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Good lord. What grown adult that is gainfully employed doesn't have a license? In fact, he has a Class C license, which means he's got more opportunity for jobs.
You really are a Negative Nellie, aren't you.
Some people have health problems that bar them from ever obtaining a driver's license. Do you want someone who has seizures to be on the road with you?
I would have to game my app to get to the minimum qualifying income. I don't think much of 3x income to qualify since I have extensive experience timely paying rent with income 1.35 to 2.45 times rent. Why should I have to suffer because OTHER PEOPLE cannot manage their money?
Actually you're suffering because YOU couldn't manage YOUR money.
That's why (based on your past posts,) you have a lousy credit score, as well as have significant debt (and yet invested in silver, an extremely volatile commodity), which are major causes of of your problems.
Last edited by TampaBull13; 04-24-2016 at 01:35 PM..
Then it was paid for by a private disability policy and not coming out of your tax dollars. You have to have worked to collect SSDI.
That's not always true. My husband's best friend has been disabled since he was 14, and he gets a monthly disability check from the government.
Quote:
Originally Posted by Kim in FL
Do your research....landlords (private and/or corp) do NOT require you to requalify annually. The ones that do are those that are income based...sec8, public housing..etc.
Mine does. We have lived here 4yrs now, and every fall, when our lease comes up for renewal; he comes and does a walkthrough, and asks for proof of our income. All we do is pull up our payroll off of Dayforce online to show our income for the year to date, and he's good. Just wants to see we are still able to pay him, and he's fine. (But we both work for the same company, and use the company credit union, so he knows we are still working and such). As long as he has his rent check mailed to him and in his hands by the 5th, he's all good!
Quote:
Originally Posted by Ned B
I have never personally negotiated on rent, but in my area I have heard that over the November December holiday season when things are slow, some landlords will negotiate up to 5% off the listed rent in order to get the unit occupied faster, rather than have the unit sit vacant for a month or two. During the summer, no one dare negotiate. If you like the unit, put in an application immediately or it may not still be there later that afternoon, and if you don't like the rent rate, someone else surely will.
There are quite a few apt complexes that do specials throughout the year in this area. They usually do a $99/first month special in fall, Christmas, spring, and summer. But there are also 10 colleges within 50 miles of here too, so that makes a difference. (colleges include university's and community colleges both)
Quote:
Originally Posted by ringwise
Good lord. What grown adult that is gainfully employed doesn't have a license? In fact, he has a Class C license, which means he's got more opportunity for jobs.
You really are a Negative Nellie, aren't you.
I know 6 people that have never had a license. Four have medical disabilities, and the other two are terrified to drive stemming from car wrecks when they were younger.
Know a ton of people who can't get their license back for habitual offender status.
Actually you're suffering because YOU couldn't manage YOUR money.
That's why (based on your past posts,) you have a lousy credit score, as well as have significant debt (and yet invested in silver, an extremely volatile commodity), which are major causes of of your problems.
??? ??? I was managing money until landing abruptly in hospital for several months with no income, and then unable to work for another year (was using a walker for mobility, it was ugly). I don't know anyone who can manage having NO money as I did.
But isn't it pretty much the same or a little more since someone with a mortgage has to pay
1. heat
2. water
3. Taxes
4. Repairs
??? ??? I've usually had to pay water, which is outrageously priced where I live, plus utilities post a DISeconomy of scale when living with numerous roommates. In this house, individual use costs only 1/7 and individual conservation saves you only 1/7 - so there is an overwhelming incentive to consume rather than to conserve.
In the long run, rent is a financial killer. Consider the aggregate difference between owning a house for 30 years and renting the same house for 30 years. Homeowner wins hands down and laughs all the way to the bank.
But isn't that because you have to pay water, heat, and taxes?
In most states, property taxes are lower on an owner-occupied home than taxes on the same property used as a rental.
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