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Notable locations in St. Cloud: Stearns County Heritage Center (A), Saint Cloud Country Club (B), Boulder Ridge Golf Club (C), Veterans Golf Course (D), Administration Services Building (E), Business Building (F), Performing Arts Center (G), Sherburne Hall (H), Shoemaker Hall (I), Division Place Fashion Center (J), Mathematics and Science Center (K), Halenbeck Hall (L), Saint Cloud Public Library (M), Saint Cloud Fire Department (N), Saint Cloud Civic Center (O), Saint Cloud City Hall (P), Alumni House (Q), American Indian Center (R), Stateview North (S), Stateview South (T). Display/hide their locations on the map
Shopping Centers: East Village Shopping Center (1), Centre Square Shopping Center (2), Centennial Shopping Center (3), Crossroads Shopping Center (4), Northgate Shopping Center (5), Plaza West Shopping Center (6), Radio City Music Mall (7). Display/hide their locations on the map
Churches in St. Cloud include: Saint Cloud Unitarian Universalist Fellowship (A), Fellowship Bible Church (B), Saint Cloud Orthodox Christian Church (C), Saint Augustine Church (D), Saint Anthony Parish (E), First Assembly of God Church (F), First Baptist Church (G), First Church of Christ Scientist (H), First Presbyterian Church (I). Display/hide their locations on the map
Cemeteries: Assumption Cemetery (1), Calvary Cemetery (2), Minnesota Reformatory Cemetery (3), North Star Cemetery (4). Display/hide their locations on the map
Lakes and reservoirs: George, Lake (A), Mississippi River Reservoir (B). Display/hide their locations on the map
Parks in St. Cloud include: BBC Park (1), Barden Park (2), Riverside Park (3), Beaver Islands Park (4), Sterling Heights Park (5), Riverside Park (6), Raymond Park (7), Calvary Hill Park (8), Carlin Playground (9). Display/hide their locations on the map
Post office: Saint Cloud Post Office (A). Display/hide its location on the map
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Drinking water stations with addresses in St. Cloud and their reported violations in the past:
SUBURBAN HEALTH CLUB (Population served: 200, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In SEP-2004, Contaminant: Coliform. Follow-up actions: St Formal NOV issued (SEP-28-2004), St Boil Water Order (SEP-28-2004), St Public Notif requested (SEP-28-2004), St Tech Assistance Visit (SEP-28-2004), St Compliance Meeting conducted (SEP-28-2004), St Violation/Reminder Notice (SEP-28-2004), St Compliance achieved (OCT-06-2004)
- MCL, Monthly (TCR) - In MAR-2000, Contaminant: Coliform. Follow-up actions: St Boil Water Order (MAR-13-2000), St Public Notif requested (MAR-13-2000), St Tech Assistance Visit (MAR-13-2000), St Compliance Meeting conducted (MAR-13-2000), St Violation/Reminder Notice (MAR-13-2000), St Compliance achieved (APR-04-2000)
- MCL, Monthly (TCR) - Between JAN-1999 and DEC-1999, Contaminant: Coliform. Follow-up actions: St Boil Water Order (MAR-02-1999), St Formal NOV issued (MAR-02-1999), St Public Notif requested (MAR-02-1999), St Tech Assistance Visit (MAR-02-1999), St Compliance Meeting conducted (MAR-02-1999), St Violation/Reminder Notice (MAR-02-1999), St Compliance achieved (MAR-17-1999)
OUR SAVIORS LUTHERAN CHURCH (Address: 2929 County Road 136, Population served: 55, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between JAN-1997 and DEC-1997, Contaminant: Coliform. Follow-up actions: St Boil Water Order (SEP-29-1997), St Formal NOV issued (SEP-29-1997), St Public Notif requested (SEP-29-1997), St Tech Assistance Visit (SEP-29-1997), St Compliance Meeting conducted (SEP-29-1997), St Violation/Reminder Notice (SEP-29-1997), St Compliance achieved (NOV-18-1997)
CRESTWOOD HILLS ADDITION (Address: 5836 Crestwood Court, Population served: 40, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between JUL-1998 and SEP-1998, Contaminant: Coliform. Follow-up actions: St Boil Water Order (AUG-10-1998), St Formal NOV issued (AUG-10-1998), St Public Notif requested (AUG-10-1998), St Tech Assistance Visit (AUG-10-1998), St Compliance Meeting conducted (AUG-10-1998), St Violation/Reminder Notice (AUG-10-1998), St Compliance achieved (AUG-28-1998)
TRUTH FELLOWSHIP CHRISTIAN CHURCH (Address: 32932 County Road 4, Population served: 35, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In APR-2004, Contaminant: Coliform. Follow-up actions: St Formal NOV issued (APR-12-2004), St Boil Water Order (APR-12-2004), St Public Notif requested (APR-12-2004), St Tech Assistance Visit (APR-12-2004), St Compliance Meeting conducted (APR-12-2004), St Violation/Reminder Notice (APR-12-2004), St Compliance achieved (APR-29-2004)
LAKE THEATER (Serves WI, Population served: 25, Groundwater):
Past monitoring violations:
- One routine major monitoring violation
- One regular monitoring violation
MARANA'S MYRTLE LAKE RESORT (Address: 3014 - 15th Avenue South, Population served: 25, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In JUN-2005, Contaminant: Coliform. Follow-up actions: St Public Notif requested (JUN-13-2005), St Tech Assistance Visit (JUN-13-2005), St Compliance Meeting conducted (JUN-13-2005), St Violation/Reminder Notice (JUN-13-2005), St Boil Water Order (JUN-13-2005), St Formal NOV issued (JUN-13-2005)
- MCL, Monthly (TCR) - In JUL-2002, Contaminant: Coliform. Follow-up actions: St Compliance achieved (JUL-31-2002), St Public Notif requested (JUL-31-2002), St Tech Assistance Visit (JUL-31-2002), St Compliance Meeting conducted (JUL-31-2002), St Violation/Reminder Notice (JUL-31-2002), St Formal NOV issued (JUL-31-2002), St Boil Water Order (JUL-31-2002)
Drinking water stations with addresses in St. Cloud that have no violations reported:
- BEL CLARE ESTATES (Population served: 900, Primary Water Source Type: Groundwater)
- ST. CLOUD CAMPGROUND AND RV PARK (Population served: 300, Primary Water Source Type: Groundwater)
- SUMMERLAND SAUK RAPIDS (Population served: 250, Primary Water Source Type: Groundwater)
- MIMBACH FLEET SUPPLY, INC. (Population served: 220, Primary Water Source Type: Groundwater)
- SCHMIDTY'S LUXEMBURG SHELL (Population served: 200, Primary Water Source Type: Groundwater)
- TERRITORY GOLF CLUB (Population served: 120, Primary Water Source Type: Groundwater)
- NORTH LAND MALL & SPEED STOP (Population served: 100, Primary Water Source Type: Groundwater)
- PEARL LAKE LODGE (Population served: 100, Primary Water Source Type: Groundwater)
- ST. CLOUD AMERICAN LEGION POST 76 (Population served: 75, Primary Water Source Type: Groundwater)
- ST. CLOUD CHURCH OF CHRIST (Population served: 70, Primary Water Source Type: Groundwater)
Detailed information about poverty and poor residents in St. Cloud, MN
People in group quarters in St. Cloud
- 2489 people in college dormitories (includes college quarters off campus)
- 800 people in state prisons
- 506 people in nursing homes
- 247 people in other noninstitutional group quarters
- 116 people in hospitals or wards for drug/alcohol abuse
- 112 people in local jails and other confinement facilities (including police lockups)
- 109 people in religious group quarters
- 106 people in homes for the mentally retarded
- 73 people in unknown juvenile institutions
- 60 people in other nonhousehold living situations
- 28 people in homes or halfway houses for drug/alcohol abuse
- 22 people in mental (psychiatric) hospitals or wards
- 17 people in homes for the mentally ill
- 12 people in training schools for juvenile delinquents
- 10 people in hospitals/wards and hospices for chronically ill
- 10 people in other hospitals or wards for chronically ill
- 10 people in short-term care, detention or diagnostic centers for delinquent children
- 7 people in other group homes
St. Cloud compared to Minnesota state average:
- Black race population percentage below state average.
- Hispanic race population percentage significantly below state average.
- Median age below state average.
- Number of college students above state average.
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Arenas or stadiums:
- Halenbeck Hall. St. Cloud State University.
- National Hockey Center. St. Cloud State University.
Banks with branches in St. Cloud (2009 data):
- TCF National Bank: St. Cloud West Branch, Scsu Atwood Center Branch, St. Cloud East Cub Branch, St. Cloud West Cub Branch. Info updated 2006-11-03: Bank assets: $16,703.1 mil, Deposits: $10,292.3 mil, headquarters in Wayzata, MN, positive income, Commercial Lending Specialization, 455 total offices, Holding Company: Tcf Financial Corporation
- American Heritage National Bank: St. Cloud Branch at 2915 2nd Street South, branch established on 1995-04-07; American Heritage Nb Branch at 525 Highway #10 South, branch established on 1999-11-17. Info updated 2006-11-03: Bank assets: $208.7 mil, Deposits: $169.9 mil, headquarters in Long Prairie, MN, positive income, Commercial Lending Specialization, 4 total offices
- American National Bank of Minnesota: St. Cloud Branch at 3210 West Division Street, branch established on 1983-05-01. Info updated 2006-05-05: Bank assets: $284.0 mil, Deposits: $221.7 mil, headquarters in Baxter, MN, positive income, Commercial Lending Specialization, 9 total offices, Holding Company: American Bancorporation Of Minnesota, Inc.
- State Bank of Kimball: St. Augusta Branch at 24952 County Road 7, branch established on 1990-02-05. Info updated 2006-11-03: Bank assets: $70.8 mil, Deposits: $62.4 mil, headquarters in Kimball, MN, positive income, Commercial Lending Specialization, 2 total offices, Holding Company: Cattail Bancshares, Inc.
- Wells Fargo Bank, National Association: St Cloud-South Branch at 200 33rd Avenue South, branch established on 1989-01-18. Info updated 2009-03-16: Bank assets: $538,958.0 mil, Deposits: $346,850.0 mil, headquarters in Sioux Falls, SD, positive income, Commercial Lending Specialization, 3392 total offices, Holding Company: Wells Fargo & Company
- Bremer Bank, National Association: St Cloud West Branch at 4150 - 2nd Street South, branch established on 1983-11-01. Info updated 2006-11-03: Bank assets: $665.8 mil, Deposits: $476.7 mil, headquarters in Saint Cloud, MN, positive income, Commercial Lending Specialization, 5 total offices, Holding Company: Otto Bremer Foundation
School Enrollment by Level of School
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2004 Presidential Election results in Stearns County Minnesota:
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Most commonly used house heating fuel:
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- Utility gas (69%)
- Electricity (23%)
- Fuel oil, kerosene, etc. (4%)
- Other fuel (2%)
- Bottled, tank, or LP gas (2%)
- No fuel used (1%)
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Religion statistics for St. Cloud
Percentage of population affiliated with a religious congregations: 71.60%
| Here |  | 71.6% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations.
| Name | Catholic Church | Evangelical Lutheran Church in America | Lutheran Church | United Methodist Church | Assemblies of God |
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| Adherents | 69.8% | 15.5% | 5.1% | 2.5% | 1.7% |
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| Congregations | 41.7% | 12.5% | 9.2% | 5.8% | 5.8% |
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| Name | Presbyterian Church (USA) | Charismatic Churches Independent | Baptist General Conference | Evangelical Free Church of America | Other |
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| Adherents | 0.9% | 0.6% | 0.5% | 0.4% | 2.9% |
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| Congregations | 1.7% | 0.8% | 1.7% | 1.7% | 19.2% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.
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Local government employment and payroll (March 2006)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Other and Unallocable |
11 | $38,273 | $41,752 | 69 | $15,221 |
| Other Government Administration |
28 | $93,716 | $40,164 | 31 | $15,686 |
| Financial Administration |
28 | $119,410 | $51,176 | 11 | $10,609 |
| Judicial and Legal |
10 | $49,257 | $59,108 | 0 | $0 |
| Police Protection - Officers |
86 | $442,835 | $61,791 | 0 | $0 |
| Police - Other |
27 | $87,953 | $39,090 | 29 | $34,257 |
| Firefighters |
56 | $247,981 | $53,139 | 17 | $6,894 |
| Fire - Other |
2 | $6,425 | $38,550 | 0 | $0 |
| Streets and Highways |
54 | $220,253 | $48,945 | 1 | $815 |
| Airports |
5 | $21,587 | $51,809 | 5 | $1,468 |
| Health |
21 | $90,431 | $51,675 | 1 | $1,822 |
| Solid Waste Management |
20 | $66,896 | $40,138 | 0 | $0 |
| Sewerage |
15 | $58,724 | $46,979 | 1 | $474 |
| Parks and Recreation |
43 | $169,619 | $47,336 | 84 | $47,904 |
| Water Supply |
34 | $136,759 | $48,268 | 2 | $609 |
| Totals for Government |
440 | $1,850,120 | $50,458 | 251 | $135,760 |
St. Cloud government finances in 2006:
- Bond Funds - Cash and Securities: $1,774,000
- Charges - Sewerage: $5,650,000
Parks and Recreation: $3,224,000
Solid Waste Management: $2,439,000
All Other: $2,395,000
Parking Facilities: $1,501,000
Air Transportation: $358,000
- Construction - Regular Highways: $7,842,000
Sewerage: $6,629,000
Water Utilities: $4,282,000
Police Protection: $2,437,000
Air Transportation: $1,248,000
Parks and Recreation: $1,212,000
Libraries: $261,000
- Current Operations - Police Protection: $11,123,000
Parks and Recreation: $6,638,000
Regular Highways: $5,680,000
Local Fire Protection: $5,318,000
Water Utilities: $3,950,000
Sewerage: $3,804,000
Central Staff Services: $3,584,000
Solid Waste Management: $2,195,000
Financial Administration: $1,880,000
Air Transportation: $1,097,000
Parking Facilities: $1,019,000
Protective Inspection and Regulation, NEC: $1,010,000
Judicial and Legal Services: $772,000
General - Other: $640,000
Health - Other: $540,000
Electric Utilities: $288,000
General Public Buildings: $281,000
Libraries: $182,000
- DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $208,602,000
- Electric Utilities - Interest on Debt: $885,000
- Federal Intergovernmental - Housing and Community Development: $613,000
All Other: $158,000
- General - Interest on Debt: $3,279,000
- Intergovernmental to Local NEC - Housing and Community Development: $818,000
General - Other: $388,000
- Local Intergovernmental - All Other: $1,959,000
General Local Government Support: $119,000
Highways: $53,000
Health and Hospitals: $11,000
Water Utilities: $5,000
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $210,523,000
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $1,921,000
- Long Term Debt Retired Unspecified Public Purpose: $18,673,000
- Miscellaneous - Interest Earnings: $11,945,000
Special Assessments: $9,172,000
General Revenue, NEC: $2,218,000
Fines and Forfeits: $1,257,000
Donations From Private Sources: $483,000
Rents: $102,000
Sale of Property: $40,000
- NEW for 2005 - Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $120,969,000
Long Term Debt Outstanding Unspecified Public Purpose: $120,473,000
Long Term Debt Issue, Unspecified Public Purpose: $18,177,000
- Other Capital Outlay - Water Utilities: $3,204,000
Sewerage: $1,756,000
Central Staff Services: $844,000
General - Other: $657,000
Regular Highways: $474,000
Parking Facilities: $238,000
Police Protection: $179,000
Financial Administration: $150,000
Local Fire Protection: $113,000
Parks and Recreation: $113,000
Solid Waste Management: $40,000
General Public Building: $36,000
Electric Utilities: $7,000
- Other Funds - Cash and Securities: $83,452,000
- Revenue - Water Utilities: $8,300,000
Electric Utilities: $2,411,000
- Sinking Funds - Cash and Securities: $213,398,000
- State Intergovernmental - General Local Government Support: $11,510,000
All Other: $3,868,000
Highways: $1,610,000
- Tax - Property: $14,881,000
Other Selective Sales: $9,942,000
Occupation and Business License, NEC: $1,804,000
Alcoholic Beverage License: $200,000
Other License: $46,000
Amusements License: $4,000
- Total Salaries and Wages: $19,108,000
- Water Utilities - Interest on Debt: $854,000
7.97% of this county's 2006 resident taxpayers lived in other counties in 2005 ($33,118 average adjusted gross income) | Here: | 7.97% | | Minnesota average: | 7.79% |
0.22% of residents moved from foreign countries ($142 average AGI)| Stearns County: | 0.22% | | Minnesota average: | 0.12% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
7.80% of this county's 2005 resident taxpayers moved to other counties in 2006 ($34,089 average adjusted gross income) | Here: | 7.80% | | Minnesota average: | 7.84% |
0.04% of residents moved to foreign countries ($132 average AGI)| Stearns County: | 0.04% | | Minnesota average: | 0.04% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in St. Cloud:
- WBHR (660 AM; 10 kW; SAUK RAPIDS, MN; Owner: HERBERT M. HOPPE)
- KNSI (1450 AM; 1 kW; ST. CLOUD, MN; Owner: LEIGHTON ENTERPRISES, INC.)
- WJON (1240 AM; 1 kW; ST. CLOUD, MN; Owner: REGENT LICENSEE OF ST. CLOUD, INC.)
- WVAL (800 AM; 3 kW; SAUK RAPIDS, MN; Owner: TRI-COUNTY BROADCASTING, INC)
- KXSS (1390 AM; 3 kW; WAITE PARK, MN; Owner: REPCOM, INC.)
- WCCO (830 AM; 50 kW; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
- KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
- KSTP (1500 AM; 50 kW; ST. PAUL, MN; Owner: KSTP-AM, LLC (DELAWARE))
- KTIS (900 AM; 25 kW; MINNEAPOLIS, MN; Owner: NORTHWESTERN COLLEGE)
- KLTF (960 AM; 5 kW; LITTLE FALLS, MN; Owner: KLTF/KFML, INC.)
- WEBC (560 AM; 50 kW; DULUTH, MN)
- KASM (1150 AM; 2 kW; ALBANY, MN; Owner: STARCOM, LLC)
Strongest FM radio stations in St. Cloud:
- KCML (99.9 FM; ST. JOSEPH, MN; Owner: LEIGHTON ENTERPRISES INC)
- KVSC (88.1 FM; ST. CLOUD, MN; Owner: ST. CLOUD STATE UNIVERSITY)
- KKSR (96.7 FM; SARTELL, MN; Owner: SARTELL FM, INC.)
- WHMH-FM (101.7 FM; SAUK RAPIDS, MN; Owner: TRI-COUNTY BROADCASTING INC.)
- KLZZ (103.7 FM; WAITE PARK, MN; Owner: REPCOM, INC.)
- KCFB (91.5 FM; ST. CLOUD, MN; Owner: MINNESOTA CHRISTIAN B/CASTERS, INC)
- KCLD-FM (104.7 FM; ST. CLOUD, MN; Owner: LEIGHTON ENTERPRISES, INC.)
- KKJM (92.9 FM; ST. JOSEPH, MN; Owner: GABRIEL COMMUNICATIONS COMPANY, ST. CLOUD)
- WWJO (98.1 FM; ST. CLOUD, MN; Owner: REGENT LICENSEE OF ST. CLOUD, INC.)
- KSJR-FM (90.1 FM; COLLEGEVILLE, MN; Owner: MINNESOTA PUBLIC RADIO)
- KNSR (88.9 FM; COLLEGEVILLE, MN; Owner: MINNESOTA PUBLIC RADIO)
- KMXK (94.9 FM; COLD SPRING, MN; Owner: REGENT LICENSEE OF ST. CLOUD, INC.)
- KZPK (98.9 FM; PAYNESVILLE, MN; Owner: LEIGHTON ENTERPRISES, INC.)
- KLCI (106.1 FM; ELK RIVER, MN; Owner: MILESTONE RADIO LLC)
- KJZI (100.3 FM; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- KQQL (107.9 FM; ANOKA, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- KDDG (105.5 FM; ALBANY, MN; Owner: STARCOM, LLC)
- K208DV (90.1 FM; ST. CLOUD, MN; Owner: EDUCATIONAL MEDIA FOUNDATION)
TV broadcast stations around St. Cloud:
- WCMN-LP (Channel 13; ST. CLOUD-SARTELL, MN; Owner: STARCOM, LLC)
- K19BG (Channel 19; ST. CLOUD, MN; Owner: TRINITY BROADCASTING NETWORK)
- KPXM (Channel 41; ST. CLOUD, MN; Owner: PAXSON MINNEAPOLIS LICENSE, INC.)
Fatal accident count (per 100,000 population)
See more detailed statistics of St. Cloud fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 35
Total length: 304 meters (997ft)
Total costs: $5,811,000
Total average daily traffic: 571,751
Total average daily truck traffic: 27,346
New bridges - Historical Statistics
- 1920-1929: 1
- 1930-1939: 3
- 1940-1949: 0
- 1950-1959: 11
- 1960-1969: 2
- 1970-1979: 8
- 1980-1989: 8
- 1990-1999: 2
See Full National Bridge Inventory Statistics for St. Cloud, MN
FCC Registered Cell Phone Towers: 1 (See the full list of FCC Registered Cell Phone Towers in St. Cloud)
FCC Registered Antenna Towers: 8 (See the full list of FCC Registered Antenna Towers)
FCC Registered Private Land Mobile Towers: 16 (See the full list of FCC Registered Private Land Mobile Towers in St. Cloud, MN)
FCC Registered Broadcast Land Mobile Towers: 1 (See the full list of FCC Registered Broadcast Land Mobile Towers)
FCC Registered Microwave Towers: 6 (See the full list of FCC Registered Microwave Towers in this town)
FCC Registered Paging Towers: 11 (See the full list of FCC Registered Paging Towers)
FCC Registered Maritime Coast & Aviation Ground Towers: 6 (See the full list of FCC Registered Maritime Coast & Aviation Ground Towers)
FCC Registered Amateur Radio Licenses: 6- Call Sign: KB0EOV, Previous Call Sign: , Licensee ID: L00295773
Grant Date: 07/20/1993, Expiration Date: 07/20/2003, Cancelation Date: 07/21/2005
Registrant: James D Fortune, 1442 12th Ave N, St. Cloud, MN 56303 - Call Sign: KB0HNN, Previous Call Sign: , Licensee ID: L00460748
Grant Date: 02/05/2002, Expiration Date: 02/05/2012
Registrant: Bradley A Johannes, 5315 16th St. North, St. Cloud, MN 56303 - Call Sign: KB0YEW, Previous Call Sign: , Licensee ID: L01169236
Grant Date: 07/06/2006, Expiration Date: 08/09/2016, Certifier: Steven T Ratliff
Registrant: Steven T Ratliff, 1708 Red Fox Road, St. Cloud, MN 56301-7900 - Call Sign: KC8NIB, Previous Call Sign: , Licensee ID: L00170845
Grant Date: 11/10/1999, Expiration Date: 11/10/2009, Certifier: William R Huston
Registrant: William R Huston, 1411 11th Ave North, St. Cloud, MN 56304 - Call Sign: W0RK, Previous Call Sign: N0CZH, Licensee ID: L00246068
Grant Date: 01/13/2001, Expiration Date: 01/13/2011, Certifier: Kelley S Shaddrick
Registrant: Kelley S Shaddrick, 3225 Maine Prairie Rd, #122, St. Cloud, MN 56301 - Call Sign: W0GTR, Previous Call Sign: KI4OPN, Licensee ID: L01103980
Grant Date: 01/16/2009, Expiration Date: 01/16/2019, Certifier: Timothy D Baker
Registrant: Timothy D Baker, 56 South 33 Ave #106, St. Cloud, MN 56301
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 8 full and 7 partial tracts)
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| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 48 | $138,218 | 601 | $139,108 | 550 | $125,666 | 107 | $41,445 | 20 | $1,613,999 | 128 | $132,490 | 6 | $69,973 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $169,000 | 47 | $140,017 | 110 | $116,684 | 24 | $34,103 | 0 | $0 | 23 | $159,451 | 1 | $62,770 |
| APPLICATIONS DENIED | 6 | $165,888 | 117 | $132,679 | 430 | $128,053 | 68 | $45,807 | 2 | $750,000 | 41 | $132,436 | 10 | $51,685 |
| APPLICATIONS WITHDRAWN | 4 | $165,173 | 44 | $137,153 | 177 | $144,526 | 12 | $73,609 | 0 | $0 | 19 | $129,757 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $137,651 | 51 | $129,619 | 4 | $39,220 | 0 | $0 | 4 | $137,330 | 0 | $0 |
Aggregated Statistics For Year 2006
(Based on 9 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 77 | $145,015 | 882 | $120,395 | 670 | $118,080 | 134 | $38,551 | 8 | $1,772,835 | 164 | $108,732 | 1 | $22,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,100 | 86 | $105,727 | 156 | $105,443 | 27 | $51,206 | 0 | $0 | 24 | $118,454 | 3 | $28,267 |
| APPLICATIONS DENIED | 3 | $157,103 | 166 | $91,697 | 450 | $123,308 | 75 | $60,436 | 0 | $0 | 32 | $103,494 | 12 | $53,499 |
| APPLICATIONS WITHDRAWN | 1 | $143,000 | 66 | $134,230 | 280 | $135,061 | 30 | $76,490 | 0 | $0 | 17 | $160,675 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $114,388 | 97 | $130,768 | 2 | $165,310 | 0 | $0 | 3 | $167,497 | 0 | $0 |
Aggregated Statistics For Year 2005
(Based on 8 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 100 | $136,224 | 1,184 | $119,688 | 975 | $120,922 | 153 | $43,549 | 23 | $575,509 | 284 | $108,597 | 4 | $85,608 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $134,000 | 80 | $117,347 | 134 | $112,338 | 15 | $30,855 | 0 | $0 | 30 | $111,304 | 3 | $22,420 |
| APPLICATIONS DENIED | 4 | $116,378 | 205 | $108,426 | 474 | $132,027 | 81 | $56,593 | 2 | $214,500 | 49 | $131,842 | 10 | $40,866 |
| APPLICATIONS WITHDRAWN | 13 | $135,048 | 130 | $122,841 | 362 | $140,101 | 36 | $92,930 | 2 | $557,000 | 40 | $131,106 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 56 | $102,960 | 200 | $145,449 | 4 | $37,340 | 0 | $0 | 11 | $140,308 | 0 | $0 |
Aggregated Statistics For Year 2004
(Based on 9 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 144 | $122,800 | 1,044 | $121,046 | 1,054 | $112,548 | 148 | $41,079 | 18 | $505,784 | 210 | $108,992 | 2 | $12,675 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $126,666 | 74 | $111,346 | 158 | $114,196 | 29 | $47,419 | 0 | $0 | 17 | $114,508 | 2 | $41,970 |
| APPLICATIONS DENIED | 5 | $117,504 | 127 | $104,166 | 375 | $111,587 | 78 | $43,132 | 1 | $750,000 | 35 | $120,157 | 20 | $47,447 |
| APPLICATIONS WITHDRAWN | 10 | $117,359 | 89 | $128,954 | 266 | $126,481 | 21 | $44,132 | 1 | $1,286,800 | 24 | $113,634 | 1 | $67,350 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $97,180 | 17 | $106,462 | 173 | $132,712 | 6 | $47,687 | 0 | $0 | 8 | $114,640 | 0 | $0 |
Aggregated Statistics For Year 2003
(Based on 9 full and 7 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 165 | $127,183 | 880 | $116,764 | 2,549 | $110,289 | 154 | $31,890 | 13 | $882,095 | 248 | $102,269 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $136,012 | 59 | $114,653 | 199 | $102,670 | 11 | $26,935 | 0 | $0 | 11 | $84,701 |
| APPLICATIONS DENIED | 7 | $127,994 | 99 | $100,671 | 595 | $105,367 | 51 | $25,898 | 0 | $0 | 44 | $105,621 |
| APPLICATIONS WITHDRAWN | 10 | $132,020 | 80 | $130,212 | 315 | $112,684 | 5 | $21,604 | 2 | $733,815 | 20 | $103,855 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $107,110 | 21 | $119,936 | 76 | $114,487 | 1 | $31,090 | 0 | $0 | 5 | $106,748 |
Aggregated Statistics For Year 2002
(Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 16 | $113,408 | 46 | $108,096 | 105 | $98,211 | 8 | $23,483 | 1 | $1,175,420 | 9 | $91,778 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $124,560 | 13 | $94,039 | 2 | $14,350 | 0 | $0 | 1 | $126,140 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $73,346 | 28 | $86,641 | 3 | $25,923 | 0 | $0 | 2 | $76,490 |
| APPLICATIONS WITHDRAWN | 1 | $117,830 | 3 | $131,337 | 25 | $98,263 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 14 | $108,424 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001
(Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 14 | $100,894 | 44 | $93,887 | 88 | $84,656 | 15 | $15,590 | 3 | $389,347 | 7 | $92,603 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $69,125 | 9 | $78,322 | 0 | $0 | 0 | $0 | 1 | $74,350 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $53,182 | 23 | $63,447 | 6 | $12,452 | 0 | $0 | 1 | $92,750 |
| APPLICATIONS WITHDRAWN | 1 | $57,240 | 4 | $95,078 | 20 | $90,242 | 1 | $5,760 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $82,290 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000
(Based on 1 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 21 | $95,544 | 35 | $90,084 | 27 | $67,718 | 19 | $19,404 | 5 | $71,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $104,820 | 7 | $48,857 | 7 | $54,474 | 4 | $13,038 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $55,350 | 13 | $45,892 | 18 | $55,712 | 6 | $18,410 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $65,230 | 7 | $72,721 | 2 | $11,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $38,880 | 6 | $68,975 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999
(Based on 1 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 15 | $81,988 | 32 | $86,256 | 34 | $64,420 | 11 | $19,257 | 2 | $467,930 | 3 | $49,287 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $53,247 | 9 | $51,951 | 3 | $22,980 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $82,330 | 10 | $26,330 | 22 | $47,428 | 4 | $14,320 | 0 | $0 | 1 | $46,700 |
| APPLICATIONS WITHDRAWN | 2 | $66,600 | 3 | $67,890 | 9 | $71,411 | 1 | $43,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $68,628 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed mortgage data for all 16 tracts in St. Cloud, MN
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 8 full and 7 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 304 | $143,446 | 68 | $162,581 | 21 | $156,373 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $133,125 | 7 | $162,156 | 3 | $161,667 |
| APPLICATIONS DENIED | 3 | $101,047 | 3 | $172,573 | 3 | $138,473 |
| APPLICATIONS WITHDRAWN | 6 | $158,497 | 3 | $191,667 | 2 | $114,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006
(Based on 7 full and 7 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 119 | $145,272 | 39 | $161,464 | 8 | $137,668 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $126,076 | 13 | $213,032 | 2 | $149,455 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $81,685 | 4 | $148,498 | 1 | $82,370 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $150,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005
(Based on 8 full and 7 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 162 | $147,958 | 60 | $148,226 | 27 | $125,727 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $147,546 | 9 | $144,176 | 3 | $94,380 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $391,780 | 1 | $211,360 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004
(Based on 8 full and 7 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 183 | $137,556 | 73 | $132,479 | 29 | $122,087 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $129,079 | 16 | $133,527 | 6 | $148,250 |
| APPLICATIONS DENIED | 3 | $160,743 | 0 | $0 | 2 | $155,365 |
| APPLICATIONS WITHDRAWN | 11 | $133,114 | 7 | $136,239 | 4 | $118,095 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $152,473 | 1 | $116,180 | 1 | $101,530 |
Aggregated Statistics For Year 2003
(Based on 7 full and 7 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 274 | $128,818 | 212 | $128,115 | 50 | $112,601 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $135,150 | 40 | $125,301 | 1 | $133,890 |
| APPLICATIONS DENIED | 1 | $86,230 | 3 | $128,047 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $126,185 | 9 | $124,677 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $99,000 | 3 | $140,233 | 0 | $0 |
Aggregated Statistics For Year 2002
(Based on 3 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 18 | $126,954 | 11 | $114,359 | 4 | $115,548 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $118,430 | 2 | $115,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $64,560 | 1 | $73,780 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001
(Based on 3 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 15 | $103,575 | 8 | $110,788 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $91,740 | 1 | $98,800 | 1 | $80,590 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000
(Based on 3 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 12 | $96,888 | 2 | $125,625 | 1 | $90,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999
(Based on 3 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 12 | $91,336 | 2 | $92,330 | 1 | $60,990 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $77,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $60,800 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 68
- Hazardous Condition: 56
- Service Call: 27
- Good Intent Call: 11
Incident types - St. Cloud
See Full 2006 National Fire Incident Reporting System Statistics for St. Cloud, MN
St. Cloud on our top lists:
- #32 on the list of "Top 100 cities with highest percentage of college students (pop. 50,000+)"
- #47 on the list of "Top 100 least racially diverse cities (pop. 50,000+)"
- #52 on the list of "Top 100 cities with youngest residents (pop. 50,000+)"
- #52 on the list of "Top 100 cities with the largest percentage of males (pop. 50,000+)"
- #67 on the list of "Top 100 cities with shortest commuting times (pop. 50,000+)"
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