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Notable locations in Gadsden: Louisville and Nashville Depot (A), Airport Industrial Park (B), Tuckahoe Golf Course (C), East Gadsden Community Center (D), Etowah County Courthouse (E), Austin R Meadows Library (F). Display/hide their locations on the map
Shopping Centers: Agricola Shopping Center (1), Gadsden Mall Shopping Center (2), Genie Drew Village Shopping Center (3). Display/hide their locations on the map
Churches in Gadsden include: West End Baptist Church (A), Wayfaring Church of God (B), Bob Locke Mission (C), Kyle Avenue Baptist Church (D), Ward Memorial Presbyterian Church (E), Walnut Park Presbyterian Church (F), Walnut Park Methodist Church (G), Walnut Park Church of Christ (H), Walnut Park Baptist Church (I). Display/hide their locations on the map
Cemeteries: McCartney Cemetery (1), Forrest Cemetery (2), Beth Israel Cemetery (3), Alabama City Cemetery (4), Tillison Cemetery (5), Crestwood Memorial Cemetery (6), Hughes Cemetery (7). Display/hide their locations on the map
Reservoirs: Goodyear Lake (A), Clayton Fish Pond (B). Display/hide their locations on the map
Streams, rivers, and creeks: Hughes Spring Branch (A), Town Creek (B), Little Wills Creek (C), Black Creek (D), Big Wills Creek (E), Horton Creek (F). Display/hide their locations on the map
Parks in Gadsden include: Sequoyah Park (1), Gadsden Kiwanis Park (2), Gadsden Moragne Park (3), Noccalula Park (4), North Gadsden Park (5), Banks Park (6), Central Recreation Area (7). Display/hide their locations on the map
Post office: Gadsden Post Office (A). Display/hide its location on the map
Tourist attractions: Imagination Place (Museums; 501 Broad Street) (1), Gadsden Cultural Arts Foundation (Museums; 501 Broad Street) (2), Mary G Hardin Center for Cultural Arts (Museums; 501 Broad Street) (3), Cycle World Honda Kawasaki Yamaha Sea-Doo (Tours & Charters; 1701 West Meighan Boulevard) (4). Display/hide their approximate locations on the map
Hotels: Best Western Gadsden Hotel and (205 Enterprise Drive) (1), Redwood Inn Motel (201 North Hood Avenue) (2), Budget Inn (2704 West Meighan Boulevard) (3), Motel 6 (1600 Rainbow Drive) (4), Super 8 Motel Gadsden (2110 Rainbow Drive) (5), Holiday Host (2464 East Meighan Boulevard) (6), Hampton Inn Gadsden (129 River Road) (7), Days Inn (1612 West Grand Avenue) (8), Town House Motel (3101 East Meighan Boulevard) (9). Display/hide their approximate locations on the map
Courts: Debtors Court (310 South 3rd Street Suite A) (1), Alabama Court Services Inc (120 Chestnut Street) (2), Council Of Aging Campbell Court (100 Campbell Court) (3), Housing Authority-Greater Gadsden - Campbell Court Rental Office (100 Campbell Court) (4), Rainbow City City - Court Clerk (3700 Rainbow Drive) (5), Medical Society Of Etowah County (1 Commerce Square) (6), U S Government - District Court Judge (600 Broad Street) (7), Court Security Main Entrance Gadsde Federal Bldg (600 Broad Street) (8). Display/hide their approximate locations on the map
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Air pollution trends in Gadsden
Pollutant: Particulate Matter (PM10): 23.3 µ/m3 in 2005 (it was 26.3 µ/m3 in 2000, 31.5 µ/m3 in 1990).
Drinking water stations with addresses in Gadsden and their reported violations in the past:
TILLISON BEND WATER AUTHORITY (Population served: 939, Purch_surface_water):
Past monitoring violations:
- Monitoring and Reporting Stage 1 - Between JAN-2006 and MAR-2006, Contaminant: TTHM. Follow-up actions: St Public Notif requested (APR-27-2006), St Violation/Reminder Notice (APR-27-2006)
- Monitoring and Reporting Stage 1 - Between JAN-2006 and MAR-2006, Contaminant: Total Haloacetic Acids (HAA5). Follow-up actions: St Public Notif requested (APR-27-2006), St Violation/Reminder Notice (APR-27-2006)
- 2 routine major monitoring violations
Drinking water stations with addresses in Gadsden that have no violations reported:
- GADSDEN WATER WORKS (Address: P O BOX 800, Population served: 47289, Primary Water Source Type: Surface_water)
- HIGHLAND WATER AUTHORITY, INC. (Population served: 5091, Primary Water Source Type: Purch_surface_water)
- NORTHEAST ETOWAH COUNTY WATER CO-OP (Population served: 4098, Primary Water Source Type: Purch_surface_water)
Residents with income below the poverty level in 2007:
| This city: | 22.9% | | Whole state: | 16.1% |
Residents with income below 50% of the poverty level in 2007:
| This city: | 10.2% | | Whole state: | 7.3% |
Detailed information about poverty and poor residents in Gadsden, AL
People in group quarters in Gadsden
- 454 people in nursing homes
- 399 people in local jails and other confinement facilities (including police lockups)
- 279 people in job corps and vocational training facilities
- 115 people in other noninstitutional group quarters
- 92 people in college dormitories (includes college quarters off campus)
- 34 people in homes or halfway houses for drug/alcohol abuse
- 20 people in homes for the mentally ill
- 13 people in training schools for juvenile delinquents
- 9 people in hospitals or wards for drug/alcohol abuse
- 9 people in homes for the mentally retarded
- 3 people in hospitals/wards and hospices for chronically ill
- 3 people in hospices or homes for chronically ill
- 3 people in agriculture workers' dormitories on farms
Gadsden compared to Alabama state average:
- Median household income below state average.
- Median house value significantly below state average.
- Black race population percentage significantly above state average.
- Median age above state average.
- Foreign-born population percentage significantly below state average.
- Institutionalized population percentage above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Gadsden (2009 data):
- Regions Bank: Gadsden Branch, Clubview Branch, Eastside Branch, Gadsden Main Office Branch. Info updated 2009-02-09: Bank assets: $142,084.0 mil, Deposits: $95,926.0 mil, headquarters in Birmingham, AL, negative income in the last year, Commercial Lending Specialization, 1946 total offices, Holding Company: Regions Financial Corporation
- Compass Bank: East Gadsden Branch at 460 George Wallace Drive, branch established on 1929-10-11; Gadsden Main Branch at 601 Broad Street, branch established on 1964-12-21. Info updated 2008-03-25: Bank assets: $62,251.3 mil, Deposits: $39,050.6 mil, headquarters in Birmingham, AL, negative income in the last year, Commercial Lending Specialization, 597 total offices, Holding Company: Banco Bilbao Vizcaya Argentaria, S.A.
- The Exchange Bank of Alabama: Noccalula Village Branch at 1321a Noccalula Road, branch established on 1996-12-07; Gadsden Branch at 230 North Third Street, branch established on 1980-03-03. Info updated 2006-11-03: Bank assets: $238.8 mil, Deposits: $199.4 mil, headquarters in Altoona, AL, positive income, Commercial Lending Specialization, 5 total offices, Holding Company: Gadsden Corporation, The
- Wachovia Bank, National Association: 250 South 7th Street Branch at 250 South 7th Street, branch established on 1982-01-02; Alabama City Office at 201 Wall Street, branch established on 1906-07-01. Info updated 2008-06-19: Bank assets: $635,476.0 mil, Deposits: $424,599.0 mil, headquarters in Charlotte, NC, negative income in the last year, 3343 total offices, Holding Company: Wells Fargo & Company
- Peoples Independent Bank: Hokes Bluff Branch at 5690 Us Highway 278 East, branch established on 2006-08-01. Info updated 2006-11-03: Bank assets: $166.4 mil, Deposits: $155.3 mil, headquarters in Boaz, AL, positive income, Commercial Lending Specialization, 5 total offices, Holding Company: Peoples Independent Bancshares, Inc.
- The Southern Bank Company: at 221 S Sixth St, branch established on 1936-06-01. Info updated 2008-07-07: Bank assets: $98.2 mil, Deposits: $80.2 mil, local headquarters, positive income, Mortgage Lending Specialization, 4 total offices, Holding Company: Southern Banc Company, Inc., The
- Colonial Bank: Gadsden Branch at 401 Broad Street, branch established on 1998-04-01. Info updated 2008-07-25: Bank assets: $25,638.7 mil, Deposits: $18,778.7 mil, headquarters in Montgomery, AL, negative income in the last year, Commercial Lending Specialization, 358 total offices, Holding Company: Colonial Bancgroup, Inc., The
- Keystone Bank: Gadsden Branch at 244 South 3rd Street, branch established on 2007-10-01. Info updated 2007-03-05: Bank assets: $114.1 mil, Deposits: $90.8 mil, headquarters in Auburn, AL, negative income in the last year, Commercial Lending Specialization, 2 total offices
Fire-safe hotels and motels in Gadsden, Alabama
- Broadway Inn, 2704 W Meighan Blvd, Gadsden, AL 35904, Phone: (256) 543-3790
- Friendly Village Inn, 2110 Rainbow Dr, Gadsden, AL 35901, Phone: (256) 547-9033, Fax: (256) 547-3041
- Gadsden Inn & Suites, 200 Albert Rains Blvd, Gadsden, AL 35901, Phone: (256) 543-7240, Fax: (256) 543-7240
- Red Roof Inn, 1600 Rainbow Dr, Gadsden, AL 35901, Phone: (256) 543-1105, Fax: (256) 543-1105
- Rodeway Inn, 3909 W Meighan Blvd, Gadsden, AL 35904, Phone: (256) 543-0323, Fax: (256) 543-0376
- Days Inn Gadsden, 1612 W Grand Ave, Gadsden, AL 35901, Phone: (256) 442-7913, Fax: (256) 442-8234
- Holiday Inn Express & Suites, 106 Walker St, Gadsden, AL 35904, Phone: (256) 691-0225, Fax: (256) 691-0230
- Comfort Suites Of Gadsden, 96 Walker St, Gadsden, AL 35904, Phone: (256) 538-5770, Fax: (256) 538-5467
- 2 other hotels and motels
All 10 fire-safe hotels and motels in Gadsden, Alabama
School Enrollment by Level of School
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2004 Presidential Election results in Etowah County Alabama:
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Most commonly used house heating fuel:
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- Utility gas (76%)
- Electricity (22%)
- Bottled, tank, or LP gas (2%)
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Religion statistics for Gadsden
| Name | Southern Baptist Convention | United Methodist Church | Church of God (Cleveland, Tennessee) | Catholic Church | Churches of Christ |
| Adherents | 68.9% | 11.9% | 4.9% | 2.9% | 2.9% |
| Congregations | 47.2% | 18.2% | 7.0% | 0.5% | 7.0% |
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| Name | Assemblies of God | Episcopal Church | Presbyterian Church in America | Church of Jesus Christ of Latter-day Saints | Other religions |
| Adherents | 1.2% | 0.8% | 0.8% | 0.8% | 4.9% |
| Congregations | 3.7% | 0.9% | 1.4% | 0.5% | 13.6% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
17 | $94,812 | $66,926 | 1 | $908 |
| Other Government Administration |
14 | $93,855 | $80,447 | 10 | $15,439 |
| Judicial and Legal |
9 | $46,952 | $62,603 | 1 | $1,400 |
| Police Protection - Officers |
88 | $438,803 | $59,837 | 0 | $0 |
| Firefighters |
111 | $569,246 | $61,540 | 0 | $0 |
| Fire - Other |
1 | $4,261 | $51,132 | 1 | $2,033 |
| Streets and Highways |
39 | $143,128 | $44,039 | 4 | $4,544 |
| Airports |
3 | $13,818 | $55,272 | 1 | $1,586 |
| Welfare |
1 | $1,904 | $22,848 | 3 | $3,025 |
| Health |
3 | $11,024 | $44,096 | 3 | $4,473 |
| Solid Waste Management |
63 | $201,059 | $38,297 | 13 | $17,610 |
| Sewerage |
17 | $75,727 | $53,454 | 0 | $0 |
| Parks and Recreation |
34 | $119,760 | $42,268 | 80 | $90,786 |
| Housing and Community Development(Local) |
4 | $19,625 | $58,875 | 0 | $0 |
| Water Supply |
64 | $290,609 | $54,489 | 0 | $0 |
| Transit |
4 | $18,044 | $54,132 | 24 | $33,204 |
| Local Libraries |
17 | $71,347 | $50,363 | 11 | $12,135 |
| Other and Unallocable |
80 | $360,436 | $54,065 | 21 | $22,987 |
| Totals for Government |
569 | $2,574,410 | $54,293 | 173 | $210,130 |
Gadsden government finances in 2006:
- Bond Funds - Cash and Securities: $7,269,000
- Charges - Sewerage: $3,510,000
Solid Waste Management: $2,173,000
All Other: $1,578,000
Air Transportation: $862,000
Parks and Recreation: $734,000
- Construction - General - Other: $8,340,000
Parks and Recreation: $5,401,000
General Public Buildings: $1,747,000
Air Transportation: $1,512,000
Water Utilities: $1,090,000
Sewerage: $726,000
Regular Highways: $594,000
- Current Operations - Police Protection: $9,175,000
Parks and Recreation: $8,066,000
Local Fire Protection: $8,011,000
General - Other: $5,651,000
Solid Waste Management: $4,603,000
Water Utilities: $4,125,000
Sewerage: $3,784,000
Housing and Community Development: $2,922,000
Regular Highways: $2,387,000
Air Transportation: $925,000
Protective Inspection and Regulation, NEC: $862,000
Central Staff Services: $703,000
Judicial and Legal Services: $641,000
Financial Administration: $455,000
General Public Buildings: $269,000
Public Welfare - Other: $173,000
Libraries: $66,000
- DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $17,928,000
- Federal Intergovernmental - Housing and Community Development: $1,074,000
- General - Interest on Debt: $4,503,000
- Intergovernmental to Local NEC - General - Other: $4,004,000
Elementary and Secondary Education: $622,000
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $18,628,000
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $700,000
- Long Term Debt Retired Unspecified Public Purpose: $18,085,000
- Miscellaneous - General Revenue, NEC: $5,179,000
Interest Earnings: $2,118,000
Fines and Forfeits: $682,000
Sale of Property: $581,000
- NEW for 2005 - Long Term Debt Outstanding Unspecified Public Purpose: $74,074,000
Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $73,344,000
Long Term Debt Issue, Unspecified Public Purpose: $18,815,000
- Other Capital Outlay - Libraries: $545,000
General - Other: $384,000
Financial Administration: $319,000
- Other Funds - Cash and Securities: $19,619,000
- Revenue - Water Utilities: $5,542,000
- Sinking Funds - Cash and Securities: $19,591,000
- State Intergovernmental - All Other: $2,061,000
Highways: $1,368,000
General Local Government Support: $189,000
Public Welfare: $123,000
- Tax - General Sales and Gross Receipts: $23,006,000
Individual Income: $12,139,000
Occupation and Business License, NEC: $5,171,000
Property: $3,099,000
Tobacco Products Sales: $590,000
Motor Fuels Sales: $555,000
Alcoholic Beverage Sales: $502,000
Other Selective Sales: $416,000
NEC: $396,000
Other License: $160,000
- Total Salaries and Wages: $22,824,000
- Water Utilities - Interest on Debt: $299,000
5.14% of this county's 2006 resident taxpayers lived in other counties in 2005 ($30,843 average adjusted gross income) | Here: | 5.14% | | Alabama average: | 6.81% |
0.03% of residents moved from foreign countries ($145 average AGI)| Etowah County: | 0.03% | | Alabama average: | 0.14% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
4.85% of this county's 2005 resident taxpayers moved to other counties in 2006 ($32,893 average adjusted gross income) | Here: | 4.85% | | Alabama average: | 6.16% |
0.03% of residents moved to foreign countries ($202 average AGI)| Etowah County: | 0.03% | | Alabama average: | 0.06% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Gadsden:
- WAAX (570 AM; 5 kW; GADSDEN, AL; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WJBY (930 AM; 5 kW; RAINBOW CITY, AL; Owner: GADSDEN BROADCASTING COMPANY, INC.)
- WMGJ (1240 AM; 1 kW; GADSDEN, AL; Owner: FLOYD L. DONALD BROADCASTING CO. INC)
- WGAD (1350 AM; 5 kW; GADSDEN, AL; Owner: DEKALB COUNTY COMMUNITY RADIO, INC.)
- WNSI (810 AM; 50 kW; JACKSONVILLE, AL; Owner: UNITED BROADCASTING NETWORK, INC.)
- WDJC (850 AM; 50 kW; BIRMINGHAM, AL; Owner: KIMTRON, INC.)
- WKNG (1060 AM; daytime; 50 kW; TALLAPOOSA, GA; Owner: WKNG, INC.)
- WJOX (690 AM; 50 kW; BIRMINGHAM, AL; Owner: CITADEL BROADCASTING COMPANY)
- WAPI (1070 AM; 50 kW; BIRMINGHAM, AL; Owner: CITADEL BROADCASTING COMPANY)
- WWAM (820 AM; daytime; 50 kW; JASPER, TN; Owner: SHELTON BROADCASTING SYSTEM)
- WGST (640 AM; 50 kW; ATLANTA, GA; Owner: CITICASTERS LICENSES, L.P.)
- WLOR (1550 AM; 50 kW; HUNTSVILLE, AL; Owner: BCA RADIO, LLC)
- WFTD (1080 AM; daytime; 50 kW; MARIETTA, GA; Owner: PRIETO ENTERPRISES, INC.)
Strongest FM radio stations in Gadsden:
- WSGN (91.5 FM; GADSDEN, AL; Owner: GADSDEN STATE COMMUNITY COLLEGE)
- WQSB (105.1 FM; ALBERTVILLE, AL; Owner: SAND MOUNTAIN BROADCASTING SERVICE, INC.)
- WTBB (89.9 FM; GADSDEN, AL; Owner: TRINITY CHRISTIAN ACADEMY)
- WGMZ (93.1 FM; GLENCOE, AL; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WKXX (102.9 FM; ATTALLA, AL; Owner: BROADCAST MEDIA LLC)
- WRHY (105.9 FM; CENTRE, AL; Owner: WILLIAMS COMMUNICATIONS, INC.)
- WLJS-FM (91.9 FM; JACKSONVILLE, AL; Owner: BD. OF TRUSTEES/JACKSONVILLE STATE UNIVERSITY)
- WTBJ (91.3 FM; OXFORD, AL; Owner: TRINITY CHRISTIAN ACADEMY)
- W269AN (101.7 FM; GADSDEN, AL; Owner: JOHN S. LA TOUR/J & J B/C)
- WVOK-FM (97.9 FM; OXFORD, AL; Owner: WOODARD BROADCASTING CO. INC.)
- WRAX (107.7 FM; BIRMINGHAM, AL; Owner: CITADEL BROADCASTING COMPANY)
- WYDE-FM (101.1 FM; CULLMAN, AL; Owner: KIMTRON, INC.)
- WGRW (90.7 FM; ANNISTON, AL; Owner: WORD WORKS, INC.)
- W269AX (101.7 FM; ANNISTON, AL; Owner: BIBLE BROADCASTING NETWORK, INC.)
- WJCK (88.3 FM; PIEDMONT, AL; Owner: IMMANUEL BROADCASTING NETWORK, INC.)
- WTWX-FM (95.9 FM; GUNTERSVILLE, AL; Owner: GUNTERSVILLE BROADCASTING CO., INC.)
- WAFN-FM (92.7 FM; ARAB, AL; Owner: FUN MEDIA GROUP, INC.)
TV broadcast stations around Gadsden:
- WPXH (Channel 44; GADSDEN, AL; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
- WTJP (Channel 60; GADSDEN, AL; Owner: TRINITY BROADCASTING NETWORK)
- W15AP (Channel 15; GADSDEN, AL; Owner: WBRC LICENSE, INC.)
Fatal accident count (per 100,000 population)
See more detailed statistics of Gadsden fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 61
Total length: 623 meters (2,044ft)
Total costs: $119,795,000
Total average daily traffic: 683,230
Total average daily truck traffic: 60,278
New bridges - Historical Statistics
- 1920-1929: 1
- 1930-1939: 4
- 1940-1949: 8
- 1950-1959: 8
- 1960-1969: 3
- 1970-1979: 3
- 1980-1989: 33
- 1990-1999: 1
See Full National Bridge Inventory Statistics for Gadsden, AL
FCC Registered Cell Phone Towers: 3 (See the full list of FCC Registered Cell Phone Towers in Gadsden)
FCC Registered Antenna Towers: 34 (See the full list of FCC Registered Antenna Towers)
FCC Registered Commercial Land Mobile Towers: 3 (See the full list of FCC Registered Commercial Land Mobile Towers in Gadsden, AL)
FCC Registered Private Land Mobile Towers: 53 (See the full list of FCC Registered Private Land Mobile Towers)
FCC Registered Broadcast Land Mobile Towers: 4 (See the full list of FCC Registered Broadcast Land Mobile Towers)
FCC Registered Microwave Towers: 19 (See the full list of FCC Registered Microwave Towers in this town)
FCC Registered Paging Towers: 4 (See the full list of FCC Registered Paging Towers)
FCC Registered Maritime Coast & Aviation Ground Towers: 3 (See the full list of FCC Registered Maritime Coast & Aviation Ground Towers)
FCC Registered Amateur Radio Licenses: 189 (See the full list of FCC Registered Amateur Radio Licenses in Gadsden)
FAA Registered Aircraft Manufacturers and Dealers: 1 (See the full list of FAA Registered Manufacturers and Dealers in Gadsden)
FAA Registered Aircrafts: 52 (See the full list of FAA Registered Aircrafts)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $49,892 | 298 | $72,896 | 296 | $82,263 | 65 | $38,545 | 1 | $345,920 | 147 | $53,451 | 2 | $40,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $79,677 | 25 | $62,606 | 54 | $70,552 | 19 | $17,558 | 0 | $0 | 8 | $48,321 | 5 | $52,890 |
| APPLICATIONS DENIED | 7 | $98,126 | 79 | $61,691 | 272 | $72,031 | 123 | $33,320 | 0 | $0 | 33 | $56,924 | 12 | $48,962 |
| APPLICATIONS WITHDRAWN | 2 | $54,335 | 16 | $112,570 | 81 | $64,022 | 10 | $38,795 | 0 | $0 | 7 | $46,370 | 1 | $21,720 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 19 | $73,226 | 23 | $103,756 | 2 | $89,545 | 0 | $0 | 4 | $53,593 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $71,608 | 312 | $68,245 | 320 | $74,919 | 81 | $34,302 | 1 | $889,960 | 119 | $55,412 | 9 | $29,867 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $78,260 | 41 | $75,678 | 90 | $72,279 | 21 | $27,290 | 0 | $0 | 13 | $46,925 | 14 | $52,695 |
| APPLICATIONS DENIED | 4 | $53,578 | 103 | $59,557 | 295 | $69,565 | 113 | $31,925 | 0 | $0 | 36 | $52,758 | 25 | $57,191 |
| APPLICATIONS WITHDRAWN | 4 | $52,470 | 29 | $75,641 | 127 | $93,208 | 16 | $53,838 | 0 | $0 | 14 | $48,424 | 1 | $59,950 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $20,510 | 13 | $68,565 | 41 | $91,300 | 4 | $57,628 | 0 | $0 | 2 | $56,870 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $76,807 | 290 | $73,323 | 347 | $76,403 | 67 | $43,532 | 1 | $207,210 | 118 | $52,997 | 5 | $44,324 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 38 | $71,894 | 100 | $60,256 | 16 | $38,654 | 0 | $0 | 6 | $35,623 | 10 | $46,429 |
| APPLICATIONS DENIED | 3 | $51,230 | 112 | $58,244 | 320 | $64,277 | 113 | $24,390 | 1 | $1,498,000 | 33 | $43,454 | 28 | $55,348 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 42 | $77,936 | 112 | $93,216 | 25 | $109,273 | 0 | $0 | 12 | $85,233 | 1 | $20,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $72,239 | 29 | $81,046 | 3 | $32,983 | 0 | $0 | 1 | $61,760 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $66,871 | 237 | $65,947 | 345 | $71,976 | 55 | $31,942 | 2 | $1,310,170 | 118 | $40,515 | 4 | $27,228 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,000 | 29 | $70,028 | 157 | $58,751 | 11 | $45,038 | 0 | $0 | 9 | $49,010 | 4 | $40,130 |
| APPLICATIONS DENIED | 6 | $83,390 | 63 | $61,218 | 311 | $59,451 | 105 | $25,025 | 0 | $0 | 23 | $37,913 | 9 | $38,127 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 15 | $74,329 | 79 | $79,118 | 14 | $36,424 | 0 | $0 | 6 | $41,605 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $114,930 | 9 | $71,396 | 78 | $80,393 | 4 | $55,435 | 0 | $0 | 2 | $153,780 | 1 | $95,270 |
Aggregated Statistics For Year 2003 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $63,377 | 242 | $66,592 | 488 | $77,389 | 42 | $23,671 | 2 | $1,731,625 | 93 | $49,686 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $52,880 | 32 | $60,835 | 133 | $61,085 | 3 | $24,787 | 0 | $0 | 5 | $43,844 |
| APPLICATIONS DENIED | 4 | $71,345 | 82 | $50,545 | 318 | $63,298 | 54 | $20,643 | 0 | $0 | 22 | $63,353 |
| APPLICATIONS WITHDRAWN | 4 | $50,125 | 21 | $68,541 | 104 | $70,449 | 6 | $25,893 | 0 | $0 | 3 | $81,827 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $40,890 | 5 | $83,006 | 39 | $57,360 | 5 | $36,242 | 0 | $0 | 2 | $48,635 |
Aggregated Statistics For Year 2002 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $70,362 | 251 | $63,824 | 406 | $75,186 | 45 | $20,219 | 3 | $2,275,747 | 86 | $57,934 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $54,753 | 30 | $55,833 | 120 | $51,957 | 2 | $15,615 | 0 | $0 | 11 | $39,091 |
| APPLICATIONS DENIED | 4 | $44,275 | 83 | $36,037 | 292 | $51,698 | 29 | $17,225 | 0 | $0 | 16 | $24,311 |
| APPLICATIONS WITHDRAWN | 3 | $93,460 | 14 | $70,111 | 90 | $69,148 | 0 | $0 | 0 | $0 | 4 | $49,495 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $53,064 | 48 | $74,854 | 0 | $0 | 0 | $0 | 3 | $24,660 |
Aggregated Statistics For Year 2001 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $58,699 | 241 | $53,009 | 437 | $68,977 | 52 | $17,675 | 3 | $605,403 | 79 | $29,429 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $123,030 | 31 | $41,599 | 69 | $49,539 | 9 | $27,080 | 0 | $0 | 8 | $26,684 |
| APPLICATIONS DENIED | 1 | $81,090 | 82 | $38,919 | 256 | $47,552 | 39 | $16,535 | 0 | $0 | 19 | $28,878 |
| APPLICATIONS WITHDRAWN | 1 | $91,240 | 14 | $67,284 | 95 | $55,283 | 4 | $37,570 | 0 | $0 | 6 | $25,303 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $42,190 | 3 | $66,853 | 27 | $64,001 | 0 | $0 | 0 | $0 | 1 | $57,170 |
Aggregated Statistics For Year 2000 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $62,532 | 227 | $55,515 | 252 | $51,016 | 66 | $20,528 | 1 | $281,210 | 68 | $36,021 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $42,292 | 38 | $49,037 | 41 | $42,701 | 8 | $28,714 | 0 | $0 | 5 | $27,752 |
| APPLICATIONS DENIED | 12 | $45,715 | 183 | $34,938 | 180 | $49,196 | 36 | $12,581 | 0 | $0 | 27 | $26,993 |
| APPLICATIONS WITHDRAWN | 2 | $56,595 | 32 | $49,389 | 71 | $48,386 | 4 | $35,135 | 0 | $0 | 8 | $26,201 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $33,120 | 8 | $46,061 | 42 | $52,314 | 0 | $0 | 0 | $0 | 1 | $14,910 |
Aggregated Statistics For Year 1999 (Based on 7 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $63,111 | 270 | $56,775 | 330 | $54,100 | 81 | $16,477 | 1 | $156,460 | 114 | $32,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $24,920 | 65 | $37,414 | 43 | $45,766 | 16 | $14,490 | 0 | $0 | 11 | $28,703 |
| APPLICATIONS DENIED | 5 | $57,448 | 255 | $38,733 | 183 | $43,027 | 70 | $13,374 | 0 | $0 | 20 | $28,668 |
| APPLICATIONS WITHDRAWN | 2 | $52,835 | 26 | $56,407 | 65 | $47,081 | 2 | $57,605 | 0 | $0 | 2 | $13,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $64,194 | 84 | $44,191 | 0 | $0 | 0 | $0 | 7 | $33,494 |
Detailed mortgage data for all 16 tracts in Gadsden, AL
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $78,700 | 35 | $95,075 | 13 | $37,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $76,093 | 10 | $97,315 | 3 | $58,407 |
| APPLICATIONS DENIED | 2 | $76,280 | 1 | $175,220 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $52,080 | 1 | $89,920 | 1 | $32,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $73,061 | 29 | $67,680 | 14 | $42,715 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $95,433 | 4 | $142,110 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $57,460 | 3 | $142,900 | 1 | $25,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $58,420 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $75,891 | 28 | $119,473 | 5 | $60,146 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $58,496 | 4 | $87,070 | 1 | $64,180 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $97,477 | 1 | $337,330 | 1 | $77,370 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $66,547 | 29 | $86,255 | 12 | $58,089 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $49,509 | 6 | $99,247 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $57,515 | 0 | $0 | 1 | $22,330 |
| APPLICATIONS WITHDRAWN | 5 | $44,704 | 1 | $301,010 | 2 | $51,390 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $136,250 | 1 | $62,450 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $64,562 | 74 | $84,556 | 12 | $52,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $84,239 | 16 | $84,171 | 2 | $73,290 |
| APPLICATIONS DENIED | 1 | $66,610 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $52,160 | 2 | $81,645 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $75,695 | 51 | $69,825 | 11 | $39,554 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $66,242 | 15 | $86,989 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $54,160 | 3 | $56,203 |
| APPLICATIONS WITHDRAWN | 2 | $162,315 | 5 | $72,076 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $48,030 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $63,108 | 67 | $83,960 | 4 | $54,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $54,332 | 10 | $91,017 | 2 | $28,405 |
| APPLICATIONS DENIED | 1 | $63,370 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $70,980 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $43,010 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $69,580 | 23 | $58,402 | 7 | $37,193 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $50,099 | 4 | $61,383 | 2 | $29,705 |
| APPLICATIONS DENIED | 1 | $55,780 | 2 | $119,785 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $73,460 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 7 full and 9 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $61,893 | 25 | $59,959 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $52,866 | 2 | $90,435 |
| APPLICATIONS DENIED | 2 | $71,600 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $48,445 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 340
- Hazardous Condition: 45
- Service Call: 5
- Good Intent Call: 1
See Full 2006 National Fire Incident Reporting System Statistics for Gadsden, AL
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