different counties, 73% lived in New York.
Population in 1990: 14,055. Population change in the 1990s: -709 (-5.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 218
| Here: | 12.5% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 53
| Here: | 8.1% | | New York: | 13.2% |
Students in private undergraduate colleges: 445
| Here: | 53.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SCHENECTADY, NY):
- DISABLED AMERICAN VETERAN SERV (1201 STRATFORD; small business): $114,341 in 14 contracts from 2003 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings, Other Housekeeping Services, Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $3,232; 2004: $117,371; 2005: $-4,962; 2006: $-1,300.
Biggest contracts:
$63,803 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-09-28. Completion date: 2004-12-27.
$43,958, same as above. Signed on 2004-09-29. Completion date: 2004-12-21.
$28,805 with Army for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2005-03-21. Completion date: 2005-04-29.
$8,820 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-05-13. Completion date: 2004-06-21.
- CLIFFORD R GRAY, INC (2360 MAXON RD EXT; small business)
$80,937 with Army for Coils and Transformers. Taking place in SC. Signed on 2006-03-03. Completion date: 2006-06-08.
- UNION COLLEGE (807 UNION ST): $37,001 in 2 contracts from 2004 to 2005
$20,000 with Army for Educational Services. Signed on 2005-08-16. Completion date: 2005-08-16.
$17,001, same as above. Signed on 2004-09-23. Completion date: 2004-09-23.
- PREMIER HOSPITALITY PROPERTIES (450 NOTT ST; small business)
$30,380 with Army for Lodging - Hotel/Motel. Signed on 2003-02-07. Completion date: 2003-02-10.
Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (over 1000 employees: 1 establishment, 50-99 employees: 1 establishment)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
- Health Care and Social Assistance: Specialty (except Psychiatric and Substance Abuse) Hospitals (500-999: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 2, 20-49: 3, 10-19: 8, 5-9: 5, 1-4: 22)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 2, 5-9: 5, 1-4: 4)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 5-9: 2, 1-4: 4)
- Accommodation and Food Services: Food Service Contractors (50-99: 1, 5-9: 1, 1-4: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 116 people in nursing homes
- 37 people in homes for the mentally retarded
- 27 people in homes for the mentally ill
- 16 people in homes or halfway houses for drug/alcohol abuse
- 7 people in residential treatment centers for emotionally disturbed children
- 5 people in hospitals/wards and hospices for chronically ill
- 5 people in other hospitals or wards for chronically ill
- 4 people in religious group quarters
- 4 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $125,781 | 255 | $101,464 | 207 | $110,044 | 80 | $43,255 | 4 | $261,147 | 105 | $93,776 | 1 | $35,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $175,313 | 59 | $92,121 | 51 | $110,596 | 12 | $43,801 | 1 | $26,030 | 33 | $83,860 | 2 | $57,435 |
| APPLICATIONS DENIED | 10 | $132,982 | 103 | $93,186 | 236 | $111,307 | 110 | $50,033 | 2 | $218,540 | 48 | $83,248 | 1 | $96,230 |
| APPLICATIONS WITHDRAWN | 11 | $120,718 | 53 | $94,639 | 93 | $116,313 | 5 | $80,338 | 1 | $807,690 | 21 | $84,581 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $130,317 | 29 | $103,018 | 28 | $117,175 | 1 | $51,600 | 0 | $0 | 11 | $89,528 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $125,332 | 379 | $89,515 | 273 | $98,144 | 76 | $39,784 | 5 | $357,136 | 154 | $80,674 | 1 | $115,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $91,015 | 61 | $87,417 | 76 | $102,567 | 15 | $27,783 | 0 | $0 | 37 | $78,819 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $148,530 | 114 | $87,216 | 311 | $96,693 | 113 | $39,874 | 2 | $54,885 | 80 | $78,285 | 3 | $79,557 |
| APPLICATIONS WITHDRAWN | 9 | $124,493 | 47 | $96,399 | 168 | $95,879 | 12 | $97,826 | 2 | $193,990 | 44 | $77,433 | 3 | $67,633 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $165,905 | 17 | $97,933 | 58 | $109,822 | 6 | $96,215 | 0 | $0 | 9 | $89,422 | 1 | $88,340 |
Aggregated Statistics For Year 2005 (Based on 1 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $108,682 | 457 | $85,558 | 317 | $94,633 | 65 | $35,199 | 1 | $41,650 | 176 | $76,833 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $113,952 | 63 | $87,923 | 58 | $98,079 | 10 | $47,792 | 3 | $81,670 | 25 | $81,237 | 1 | $235,690 |
| APPLICATIONS DENIED | 3 | $121,130 | 150 | $76,692 | 282 | $90,561 | 75 | $36,655 | 0 | $0 | 107 | $71,425 | 2 | $54,455 |
| APPLICATIONS WITHDRAWN | 4 | $107,993 | 68 | $77,697 | 238 | $113,724 | 21 | $103,053 | 1 | $90,760 | 44 | $76,123 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $44,340 | 28 | $104,497 | 36 | $87,814 | 0 | $0 | 0 | $0 | 9 | $79,661 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $96,443 | 370 | $79,283 | 323 | $79,783 | 53 | $31,994 | 3 | $2,834,187 | 150 | $67,827 | 1 | $90,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $88,663 | 60 | $80,171 | 83 | $77,223 | 10 | $29,993 | 1 | $78,100 | 33 | $77,503 | 1 | $45,560 |
| APPLICATIONS DENIED | 10 | $90,257 | 75 | $67,609 | 282 | $80,594 | 55 | $31,555 | 0 | $0 | 48 | $55,662 | 3 | $8,453 |
| APPLICATIONS WITHDRAWN | 9 | $82,154 | 23 | $67,798 | 189 | $86,787 | 8 | $64,393 | 1 | $93,060 | 21 | $59,772 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $80,489 | 25 | $91,225 | 0 | $0 | 0 | $0 | 2 | $66,115 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $91,469 | 308 | $77,200 | 457 | $78,592 | 23 | $24,432 | 1 | $469,080 | 114 | $64,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $74,545 | 23 | $83,786 | 65 | $66,706 | 12 | $25,413 | 0 | $0 | 14 | $72,536 |
| APPLICATIONS DENIED | 14 | $95,139 | 68 | $74,276 | 194 | $72,708 | 35 | $19,045 | 0 | $0 | 40 | $70,302 |
| APPLICATIONS WITHDRAWN | 16 | $85,493 | 31 | $72,393 | 124 | $83,477 | 8 | $60,050 | 0 | $0 | 20 | $66,451 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $136,264 | 14 | $75,682 | 0 | $0 | 0 | $0 | 2 | $80,025 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $71,794 | 153 | $63,052 | 138 | $63,481 | 15 | $19,895 | 2 | $169,750 | 60 | $51,063 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $60,163 | 28 | $68,347 | 2 | $19,610 | 1 | $39,050 | 10 | $54,815 |
| APPLICATIONS DENIED | 2 | $87,115 | 49 | $58,893 | 119 | $65,036 | 29 | $13,729 | 1 | $41,650 | 27 | $43,581 |
| APPLICATIONS WITHDRAWN | 11 | $74,304 | 19 | $74,751 | 80 | $65,526 | 4 | $9,420 | 1 | $41,650 | 9 | $43,228 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $57,634 | 10 | $77,815 | 0 | $0 | 0 | $0 | 2 | $37,745 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $71,367 | 106 | $60,933 | 137 | $61,557 | 12 | $15,652 | 1 | $130,160 | 42 | $47,139 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $51,580 | 15 | $52,229 | 35 | $51,540 | 6 | $16,830 | 0 | $0 | 10 | $50,944 |
| APPLICATIONS DENIED | 10 | $62,333 | 41 | $56,540 | 130 | $59,451 | 29 | $15,805 | 0 | $0 | 32 | $51,661 |
| APPLICATIONS WITHDRAWN | 3 | $82,370 | 13 | $53,462 | 64 | $54,983 | 4 | $15,513 | 0 | $0 | 3 | $44,203 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $36,440 | 3 | $51,797 | 5 | $51,098 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $63,326 | 107 | $53,741 | 45 | $45,648 | 24 | $14,091 | 1 | $129,100 | 30 | $39,686 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $51,027 | 17 | $66,356 | 12 | $45,573 | 13 | $15,755 | 0 | $0 | 2 | $70,720 |
| APPLICATIONS DENIED | 11 | $65,406 | 31 | $51,936 | 95 | $45,007 | 31 | $48,104 | 0 | $0 | 16 | $48,686 |
| APPLICATIONS WITHDRAWN | 5 | $56,978 | 15 | $54,458 | 59 | $43,791 | 3 | $20,047 | 0 | $0 | 7 | $49,999 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $69,870 | 17 | $66,561 | 0 | $0 | 0 | $0 | 3 | $59,893 |
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $69,236 | 63 | $63,214 | 79 | $62,002 | 28 | $17,061 | 1 | $30,830 | 16 | $41,416 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $65,570 | 13 | $65,292 | 25 | $69,930 | 8 | $25,740 | 0 | $0 | 3 | $31,240 |
| APPLICATIONS DENIED | 6 | $55,845 | 26 | $49,525 | 78 | $58,658 | 33 | $14,247 | 1 | $27,050 | 12 | $62,663 |
| APPLICATIONS WITHDRAWN | 2 | $76,945 | 15 | $56,209 | 46 | $66,599 | 7 | $37,759 | 0 | $0 | 4 | $34,880 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $103,700 | 8 | $90,529 | 0 | $0 | 0 | $0 | 3 | $78,703 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $113,771 | 18 | $126,964 | 31 | $94,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $109,978 | 6 | $128,293 | 4 | $88,903 |
| APPLICATIONS DENIED | 2 | $110,550 | 0 | $0 | 1 | $104,600 |
| APPLICATIONS WITHDRAWN | 6 | $92,068 | 1 | $198,720 | 1 | $57,920 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $67,680 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $114,910 | 16 | $131,949 | 15 | $95,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $115,561 | 8 | $121,945 | 3 | $109,560 |
| APPLICATIONS DENIED | 2 | $127,525 | 1 | $58,570 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $86,465 | 3 | $107,917 | 3 | $96,507 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $121,750 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $107,224 | 9 | $104,188 | 19 | $71,869 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $102,636 | 4 | $86,410 | 3 | $64,073 |
| APPLICATIONS DENIED | 5 | $75,158 | 0 | $0 | 3 | $95,177 |
| APPLICATIONS WITHDRAWN | 4 | $118,375 | 1 | $184,730 | 1 | $85,020 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $96,260 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $88,308 | 16 | $104,343 | 21 | $76,436 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $83,767 | 4 | $78,210 | 6 | $91,838 |
| APPLICATIONS DENIED | 6 | $91,823 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $99,020 | 6 | $101,205 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $87,972 | 42 | $87,360 | 23 | $76,267 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $73,643 | 19 | $78,523 | 6 | $64,470 |
| APPLICATIONS DENIED | 1 | $135,370 | 1 | $114,320 | 1 | $135,370 |
| APPLICATIONS WITHDRAWN | 5 | $66,360 | 1 | $87,120 | 2 | $56,770 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $72,350 | 0 | $0 | 3 | $88,440 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $68,348 | 14 | $75,311 | 13 | $54,878 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $56,846 | 11 | $79,049 | 2 | $52,220 |
| APPLICATIONS DENIED | 3 | $72,103 | 1 | $106,890 | 1 | $54,670 |
| APPLICATIONS WITHDRAWN | 4 | $37,540 | 0 | $0 | 3 | $35,547 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $75,178 | 21 | $73,237 | 7 | $48,251 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $87,533 | 4 | $69,988 | 2 | $52,080 |
| APPLICATIONS DENIED | 1 | $11,060 | 2 | $81,920 | 2 | $30,855 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $73,470 | 1 | $87,120 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $58,911 | 2 | $56,120 | 4 | $43,903 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $47,120 | 1 | $69,270 | 2 | $77,170 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $79,565 | 7 | $98,981 | 1 | $54,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $154,060 | 2 | $73,715 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $82,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $73,700 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $53,110 | 0 | $0 | 1 | $24,390 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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