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I had something similar happen many years ago (and it was about $3000, not $30,000) and I went straight to the bank and told them about the mistake. Duh. It isn't rocket science.
The parents obviously knew. A teen doesn't just come home with a BMW one day and mom and dad don't notice. They should be held accountable as well.
Are you really that harsh with human beings in life? Giving time to someone who simply made mistake?
She shouldn't have even been fired. Mistakes happen. We're human. If it was something she had done before then I could understand her being fired, but not if this was a first time mistake. How many years did the woman work there?
This is a perfect reason it would have been better for the kid to return the money. If he had, then insurance wouldn't have been involved and this woman likely would have kept her job. A woman working at 70 probably needs to work to live. Now who will hire her at that age? There were real consequences to an innocent person.
From the time my children were old enough to take something that didn't belong to them, we started the lessons about taking something that wasn't yours. Yes, a lot of times it was just sitting there to be taken and looked like it would not be a problem to make it yours. So, in this new age of "no personal responsibility" do you simply not teach your children that taking something or using something that is not theirs is wrong? I'm sorry, I consider the young adult and his mother to be trash. I do wonder if the adult had been in trouble before.
We have gotten checks and had money deposited in our account in error over our long life. We didn't need to ask what we should do and never considered keeping it.
If he doesn't have morals and integrity at 18, he never will. I think there is something very wrong when it is OK for a teenager to commit an adult crime and it be considered an "oops". By the time a person is a teenager, their morals and integrity are set in stone. You don't start training and discipline when the person is a teenager and making excuses for them just shows ignorance of parenting skills.
Pull up ANY banking agreement between bank and customer and it addresses the issue of errors. I googled and there was bank after bank with the same statement. I did find any that did not have a clause about errors and it did not say anything about "lucky day"!
Last edited by AnywhereElse; 03-16-2015 at 08:06 AM..
She shouldn't have even been fired. Mistakes happen. We're human. If it was something she had done before then I could understand her being fired, but not if this was a first time mistake. How many years did the woman work there?
This is a perfect reason it would have been better for the kid to return the money. If he had, then insurance wouldn't have been involved and this woman likely would have kept her job. A woman working at 70 probably needs to work to live. Now who will hire her at that age? There were real consequences to an innocent person.
I agree.
Like the post I quoted and countless other examples not only on this board but in life, there are some cold-hearted people out there. But let that person get fired from a job for making a mistake like this and see how they feel.
Sadly, many are not going to feel sorry for the 70 year old former bank teller.
It's difficult to imagine that people are actually having a serious discussion about whether an 18-year old should be accountable for stealing/spending someone else's money. This is a good example of "relative" truth/morality which is neither true or moral, and leaves people conflicted about what is right and wrong, in an obvious situation.
I don't judge this kid. My grandmother once got double pay by the federal government on her social security and she withdrew it immediately. She didn't spend it and they asked for it back immediately but I don't consider her a bad person.
No this is not what FDIC insurance is for. Why dont you google "FDIC insurance" and see what it covers?
Actually thats exactly what happened. The money appeared in his account. At that point he didn't know where it came from. Just like finding a stack of money.
I sincerely hope you aren't serious. How stupid can someone be that it would not occur to them that they could find out where money in their BANK account came from by .....asking the BANK?
Not at all like finding a random sack of money lying around somewhere with no way to determine where it came from.
Even then a decent person would contact the police to let them know that they had found it, in the event that someone else had reported it lost or stolen.
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