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Notable locations in Lorain: Beaver Creek Boat Club (A), Beaver Park Marina (B), Lorain Industrial Park (C), Lorain Country Club (D), Copper Kettle Marina (E), Pearl Avenue Industrial Park (F), Coppers Kettle Marina (G), Hot Waters Marina (H), Spitzers Marina (I), Emerald Valley Golf Course (J), West Park Industrial Park (K), Lorain Yacht Club (L), Lorain City Hall (M), Fire Station Number 1 (N), Lorain Public Library (O), Palace Civic Center (P). Display/hide their locations on the map
Shopping Centers: Oakwood Shopping Center (1), Westgate Shopping Center (2), Lorain Plaza Shopping Center (3). Display/hide their locations on the map
Churches in Lorain include: Agudath B'nai Israel Church (A), Holy Trinity Roman Catholic Church (B), Hungarian Reformed Church (C), Delaware Avenue United Methodist Church (D), Apostles Doctrine Church (E), La Inglesia De Dios (F), Lorain Baptist Church (G), Lorain Seventh Day Adventist Church (H), Lord of Life Lutheran Church (I). Display/hide their locations on the map
Cemeteries: Elmwood Cemetery (1), Claus Family Cemetery (2), Calvary Park (3). Display/hide their locations on the map
Streams, rivers, and creeks: Martin Run (A), Black River (B). Display/hide their locations on the map
Parks in Lorain include: Laurel Park (1), Lincoln Park (2), Longfellow Park (3), Hoy-Lo-Mae Park (4), Streator Park (5), Sunny Acres Park (6), Lakeview Park (7), Bartish Park (8), Homewood Park (9). Display/hide their locations on the map
Post offices: Amherst Post Office (A), Lorain Post Office (B). Display/hide their locations on the map
Tourist attractions: Black River Historical Society (Museums; 309 West 5th Street) (1), Futuretronics Pinball (Amusement & Theme Parks; 20555 North Ridge Road) (2), Dreams Bingo (4519 Ashland Avenue SuiteB) (3), Footprint Tours Inc (Tours & Charters; 209 West 6th Street Suite 12) (4). Display/hide their approximate locations on the map
Hotels: Erieview Motel (2800 West Erie Avenue) (1), Holiday Inn Elyria-Lorain (1825 Lorain Boulevard) (2). Display/hide their approximate locations on the map
Court: Federal Bureau Of Investigation (2173 North Ridge Road East) (1). Display/hide its approximate location on the map
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Air pollution trends in Lorain
Pollutant: Carbon Monoxide 2nd Max at 3 sites: 2.4 ppm in 2005 (it was 4.5 ppm in 2000, 5.3 ppm in 1990).
Pollutant: Ozone 4th Max at 5 sites: 0.086 ppm in 2005 (it was 0.078 ppm in 2000, 0.085 ppm in 1990).
Pollutant: Ozone 2nd Max at 5 sites: 0.106 ppm in 2005 (it was 0.101 ppm in 2000, 0.108 ppm in 1990).
Pollutant: Particulate Matter (PM10) Weighted Annual Mean at 7 sites: 29.7 µ/m3 in 2005 (it was 30.9 µ/m3 in 2000, 33.4 µ/m3 in 1990).
Pollutant: Particulate Matter (PM2.5) Weighted Annual Mean at 7 sites: 18.0 µ/m3 in 2005 (it was 17.6 µ/m3 in 2000).
Pollutant: Lead: 0.03 µ/m3 in 2005 (it was 0.03 µ/m3 in 2000, 0.10 µ/m3 in 1990).
Pollutant: Sulfur Oxides Annual Mean at 5 sites: 0.0061 ppm in 2005 (it was 0.0057 ppm in 2000, 0.0112 ppm in 1990).
Drinking water stations with addresses in Lorain and their reported violations in the past:
ELYRIA WATER DEPARTMENT (Population served: 68000, Surface_water):
Past health violations:
- WQP Entry Point Non-Compliance - Between JAN-2003 and JUN-2003, Contaminant: Lead & Copper Rule. Follow-up actions: St Public Notif requested (AUG-22-2003), St Violation/Reminder Notice (AUG-22-2003)
- OCCT Study Recommendation - Between JUL-1997 and DEC-2025, Contaminant: Lead & Copper Rule. Follow-up actions: St AO (w/o penalty) issued (JUL-01-1998), St Violation/Reminder Notice (JUL-10-1998), St Public Notif requested (JUL-10-1998)
Past monitoring violations:
- Treatment Technique Exceeds Turb 1 NTU - In MAR-2003, Contaminant: IESWTR. Follow-up actions: St Public Notif requested (JUN-04-2003), St Violation/Reminder Notice (JUN-04-2003), St Public Notif received (JUN-23-2003)
- Initial Water Quality Parameter WQP M&R - Between JUL-1997 and DEC-1997, Contaminant: Lead & Copper Rule. Follow-up actions: St AO (w/o penalty) issued (JUL-01-1998), St Violation/Reminder Notice (JUL-10-1998), St Public Notif requested (JUL-10-1998)
- 10 regular monitoring violations
Detailed information about poverty and poor residents in Lorain, OH
People in group quarters in Lorain
- 499 people in nursing homes
- 139 people in other noninstitutional group quarters
- 23 people in homes for the mentally retarded
- 17 people in other types of correctional institutions
- 11 people in religious group quarters
- 10 people in homes for the mentally ill
- 7 people in local jails and other confinement facilities (including police lockups)
- 6 people in hospitals/wards and hospices for chronically ill
- 6 people in hospices or homes for chronically ill
- 5 people in homes or halfway houses for drug/alcohol abuse
- 5 people in other group homes
Lorain compared to Ohio state average:
- Median house value below state average.
- Black race population percentage significantly above state average.
- Hispanic race population percentage above state average.
- Foreign-born population percentage significantly below state average.
- Number of college students below state average.
- Percentage of population with a bachelor's degree or higher significantly below state average.
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Banks with branches in Lorain (2009 data):
- The Lorain National Bank: Drive-In Branch, at 457 Broadway, Pearl Avenue Branch, Oberlin Avenue Branch. Info updated 2007-06-05: Bank assets: $1,135.5 mil, Deposits: $947.6 mil, local headquarters, positive income, Commercial Lending Specialization, 22 total offices, Holding Company: Lnb Bancorp Inc.
- JPMorgan Chase Bank, National Association: Midcities Branch, Broadway Branch, Southview Branch. Info updated 2008-09-30: Bank assets: $1,746,242.0 mil, Deposits: $1,055,765.0 mil, headquarters in Columbus, OH, positive income, International Specialization, 5491 total offices, Holding Company: Jpmorgan Chase & Co.
- Firstmerit Bank, National Association: Tower Boulevard Branch at 4200 Oberlin Ave, branch established on 1968-08-05. Info updated 2006-11-03: Bank assets: $11,082.6 mil, Deposits: $7,613.4 mil, headquarters in Akron, OH, positive income, Commercial Lending Specialization, 161 total offices, Holding Company: Firstmerit Corporation
- First Federal Savings and Loan Association of Lorain: First Federal Savings And Loan Assoc at 3721 Oberlin Avenue, branch established on 1921-01-01. Info updated 2006-11-03: Bank assets: $406.4 mil, Deposits: $331.6 mil, local headquarters, positive income, Mortgage Lending Specialization
- Fifth Third Bank: Lorain-Downtown at 559 Broadway, branch established on 1889-01-01. Info updated 2006-11-03: Bank assets: $69,459.6 mil, Deposits: $43,459.2 mil, headquarters in Cincinnati, OH, negative income in the last year, Commercial Lending Specialization, 415 total offices, Holding Company: Fifth Third Bancorp
- Buckeye Community Bank: at 105 Sheffield Center, branch established on 1999-10-12. Info updated 2006-11-03: Bank assets: $155.4 mil, Deposits: $130.6 mil, local headquarters, positive income, Commercial Lending Specialization, 1 total offices, Holding Company: Buckeye Bancshares, Inc.
- U.S. Bank National Association: Lorain-Amherst K-Mart Branch at 5350 Leavitt Road, branch established on 1993-10-25. Info updated 2008-11-25: Bank assets: $261,775.6 mil, Deposits: $171,980.0 mil, headquarters in Cincinnati, OH, positive income, Commercial Lending Specialization, 2849 total offices, Holding Company: U.S. Bancorp
School Enrollment by Level of School
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2004 Presidential Election results in Lorain County Ohio:
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Most commonly used house heating fuel:
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- Utility gas (83%)
- Electricity (14%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Religion statistics for Lorain
| Name | Catholic Church | United Methodist Church | United Church of Christ | Southern Baptist Convention | Lutheran Church |
| Adherents | 55.9% | 7.5% | 7.1% | 6.2% | 3.2% |
| Congregations | 15.7% | 11.9% | 7.2% | 7.7% | 5.5% |
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| Name | General Association of Regular Baptist Churches | Evangelical Lutheran Church in America | Christian Church (Disciples of Christ) | Assemblies of God | Other religions |
| Adherents | 2.8% | 2.2% | 1.9% | 1.5% | 11.8% |
| Congregations | 5.1% | 3.0% | 1.7% | 4.7% | 37.4% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
19 | $69,267 | $43,748 | 1 | $350 |
| Other Government Administration |
12 | $39,704 | $39,704 | 15 | $11,491 |
| Judicial and Legal |
41 | $132,716 | $38,844 | 0 | $0 |
| Police Protection - Officers |
97 | $483,046 | $59,758 | 0 | $0 |
| Police - Other |
18 | $64,177 | $42,785 | 10 | $5,657 |
| Firefighters |
73 | $390,032 | $64,115 | 0 | $0 |
| Fire - Other |
1 | $3,186 | $38,232 | 0 | $0 |
| Streets and Highways |
23 | $97,398 | $50,816 | 1 | $996 |
| Health |
23 | $86,594 | $45,179 | 0 | $0 |
| Sewerage |
51 | $228,467 | $53,757 | 0 | $0 |
| Parks and Recreation |
5 | $19,871 | $47,690 | 1 | $399 |
| Housing and Community Development(Local) |
22 | $92,902 | $50,674 | 0 | $0 |
| Water Supply |
52 | $198,815 | $45,880 | 0 | $0 |
| Other and Unallocable |
42 | $171,598 | $49,028 | 1 | $748 |
| Totals for Government |
479 | $2,077,773 | $52,053 | 29 | $19,641 |
Lorain government finances in 2006:
- Bond Funds - Cash and Securities: $2,128,000
- Charges - Sewerage: $9,649,000
All Other: $1,040,000
- Construction - General - Other: $5,226,000
Sewerage: $1,349,000
Regular Highways: $1,275,000
Water Utilities: $784,000
Judicial and Legal Services: $70,000
- Current Operations - Police Protection: $10,351,000
Local Fire Protection: $7,486,000
Housing and Community Development: $5,870,000
Sewerage: $5,753,000
Water Utilities: $5,590,000
General - Other: $3,369,000
Judicial and Legal Services: $2,567,000
Regular Highways: $2,539,000
Health - Other: $1,725,000
Financial Administration: $1,305,000
Parks and Recreation: $962,000
Protective Inspection and Regulation, NEC: $620,000
Central Staff Services: $563,000
Miscellaneous Commercial Activities, NEC: $252,000
Solid Waste Management: $46,000
- General - Interest on Debt: $2,090,000
- Intergovernmental to State - Sewerage: $1,698,000
General - Other: $849,000
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $8,645,000
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $8,645,000
- Long Term Debt Retired Unspecified Public Purpose: $2,665,000
- Miscellaneous - Fines and Forfeits: $1,366,000
General Revenue, NEC: $382,000
Interest Earnings: $322,000
Special Assessments: $73,000
- NEW for 2005 - Long Term Debt Outstanding Unspecified Public Purpose: $38,654,000
Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $38,508,000
Long Term Debt Issue, Unspecified Public Purpose: $2,811,000
- Other Capital Outlay - General - Other: $2,151,000
Housing and Community Development: $1,243,000
Local Fire Protection: $709,000
Police Protection: $574,000
Solid Waste Management: $162,000
Judicial and Legal Services: $114,000
Parks and Recreation: $65,000
Financial Administration: $64,000
Miscellaneous Commercial Activities, NEC: $43,000
Health - Other: $36,000
Protective Inspection and Regulation, NEC: $26,000
Central Staff Services: $2,000
- Other Funds - Cash and Securities: $19,771,000
- Revenue - Water Utilities: $8,556,000
- Short Term Debt Outstanding - End of Fiscal Year: $5,495,000
- Sinking Funds - Cash and Securities: $2,707,000
- State Intergovernmental - Housing and Community Development: $6,129,000
General Local Government Support: $5,170,000
Highways: $2,121,000
All Other: $1,465,000
Sewerage: $503,000
Health and Hospitals: $503,000
Water Utilities: $23,000
- Tax - Individual Income: $18,968,000
Property: $4,441,000
Other License: $1,176,000
Death and Gift: $471,000
Motor Vehicle License: $257,000
- Total Salaries and Wages: $35,207,000
- Water Utilities - Interest on Debt: $437,000
4.83% of this county's 2006 resident taxpayers lived in other counties in 2005 ($48,222 average adjusted gross income) | Here: | 4.83% | | Ohio average: | 5.31% |
0.10% of residents moved from foreign countries ($405 average AGI)| Lorain County: | 0.10% | | Ohio average: | 0.10% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
4.89% of this county's 2005 resident taxpayers moved to other counties in 2006 ($41,302 average adjusted gross income) | Here: | 4.89% | | Ohio average: | 5.79% |
0.03% of residents moved to foreign countries ($232 average AGI)| Lorain County: | 0.03% | | Ohio average: | 0.04% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Lorain:
- WDLW (1380 AM; 1 kW; LORAIN, OH)
- WKNR (850 AM; 50 kW; CLEVELAND, OH; Owner: CARON BROADCASTING, INC.)
- WHK (1220 AM; 50 kW; CLEVELAND, OH; Owner: CARON BROADCASTING, INC.)
- WJTB (1040 AM; daytime; 5 kW; NORTH RIDGEVILLE, OH; Owner: TAYLOR BROADCASTING CO)
- WTAM (1100 AM; 50 kW; CLEVELAND, OH; Owner: JACOR BROADCASTING CORPORATION)
- WJR (760 AM; 50 kW; DETROIT, MI; Owner: ABC, INC.)
- WFDF (910 AM; 50 kW; FLINT, MI; Owner: ABC, INC.)
- WWMK (1260 AM; 10 kW; CLEVELAND, OH; Owner: ABC, INC.)
- WDFN (1130 AM; 50 kW; DETROIT, MI; Owner: AMFM RADIO LICENSES, L.L.C.)
- WERE (1300 AM; 5 kW; CLEVELAND, OH)
- WCHB (1200 AM; 50 kW; TAYLOR, MI; Owner: RADIO ONE OF DETROIT, LLC)
- WWJ (950 AM; 50 kW; DETROIT, MI; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WHLO (640 AM; 5 kW; AKRON, OH; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
Strongest FM radio stations in Lorain:
- WCLV (104.9 FM; LORAIN, OH; Owner: RADIO SEAWAY, INC.)
- WNWV (107.3 FM; ELYRIA, OH; Owner: ELYRIA-LORAIN BROADCASTING CO.)
- WQAL (104.1 FM; CLEVELAND, OH; Owner: INFINITY RADIO OPERATIONS INC.)
- WMJI (105.7 FM; CLEVELAND, OH; Owner: CITICASTERS LICENSES, L.P.)
- WMVX (106.5 FM; CLEVELAND, OH; Owner: JACOR BROADCASTING CORPORATION)
- WNCX (98.5 FM; CLEVELAND, OH; Owner: INFINITY RADIO OF CLEVELAND INC.)
- WDOK (102.1 FM; CLEVELAND, OH; Owner: INFINITY RADIO OPERATIONS INC.)
- WKFM (96.1 FM; HURON, OH; Owner: ELYRIA-LORAIN BROADCASTING COMPANY)
- WNZN (89.1 FM; LORAIN, OH; Owner: THE SPANISH CULTURAL NETWORK)
- WCRF-FM (103.3 FM; CLEVELAND, OH; Owner: THE MOODY BIBLE INSTITUTE OF CHICAGO)
- WBWC (88.3 FM; BEREA, OH; Owner: BALDWIN-WALLACE COLLEGE)
- WMMS (100.7 FM; CLEVELAND, OH; Owner: CITICASTERS LICENSES, L.P.)
- WCPN (90.3 FM; CLEVELAND, OH; Owner: IDEASTREAM)
- WKSU-FM (89.7 FM; KENT, OH; Owner: KENT STATE UNIVERSITY)
- WGAR-FM (99.5 FM; CLEVELAND, OH; Owner: CITICASTERS LICENSES, L.P.)
- WGGN (97.7 FM; CASTALIA, OH; Owner: CHRISTIAN FAITH BROADCAST, INC.)
- WQMX (94.9 FM; MEDINA, OH; Owner: RUBBER CITY RADIO GROUP, INC)
- WZIP (88.1 FM; AKRON, OH; Owner: THE UNIVERSITY OF AKRON)
- WZAK (93.1 FM; CLEVELAND, OH; Owner: RADIO ONE LICENSES, LLC)
- WONE-FM (97.5 FM; AKRON, OH; Owner: RUBBER CITY RADIO GROUP, INC.)
TV broadcast stations around Lorain:
- WKYC-TV (Channel 3; CLEVELAND, OH; Owner: WKYC-TV, INC.)
- WEWS-TV (Channel 5; CLEVELAND, OH; Owner: SCRIPPS HOWARD BROADCASTING COMPANY)
- WOIO (Channel 19; SHAKER HEIGHTS, OH; Owner: RAYCOM NATIONAL, INC.)
- WBNX-TV (Channel 55; AKRON, OH; Owner: WINSTON BROADCASTING NETWORK, INC.)
- WQHS-TV (Channel 61; CLEVELAND, OH; Owner: UNIVISION CLEVELAND LLC)
- W35AX (Channel 35; CLEVELAND, OH; Owner: MEDIA-COM TELEVISION, INC.)
- WUAB (Channel 43; LORAIN, OH; Owner: RAYCOM NATIONAL, INC.)
- WVIZ (Channel 25; CLEVELAND, OH; Owner: IDEASTREAM)
- WJW (Channel 8; CLEVELAND, OH; Owner: WJW LICENSE, INC.)
- WRAP-CA (Channel 32; CLEVELAND, OH; Owner: COMMERCIAL BROADCASTING CORP.)
- WMFD-TV (Channel 68; MANSFIELD, OH; Owner: MID-STATE TELEVISION,INC.)
- WEAO (Channel 49; AKRON, OH; Owner: NORTHEASTERN EDUCATIONAL TELEVISION OF OHIO, INC.)
- WGGN-TV (Channel 52; SANDUSKY, OH; Owner: CHRISTIAN FAITH BROADCAST, INC.)
- WVPX (Channel 23; AKRON, OH; Owner: PAXSON AKRON LICENSE, INC.)
Fatal accident count (per 100,000 population)
See more detailed statistics of Lorain fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 38
Total length: 221 meters (725ft)
Total costs: $6,209,000
Total average daily traffic: 229,336
Total average daily truck traffic: 6,668
New bridges - Historical Statistics
- 1900-1909: 4
- 1910-1919: 1
- 1920-1929: 0
- 1930-1939: 5
- 1940-1949: 1
- 1950-1959: 12
- 1960-1969: 2
- 1970-1979: 4
- 1980-1989: 2
- 1990-1999: 7
See Full National Bridge Inventory Statistics for Lorain, OH
FCC Registered Cell Phone Towers: 1 (See the full list of FCC Registered Cell Phone Towers in Lorain)
FCC Registered Antenna Towers: 11 (See the full list of FCC Registered Antenna Towers)
FCC Registered Commercial Land Mobile Towers: 6 (See the full list of FCC Registered Commercial Land Mobile Towers in Lorain, OH)
FCC Registered Private Land Mobile Towers: 36 (See the full list of FCC Registered Private Land Mobile Towers)
FCC Registered Broadcast Land Mobile Towers: 2 (See the full list of FCC Registered Broadcast Land Mobile Towers)
FCC Registered Microwave Towers: 19 (See the full list of FCC Registered Microwave Towers in this town)
FCC Registered Paging Towers: 3 (See the full list of FCC Registered Paging Towers)
FCC Registered Maritime Coast & Aviation Ground Towers: 13 (See the full list of FCC Registered Maritime Coast & Aviation Ground Towers)
FCC Registered Amateur Radio Licenses: 161 (See the full list of FCC Registered Amateur Radio Licenses in Lorain)
FAA Registered Aircrafts: 10 (See the full list of FAA Registered Aircrafts in Lorain)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 16 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 98 | $95,423 | 464 | $102,366 | 695 | $83,868 | 136 | $27,310 | 12 | $909,525 | 261 | $67,470 | 5 | $25,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $62,057 | 60 | $88,185 | 157 | $97,700 | 24 | $33,999 | 0 | $0 | 35 | $70,391 | 6 | $23,167 |
| APPLICATIONS DENIED | 21 | $76,920 | 168 | $87,619 | 938 | $96,625 | 212 | $36,302 | 0 | $0 | 160 | $80,455 | 14 | $44,469 |
| APPLICATIONS WITHDRAWN | 11 | $75,701 | 56 | $88,271 | 248 | $94,703 | 20 | $31,529 | 1 | $1,499,290 | 51 | $68,976 | 1 | $38,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $187,000 | 45 | $102,490 | 101 | $105,437 | 3 | $65,000 | 0 | $0 | 21 | $95,457 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 16 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $102,617 | 839 | $86,834 | 962 | $80,747 | 189 | $27,529 | 9 | $400,150 | 374 | $64,594 | 3 | $99,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $89,250 | 150 | $81,052 | 239 | $84,983 | 32 | $21,388 | 4 | $1,225,690 | 56 | $66,284 | 4 | $17,198 |
| APPLICATIONS DENIED | 15 | $108,669 | 356 | $82,533 | 1,073 | $87,426 | 286 | $29,672 | 3 | $415,050 | 183 | $73,289 | 6 | $77,457 |
| APPLICATIONS WITHDRAWN | 16 | $90,754 | 131 | $90,284 | 478 | $93,336 | 47 | $39,020 | 2 | $162,500 | 69 | $69,408 | 8 | $86,036 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 46 | $80,511 | 132 | $93,711 | 5 | $84,868 | 0 | $0 | 31 | $70,615 | 1 | $48,000 |
Aggregated Statistics For Year 2005 (Based on 16 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 186 | $103,669 | 1,018 | $91,310 | 1,281 | $89,547 | 219 | $31,551 | 11 | $1,271,265 | 426 | $67,769 | 4 | $29,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $88,759 | 163 | $86,669 | 287 | $85,856 | 34 | $26,281 | 2 | $318,000 | 56 | $73,553 | 6 | $48,007 |
| APPLICATIONS DENIED | 18 | $108,776 | 305 | $80,560 | 1,335 | $92,194 | 345 | $28,413 | 1 | $98,640 | 152 | $70,155 | 18 | $32,519 |
| APPLICATIONS WITHDRAWN | 7 | $119,731 | 142 | $95,418 | 730 | $228,594 | 111 | $131,734 | 2 | $781,000 | 90 | $79,858 | 2 | $45,825 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $124,357 | 37 | $96,138 | 145 | $106,225 | 6 | $35,147 | 0 | $0 | 19 | $75,757 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 16 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 229 | $107,336 | 814 | $85,508 | 1,280 | $87,110 | 157 | $29,447 | 13 | $771,658 | 326 | $64,688 | 4 | $45,903 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $91,638 | 139 | $84,994 | 379 | $90,876 | 30 | $34,875 | 2 | $209,500 | 67 | $70,417 | 10 | $30,222 |
| APPLICATIONS DENIED | 21 | $96,646 | 249 | $80,329 | 1,380 | $91,083 | 250 | $26,102 | 0 | $0 | 144 | $65,519 | 8 | $36,128 |
| APPLICATIONS WITHDRAWN | 9 | $99,320 | 114 | $90,010 | 591 | $95,167 | 38 | $54,006 | 0 | $0 | 57 | $63,501 | 1 | $100,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $110,630 | 39 | $94,754 | 208 | $93,815 | 7 | $35,946 | 0 | $0 | 23 | $70,050 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 16 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 206 | $101,527 | 806 | $95,200 | 1,953 | $87,993 | 93 | $18,556 | 11 | $515,616 | 320 | $68,168 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $80,346 | 103 | $88,142 | 397 | $82,993 | 28 | $16,080 | 2 | $575,230 | 51 | $70,677 |
| APPLICATIONS DENIED | 18 | $95,054 | 149 | $81,476 | 1,146 | $87,471 | 207 | $13,682 | 0 | $0 | 89 | $74,695 |
| APPLICATIONS WITHDRAWN | 21 | $103,480 | 115 | $91,131 | 540 | $89,215 | 17 | $31,965 | 0 | $0 | 49 | $67,941 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $94,708 | 41 | $80,163 | 210 | $90,859 | 4 | $18,478 | 0 | $0 | 20 | $65,485 |
Aggregated Statistics For Year 2002 (Based on 16 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 280 | $90,074 | 616 | $93,855 | 1,755 | $83,619 | 157 | $14,211 | 7 | $718,300 | 282 | $64,724 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $87,660 | 86 | $91,233 | 475 | $78,219 | 45 | $13,465 | 1 | $67,000 | 49 | $69,225 |
| APPLICATIONS DENIED | 27 | $91,749 | 141 | $86,754 | 1,160 | $80,887 | 233 | $10,923 | 1 | $210,000 | 77 | $63,857 |
| APPLICATIONS WITHDRAWN | 21 | $103,749 | 69 | $93,710 | 550 | $83,504 | 24 | $27,525 | 1 | $750,000 | 52 | $65,912 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $70,333 | 32 | $81,839 | 196 | $81,536 | 8 | $37,704 | 0 | $0 | 15 | $64,091 |
Aggregated Statistics For Year 2001 (Based on 16 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 385 | $89,310 | 587 | $84,900 | 1,620 | $76,222 | 192 | $16,774 | 7 | $694,301 | 233 | $55,382 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $88,533 | 64 | $71,713 | 361 | $68,941 | 53 | $19,545 | 0 | $0 | 35 | $68,631 |
| APPLICATIONS DENIED | 20 | $92,715 | 163 | $71,075 | 1,294 | $70,288 | 258 | $11,860 | 1 | $1,100,000 | 106 | $65,507 |
| APPLICATIONS WITHDRAWN | 26 | $88,473 | 74 | $88,132 | 613 | $76,037 | 40 | $14,109 | 0 | $0 | 49 | $69,552 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $77,732 | 26 | $73,940 | 156 | $79,765 | 5 | $32,402 | 0 | $0 | 14 | $53,586 |
Aggregated Statistics For Year 2000 (Based on 16 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 336 | $84,146 | 571 | $77,800 | 812 | $63,519 | 250 | $13,009 | 12 | $641,060 | 226 | $59,382 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $109,224 | 65 | $63,486 | 307 | $64,785 | 114 | $16,119 | 0 | $0 | 42 | $60,067 |
| APPLICATIONS DENIED | 26 | $94,113 | 215 | $65,826 | 1,063 | $64,395 | 327 | $14,639 | 0 | $0 | 115 | $56,649 |
| APPLICATIONS WITHDRAWN | 23 | $83,991 | 111 | $71,020 | 462 | $65,470 | 55 | $24,854 | 0 | $0 | 42 | $66,107 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $74,667 | 22 | $62,469 | 113 | $69,201 | 5 | $28,178 | 0 | $0 | 15 | $62,000 |
Aggregated Statistics For Year 1999 (Based on 16 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 368 | $81,361 | 621 | $79,817 | 1,239 | $62,778 | 276 | $13,004 | 15 | $543,156 | 298 | $55,527 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $136,460 | 70 | $68,556 | 491 | $63,888 | 105 | $10,937 | 0 | $0 | 48 | $55,399 |
| APPLICATIONS DENIED | 18 | $65,719 | 194 | $59,150 | 895 | $63,492 | 371 | $13,384 | 2 | $7,495 | 72 | $46,554 |
| APPLICATIONS WITHDRAWN | 27 | $79,071 | 80 | $70,228 | 516 | $62,344 | 49 | $27,772 | 1 | $1,700,000 | 41 | $57,650 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $67,663 | 26 | $76,027 | 171 | $68,760 | 12 | $17,143 | 0 | $0 | 15 | $68,327 |
Detailed mortgage data for all 22 tracts in Lorain, OH
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 16 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 215 | $102,209 | 80 | $115,216 | 31 | $76,106 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $133,445 | 28 | $117,705 | 8 | $77,490 |
| APPLICATIONS DENIED | 5 | $97,522 | 2 | $123,000 | 2 | $82,570 |
| APPLICATIONS WITHDRAWN | 9 | $74,697 | 7 | $120,057 | 3 | $72,757 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $100,757 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 146 | $111,272 | 70 | $106,092 | 24 | $61,276 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $103,766 | 37 | $107,918 | 8 | $52,375 |
| APPLICATIONS DENIED | 5 | $66,312 | 2 | $88,475 | 4 | $66,250 |
| APPLICATIONS WITHDRAWN | 11 | $136,898 | 7 | $113,650 | 2 | $64,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $54,940 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 166 | $97,256 | 93 | $113,366 | 45 | $66,984 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $103,241 | 54 | $116,065 | 12 | $63,083 | 2 | $101,005 |
| APPLICATIONS DENIED | 2 | $52,485 | 3 | $70,327 | 3 | $50,650 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $110,658 | 10 | $117,084 | 4 | $82,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $107,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 16 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $96,083 | 116 | $99,677 | 41 | $58,187 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 27 | $104,272 | 81 | $102,932 | 10 | $75,992 |
| APPLICATIONS DENIED | 1 | $110,000 | 4 | $82,630 | 2 | $83,760 |
| APPLICATIONS WITHDRAWN | 9 | $76,268 | 26 | $99,920 | 3 | $92,137 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $63,000 | 3 | $70,000 | 1 | $72,000 |
Aggregated Statistics For Year 2003 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 204 | $97,336 | 215 | $103,520 | 65 | $65,917 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $101,163 | 120 | $109,197 | 18 | $84,550 |
| APPLICATIONS DENIED | 3 | $166,603 | 3 | $89,000 | 2 | $110,000 |
| APPLICATIONS WITHDRAWN | 8 | $72,545 | 20 | $93,111 | 6 | $73,538 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $197,883 | 17 | $95,318 | 6 | $90,363 |
Aggregated Statistics For Year 2002 (Based on 16 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 183 | $95,354 | 217 | $103,003 | 38 | $65,585 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $121,896 | 83 | $93,954 | 12 | $63,202 |
| APPLICATIONS DENIED | 3 | $67,443 | 4 | $71,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $111,760 | 44 | $97,316 | 7 | $86,613 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,000 | 3 | $92,667 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 16 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $90,467 | 195 | $91,510 | 50 | $59,397 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $75,831 | 56 | $89,591 | 7 | $53,081 |
| APPLICATIONS DENIED | 10 | $75,600 | 11 | $103,616 | 11 | $85,649 |
| APPLICATIONS WITHDRAWN | 1 | $67,000 | 6 | $96,570 | 2 | $61,500 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $97,000 | 7 | $109,130 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 16 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $83,107 | 51 | $81,605 | 42 | $56,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $72,817 | 25 | $82,542 | 3 | $91,240 |
| APPLICATIONS DENIED | 8 | $87,294 | 7 | $114,061 | 3 | $65,197 |
| APPLICATIONS WITHDRAWN | 1 | $41,000 | 2 | $71,000 | 1 | $41,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $58,380 | 2 | $91,655 | 3 | $55,257 |
Aggregated Statistics For Year 1999 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 122 | $94,130 | 91 | $82,343 | 19 | $48,448 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $81,162 | 11 | $88,681 | 4 | $60,248 |
| APPLICATIONS DENIED | 8 | $105,523 | 4 | $118,440 | 2 | $59,980 |
| APPLICATIONS WITHDRAWN | 3 | $80,033 | 7 | $60,779 | 1 | $23,990 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $59,500 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 404
- Hazardous Condition: 297
- Service Call: 32
- Good Intent Call: 10
See Full 2006 National Fire Incident Reporting System Statistics for Lorain, OH
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