Estimated median household income in 2007: $40,257
| This zip code: | $40,257 | | North Carolina: | $44,670 |
Nearest zip codes: 28109, 28071, 28127, 28001, 28009, 28124.
Housing units in zip code 28137 with a mortgage: 230 (14 second mortgage, 80 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 239
Median monthly owner costs for units with a mortgage: $1,003
Median monthly owner costs for units without a mortgage: $329
Residents with income below the poverty level in 2007:
| This zip code: | 11.8% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.5% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 28
- 1995 to 1998: 179
- 1990 to 1994: 130
- 1980 to 1989: 172
- 1970 to 1979: 256
- 1960 to 1969: 129
- 1950 to 1959: 266
- 1940 to 1949: 78
- 1939 or earlier: 119
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Bedrooms in owner-occupied houses in Richfield, NC (28137): |
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- no bedroom: 0
- 1 bedrooms: 21
- 2 bedrooms: 213
- 3 bedrooms: 517
- 4 bedrooms: 82
- 5 or more bedrooms: 52
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 35
- 2 bedrooms: 74
- 3 bedrooms: 116
- 4 bedrooms: 6
- 5 or more bedrooms: 2
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Vehicles available in 28137 zip code in owner-occupied houses/condos: |
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- no vehicle: 12
- 1 vehicle: 295
- 2 vehicles: 314
- 3 vehicles: 205
- 4 vehicles: 39
- 5 or more vehicles: 20
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 12
- 1 vehicle: 81
- 2 vehicles: 110
- 3 vehicles: 26
- 4 vehicles: 4
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28137:
- Less than $10,000: 38
- $10,000 to $14,999: 19
- $15,000 to $19,999: 3
- $20,000 to $24,999: 8
- $25,000 to $29,999: 16
- $30,000 to $34,999: 4
- $35,000 to $39,999: 5
- $40,000 to $49,999: 28
- $50,000 to $59,999: 33
- $60,000 to $69,999: 28
- $70,000 to $79,999: 32
- $80,000 to $89,999: 37
- $90,000 to $99,999: 48
- $100,000 to $124,999: 103
- $125,000 to $149,999: 90
- $150,000 to $174,999: 86
- $175,000 to $199,999: 72
- $200,000 to $249,999: 100
- $250,000 to $299,999: 39
- $300,000 to $399,999: 21
- $400,000 to $499,999: 24
- $500,000 to $749,999: 33
- $750,000 to $999,999: 1
- $1,000,000 or more: 16
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Rent paid by renters in 2007 in zip code 28137:
- Less than $100: 1
- $100 to $149: 3
- $150 to $199: 2
- $200 to $249: 17
- $250 to $299: 11
- $300 to $349: 23
- $350 to $399: 29
- $400 to $449: 10
- $450 to $499: 16
- $500 to $549: 12
- $550 to $599: 14
- $650 to $699: 25
- $1,000 to $1,249: 19
- No cash rent: 52
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Median price asked for vacant for-sale houses and condos in 2007: $83,648.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $154,673
- Black or African American householders: $133,076
- Asian householders: $196,497
- Some other race householders: $171,098
- Hispanic or Latino householders: $171,098
Estimated median house or condo value in 2007: $139,893 (it was $89,100 in 2000)
| 28137: | $139,893 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $78,643 - $161,446
Mean price in 2007:
Detached houses: $242,835| Here: | $242,835 | | State: | $217,106 |
Mobile homes: $50,314| Here: | $50,314 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 886
- One, attached: 7
- Two: 19
- 3 or 4: 8
- 10 to 19: 8
- Mobile homes: 420
- Boats, RVs, vans, etc.: 9

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Means of transportation to work
- Drove a car alone: 1,165 (85%)
- Carpooled: 116 (8%)
- Walked: 66 (5%)
- Other means: 2 (0%)
- Worked at home: 20 (1%)
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Travel time to work
- Less than 5 minutes: 154
- 5 to 9 minutes: 133
- 10 to 14 minutes: 120
- 15 to 19 minutes: 248
- 20 to 24 minutes: 171
- 25 to 29 minutes: 74
- 30 to 34 minutes: 147
- 35 to 39 minutes: 53
- 40 to 44 minutes: 34
- 45 to 59 minutes: 89
- 60 to 89 minutes: 104
- 90 or more minutes: 22
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Percentage of zip code residents living and working in this county: 73.6%
Household type by relationship
Households: 2,778
- In family households: 2,411 (635 male householders, 156 female householders)
627 spouses, 897 children (800 natural, 2 adopted, 95 stepchildren), 33 grandchildren, 8 brothers or sisters, 4 parents, 21 other relatives, 30 non-relatives
- In nonfamily households: 367 (182 male householders (171 living alone)), 129 female householders (93 living alone)), 56 nonrelatives
Size of family households: 346 2-persons, 166 3-persons, 174 4-persons, 85 5-persons, 8 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 264 1-person, 47 2-persons.
562 married couples with children.
114 single-parent households (29 men, 85 women).
98.0% of residents of 28137 zip code speak English at home.
1.3% of residents speak Spanish at home (43% very well, 9% well, 49% not well).
0.1% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak Asian or Pacific Island language at home (29% very well, 29% well, 43% not well).
Foreign born population: 26 (0.9%)
(30.8% of them are naturalized citizens)
| This zip code: | 0.9% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Laos (27%)
- Mexico (27%)
- El Salvador (27%)
- Taiwan (8%)
- Thailand (8%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 7
- 1990 to 1994: 5
- 1985 to 1989: 4
- 1980 to 1984: 7
- 1975 to 1979: 2
- 1970 to 1974: 1
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 2,606
Black population: 106
American Indian population: 1
Asian population: 30
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 0
Two or more races population: 33

First ancestries reported:
|  United States or American: 645 |
|  German: 287 |
|  Other groups: 228 |
|  English: 201 |
|  Irish: 95 |
|  Scotch-Irish: 54 |
|  French (except Basque): 42 |
|  Italian: 20 |
|  Scottish: 13 |
|  Polish: 7 |
|  European: 6 |
|  West Indian (excluding Hispanic groups):: 5 |
|  Jamaican: 5 |
|  Greek: 4 |
|  Portuguese: 4 |
|  Dutch: 3 |
|  Celtic: 2 |
|  Welsh: 2 |
Facitilies with environmental interests located in this zip code:
- CMH MANUFACTURING INCORPORATED (44073 US HIGHWAY 52 NORTH in RICHFIELD, NC)
AIR MINOR (AIRS/AFS)
STATE MASTER (North Carolina facility info) - AIR PROGRAM
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MOBILE HOMES
Business NAICS classification: MANUFACTURED HOME (MOBILE HOME) MANUFACTURING.
Alternative names: CLAYTON HOMES, CLAYTON HOMES - RICHFIELD, CMH MFG INC DBA CLAYTON HOME C
- ADORN, LLC (44060 US HWY 52 S in RICHFIELD, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MANUFACTURING INDUSTRIES
Alternative names: ADORN LLL, DESIGN COMPONENTS
Median worth of mobile homes: $70,431
Housing units lacking complete plumbing facilities: 3%
Housing units lacking complete kitchen facilities: 3%
Most commonly used house heating fuel: |
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- Electricity (43%)
- Fuel oil, kerosene, etc. (32%)
- Bottled, tank, or LP gas (18%)
- Wood (5%)
- No fuel used (1%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 2227
- Northeast: 111
- Midwest: 48
- South: 296
- West: 63
59% of the 28137 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 76% lived in North Carolina.
Population in 1990: 2,307. Population change in the 1990s: +470 (+20.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 13
| Here: | 3.5% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 1.4% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 35
| Here: | 35.4% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Water and Sewer Line and Related Structures Construction (50-99 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 1-4: 1)
- Construction: Land Subdivision (20-49: 1, 1-4: 1)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1)
- Construction: Manufacturing (10-19: 1, 5-9: 1, 1-4: 1)
- Construction: Masonry Contractors (5-9: 2, 1-4: 2)
- Wholesale Trade: Furniture Merchant Wholesalers (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
2 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $105,287 | 36 | $117,388 | 170 | $114,296 | 11 | $18,284 | 13 | $80,869 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $83,156 | 14 | $93,299 | 0 | $0 | 1 | $54,620 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $82,447 | 46 | $103,208 | 7 | $13,911 | 4 | $102,568 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $100,709 | 24 | $117,405 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $130,303 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $139,863 | 38 | $111,064 | 128 | $108,903 | 12 | $18,983 | 7 | $84,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $69,333 | 13 | $104,678 | 3 | $11,857 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $94,420 | 11 | $62,509 | 45 | $95,698 | 4 | $26,568 | 1 | $51,230 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $83,550 | 19 | $94,619 | 2 | $131,255 | 1 | $57,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $104,368 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $131,537 | 43 | $103,772 | 93 | $105,841 | 10 | $12,363 | 9 | $113,189 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $70,169 | 15 | $97,975 | 1 | $30,910 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $67,321 | 36 | $93,371 | 5 | $19,730 | 2 | $72,615 |
| APPLICATIONS WITHDRAWN | 1 | $123,630 | 2 | $65,625 | 11 | $90,454 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $112,415 | 3 | $154,963 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,970 | 41 | $80,085 | 40 | $75,376 | 15 | $15,807 | 4 | $64,993 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $46,997 | 16 | $57,636 | 17 | $89,238 | 3 | $35,707 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $47,987 | 44 | $48,855 | 30 | $72,147 | 9 | $6,680 | 3 | $57,440 |
| APPLICATIONS WITHDRAWN | 1 | $63,090 | 6 | $107,827 | 25 | $87,712 | 2 | $29,850 | 1 | $72,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $47,420 | 4 | $78,013 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $122,400 | 27 | $78,469 | 38 | $82,641 | 6 | $14,868 | 3 | $61,587 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $61,623 | 12 | $76,228 | 2 | $17,440 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 35 | $50,241 | 20 | $80,258 | 4 | $16,225 | 1 | $75,050 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $98,460 | 10 | $71,326 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $50,950 | 4 | $100,150 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0509.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $126,499 | 16 | $120,960 | 1 | $188,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $124,340 | 7 | $137,423 | 1 | $93,150 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $456,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $120,427 | 12 | $123,209 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $111,143 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $142,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $159,200 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $82,560 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $113,779 | 11 | $108,853 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,380 | 1 | $112,620 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $125,750 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $94,840 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $105,850 | 4 | $113,048 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $142,260 | 1 | $71,130 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $117,750 | 4 | $100,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $62,790 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0509.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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