Estimated median household income in 2007: $52,616
| This zip code: | $52,616 | | New York: | $53,514 |
Nearest zip codes: 12304, 12307, 12305, 12308, 12306, 12309.
Schenectady Zip Code Map
Housing units in zip code 12303 with a mortgage: 4,806 (362 second mortgage, 682 home equity loan, 22 both second mortgage and home equity loan)
Houses without a mortgage: 2,464
Median monthly owner costs for units with a mortgage: $1,575
Median monthly owner costs for units without a mortgage: $492
Residents with income below the poverty level in 2007:
| This zip code: | 8.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.1% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 124
- 1995 to 1998: 349
- 1990 to 1994: 714
- 1980 to 1989: 1,145
- 1970 to 1979: 985
- 1960 to 1969: 1,273
- 1950 to 1959: 2,381
- 1940 to 1949: 1,872
- 1939 or earlier: 3,514
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Bedrooms in owner-occupied houses in Schenectady, NY (12303): |
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- no bedroom: 6
- 1 bedrooms: 130
- 2 bedrooms: 1,617
- 3 bedrooms: 3,793
- 4 bedrooms: 2,454
- 5 or more bedrooms: 353
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 35
- 1 bedrooms: 557
- 2 bedrooms: 1,228
- 3 bedrooms: 1,036
- 4 bedrooms: 183
- 5 or more bedrooms: 0
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Vehicles available in 12303 zip code in owner-occupied houses/condos: |
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- no vehicle: 504
- 1 vehicle: 2,682
- 2 vehicles: 3,753
- 3 vehicles: 1,120
- 4 vehicles: 211
- 5 or more vehicles: 83
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 604
- 1 vehicle: 1,578
- 2 vehicles: 747
- 3 vehicles: 91
- 4 vehicles: 11
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12303:
- Less than $10,000: 10
- $10,000 to $14,999: 5
- $15,000 to $19,999: 5
- $20,000 to $24,999: 14
- $25,000 to $29,999: 16
- $30,000 to $34,999: 12
- $35,000 to $39,999: 10
- $40,000 to $49,999: 13
- $50,000 to $59,999: 7
- $60,000 to $69,999: 46
- $70,000 to $79,999: 79
- $80,000 to $89,999: 107
- $90,000 to $99,999: 121
- $100,000 to $124,999: 698
- $125,000 to $149,999: 813
- $150,000 to $174,999: 875
- $175,000 to $199,999: 1,109
- $200,000 to $249,999: 1,515
- $250,000 to $299,999: 1,035
- $300,000 to $399,999: 1,135
- $400,000 to $499,999: 400
- $500,000 to $749,999: 225
- $750,000 to $999,999: 57
- $1,000,000 or more: 20
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Rent paid by renters in 2007 in zip code 12303:
- Less than $100: 15
- $100 to $149: 16
- $150 to $199: 40
- $200 to $249: 27
- $250 to $299: 38
- $300 to $349: 96
- $350 to $399: 229
- $400 to $449: 356
- $450 to $499: 304
- $500 to $549: 224
- $550 to $599: 119
- $600 to $649: 91
- $650 to $699: 66
- $700 to $749: 34
- $750 to $799: 37
- $800 to $899: 36
- $900 to $999: 29
- $1,000 to $1,249: 76
- No cash rent: 174
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Median price asked for vacant for-sale houses and condos in 2007: $124,737.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $208,808
- Black or African American householders: $135,693
- Asian householders: $379,268
- Some other race householders: $144,543
- Two or more races householders: $195,955
- Hispanic or Latino householders: $370,840
Estimated median house or condo value in 2007: $216,561 (it was $97,200 in 2000)
| 12303: | $216,561 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $92,098 - $204,735
Mean price in 2007:
Detached houses: $224,558| Here: | $224,558 | | State: | $352,556 |
Townhouses or other attached units: $218,301| Here: | $218,301 | | State: | $476,263 |
In 2-unit structures: $178,435| Here: | $178,435 | | State: | $482,362 |
In 3-to-4-unit structures: $192,937| Here: | $192,937 | | State: | $552,553 |
In 5-or-more-unit structures: $188,634| Here: | $188,634 | | State: | $503,284 |
Mobile homes: $43,783| Here: | $43,783 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,809
- One, attached: 744
- Two: 2,396
- 3 or 4: 654
- 5 to 9: 370
- 10 to 19: 185
- 20 to 49: 94
- 50 or more: 12
- Mobile homes: 93

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Means of transportation to work
- Drove a car alone: 10,980 (83%)
- Carpooled: 1,181 (9%)
- Bus or trolley bus: 278 (2%)
- Streetcar or trolley car: 5 (0%)
- Subway or elevated: 10 (0%)
- Railroad: 8 (0%)
- Taxi: 48 (0%)
- Bicycle: 54 (0%)
- Walked: 211 (2%)
- Other means: 68 (1%)
- Worked at home: 397 (3%)
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Travel time to work
- Less than 5 minutes: 278
- 5 to 9 minutes: 1350
- 10 to 14 minutes: 2143
- 15 to 19 minutes: 2445
- 20 to 24 minutes: 2462
- 25 to 29 minutes: 1066
- 30 to 34 minutes: 1676
- 35 to 39 minutes: 279
- 40 to 44 minutes: 230
- 45 to 59 minutes: 388
- 60 to 89 minutes: 273
- 90 or more minutes: 253
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Percentage of zip code residents living and working in this county: 61.9%
Household type by relationship
Households: 27,852
- In family households: 23,451 (5,557 male householders, 2,047 female householders)
5,752 spouses, 8,671 children (8,127 natural, 230 adopted, 314 stepchildren), 294 grandchildren, 82 brothers or sisters, 223 parents, 275 other relatives, 550 non-relatives
- In nonfamily households: 4,401 (1,360 male householders (1,055 living alone)), 2,357 female householders (2,036 living alone)), 684 nonrelatives
- In group quarters: 20 (0 institutionalized population)
Size of family households: 3,240 2-persons, 1,872 3-persons, 1,635 4-persons, 595 5-persons, 205 6-persons, 57 7-or-more-persons.
Size of nonfamily households: 3,091 1-person, 580 2-persons, 36 3-persons, 10 4-persons.
4,569 married couples with children.
2,063 single-parent households (420 men, 1,643 women).
92.2% of residents of 12303 zip code speak English at home.
2.6% of residents speak Spanish at home (66% very well, 18% well, 13% not well, 3% not at all).
4.9% of residents speak other Indo-European language at home (63% very well, 24% well, 12% not well, 1% not at all).
0.3% of residents speak Asian or Pacific Island language at home (73% very well, 21% well, 6% not well).
Foreign born population: 1,117 (4.0%)
(70.4% of them are naturalized citizens)
| This zip code: | 4.0% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (32%)
- Germany (8%)
- Canada (8%)
- Poland (8%)
- United Kingdom (4%)
- Jamaica (4%)
- Afghanistan (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 129
- 1990 to 1994: 123
- 1985 to 1989: 91
- 1980 to 1984: 86
- 1975 to 1979: 54
- 1970 to 1974: 117
- 1970 to 1974: 91
- 1965 to 1969: 426
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White population: 25,566
Black population: 1,296
American Indian population: 52
Asian population: 269
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 277
Two or more races population: 480

First ancestries reported:
|  Italian: 6554 |
|  Irish: 3377 |
|  Polish: 2628 |
|  German: 2527 |
|  Other groups: 2447 |
|  English: 1489 |
|  French (except Basque): 1098 |
|  United States or American: 805 |
|  Dutch: 558 |
|  French Canadian: 513 |
|  Scottish: 260 |
|  Scotch-Irish: 238 |
|  Slovak: 182 |
|  Russian: 159 |
|  Greek: 122 |
|  Hungarian: 105 |
|  Lithuanian: 100 |
|  Swedish: 86 |
|  Norwegian: 83 |
|  Ukrainian: 71 |
|  Afghan: 65 |
|  European: 61 |
|  West Indian (excluding Hispanic groups):: 54 |
|  Czechoslovakian: 50 |
|  Czech: 48 |
|  Welsh: 48 |
|  Jamaican: 45 |
|  African: 44 |
|  Subsaharan African:: 44 |
|  Eastern European: 41 |
|  Danish: 40 |
|  Portuguese: 35 |
|  Slavic: 31 |
|  Guyanese: 27 |
|  Pennsylvania German: 26 |
|  Swiss: 26 |
|  British: 19 |
|  Austrian: 18 |
|  Slovene: 16 |
|  Lebanese: 12 |
|  Arab:: 12 |
|  Canadian: 12 |
|  Brazilian: 11 |
|  Belgian: 10 |
|  Northern European: 10 |
|  Trinidadian and Tobagonian: 9 |
|  Latvian: 8 |
|  Finnish: 8 |
|  Romanian: 7 |
|  Scandinavian: 7 |
|  Albanian: 7 |
|  Armenian: 6 |
|  Croatian: 6 |

Public primary/middle schools in zip code 12303 not listed on the city page:- LYNNWOOD ES (Students: 462; Location: 8 REGINA DR, SCHENECTADY, NY; Grades: KG - 05)
- PINE BUSH ES (Students: 448; Location: 3437 CARMAN RD, SCHENECTADY, NY; Grades: KG - 05)
- PLEASANT VALLEY SCHOOL (Students: 426; Location: 1097 FOREST RD, SCHENECTADY, NY; Grades: KG - 05)
- HAMILTON ES (Students: 411; Location: 1091 WEBSTER ST, SCHENECTADY, NY; Grades: PK - 05)
Major facitilies with environmental interests located in this zip code:
- GETTY/HAMBURG ST STATION (2976 HAMBURG ST in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: MEASURING AND DISPENSING PUMPS
Business NAICS classification: MEASURING AND DISPENSING PUMP MANUFACTURING.
Organizations: GETTY PETROLEUM MARKETING INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: GETTY PETROLEUM CORP
- CLASSIC CLEANERS (2705 HAMBURG STREET in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Alternative names: HENRYS DRY CLEANING EMPORIUM
- HAMILTON ES ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530600010009
Organizations: SCHENECTADY CITY SD (SCHOOL DISTRICT)
- HERMAN L. BRADT ES ( in SCHENECTADY, NY)
(National Center for Education Statistics) - STATE ID-530515060001
Organizations: ROTTERDAM-MOHONASEN CSD (SCHOOL DISTRICT)
- COLONIAL GREEN SUBDIVISION (943 BURDECK AVE in SCHENECTADY, NY)
(Integrated Compliance Information System) - ICIS-02-2000-8377, FORMAL ENFORCEMENT ACTION
Business SIC classification: WATER SUPPLY
- HERTZ PENSKE TRUCK LEASING INC (MARIAVILLE RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EDGCOMB STEEL OF N E (CONTACT/OWNER)
- HIGHBRIDGE MOBIL (1098 HIGHBRIDGE RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RED KAP SALES (CONTACT/OPERATOR)
- CUMBERLAND FARMS #3108 (CHRISLER AVE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CUMBERLAND FARMS #3131 (2740 HAMBURG ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY SCHOOL SCHENECTADY BOCES (FOREST RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GUILDERLAND CENTRAL SCHOOL DIST (8 REGINA DR in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- HALLMARK NURSING CENTRE (526 ALTAMONT AVE in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CHRISLER SUBSTATION (BROWER ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Fire-safe hotels and motels in zip code 12303
- Quality Inn, 2788 Hamburg St, Schenectady, NY 12303, Phone: (518) 355-1111, Fax: (518) 356-3817
- Super 8 Schenectady, 3083 Carmen Rd, Schenectady, NY 12303, Phone: (518) 355-2190, Fax: (518) 355-3843
- Hampton Inn And Suites, 45 British American Blvd, Latham, NY 12303, Phone: (518) 782-7500, Fax: (518) 782-7553
See all 3 fire-safe hotels and motels in zip code 12303
Median worth of mobile homes: $37,418
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (80%)
- Fuel oil, kerosene, etc. (12%)
- Electricity (7%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 23560
- Northeast: 1371
- Midwest: 499
- South: 687
- West: 350
64% of the 12303 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 73% lived in New York.
Population in 1990: 28,448. Population change in the 1990s: -506 (-1.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 325
| Here: | 9.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 102
| Here: | 6.4% | | New York: | 13.2% |
Students in private undergraduate colleges: 226
| Here: | 25.4% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SCHENECTADY, NY):
- MILLIVAC INSTRUMENTS INC (2818 CURRY RD; small business): $1,414,081 in 43 contracts from 2000 to 2006
Contracts for Electrical and Electronic Properties Measuring and Testing Instruments, Antennas, Waveguides, and Related Equipment by Army, Air Force, Navy, Defense Logistics Agency, and others Signed by year: 2000: $248,054; 2001: $87,484; 2002: $0; 2003: $121,349; 2004: $341,988; 2005: $563,768; 2006: $51,438.
Biggest contracts:
$123,069 with Army for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2005-01-26. Completion date: 2008-02-28.
$101,970 with Air Force for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2005-03-24. Completion date: 2005-11-30.
$97,464, same as above. Signed on 2000-01-31. Completion date: 2000-07-31.
$90,750 with Navy for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2005-08-05. Completion date: 2005-11-05.
- PREMIERE CLEANING CONCEPTS INC (672 CONSALUS AVE; small business): $249,472 in 6 contracts from 1999 to 2003
Contracts for Other Housekeeping Services, Carpet Laying and Cleaning by Air Force Signed by year: 2000: $95,664; 2001: $49,730; 2002: $51,628; 2003: $25,474; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$51,628 with Air Force for Other Housekeeping Services. Signed on 2002-11-07. Completion date: 2003-09-30.
$49,730, same as above. Signed on 2001-11-01. Completion date: 2002-09-30.
$47,832, same as above. Signed on 2000-11-08. Completion date: 2001-09-30.
$47,832, same as above. Signed on 2000-10-30. Completion date: 2001-09-30.
- UPSTATE EQUIPMENT COMPANY, INC (1417 CRANE STREET; small business): $141,135 in 6 contracts from 2003 to 2004
Contracts for Installation of Equipment -- Materials Handling Equipment, Installation of Equipment -- Water Purification and Sewage Treatment Equipment, Miscellaneous Prefabricated Structures, Cabinets, Lockers, Bins, and Shelving, and more by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $37,000; 2004: $104,135; 2005: $0; 2006: $0.
Biggest contracts:
$82,500 with Army for Installation of Equipment -- Materials Handling Equipment. Signed on 2004-03-09. Completion date: 2004-06-23.
$37,000 with Army for Installation of Equipment -- Water Purification and Sewage Treatment Equipment. Signed on 2003-10-08. Completion date: 2003-12-08.
$11,720 with Army for Miscellaneous Prefabricated Structures. Signed on 2004-09-27. Completion date: 2004-11-30.
$5,190 with Army for Cabinets, Lockers, Bins, and Shelving. Signed on 2004-02-04. Completion date: 2004-03-03.
- NORTHEAST PETROLEUM TECHNOLOGI (2940 CURRY ROAD; small business): $53,384 in 6 contracts from 2005 to 2006
Contracts for Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components, Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery, Pesticides Support Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $10,000; 2006: $43,384.
Biggest contracts:
$31,950 with Army for Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components. Signed on 2006-03-15. Completion date: 2007-05-31.
$11,378 with Army for Maintenance, Repair and Rebuilding of Equipment -- Special Industry Machinery. Signed on 2006-02-10. Completion date: 2006-03-02.
$10,000 with Army for Pesticides Support Services. Signed on 2006-01-24. Completion date: 2006-04-30.
$10,000, same as above. Signed on 2005-04-21. Completion date: 2006-04-30.
- MEND ELECTRIC (426 ELIZABETH COURT; small business)
$24,950 with Army for Installation of Equipment -- Lighting Fixtures and Lamps. Signed on 2004-03-22. Completion date: 2004-04-21.
- FUSION ANALYTICAL SOFTWARE (1030 HOLLAND ROAD; small business): $18,700 in 3 contracts from 2002 to 2005
$13,200 with Army for Maintenance, Repair and Rebuilding of Equipment -- Medical, Dental, and Veterinary Equipment and Supplies. Signed on 2002-11-14. Completion date: 2002-12-01.
$2,750 with Army for ADP Systems Analysis Services. Signed on 2005-04-28. Completion date: 2006-04-24.
$2,750 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Signed on 2004-03-04. Completion date: 2004-03-12.
- MUELLER, JUSTIN (5376 HICKORY DR; small business): $11,492 in 2 contracts from 2004 to 2005
$6,500 with Army for Scientific Data Studies. Signed on 2005-01-12. Completion date: 2005-12-31.
$4,992 with Army for Technical Assistance. Signed on 2004-03-08. Completion date: 2004-12-31.
- JILL SCHOONMAKER & MICHAEL SCH (11 OKARA DRIVE; small business)
$9,943 with Air Force for Clothing, Special Purpose. Taking place in WY. Signed on 2006-06-08. Completion date: 2006-07-13.
- NORTHEASTERN SURFACE SYSTEMS, (1861 CHRISLER AVENUE; small business)
$2,450 with Army for Construction of Structures and Facilities -- Other Airfield Structures. Signed on 2004-12-13. Completion date: 2004-12-27.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 5 establishments, 10-19 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 10 establishments)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 1, 20-49: 2, 10-19: 2, 5-9: 3, 1-4: 6)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Utilities: Electric Bulk Power Transmission and Control (100-249: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 5, 5-9: 1, 1-4: 6)
- Information: Radio Stations (50-99: 1, 20-49: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 2, 10-19: 2, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 14 people in homes or halfway houses for drug/alcohol abuse
- 5 people in homes for the mentally retarded
- 5 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $151,294 | 759 | $139,261 | 860 | $123,301 | 229 | $45,474 | 4 | $87,465 | 160 | $106,968 | 4 | $44,828 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $116,044 | 131 | $140,944 | 188 | $133,920 | 47 | $51,946 | 2 | $468,395 | 17 | $91,176 | 1 | $27,800 |
| APPLICATIONS DENIED | 14 | $122,609 | 219 | $101,559 | 810 | $117,900 | 352 | $44,966 | 0 | $0 | 123 | $90,337 | 5 | $12,410 |
| APPLICATIONS WITHDRAWN | 20 | $132,101 | 93 | $141,504 | 369 | $128,500 | 63 | $62,016 | 1 | $266,550 | 28 | $88,415 | 4 | $55,723 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $122,128 | 52 | $128,484 | 99 | $163,479 | 13 | $30,403 | 0 | $0 | 16 | $105,536 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $130,556 | 1,192 | $111,726 | 1,023 | $110,866 | 323 | $48,017 | 3 | $1,599,117 | 291 | $79,401 | 2 | $36,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $114,486 | 120 | $104,647 | 223 | $116,496 | 57 | $46,970 | 2 | $144,940 | 40 | $71,959 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $123,581 | 318 | $98,474 | 842 | $114,211 | 345 | $45,106 | 2 | $123,950 | 153 | $90,825 | 5 | $52,462 |
| APPLICATIONS WITHDRAWN | 14 | $118,276 | 131 | $106,745 | 482 | $109,208 | 46 | $85,711 | 8 | $98,374 | 54 | $96,767 | 3 | $61,480 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $168,517 | 81 | $133,894 | 172 | $129,199 | 11 | $108,801 | 0 | $0 | 27 | $83,106 | 4 | $42,423 |
Aggregated Statistics For Year 2005 (Based on 6 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $116,069 | 1,229 | $113,193 | 1,090 | $107,749 | 290 | $37,782 | 7 | $615,386 | 325 | $70,781 | 3 | $25,937 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $99,241 | 151 | $93,493 | 213 | $109,125 | 38 | $24,927 | 2 | $59,975 | 59 | $71,444 | 7 | $40,170 |
| APPLICATIONS DENIED | 9 | $110,419 | 279 | $85,474 | 860 | $101,374 | 279 | $38,860 | 1 | $704,030 | 163 | $71,935 | 15 | $65,996 |
| APPLICATIONS WITHDRAWN | 14 | $99,634 | 132 | $118,639 | 734 | $117,349 | 57 | $111,153 | 2 | $29,145 | 83 | $77,963 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $112,420 | 78 | $125,207 | 139 | $120,599 | 14 | $59,646 | 0 | $0 | 19 | $87,414 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $103,624 | 1,012 | $108,127 | 1,313 | $102,656 | 237 | $36,808 | 6 | $192,960 | 235 | $67,826 | 6 | $53,088 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 114 | $111,930 | 237 | $97,266 | 40 | $30,637 | 0 | $0 | 43 | $64,964 | 3 | $32,750 |
| APPLICATIONS DENIED | 4 | $125,558 | 210 | $78,250 | 725 | $89,965 | 185 | $29,780 | 0 | $0 | 112 | $67,353 | 8 | $19,198 |
| APPLICATIONS WITHDRAWN | 22 | $103,338 | 80 | $94,088 | 603 | $99,275 | 55 | $66,936 | 0 | $0 | 44 | $78,961 | 1 | $89,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,680 | 30 | $115,543 | 125 | $119,874 | 9 | $57,417 | 0 | $0 | 4 | $153,385 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $97,252 | 954 | $104,266 | 2,064 | $106,644 | 87 | $29,716 | 7 | $354,890 | 228 | $66,551 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $201,910 | 132 | $89,425 | 357 | $97,235 | 20 | $33,916 | 2 | $138,945 | 52 | $54,371 |
| APPLICATIONS DENIED | 24 | $72,932 | 215 | $75,420 | 701 | $83,806 | 104 | $28,229 | 3 | $264,607 | 111 | $59,628 |
| APPLICATIONS WITHDRAWN | 18 | $93,058 | 111 | $88,221 | 508 | $99,208 | 13 | $33,958 | 1 | $868,750 | 38 | $67,155 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $23,735 | 27 | $102,455 | 82 | $91,542 | 5 | $41,870 | 0 | $0 | 8 | $56,150 |
Aggregated Statistics For Year 2002 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $85,967 | 750 | $102,195 | 1,007 | $101,907 | 76 | $22,954 | 149 | $56,958 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $95,757 | 92 | $91,955 | 178 | $88,607 | 30 | $18,607 | 39 | $49,864 |
| APPLICATIONS DENIED | 15 | $85,845 | 171 | $58,797 | 430 | $78,660 | 93 | $17,762 | 67 | $53,403 |
| APPLICATIONS WITHDRAWN | 21 | $77,102 | 91 | $74,598 | 335 | $90,554 | 38 | $21,549 | 44 | $58,018 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $60,590 | 9 | $99,170 | 70 | $79,416 | 1 | $6,950 | 3 | $94,483 |
Aggregated Statistics For Year 2001 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 252 | $78,743 | 619 | $110,001 | 760 | $91,727 | 89 | $13,707 | 1 | $439,920 | 91 | $50,699 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $86,500 | 79 | $91,150 | 109 | $77,044 | 29 | $28,422 | 0 | $0 | 14 | $47,516 |
| APPLICATIONS DENIED | 26 | $74,235 | 131 | $57,576 | 448 | $65,563 | 112 | $18,337 | 0 | $0 | 51 | $48,398 |
| APPLICATIONS WITHDRAWN | 27 | $79,550 | 42 | $71,876 | 300 | $79,246 | 28 | $23,108 | 0 | $0 | 9 | $42,669 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $84,140 | 14 | $71,222 | 47 | $76,671 | 7 | $38,804 | 0 | $0 | 4 | $63,825 |
Aggregated Statistics For Year 2000 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $76,367 | 536 | $92,540 | 266 | $64,389 | 180 | $18,358 | 3 | $251,903 | 66 | $53,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $76,062 | 61 | $86,259 | 44 | $60,714 | 58 | $17,679 | 0 | $0 | 7 | $46,429 |
| APPLICATIONS DENIED | 19 | $72,882 | 140 | $60,817 | 422 | $52,748 | 179 | $18,122 | 2 | $75,970 | 68 | $46,246 |
| APPLICATIONS WITHDRAWN | 11 | $75,346 | 47 | $68,889 | 241 | $54,020 | 20 | $30,790 | 2 | $109,955 | 13 | $53,721 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $52,497 | 50 | $65,178 | 1 | $48,650 | 0 | $0 | 3 | $80,953 |
Aggregated Statistics For Year 1999 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $73,997 | 235 | $100,931 | 353 | $76,881 | 105 | $13,186 | 0 | $0 | 33 | $54,683 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $70,530 | 25 | $81,824 | 92 | $72,490 | 24 | $26,871 | 0 | $0 | 6 | $43,673 |
| APPLICATIONS DENIED | 2 | $69,675 | 57 | $56,962 | 217 | $62,062 | 82 | $19,207 | 1 | $81,300 | 20 | $57,229 |
| APPLICATIONS WITHDRAWN | 8 | $64,738 | 25 | $82,862 | 156 | $64,383 | 39 | $39,977 | 0 | $0 | 6 | $71,928 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $118,470 | 5 | $142,810 | 22 | $65,360 | 1 | $18,480 | 0 | $0 | 3 | $42,410 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 206 | $143,894 | 75 | $155,471 | 32 | $104,054 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $150,393 | 33 | $166,215 | 5 | $104,792 |
| APPLICATIONS DENIED | 14 | $105,918 | 0 | $0 | 4 | $64,120 |
| APPLICATIONS WITHDRAWN | 19 | $171,016 | 7 | $136,810 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $334,610 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 173 | $133,517 | 50 | $144,546 | 24 | $102,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 42 | $128,172 | 25 | $147,632 | 8 | $80,696 |
| APPLICATIONS DENIED | 5 | $94,268 | 42 | $64,849 | 44 | $67,238 |
| APPLICATIONS WITHDRAWN | 14 | $138,235 | 15 | $109,243 | 13 | $67,223 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $294,760 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 230 | $126,118 | 71 | $152,750 | 37 | $79,958 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 42 | $143,043 | 9 | $154,801 | 13 | $81,105 |
| APPLICATIONS DENIED | 4 | $66,145 | 0 | $0 | 2 | $67,975 |
| APPLICATIONS WITHDRAWN | 10 | $89,013 | 1 | $188,580 | 2 | $48,575 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $107,063 | 2 | $64,120 |
Aggregated Statistics For Year 2004 (Based on 6 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 231 | $98,798 | 62 | $131,099 | 32 | $71,064 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $115,873 | 33 | $132,865 | 5 | $100,322 |
| APPLICATIONS DENIED | 4 | $75,125 | 6 | $113,050 | 5 | $92,548 |
| APPLICATIONS WITHDRAWN | 14 | $102,824 | 6 | $102,997 | 2 | $54,980 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $71,655 | 4 | $189,968 | 2 | $86,065 |
Aggregated Statistics For Year 2003 (Based on 6 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 308 | $104,384 | 192 | $117,396 | 44 | $67,219 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 65 | $112,335 | 81 | $123,314 | 4 | $67,753 |
| APPLICATIONS DENIED | 14 | $94,005 | 11 | $123,228 | 6 | $107,582 |
| APPLICATIONS WITHDRAWN | 15 | $75,899 | 1 | $88,060 | 4 | $54,405 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $126,301 | 7 | $106,786 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 205 | $90,996 | 87 | $93,964 | 55 | $57,998 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 54 | $119,228 | 43 | $111,313 | 8 | $121,184 |
| APPLICATIONS DENIED | 19 | $85,146 | 9 | $122,416 | 17 | $65,685 |
| APPLICATIONS WITHDRAWN | 7 | $108,601 | 3 | $103,950 | 3 | $70,057 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $101,710 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 137 | $105,527 | 62 | $108,698 | 13 | $61,102 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $100,430 | 14 | $85,439 | 1 | $120,330 |
| APPLICATIONS DENIED | 5 | $50,692 | 8 | $92,473 | 3 | $57,283 |
| APPLICATIONS WITHDRAWN | 1 | $88,660 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $88,020 | 3 | $118,397 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $88,410 | 19 | $95,801 | 8 | $46,998 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $113,964 | 5 | $128,166 | 1 | $47,260 |
| APPLICATIONS DENIED | 2 | $60,975 | 0 | $0 | 2 | $60,975 |
| APPLICATIONS WITHDRAWN | 3 | $70,850 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $108,073 | 33 | $97,178 | 1 | $65,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $99,267 | 7 | $118,360 | 2 | $62,990 |
| APPLICATIONS DENIED | 4 | $80,435 | 1 | $117,840 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $53,490 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $160,020 | 1 | $78,460 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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