12305 Zip Code Detailed Profile




Estimated zip code population in 2013: 5,389
Zip code population in 2010: 5,716
Zip code population in 2000: 5,922

Houses and condos: 2,941
Renter-occupied apartments: 1,775
% of renters here:

77%
State:

46%
Mar. 2013 cost of living index in zip code 12305: 109.9 (more than average, U.S. average is 100)

Land area: 1.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 3,558 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 12305
Zip code 12305 (Schenectady, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.7% ($3,662)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,813 (3.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,774 (2.3%)

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Males: 2,873  (53.3%)
Females: 2,516  (46.7%)

For population 25 years and over in 12305:

For population 15 years and over in 12305:

Zip code 12305 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage above state average.
  • Number of rooms per house below state average.
  • House age above state average.
  • Number of college students above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 12305

  • Zip code 12305 races chart
    • 3,752White population
    • 1,142Black population
    • 18American Indian population
    • 122Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 41Some other race population
    • 135Two or more races population
    • 503Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $137,500
12305:

$137,500
New York:

$277,600



According to our research of New York and other state lists there were 32 registered sex offenders living in 12305 zip code as of July 31, 2015.
The ratio of number of residents in zip code 12305 to the number of sex offenders is 174 to 1.


Median resident age:
This zip code:

38.0 years
New York median age:

38.2 years
Average household size:
This zip code:

1.8 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12305, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $34,414 (Individual Income Tax Returns)
Here:

$34,414
State:

$77,088

Salary/wage: $30,012 (reported on 87.6% of returns)
Here:

$30,012
State:

$60,593
(% of AGI for various income ranges: 83.9% for AGIs below $25k, 87.1% for AGIs $25k-50k, 85.4% for AGIs $50k-75k, 69.0% for AGIs $75k-100k, 49.8% for AGIs $100k-200k)

Taxable interest for individuals: $641 (reported on 20.0% of returns)
This zip code:

$641
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $3,926 (reported on 12.4% of returns)
Here:

$3,926
State:

$10,299
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,387 (reported on 8.1% of returns)
Here:

+$2,387
State:

+$42,474
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 2.5% for AGIs $100k-200k)

Profit/loss from business: +$6,053 (reported on 10.3% of returns)
Here:

+$6,053
State:

+$16,168
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,500 (reported on 4.9% of returns)
12305:

$12,500
New York:

$17,621
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 10.3% for AGIs $75k-100k)

Total itemized deductions: $20,841 (23% of AGI, reported on 11.9% of returns)
Here:

$20,841
State:

$34,985

Here:

22.8% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 2.4% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 15.3% for AGIs $75k-100k, 12.0% for AGIs $100k-200k)

Charity contributions: $2,919 (reported on 8.6% of returns)
Here:

$2,919
State:

$5,572
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Taxes paid: $9,132 (reported on 11.9% of returns)
12305:

$9,132
State:

$18,656
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 6.7% for AGIs $100k-200k)

Earned income credit: $1,623 (reported on 23.2% of returns)
Here:

$1,623
State:

$2,230
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12305, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $28,373 (Individual Income Tax Returns)
Here:

$28,373
State:

$59,519

Salary/wage: $25,243 (reported on 85.9% of returns)
Here:

$25,243
State:

$50,673
(% of AGI for various income ranges: 93.7% for AGIs below $10k, 85.6% for AGIs $10k-25k, 87.2% for AGIs $25k-50k, 76.6% for AGIs $50k-75k, 70.9% for AGIs $75k-100k, 43.5% for AGIs over 100k)

Taxable interest for individuals: $1,899 (reported on 31.1% of returns)
This zip code:

$1,899
New York:

$2,377
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Taxable dividends: $3,938 (reported on 15.6% of returns)
Here:

$3,938
State:

$5,394
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Net capital gain/loss: +$4,157 (reported on 11.0% of returns)
Here:

+$4,157
State:

+$23,581
(% of AGI for various income ranges: -0.5% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Profit/loss from business: +$6,101 (reported on 8.5% of returns)
Here:

+$6,101
State:

+$13,809
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 3.7% for AGIs over 100k)

IRA payment deduction: $1,684 (reported on 1.0% of returns)
12305:

$1,684
New York:

$3,115

Total itemized deductions: $16,193 (23% of AGI, reported on 13.1% of returns)
Here:

$16,193
State:

$25,864

Here:

22.6% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 14.8% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $2,386 (3% of AGI, reported on 10.6% of returns)
Here:

$2,386
State:

$4,439

Here:

3.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,103 (reported on 71.2% of returns)
12305:

$4,103
State:

$11,730
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 4.8% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,244 (reported on 23.1% of returns)
Here:

$1,244
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.0%
Here:

59%
State:

67%
(% for various income ranges: 61.3% for AGIs below $10k, 59.8% for AGIs $10k-25k, 56.4% for AGIs $25k-50k, 49.3% for AGIs $50k-75k, 61.4% for AGIs $75k-100k, 78.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$28,156
New York:

$57,369
Schenectady, NY (12305) map Nearest zip codes: 12307, 12308, 12008, 12303, 12304, 12302.
Percentage of family households:
This zip code:

18.7%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

9.8%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 552
Household did not receive Food Stamps/SNAP in the past 12 months: 1,768


Women who had a birth in the past 12 months: 80 (58 now married, 22 unmarried)
Women who did not have a birth in the past 12 months: 1,453 (283 now married, 1,170 unmarried)


Housing units in zip code 12305 with a mortgage: 343 (27 home equity loan)
Houses without a mortgage: 202

Median monthly owner costs for units with a mortgage: $1,467
Median monthly owner costs for units without a mortgage: S513

Residents with income below the poverty level in 2013:
This zip code:

28.4%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.1%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.4
Median number of rooms in apartments:
Here:

3.4
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12305: Niagara-Mohawk Power Corporation Weaver Street Sub-Station (A), Schenectady Business And Technology Center (B), Grems-Doolittle Library (C), Schenectady Central Fire Station (D), Schenectady County Jail (E), Schenectady County Court House (F), Schenectady Boys Club (G), John A Howe Memorial Library (H), Schenectady Civic Play House (I), Mohawk Club (J), Shaughnessy Hall (K), Norman B Johnson Library (L), Schenectady County Public Library (M), Terbush And Powell Building (N), Schenectady Labor Temple (O), Schenectady City Hall (P), Broadway Center (Q), Fabian's Proctor Theatre (R), Carl B Taylor Auditorium (S), Center For Science And Technology (T). Display/hide their locations on the map

    Shopping Center: Canal Square Mall Shopping Center (1). Display/hide its location on the map

    Churches in zip code 12305 include: Saint Joseph's Roman Catholic Church (A), Emmanuel Baptist Church (B), First United Methodist Church (C), Saint Anthony's Italian Roman Catholic Church (D), Friendship Baptist Church (E), Holy Cross Roman Catholic Church (F), First Presbyterian Church (G), Saint George Episcopal Church (H), First Reformed Church (I). Display/hide their locations on the map

    Cemeteries: First Presbyterian Cemetery (1), First Reformed Church Cemetery (2), Saint George's Episcopal Cemetery (3). Display/hide their locations on the map

    Parks in zip code 12305 include: Riverside Park (1), Veterans Park (2). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 212000 to 2009
  • 321990 to 1999
  • 1131980 to 1989
  • 2051970 to 1979
  • 1511960 to 1969
  • 2171950 to 1959
  • 2381940 to 1949
  • 1,9641939 or earlier

Zip code 12305 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Schenectady, NY (12305)

  • 12no bedroom
  • 551 bedroom
  • 1302 bedrooms
  • 1823 bedrooms
  • 1114 bedrooms
  • 555+ bedrooms

Bedrooms in renter-occupied apartments in Schenectady, NY (12305)

  • 287no bedroom
  • 8291 bedroom
  • 4482 bedrooms
  • 1603 bedrooms
  • 294 bedrooms
  • 225+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Schenectady, NY (12305) in owner-occupied houses/condos

  • 93no vehicle
  • 1501 vehicle
  • 2552 vehicles
  • 403 vehicles
  • 74 vehicles
  • 05+ vehicles

Cars and other vehicles available in Schenectady, NY (12305) in renter-occupied apartments

  • 669no vehicle
  • 8801 vehicle
  • 1582 vehicles
  • 393 vehicles
  • 44 vehicles
  • 255+ vehicles

Median gross rent in 2013: $669.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $137,500
12305:

$137,500
New York:

$277,600
Lower value quartile - upper value quartile: $100,900 - $183,400

Mean price in 2013:

Detached houses: $214,368
Here:

$214,368
State:

$328,266

Townhouses or other attached units: $161,818
Here:

$161,818
State:

$477,144

In 2-unit structures: $108,866
Here:

$108,866
State:

$441,340

In 3-to-4-unit structures: $95,889
Here:

$95,889
State:

$551,450

In 5-or-more-unit structures: $194,429
Here:

$194,429
State:

$715,153

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 12.3%

Percentage of zip code residents living and working in this county: 61.4%

Household type by relationship:

Households: 4,157

Size of family households: 372 2-persons, 145 3-persons, 51 4-persons, 36 5-persons, 20 7-or-more-persons

Size of nonfamily households: 1,384 1-person, 298 2-persons, 11 3-persons, 3 4-persons

180 married couples with children.
248 single-parent households (34 men, 214 women).

87.5% of residents of 12305 zip code speak English at home.
5.6% of residents speak Spanish at home (66% very well, 24% well, 7% not well, 3% not at all).
3.4% of residents speak other Indo-European language at home (77% very well, 23% well).
2.4% of residents speak Asian or Pacific Island language at home (64% very well, 19% well, 18% not well).
1.1% of residents speak other language at home (72% very well, 28% well).

Foreign born population: 463 (8.6%)
(52.5% of them are naturalized citizens)
This zip code:

8.6%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 13%Korea
  • 11%Guyana
  • 11%Germany
  • 9%Brazil
  • 9%Canada
  • 7%England
  • 6%China, excluding Hong Kong and Taiwan

Most common first ancestries reported in 12305 (%)

  • 32%Other groups
  • 11%Italian
  • 10%German
  • 6%Irish
  • 5%American
  • 4%French (except Basque)
  • 3%Polish

Year of entry for the foreign-born population

  • 232010 or later
  • 2152000 to 2009
  • 1141990 to 1999
  • 166Before 1990

Zip code 12305 topographic map

There are 228 Medical Specialists in Zip Code 12305.

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 12305:

All 2 fire-safe hotels and motels in zip code 12305

Zip code 12305 marital status for males
Zip code 12305 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 56%Utility gas
  • 32%Electricity
  • 10%Fuel oil, kerosene, etc.
  • 3%Other fuel

Population in 1990: 6,253. Population change in the 1990s: -331 (-5.3%).

Place of birth for U.S.-born residents:


37% of the 12305 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

83% of the 12305 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 22% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:

5.2%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 9
Here:

9.1%
New York:

12.6%
Students in private undergraduate colleges: 529
Here:

58.3%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 64,167Architecture and engineering occupations
  • 52,604Management occupations
  • 42,472Education, training, and library occupations
  • 35,893Life, physical, and social science occupations
  • 31,181Production occupations
  • 30,750Construction and extraction occupations

Companies with federal contracts located in this zip code (SCHENECTADY, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 624 people in other noninstitutional facilities
  • 440 people in college/university student housing
  • 292 people in local jails and other municipal confinement facilities
  • 110 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 30 people in group homes intended for adults
  • 13 people in residential treatment centers for adults

People in group quarters in 2000:

  • 1,504 people in college dormitories (includes college quarters off campus)
  • 321 people in other types of correctional institutions
  • 146 people in other nonhousehold living situations
  • 142 people in other noninstitutional group quarters
  • 22 people in nursing homes
  • 18 people in other group homes
  • 13 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 16 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED18$104,83413$66,73826$97,6547$15,5505$677,18612$70,073
APPLICATIONS APPROVED, NOT ACCEPTED1$157,8003$70,5033$164,5400$00$02$40,940
APPLICATIONS DENIED9$117,28010$207,11335$107,33011$41,0652$2,913,24517$148,353
APPLICATIONS WITHDRAWN29$187,8183$147,37041$140,6142$61,5501$82,5104$48,405
FILES CLOSED FOR INCOMPLETENESS1$182,3502$209,7453$84,9070$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED3$142,800
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12305 among deceased individuals
NameCountLived (average)
John10673.6 years
William8272.7 years
Mary7677.6 years
Joseph7373.8 years
James5072.0 years
Charles4470.0 years
Helen4279.1 years
George4072.3 years
Frank3873.1 years
Margaret3877.8 years
Most common last names in zip code 12305 among deceased individuals
Last nameCountLived (average)
Smith2473.2 years
Williams1574.1 years
Miller1276.2 years
Brown1177.7 years
Ciccarelli1080.0 years
Jones1075.5 years
Johnson964.5 years
Walker874.8 years
Jackson775.1 years
Moore770.9 years
Businesses in zip code 12305
NameCountNameCount
Burger King1Nike1
CVS1Subway1
FedEx2U-Haul1
H&R Block1UPS5
Hilton1Wendy's1
KFC1YMCA1

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