12303 Zip Code Detailed Profile




Cities: Rotterdam, NY (22.76%), Schenectady, NY (6.76%)
Counties: Albany County, NY (70.48%), Schenectady County, NY (29.52%)
Estimated zip code population in 2013: 30,276
Zip code population in 2010: 29,857
Zip code population in 2000: 27,942

Houses and condos: 13,035
Renter-occupied apartments: 2,904
% of renters here:

26%
State:

46%
Mar. 2013 cost of living index in zip code 12303: 107.6 (more than average, U.S. average is 100)

Land area: 15.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,969 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 12303
Zip code 12303 (Rotterdam, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.3% ($3,884)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,054 (2.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,512 (2.3%)

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Males: 14,491  (47.9%)
Females: 15,785  (52.1%)

For population 25 years and over in 12303:

For population 15 years and over in 12303:

Zip code 12303 compared to state average:

  • Median house value below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Races in zip code 12303

  • Zip code 12303 races chart
    • 23,039White population
    • 2,337Black population
    • 114American Indian population
    • 1,107Asian population
    • 6Native Hawaiian and Other Pacific Islander population
    • 652Some other race population
    • 888Two or more races population
    • 1,714Hispanic or Latino population

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12303, NY forum
Recent posts about zip code 12303 area on our local forum with over 1,800,000 registered users:
Zip in two counties  (9 replies)
Urban population: 29,089
Rural population: 1,186

Estimated median house/condo value in 2013: $169,300
12303:

$169,300
New York:

$277,600



According to our research of New York and other state lists there were 33 registered sex offenders living in 12303 zip code as of August 02, 2015.
The ratio of number of residents in zip code 12303 to the number of sex offenders is 897 to 1.


Median resident age:
This zip code:

39.8 years
New York median age:

38.2 years
Average household size:
This zip code:

2.7 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12303, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,976 (Individual Income Tax Returns)
Here:

$57,976
State:

$77,088

Salary/wage: $50,029 (reported on 82.7% of returns)
Here:

$50,029
State:

$60,593
(% of AGI for various income ranges: 72.1% for AGIs below $25k, 77.5% for AGIs $25k-50k, 72.3% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 77.6% for AGIs $100k-200k, 55.2% for AGIs over 200k)

Taxable interest for individuals: $785 (reported on 44.3% of returns)
This zip code:

$785
New York:

$3,125
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $3,745 (reported on 26.5% of returns)
Here:

$3,745
State:

$10,299
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,612 (reported on 16.1% of returns)
Here:

+$5,612
State:

+$42,474
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Profit/loss from business: +$16,290 (reported on 11.7% of returns)
Here:

+$16,290
State:

+$16,168
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,969 (reported on 10.1% of returns)
12303:

$10,969
New York:

$17,621
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Self-employment retirement plans: $21,377 (reported on 0.9% of returns)
12303:

$21,377
New York:

$27,330
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.3% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Total itemized deductions: $21,641 (20% of AGI, reported on 35.9% of returns)
Here:

$21,641
State:

$34,985

Here:

20.1% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 8.7% for AGIs below $25k, 10.3% for AGIs $25k-50k, 13.2% for AGIs $50k-75k, 14.7% for AGIs $75k-100k, 16.2% for AGIs $100k-200k, 12.7% for AGIs over 200k)

Charity contributions: $2,496 (reported on 29.0% of returns)
Here:

$2,496
State:

$5,572
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $11,164 (reported on 35.7% of returns)
12303:

$11,164
State:

$18,656
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 3.9% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 9.0% for AGIs $100k-200k, 8.6% for AGIs over 200k)

Earned income credit: $2,280 (reported on 16.7% of returns)
Here:

$2,280
State:

$2,230
(% of AGI for various income ranges: 6.7% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12303, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,548 (Individual Income Tax Returns)
Here:

$47,548
State:

$59,519

Salary/wage: $43,198 (reported on 83.1% of returns)
Here:

$43,198
State:

$50,673
(% of AGI for various income ranges: 87.6% for AGIs below $10k, 70.9% for AGIs $10k-25k, 78.7% for AGIs $25k-50k, 76.6% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 71.3% for AGIs over 100k)

Taxable interest for individuals: $1,123 (reported on 59.9% of returns)
This zip code:

$1,123
New York:

$2,377
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $2,715 (reported on 33.0% of returns)
Here:

$2,715
State:

$5,394
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$6,722 (reported on 22.7% of returns)
Here:

+$6,722
State:

+$23,581
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 7.5% for AGIs over 100k)

Profit/loss from business: +$13,635 (reported on 11.2% of returns)
Here:

+$13,635
State:

+$13,809
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 5.2% for AGIs over 100k)

IRA payment deduction: $2,822 (reported on 2.2% of returns)
12303:

$2,822
New York:

$3,115
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,321 (reported on 1.2% of returns)
Here:

$14,321
New York:

$19,016
(% of AGI for various income ranges: 0.0% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Total itemized deductions: $17,179 (20% of AGI, reported on 36.2% of returns)
Here:

$17,179
State:

$25,864

Here:

19.7% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 6.8% for AGIs $10k-25k, 10.5% for AGIs $25k-50k, 13.1% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $2,081 (2% of AGI, reported on 33.0% of returns)
Here:

$2,081
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $7,074 (reported on 77.3% of returns)
12303:

$7,074
State:

$11,730
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,772 (reported on 13.4% of returns)
Here:

$1,772
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.0%
Here:

59%
State:

67%
(% for various income ranges: 53.1% for AGIs below $10k, 63.1% for AGIs $10k-25k, 59.8% for AGIs $25k-50k, 59.6% for AGIs $50k-75k, 57.9% for AGIs $75k-100k, 59.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$61,267
New York:

$57,369
Rotterdam, NY (12303) map Nearest zip codes: 12304, 12307, 12084, 12085, 12305, 12308.
Percentage of family households:
This zip code:

51.7%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

5.3%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,289
Household did not receive Food Stamps/SNAP in the past 12 months: 9,973


Women who had a birth in the past 12 months: 332 (264 now married, 68 unmarried)
Women who did not have a birth in the past 12 months: 6,924 (2,909 now married, 4,015 unmarried)


Housing units in zip code 12303 with a mortgage: 5,547 (241 second mortgage, 800 home equity loan, 107 both second mortgage and home equity loan)
Houses without a mortgage: 2,811

Median monthly owner costs for units with a mortgage: $1,566
Median monthly owner costs for units without a mortgage: S585

Residents with income below the poverty level in 2013:
This zip code:

11.5%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.8%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12303: Niagara-Mohawk Power Corporation Chrisler Avenue Sub-Station (A), Stadium Golf Club (B), Gade Farm (C), Carman Fire Department (D), Mount Pleasant Branch Schenectady County Public Library (E), Schenectady Fire Department Station 3 (F), Pigliavento's Greenhouses (G), Stanford Heights Fire District (H), Fort Hunter Fire Company (I). Display/hide their locations on the map

    Shopping Centers: Shoporama Shopping Center (1), Hellmans Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 12303 include: Saint Madelene Sophe Church (A), Our Saviour's Lutheran Church (B), Carman United Methodist Church (C), Holy Name of Jesus Roman Catholic Church (D), Our Lady of Mount Carmel Roman Catholic Church (E), Grace Methodist Church (F), Mount Pleasant Reformed Church (G), Saint Thomas The Apostle Roman Catholic Church (H), Precious Foundation Holiness Church (I). Display/hide their locations on the map

    Cemetery: Wojcjecha Cemetery (1). Display/hide its location on the map

    Parks in zip code 12303 include: Pleasant Valley Park (1), Mount Pleasant Athletic Field (2), Carman Park (3). Display/hide their locations on the map

Year house built

  • 232010 or later
  • 8752000 to 2009
  • 1,0601990 to 1999
  • 1,2021980 to 1989
  • 8061970 to 1979
  • 1,4391960 to 1969
  • 2,3901950 to 1959
  • 1,4861940 to 1949
  • 3,7541939 or earlier

Zip code 12303 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Rotterdam, NY (12303)

  • 19no bedroom
  • 301 bedroom
  • 1,3702 bedrooms
  • 4,0223 bedrooms
  • 2,5654 bedrooms
  • 3525+ bedrooms

Bedrooms in renter-occupied apartments in Rotterdam, NY (12303)

  • 63no bedroom
  • 6111 bedroom
  • 1,2552 bedrooms
  • 8593 bedrooms
  • 1084 bedrooms
  • 85+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Rotterdam, NY (12303) in owner-occupied houses/condos

  • 223no vehicle
  • 2,6141 vehicle
  • 3,9892 vehicles
  • 1,1953 vehicles
  • 2414 vehicles
  • 965+ vehicles

Cars and other vehicles available in Rotterdam, NY (12303) in renter-occupied apartments

  • 720no vehicle
  • 1,6131 vehicle
  • 4242 vehicles
  • 1093 vehicles
  • 384 vehicles
  • 05+ vehicles

Median gross rent in 2013: $830.


Median price asked for vacant for-sale houses and condos in 2013: $105,091.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $169,300
12303:

$169,300
New York:

$277,600
Lower value quartile - upper value quartile: $122,700 - $260,300

Mean price in 2013:

Detached houses: $181,347
Here:

$181,347
State:

$328,266

Townhouses or other attached units: $215,866
Here:

$215,866
State:

$477,144

In 2-unit structures: $93,460
Here:

$93,460
State:

$441,340

In 3-to-4-unit structures: $121,528
Here:

$121,528
State:

$551,450

In 5-or-more-unit structures: $170,171
Here:

$170,171
State:

$715,153

Mobile homes: $43,795
Here:

$43,795
State:

$57,967

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 9.7%

Percentage of zip code residents living and working in this county: 59.2%

Household type by relationship:

Households: 30,222

Size of family households: 3,500 2-persons, 1,799 3-persons, 1,373 4-persons, 670 5-persons, 133 6-persons, 75 7-or-more-persons

Size of nonfamily households: 3,214 1-person, 482 2-persons, 12 3-persons, 4 4-persons

4,467 married couples with children.
2,257 single-parent households (591 men, 1,666 women).

89.1% of residents of 12303 zip code speak English at home.
4.5% of residents speak Spanish at home (59% very well, 23% well, 14% not well, 4% not at all).
4.8% of residents speak other Indo-European language at home (69% very well, 19% well, 11% not well, 2% not at all).
1.0% of residents speak Asian or Pacific Island language at home (62% very well, 7% well, 20% not well, 11% not at all).
0.6% of residents speak other language at home (62% very well, 38% well).

Foreign born population: 2,365 (7.8%)
(56.9% of them are naturalized citizens)
This zip code:

7.8%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 28%Guyana
  • 8%Ecuador
  • 7%India
  • 7%China, excluding Hong Kong and Taiwan
  • 6%Italy
  • 5%Other South America
  • 5%Canada

Most common first ancestries reported in 12303 (%)

  • 23%Other groups
  • 19%Italian
  • 11%Irish
  • 9%German
  • 6%American
  • 6%Polish
  • 6%English

Year of entry for the foreign-born population

  • 282010 or later
  • 6722000 to 2009
  • 8371990 to 1999
  • 1,230Before 1990

Zip code 12303 topographic map

Public primary/middle schools in zip code 12303 not listed on the city page:

  • LYNNWOOD ES (Students: 462; Location: 8 REGINA DR, SCHENECTADY, NY; Grades: KG - 05)
  • PINE BUSH ES (Students: 448; Location: 3437 CARMAN RD, SCHENECTADY, NY; Grades: KG - 05)
  • PLEASANT VALLEY SCHOOL (Students: 426; Location: 1097 FOREST RD, SCHENECTADY, NY; Grades: KG - 05)
  • HAMILTON ES (Students: 411; Location: 1091 WEBSTER ST, SCHENECTADY, NY; Grades: PK - 05)
There are 202 Medical Specialists in Zip Code 12303.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 12303:

All 4 fire-safe hotels and motels in zip code 12303

Zip code 12303 marital status for males
Zip code 12303 marital status for females

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 0.8%

Most commonly used house heating fuel

  • 79%Utility gas
  • 10%Electricity
  • 8%Fuel oil, kerosene, etc.
  • 1%Wood

Population in 1990: 28,448. Population change in the 1990s: -506 (-1.8%).

Place of birth for U.S.-born residents:


64% of the 12303 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12303 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 31% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 137
Here:

4.3%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 88
Here:

4.7%
New York:

12.6%
Students in private undergraduate colleges: 355
Here:

21.9%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 91,500Architecture and engineering occupations
  • 75,625Legal occupations
  • 66,546Management occupations
  • 66,339Law enforcement workers including supervisors
  • 61,977Health diagnosing and treating practitioners and other technical occupations
  • 59,957Computer and mathematical occupations

Companies with federal contracts located in this zip code (SCHENECTADY, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 23 people in group homes intended for adults
  • 20 people in residential treatment centers for adults
  • 6 people in other noninstitutional facilities

People in group quarters in 2000:

  • 14 people in homes or halfway houses for drug/alcohol abuse
  • 5 people in homes for the mentally retarded
  • 5 people in religious group quarters

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 16 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED284$147,264288$156,4991,088$153,035120$51,2883$379,32040$86,8422$29,190
APPLICATIONS APPROVED, NOT ACCEPTED11$128,83430$157,716134$161,9529$41,9172$244,50011$72,7494$50,910
APPLICATIONS DENIED22$143,90984$126,867436$137,20585$35,2000$050$92,1941$913,760
APPLICATIONS WITHDRAWN27$139,30525$179,822244$142,51514$76,8140$08$115,6250$0
FILES CLOSED FOR INCOMPLETENESS5$157,8286$233,36253$137,4274$104,6450$04$67,7400$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 16 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED49$228,08635$228,7370$0
APPLICATIONS APPROVED, NOT ACCEPTED16$221,05424$219,9740$0
APPLICATIONS DENIED12$274,58512$232,4280$0
APPLICATIONS WITHDRAWN6$221,9476$185,2750$0
FILES CLOSED FOR INCOMPLETENESS4$213,5800$02$58,960

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12303 among deceased individuals
NameCountLived (average)
Mary31180.5 years
John30676.0 years
Joseph25676.1 years
William18874.4 years
Helen15280.0 years
Frank14975.7 years
Anna14283.6 years
Robert13869.5 years
Edward13374.6 years
James12872.0 years
Most common last names in zip code 12303 among deceased individuals
Last nameCountLived (average)
Smith6974.3 years
Miller3476.0 years
Brown2675.5 years
Williams2372.8 years
Anderson2175.5 years
Martin1976.5 years
Johnson1772.5 years
Warner1576.3 years
Ryan1570.1 years
Gallo1571.5 years
Businesses in zip code 12303
NameCountNameCount
AT&T1Rite Aid1
Advance Auto Parts1Staples1
Burger King1Super 81
CVS2T-Mobile1
Fashion Bug1Taco Bell1
FedEx1Toys"R"Us1
GameStop1U-Haul3
Goodwill1UPS2
H&R Block1Walmart1
McDonald's2Wendy's1
Pizza Hut1YMCA1
Quality1

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