Estimated median household income in 2007: $46,917
| This zip code: | $46,917 | | Alabama: | $40,554 |
Nearest zip codes: 35903, 36279, 35901, 35907, 35906, 35904.
Gadsden Zip Code Map
Housing units in zip code 35905 with a mortgage: 828 (76 second mortgage, 99 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 531
Median monthly owner costs for units with a mortgage: $1,057
Median monthly owner costs for units without a mortgage: $348
Residents with income below the poverty level in 2007:
| This zip code: | 7.8% | | Whole state: | 16.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.1% | | Whole state: | 6.9% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 82
- 1995 to 1998: 240
- 1990 to 1994: 244
- 1980 to 1989: 471
- 1970 to 1979: 470
- 1960 to 1969: 318
- 1950 to 1959: 282
- 1940 to 1949: 111
- 1939 or earlier: 110
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Bedrooms in owner-occupied houses in Glencoe, AL (35905): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 352
- 3 bedrooms: 1,112
- 4 bedrooms: 316
- 5 or more bedrooms: 83
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 11
- 1 bedrooms: 52
- 2 bedrooms: 167
- 3 bedrooms: 111
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 35905 zip code in owner-occupied houses/condos: |
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- no vehicle: 96
- 1 vehicle: 296
- 2 vehicles: 858
- 3 vehicles: 415
- 4 vehicles: 154
- 5 or more vehicles: 51
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 52
- 1 vehicle: 136
- 2 vehicles: 133
- 3 vehicles: 20
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 35905:
- Less than $10,000: 53
- $10,000 to $14,999: 26
- $15,000 to $19,999: 10
- $20,000 to $24,999: 26
- $25,000 to $29,999: 44
- $30,000 to $34,999: 70
- $35,000 to $39,999: 52
- $40,000 to $49,999: 54
- $50,000 to $59,999: 79
- $60,000 to $69,999: 71
- $70,000 to $79,999: 75
- $80,000 to $89,999: 81
- $90,000 to $99,999: 95
- $100,000 to $124,999: 303
- $125,000 to $149,999: 195
- $150,000 to $174,999: 180
- $175,000 to $199,999: 136
- $200,000 to $249,999: 160
- $250,000 to $299,999: 101
- $300,000 to $399,999: 103
- $400,000 to $499,999: 15
- $500,000 to $749,999: 6
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Rent paid by renters in 2007 in zip code 35905:
- $100 to $149: 7
- $150 to $199: 6
- $200 to $249: 7
- $250 to $299: 74
- $300 to $349: 69
- $350 to $399: 42
- $400 to $449: 10
- $450 to $499: 39
- $500 to $549: 27
- No cash rent: 41
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $130,671
- Black or African American householders: $107,762
- American Indian or Alaska Native householders: $197,891
- Asian householders: $104,748
- Two or more races householders: $128,109
Estimated median house or condo value in 2007: $118,765 (it was $78,800 in 2000)
| 35905: | $118,765 | | Alabama: | $115,600 |
Lower value quartile - upper value quartile: $77,129 - $172,338
Mean price in 2007:
Detached houses: $157,172| Here: | $157,172 | | State: | $173,037 |
In 5-or-more-unit structures: $271,809| Here: | $271,809 | | State: | $223,768 |
Mobile homes: $30,281| Here: | $30,281 | | State: | $39,336 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,758
- Two: 37
- 3 or 4: 7
- 5 to 9: 20
- 10 to 19: 41
- 50 or more: 11
- Mobile homes: 454

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Means of transportation to work
- Drove a car alone: 2,102 (85%)
- Carpooled: 288 (12%)
- Walked: 6 (0%)
- Other means: 13 (1%)
- Worked at home: 53 (2%)
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Travel time to work
- Less than 5 minutes: 82
- 5 to 9 minutes: 236
- 10 to 14 minutes: 279
- 15 to 19 minutes: 427
- 20 to 24 minutes: 572
- 25 to 29 minutes: 152
- 30 to 34 minutes: 238
- 35 to 39 minutes: 15
- 40 to 44 minutes: 32
- 45 to 59 minutes: 151
- 60 to 89 minutes: 149
- 90 or more minutes: 76
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Percentage of zip code residents living and working in this county: 78.9%
Household type by relationship
Households: 5,478
- In family households: 4,920 (1,418 male householders, 295 female householders)
1,477 spouses, 1,594 children (1,380 natural, 20 adopted, 194 stepchildren), 39 grandchildren, 6 brothers or sisters, 37 parents, 23 other relatives, 31 non-relatives
- In nonfamily households: 558 (194 male householders (151 living alone)), 281 female householders (270 living alone)), 83 nonrelatives
- In group quarters: 187 (all institutionalized)
Size of family households: 803 2-persons, 462 3-persons, 298 4-persons, 115 5-persons, 35 6-persons.
Size of nonfamily households: 421 1-person, 40 2-persons, 6 3-persons, 8 4-persons.
969 married couples with children.
218 single-parent households (65 men, 153 women).
98.1% of residents of 35905 zip code speak English at home.
1.0% of residents speak Spanish at home (77% very well, 23% not well).
0.3% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak Asian or Pacific Island language at home (78% very well, 22% not well).
Foreign born population: 47 (0.8%)
(42.6% of them are naturalized citizens)
| This zip code: | 0.8% | | Whole state: | 2.0% |
Most common places of birth for the foreign-born residents:
- Mexico (45%)
- India (38%)
- Italy (17%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 6
- 1990 to 1994: 0
- 1985 to 1989: 20
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 21
- 1965 to 1969: 0
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White population: 5,521
Black population: 85
American Indian population: 20
Asian population: 15
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 5
Two or more races population: 48

First ancestries reported:
|  United States or American: 1513 |
|  Irish: 447 |
|  Other groups: 418 |
|  English: 410 |
|  German: 169 |
|  Italian: 133 |
|  Scotch-Irish: 130 |
|  Scottish: 122 |
|  Dutch: 53 |
|  French (except Basque): 48 |
|  European: 38 |
|  Canadian: 17 |
|  Polish: 16 |
|  Norwegian: 14 |
|  Slovak: 9 |
|  Czech: 7 |
|  Ukrainian: 7 |
|  Subsaharan African:: 6 |
|  African: 6 |

Facitilies with environmental interests located in this zip code:
- C-MAC ENVIRONMENTAL - FORMERLY FIS (402 WEBSTER CHAPEL RD in GLENCOE, AL)
AIR MAJOR (AIRS/AFS)
AIR SYNTHETIC MINOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-04-1998-0465, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: INDUSTRIAL ORGANIC CHEMICALS; REFUSE SYSTEMS; SERVICES
Business NAICS classification: HAZARDOUS WASTE COLLECTION.; HAZARDOUS WASTE TREATMENT AND DISPOSAL.
Organizations: C MAC ENVIRONMENTAL GROUP INC (CONTACT/OPERATOR)
, C-MAC ENVIRONMENTAL GROUP INC. (CONTACT/OPERATOR)
, BRETT C HENSLEY (CONTACT/OPERATOR)
, WILL D CARLTON (CONTACT/OPERATOR)
, C MAC ENVIRONMENTAL GROUP INC (CONTACT/OWNER)
, C-MAC ENVIRONMENTAL GROUP INC. (CONTACT/OWNER)
, WILL D CARLTON (CONTACT/OWNER)
Alternative names: C MAC ENVIRONMENTAL GROUP INC, C-MAC (FISHER INDUSTRIAL SERVICE), FISHER INDUSTRIAL SERVICE INC
- CALHOUN ASPHALT INC (STONE QUARRY ROAD in GLENCOE, AL)
AIR MINOR (AIRS/AFS)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Business NAICS classification: ASPHALT PAVING MIXTURE AND BLOCK MANUFACTURING.
Organizations: CALHOUN ASPHALT PLANT (CONTACT/OWNER)
Alternative names: CALHOUN ASPHALT GLENCOE, CALHOUN ASPHALT PLANT
- CHERT PIT HIGHWAY 431 (ALVIN BARRON in GLENCOE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MISCELLANEOUS NONMETALLIC MINERALS, EXCEPT FUELS; EXCAVATION WORK
- LAY CONSTRUCTION HILL AVE PIT (LAY CONSTRUCTION COMPANY in GLENCOE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: OPERATIVE BUILDERS
Organizations: HILL AVENUE PIT (CONTACT/OPERATOR)
Alternative names: HILL AVENUE PIT, LAY CONST CO HILL AVENUE PIT
- MCENTYRE LUMBER COMPANY (219 WEBSTER CHAPEL ROAD in GLENCOE, AL)
AIR MINOR (AIRS/AFS)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SAWMILLS AND PLANING MILLS, GENERAL; NONCLASSIFIABLE ESTABLISHMENTS
- NSS TECHNOLOGIES (626 RAINS AIR DEPOT RD in GADSDEN, AL)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: BOLT, NUT, SCREW, RIVET, AND WASHER MANUFACTURING.
Organizations: RICHARD A DESCOTEAUX (CONTACT/OPERATOR)
, SPS TECHNOLOGIES INC (CONTACT/OWNER)
, PRECISION CAST PART CORP (CONTACT/OWNER)
- MISS MARTHA ORIGINALS (200 BURNS PARK RD. in GLENCOE, AL)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PLASTICS PRODUCTS
Business NAICS classification: VITREOUS CHINA, FINE EARTHENWARE, AND OTHER POTTERY PRODUCT MANUFACTURING.
Organizations: MARTHA HOLCOMBE (CONTACT/OWNER)
Alternative names: MISS MARTHA'S ORIGINALS
- BIG OAK RANCH INCORPORATED (250 JAKE MINTZ ROAD in GADSDEN, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: INDIVIDUAL AND FAMILY SOCIAL SERVICES
Organizations: BIG OAKS RANCH INCORPORATION (CONTACT/OPERATOR)
Alternative names: BIG OAK RANCH INCORP WWTP, BIG OAKS BOYS RANCH
- OK INC (1308 431 SOUTH in GLENCOE, AL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CAROL KEASLER (CONTACT/OWNER)
- NANNEY AND SON INC (205 AIR DEPOT RD EAST in GLENCOE, AL)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: TIM C NANNEY (CONTACT/OPERATOR)
, LOUIS R HANEY (CONTACT/OWNER)
Alternative names: HANEY COMPANY INC
- O K HWY 431 BORROW PIT (O K INC in GLENCOE, AL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MISCELLANEOUS NONMETALLIC MINERALS, EXCEPT FUELS
Alternative names: O K INC HWY 431 BORROW PIT, O K INC HWY 431 BORROW PIT
Median worth of mobile homes: $26,420
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (53%)
- Electricity (36%)
- Bottled, tank, or LP gas (9%)
- Wood (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 4775
- Northeast: 121
- Midwest: 120
- South: 562
- West: 29
63% of the 35905 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 74% lived in this county.
Out of people who lived in different counties, 61% lived in Alabama.
Population in 1990: 4,256. Population change in the 1990s: +1,439 (+33.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
| Here: | 1.8% | | Alabama: | 10.2% |
Students in private schools in grades 9 to 12 (high school): 12
| Here: | 3.8% | | Alabama: | 10.0% |
Students in private undergraduate colleges: 15
| Here: | 7.0% | | Alabama: | 14.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- HANEY COMPANY, INC (205 AIR DEPOT ROAD EAST in GLENCOE, AL; small business): $402,261 in 7 contracts from 2002 to 2005
Contracts for Aircraft Maintenance and Repair Shop Specialized Equipment, Miscellaneous Aircraft Accessories and Components by Army Signed by year: 2000: $0; 2001: $0; 2002: $122,278; 2003: $143,642; 2004: $0; 2005: $136,341; 2006: $0.
Biggest contracts:
$93,046 with Army for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2002-09-19. Completion date: 2007-09-30.
$85,488, same as above. Signed on 2003-10-21. Completion date: 2004-05-17.
$85,213, same as above. Signed on 2005-06-15. Completion date: 2007-09-30.
$58,154, same as above. Signed on 2003-07-02. Completion date: 2004-01-29.
- SAFEWAY INDUSTRIAL SERVICES, L (308 E AIR DEPOT RD in GLENCOE, AL; small business)
$12,600 with Army for Maintenance, Repair and Rebuilding of Equipment -- Vehicular Equipment Components. Signed on 2005-11-30. Completion date: 2006-11-30.
- SMITH, MARTHA (428 CHASTAIN BLVD W in GADSDEN, AL; small business): $0 in 2 contracts in 2005
$9,350 with Army for Facilities Operations Support Services. Signed on 2005-03-31. Completion date: 2005-05-31.
$-9,350, same as above. Signed on 2005-05-05. Completion date: 2005-05-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Hazardous Waste Treatment and Disposal (50-99: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (5-9: 4, 1-4: 5)
- Health Care and Social Assistance: Continuing Care Retirement Communities (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
112 people in nursing homes
74 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $86,646 | 69 | $103,089 | 83 | $92,505 | 18 | $73,569 | 11 | $91,800 | 8 | $48,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $91,430 | 5 | $80,276 | 14 | $90,699 | 3 | $45,847 | 0 | $0 | 2 | $56,665 |
| APPLICATIONS DENIED | 1 | $197,030 | 26 | $103,537 | 52 | $109,377 | 12 | $41,719 | 5 | $60,318 | 13 | $54,707 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $142,550 | 28 | $131,334 | 2 | $74,470 | 1 | $152,680 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $160,190 | 10 | $138,195 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $86,923 | 77 | $92,824 | 97 | $91,577 | 13 | $52,639 | 12 | $44,075 | 11 | $45,595 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $61,372 | 17 | $87,067 | 4 | $49,118 | 2 | $32,845 | 6 | $41,673 |
| APPLICATIONS DENIED | 0 | $0 | 18 | $75,174 | 59 | $110,364 | 10 | $30,384 | 6 | $115,965 | 17 | $51,777 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $70,278 | 25 | $104,100 | 3 | $84,930 | 2 | $59,030 | 2 | $58,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $73,003 | 17 | $133,527 | 0 | $0 | 1 | $61,280 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,540 | 71 | $85,958 | 97 | $104,894 | 11 | $32,856 | 11 | $51,426 | 9 | $44,926 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $69,037 | 16 | $88,222 | 5 | $88,238 | 1 | $79,420 | 7 | $75,020 |
| APPLICATIONS DENIED | 0 | $0 | 22 | $69,075 | 68 | $86,606 | 19 | $44,523 | 4 | $89,475 | 18 | $51,848 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $92,260 | 48 | $96,967 | 5 | $95,664 | 3 | $100,310 | 2 | $95,565 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $248,960 | 13 | $106,888 | 0 | $0 | 0 | $0 | 1 | $71,550 |
Aggregated Statistics For Year 2004 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $82,750 | 48 | $103,965 | 115 | $94,454 | 13 | $25,640 | 11 | $42,625 | 5 | $47,036 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $59,805 | 38 | $70,666 | 1 | $33,340 | 3 | $29,590 | 1 | $79,800 |
| APPLICATIONS DENIED | 1 | $109,190 | 16 | $59,313 | 53 | $77,915 | 10 | $28,635 | 2 | $67,630 | 10 | $63,478 |
| APPLICATIONS WITHDRAWN | 1 | $104,850 | 3 | $98,613 | 26 | $89,459 | 1 | $86,540 | 1 | $48,820 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $114,475 | 35 | $107,023 | 1 | $70,360 | 1 | $50,600 | 4 | $68,605 |
Aggregated Statistics For Year 2003 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $114,570 | 58 | $92,129 | 178 | $101,220 | 14 | $39,256 | 1 | $176,850 | 11 | $77,224 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $46,473 | 34 | $78,128 | 1 | $2,660 | 0 | $0 | 2 | $32,820 |
| APPLICATIONS DENIED | 1 | $101,800 | 17 | $50,789 | 66 | $77,867 | 7 | $30,994 | 0 | $0 | 2 | $20,415 |
| APPLICATIONS WITHDRAWN | 1 | $58,590 | 5 | $70,516 | 32 | $89,431 | 0 | $0 | 0 | $0 | 2 | $70,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 9 | $71,232 | 1 | $33,950 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $43,495 | 65 | $73,678 | 112 | $88,458 | 5 | $28,304 | 1 | $2,246,950 | 13 | $36,955 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $73,381 | 19 | $84,014 | 2 | $13,315 | 0 | $0 | 2 | $43,270 |
| APPLICATIONS DENIED | 0 | $0 | 16 | $58,428 | 40 | $68,701 | 6 | $15,180 | 0 | $0 | 5 | $26,276 |
| APPLICATIONS WITHDRAWN | 1 | $74,160 | 3 | $60,383 | 15 | $109,571 | 0 | $0 | 0 | $0 | 1 | $48,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 10 | $106,228 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $78,345 | 44 | $67,487 | 131 | $88,753 | 10 | $25,926 | 9 | $55,128 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $56,810 | 11 | $26,610 | 13 | $85,490 | 1 | $13,320 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $62,140 | 28 | $45,032 | 60 | $78,659 | 3 | $7,820 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $140,025 | 21 | $68,500 | 1 | $35,510 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $68,350 | 7 | $117,753 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $95,990 | 65 | $56,222 | 63 | $76,041 | 13 | $17,885 | 1 | $82,560 | 6 | $21,837 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 17 | $46,662 | 13 | $68,493 | 1 | $4,440 | 0 | $0 | 1 | $39,950 |
| APPLICATIONS DENIED | 4 | $37,585 | 46 | $31,998 | 31 | $55,030 | 9 | $10,339 | 0 | $0 | 2 | $33,810 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $60,776 | 8 | $45,998 | 1 | $4,440 | 0 | $0 | 1 | $22,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 11 | $73,696 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $91,360 | 68 | $78,508 | 94 | $67,107 | 9 | $12,722 | 1 | $1,825,110 | 10 | $210,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $79,890 | 23 | $38,079 | 5 | $34,282 | 2 | $54,245 | 0 | $0 | 1 | $31,760 |
| APPLICATIONS DENIED | 0 | $0 | 59 | $35,957 | 30 | $57,866 | 4 | $10,600 | 0 | $0 | 5 | $41,248 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $56,566 | 11 | $76,278 | 0 | $0 | 0 | $0 | 1 | $22,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $37,573 | 16 | $62,583 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0017.00
, 0025.02, 0105.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $110,138 | 15 | $156,053 | 2 | $176,785 | 2 | $63,025 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $97,673 | 4 | $160,520 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $102,590 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $88,770 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $109,630 | 1 | $55,930 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $109,336 | 12 | $148,071 | 0 | $0 | 1 | $36,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $84,965 | 4 | $211,305 | 1 | $84,360 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $199,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $105,026 | 13 | $127,346 | 4 | $78,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $57,510 | 3 | $126,387 | 1 | $32,840 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $428,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $66,670 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $84,732 | 9 | $117,219 | 2 | $30,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $56,480 | 4 | $139,135 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $54,220 | 2 | $260,785 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $84,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $95,144 | 24 | $124,518 | 2 | $102,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $54,897 | 7 | $154,701 | 3 | $33,733 |
| APPLICATIONS DENIED | 1 | $45,440 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $73,945 | 2 | $48,380 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $81,386 | 22 | $95,156 | 4 | $37,728 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $54,593 | 6 | $154,855 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $46,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $42,610 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $96,633 | 17 | $97,749 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $47,545 | 4 | $78,088 | 1 | $39,950 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $57,255 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $85,464 | 7 | $89,759 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $48,820 | 2 | $97,205 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $95,515 | 11 | $80,619 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $53,260 | 1 | $133,160 |
| APPLICATIONS DENIED | 1 | $39,060 | 1 | $43,500 |
| APPLICATIONS WITHDRAWN | 2 | $93,210 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0017.00
, 0025.02, 0105.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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