Estimated median household income in 2007: $42,253
| This zip code: | $42,253 | | Ohio: | $46,597 |
Nearest zip codes: 44052, 44001, 44055, 44035, 44054, 44074.
Lorain Zip Code Map
Housing units in zip code 44053 with a mortgage: 2,648 (284 second mortgage, 441 home equity loan, 45 both second mortgage and home equity loan)
Houses without a mortgage: 1,490
Median monthly owner costs for units with a mortgage: $1,255
Median monthly owner costs for units without a mortgage: $391
Residents with income below the poverty level in 2007:
| This zip code: | 9.9% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.3 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 44053 include: New Morning Star Primitive Baptist Church (A), Northminster Presbyterian Church (B), Broadway Assembly Church (C), First Baptist Church (D), First Church of Christ Scientist (E), Foursquare Gospel Church (F), Saint Nicholas Byzantine Catholic Church (G), Saint Nicholas Greek Orthodox Church (H), Christ United Methodist Church (I). Display/hide their locations on the map
Parks in zip code 44053 include: Kneirim Park (1), Columbus Park (2), Willow Park (3), Kennedy Park (4). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 128
- 1995 to 1998: 334
- 1990 to 1994: 365
- 1980 to 1989: 686
- 1970 to 1979: 2,384
- 1960 to 1969: 2,108
- 1950 to 1959: 1,076
- 1940 to 1949: 298
- 1939 or earlier: 234
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Bedrooms in owner-occupied houses in Lorain, OH (44053): |
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- no bedroom: 0
- 1 bedrooms: 57
- 2 bedrooms: 542
- 3 bedrooms: 2,952
- 4 bedrooms: 780
- 5 or more bedrooms: 148
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 134
- 1 bedrooms: 1,017
- 2 bedrooms: 1,195
- 3 bedrooms: 359
- 4 bedrooms: 44
- 5 or more bedrooms: 10
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Vehicles available in 44053 zip code in owner-occupied houses/condos: |
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- no vehicle: 157
- 1 vehicle: 1,192
- 2 vehicles: 2,193
- 3 vehicles: 768
- 4 vehicles: 111
- 5 or more vehicles: 58
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 387
- 1 vehicle: 1,545
- 2 vehicles: 667
- 3 vehicles: 146
- 4 vehicles: 0
- 5 or more vehicles: 14
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 44053:
- Less than $100: 14
- $100 to $149: 81
- $150 to $199: 20
- $200 to $249: 135
- $250 to $299: 2
- $300 to $349: 62
- $350 to $399: 305
- $400 to $449: 349
- $450 to $499: 239
- $500 to $549: 514
- $550 to $599: 243
- $600 to $649: 79
- $650 to $699: 374
- $700 to $749: 157
- $750 to $799: 54
- $800 to $899: 23
- $1,250 to $1,499: -2,147,483,648
- $2,000 or more: -2,147,483,648
- No cash rent: 100
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Median price asked for vacant for-sale houses and condos in 2007: $139,411.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $140,231
- Black or African American householders: $114,692
- American Indian or Alaska Native householders: $190,373
- Asian householders: $131,796
- Some other race householders: $155,461
- Two or more races householders: $132,968
- Hispanic or Latino householders: $147,612
Estimated median house or condo value in 2007: $138,006 (it was $117,800 in 2000)
| 44053: | $138,006 | | Ohio: | $137,800 |
Lower value quartile - upper value quartile: $84,100 - $136,900
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,470
- One, attached: 234
- Two: 329
- 3 or 4: 275
- 5 to 9: 448
- 10 to 19: 814
- 20 to 49: 525
- 50 or more: 388
- Mobile homes: 130

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Means of transportation to work
- Drove a car alone: 6,762 (86%)
- Carpooled: 840 (11%)
- Bus or trolley bus: 34 (0%)
- Taxi: 7 (0%)
- Walked: 59 (1%)
- Other means: 22 (0%)
- Worked at home: 116 (1%)
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Travel time to work
- Less than 5 minutes: 223
- 5 to 9 minutes: 848
- 10 to 14 minutes: 1591
- 15 to 19 minutes: 1548
- 20 to 24 minutes: 1202
- 25 to 29 minutes: 436
- 30 to 34 minutes: 646
- 35 to 39 minutes: 206
- 40 to 44 minutes: 307
- 45 to 59 minutes: 357
- 60 to 89 minutes: 208
- 90 or more minutes: 152
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Neighborhoods in zip code 44053:
Percentage of zip code residents living and working in this county: 82.1%
Household type by relationship
Households: 16,575
- In family households: 13,714 (3,557 male householders, 1,190 female householders)
3,591 spouses, 4,488 children (4,161 natural, 170 adopted, 157 stepchildren), 275 grandchildren, 132 brothers or sisters, 69 parents, 144 other relatives, 268 non-relatives
- In nonfamily households: 2,861 (1,083 male householders (899 living alone)), 1,396 female householders (1,255 living alone)), 382 nonrelatives
- In group quarters: 369 (330 institutionalized population)
Size of family households: 2,315 2-persons, 1,162 3-persons, 835 4-persons, 298 5-persons, 115 6-persons, 22 7-or-more-persons.
Size of nonfamily households: 2,154 1-person, 284 2-persons, 41 3-persons.
2,353 married couples with children.
1,048 single-parent households (208 men, 840 women).
89.1% of residents of 44053 zip code speak English at home.
6.1% of residents speak Spanish at home (69% very well, 17% well, 11% not well, 4% not at all).
3.5% of residents speak other Indo-European language at home (66% very well, 25% well, 8% not well, 1% not at all).
0.5% of residents speak Asian or Pacific Island language at home (61% very well, 18% well, 21% not well).
0.8% of residents speak other language at home (96% very well, 4% well).
Foreign born population: 512 (3.0%)
(73.2% of them are naturalized citizens)
| This zip code: | 3.0% | | Whole state: | 3.0% |
Most common places of birth for the foreign-born residents:
- Germany (12%)
- Ukraine (9%)
- Greece (8%)
- Italy (6%)
- Poland (5%)
- Philippines (5%)
- Ireland (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 50
- 1990 to 1994: 71
- 1985 to 1989: 23
- 1980 to 1984: 19
- 1975 to 1979: 5
- 1970 to 1974: 54
- 1970 to 1974: 93
- 1965 to 1969: 197
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White population: 14,345
Black population: 1,489
American Indian population: 42
Asian population: 115
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 696
Two or more races population: 502

First ancestries reported:
|  Other groups: 3223 |
|  German: 2520 |
|  Polish: 1451 |
|  Italian: 1239 |
|  Irish: 1072 |
|  English: 1071 |
|  Hungarian: 873 |
|  United States or American: 802 |
|  Slovak: 645 |
|  Croatian: 222 |
|  French (except Basque): 167 |
|  Russian: 145 |
|  Scottish: 126 |
|  Slovene: 121 |
|  Ukrainian: 120 |
|  Scotch-Irish: 97 |
|  Dutch: 82 |
|  Norwegian: 76 |
|  Serbian: 66 |
|  Swedish: 54 |
|  Swiss: 53 |
|  Greek: 53 |
|  Arab:: 46 |
|  Czechoslovakian: 44 |
|  Lebanese: 40 |
|  Welsh: 39 |
|  French Canadian: 37 |
|  Czech: 35 |
|  British: 35 |
|  Macedonian: 32 |
|  Subsaharan African:: 31 |
|  African: 31 |
|  Austrian: 29 |
|  Northern European: 24 |
|  Yugoslavian: 23 |
|  Romanian: 20 |
|  Canadian: 9 |
|  Lithuanian: 7 |
|  Finnish: 7 |
|  European: 7 |
|  Moroccan: 6 |
|  Bulgarian: 5 |
|  West Indian (excluding Hispanic groups):: 5 |
|  Jamaican: 5 |
|  Iranian: 5 |

Public primary/middle schools in zip code 44053 not listed on the city page:- MEISTER ROAD ELEMENTARY SCHOOL (Students: 397; Location: 3301 MEISTER RD, LORAIN, OH; Grades: PK - 06)
- DURLING MIDDLE SCHOOL (Students: 335; Location: 100 N RIDGE RD W, LORAIN, OH; Grades: 04 - 06)
Facitilies with environmental interests located in this zip code:
- BEAVER PARK MARINA * (6101 W ERIE ST in LORAIN, OH)
STATE MASTER (Ohio general info) - -47-4493-1077-3, EPCRA, RCRA-OHR000036525, HAZARDOUS WASTE PROGRAM
STATE MASTER (Ohio general info) - EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BILL SCHAEFFER (CONTACT/OWNER)
- ATLAS TECHNICAL FINISHES INC (7469 INDUSTRIAL PKY. in LORAIN, OH)
STATE MASTER (Ohio general info) - AIR MAJOR, EPCRA, RCRA-OHD987040979, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Organizations: SPRINGCO METAL COATING (CONTACT/OPERATOR)
, FRANK SUAREZ (CONTACT/OWNER)
Alternative names: ATLAS TECHNICAL FINISHES LORAIN
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (66%)
- Electricity (30%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
- No fuel used (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 12668
- Northeast: 1271
- Midwest: 487
- South: 1334
- West: 245
57% of the 44053 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 61% lived in Ohio.
Population in 1990: 16,141. Population change in the 1990s: +1,052 (+6.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 355
| Here: | 22.2% | | Ohio: | 14.2% |
Students in private schools in grades 9 to 12 (high school): 74
| Here: | 10.5% | | Ohio: | 10.9% |
Students in private undergraduate colleges: 117
| Here: | 18.5% | | Ohio: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- COMMUNITY HEALTH PARTNERS (3700 KOLBE ROAD in LORAIN, OH): $423,897 in 2 contracts from 2004 to 2005
$306,395 with Department of Veterans Affairs for Lease or Rental of Facilities -- Laboratories and Clinics. Signed on 2005-10-01. Completion date: 2006-09-30.
$117,502, same as above. Signed on 2004-10-01. Completion date: 2005-09-30.
- KATHLEEN ANN GREGUS (5445 BEAVERCREST DRIVE SUI in LORAIN, OH; small business): $6,720 in 2 contracts in 2003
$6,720 with Army for Custodial Janitorial Services. Signed on 2003-10-30. Completion date: 2003-10-01.
$0, same as above. Signed on 2003-10-30. Completion date: 2003-10-01.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 1, 50-99: 2, 10-19: 4, 5-9: 12, 1-4: 20)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 50-99: 1, 5-9: 1)
- Health Care and Social Assistance: Outpatient Mental Health and Substance Abuse Centers (250-499: 1)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 2, 5-9: 2, 1-4: 4)
- Wholesale Trade: Metal Service Centers and Other Metal Merchant Wholesalers (100-249: 1, 20-49: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 2, 5-9: 4, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 328 people in nursing homes
- 23 people in homes for the mentally retarded
- 8 people in other noninstitutional group quarters
- 6 people in hospitals/wards and hospices for chronically ill
- 6 people in hospices or homes for chronically ill
- 5 people in other group homes
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $134,536 | 411 | $140,486 | 414 | $115,844 | 85 | $31,768 | 11 | $1,370,379 | 68 | $96,197 | 4 | $30,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 33 | $157,253 | 89 | $148,177 | 21 | $32,722 | 0 | $0 | 13 | $110,988 | 2 | $42,875 |
| APPLICATIONS DENIED | 5 | $98,186 | 75 | $104,612 | 459 | $133,204 | 96 | $46,363 | 0 | $0 | 33 | $82,693 | 15 | $35,836 |
| APPLICATIONS WITHDRAWN | 5 | $136,346 | 38 | $135,260 | 121 | $123,528 | 19 | $43,304 | 1 | $2,216,540 | 13 | $119,685 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 26 | $125,800 | 49 | $173,446 | 0 | $0 | 0 | $0 | 5 | $119,060 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $141,333 | 600 | $120,951 | 532 | $104,412 | 118 | $27,775 | 6 | $831,285 | 85 | $90,677 | 4 | $121,435 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 102 | $109,981 | 122 | $113,855 | 12 | $15,343 | 5 | $1,273,944 | 15 | $73,294 | 0 | $0 |
| APPLICATIONS DENIED | 13 | $130,677 | 134 | $114,175 | 494 | $121,767 | 92 | $31,635 | 2 | $576,255 | 52 | $105,665 | 3 | $90,103 |
| APPLICATIONS WITHDRAWN | 9 | $98,530 | 43 | $134,287 | 212 | $127,848 | 33 | $39,922 | 2 | $274,000 | 14 | $80,496 | 1 | $69,680 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 19 | $114,551 | 79 | $127,863 | 0 | $0 | 0 | $0 | 5 | $148,942 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $141,610 | 718 | $125,945 | 788 | $121,493 | 123 | $32,040 | 12 | $2,001,947 | 93 | $90,199 | 1 | $42,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $102,552 | 74 | $125,921 | 140 | $113,724 | 22 | $24,544 | 2 | $408,000 | 19 | $71,117 | 8 | $32,228 |
| APPLICATIONS DENIED | 9 | $178,386 | 129 | $94,068 | 633 | $126,327 | 128 | $35,472 | 1 | $145,820 | 57 | $88,746 | 13 | $27,035 |
| APPLICATIONS WITHDRAWN | 9 | $158,670 | 58 | $136,576 | 367 | $136,583 | 60 | $158,057 | 2 | $1,345,680 | 29 | $98,411 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $123,563 | 12 | $176,178 | 87 | $150,462 | 6 | $24,813 | 0 | $0 | 3 | $133,973 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $143,240 | 547 | $121,910 | 730 | $119,141 | 75 | $28,408 | 17 | $1,012,772 | 63 | $92,831 | 3 | $51,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $124,105 | 43 | $107,788 | 176 | $120,841 | 16 | $26,204 | 2 | $283,000 | 16 | $99,776 | 3 | $18,527 |
| APPLICATIONS DENIED | 5 | $132,272 | 97 | $104,379 | 571 | $135,680 | 112 | $30,099 | 0 | $0 | 32 | $92,700 | 7 | $41,047 |
| APPLICATIONS WITHDRAWN | 2 | $198,065 | 65 | $145,041 | 293 | $135,301 | 10 | $60,000 | 0 | $0 | 7 | $63,700 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $167,880 | 18 | $115,723 | 88 | $141,951 | 3 | $49,710 | 0 | $0 | 2 | $75,710 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $132,385 | 545 | $126,760 | 1,460 | $114,662 | 39 | $16,640 | 14 | $668,123 | 90 | $94,701 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 47 | $110,955 | 225 | $111,525 | 19 | $19,451 | 2 | $853,580 | 16 | $93,717 |
| APPLICATIONS DENIED | 8 | $102,228 | 60 | $104,880 | 591 | $125,863 | 88 | $15,396 | 0 | $0 | 20 | $113,929 |
| APPLICATIONS WITHDRAWN | 12 | $147,453 | 69 | $131,320 | 298 | $117,948 | 8 | $41,086 | 0 | $0 | 15 | $123,525 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $153,040 | 21 | $118,489 | 123 | $126,981 | 5 | $19,622 | 0 | $0 | 5 | $104,020 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 129 | $128,186 | 471 | $129,024 | 1,147 | $109,247 | 71 | $16,396 | 5 | $1,132,404 | 52 | $75,191 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $102,681 | 37 | $121,216 | 194 | $103,908 | 34 | $14,574 | 0 | $0 | 6 | $82,330 |
| APPLICATIONS DENIED | 12 | $120,794 | 68 | $105,662 | 464 | $111,764 | 66 | $10,992 | 0 | $0 | 12 | $103,273 |
| APPLICATIONS WITHDRAWN | 11 | $147,988 | 42 | $122,309 | 263 | $109,460 | 7 | $27,469 | 0 | $0 | 16 | $69,457 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $120,130 | 96 | $107,291 | 4 | $45,455 | 0 | $0 | 5 | $89,832 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 187 | $120,820 | 505 | $114,627 | 1,011 | $97,815 | 103 | $19,818 | 5 | $1,036,730 | 70 | $68,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $161,295 | 45 | $95,416 | 168 | $95,943 | 26 | $27,179 | 0 | $0 | 9 | $133,591 |
| APPLICATIONS DENIED | 13 | $129,258 | 87 | $101,118 | 513 | $89,484 | 86 | $12,582 | 2 | $1,098,350 | 38 | $104,559 |
| APPLICATIONS WITHDRAWN | 10 | $148,123 | 44 | $143,520 | 288 | $97,948 | 11 | $12,901 | 0 | $0 | 22 | $115,478 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $81,920 | 17 | $87,906 | 78 | $100,864 | 0 | $0 | 0 | $0 | 5 | $59,874 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $115,707 | 385 | $111,296 | 320 | $83,357 | 129 | $14,895 | 11 | $277,735 | 58 | $96,154 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $155,569 | 32 | $86,121 | 115 | $77,831 | 60 | $16,351 | 0 | $0 | 13 | $85,484 |
| APPLICATIONS DENIED | 11 | $149,435 | 94 | $88,934 | 324 | $83,291 | 89 | $17,148 | 0 | $0 | 16 | $56,173 |
| APPLICATIONS WITHDRAWN | 11 | $101,535 | 46 | $108,344 | 165 | $83,872 | 24 | $29,979 | 0 | $0 | 17 | $109,915 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $98,082 | 51 | $98,223 | 0 | $0 | 0 | $0 | 1 | $55,460 |
Aggregated Statistics For Year 1999 (Based on 3 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $118,397 | 229 | $118,163 | 300 | $83,777 | 50 | $13,558 | 11 | $659,827 | 23 | $74,769 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 19 | $115,649 | 85 | $88,771 | 24 | $12,355 | 0 | $0 | 4 | $79,975 |
| APPLICATIONS DENIED | 1 | $98,000 | 58 | $70,131 | 148 | $87,186 | 62 | $20,405 | 0 | $0 | 9 | $40,243 |
| APPLICATIONS WITHDRAWN | 4 | $102,555 | 20 | $95,302 | 100 | $88,432 | 11 | $39,850 | 0 | $0 | 3 | $134,667 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $63,510 | 8 | $107,486 | 24 | $103,688 | 1 | $7,360 | 0 | $0 | 1 | $126,000 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 169 | $137,858 | 57 | $155,782 | 13 | $99,664 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $176,383 | 16 | $159,723 | 4 | $120,733 |
| APPLICATIONS DENIED | 2 | $191,675 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $183,910 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $205,320 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 126 | $147,927 | 35 | $153,439 | 6 | $69,985 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $156,595 | 21 | $145,406 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $187,884 | 2 | $323,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $103,503 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $146,235 | 74 | $142,910 | 8 | $70,956 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $143,819 | 25 | $156,206 | 0 | $0 | 2 | $149,325 |
| APPLICATIONS DENIED | 1 | $88,660 | 0 | $0 | 1 | $88,660 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $241,260 | 4 | $140,555 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 112 | $150,584 | 57 | $126,232 | 11 | $97,452 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $137,285 | 46 | $137,990 | 5 | $121,670 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $127,808 | 9 | $157,344 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $65,900 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 137 | $140,841 | 153 | $137,940 | 14 | $85,746 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $132,975 | 82 | $141,164 | 12 | $117,063 |
| APPLICATIONS DENIED | 4 | $229,675 | 0 | $0 | 2 | $167,380 |
| APPLICATIONS WITHDRAWN | 6 | $107,753 | 13 | $129,155 | 2 | $85,540 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $300,180 | 6 | $145,452 | 2 | $182,370 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 148 | $136,609 | 142 | $138,224 | 12 | $79,306 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $170,003 | 39 | $129,689 | 2 | $78,935 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $116,170 | 24 | $130,999 | 2 | $143,765 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $120,000 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 146 | $123,175 | 115 | $123,388 | 8 | $72,359 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $106,621 | 24 | $135,112 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $112,051 | 5 | $136,660 | 5 | $126,634 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $142,145 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $124,220 | 6 | $143,815 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $129,680 | 30 | $121,039 | 10 | $99,478 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $132,468 | 11 | $116,935 | 2 | $121,815 |
| APPLICATIONS DENIED | 6 | $113,648 | 5 | $139,712 | 2 | $69,010 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $69,465 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $77,445 | 2 | $83,735 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $132,510 | 23 | $118,243 | 2 | $69,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $105,150 | 3 | $134,003 | 1 | $122,000 |
| APPLICATIONS DENIED | 5 | $145,828 | 3 | $134,403 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $142,665 | 1 | $44,180 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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