Estimated median household income in 2007: $37,998
| This zip code: | $37,998 | | North Carolina: | $44,670 |
Nearest zip codes: 28801, 28804, 28803, 28715, 28805, 28704.
Asheville Zip Code Map
Housing units in zip code 28806 with a mortgage: 4,041 (388 second mortgage, 447 home equity loan, 23 both second mortgage and home equity loan)
Houses without a mortgage: 2,714
Median monthly owner costs for units with a mortgage: $990
Median monthly owner costs for units without a mortgage: $314
Residents with income below the poverty level in 2007:
| This zip code: | 16.6% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 6.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 28806 include: Inanda Church (A), Woodland Terrace Church (B), Sunrise Church (C), Starnes Cove Church (D), Sardis Church (E), Cedar Hill Church (F), Reeves Chapel (G), Deaver View Church (H), Pisgah View Church (I). Display/hide their locations on the map
Cemeteries: Cedar Hill Cemetery (1), Rich Cemetery (2). Display/hide their locations on the map
Reservoirs: Long Valley Lake (A), Starnes Cove Lakes (B), Westerly Lake (C), J and J Fishing Lake (D). Display/hide their locations on the map
Streams, rivers, and creeks: Long Valley Branch (A), Pond Branch (B), Canie Creek (C), Boring Mill Branch (D), McKinnish Branch (E), Bent Creek (F), Wesley Creek (G), Hominy Creek (H), Moore Branch (I). Display/hide their locations on the map
Park in zip code 28806: Richmond Hill Park (1). Display/hide its location on the map
Tourist attraction (not listed on the city page) : Ghost Tour (Tours & Charters; 12 Panorama Drive) (1). Display/hide its approximate location on the map
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Year house built: |
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- 1999 to March 2000: 450
- 1995 to 1998: 1,199
- 1990 to 1994: 907
- 1980 to 1989: 1,991
- 1970 to 1979: 2,135
- 1960 to 1969: 2,470
- 1950 to 1959: 2,198
- 1940 to 1949: 1,332
- 1939 or earlier: 2,337
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Bedrooms in owner-occupied houses in Bent Creek, NC (28806): |
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- no bedroom: 25
- 1 bedrooms: 270
- 2 bedrooms: 3,202
- 3 bedrooms: 4,936
- 4 bedrooms: 825
- 5 or more bedrooms: 115
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 96
- 1 bedrooms: 830
- 2 bedrooms: 2,166
- 3 bedrooms: 1,343
- 4 bedrooms: 112
- 5 or more bedrooms: 8
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Vehicles available in 28806 zip code in owner-occupied houses/condos: |
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- no vehicle: 616
- 1 vehicle: 3,183
- 2 vehicles: 3,755
- 3 vehicles: 1,404
- 4 vehicles: 354
- 5 or more vehicles: 61
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 629
- 1 vehicle: 2,118
- 2 vehicles: 1,468
- 3 vehicles: 284
- 4 vehicles: 45
- 5 or more vehicles: 11
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28806:
- Less than $10,000: 260
- $10,000 to $14,999: 130
- $15,000 to $19,999: 264
- $20,000 to $24,999: 271
- $25,000 to $29,999: 272
- $30,000 to $34,999: 146
- $35,000 to $39,999: 154
- $40,000 to $49,999: 317
- $50,000 to $59,999: 198
- $60,000 to $69,999: 307
- $70,000 to $79,999: 353
- $80,000 to $89,999: 403
- $90,000 to $99,999: 541
- $100,000 to $124,999: 1,624
- $125,000 to $149,999: 1,959
- $150,000 to $174,999: 968
- $175,000 to $199,999: 747
- $200,000 to $249,999: 886
- $250,000 to $299,999: 443
- $300,000 to $399,999: 225
- $400,000 to $499,999: 42
- $500,000 to $749,999: 12
- $750,000 to $999,999: 7
- $1,000,000 or more: 23
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Rent paid by renters in 2007 in zip code 28806:
- Less than $100: 161
- $100 to $149: 92
- $150 to $199: 72
- $200 to $249: 64
- $250 to $299: 125
- $300 to $349: 255
- $350 to $399: 533
- $400 to $449: 515
- $450 to $499: 547
- $500 to $549: 717
- $550 to $599: 456
- $600 to $649: 336
- $650 to $699: 375
- $700 to $749: 262
- $750 to $799: 92
- $800 to $899: 90
- $900 to $999: 45
- $1,000 to $1,249: 22
- $1,250 to $1,499: 39
- $1,500 to $1,999: 11
- No cash rent: 438
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Median price asked for vacant for-sale houses and condos in 2007: $126,841.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $139,008
- Black or African American householders: $121,822
- American Indian or Alaska Native householders: $136,878
- Asian householders: $161,669
- Some other race householders: $154,521
- Two or more races householders: $133,532
- Hispanic or Latino householders: $155,737
Estimated median house or condo value in 2007: $119,721 (it was $82,500 in 2000)
| 28806: | $119,721 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $130,516 - $210,115
Mean price in 2007:
Detached houses: $154,632| Here: | $154,632 | | State: | $217,106 |
Townhouses or other attached units: $154,666| Here: | $154,666 | | State: | $176,568 |
In 2-unit structures: $148,320| Here: | $148,320 | | State: | $153,934 |
In 3-to-4-unit structures: $202,038| Here: | $202,038 | | State: | $163,212 |
In 5-or-more-unit structures: $144,695| Here: | $144,695 | | State: | $169,602 |
Mobile homes: $31,597| Here: | $31,597 | | State: | $45,354 |
Occupied boats, RVs, vans, etc.: $12,500| Here: | $12,500 | | State: | $48,806 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 9,308
- One, attached: 295
- Two: 438
- 3 or 4: 519
- 5 to 9: 823
- 10 to 19: 167
- 20 to 49: 155
- 50 or more: 45
- Mobile homes: 3,261
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 12,985 (80%)
- Carpooled: 2,481 (15%)
- Bus or trolley bus: 111 (1%)
- Streetcar or trolley car: 7 (0%)
- Taxi: 36 (0%)
- Motorcycle: 17 (0%)
- Bicycle: 28 (0%)
- Walked: 180 (1%)
- Other means: 51 (0%)
- Worked at home: 327 (2%)
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Travel time to work
- Less than 5 minutes: 394
- 5 to 9 minutes: 1360
- 10 to 14 minutes: 3106
- 15 to 19 minutes: 4088
- 20 to 24 minutes: 3106
- 25 to 29 minutes: 968
- 30 to 34 minutes: 1756
- 35 to 39 minutes: 145
- 40 to 44 minutes: 145
- 45 to 59 minutes: 357
- 60 to 89 minutes: 282
- 90 or more minutes: 189
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Neighborhoods in zip code 28806:
Percentage of zip code residents living and working in this county: 90.6%
Household type by relationship
Households: 32,675
- In family households: 26,347 (6,401 male householders, 2,478 female householders)
6,544 spouses, 8,474 children (7,855 natural, 167 adopted, 452 stepchildren), 551 grandchildren, 388 brothers or sisters, 202 parents, 468 other relatives, 841 non-relatives
- In nonfamily households: 6,328 (1,938 male householders (1,421 living alone)), 3,124 female householders (2,670 living alone)), 1,266 nonrelatives
- In group quarters: 398 (306 institutionalized population)
Size of family households: 4,165 2-persons, 2,226 3-persons, 1,578 4-persons, 581 5-persons, 216 6-persons, 113 7-or-more-persons.
Size of nonfamily households: 4,091 1-person, 828 2-persons, 93 3-persons, 28 4-persons, 17 5-persons, 5 7-or-more-persons.
4,201 married couples with children.
2,151 single-parent households (428 men, 1,723 women).
90.5% of residents of 28806 zip code speak English at home.
6.2% of residents speak Spanish at home (43% very well, 19% well, 27% not well, 11% not at all).
2.1% of residents speak other Indo-European language at home (29% very well, 34% well, 29% not well, 8% not at all).
0.9% of residents speak Asian or Pacific Island language at home (67% very well, 11% well, 14% not well, 8% not at all).
0.3% of residents speak other language at home (44% very well, 46% not well, 11% not at all).
Foreign born population: 2,027 (6.1%)
(20.0% of them are naturalized citizens)
| This zip code: | 6.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (37%)
- Ukraine (11%)
- India (8%)
- El Salvador (7%)
- United Kingdom (4%)
- Philippines (3%)
- Honduras (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 1,007
- 1990 to 1994: 398
- 1985 to 1989: 219
- 1980 to 1984: 85
- 1975 to 1979: 67
- 1970 to 1974: 52
- 1970 to 1974: 64
- 1965 to 1969: 135
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White population: 28,401
Black population: 2,685
American Indian population: 145
Asian population: 278
Native Hawaiian and Other Pacific Islander population: 32
Some other race population: 914
Two or more races population: 595

First ancestries reported:
|  Other groups: 5656 |
|  United States or American: 4957 |
|  English: 3082 |
|  German: 2214 |
|  Irish: 2100 |
|  Scotch-Irish: 1376 |
|  Scottish: 859 |
|  Italian: 556 |
|  Dutch: 420 |
|  Subsaharan African:: 309 |
|  African: 297 |
|  French (except Basque): 290 |
|  Ukrainian: 271 |
|  British: 250 |
|  Polish: 215 |
|  European: 189 |
|  Russian: 167 |
|  Welsh: 164 |
|  Swedish: 128 |
|  French Canadian: 123 |
|  Norwegian: 114 |
|  Greek: 80 |
|  West Indian (excluding Hispanic groups):: 70 |
|  Jamaican: 55 |
|  Swiss: 40 |
|  Austrian: 35 |
|  Canadian: 33 |
|  Hungarian: 28 |
|  Northern European: 21 |
|  Estonian: 20 |
|  Turkish: 20 |
|  Scandinavian: 18 |
|  Arab:: 17 |
|  Portuguese: 17 |
|  Yugoslavian: 17 |
|  Finnish: 13 |
|  Romanian: 11 |
|  Czech: 10 |
|  Lebanese: 10 |
|  Lithuanian: 9 |
|  Czechoslovakian: 9 |
|  Celtic: 8 |
|  Haitian: 8 |
|  Other Arab: 7 |
|  Dutch West Indian: 7 |
|  Belgian: 7 |
|  Ethiopian: 6 |
|  South African: 6 |
|  Latvian: 5 |
|  Maltese: 4 |
Public primary/middle schools in zip code 28806 not listed on the city page:- VANCE ELEMENTARY (Students: 314; Location: 98 SULPHUR SPRINGS ROAD, ASHEVILLE, NC; Grades: KG - 05)
- HALL FLETCHER ELEMENTARY (Students: 273; Location: 60 RIDGELAWN AVENUE, ASHEVILLE, NC; Grades: KG - 05)
- JOHNSTON ELEMENTARY (Students: 247; Location: 230 JOHNSTON BOULEVARD, ASHEVILLE, NC; Grades: PK - 05)
- F DELANY NEW SCH FOR CHILDREN (Students: 143; Location: 119 BREVARD ROAD, ASHEVILLE, NC; Grades: KG - 08)
- BUNCOMBE COMMUNITY SCH-WEST (Students: 49; Location: 128 SAND HILL SCHOOL ROAD, ASHEVILLE, NC; Grades: KG - 08)
Major facitilies with environmental interests located in this zip code:
- ANDREX INDUSTRIES (180 DEAVERVIEW RD. in ASHEVILLE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
STATE MASTER (North Carolina facility info) - BROWNFIELDS SITE, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: FINISHERS OF TEXTILES; NONCLASSIFIABLE ESTABLISHMENTS
Organizations: STEPHEN GOTTDIENER (CONTACT/OWNER)
- ASHEVILLE EXXON 4-1812 (1378 PATTON AVENUE in ASHEVILLE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: EXXON MOBIL (CONTACT/OWNER)
Alternative names: EXXON RAS #41812
- CAROLINA TIRE (990 PATTON AVE in ASHEVILLE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: BRAD RAGAN (CONTACT/OWNER)
- CAROLINA TRUCK & BODY CO INC (1895 OLD HAYWOOD RD in ASHEVILLE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: CORDELL GEARY (CONTACT/OWNER)
Alternative names: CAROLINA TRUCK AND BODY COMPA
- ASHEVILLE CITIZEN-TIMES (230 SARDIS RD in ASHEVILLE, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: GANNETT CORP (CONTACT/OWNER)
Alternative names: ASHEVILLE CITIZEN TIMES PRINT
- BUNCOMBE COMMUNITY SCH-WEST (128 SAND HILL SCHOOL ROAD in ASHEVILLE, NC)
(National Center for Education Statistics) - STATE ID-302
Organizations: BUNCOMBE COUNTY SCHOOLS (SCHOOL DISTRICT)
- CAREER EDUCATION CENTER (175 BINGHAM RD in ASHEVILLE, NC)
(National Center for Education Statistics) - STATE ID-350
Organizations: BUNCOMBE COUNTY SCHOOLS (SCHOOL DISTRICT)
- CLYDE A ERWIN HIGH (60 LEES CREEK RD in ASHEVILLE, NC)
(National Center for Education Statistics) - STATE ID-340
Organizations: BUNCOMBE COUNTY SCHOOLS (SCHOOL DISTRICT)
- AMOCO OIL SS#6191 (305 SMOKEY PARK HWY in ASHEVILLE, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- BARNES & REESE RACING ENGINES INC (211 AMBOY RD in ASHEVILLE, NC)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BEN H BARNES (CONTACT/OPERATOR)
, MIKE PRESSLEY (CONTACT/OWNER)
- CAUSTIC SODA TRANSPORTATION CO (792-1/2 HAYWOOD RD in ASHEVILLE, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BENT CREEK WWTP (3 DONNYBROOK CT in ASHEVILLE, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: CAR WTR SERV INC OF NC BENT CR, CWS - BENT CREEK
- BUNCOMBE COUNTY SCHOOL DISTRICT (167 CRAVEN STREET in ASHEVILLE, NC)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BUNCOMBE CO BOARD OF EDUCATION (CONTACT/OWNER)
Alternative names: BUNCOMBE CO BD OF EDUCATION
Fire-safe hotels and motels in zip code 28806
- Red Roof Inn #146, 16 Crowell Rd, Asheville, NC 28806, Phone: (704) 667-9803, Fax: (704) 667-9810
- Comfort Suites Biltmore Square Mall, 890 Brevard Rd, Asheville, NC 28806, Phone: (704) 665-4000, Fax: (704) 665-9082
- Sleep Inn, 1918 Old Haywood Rd, Asheville, NC 28806, Phone: (828) 670-7600
- Comfort Inn West, 15 Crowell Rd, Asheville, NC 28806, Phone: (828) 665-6500
- Ramada Plaza Hotel-west, 435 Smokey Park Hwy, Asheville, NC 28806, Phone: (704) 665-2161, Fax: (704) 667-9744
- Fairfield Inn & Suites, 11 Rocky Ridge Rd, Asheville, NC 28806, Phone: (828) 665-4242, Fax: (828) 665-2936
- Holiday Inn Express Hotel & Suites, 1 Wedgefield Dr, Asheville, NC 28806, Phone: (828) 665-6519, Fax: (828) 665-6814
- Ramada Biltmore West, 275 Smokey Park Hwy, Asheville, NC 28806, Phone: (828) 667-4501, Fax: (828) 665-6773
- 5 other hotels and motels
See all 13 fire-safe hotels and motels in zip code 28806
Median worth of mobile homes: $35,062
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (37%)
- Electricity (32%)
- Utility gas (24%)
- Bottled, tank, or LP gas (4%)
- Wood (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 21220
- Northeast: 1938
- Midwest: 2067
- South: 4773
- West: 842
54% of the 28806 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 34% lived in North Carolina.
Population in 1990: 30,809. Population change in the 1990s: +2,241 (+7.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 237
| Here: | 7.0% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 137
| Here: | 9.7% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 143
| Here: | 13.5% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (ASHEVILLE, NC):
- MAIDS TO ORDER OF BUNCOMBE (441 N LOUISIANA AVE; small business): $37,365 in 4 contracts from 2003 to 2005
$12,742 with Navy for Custodial Janitorial Services. Signed on 2005-04-06. Completion date: 2008-04-06.
$12,566, same as above. Signed on 2004-04-02. Completion date: 2008-04-06.
$12,200, same as above. Signed on 2003-04-01. Completion date: 2008-04-06.
$-143, same as above. Signed on 2005-04-19. Completion date: 2008-04-06.
- LAB MOTELS INC (9 WEDGEFIELD DRIVE; small business): $15,136 in 3 contracts in 2005
$9,632 with Army for Lodging - Hotel/Motel. Signed on 2005-01-29. Completion date: 2005-02-09.
$4,128, same as above. Signed on 2005-02-11. Completion date: 2005-02-13.
$1,376, same as above. Signed on 2005-03-22. Completion date: 2005-03-31.
- HARI O M HOSPITALITY LLC (275 SMOKEY PARK HWY; small business)
$13,650 with Army for Lodging - Hotel/Motel. Signed on 2004-08-05. Completion date: 2004-08-15.
- CALBEAR CORP , INC (710 SAND HILL RD 16; small business)
$10,705 with Navy for Custodial Janitorial Services. Signed on 2002-03-28. Completion date: 2003-03-29.
- AIRSPACE USA INC (4 RICHMOND AVENUE; small business)
$7,055 with Army for Games, Toys and Wheeled Goods. Taking place in AK. Signed on 2004-06-22. Completion date: 2004-07-15.
- LAWN & LANDSCAPE SERVICES LLC (117 EVE COURT; small business): $6,928 in 2 contracts from 2004 to 2005
$3,464 with Navy for Landscaping/Groundskeeping Services. Signed on 2005-06-23. Completion date: 2006-06-24.
$3,464, same as above. Signed on 2004-06-25. Completion date: 2005-06-24.
- REGISTERED SLEEPERS INC (133 FOSTER ESTATE DR; small business)
$4,476 with Navy for Miscellaneous Items. Signed on 2005-08-04. Completion date: 2005-08-16.
- VAUGHN AND MELTON CONSULTING E (1318 PATTON AVE STE F): $-5,381 in 4 contracts in 2001
$0 with Navy for Other Architect and Engineering Services. Signed on 2001-06-18. Completion date: 2001-03-07.
$-851, same as above. Signed on 2001-06-18. Completion date: 2001-03-07.
$-1,936, same as above. Signed on 2001-06-18. Completion date: 2001-03-07.
$-2,594, same as above. Signed on 2001-06-18. Completion date: 2001-03-07.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 4 establishments, 20-49 employees: 15 establishments, 10-19 employees: 6 establishments, 5-9 employees: 6 establishments, 1-4 employees: 10 establishments)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 3, 20-49: 10, 10-19: 5, 5-9: 6, 1-4: 9)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 2)
- Construction: Commercial and Institutional Building Construction (250-499: 1, 10-19: 1, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (20-49: 7, 10-19: 2, 5-9: 8, 1-4: 15)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 50-99: 1, 20-49: 2, 5-9: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 284 people in nursing homes
- 45 people in homes or halfway houses for drug/alcohol abuse
- 32 people in other nonhousehold living situations
- 18 people in other noninstitutional group quarters
- 13 people in short-term care, detention or diagnostic centers for delinquent children
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 5
- Persons involved in fatal accidents: 10
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 4
- Persons involved in fatal accidents: 13
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $134,970 | 980 | $153,557 | 1,045 | $136,091 | 128 | $63,818 | 3 | $87,640 | 436 | $134,118 | 102 | $87,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $191,575 | 119 | $127,441 | 181 | $140,855 | 26 | $53,998 | 0 | $0 | 55 | $118,839 | 22 | $71,274 |
| APPLICATIONS DENIED | 12 | $145,643 | 224 | $138,917 | 639 | $137,681 | 93 | $59,012 | 1 | $440,000 | 114 | $152,413 | 110 | $74,467 |
| APPLICATIONS WITHDRAWN | 7 | $163,851 | 90 | $152,337 | 223 | $149,953 | 23 | $135,810 | 0 | $0 | 37 | $145,957 | 16 | $102,181 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $100,480 | 33 | $156,693 | 97 | $167,408 | 4 | $100,053 | 0 | $0 | 31 | $173,111 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $129,306 | 1,353 | $133,547 | 1,033 | $122,235 | 131 | $58,835 | 4 | $11,403,005 | 568 | $129,477 | 113 | $84,176 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $67,066 | 189 | $106,532 | 212 | $109,005 | 28 | $44,579 | 0 | $0 | 79 | $120,780 | 75 | $71,718 |
| APPLICATIONS DENIED | 13 | $83,258 | 362 | $102,651 | 519 | $122,546 | 97 | $59,696 | 0 | $0 | 111 | $126,261 | 220 | $71,957 |
| APPLICATIONS WITHDRAWN | 6 | $122,302 | 133 | $139,311 | 262 | $118,544 | 17 | $99,420 | 0 | $0 | 49 | $113,371 | 15 | $99,236 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $79,070 | 45 | $148,700 | 108 | $130,646 | 3 | $79,863 | 0 | $0 | 14 | $127,124 | 1 | $79,070 |
Aggregated Statistics For Year 2005 (Based on 6 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $126,280 | 1,307 | $120,637 | 1,059 | $111,060 | 108 | $60,012 | 5 | $513,666 | 478 | $105,370 | 103 | $58,804 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $78,903 | 154 | $86,289 | 209 | $105,030 | 31 | $36,868 | 0 | $0 | 41 | $108,422 | 75 | $48,689 |
| APPLICATIONS DENIED | 10 | $77,292 | 296 | $82,759 | 528 | $108,940 | 110 | $43,146 | 0 | $0 | 68 | $106,642 | 223 | $55,325 |
| APPLICATIONS WITHDRAWN | 4 | $106,098 | 155 | $114,206 | 368 | $121,905 | 26 | $89,179 | 0 | $0 | 53 | $121,577 | 30 | $87,128 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $136,765 | 58 | $122,564 | 4 | $33,710 | 0 | $0 | 5 | $148,016 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $112,758 | 1,161 | $117,415 | 1,156 | $104,583 | 81 | $57,970 | 3 | $360,933 | 427 | $95,042 | 119 | $59,617 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $53,638 | 143 | $80,189 | 169 | $102,347 | 21 | $41,817 | 0 | $0 | 30 | $79,169 | 106 | $56,104 |
| APPLICATIONS DENIED | 16 | $66,715 | 319 | $79,323 | 518 | $104,358 | 78 | $42,925 | 1 | $326,000 | 81 | $92,777 | 212 | $52,549 |
| APPLICATIONS WITHDRAWN | 2 | $85,230 | 154 | $115,764 | 287 | $107,744 | 21 | $69,114 | 0 | $0 | 50 | $110,341 | 14 | $78,021 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $102,545 | 13 | $117,789 | 72 | $111,060 | 1 | $50,630 | 0 | $0 | 3 | $62,200 | 1 | $35,500 |
Aggregated Statistics For Year 2003 (Based on 6 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $109,996 | 959 | $108,168 | 2,117 | $98,172 | 46 | $30,999 | 8 | $5,855,034 | 484 | $89,488 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $46,593 | 118 | $94,762 | 342 | $95,725 | 15 | $34,715 | 0 | $0 | 41 | $88,274 |
| APPLICATIONS DENIED | 6 | $84,142 | 210 | $90,730 | 621 | $93,939 | 39 | $15,027 | 0 | $0 | 62 | $96,658 |
| APPLICATIONS WITHDRAWN | 8 | $103,431 | 102 | $111,767 | 346 | $90,884 | 13 | $24,556 | 0 | $0 | 45 | $91,477 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $140,010 | 16 | $92,038 | 38 | $95,499 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $105,309 | 771 | $93,350 | 1,286 | $93,396 | 46 | $22,410 | 1 | $60,000 | 395 | $83,837 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $189,260 | 106 | $71,360 | 235 | $83,885 | 24 | $34,650 | 0 | $0 | 33 | $81,893 |
| APPLICATIONS DENIED | 8 | $80,536 | 242 | $59,168 | 542 | $79,678 | 50 | $19,746 | 0 | $0 | 48 | $69,748 |
| APPLICATIONS WITHDRAWN | 5 | $80,976 | 56 | $132,516 | 252 | $83,767 | 12 | $40,507 | 0 | $0 | 17 | $97,385 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $93,868 | 53 | $109,116 | 2 | $9,895 | 0 | $0 | 2 | $113,795 |
Aggregated Statistics For Year 2001 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $104,711 | 727 | $76,766 | 1,085 | $84,865 | 64 | $13,964 | 5 | $630,012 | 274 | $72,165 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,000 | 182 | $43,789 | 206 | $87,106 | 13 | $33,038 | 0 | $0 | 19 | $70,516 |
| APPLICATIONS DENIED | 5 | $98,330 | 409 | $44,659 | 505 | $77,922 | 46 | $10,377 | 0 | $0 | 70 | $52,612 |
| APPLICATIONS WITHDRAWN | 7 | $93,590 | 64 | $85,649 | 212 | $78,609 | 13 | $15,368 | 0 | $0 | 8 | $69,835 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $59,620 | 10 | $94,280 | 47 | $102,220 | 2 | $9,550 | 0 | $0 | 5 | $69,946 |
Aggregated Statistics For Year 2000 (Based on 6 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $87,808 | 736 | $79,307 | 554 | $77,085 | 59 | $20,747 | 173 | $72,945 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 61 | $35,536 | 196 | $47,021 | 174 | $72,362 | 25 | $14,644 | 31 | $49,525 |
| APPLICATIONS DENIED | 64 | $52,703 | 707 | $43,104 | 458 | $65,415 | 52 | $21,957 | 38 | $49,176 |
| APPLICATIONS WITHDRAWN | 19 | $59,203 | 75 | $76,043 | 206 | $68,113 | 6 | $22,148 | 17 | $60,375 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $90,045 | 17 | $81,073 | 49 | $72,438 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $83,003 | 549 | $109,549 | 540 | $70,386 | 33 | $19,016 | 3 | $521,177 | 131 | $220,414 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $81,803 | 196 | $48,732 | 190 | $64,288 | 13 | $19,672 | 0 | $0 | 20 | $53,893 |
| APPLICATIONS DENIED | 6 | $81,517 | 517 | $45,656 | 331 | $64,375 | 30 | $193,147 | 0 | $0 | 31 | $220,016 |
| APPLICATIONS WITHDRAWN | 5 | $97,516 | 42 | $73,424 | 133 | $65,164 | 17 | $44,092 | 0 | $0 | 4 | $63,273 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $75,080 | 18 | $83,968 | 68 | $69,697 | 0 | $0 | 0 | $0 | 6 | $71,703 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 245 | $168,802 | 57 | $171,751 | 37 | $173,146 | 2 | $122,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $172,335 | 18 | $207,144 | 7 | $167,821 | 1 | $62,640 |
| APPLICATIONS DENIED | 10 | $174,977 | 1 | $172,130 | 1 | $74,740 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $161,793 | 6 | $159,883 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $149,727 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $147,633 | 40 | $158,441 | 34 | $135,627 | 3 | $100,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $148,051 | 13 | $149,295 | 13 | $124,466 | 5 | $100,118 |
| APPLICATIONS DENIED | 5 | $144,934 | 3 | $193,283 | 5 | $162,124 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $165,058 | 2 | $159,010 | 1 | $100,480 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $199,890 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 200 | $138,815 | 68 | $142,795 | 40 | $106,129 | 8 | $90,434 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $148,460 | 20 | $139,030 | 10 | $135,347 | 3 | $71,110 |
| APPLICATIONS DENIED | 2 | $141,640 | 4 | $180,160 | 2 | $116,065 | 1 | $51,160 |
| APPLICATIONS WITHDRAWN | 19 | $124,691 | 11 | $165,285 | 8 | $122,844 | 1 | $34,450 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $161,510 | 3 | $160,743 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 249 | $120,607 | 76 | $129,274 | 40 | $106,258 | 6 | $84,263 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $115,937 | 15 | $109,535 | 1 | $66,710 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $82,945 | 3 | $117,790 | 2 | $63,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $174,144 | 8 | $121,426 | 5 | $109,848 | 1 | $61,070 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $140,000 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 293 | $111,391 | 176 | $119,326 | 50 | $95,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $94,983 | 47 | $127,516 | 9 | $78,812 |
| APPLICATIONS DENIED | 4 | $113,815 | 4 | $123,310 | 3 | $100,377 |
| APPLICATIONS WITHDRAWN | 8 | $122,779 | 7 | $123,063 | 5 | $90,714 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $94,653 | 0 | $0 | 1 | $69,180 |
Aggregated Statistics For Year 2002 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 275 | $100,425 | 152 | $110,312 | 40 | $78,564 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $112,176 | 62 | $109,748 | 24 | $76,474 |
| APPLICATIONS DENIED | 3 | $87,343 | 12 | $93,563 | 2 | $78,295 |
| APPLICATIONS WITHDRAWN | 9 | $95,811 | 5 | $164,882 | 1 | $40,000 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $75,028 | 0 | $0 | 3 | $51,143 |
Aggregated Statistics For Year 2001 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 212 | $95,227 | 133 | $100,919 | 20 | $73,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $111,165 | 31 | $107,286 | 2 | $18,140 |
| APPLICATIONS DENIED | 5 | $92,254 | 9 | $85,522 | 1 | $78,000 |
| APPLICATIONS WITHDRAWN | 7 | $58,870 | 10 | $87,629 | 2 | $64,320 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $47,500 | 4 | $83,203 | 2 | $64,320 |
Aggregated Statistics For Year 2000 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 180 | $92,627 | 43 | $95,406 | 21 | $85,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $87,276 | 11 | $101,543 | 5 | $43,856 |
| APPLICATIONS DENIED | 9 | $74,240 | 7 | $97,889 | 3 | $56,913 |
| APPLICATIONS WITHDRAWN | 5 | $55,084 | 3 | $86,703 | 2 | $51,455 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 98 | $89,943 | 41 | $83,850 | 5 | $65,302 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $88,046 | 7 | $75,074 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $132,810 | 1 | $80,770 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $124,080 | 1 | $76,250 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $73,980 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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