How to I say “I can’t afford that” (present, socializing)

[GotHereQuickAsICould]

Originally Posted by PinaCarlotta

You're being blackmailed.
You hired a hitman on a payment plan.
You gambled it all away.
Prices of goods and hookers' services have gone up.

In all seriousness, I like the idea of saying that it's not in the budget, specifically as worded by Mrs. Tarabotti.

Love this.

I've actually used the "I'm being blackmailed," in a hushed tone. Worked like a charm.

[GotHereQuickAsICould]

One of my favorites is, "Oh, I'd love to but we've decided to see if we can live within our means for a month. Fingers crossed."

[FairMindedLL]

I agree the suggestion from Mrs. Tarabotti was a very good one.

But these funny ones you’re all coming up with are priceless! Oddly my aunt gets sarcasm and might let it go if I come back with something witty. Sometimes I think she just does this stuff to see if I can think on my feet.

Keep ‘em coming!

[GotHereQuickAsICould]

"I'm saving for a platinum casket."

[mike1003]

Originally Posted by FairMindedLL

Hubby and I have had some large unexpected expenses come up and are revamping our budget very carefully. We have friends and family who sometimes suggest going out to eat or to expensive events that just aren’t in our budget right now. What are some good phrases to use to say “that’s too expensive” without revealing our financial challenges or sounding like we’re constantly poor-mouthing everything?

Just say "I can't afford that"

[PhyllisDiller'sHair]

Alms. Alms for the poor.

[Kibbiekat]

I might say "that's not in the budget right now..." and suggest something else, like a potluck at your house.

[redplum33]

Originally Posted by FairMindedLL

What are some good phrases to use to say “that’s too expensive” without revealing our financial challenges or sounding like we’re constantly poor-mouthing everything?

Most of the people responding to this thread seem to have missed the bolded part.

[Mattie]

Originally Posted by redplum33

Most of the people responding to this thread seem to have missed the bolded part.

I'm not sure there is any other way.

i see nothing wrong with telling people you are limiting your discretionary spending these days. It's a smart thing to do, there's no reason to feel uncomfortable about it.

[Tzaphkiel]

how about "we are on a savings plan" or "we are watching our finances and limiting expenses at this time"

just like when i decline food for whatever reason without saying ooh yuck or that's gross or i'm allergic (which is none of anyone's business and not a conversation i want to go into) , i say "i am on a food plan at this time"

the goal for me is to not invite further conversation and gently but firmly indicate "nope!" why i am doing what i am doing, whether it involves food or money, is not anyone's business