Estimated median household income in 2007: $46,622
| This zip code: | $46,622 | | Texas: | $47,548 |
Nearest zip codes: 78655, 78640, 78666, 78670, 78622, 78644.
Housing units in zip code 78656 with a mortgage: 77 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 91
Median monthly owner costs for units with a mortgage: $950
Median monthly owner costs for units without a mortgage: $320
Residents with income below the poverty level in 2007:
| This zip code: | 14.0% | | Whole state: | 16.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 6.8% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 80
- 1995 to 1998: 177
- 1990 to 1994: 73
- 1980 to 1989: 239
- 1970 to 1979: 85
- 1960 to 1969: 53
- 1950 to 1959: 12
- 1940 to 1949: 37
- 1939 or earlier: 45
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Bedrooms in owner-occupied houses in 78656: |
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- no bedroom: 0
- 1 bedrooms: 39
- 2 bedrooms: 112
- 3 bedrooms: 361
- 4 bedrooms: 44
- 5 or more bedrooms: 6
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 44
- 2 bedrooms: 78
- 3 bedrooms: 61
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 78656 zip code in owner-occupied houses/condos: |
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- no vehicle: 23
- 1 vehicle: 132
- 2 vehicles: 246
- 3 vehicles: 140
- 4 vehicles: 11
- 5 or more vehicles: 10
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 33
- 1 vehicle: 63
- 2 vehicles: 84
- 3 vehicles: 5
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 78656:
- Less than $10,000: 7
- $10,000 to $14,999: 3
- $15,000 to $19,999: 24
- $20,000 to $24,999: 19
- $25,000 to $29,999: 4
- $30,000 to $34,999: 14
- $35,000 to $39,999: 19
- $40,000 to $49,999: 61
- $50,000 to $59,999: 80
- $60,000 to $69,999: 46
- $70,000 to $79,999: 36
- $80,000 to $89,999: 29
- $90,000 to $99,999: 28
- $100,000 to $124,999: 85
- $125,000 to $149,999: 76
- $150,000 to $174,999: 48
- $175,000 to $199,999: 32
- $200,000 to $249,999: 28
- $250,000 to $299,999: 6
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Rent paid by renters in 2007 in zip code 78656:
- $150 to $199: 4
- $300 to $349: 31
- $350 to $399: 27
- $400 to $449: 7
- $450 to $499: 17
- $500 to $549: 28
- $600 to $649: 1
- No cash rent: 33
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Median price asked for vacant for-sale houses and condos in 2007: $58,274.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $123,386
- Asian householders: $69,929
- Some other race householders: $73,348
- Two or more races householders: $101,008
- Hispanic or Latino householders: $98,211
Estimated median house or condo value in 2007: $98,436 (it was $53,600 in 2000)
| 78656: | $98,436 | | Texas: | $120,900 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $130,861| Here: | $130,861 | | State: | $170,389 |
Mobile homes: $51,866| Here: | $51,866 | | State: | $42,156 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 305
- One, attached: 20
- Two: 27
- Mobile homes: 449

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Means of transportation to work
- Drove a car alone: 850 (85%)
- Carpooled: 129 (13%)
- Walked: 9 (1%)
- Worked at home: 16 (2%)
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Travel time to work
- Less than 5 minutes: 24
- 5 to 9 minutes: 48
- 10 to 14 minutes: 150
- 15 to 19 minutes: 189
- 20 to 24 minutes: 153
- 25 to 29 minutes: 4
- 30 to 34 minutes: 90
- 35 to 39 minutes: 50
- 40 to 44 minutes: 46
- 45 to 59 minutes: 102
- 60 to 89 minutes: 84
- 90 or more minutes: 48
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Percentage of zip code residents living and working in this county: 8.1%
Household type by relationship
Households: 2,258
- In family households: 2,033 (454 male householders, 113 female householders)
455 spouses, 819 children (736 natural, 27 adopted, 56 stepchildren), 21 grandchildren, 15 brothers or sisters, 11 parents, 33 other relatives, 112 non-relatives
- In nonfamily households: 225 (114 male householders (76 living alone)), 59 female householders (44 living alone)), 52 nonrelatives
Size of family households: 170 2-persons, 100 3-persons, 153 4-persons, 81 5-persons, 44 6-persons, 19 7-or-more-persons.
Size of nonfamily households: 120 1-person, 53 2-persons.
457 married couples with children.
137 single-parent households (41 men, 96 women).
53.6% of residents of 78656 zip code speak English at home.
45.9% of residents speak Spanish at home (69% very well, 16% well, 13% not well, 1% not at all).
0.1% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (100% well).
Foreign born population: 107 (5.0%)
(34.6% of them are naturalized citizens)
| This zip code: | 5.0% | | Whole state: | 13.9% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 9
- 1990 to 1994: 15
- 1985 to 1989: 3
- 1980 to 1984: 29
- 1975 to 1979: 2
- 1970 to 1974: 37
- 1970 to 1974: 2
- 1965 to 1969: 10
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White population: 1,455
Black population: 57
American Indian population: 14
Asian population: 5
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 487
Two or more races population: 115

First ancestries reported:
|  Other groups: 1189 |
|  German: 221 |
|  English: 106 |
|  United States or American: 93 |
|  Irish: 76 |
|  Scottish: 36 |
|  French (except Basque): 21 |
|  Scotch-Irish: 16 |
|  Italian: 14 |
|  Hungarian: 11 |
|  Czechoslovakian: 8 |
|  Polish: 7 |
|  Scandinavian: 7 |
|  Subsaharan African:: 4 |
|  African: 4 |
|  Swedish: 4 |
|  Czech: 2 |

Median worth of mobile homes: $47,241
Housing units lacking complete plumbing facilities: 5%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (49%)
- Bottled, tank, or LP gas (43%)
- Utility gas (5%)
- Other fuel (3%)
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Place of birth for U.S.-born residents:
- This state: 1765
- Northeast: 13
- Midwest: 170
- South: 78
- West: 90
54% of the 78656 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 25% lived in this county.
Out of people who lived in different counties, 90% lived in Texas.
Population in 1990: 3,974. Population change in the 1990s: -1,841 (-46.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Texas: | 6.8% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Texas: | 6.2% |
Students in private undergraduate colleges: 5
| Here: | 8.3% | | Texas: | 15.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (10-19: 1, 5-9: 1)
- Construction: Flooring Contractors (10-19: 1, 1-4: 1)
- Wholesale Trade: Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers (10-19: 1)
- Educational Services: Junior Colleges (10-19: 1)
- Construction: Commercial and Institutional Building Construction (10-19: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 5
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $129,113 | 18 | $104,168 | 12 | $118,943 | 4 | $24,548 | 3 | $116,353 | 6 | $59,002 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $92,183 | 2 | $140,075 | 2 | $40,760 | 0 | $0 | 1 | $64,410 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $70,713 | 19 | $102,715 | 6 | $18,917 | 2 | $45,715 | 12 | $62,906 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $102,150 | 10 | $116,834 | 1 | $42,790 | 0 | $0 | 1 | $105,840 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $192,320 | 2 | $97,285 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $127,824 | 17 | $103,354 | 14 | $90,048 | 3 | $61,703 | 4 | $79,608 | 9 | $80,972 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $61,700 | 6 | $75,142 | 3 | $103,893 | 2 | $39,185 | 0 | $0 | 4 | $60,240 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $58,912 | 22 | $93,090 | 5 | $28,376 | 2 | $99,990 | 9 | $60,603 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $140,520 | 14 | $90,627 | 1 | $82,870 | 0 | $0 | 1 | $43,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $99,765 | 0 | $0 | 1 | $80,170 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $100,980 | 25 | $95,016 | 13 | $104,805 | 7 | $59,581 | 6 | $70,037 | 6 | $82,723 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $67,396 | 5 | $107,196 | 2 | $101,790 | 0 | $0 | 9 | $50,094 |
| APPLICATIONS DENIED | 2 | $90,305 | 16 | $60,128 | 30 | $85,846 | 7 | $23,227 | 2 | $33,105 | 17 | $48,034 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $82,062 | 15 | $114,732 | 2 | $203,580 | 2 | $118,455 | 2 | $60,355 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $125,660 | 7 | $115,946 | 0 | $0 | 1 | $99,090 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $77,470 | 14 | $69,554 | 24 | $96,667 | 7 | $30,820 | 4 | $81,185 | 8 | $66,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $45,265 | 5 | $50,806 | 1 | $5,400 | 1 | $49,990 | 8 | $40,424 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $49,781 | 24 | $77,694 | 3 | $20,870 | 3 | $51,647 | 12 | $39,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $61,368 | 23 | $84,127 | 2 | $62,380 | 1 | $171,150 | 3 | $58,853 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $93,345 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $113,772 | 17 | $80,648 | 31 | $99,379 | 3 | $8,407 | 5 | $93,594 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $76,890 | 5 | $101,790 | 1 | $14,860 | 1 | $91,430 |
| APPLICATIONS DENIED | 1 | $101,340 | 9 | $47,992 | 26 | $83,982 | 5 | $9,998 | 3 | $104,343 |
| APPLICATIONS WITHDRAWN | 2 | $93,685 | 3 | $83,923 | 12 | $86,890 | 0 | $0 | 2 | $86,925 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $89,540 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
9605.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 5 | $120,076 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $45,490 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $185,113 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $206,730 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $89,540 | 2 | $137,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $193,670 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $94,283 | 2 | $118,455 | 0 | $0 | 2 | $75,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $125,210 | 1 | $82,420 | 1 | $82,870 | 1 | $66,660 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $92,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
9605.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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