In retirement, what budget items did you underestimate or overestimate? (friends, drugs)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
My oral surgeon said I should take my teeth to my grave. So far so good. I may need a crown or two but I hope that will be it.
Yes, beware of dentists who try to up sell you. Get a second opinion.
30 MBPS Internet only is $69 a month. I mainly watch Showtime, HBO, the networks and PBS and TMC channels. I'll have to see what they cost using the Roku. Thanks.
One other thing. Everything we watch is usually time delayed and recorded to watch later. Is there this type of dvr capability with Roku?
The various streaming packages have Dvr options and they all differ depending on the service ..i bekeive you will find YouTube TV, Philo or one of the others fit your needs . Hbo now costs 15 a month anx you have their entire catalog plus live ..Showtime is less
Look around the internet at various cord cutter sites and you will be surprised what you can find and costs compared to what you pay now. But cord cutting isnt for everyone either
The various streaming packages have Dvr options and they all differ depending on the service ..i bekeive you will find YouTube TV, Philo or one of the others fit your needs . Hbo now costs 15 a month anx you have their entire catalog plus live ..Showtime is less
Look around the internet at various cord cutter sites and you will be surprised what you can find and costs compared to what you pay now. But cord cutting isnt for everyone either
Indeed. Watch the sale pages on Wednesday and when you see chicken on sale in family pack go buy it and individually wrap in freezer wrap to store and pull out as needed. Same with other meats, at least once a month something was at insane prices.
Another vote for dental costs. Recently had an abscessed back molar which required a root canal and crown. That was $3,000. Will be adding dental insurance at the next open season.
I notice food prices keep creeping up and up. We do have a freezer, so we watch for sales, buy in bulk, and stock up.
Is he sure that he wants to introduce that much moisture into the garage area? It will probably cause things to rust unless you use it with a window open a few inches.
My comment is a bit OT here, but if it saves one big mistake and wasted money it might be OK. People new to the desert SW are typically clueless about evap (aka swamp) coolers. Yes they are an inexpensive way to cool the air in a dwelling, BUT only when the dew point is less than 60F. Use an evap cooler during the monsoon months and as you said the result is typically a soggy, damp climate that encourages mold and rust.
Installing a super-efficiency ductless air conditioner in the garage might be a better option.
Okay, this might illustrate my utter stupidity about such matters, but I completely forgot and didn't account for the fact that if your income exceeds your deductions (stand or otherwise), you will have to pay income taxes. That can be a HUGE budget item for some people!
(That also will lead us, I think, to live off our personal retirement savings first and then delay getting my husband's Social Security as long as possible. If anyone thinks this is a bad strategy, please let me know!)
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
