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Old 02-01-2012, 06:10 PM
 
3,244 posts, read 7,451,010 times
Reputation: 1604

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Quote:
Originally Posted by lionking View Post
Yes let us expand on this. I am usually a pro smaller government and keep government out it as much as possible type but there are instances where government works for the people especially when tradtional avenues have been exhausted. With health care so far I don't see a viable solution except to government at least in parial involvement.

You, like many who disagree with government involvment in health care while not offering real time solutions often are quoted as saying how you want to take care of yourself and don't want to be involved in participating to cover others.

That's great that you are able to take care of yourself, the problem is while you are able now, a set of circumstances can leave you wondering what to do with no where to turn. Like, loosing your job, then loosing your insurance and then having a major health crisis that leaves you in debt you could never pay or not able to get care you need because you can't afford it. And that is where a pool, funded by everybody comes in to protect all people.

My house insurance in Florida is a perfect example. Insurance collected for years but after a couple bad storms now refuse to insure or the rates are beyond most to afford. We were left with only one alternative, pool together and insure ourselves under a state government program. It isn't what we wanted but there was no choice.

Sure American medical treatment might be great, but it doesn't matter that it is when you are denied it or can't afford it. So people in that situation are left with looking to government as a alternative. That's the real world. Under current conditions your prince gets all the treatment he wants because he has loads of money and will never have the burden of worry about not being able to afford it or being denied it. Most Americans aren't that fortunate. Most people make 30k to 70k a year, what are they to do when medical costs are 40k a year or more and if no insurance wants to have them because they are risky?
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I planned ahead for all of this:

Quote:"That's great that you are able to take care of yourself, the problem is while you are able now, a set of circumstances can leave you wondering what to do with no where to turn. Like, loosing your job"

I don't work. I saved my pennies since I was 21. I didn't need big-screen TV's and vacations to Disneyland.

Quote:"then loosing your insurance and then having a major health crisis that leaves you in debt you could never pay or not able to get care you need because you can't afford it."

I pay for my own health insurance (and I am in the high-risk pool, so it costs a fortune, but it beats the alternative).
Also, never have your assets in your own name. Can't get blood from a turnip, if you want to go that route.

Quote:" And that is where a pool, funded by everybody comes in to protect all people."

It soaks those who take care of themselves, do not participate in any sort of risky activities (smoking is a good one), and pays out to those who do not.

Quote:"Most Americans aren't that fortunate. Most people make 30k to 70k a year, what are they to do when medical costs are 40k a year or more and if no insurance wants to have them because they are risky?"


Well, if they are 50 years old, and are making 70K a year, let's say they started out at 30K out of school, the should EASILY be in the well-over-a million to 2M in investments by now, unless they didn't save their pennies....

You essentially can ALWAYS get insurance... as I stated, it can be expensive (my high-risk pool is $10K a year... but beats huge medical bills).
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Old 02-01-2012, 06:35 PM
 
Location: The Wild Wild West
54 posts, read 72,455 times
Reputation: 31
Quote:
Originally Posted by SuperSparkle928 View Post
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Quote:"We do pay for it in Canada by paying Higher Taxes it is something we all agree on."

I see... a 'mob-rule' form of government.

Quote:"
Everyone should have the right to A decent Education and acess to decent Healthcare no matter how Rich or how poor they are... "

That's not stated in our Constitution or Bill of Rights..... They have a right to access education and healthcare, but it says nothing about others subsidizing it.

Quote:"Everyone is treated the same here as there is no Class warfare here..It is First come First Serve..."

Ahhh, 'First come, First Serve..." So if I can fill a school system with students, and yours didn't make it in, oh well then you are SOL.

Quote:"The whole point of our Healthcare system is to prevent people from getting sick or ill in the first place..."

Part of the reason it is expensive here in the US is because of the preventative approach. I like my doctors being hypochondriacs... yes, they run lots of tests on me, for conditions they may consider suspect. They don't benefit from it financially (unless they are in a group that buys the test equipment)... But I would rather be safe than sorry, and I value my life over money, so I am willing to pay (for me).
You need to look at the links I posted earlier.
Per-person public spending on healthcare in the US is higher than in Canada.
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Old 02-01-2012, 07:07 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,810,305 times
Reputation: 35920
Quote:
Originally Posted by Roadking2003 View Post
No, healthcare is expensive in the US because we consume huge quantities of it.
In theory, that should make the cost go down!
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Old 02-01-2012, 07:34 PM
 
Location: Vancouver, B.C., Canada
11,155 posts, read 29,330,060 times
Reputation: 5480
Quote:
Originally Posted by lionking View Post
Yes let us expand on this. I am usually a pro smaller government and keep government out it as much as possible type but there are instances where government works for the people especially when tradtional avenues have been exhausted. With health care so far I don't see a viable solution except to government at least in parial involvement.

You, like many who disagree with government involvment in health care while not offering real time solutions often are quoted as saying how you want to take care of yourself and don't want to be involved in participating to cover others.

That's great that you are able to take care of yourself, the problem is while you are able now, a set of circumstances can leave you wondering what to do with no where to turn. Like, loosing your job, then loosing your insurance and then having a major health crisis that leaves you in debt you could never pay or not able to get care you need because you can't afford it. And that is where a pool, funded by everybody comes in to protect all people.

My house insurance in Florida is a perfect example. Insurance collected for years but after a couple bad storms now refuse to insure or the rates are beyond most to afford. We were left with only one alternative, pool together and insure ourselves under a state government program. It isn't what we wanted but there was no choice.

Sure American medical treatment might be great, but it doesn't matter that it is when you are denied it or can't afford it. So people in that situation are left with looking to government as a alternative. That's the real world. Under current conditions your prince gets all the treatment he wants because he has loads of money and will never have the burden of worry about not being able to afford it or being denied it. Most Americans aren't that fortunate. Most people make 30k to 70k a year, what are they to do when medical costs are 40k a year or more and if no insurance wants to have them because they are risky?
You just explained how the Canadian Healthcare System works right there...

When Our Govronment buys health insurance it does so for 35 million people thus driving down the cost and making it affordable.
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Old 02-01-2012, 07:34 PM
 
6,326 posts, read 6,595,089 times
Reputation: 7457
Quote:
And thus, the downfall of the healthcare system. Those of us who have healthcare insurance subsidize those who do not.
Wrong, those of us who are healthy and have healthcare insurance subsidize those who don't have an insurance and the sick ones who have an insurance. If you pay $200/month in premiums and "collect" $50,000 in treatments you don't subsidize anyone. Every insurance is "socialistic" in its nature. If you are so obsessed about "Freeloaders" depleting the system, why don't you go without insurance whatsoever. There is NO point for an insurance other than a chance to become a "freeloader" and to collect more than you put in. How one being so rugged and individualistic could harbor these evil freeloading intentions? You want superior genetic stock, having better health & luck to pay for your pesky & insignificant health problems. Sorry, it's survival of the fittest. You want social Darwinism, then do NOT hide your freeloading essence behind insurance. Welcome to the jungle, let the strongest win.
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Old 02-01-2012, 07:49 PM
 
22,923 posts, read 15,500,035 times
Reputation: 16962
Quote:
Originally Posted by SuperSparkle928 View Post
---------------------------------------------------------------------

Quote:"We do pay for it in Canada by paying Higher Taxes it is something we all agree on."

I see... a 'mob-rule' form of government.

Rebuttal: Mob rule? Nope - we voted for it, hence, democratic principle; surely you've heard of it?

Quote:"
Everyone should have the right to A decent Education and acess to decent Healthcare no matter how Rich or how poor they are... "

That's not stated in our Constitution or Bill of Rights..... They have a right to access education and healthcare, but it says nothing about others subsidizing it.

Rebuttal: And just who builds those big schools they have the right to access? YOU DO. It's commonly called taxation or otherwise; "a subsidy".

Quote:"Everyone is treated the same here as there is no Class warfare here..It is First come First Serve..."

Ahhh, 'First come, First Serve..." So if I can fill a school system with students, and yours didn't make it in, oh well then you are SOL.

Rebuttal: Nope; when we fill a school in a district that has more students than desks we build another school or bus them elsewhere; - you don't?

Quote:"The whole point of our Healthcare system is to prevent people from getting sick or ill in the first place..."

Part of the reason it is expensive here in the US is because of the preventative approach. I like my doctors being hypochondriacs... yes, they run lots of tests on me, for conditions they may consider suspect. They don't benefit from it financially (unless they are in a group that buys the test equipment)... But I would rather be safe than sorry, and I value my life over money, so I am willing to pay (for me).
Rebuttal: Baloney; the doctors don't benefit from running tests they KNOW BEFOREHAND aren't necessary?They bill the insurance company or YOU for those tests. Or they get a kickback from the testing agency for sending them fillers and if you don't believe that; there's this tract of land in the middle of lake Okeechobee that I will sell you for........

Last edited by BruSan; 02-01-2012 at 07:58 PM..
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Old 02-01-2012, 07:55 PM
 
22,923 posts, read 15,500,035 times
Reputation: 16962
Quote:
Originally Posted by remembermee View Post
wrong, those of us who are healthy and have healthcare insurance subsidize those who don't have an insurance and the sick ones who have an insurance. If you pay $200/month in premiums and "collect" $50,000 in treatments you don't subsidize anyone. Every insurance is "socialistic" in its nature. If you are so obsessed about "freeloaders" depleting the system, why don't you go without insurance whatsoever. There is no point for an insurance other than a chance to become a "freeloader" and to collect more than you put in. How one being so rugged and individualistic could harbor these evil freeloading intentions? You want superior genetic stock, having better health & luck to pay for your pesky & insignificant health problems. Sorry, it's survival of the fittest. You want social darwinism, then do not hide your freeloading essence behind insurance. Welcome to the jungle, let the strongest win.

bingo!
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Old 02-01-2012, 10:27 PM
 
29,407 posts, read 22,017,439 times
Reputation: 5455
Quote:
Originally Posted by RememberMee View Post
Wrong, those of us who are healthy and have healthcare insurance subsidize those who don't have an insurance and the sick ones who have an insurance. If you pay $200/month in premiums and "collect" $50,000 in treatments you don't subsidize anyone. Every insurance is "socialistic" in its nature. If you are so obsessed about "Freeloaders" depleting the system, why don't you go without insurance whatsoever. There is NO point for an insurance other than a chance to become a "freeloader" and to collect more than you put in. How one being so rugged and individualistic could harbor these evil freeloading intentions? You want superior genetic stock, having better health & luck to pay for your pesky & insignificant health problems. Sorry, it's survival of the fittest. You want social Darwinism, then do NOT hide your freeloading essence behind insurance. Welcome to the jungle, let the strongest win.
Currently it is your choice to carry health insurance. Part of that choice is whether you want your premiums to pay for others who also make that choice with whoever your provider is if they become sick and you don't. If you don't want to pay for others who become sick then simply don't carry health insurance. Pretty simple stuff. Now the government is saying you HAVE to carry insurance thus FORCING you to subsidize others care.
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Old 02-01-2012, 10:38 PM
 
Location: Portland, OR
9,855 posts, read 11,937,175 times
Reputation: 10028
Quote:
Originally Posted by KUchief25 View Post
Currently it is your choice to carry health insurance. Part of that choice is whether you want your premiums to pay for others who also make that choice with whoever your provider is if they become sick and you don't. If you don't want to pay for others who become sick then simply don't carry health insurance. Pretty simple stuff. Now the government is saying you HAVE to carry insurance thus FORCING you to subsidize others care.
The skier who died was healthy as a horse. It's not only sick people who wind up in hospitals. In fact, the healthier you are the more likely that if you find yourself in a hospital its because you stepped in it big time and the bill is going to be huge. You are NOT paying it off with your savings. So the big mouth go it alone and the I'm not subsidizing any free-loaders with my hard earned money types can just stop. If and when you get hurt you will want to be taken care of even if you don't have any health insurance.

H
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Old 02-01-2012, 10:39 PM
 
3,423 posts, read 3,215,943 times
Reputation: 3321
Quote:
Originally Posted by KUchief25 View Post
Currently it is your choice to carry health insurance. Part of that choice is whether you want your premiums to pay for others who also make that choice with whoever your provider is if they become sick and you don't. If you don't want to pay for others who become sick then simply don't carry health insurance. Pretty simple stuff. Now the government is saying you HAVE to carry insurance thus FORCING you to subsidize others care.

And then when you get sick and don't have health insurance, you go to the doctor or hospital but cannot pay the bill, and so the hospital or doctor eats the bill and everyone pays anyway (far more than they would if everyone paid in the first place). Pretty simple stuff.
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