Estimated median household income in 2007: $40,769
| This zip code: | $40,769 | | North Carolina: | $44,670 |
Nearest zip codes: 28806, 28748, 28716, 28801, 28704, 28804.
Housing units in zip code 28715 with a mortgage: 2,766 (258 second mortgage, 486 home equity loan, 20 both second mortgage and home equity loan)
Houses without a mortgage: 1,848
Median monthly owner costs for units with a mortgage: $1,115
Median monthly owner costs for units without a mortgage: $300
Residents with income below the poverty level in 2007:
| This zip code: | 12.5% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 28715 include: Ridgeway Church (A), Davis Chapel Church (B), Pole Creek Church (C), Edgewood Church (D), Pisgah Church (E), Francis Ashbury Church (F), Grace Chapel (G), Oak Hill Church (H), Laurel Hill Church (I). Display/hide their locations on the map
Cemeteries: Harkins Cemetery (1), Forest Lawn Cemetery (2). Display/hide their locations on the map
Reservoir: Enka Lake (A). Display/hide its location on the map
Streams, rivers, and creeks: Turkey Branch (A), Baldwin Field Branch (B), Warren Creek (C), Wayah Branch (D), Webb Branch (E), Hogpen Branch (F), White Rock Branch (G), Jesse Branch (H), Moore Creek (I). Display/hide their locations on the map
Tourist attraction (not listed on the city page) : Blue Ridge Explorer (2 Asbury Acres Drive) (1). Display/hide its approximate location on the map
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Year house built: |
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- 1999 to March 2000: 349
- 1995 to 1998: 1,311
- 1990 to 1994: 935
- 1980 to 1989: 1,732
- 1970 to 1979: 1,961
- 1960 to 1969: 1,188
- 1950 to 1959: 738
- 1940 to 1949: 610
- 1939 or earlier: 829
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Bedrooms in owner-occupied houses in 28715: |
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- no bedroom: 0
- 1 bedrooms: 191
- 2 bedrooms: 2,136
- 3 bedrooms: 4,124
- 4 bedrooms: 684
- 5 or more bedrooms: 71
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 135
- 2 bedrooms: 856
- 3 bedrooms: 621
- 4 bedrooms: 73
- 5 or more bedrooms: 0
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Vehicles available in 28715 zip code in owner-occupied houses/condos: |
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- no vehicle: 261
- 1 vehicle: 1,810
- 2 vehicles: 3,333
- 3 vehicles: 1,274
- 4 vehicles: 400
- 5 or more vehicles: 128
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 156
- 1 vehicle: 764
- 2 vehicles: 563
- 3 vehicles: 126
- 4 vehicles: 33
- 5 or more vehicles: 43
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28715:
- Less than $10,000: 218
- $10,000 to $14,999: 109
- $15,000 to $19,999: 131
- $20,000 to $24,999: 131
- $25,000 to $29,999: 131
- $30,000 to $34,999: 147
- $35,000 to $39,999: 154
- $40,000 to $49,999: 329
- $50,000 to $59,999: 260
- $60,000 to $69,999: 153
- $70,000 to $79,999: 170
- $80,000 to $89,999: 206
- $90,000 to $99,999: 236
- $100,000 to $124,999: 806
- $125,000 to $149,999: 1,189
- $150,000 to $174,999: 708
- $175,000 to $199,999: 643
- $200,000 to $249,999: 1,123
- $250,000 to $299,999: 618
- $300,000 to $399,999: 345
- $400,000 to $499,999: 135
- $500,000 to $749,999: 98
- $750,000 to $999,999: 29
- $1,000,000 or more: 44
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Rent paid by renters in 2007 in zip code 28715:
- Less than $100: 15
- $100 to $149: 10
- $150 to $199: 53
- $200 to $249: 39
- $250 to $299: 42
- $300 to $349: 106
- $350 to $399: 154
- $400 to $449: 193
- $450 to $499: 168
- $500 to $549: 207
- $550 to $599: 84
- $600 to $649: 61
- $650 to $699: 141
- $700 to $749: 51
- $750 to $799: 21
- $800 to $899: 108
- $900 to $999: 21
- $1,000 to $1,249: 93
- No cash rent: 360
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Median price asked for vacant for-sale houses and condos in 2007: $150,414.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $172,771
- Black or African American householders: $154,064
- American Indian or Alaska Native householders: $247,142
- Asian householders: $950,548
- Hispanic or Latino householders: $144,483
Estimated median house or condo value in 2007: $141,704 (it was $93,800 in 2000)
| 28715: | $141,704 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $209,386| Here: | $209,386 | | State: | $217,106 |
Townhouses or other attached units: $229,522| Here: | $229,522 | | State: | $176,568 |
In 2-unit structures: $121,694| Here: | $121,694 | | State: | $153,934 |
In 3-to-4-unit structures: $185,141| Here: | $185,141 | | State: | $163,212 |
Mobile homes: $44,911| Here: | $44,911 | | State: | $45,354 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,207
- One, attached: 169
- Two: 113
- 3 or 4: 78
- 5 to 9: 44
- Mobile homes: 3,042

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Means of transportation to work
- Drove a car alone: 8,448 (81%)
- Carpooled: 1,266 (12%)
- Bus or trolley bus: 8 (0%)
- Motorcycle: 16 (0%)
- Bicycle: 10 (0%)
- Walked: 179 (2%)
- Other means: 54 (1%)
- Worked at home: 389 (4%)
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Travel time to work
- Less than 5 minutes: 237
- 5 to 9 minutes: 632
- 10 to 14 minutes: 1158
- 15 to 19 minutes: 1643
- 20 to 24 minutes: 2207
- 25 to 29 minutes: 933
- 30 to 34 minutes: 1722
- 35 to 39 minutes: 169
- 40 to 44 minutes: 178
- 45 to 59 minutes: 574
- 60 to 89 minutes: 272
- 90 or more minutes: 256
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Neighborhoods in zip code 28715:
Percentage of zip code residents living and working in this county: 87.3%
Household type by relationship
Households: 21,782
- In family households: 18,900 (5,056 male householders, 1,377 female householders)
5,206 spouses, 6,120 children (5,459 natural, 204 adopted, 457 stepchildren), 338 grandchildren, 68 brothers or sisters, 114 parents, 144 other relatives, 477 non-relatives
- In nonfamily households: 2,882 (1,093 male householders (906 living alone)), 1,380 female householders (1,220 living alone)), 409 nonrelatives
- In group quarters: 347 (167 institutionalized population)
Size of family households: 3,115 2-persons, 1,583 3-persons, 1,175 4-persons, 417 5-persons, 105 6-persons, 38 7-or-more-persons.
Size of nonfamily households: 2,126 1-person, 291 2-persons, 34 3-persons, 22 4-persons.
3,754 married couples with children.
1,079 single-parent households (317 men, 762 women).
96.7% of residents of 28715 zip code speak English at home.
2.0% of residents speak Spanish at home (48% very well, 18% well, 30% not well, 4% not at all).
1.0% of residents speak other Indo-European language at home (49% very well, 27% well, 24% not well).
0.1% of residents speak Asian or Pacific Island language at home (84% very well, 16% not well).
0.1% of residents speak other language at home (50% very well, 50% well).
Foreign born population: 537 (2.4%)
(30.9% of them are naturalized citizens)
| This zip code: | 2.4% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (36%)
- Ukraine (11%)
- United Kingdom (10%)
- Germany (7%)
- Canada (7%)
- Greece (5%)
- Russia (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 202
- 1990 to 1994: 131
- 1985 to 1989: 48
- 1980 to 1984: 30
- 1975 to 1979: 16
- 1970 to 1974: 0
- 1970 to 1974: 10
- 1965 to 1969: 100
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White population: 21,683
Black population: 115
American Indian population: 92
Asian population: 68
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 116
Two or more races population: 178

First ancestries reported:
|  United States or American: 4330 |
|  English: 1958 |
|  Irish: 1832 |
|  Other groups: 1415 |
|  German: 1310 |
|  Scotch-Irish: 953 |
|  Scottish: 535 |
|  French (except Basque): 326 |
|  Dutch: 311 |
|  Italian: 243 |
|  Polish: 204 |
|  European: 179 |
|  British: 128 |
|  Swedish: 118 |
|  Greek: 85 |
|  Ukrainian: 81 |
|  Norwegian: 79 |
|  Welsh: 57 |
|  Russian: 45 |
|  French Canadian: 43 |
|  Subsaharan African:: 29 |
|  Eastern European: 24 |
|  South African: 16 |
|  Swiss: 16 |
|  African: 13 |
|  Romanian: 10 |
|  Finnish: 9 |
|  New Zealander: 9 |
|  Danish: 9 |
|  Austrian: 9 |
|  Arab:: 8 |
|  Arab/Arabic: 8 |
|  Scandinavian: 8 |
|  Czech: 7 |
|  Hungarian: 7 |
Public high school in zip code 28715 not listed on the city page:- ENKA HIGH (Students: 1,251; Location: 475 ENKA LAKE ROAD, CANDLER, NC; Grades: 09 - 12)
Private high school not listed on the city page:- MOUNT PISGAH ACADEMY (Students: 169; Location: 75 ACADEMY DRIVE, CANDLER, NC; Grades: 9 - 12)

Public primary/middle schools in zip code 28715 not listed on the city page:- ENKA MIDDLE (Students: 1,009; Location: 390 ASBURY ROAD, CANDLER, NC; Grades: 06 - 08)
- CANDLER ELEMENTARY (Students: 577; Location: 121 CANDLER SCH ROAD, CANDLER, NC; Grades: PK - 05)
- HOMINY VALLEY ELEMENTARY (Students: 454; Location: 450 ENKA LAKE ROAD, CANDLER, NC; Grades: PK - 05)
- PISGAH ELEMENTARY (Students: 218; Location: 1495 PISGAH HWY, CANDLER, NC; Grades: PK - 05)
Private primary/middle school not listed on the city page:- ASHEVILLE PISGAH CHURCH SCHOOL (Students: 70; Location: 90 ACADEMY DR, CANDLER, NC; Grades: KG - 8)
Facitilies with environmental interests located in this zip code:
- ASHEVILLE VAULT SERVICE (2239 SMOKY PARKS HIGHWAY in CANDLER, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AY3V06AB0B, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONCRETE PRODUCTS, EXCEPT BLOCK AND BRICK
- CLARK, JERRY - RESIDENCE (SAMS BRANCH ROAD in CANDLER, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00PXWD64FBEM06E218, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- DIVERSIFIED LABORATORIES INC. (PISGAH HIGHWAY 151 in CANDLER, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GARY GRANT (CONTACT/OWNER)
- APAC ATLANTIC INC-ENKA (1188 SMOKY PARK HWY in CANDLER, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
- BRAD RAGAN INC #1708 (RT 5 GEORG'S BRANCH RD in CANDLER, NC)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GOODYEAR TIRE & RUBBER (CONTACT/OWNER)
- CHEM DESIGNS (HWY NC 151 in CANDLER, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- APAC OF CAROLINA ENKA (HIGHWAY 1923 SOUTH in CANDLER, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Median worth of mobile homes: $48,440
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (41%)
- Fuel oil, kerosene, etc. (38%)
- Bottled, tank, or LP gas (11%)
- Wood (6%)
- Utility gas (4%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 15966
- Northeast: 876
- Midwest: 1040
- South: 3222
- West: 340
57% of the 28715 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 66% lived in this county.
Out of people who lived in different counties, 48% lived in North Carolina.
Population in 1990: 15,823. Population change in the 1990s: +6,433 (+40.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 148
| Here: | 6.3% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 57
| Here: | 5.8% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 102
| Here: | 17.0% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (CANDLER, NC):
- ENERGY TECHNOLOGY SERVICES INT (648 MONTE VISTA ROAD; small business)
$59,600 with Army for Energy Studies. Signed on 2003-02-14. Completion date: 2003-07-09.
- MOUNTAIN GEAR SURPLUS SALES (60 SAW BRANCH RD; small business): $58,067 in 4 contracts from 2002 to 2005
$41,683 with Air Force for Tents and Tarpaulins. Signed on 2005-11-16. Completion date: 2005-12-02.
$11,877 with Navy for Athletic and Sporting Equipment. Signed on 2002-11-26. Completion date: 2002-12-09.
$3,838 with Army for Tents and Tarpaulins. Signed on 2005-01-05. Completion date: 2005-01-15.
$669, same as above. Signed on 2005-02-03. Completion date: 2005-01-15.
- FERRISWHEEL TRUCKING CO (24 MACIE LANE; small business): $35,760 in 2 contracts in 2000
$35,760 with Defense Logistics Agency for Miscellaneous Items. Signed on 2000-11-09. Completion date: 2001-01-09.
$0, same as above. Signed on 2000-11-09. Completion date: 2001-01-09.
- WNC WOODWORKS INC (9 FERN FORREST DR; small business)
$7,475 with Army for Office Furniture. Taking place in SC. Signed on 2003-12-11. Completion date: 2004-01-12.
Top industries in this zip code by the number of employees in 2005:
- Construction: Highway, Street, and Bridge Construction (250-499 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Construction: Electrical Contractors (250-499: 1, 10-19: 1, 5-9: 2, 1-4: 5)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 5-9: 8, 1-4: 5)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 1, 5-9: 1)
- Finance and Insurance: Savings Institutions (50-99: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 134 people in nursing homes
- 71 people in homes for the physically handicapped
- 52 people in agriculture workers' dormitories on farms
- 39 people in other noninstitutional group quarters
- 30 people in homes or halfway houses for drug/alcohol abuse
- 9 people in schools, hospitals, or wards for the mentally retarded
- 5 people in unknown juvenile institutions
- 5 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $126,659 | 1,094 | $185,638 | 1,062 | $159,767 | 123 | $83,903 | 3 | $162,527 | 295 | $175,489 | 244 | $82,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $118,415 | 145 | $156,081 | 199 | $167,670 | 30 | $58,250 | 0 | $0 | 50 | $134,980 | 53 | $65,554 |
| APPLICATIONS DENIED | 22 | $119,316 | 270 | $127,826 | 821 | $152,892 | 141 | $63,194 | 2 | $151,895 | 65 | $152,804 | 264 | $74,392 |
| APPLICATIONS WITHDRAWN | 7 | $101,501 | 107 | $179,514 | 242 | $170,185 | 23 | $128,189 | 0 | $0 | 23 | $211,241 | 27 | $87,207 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $141,840 | 34 | $170,296 | 115 | $169,470 | 9 | $113,662 | 0 | $0 | 8 | $165,274 | 10 | $110,727 |
Aggregated Statistics For Year 2006 (Based on 4 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $116,549 | 1,441 | $163,384 | 1,122 | $134,720 | 132 | $78,236 | 5 | $645,334 | 439 | $151,782 | 278 | $80,947 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $90,848 | 217 | $120,551 | 153 | $118,048 | 23 | $40,799 | 0 | $0 | 58 | $151,470 | 89 | $67,112 |
| APPLICATIONS DENIED | 29 | $74,372 | 460 | $102,025 | 677 | $129,435 | 138 | $66,347 | 0 | $0 | 120 | $104,864 | 375 | $67,000 |
| APPLICATIONS WITHDRAWN | 10 | $138,880 | 174 | $151,063 | 284 | $142,080 | 24 | $86,426 | 0 | $0 | 58 | $122,233 | 33 | $91,897 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $78,520 | 35 | $165,161 | 120 | $163,613 | 2 | $99,930 | 0 | $0 | 9 | $135,029 | 5 | $103,072 |
Aggregated Statistics For Year 2005 (Based on 4 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $114,139 | 1,141 | $153,038 | 1,036 | $132,228 | 118 | $64,566 | 2 | $161,885 | 251 | $148,780 | 232 | $66,715 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $71,681 | 178 | $121,293 | 210 | $110,946 | 21 | $31,130 | 0 | $0 | 32 | $223,268 | 103 | $54,652 |
| APPLICATIONS DENIED | 16 | $79,978 | 414 | $91,588 | 665 | $121,614 | 116 | $47,677 | 0 | $0 | 63 | $122,894 | 380 | $68,253 |
| APPLICATIONS WITHDRAWN | 5 | $112,978 | 181 | $134,003 | 456 | $133,417 | 29 | $104,296 | 0 | $0 | 27 | $117,997 | 82 | $75,879 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $154,130 | 65 | $132,421 | 7 | $76,914 | 0 | $0 | 4 | $160,333 | 6 | $74,303 |
Aggregated Statistics For Year 2004 (Based on 4 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $130,506 | 978 | $136,368 | 1,163 | $122,526 | 86 | $76,201 | 212 | $101,620 | 283 | $63,569 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $111,794 | 196 | $96,669 | 233 | $106,824 | 27 | $69,481 | 23 | $79,595 | 161 | $60,536 |
| APPLICATIONS DENIED | 19 | $82,273 | 381 | $78,745 | 710 | $110,485 | 81 | $56,213 | 41 | $91,337 | 396 | $57,921 |
| APPLICATIONS WITHDRAWN | 7 | $85,720 | 125 | $120,468 | 338 | $130,140 | 9 | $56,130 | 31 | $108,776 | 37 | $78,149 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,870 | 17 | $106,702 | 84 | $151,648 | 3 | $31,547 | 3 | $156,370 | 5 | $75,632 |
Aggregated Statistics For Year 2003 (Based on 4 full and 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $136,875 | 787 | $129,310 | 2,179 | $114,477 | 39 | $36,168 | 1 | $580,510 | 239 | $104,481 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $68,830 | 134 | $94,783 | 363 | $113,274 | 13 | $39,797 | 0 | $0 | 25 | $95,250 |
| APPLICATIONS DENIED | 2 | $115,460 | 290 | $80,823 | 731 | $102,445 | 44 | $21,333 | 0 | $0 | 35 | $85,638 |
| APPLICATIONS WITHDRAWN | 4 | $111,923 | 97 | $132,332 | 358 | $112,788 | 4 | $33,443 | 0 | $0 | 25 | $88,625 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $197,640 | 18 | $131,262 | 48 | $118,491 | 0 | $0 | 0 | $0 | 6 | $152,593 |
Aggregated Statistics For Year 2002 (Based on 4 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $116,684 | 567 | $109,171 | 1,409 | $113,443 | 31 | $21,767 | 4 | $200,860 | 136 | $96,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $113,160 | 135 | $77,108 | 290 | $108,650 | 13 | $34,379 | 0 | $0 | 18 | $71,777 |
| APPLICATIONS DENIED | 6 | $86,950 | 314 | $55,482 | 678 | $89,505 | 38 | $19,129 | 0 | $0 | 34 | $85,128 |
| APPLICATIONS WITHDRAWN | 2 | $124,860 | 71 | $98,753 | 260 | $105,053 | 8 | $36,201 | 0 | $0 | 10 | $119,695 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $161,906 | 69 | $111,653 | 0 | $0 | 0 | $0 | 2 | $65,975 |
Aggregated Statistics For Year 2001 (Based on 4 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $103,690 | 608 | $83,241 | 1,187 | $101,954 | 67 | $23,997 | 2 | $214,825 | 131 | $107,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $62,975 | 211 | $45,127 | 210 | $99,545 | 12 | $28,349 | 0 | $0 | 20 | $81,556 |
| APPLICATIONS DENIED | 3 | $92,483 | 444 | $45,349 | 532 | $84,476 | 39 | $15,503 | 0 | $0 | 40 | $60,542 |
| APPLICATIONS WITHDRAWN | 7 | $87,347 | 40 | $104,145 | 202 | $90,212 | 8 | $11,103 | 0 | $0 | 9 | $126,663 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $74,380 | 17 | $103,999 | 45 | $111,758 | 0 | $0 | 0 | $0 | 5 | $152,958 |
Aggregated Statistics For Year 2000 (Based on 4 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $93,063 | 751 | $72,253 | 500 | $92,211 | 48 | $19,978 | 95 | $76,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $31,064 | 257 | $45,405 | 201 | $74,429 | 19 | $25,128 | 20 | $50,058 |
| APPLICATIONS DENIED | 30 | $46,070 | 896 | $41,487 | 470 | $74,350 | 38 | $25,340 | 26 | $38,632 |
| APPLICATIONS WITHDRAWN | 10 | $67,881 | 67 | $82,102 | 151 | $74,817 | 14 | $58,944 | 11 | $53,938 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $122,950 | 8 | $80,038 | 41 | $80,199 | 2 | $24,990 | 2 | $29,980 |
Aggregated Statistics For Year 1999 (Based on 2 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $94,816 | 505 | $109,541 | 449 | $80,581 | 30 | $25,538 | 1 | $141,410 | 77 | $264,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $110,400 | 221 | $52,756 | 148 | $76,866 | 13 | $13,085 | 0 | $0 | 24 | $51,604 |
| APPLICATIONS DENIED | 4 | $71,003 | 471 | $47,177 | 375 | $77,057 | 22 | $29,408 | 0 | $0 | 21 | $75,030 |
| APPLICATIONS WITHDRAWN | 3 | $89,197 | 40 | $76,680 | 117 | $73,442 | 11 | $66,340 | 0 | $0 | 1 | $80,660 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $78,074 | 39 | $80,791 | 2 | $22,900 | 0 | $0 | 1 | $70,930 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 207 | $184,085 | 76 | $200,648 | 22 | $190,708 | 4 | $116,203 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $175,403 | 15 | $245,186 | 5 | $139,110 | 3 | $133,133 |
| APPLICATIONS DENIED | 5 | $215,272 | 1 | $242,980 | 1 | $93,260 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $268,386 | 3 | $228,317 | 2 | $259,820 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $121,740 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 150 | $153,269 | 55 | $188,449 | 28 | $136,589 | 7 | $119,766 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $182,530 | 15 | $191,195 | 5 | $192,490 | 1 | $85,490 |
| APPLICATIONS DENIED | 4 | $234,130 | 1 | $239,800 | 4 | $256,587 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $287,432 | 5 | $172,062 | 1 | $141,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $224,770 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $146,482 | 53 | $189,396 | 22 | $125,236 | 19 | $92,419 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $150,602 | 11 | $174,463 | 2 | $122,150 | 3 | $70,710 |
| APPLICATIONS DENIED | 2 | $89,815 | 3 | $223,803 | 1 | $124,400 | 1 | $55,230 |
| APPLICATIONS WITHDRAWN | 13 | $173,409 | 7 | $216,160 | 1 | $434,810 | 1 | $37,200 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $104,810 | 1 | $177,880 | 0 | $0 | 2 | $92,965 |
Aggregated Statistics For Year 2004 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 157 | $137,711 | 90 | $141,893 | 16 | $108,181 | 21 | $82,666 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $123,907 | 24 | $131,955 | 1 | $94,170 | 4 | $81,468 |
| APPLICATIONS DENIED | 2 | $74,970 | 7 | $101,570 | 0 | $0 | 4 | $106,458 |
| APPLICATIONS WITHDRAWN | 9 | $220,991 | 9 | $127,641 | 1 | $141,840 | 1 | $65,940 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 225 | $127,645 | 221 | $131,049 | 36 | $106,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $118,469 | 63 | $116,841 | 13 | $86,237 |
| APPLICATIONS DENIED | 5 | $105,776 | 13 | $115,451 | 1 | $198,800 |
| APPLICATIONS WITHDRAWN | 7 | $131,714 | 14 | $139,546 | 4 | $89,235 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $122,075 | 0 | $0 | 1 | $97,660 |
Aggregated Statistics For Year 2002 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 189 | $120,097 | 217 | $116,860 | 25 | $98,969 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $122,628 | 84 | $121,584 | 6 | $55,525 |
| APPLICATIONS DENIED | 1 | $129,060 | 15 | $103,113 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $163,738 | 11 | $129,403 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $110,465 | 10 | $117,740 | 1 | $65,500 |
Aggregated Statistics For Year 2001 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $118,874 | 188 | $116,449 | 8 | $99,269 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $125,272 | 46 | $111,888 | 2 | $144,940 |
| APPLICATIONS DENIED | 0 | $0 | 18 | $116,016 | 2 | $72,950 |
| APPLICATIONS WITHDRAWN | 5 | $97,928 | 8 | $113,528 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $51,290 | 5 | $74,020 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 144 | $108,949 | 60 | $96,834 | 13 | $88,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $104,934 | 21 | $97,947 | 2 | $49,965 |
| APPLICATIONS DENIED | 1 | $46,780 | 5 | $124,666 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $96,741 | 3 | $131,120 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $110,587 | 26 | $98,053 | 2 | $67,845 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $100,491 | 6 | $96,190 | 1 | $80,040 |
| APPLICATIONS DENIED | 9 | $115,771 | 2 | $138,790 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $54,920 | 1 | $94,870 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $115,240 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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