Estimated median household income in 2007: $47,812
| This zip code: | $47,812 | | Michigan: | $47,950 |
Nearest zip codes: 48225, 48081, 48236, 48021, 48066, 48224.
Housing units in zip code 48080 with a mortgage: 5,061 (297 second mortgage, 923 home equity loan, 30 both second mortgage and home equity loan)
Houses without a mortgage: 2,972
Median monthly owner costs for units with a mortgage: $1,316
Median monthly owner costs for units without a mortgage: $436
Residents with income below the poverty level in 2007:
| This zip code: | 5.5% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.6% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 13
- 1995 to 1998: 88
- 1990 to 1994: 108
- 1980 to 1989: 344
- 1970 to 1979: 1,213
- 1960 to 1969: 1,934
- 1950 to 1959: 5,399
- 1940 to 1949: 1,479
- 1939 or earlier: 688
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Bedrooms in owner-occupied houses in 48080: |
|
- no bedroom: 0
- 1 bedrooms: 252
- 2 bedrooms: 2,184
- 3 bedrooms: 5,351
- 4 bedrooms: 810
- 5 or more bedrooms: 115
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 51
- 1 bedrooms: 967
- 2 bedrooms: 756
- 3 bedrooms: 335
- 4 bedrooms: 28
- 5 or more bedrooms: 10
|
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Vehicles available in 48080 zip code in owner-occupied houses/condos: |
|
- no vehicle: 403
- 1 vehicle: 3,472
- 2 vehicles: 3,377
- 3 vehicles: 1,110
- 4 vehicles: 245
- 5 or more vehicles: 105
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 386
- 1 vehicle: 1,252
- 2 vehicles: 394
- 3 vehicles: 89
- 4 vehicles: 14
- 5 or more vehicles: 12
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48080:
- Less than $10,000: 4
- $10,000 to $14,999: 3
- $15,000 to $19,999: 5
- $20,000 to $24,999: 12
- $25,000 to $29,999: 12
- $30,000 to $34,999: 11
- $35,000 to $39,999: 19
- $40,000 to $49,999: 33
- $50,000 to $59,999: 92
- $60,000 to $69,999: 82
- $70,000 to $79,999: 83
- $80,000 to $89,999: 184
- $90,000 to $99,999: 252
- $100,000 to $124,999: 965
- $125,000 to $149,999: 1,764
- $150,000 to $174,999: 1,608
- $175,000 to $199,999: 1,491
- $200,000 to $249,999: 1,250
- $250,000 to $299,999: 409
- $300,000 to $399,999: 368
- $400,000 to $499,999: 75
- $500,000 to $749,999: 60
- $750,000 to $999,999: 16
- $1,000,000 or more: 30
|

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Rent paid by renters in 2007 in zip code 48080:
- $100 to $149: 19
- $150 to $199: 94
- $200 to $249: 20
- $250 to $299: 13
- $300 to $349: 22
- $350 to $399: 10
- $400 to $449: 52
- $450 to $499: 170
- $500 to $549: 303
- $550 to $599: 208
- $600 to $649: 145
- $650 to $699: 369
- $700 to $749: 240
- $750 to $799: 176
- $800 to $899: 360
- $900 to $999: 46
- $1,000 to $1,249: 300
- $1,250 to $1,499: 24
- $1,500 to $1,999: 15
- No cash rent: 200
|
Median price asked for vacant for-sale houses and condos in 2007: $153,100.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $165,869
- Black or African American householders: $170,033
- American Indian or Alaska Native householders: $188,911
- Asian householders: $209,592
- Some other race householders: $287,461
- Two or more races householders: $156,153
- Hispanic or Latino householders: $183,914
Estimated median house or condo value in 2007: $161,132 (it was $118,000 in 2000)
| 48080: | $161,132 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $177,471| Here: | $177,471 | | State: | $200,820 |
Townhouses or other attached units: $165,223| Here: | $165,223 | | State: | $181,134 |
In 2-unit structures: $161,988| Here: | $161,988 | | State: | $129,336 |
In 3-to-4-unit structures: $200,820| Here: | $200,820 | | State: | $151,605 |
In 5-or-more-unit structures: $101,764| Here: | $101,764 | | State: | $149,899 |
Mobile homes: $18,250| Here: | $18,250 | | State: | $39,606 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 8,230
- One, attached: 712
- Two: 79
- 3 or 4: 453
- 5 to 9: 592
- 10 to 19: 405
- 20 to 49: 243
- 50 or more: 518
- Mobile homes: 34

|
Means of transportation to work
- Drove a car alone: 9,668 (87%)
- Carpooled: 909 (8%)
- Bus or trolley bus: 71 (1%)
- Bicycle: 6 (0%)
- Walked: 149 (1%)
- Other means: 36 (0%)
- Worked at home: 222 (2%)
|

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Travel time to work
- Less than 5 minutes: 342
- 5 to 9 minutes: 1296
- 10 to 14 minutes: 1330
- 15 to 19 minutes: 1636
- 20 to 24 minutes: 1651
- 25 to 29 minutes: 818
- 30 to 34 minutes: 1514
- 35 to 39 minutes: 367
- 40 to 44 minutes: 490
- 45 to 59 minutes: 999
- 60 to 89 minutes: 256
- 90 or more minutes: 140
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Neighborhoods in zip code 48080:
Percentage of zip code residents living and working in this county: 50.0%
Household type by relationship
Households: 23,419
- In family households: 18,305 (4,827 male householders, 1,432 female householders)
4,847 spouses, 6,199 children (5,715 natural, 143 adopted, 341 stepchildren), 222 grandchildren, 181 brothers or sisters, 144 parents, 133 other relatives, 320 non-relatives
- In nonfamily households: 5,114 (1,742 male householders (1,507 living alone)), 2,864 female householders (2,645 living alone)), 508 nonrelatives
- In group quarters: 157 (89 institutionalized population)
Size of family households: 3,110 2-persons, 1,309 3-persons, 1,207 4-persons, 469 5-persons, 122 6-persons, 42 7-or-more-persons.
Size of nonfamily households: 4,152 1-person, 398 2-persons, 56 3-persons.
3,377 married couples with children.
874 single-parent households (176 men, 698 women).
90.8% of residents of 48080 zip code speak English at home.
1.4% of residents speak Spanish at home (56% very well, 35% well, 8% not well).
5.8% of residents speak other Indo-European language at home (72% very well, 20% well, 7% not well).
1.0% of residents speak Asian or Pacific Island language at home (81% very well, 8% well, 11% not well).
1.1% of residents speak other language at home (81% very well, 12% well, 7% not well).
Foreign born population: 1,785 (7.6%)
(63.1% of them are naturalized citizens)
| This zip code: | 7.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (17%)
- Lebanon (9%)
- Italy (8%)
- United Kingdom (6%)
- Philippines (6%)
- Germany (5%)
- Other Western Europe (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 310
- 1990 to 1994: 171
- 1985 to 1989: 46
- 1980 to 1984: 87
- 1975 to 1979: 66
- 1970 to 1974: 104
- 1970 to 1974: 137
- 1965 to 1969: 864
|
|
White population: 22,630
Black population: 196
American Indian population: 61
Asian population: 321
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 42
Two or more races population: 249

First ancestries reported:
|  German: 3890 |
|  Italian: 3115 |
|  Polish: 2842 |
|  Irish: 2231 |
|  English: 1315 |
|  Other groups: 1104 |
|  French (except Basque): 867 |
|  Arab:: 709 |
|  Lebanese: 527 |
|  United States or American: 526 |
|  Scottish: 487 |
|  Belgian: 475 |
|  French Canadian: 463 |
|  Greek: 358 |
|  Scotch-Irish: 334 |
|  Ukrainian: 229 |
|  Dutch: 170 |
|  Hungarian: 152 |
|  Norwegian: 129 |
|  Swedish: 128 |
|  Romanian: 124 |
|  Syrian: 123 |
|  Lithuanian: 111 |
|  Canadian: 111 |
|  Slovak: 85 |
|  Russian: 76 |
|  Yugoslavian: 72 |
|  British: 70 |
|  European: 69 |
|  Czechoslovakian: 69 |
|  Finnish: 65 |
|  Maltese: 63 |
|  Austrian: 62 |
|  Albanian: 61 |
|  Welsh: 49 |
|  Danish: 48 |
|  Croatian: 37 |
|  Assyrian/Chaldean/Syriac: 34 |
|  Palestinian: 27 |
|  Swiss: 23 |
|  Slavic: 22 |
|  Iranian: 19 |
|  Serbian: 19 |
|  Czech: 16 |
|  Subsaharan African:: 13 |
|  Scandinavian: 12 |
|  African: 10 |
|  Luxemburger: 9 |
|  Portuguese: 8 |
|  Arab/Arabic: 8 |
|  Other Arab: 8 |
|  Latvian: 7 |
|  Moroccan: 7 |
|  Iraqi: 6 |
|  Pennsylvania German: 5 |
|  Brazilian: 5 |
|  Egyptian: 3 |
|  Sierra Leonean: 3 |
|  Armenian: 2 |

Public primary/middle school in zip code 48080 not listed on the city page:- PARE ELEMENTARY SCHOOL (Students: 248; Location: 23500 PARE STREET, ST. CLAIR SHORES, MI; Grades: KG - 06)
Private primary/middle school not listed on the city page:- ST JOAN OF ARC ELEM SCHOOL (Students: 794; Location: 22415 OVERLAKE DRIVE, ST CLAIR SHORE, MI; Grades: PK - 8)
Major facitilies with environmental interests located in this zip code:
- GRINNELL SCREW PRD (22955 INDUSTRIAL DR in SAINT CLAIR SHORES, MI)
AIR MINOR (AIRS/AFS)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SCREW MACHINE PRODUCTS
Organizations: GRINNELL SCREW PRODUCTS COMPANY INC (CONTACT/OPERATOR)
, ANDREW WISNIEWSKI (CONTACT/OPERATOR)
Alternative names: GRINNELL SCREW PRODUCTS CO INC
- AVALON ELEMENTARY SCHOOL (20000 AVALON STREET in ST. CLAIR SHORES, MI)
(National Center for Education Statistics) - STATE ID-00155
Organizations: SOUTH LAKE SCHOOLS (SCHOOL DISTRICT)
- ELMWOOD ELEMENTARY SCHOOL (22700 CALIFORNIA STREET in ST. CLAIR SHORES, MI)
(National Center for Education Statistics) - STATE ID-01127
Organizations: SOUTH LAKE SCHOOLS (SCHOOL DISTRICT)
- CHAPATON RTB (23001 NINE MILE ROAD in SAINT CLAIR SHORES, MI)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SEWERAGE SYSTEMS
Organizations: 8 1/2 MILE DRAIN DRAINAGE DIST (CONTACT/OWNER)
Alternative names: MACOMB CNTY PW CHAPATON
- ALL SEASONS PAINTING CO INC (21600 GRAND LAKE in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CONSTANTINOV GUS (CONTACT/OWNER)
- AMOCO OIL CO 5407 COLONIAL (23800 E JEFFERSON in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- AUTO MARKETING INC (31080 HARPER in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BCP LLC (22500 EAST NINE MILE RD in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BOND CLEANERS (25009 LITTLE MACK in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MINAUDO PETE (CONTACT/OWNER)
- DEWITT TOOL & MFG (20315 E NINE MILE RD in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: JAMES ROBB (CONTACT/OWNER)
- FINAL FINISH RESTORATION INC (22930 INDUSTRIAL DR EAST in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GREAT LAKES POWER PRODUCTS (2300 INDUSTRIAL DRIVE E in SAINT CLAIR SHORES, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: INSTRUMENTS AND RELATED PRODUCTS MANUFACTURING FOR MEASURING, DISPLAYING, AND CONTROLLING INDUSTRIAL PROCESS VARIABLES.
Organizations: BILL HARTZ (CONTACT/OWNER)
- EASTLAND CLEANERS (21915 HARPER in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $17,768
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
|
- Utility gas (91%)
- Electricity (7%)
- Other fuel (1%)
- Bottled, tank, or LP gas (1%)
|
Place of birth for U.S.-born residents:
- This state: 18594
- Northeast: 864
- Midwest: 1006
- South: 905
- West: 324
66% of the 48080 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 81% lived in Michigan.
Population in 1990: 25,179. Population change in the 1990s: -1,675 (-6.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 294
| Here: | 14.1% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 200
| Here: | 16.4% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 177
| Here: | 20.6% | | Michigan: | 16.5% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- ALEXANDER & HORNUNG INC (20643 STEPHENS ST in SAINT CLAIR SH, MI; small business): $69,098 in 7 contracts from 2004 to 2006
Contracts for Food Items For Resale, Non-Food Items For Resale by Defense Commissary Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $18,345; 2005: $34,677; 2006: $16,076.
Biggest contracts:
$18,345 with Defense Commissary Agency for Food Items For Resale. Signed on 2004-10-01. Completion date: 2005-02-28.
$17,631 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2005-10-01. Completion date: 2005-12-31.
$16,076, same as above. Signed on 2006-01-01. Completion date: 2006-03-31.
$7,032 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-07-31.
- GRAPHITECH, INC (1711 SHORE CLUB DR in SAINT CLAIR SH, MI; small business)
$13,000 with Air Force for Education Services. Taking place in OH. Signed on 2004-07-08. Completion date: 2005-06-11.
- HOMEOWNERS MODERNIZATION AND C (21921 MACK in ST CLAIR SHORE, MI; small business): $0 in 2 contracts in 2000
$69,285 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2000-06-30. Completion date: 2000-09-12.
$-69,285, same as above. Signed on 2000-10-12. Completion date: 2000-10-11.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 8 establishments, 20-49 employees: 3 establishments, 10-19 employees: 5 establishments, 5-9 employees: 8 establishments, 1-4 employees: 5 establishments)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 3, 20-49: 4, 10-19: 5, 5-9: 14, 1-4: 14)
- Accommodation and Food Services: Limited-Service Restaurants (100-249: 1, 50-99: 3, 20-49: 2, 10-19: 4, 5-9: 3, 1-4: 11)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 50-99: 1, 10-19: 2, 5-9: 1, 1-4: 5)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (100-249: 1, 20-49: 2, 10-19: 1, 1-4: 6)
- Finance and Insurance: Commercial Banking (100-249: 1, 10-19: 3, 5-9: 3, 1-4: 2)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 5, 5-9: 13, 1-4: 15)
- Health Care and Social Assistance: Home Health Care Services (50-99: 3, 5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 87 people in nursing homes
- 57 people in other noninstitutional group quarters
- 7 people in religious group quarters
- 5 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $122,922 | 480 | $97,022 | 653 | $101,599 | 108 | $36,511 | 2 | $7,245,055 | 91 | $95,470 | 1 | $130,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $117,137 | 29 | $122,699 | 151 | $99,196 | 16 | $35,079 | 0 | $0 | 18 | $93,756 | 0 | $0 |
| APPLICATIONS DENIED | 15 | $116,627 | 87 | $194,528 | 529 | $130,414 | 134 | $40,156 | 0 | $0 | 63 | $147,063 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $121,742 | 26 | $91,443 | 211 | $131,433 | 14 | $78,410 | 0 | $0 | 17 | $66,906 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $108,475 | 22 | $117,395 | 65 | $125,687 | 4 | $24,598 | 0 | $0 | 2 | $70,290 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $125,632 | 741 | $92,821 | 902 | $102,987 | 118 | $37,106 | 0 | $0 | 124 | $94,687 | 4 | $11,955 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $143,000 | 82 | $96,444 | 184 | $110,695 | 23 | $56,931 | 0 | $0 | 23 | $77,986 | 2 | $58,865 |
| APPLICATIONS DENIED | 7 | $122,511 | 148 | $88,261 | 617 | $116,500 | 113 | $45,278 | 0 | $0 | 54 | $81,492 | 9 | $31,826 |
| APPLICATIONS WITHDRAWN | 4 | $112,713 | 72 | $81,080 | 296 | $127,183 | 12 | $62,277 | 3 | $93,570 | 22 | $74,141 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $67,845 | 22 | $123,930 | 123 | $127,319 | 6 | $28,132 | 0 | $0 | 8 | $123,941 | 2 | $111,740 |
Aggregated Statistics For Year 2005 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 122 | $131,872 | 978 | $103,274 | 1,275 | $115,019 | 140 | $44,557 | 2 | $1,097,470 | 130 | $87,547 | 6 | $58,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $119,866 | 137 | $141,087 | 264 | $117,883 | 25 | $39,297 | 0 | $0 | 13 | $75,916 | 2 | $10,945 |
| APPLICATIONS DENIED | 9 | $110,758 | 209 | $124,457 | 694 | $124,567 | 114 | $37,379 | 0 | $0 | 41 | $106,338 | 5 | $29,612 |
| APPLICATIONS WITHDRAWN | 5 | $121,454 | 98 | $119,518 | 387 | $127,229 | 40 | $67,976 | 0 | $0 | 26 | $122,722 | 1 | $50,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $111,131 | 229 | $125,007 | 6 | $128,512 | 0 | $0 | 7 | $111,390 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 151 | $126,515 | 914 | $111,266 | 1,493 | $112,570 | 124 | $47,200 | 2 | $174,285 | 124 | $101,504 | 2 | $129,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $130,991 | 100 | $108,473 | 270 | $116,111 | 17 | $53,021 | 0 | $0 | 27 | $87,809 | 2 | $135,685 |
| APPLICATIONS DENIED | 25 | $125,692 | 129 | $115,007 | 627 | $120,549 | 85 | $31,187 | 0 | $0 | 33 | $106,717 | 7 | $62,220 |
| APPLICATIONS WITHDRAWN | 13 | $127,921 | 64 | $100,402 | 327 | $126,187 | 19 | $76,934 | 0 | $0 | 11 | $106,016 | 2 | $149,865 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,695 | 24 | $108,326 | 227 | $121,734 | 5 | $19,364 | 0 | $0 | 9 | $90,196 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 180 | $122,442 | 697 | $112,837 | 3,377 | $106,449 | 86 | $23,953 | 151 | $91,461 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $118,626 | 59 | $129,549 | 363 | $110,252 | 26 | $10,549 | 28 | $74,909 |
| APPLICATIONS DENIED | 12 | $117,776 | 64 | $115,326 | 679 | $112,785 | 96 | $15,628 | 33 | $80,852 |
| APPLICATIONS WITHDRAWN | 16 | $118,198 | 60 | $111,642 | 377 | $110,588 | 11 | $35,895 | 11 | $82,321 |
| FILES CLOSED FOR INCOMPLETENESS | 15 | $122,469 | 14 | $79,936 | 137 | $116,556 | 2 | $25,310 | 2 | $93,550 |
Aggregated Statistics For Year 2002 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 201 | $119,274 | 642 | $112,158 | 2,584 | $105,494 | 142 | $19,589 | 2 | $1,533,500 | 124 | $87,152 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $102,000 | 39 | $143,496 | 309 | $105,204 | 25 | $15,613 | 0 | $0 | 9 | $49,798 |
| APPLICATIONS DENIED | 23 | $124,469 | 69 | $79,174 | 469 | $89,994 | 101 | $10,085 | 1 | $2,760,000 | 21 | $77,528 |
| APPLICATIONS WITHDRAWN | 20 | $115,674 | 38 | $127,938 | 378 | $104,197 | 22 | $27,814 | 0 | $0 | 5 | $63,704 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $127,175 | 11 | $88,865 | 109 | $111,695 | 0 | $0 | 0 | $0 | 1 | $153,000 |
Aggregated Statistics For Year 2001 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 261 | $115,476 | 616 | $104,878 | 2,248 | $99,767 | 196 | $18,153 | 1 | $2,760,000 | 86 | $75,815 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $132,880 | 42 | $98,484 | 233 | $106,925 | 35 | $22,246 | 0 | $0 | 2 | $79,310 |
| APPLICATIONS DENIED | 7 | $64,736 | 39 | $73,584 | 423 | $91,991 | 107 | $12,931 | 0 | $0 | 14 | $79,265 |
| APPLICATIONS WITHDRAWN | 18 | $102,938 | 24 | $132,145 | 304 | $101,849 | 22 | $27,778 | 0 | $0 | 12 | $67,034 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $107,728 | 92 | $96,448 | 8 | $21,699 | 0 | $0 | 5 | $70,764 |
Aggregated Statistics For Year 2000 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 241 | $113,058 | 629 | $99,162 | 638 | $85,956 | 272 | $15,923 | 31 | $64,193 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $96,182 | 55 | $90,030 | 81 | $66,823 | 83 | $17,718 | 6 | $29,305 |
| APPLICATIONS DENIED | 18 | $118,929 | 58 | $59,684 | 309 | $70,954 | 148 | $13,829 | 4 | $66,900 |
| APPLICATIONS WITHDRAWN | 13 | $108,228 | 33 | $85,387 | 167 | $70,423 | 24 | $60,098 | 10 | $69,660 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $159,630 | 13 | $111,058 | 78 | $81,572 | 0 | $0 | 3 | $151,690 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $101,234 | 358 | $98,976 | 581 | $83,228 | 127 | $13,339 | 2 | $2,031,635 | 42 | $74,081 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $78,630 | 21 | $79,418 | 107 | $76,656 | 38 | $15,782 | 0 | $0 | 7 | $50,931 |
| APPLICATIONS DENIED | 15 | $104,896 | 40 | $80,620 | 125 | $85,368 | 71 | $15,495 | 0 | $0 | 5 | $65,432 |
| APPLICATIONS WITHDRAWN | 5 | $109,924 | 25 | $98,019 | 109 | $74,791 | 17 | $46,994 | 0 | $0 | 7 | $63,449 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $141,000 | 6 | $117,188 | 52 | $83,288 | 0 | $0 | 0 | $0 | 1 | $47,820 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 224 | $115,822 | 91 | $132,656 | 25 | $88,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $104,139 | 29 | $124,504 | 11 | $78,557 |
| APPLICATIONS DENIED | 4 | $55,968 | 0 | $0 | 4 | $55,968 |
| APPLICATIONS WITHDRAWN | 4 | $110,643 | 8 | $131,550 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $106,840 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $120,744 | 54 | $141,155 | 18 | $112,504 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $122,263 | 25 | $162,854 | 6 | $115,845 |
| APPLICATIONS DENIED | 1 | $103,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $126,306 | 2 | $131,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $126,254 | 97 | $138,006 | 22 | $90,622 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $130,665 | 35 | $151,946 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $149,243 | 6 | $107,263 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $119,890 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 183 | $123,714 | 139 | $135,017 | 21 | $107,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $126,238 | 48 | $143,497 | 2 | $98,500 |
| APPLICATIONS DENIED | 1 | $128,000 | 6 | $139,098 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $98,972 | 10 | $180,952 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $141,785 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $122,917 | 346 | $131,117 | 25 | $94,312 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $114,668 | 77 | $126,578 | 1 | $107,000 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $106,715 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $136,314 | 17 | $123,186 | 2 | $161,755 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $143,227 | 2 | $334,105 | 1 | $70,000 |
Aggregated Statistics For Year 2002 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 240 | $116,801 | 243 | $126,140 | 11 | $106,225 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $142,517 | 32 | $146,998 | 2 | $72,560 |
| APPLICATIONS DENIED | 2 | $89,795 | 6 | $151,898 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $193,228 | 6 | $108,372 | 1 | $128,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $121,720 | 14 | $137,409 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 249 | $114,897 | 231 | $121,780 | 13 | $73,579 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $107,618 | 49 | $125,479 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $134,108 | 1 | $120,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $139,680 | 2 | $65,810 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $72,558 | 2 | $105,500 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 12 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 211 | $113,645 | 75 | $110,363 | 6 | $75,715 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $103,677 | 8 | $109,865 | 4 | $83,828 |
| APPLICATIONS DENIED | 2 | $93,785 | 3 | $101,977 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $72,560 | 1 | $132,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $101,645 | 0 | $0 | 2 | $69,665 |
Aggregated Statistics For Year 1999 (Based on 5 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $103,760 | 41 | $104,617 | 6 | $86,798 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $100,849 | 9 | $89,112 | 4 | $68,143 |
| APPLICATIONS DENIED | 3 | $81,290 | 3 | $112,613 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $116,530 | 2 | $148,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $78,740 | 1 | $100,680 | 1 | $78,740 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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