Estimated median household income in 2007: $32,925
| This zip code: | $32,925 | | Ohio: | $46,597 |
Nearest zip codes: 44052, 44054, 44053, 44035, 44001, 44011.
Lorain Zip Code Map
Housing units in zip code 44055 with a mortgage: 3,144 (481 second mortgage, 324 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 1,680
Median monthly owner costs for units with a mortgage: $915
Median monthly owner costs for units without a mortgage: $293
Residents with income below the poverty level in 2007:
| This zip code: | 24.4% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 13.5% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.3 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 44055 include: Mount Zion Baptist Church (A), New Hope Baptist Church (B), Pentecostal Church of God (C), Principe De Paz Hispanic Lutheran Church (D), Sacred Heart Roman Catholic Church (E), First Baptist Chapel (F), First Spanish Baptist Church (G), First United Presbyterian Church (H), Saint Cyril and Methodius Roman Catholic Church (I). Display/hide their locations on the map
Cemetery: Salem Cemetery (1). Display/hide its location on the map
Parks in zip code 44055 include: Porath Park (1), John Repko Field (2), Maple Park (3), Oakwood Park (4), Fulton Park (5). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 14
- 1995 to 1998: 272
- 1990 to 1994: 138
- 1980 to 1989: 269
- 1970 to 1979: 971
- 1960 to 1969: 1,361
- 1950 to 1959: 2,157
- 1940 to 1949: 1,224
- 1939 or earlier: 2,209
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Bedrooms in owner-occupied houses in Lorain, OH (44055): |
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- no bedroom: 9
- 1 bedrooms: 141
- 2 bedrooms: 905
- 3 bedrooms: 2,998
- 4 bedrooms: 817
- 5 or more bedrooms: 127
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 123
- 1 bedrooms: 588
- 2 bedrooms: 1,216
- 3 bedrooms: 891
- 4 bedrooms: 251
- 5 or more bedrooms: 33
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Vehicles available in 44055 zip code in owner-occupied houses/condos: |
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- no vehicle: 299
- 1 vehicle: 1,621
- 2 vehicles: 2,020
- 3 vehicles: 811
- 4 vehicles: 180
- 5 or more vehicles: 66
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 607
- 1 vehicle: 1,501
- 2 vehicles: 819
- 3 vehicles: 135
- 4 vehicles: 19
- 5 or more vehicles: 21
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 44055:
- Less than $100: 40
- $100 to $149: 141
- $150 to $199: 57
- $200 to $249: 339
- $250 to $299: 16
- $300 to $349: 104
- $350 to $399: 242
- $400 to $449: 406
- $450 to $499: 138
- $500 to $549: 303
- $550 to $599: 162
- $600 to $649: 199
- $650 to $699: 324
- $700 to $749: 89
- $750 to $799: 42
- $800 to $899: 25
- $1,250 to $1,499: -2,147,483,648
- $2,000 or more: -2,147,483,648
- No cash rent: 213
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Median price asked for vacant for-sale houses and condos in 2007: $71,346.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $87,161
- Black or African American householders: $85,638
- Asian householders: $111,295
- Some other race householders: $94,542
- Two or more races householders: $89,973
- Hispanic or Latino householders: $93,019
Estimated median house or condo value in 2007: $88,450 (it was $75,500 in 2000)
| 44055: | $88,450 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $84,100 - $136,900
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,150
- One, attached: 458
- Two: 695
- 3 or 4: 252
- 5 to 9: 357
- 10 to 19: 464
- 20 to 49: 63
- 50 or more: 140
- Mobile homes: 28
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 6,880 (80%)
- Carpooled: 1,384 (16%)
- Bus or trolley bus: 73 (1%)
- Motorcycle: 8 (0%)
- Bicycle: 27 (0%)
- Walked: 156 (2%)
- Other means: 23 (0%)
- Worked at home: 100 (1%)
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Travel time to work
- Less than 5 minutes: 158
- 5 to 9 minutes: 923
- 10 to 14 minutes: 1727
- 15 to 19 minutes: 1756
- 20 to 24 minutes: 1330
- 25 to 29 minutes: 542
- 30 to 34 minutes: 961
- 35 to 39 minutes: 180
- 40 to 44 minutes: 196
- 45 to 59 minutes: 477
- 60 to 89 minutes: 188
- 90 or more minutes: 113
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Neighborhoods in zip code 44055:
Percentage of zip code residents living and working in this county: 79.3%
Household type by relationship
Households: 22,604
- In family households: 20,053 (3,702 male householders, 2,198 female householders)
3,468 spouses, 8,238 children (7,627 natural, 181 adopted, 430 stepchildren), 712 grandchildren, 278 brothers or sisters, 209 parents, 485 other relatives, 763 non-relatives
- In nonfamily households: 2,551 (959 male householders (796 living alone)), 1,239 female householders (1,127 living alone)), 353 nonrelatives
- In group quarters: 135 (80 institutionalized population)
Size of family households: 2,047 2-persons, 1,433 3-persons, 1,241 4-persons, 664 5-persons, 295 6-persons, 220 7-or-more-persons.
Size of nonfamily households: 1,923 1-person, 229 2-persons, 27 3-persons, 12 4-persons, 7 5-persons.
3,301 married couples with children.
2,832 single-parent households (421 men, 2,411 women).
72.4% of residents of 44055 zip code speak English at home.
24.1% of residents speak Spanish at home (58% very well, 22% well, 16% not well, 5% not at all).
2.3% of residents speak other Indo-European language at home (72% very well, 18% well, 10% not well).
0.7% of residents speak Asian or Pacific Island language at home (69% very well, 5% well, 26% not well).
0.5% of residents speak other language at home (81% very well, 13% well, 6% not well).
Foreign born population: 889 (3.9%)
(52.2% of them are naturalized citizens)
| This zip code: | 3.9% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Mexico (28%)
- Greece (8%)
- Philippines (7%)
- Guatemala (7%)
- Dominican Republic (6%)
- United Kingdom (5%)
- Poland (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 190
- 1990 to 1994: 137
- 1985 to 1989: 78
- 1980 to 1984: 77
- 1975 to 1979: 41
- 1970 to 1974: 60
- 1970 to 1974: 67
- 1965 to 1969: 239
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White population: 14,364
Black population: 3,483
American Indian population: 140
Asian population: 46
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 3,570
Two or more races population: 1,084

First ancestries reported:
|  Other groups: 10028 |
|  German: 1671 |
|  Irish: 1443 |
|  Polish: 929 |
|  United States or American: 918 |
|  Italian: 815 |
|  Hungarian: 692 |
|  English: 583 |
|  Slovak: 350 |
|  Scotch-Irish: 203 |
|  Ukrainian: 170 |
|  Croatian: 152 |
|  Dutch: 138 |
|  French (except Basque): 137 |
|  Slovene: 131 |
|  Scottish: 97 |
|  Greek: 88 |
|  Russian: 86 |
|  Serbian: 85 |
|  Subsaharan African:: 85 |
|  African: 85 |
|  French Canadian: 76 |
|  Yugoslavian: 65 |
|  European: 64 |
|  British: 49 |
|  Swedish: 45 |
|  Lithuanian: 42 |
|  West Indian (excluding Hispanic groups):: 41 |
|  Welsh: 38 |
|  Czechoslovakian: 37 |
|  Czech: 32 |
|  Romanian: 29 |
|  Portuguese: 20 |
|  Slavic: 19 |
|  Jamaican: 16 |
|  Macedonian: 15 |
|  West Indian: 13 |
|  Arab:: 12 |
|  Lebanese: 12 |
|  Norwegian: 12 |
|  Haitian: 12 |
|  German Russian: 10 |
|  Danish: 8 |
|  Austrian: 6 |
|  Pennsylvania German: 5 |
|  Turkish: 5 |
|  Scandinavian: 4 |

Public primary/middle schools in zip code 44055 not listed on the city page:- LINCOLN ELEMENTARY SCHOOL (Students: 476; Location: 1600 E 31ST ST, LORAIN, OH; Grades: KG - 06)
- VINCENT ELEMENTARY SCHOOL (Students: 435; Location: 2303 N RIDGE RD E, LORAIN, OH; Grades: PK - 03)
- PALM ELEMENTARY SCHOOL (Students: 229; Location: 3330 PALM AVE, LORAIN, OH; Grades: 04 - 06)
Facitilies with environmental interests located in this zip code:
- BP OIL CO SITE 01957 (2803 BROADWAY AVE in LORAIN, OH)
AIR MINOR (AIRS/AFS)
STATE MASTER (Ohio general info) - RCRA-OHD987024684, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -47-5541-168-3, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: BP OIL COMPANY (CONTACT/OWNER)
Alternative names: BP OIL COMPANY #1957
- BP OIL CO SITE 05208 (3059 GROVE AVE in LORAIN, OH)
AIR MINOR (AIRS/AFS)
STATE MASTER (Ohio general info) - RCRA-OHD987024445, HAZARDOUS WASTE PROGRAM, AIR MAJOR, -47-5541-168-10, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: BP OIL COMPANY (CONTACT/OWNER)
Alternative names: BP OIL CO. # 052080, BP PRODUCTS NA #22466/05208
- BILLS AUTO BODY REPAIR (1534 E 28TH ST in LORAIN, OH)
STATE MASTER (Ohio general info) - RCRA-OHD987025525, HAZARDOUS WASTE PROGRAM
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: PONGRACZ GARY (CONTACT/OWNER)
- ARGENTI AUTOMOTIVE (4381 ELYRIA AVE in LORAIN, OH)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ARGENTI WILLIAM (CONTACT/OWNER)
- CERTIFIED AUTO AND TRUCK (1405 E 28TH in LORAIN, OH)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: HAKAIM TOM (CONTACT/OWNER)
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (90%)
- Electricity (7%)
- Bottled, tank, or LP gas (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 15165
- Northeast: 1245
- Midwest: 466
- South: 2223
- West: 211
55% of the 44055 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 81% lived in this county.
Out of people who lived in different counties, 54% lived in Ohio.
Population in 1990: 22,919. Population change in the 1990s: -221 (-1.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 320
| Here: | 8.7% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 79
| Here: | 5.9% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 110
| Here: | 18.1% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Finance and Insurance: Commercial Banking (500-999 employees: 1 establishment, 20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
- Utilities: Natural Gas Distribution (100-249: 1)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 72 people in nursing homes
- 35 people in other noninstitutional group quarters
- 17 people in other types of correctional institutions
- 10 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $78,730 | 160 | $65,670 | 367 | $69,696 | 74 | $25,942 | 4 | $703,150 | 151 | $59,028 | 1 | $13,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $71,165 | 37 | $50,405 | 87 | $74,666 | 12 | $37,080 | 0 | $0 | 32 | $69,845 | 2 | $22,885 |
| APPLICATIONS DENIED | 13 | $63,171 | 123 | $65,149 | 561 | $80,878 | 130 | $33,612 | 0 | $0 | 104 | $64,139 | 4 | $62,353 |
| APPLICATIONS WITHDRAWN | 9 | $47,938 | 25 | $58,899 | 158 | $84,740 | 15 | $16,339 | 0 | $0 | 26 | $53,543 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 19 | $79,240 | 56 | $75,389 | 0 | $0 | 0 | $0 | 8 | $55,941 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $82,384 | 381 | $70,633 | 546 | $71,819 | 113 | $29,970 | 7 | $145,553 | 234 | $62,299 | 6 | $50,765 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $90,535 | 57 | $61,158 | 138 | $72,424 | 18 | $28,276 | 0 | $0 | 25 | $71,864 | 1 | $22,000 |
| APPLICATIONS DENIED | 19 | $81,653 | 171 | $70,796 | 623 | $77,465 | 190 | $28,012 | 2 | $3,475 | 88 | $64,478 | 9 | $45,341 |
| APPLICATIONS WITHDRAWN | 11 | $90,854 | 66 | $62,607 | 288 | $83,576 | 23 | $39,888 | 0 | $0 | 43 | $72,576 | 6 | $81,985 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 27 | $67,672 | 69 | $76,283 | 4 | $40,708 | 0 | $0 | 28 | $65,136 | 1 | $74,250 |
Aggregated Statistics For Year 2005 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $88,871 | 436 | $67,596 | 664 | $74,393 | 131 | $27,031 | 4 | $571,755 | 256 | $62,848 | 6 | $31,548 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $113,895 | 86 | $67,093 | 144 | $74,044 | 32 | $31,648 | 2 | $228,000 | 23 | $67,214 | 4 | $97,890 |
| APPLICATIONS DENIED | 17 | $80,229 | 171 | $71,766 | 877 | $80,194 | 266 | $23,467 | 0 | $0 | 79 | $57,683 | 12 | $49,871 |
| APPLICATIONS WITHDRAWN | 2 | $109,240 | 63 | $84,724 | 481 | $92,603 | 67 | $107,190 | 2 | $212,000 | 49 | $71,279 | 2 | $88,805 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $100,000 | 27 | $82,130 | 61 | $88,009 | 1 | $106,070 | 0 | $0 | 4 | $66,300 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $84,346 | 403 | $65,600 | 746 | $71,940 | 97 | $31,873 | 1 | $6,750,000 | 213 | $60,536 | 1 | $87,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $56,000 | 100 | $63,062 | 203 | $73,344 | 17 | $39,516 | 0 | $0 | 35 | $54,991 | 8 | $30,183 |
| APPLICATIONS DENIED | 21 | $87,400 | 138 | $68,778 | 965 | $78,062 | 181 | $26,392 | 0 | $0 | 96 | $57,079 | 3 | $28,397 |
| APPLICATIONS WITHDRAWN | 4 | $97,988 | 40 | $71,111 | 362 | $80,124 | 35 | $52,043 | 0 | $0 | 35 | $68,103 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $80,075 | 13 | $60,612 | 153 | $78,822 | 1 | $74,070 | 0 | $0 | 23 | $66,775 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $86,484 | 296 | $68,535 | 895 | $70,350 | 75 | $12,649 | 6 | $171,000 | 162 | $63,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $62,737 | 43 | $71,997 | 208 | $70,902 | 17 | $11,172 | 0 | $0 | 34 | $71,875 |
| APPLICATIONS DENIED | 7 | $79,821 | 105 | $68,160 | 727 | $72,455 | 150 | $13,304 | 0 | $0 | 59 | $65,026 |
| APPLICATIONS WITHDRAWN | 12 | $84,847 | 65 | $76,818 | 318 | $76,568 | 11 | $30,497 | 0 | $0 | 34 | $55,294 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $49,580 | 24 | $63,228 | 117 | $77,727 | 0 | $0 | 0 | $0 | 8 | $56,550 |
Aggregated Statistics For Year 2002 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $76,516 | 295 | $65,188 | 930 | $69,774 | 103 | $11,977 | 4 | $121,440 | 222 | $63,464 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $69,582 | 59 | $68,899 | 303 | $73,478 | 30 | $10,844 | 0 | $0 | 42 | $70,400 |
| APPLICATIONS DENIED | 12 | $80,728 | 69 | $66,538 | 664 | $70,254 | 185 | $11,533 | 0 | $0 | 45 | $61,415 |
| APPLICATIONS WITHDRAWN | 11 | $68,666 | 26 | $67,174 | 302 | $72,486 | 13 | $17,912 | 2 | $746,175 | 19 | $61,506 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $57,340 | 112 | $77,511 | 5 | $19,218 | 0 | $0 | 8 | $65,950 |
Aggregated Statistics For Year 2001 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 198 | $75,134 | 265 | $66,042 | 906 | $64,486 | 89 | $12,750 | 8 | $258,226 | 132 | $52,727 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $75,133 | 33 | $65,156 | 281 | $63,302 | 34 | $16,294 | 1 | $18,360,000 | 23 | $52,302 |
| APPLICATIONS DENIED | 12 | $65,267 | 97 | $60,671 | 835 | $66,746 | 220 | $11,792 | 0 | $0 | 69 | $51,207 |
| APPLICATIONS WITHDRAWN | 18 | $74,723 | 38 | $59,349 | 362 | $68,624 | 27 | $18,897 | 0 | $0 | 19 | $49,091 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $68,043 | 15 | $68,098 | 88 | $77,788 | 7 | $40,829 | 0 | $0 | 8 | $49,785 |
Aggregated Statistics For Year 2000 (Based on 9 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 168 | $75,071 | 310 | $58,536 | 497 | $57,613 | 161 | $11,772 | 8 | $1,039,662 | 156 | $56,058 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $43,238 | 43 | $60,370 | 208 | $61,376 | 70 | $19,175 | 0 | $0 | 26 | $60,798 |
| APPLICATIONS DENIED | 13 | $75,568 | 122 | $63,124 | 744 | $60,317 | 237 | $13,427 | 0 | $0 | 88 | $62,569 |
| APPLICATIONS WITHDRAWN | 11 | $82,926 | 49 | $56,144 | 324 | $63,755 | 32 | $28,988 | 0 | $0 | 30 | $55,528 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $48,637 | 81 | $60,622 | 5 | $23,402 | 0 | $0 | 15 | $68,495 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $72,584 | 168 | $59,970 | 427 | $54,379 | 100 | $13,472 | 4 | $1,006,925 | 102 | $51,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $79,940 | 25 | $49,724 | 176 | $59,525 | 44 | $11,476 | 0 | $0 | 21 | $53,709 |
| APPLICATIONS DENIED | 10 | $63,399 | 48 | $51,563 | 355 | $57,656 | 120 | $11,026 | 1 | $9,990 | 32 | $44,129 |
| APPLICATIONS WITHDRAWN | 14 | $76,312 | 24 | $67,099 | 201 | $59,330 | 16 | $26,978 | 0 | $0 | 19 | $56,997 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $50,790 | 7 | $78,036 | 63 | $58,631 | 7 | $21,941 | 0 | $0 | 3 | $49,107 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 9 full and 8 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $73,289 | 37 | $89,940 | 17 | $55,971 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $67,511 | 17 | $88,376 | 1 | $60,300 |
| APPLICATIONS DENIED | 3 | $52,177 | 0 | $0 | 1 | $47,000 |
| APPLICATIONS WITHDRAWN | 10 | $74,542 | 4 | $75,490 | 8 | $67,071 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $95,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $76,295 | 52 | $89,711 | 14 | $56,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $78,658 | 22 | $85,742 | 4 | $51,115 |
| APPLICATIONS DENIED | 3 | $87,667 | 3 | $91,717 | 2 | $82,575 |
| APPLICATIONS WITHDRAWN | 4 | $56,520 | 2 | $55,825 | 2 | $47,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $76,206 | 35 | $89,911 | 26 | $62,701 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $66,269 | 30 | $83,745 | 4 | $53,895 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $56,583 | 1 | $55,000 |
| APPLICATIONS WITHDRAWN | 4 | $70,500 | 8 | $85,153 | 1 | $52,170 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 87 | $61,643 | 64 | $84,583 | 28 | $48,455 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $87,798 | 45 | $84,896 | 5 | $75,230 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $95,420 | 1 | $95,420 |
| APPLICATIONS WITHDRAWN | 6 | $48,540 | 9 | $81,550 | 4 | $46,785 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $70,000 | 1 | $39,110 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $69,875 | 109 | $85,931 | 27 | $64,753 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $77,579 | 49 | $85,872 | 14 | $73,767 |
| APPLICATIONS DENIED | 1 | $272,700 | 2 | $72,150 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $68,992 | 11 | $79,421 | 3 | $63,637 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $78,323 | 9 | $83,467 | 2 | $64,500 |
Aggregated Statistics For Year 2002 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $69,443 | 104 | $86,952 | 34 | $71,272 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $63,547 | 48 | $84,576 | 8 | $52,905 |
| APPLICATIONS DENIED | 1 | $80,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $103,313 | 27 | $84,719 | 7 | $80,581 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $80,585 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $70,536 | 104 | $79,120 | 22 | $62,873 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $60,450 | 43 | $79,445 | 4 | $62,000 |
| APPLICATIONS DENIED | 3 | $70,293 | 7 | $104,836 | 5 | $75,168 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $92,000 | 3 | $101,173 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $59,566 | 25 | $66,878 | 30 | $49,654 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $65,502 | 14 | $73,466 | 4 | $72,660 |
| APPLICATIONS DENIED | 2 | $67,000 | 4 | $73,415 | 3 | $71,553 |
| APPLICATIONS WITHDRAWN | 2 | $35,640 | 1 | $172,800 | 2 | $35,640 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,000 | 3 | $74,163 | 3 | $71,000 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $61,636 | 23 | $74,333 | 9 | $47,834 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $62,137 | 4 | $68,485 | 1 | $20,720 |
| APPLICATIONS DENIED | 3 | $40,270 | 0 | $0 | 1 | $35,970 |
| APPLICATIONS WITHDRAWN | 1 | $20,720 | 1 | $48,680 | 1 | $20,720 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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