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We have universal health care. Everyone is treated irrespective of ability to pay. But the way we deliver it (via the ER) is highly inefficient and we never figured out a fair universal way to pay for it.
What's fair about shafting doctors and hospitals
How backward is this country. The emergency
room is for EMERGENCIES
We do not have an universal health care system. We have an Insurance Company system that gets
PUBLIC money e.g. Medicare Part C.
We can pay for it with a MEDICARE PAYROLL TAX.
Quit the bull.
I hope people read that article. Then go and say with a straight face how insurance is a business and they deserve to charge you substancial premiums because you are a threat to their profit or that they should have the right to deny you, but then turn to the people who are faced with high premiums or are denied and say with a straight face they are irresponsible or have their priorities mixed because they don't have insurance.
Its like liberals cant figure out the math.. Take that $50 a week they dont pay, put it into an account, and in 5 years, they have $12,500 (+ interest) to cover medical bills needed... So have people get a $12,500 catastrophic insurance policy.. As you build up money, you increase your policy..
But liberals.. We cant have people be responsible and put money aside to pay their own bills.. we must take their money from them by force, and hold onto it to pay your bills for you. I often wonder if liberals havent been able to get out of their "I need my mommy" stage when they were growing up.. now that they moved out of their parents home, (I would assume), and mommy isnt there, they have to look to the government.. "I need my government"..
That's your argument against a single payer system. If you have a catastrophic illness -
I'm sorry 12,500 isn't going to cut it. What's with the
liberal stuff
You want folks to put money in a bank
to cover health care expenses - the same banks the federal government bailed out at taxpayers expense.
I guess those banks needed their mommy
ALOT Really laughable.
I hope people read that article. Then go and say with a straight face how insurance is a business and they deserve to charge you substancial premiums because you are a threat to their profit or that they should have the right to deny you, but then turn to the people who are faced with high premiums or are denied and say with a straight face they are irresponsible or have their priorities mixed because they don't have insurance.
that's because INSURANE is a bussiness...a RISK business
why do you think people who smoke pay higher premiums n life INSURANCE
why do you think poor drivers (accidents and tickets) pay higher premiums on auto INSURANCE
why do you think people in bad weather areas pay more on homeowners INSURANCE
That's your argument against a single payer system. If you have a catastrophic illness -
I'm sorry 12,500 isn't going to cut it. What's with the
liberal stuff
I'm the one laughing because you dont understand that catastrophic insurance would cover everying ABOVE $12,500.. not below.. If you get sick the MAXIMUM you would owe is $12,500, which you would have in the bank to cover, the insurance company would pickup everything OVER this amount so the hospital gets paid, you owe nothing and taxpayers pay ZERO..
Quote:
Originally Posted by pollyrobin
You want folks to put money in a ban
to cover health care expenses - the same banks the federal government bailed out at taxpayers expense.
I guess those banks needed their mommy
ALOT Really laughable.
Yeah.. money in the bank.. Thats your objection to real world scenarios that keeps government out of my healthcare, you dont want to put money in the bank? I know.. the idea sounds foreign to you to be responsible and save, not relying upon government to hold your hand?
1. medicare is not 100% like medicaid...so PEOPLE would be faced with a 20% bill. and NEEDING to buy suplemental isnurance just like our elderly get screwed on everyday
2. medicare THIS YEAR cost over 500 billion dollars..and that is NOT covering its people at 100%.....and yes we all know the elderly are the most costly demographic
3. the COST of a UHC with 100% coverage would be anywhere between 2.5 to 5 trillion A YEAR...meaning the 80% coverage would cost 2 to 4 trillion dollars a year. to cover the entire population of 315 million USA citizens
4. of that 2-4 trillion (2.5 to 5 trillion@ 100% coverage) about 800 billion is already in the budget(the 500 billion for medicare and the 300 billion for medicaid) so the actual ADDITIONAL cost would be only 1.2 to 3.2 (1.7 to 4.2) trillion dollars
5. of that 1.2 to 4.2 trillion dollars. that means the 115 million taxpayers (number of 1040's filed with thee IRS) would EACH be stuck with 10,400 to 36500 dollar tax bill.
can you afford an ADDITIONAL 10k to 35k taxbill....I think not
An increase in the Medicare payroll tax will be the only change that most Americans will notice. For a patient getting health care that tax will seem small. In fact, it will be small compared to the elimination of a long list of “out-of-pocket†costs that we will no longer pay, such as these examples: co-pays, deductibles, coinsurance when we go to the hospital, and premiums to health insurance companies.
The percentage from payroll will be determined during the establishment of the legislation. If the tax increased by around 3 percent, the total tax would be around 5 percent.
The Cost. That expected (estimated) cost would be a total of about $42 per month for every $10,000 per year of earned (payroll) income. That will be small for many Americans compared to health insurance company plans with co-pays, deductibles, coinsurance, yearly limits, lifetime limits, and the costs for uncovered services and out-of-network providers and facilities. The specific percentage increase in the Medicare tax is to be determined, but it means a relatively small cost compared to the large drop in costs that will occur, such as the many out-of-pocket costs that will be eliminated or reduced.
I'm the one laughing because you dont understand that catastrophic insurance would cover everying ABOVE $12,500.. not below.. If you get sick the MAXIMUM you would owe is $12,500, which you would have in the bank to cover, the insurance company would pickup everything OVER this amount so the hospital gets paid, you owe nothing and taxpayers pay ZERO..
Yeah.. money in the bank.. Thats your objection to real world scenarios that keeps government out of my healthcare, you dont want to put money in the bank? I know.. the idea sounds foreign to you ha?
My objection was that you think folks that want universal
health care need "the mommy state to take care of them"
but then negate to see "Banks" needed the mommy state
to BAIL them out.
My objection was that you think folks that want universal
health care need "the mommy state to take care of them"
but then negate to see "Banks" needed the mommy state
to BAIL them out.
Guess all banks must be "Liberals"
Your objection was failed and ridiculous, unless the government is going to FORCE you to put the money in the bank.. I dont give a rats patute what you do with the money you save.. I buy properties with mine.. Expecting people to SAVE up must be difficult for you to think about..
And the notion gets even more ridiculous because you think putting money in the bank is a bailout.. Talk about the subject like an adult and if you cant dispute the facts posted, then dont reply.
that's because INSURANE is a bussiness...a RISK business
why do you think people who smoke pay higher premiums n life INSURANCE
why do you think poor drivers (accidents and tickets) pay higher premiums on auto INSURANCE
why do you think people in bad weather areas pay more on homeowners INSURANCE
insurance is not care, never was
Fine. Then support taxes to care for those who are deemed undesirable by health insurance that way insuance can insure the healthy and make their profit and those undesirable will get care.
The "Your health ills isn't my problem, go deal with your own problems, don't involve me" mentality isn't a acceptable solution
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If you have a catastrophic illness - 
