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Conservatives know that when government ties to "help" people, it almost always winds up doing more harm than good. Republicans are offering a bill to help get government out of the way, so that costs can come down.
Newsflash to liberals: Bringing costs down, is a good way to get MORE people insured!
Democrat socialists brag that their bill "does much more" than the GOP bill. And they say that like it's a GOOD thing! Republicans are on the right track here... which is something Republicans have been missing recently. They are actually being conservative here... who'd a thunk?
If people know they can get insurance despite preexisting conditions, why would they bother to buy insurance at all while they are healthy? They can just wait until they get sick, and THEN buy the insurance, and expect it to cover all their medical bills for that sickness. And once they are cured, they can drop the insurance again and quit paying premiums, until the next time they are sick or injured.
Were you about to explain how long any insurance company can last, when it is forced to take people with preexisting conditions? And/or, suggest some solution to this problem?
Problem with this line of logic is that anything can be construed as being a preexisting condition. Real logic would dictate that if people with any condition does not have insurance, they will not seek treatment for any illness until it becomes severe, making the cost of such treatment that much higher, making the ultimate cost to all of us that much higher. Does that make any sense to you?
Conservatives know that when government ties to "help" people, it almost always winds up doing more harm than good. Republicans are offering a bill to help get government out of the way, so that costs can come down.
Newsflash to liberals: Bringing costs down, is a good way to get MORE people insured!
Democrat socialists brag that their bill "does much more" than the GOP bill. And they say that like it's a GOOD thing! Republicans are on the right track here... which is something Republicans have been missing recently. They are actually being conservative here... who'd a thunk?
If people know they can get insurance despite preexisting conditions, why would they bother to buy insurance at all while they are healthy? They can just wait until they get sick, and THEN buy the insurance, and expect it to cover all their medical bills for that sickness. And once they are cured, they can drop the insurance again and quit paying premiums, until the next time they are sick or injured.
Were you about to explain how long any insurance company can last, when it is forced to take people with preexisting conditions? And/or, suggest some solution to this problem?
You do realize a lot of times insurance companies will deny people insurance if they have been without it for a while?
Sometimes they make it prohibitively expensive for people with pre-existing conditions?
I say get rid of the profit motive and you'll see costs go down.
The goals of satisfying shareholders and providing good care to policyholders/customers are a diametrically opposed. You can't turn a profit and give the best care to all your customers. It's exactly why insurance companies practice recission and try to cancel policies of people who come down with expensive illnesses.
Some things just shouldn't be left up to the free market and health care is one of those things.
I say get rid of the profit motive and you'll see costs go down.
The goals of satisfying shareholders and providing good care to policyholders/customers are a diametrically opposed. You can't turn a profit and give the best care to all your customers. It's exactly why insurance companies practice recission and try to cancel policies of people who come down with expensive illnesses.
Some things just shouldn't be left up to the free market and health care is one of those things.
yeah, get rid of the profits and say good bye to many new possible cures , say good bye to technological advancement , say hello to de-progressing
yeah , i agree the insurance companies gone mad... but that's b.c people keep buying the low deductible plans that wouldn't exist if their consumers were smarter
you have no clue about free markets if you make a statement like your last sentence... WE DO NOT HAVE A FREE MARKET CURRENTLY ... We have a third payer system that dominates the market through government tax advantages for businesses... We have medicare that controls doctors and hospitals.. Plus the zillion other federal and local laws that regulate doctor and patient relationship..
We need a free market, and that is reversing the gov't involvement in the health care industry. The regulation that currently takes place has little effect on actual safety, but high effect on raising costs and inefficiency.
Health Care should be as simple as this
Patient <------> Doctor (and people he hires if any)
The above is what we need to get to if you want real health savings and increased care for the masses..
If you have insurance and a large health problem occurs or a big accident .. it would look like this
Patient <-------> Doctor (and people he hires if any)
Doctor gives the copy of bill to patient
Patient gives bill to insurers , if covered, insurer just writes a check and mails to doctor..
yeah, get rid of the profits and say good bye to many new possible cures , say good bye to technology advancement , say hello to de-progressing
yeah , i agree the insurance companies gone mad... but that's b.c people keep buying the low deductible plans that wouldn't exist if their consumers were smarter
you have no clue about free markets if you make a statement like your last sentence... WE DO NOT HAVE A FREE MARKET CURRENTLY ... We have a third payer system that dominates the market through government tax advantages for businesses... We have medicare that controls doctors and hospitals.. Plus the zillion other federal and local laws that regulate doctor and patient relationship..
We need a free market, and that is reversing the gov't involvement in the health care industry. The regulation that currently takes place has little effect on actual safety, but high effect on raising costs and inefficiency.
Health Care should be as simple as this
Patient <------> Doctor (and people he hires if any)
The above is what we need to get to if you want real health savings and increased care for the masses..
You do realize medical innovation still happens in countries that have nationalized health care?
Look at Japan, they've spawned a whole business of low cost MRI machines and have other countries clamoring for them because they're low cost and get the job done.
Medical innovation can still happen under a single payer system.
My goal is to get rid of insurance companies who are unnecessary middle men.
There can still be profits in other health care industries such as the medical device industry.
You do realize medical innovation still happens in countries that have nationalized health care?
Look at Japan, they've spawned a whole business of low cost MRI machines and have other countries clamoring for them because they're low cost and get the job done.
Medical innovation can still happen under a single payer system.
My goal is to get rid of insurance companies who are unnecessary middle men.
There can still be profits in other health care industries such as the medical device industry.
"More than 14,000 emergency patients were rejected at least three times by Japanese hospitals before getting treatment in 2007, according to the latest government survey."
"Japan's suicide rate is high compared to the USA; the Yomiuri Shinbun reported in June 2008 that more than 30,000 people had killed themselves every year for the past decade. A study published in 2006, suspects that health problems were a factor in almost 50 percent of the Japan's suicides in 2006"
Still nobody has responded to my question: How can any insurance company keep operating if they are forced to take people with preexisting conditions? People will drop their insurance so they can quit paying premiums, and wait till the actually get sick or injured. Then they will buy insurance, and the company will be forced to take them to pay for the medical care for their illness or injury. Then after the patient is cured, he will drop the insurance again and not pay premiums, until the next time he is sick.
How can an insurance company avoid swift and severe bankruptcy, under these conditions?
"More than 14,000 emergency patients were rejected at least three times by Japanese hospitals before getting treatment in 2007, according to the latest government survey."
"Japan's suicide rate is high compared to the USA; the Yomiuri Shinbun reported in June 2008 that more than 30,000 people had killed themselves every year for the past decade. A study published in 2006, suspects that health problems were a factor in almost 50 percent of the Japan's suicides in 2006"
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I am a proponent of single-payer coverage.
