Estimated median household income in 2007: $34,744
| This zip code: | $34,744 | | New York: | $53,514 |
Nearest zip codes: 13318, 13314, 13491, 13322, 13480, 13456.
Housing units in zip code 13313 with a mortgage: 24 (0 second mortgage, 2 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 19
Median monthly owner costs for units with a mortgage: $1,192
Median monthly owner costs for units without a mortgage: $394
Residents with income below the poverty level in 2007:
| This zip code: | 12.3% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.7% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 8
- 1990 to 1994: 22
- 1980 to 1989: 68
- 1970 to 1979: 47
- 1960 to 1969: 17
- 1950 to 1959: 4
- 1940 to 1949: 2
- 1939 or earlier: 65
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Bedrooms in owner-occupied houses in Bridgewater, NY (13313): |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 48
- 3 bedrooms: 92
- 4 bedrooms: 23
- 5 or more bedrooms: 4
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 5
- 2 bedrooms: 21
- 3 bedrooms: 13
- 4 bedrooms: 2
- 5 or more bedrooms: 2
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Vehicles available in 13313 zip code in owner-occupied houses/condos: |
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- no vehicle: 10
- 1 vehicle: 71
- 2 vehicles: 71
- 3 vehicles: 11
- 4 vehicles: 2
- 5 or more vehicles: 2
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 12
- 1 vehicle: 21
- 2 vehicles: 8
- 3 vehicles: 2
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 13313:
- Less than $10,000: 16
- $10,000 to $14,999: 8
- $15,000 to $19,999: 8
- $20,000 to $24,999: 6
- $25,000 to $29,999: 5
- $30,000 to $34,999: 7
- $35,000 to $39,999: 8
- $40,000 to $49,999: 8
- $50,000 to $59,999: 13
- $60,000 to $69,999: 13
- $70,000 to $79,999: 11
- $80,000 to $89,999: 7
- $90,000 to $99,999: 3
- $100,000 to $124,999: 13
- $125,000 to $149,999: 7
- $150,000 to $174,999: 7
- $175,000 to $199,999: 10
- $200,000 to $249,999: 6
- $250,000 to $299,999: 5
- $300,000 to $399,999: 2
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Rent paid by renters in 2007 in zip code 13313:
- $100 to $149: 1
- $150 to $199: 2
- $250 to $299: 3
- $300 to $349: 8
- $350 to $399: 2
- $400 to $449: 6
- $450 to $499: 1
- $550 to $599: 1
- No cash rent: 2
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Median price asked for vacant for-sale houses and condos in 2007: $134,429.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $110,619
- Black or African American householders: $179,098
- Two or more races householders: $115,887
Estimated median house or condo value in 2007: $45,351 (it was $29,000 in 2000)
| 13313: | $45,351 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $43,967 - $121,243
Mean price in 2007:
Detached houses: $117,472| Here: | $117,472 | | State: | $352,556 |
In 2-unit structures: $144,614| Here: | $144,614 | | State: | $482,362 |
In 3-to-4-unit structures: $200,772| Here: | $200,772 | | State: | $552,553 |
Mobile homes: $20,500| Here: | $20,500 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 77
- Two: 18
- 3 or 4: 11
- Mobile homes: 127

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Means of transportation to work
- Drove a car alone: 177 (71%)
- Carpooled: 51 (20%)
- Walked: 13 (5%)
- Worked at home: 10 (4%)
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Travel time to work
- Less than 5 minutes: 12
- 5 to 9 minutes: 11
- 10 to 14 minutes: 26
- 15 to 19 minutes: 22
- 20 to 24 minutes: 38
- 25 to 29 minutes: 38
- 30 to 34 minutes: 56
- 35 to 39 minutes: 10
- 40 to 44 minutes: 6
- 45 to 59 minutes: 7
- 60 to 89 minutes: 3
- 90 or more minutes: 12
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Percentage of zip code residents living and working in this county: 74.1%
Household type by relationship
Households: 569
- In family households: 503 (111 male householders, 40 female householders)
92 spouses, 203 children (195 natural, 3 adopted, 5 stepchildren), 6 grandchildren, 4 brothers or sisters, 0 parents, 2 other relatives, 45 non-relatives
- In nonfamily households: 66 (26 male householders (22 living alone)), 31 female householders (26 living alone)), 9 nonrelatives
Size of family households: 62 2-persons, 30 3-persons, 34 4-persons, 18 5-persons, 6 6-persons, 1 7-or-more-persons.
Size of nonfamily households: 48 1-person, 9 2-persons.
124 married couples with children.
59 single-parent households (31 men, 28 women).
96.3% of residents of 13313 zip code speak English at home.
2.2% of residents speak Spanish at home (82% very well, 18% well).
1.2% of residents speak other Indo-European language at home (100% very well).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 12 (1.9%)
(33.3% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Mexico (50%)
- Yugoslavia (17%)
- Other Caribbean (17%)
- Canada (17%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2
- 1990 to 1994: 0
- 1985 to 1989: 6
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 2
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White population: 610
Black population: 4
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6

First ancestries reported:
|  Irish: 69 |
|  German: 69 |
|  English: 60 |
|  Welsh: 29 |
|  Dutch: 28 |
|  French (except Basque): 27 |
|  Other groups: 25 |
|  United States or American: 19 |
|  Italian: 18 |
|  Polish: 17 |
|  French Canadian: 6 |
|  Scotch-Irish: 4 |
|  West Indian (excluding Hispanic groups):: 4 |
|  Portuguese: 3 |
|  Lithuanian: 2 |
|  Austrian: 2 |
|  Russian: 2 |
|  Scottish: 2 |
|  Jamaican: 2 |
|  West Indian: 2 |

Median worth of mobile homes: $19,918
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (69%)
- Bottled, tank, or LP gas (25%)
- Wood (4%)
- Electricity (2%)
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Place of birth for U.S.-born residents:
- This state: 499
- Northeast: 36
- Midwest: 6
- South: 12
- West: 2
64% of the 13313 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 39% lived in this county.
Out of people who lived in different counties, 79% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 4
| Here: | 4.9% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 5
| Here: | 17.9% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Educational Services: Elementary and Secondary Schools (1-4 employees: 1 establishment)
- Other Services (except Public Administration): General Automotive Repair (1-4: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)
- Information: Libraries and Archives (1-4: 1)
- Construction: Framing Contractors (1-4: 1)
- Professional, Scientific, and Technical Services: Surveying and Mapping (except Geophysical) Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $49,400 | 2 | $64,800 | 2 | $29,595 | 1 | $50,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $71,540 | 2 | $73,225 | 2 | $17,000 | 1 | $35,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $85,010 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $103,055 | 2 | $58,945 | 1 | $9,300 | 1 | $63,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $20,690 | 4 | $84,210 | 3 | $15,130 | 1 | $98,970 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $75,630 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $125,430 | 2 | $71,220 | 1 | $21,170 | 1 | $53,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $49,080 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $69,290 | 2 | $78,595 | 3 | $16,843 | 2 | $42,585 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $59,030 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $61,910 | 1 | $107,310 | 2 | $67,850 | 1 | $33,040 | 1 | $77,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 3 | $60,523 | 1 | $5,130 | 1 | $50,530 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $60,390 | 0 | $0 | 1 | $98,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $58,707 | 4 | $83,970 | 1 | $6,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $79,240 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $51,650 | 4 | $46,475 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $115,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $72,020 | 2 | $54,135 | 3 | $55,553 | 1 | $12,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $29,830 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $29,670 | 4 | $57,705 | 1 | $11,230 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 4 | $55,820 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $43,790 | 4 | $48,763 | 1 | $9,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $37,615 | 2 | $33,685 | 1 | $24,540 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $35,770 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $84,690 | 1 | $20,210 | 1 | $42,510 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $32,400 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $96,240 | 2 | $42,505 | 1 | $5,770 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $49,580 | 1 | $33,080 | 1 | $14,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $32,680 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $55,430 | 0 | $0 | 1 | $7,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $54,310 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0258.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $43,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0258.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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