Ridiculous Credit Card Cash Back "Offers"

[Nefret]

I've done a little reading, as when on our Chase Freedom account webpage, I get a popup saying we're approved for both of the Sapphire accounts.

I read somewhere that flights booked through the Chase Expedia portal were considerable more expensive than directly through the airline.

Probably best we stick to simple cash back cards as pretty much the only travel we do is back and forth to a second home. That does involve E-Z pass usage, as does our everyday life, so would be nice to get some return on that.

[Lowexpectations]

Originally Posted by Nefret

I've done a little reading, as when on our Chase Freedom account webpage, I get a popup saying we're approved for both of the Sapphire accounts.

I read somewhere that flights booked through the Chase Expedia portal were considerable more expensive than directly through the airline.

Probably best we stick to simple cash back cards as pretty much the only travel we do is back and forth to a second home. That does involve E-Z pass usage, as does our everyday life, so would be nice to get some return on that.

Both the freedom and freedom unlimited are eligible to redeem points for cash. If you have one of the sapphires you can move points back and forth between the freedoms/sapphires. The sapphires allow you to transfer to points to travel partners and one of the best redemption options tends to be Hyatt hotels.

Earn 3x in travel, ie ez pass on the sapphire reserved and if you want to do a cash redemption you just move the points to freedom and redeem. Most of my Hyatt redemptions are at a minimum of 2 cent per point but often 5 cpp pr better. Meaning if you are earning 3 for the spend and redeeming for 2-5 that’s 6-15% return. You can get higher value from international first class airfare but I’d rather go on more trip ymmv


If you read on most points game/chase points game groups the overwhelming majority would tell you never to book through chase/Expedia. Far too many examples of issue with hotel not recognizing the reservation at checkin but the worst is flight cancellation. It’s a well known issue in the points game

[mathjak107]

never ever have we had an issue booking thru chase .

we are away right now enjoying a stay away with our points …it’s rare we have paid more thru chase with any hotel then going direct .

so i can only go by my experience

[Mightyqueen801]

Originally Posted by mathjak107

every EZPASS refill gets charged to the chase sapphire card …

they give us 3% back in points for every dollar spent .

all our accumulated points can be used in different ways .

one way we use them is to book our long weekends thru the chase/ expedia portal ..

all trips we use our point for get a 50% boost in value so 3% in points becomes 4.50% in points when paying for a trip with points.

in other words 100,000 points would be worth 150,000 in points for purposes of paying for hotels or flights or car rentals

Ok