32401 Zip Code Detailed Profile

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Profiles Panama City, FL (32401) houses, apartments, residents, cars, jobs...

Cities: Panama City, FL (82.17%), Springfield, FL (10.99%), Cedar Grove, FL (3.70%)
County: Bay County, FL

Zip code population in 2010: 11,764
Zip code population (2000): 24,545

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Age and Sex of Residents in zip code 32401

Zip code 32401 (Panama City, Florida) real estate house value trends

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Houses and condos: 13,127
Renter-occupied apartments: 4,653

% of renters here:	45%
State:	31%

Mar. 2012 cost of living index in zip code 32401: 85.4 (less than average, U.S. average is 100)

Land area: 10.7 sq. mi.
Water area: 5.8 sq. mi.

Population density: 1,100 people per square mile

(low).

Real estate property taxes paid for housing units in 2010:

This zip code:	0.6% ($822)
Florida:	1.0% ($1,882)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,069 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $593 (0.5%)

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Males: 11,461	(46.0%)
Females: 13,430	(54.0%)

Zip code 32401 races chart

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Recent posts about zip code 32401 area on our local forum with over 1,500,000 registered users:

	My long awaited final Miami bash (190 replies)
	Tallahassee cost of living (46 replies)
	I want to get out of Miami .Help! (45 replies)
	Will the Oil Spill Impact on Panama City Beach? (248 replies)
	Is it true that there is a movement to annex P'cola to Alabama? (16 replies)
	Why aren't there any Asians in Florida?? (110 replies)

100% urban population.

Estimated median house/condo value in 2010: $134,163

32401:	$134,163
Florida:	$187,400

According to our research of Florida and other state lists there were 58 registered sex offenders living in 32401 zip code as of May 24, 2013.
The ratio of number of residents in zip code 32401 to the number of sex offenders is 429 to 1.

Median resident age:
This zip code:
37.7 years
Florida median age:
40.5 years

Average household size:
This zip code:
2.3 people
Florida:
2.6 people

Averages for the 2004 tax year for zip code 32401, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,314 (Individual Income Tax Returns)

Here:
$38,314
State:
$50,523

Salary/wage: $27,856 (reported on 85.3% of returns)

Here:
$27,856
State:
$39,563

(% of AGI for various income ranges: 96.2% for AGIs below $10k, 83.4% for AGIs $10k-25k, 81.0% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 68.6% for AGIs $75k-100k, 34.8% for AGIs over 100k)

Taxable interest for individuals: $2,932 (reported on 29.2% of returns)

This zip code:
$2,932
Florida:
$3,211

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Taxable dividends: $4,016 (reported on 13.9% of returns)

Here:
$4,016
State:
$6,129

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$48,717 (reported on 12.1% of returns)

Here:
+$48,717
State:
+$27,205

(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 37.0% for AGIs over 100k)

Profit/loss from business: +$10,339 (reported on 11.3% of returns)

Here:
+$10,339
State:
+$10,634

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $2,931 (reported on 1.5% of returns)

32401:
$2,931
Florida:
$3,082

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,182 (reported on 0.2% of returns)

Here:
$12,182
Florida:
$15,857

Total itemized deductions: $18,717 (17% of AGI, reported on 13.0% of returns)

Here:
$18,717
State:
$20,370

Here:
16.5% of AGI
State:
20.7% of AGI

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Charity contributions deductions: $5,186 (4% of AGI, reported on 10.8% of returns)

Here:
$5,186
State:
$4,064

Here:
4.1% of AGI
State:
3.8% of AGI

(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $7,257 (reported on 65.3% of returns)

32401:
$7,257
State:
$9,431

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 20.5% for AGIs over 100k)

Earned income credit: $1,900 (reported on 30.5% of returns)

Here:
$1,900
State:
$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 58.3%

Here:
58%
State:
60%

(% for various income ranges: 58.0% for AGIs below $10k, 61.7% for AGIs $10k-25k, 53.7% for AGIs $25k-50k, 49.9% for AGIs $50k-75k, 57.4% for AGIs $75k-100k, 71.3% for AGIs over 100k)

Estimated median household income in 2010:

This zip code:	$34,508
Florida:	$46,077

Nearest zip codes: 32405, 32408, 32444, 32407, 32403, 32404.
Cedar Grove Zip Code Map

Percentage of family households:

This zip code:	40.7%
Florida:	46.5%

Housing units in zip code 32401 with a mortgage: 2,929 (314 second mortgage, 605 home equity loan, 138 both second mortgage and home equity loan)
Houses without a mortgage: 2,680

Median monthly owner costs for units with a mortgage: $1,241

Median monthly owner costs for units without a mortgage: $359

Residents with income below the poverty level in 2010:

This zip code:	23.6%
Whole state:	15.0%

Residents with income below 50% of the poverty level in 2010:

This zip code:	13.3%
Whole state:	8.5%

Median number of rooms in houses and condos:

Here:	5.8
State:	5.8

Median number of rooms in apartments:

Here:	4.6
State:	4.3

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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 32401: Panama Plaza (A), Callaway Plaza (B), College Plaza (C), Saint Andrew Bay West Light 14 (D), Bay County Public Library (E), Select Specialty Hospital (F), Panama City Fire Department Central Station (G), Panama City Fire Department Station 3 (H), Springfield Fire Department (I). Display/hide their locations on the map

Shopping Centers: Saint Andrews Shopping Center (1), Eleventh Street Shopping Center (2), Cove Shopping Center (3). Display/hide their locations on the map

Churches in zip code 32401 include: Saint Andrew Assembly of God Church (A), Advent Christian Church (B), Apostolic Pentecostal Church (C), Calvary Cathedral Assembly of God Church (D), First Baptist Church of Panama City (E), Cove Baptist Church (F), Cook Memorial Baptist Church (G), East Bay Baptist Church (H), Mount Calvary Baptist Church (I). Display/hide their locations on the map

Cemeteries: Redwood Cemetery (1), Oakland Cemetery (2), Bay Memorial Park (3), Millville Cemetery (4). Display/hide their locations on the map

Lakes: Lake Huntington (A), Lake Caroline (B), Lake Claire (C), Johnson Bayou (D), Lake Ware (E), Lake Martin (F). Display/hide their locations on the map

Parks in zip code 32401 include: Cove Park (1), George Park (2), Truesdell Park (3), Oliver Stadium (4), Oakland Terrace Park (5). Display/hide their locations on the map

Year house built

2005 or later: 785
2000 to 2004: 1,109
1990 to 1999: 1,052
1980 to 1989: 1,874
1970 to 1979: 2,186
1960 to 1969: 1,408
1950 to 1959: 2,352
1940 to 1949: 2,339
1939 or earlier: 1,021

Estimated household income distribution in 2009:

Zip code 32401 household income distribution in 2009

Zip code 32401 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 32401:

Less than $10,000: 418
$10,000 to $14,999: 592
$15,000 to $19,999: 541
$20,000 to $24,999: 435
$25,000 to $29,999: 481
$30,000 to $34,999: 544
$35,000 to $39,999: 234
$40,000 to $49,999: 329
$50,000 to $59,999: 279
$60,000 to $69,999: 209
$70,000 to $79,999: 414
$80,000 to $89,999: 809
$90,000 to $99,999: 304
$100,000 to $124,999: 851
$125,000 to $149,999: 851
$150,000 to $174,999: 765
$175,000 to $199,999: 458
$200,000 to $249,999: 725
$250,000 to $299,999: 459
$300,000 to $399,999: 431
$400,000 to $499,999: 258
$500,000 to $749,999: 325
$750,000 to $999,999: 143
$1,000,000 or more: 140

Rent paid by renters in 2010 in zip code 32401:

Less than $100: 603
$100 to $149: 241
$150 to $199: 694
$200 to $249: 671
$250 to $299: 320
$300 to $349: 308
$350 to $399: 307
$400 to $449: 365
$450 to $499: 634
$500 to $549: 776
$550 to $599: 421
$600 to $649: 811
$650 to $699: 478
$700 to $749: 664
$750 to $799: 396
$800 to $899: 502
$900 to $999: 261
$1,000 to $1,249: 521
$1,250 to $1,499: 158
$1,500 to $1,999: 357
No cash rent: 471

Estimated median house (or condo) value in 2010 for:

White Non-Hispanic householders: $149,289
Black or African American householders: $103,472
American Indian or Alaska Native householders: $151,919
Asian householders: $116,625
Some other race householders: $201,025
Two or more races householders: $121,009
Hispanic or Latino householders: $186,337

Estimated median house or condo value in 2010: $134,163

32401:	$134,163
Florida:	$187,400

Lower value quartile - upper value quartile: $79,905 - $197,882

Mean price in 2010:

Detached houses: $248,227
Here:
$248,227
State:
$282,186

Mobile homes: $56,724
Here:
$56,724
State:
$81,216

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 8,194
One, attached: 482
Two: 821
3 or 4: 1,041
5 to 9: 1,069
10 to 19: 1,013
20 to 49: 770
50 or more: 1,059
Mobile homes: 1,346
Boats, RVs, vans, etc.: 174

32401 zip code mode of transportation to work chart

Means of transportation to work

Drove a car alone: 8,053 (83%)
Carpooled: 1,043 (11%)
Bus or trolley bus: 691 (7%)
Streetcar or trolley car: 210 (2%)
Taxi: 89 (1%)
Motorcycle: 246 (3%)
Bicycle: 454 (5%)
Walked: 335 (3%)
Other means: 558 (6%)
Worked at home: 381 (4%)

Travel time to work (commute)

Less than 5 minutes: 280
5 to 9 minutes: 1,892
10 to 14 minutes: 1,851
15 to 19 minutes: 1,950
20 to 24 minutes: 1,422
25 to 29 minutes: 575
30 to 34 minutes: 889
35 to 39 minutes: 307
40 to 44 minutes: 334
45 to 59 minutes: 691
60 to 89 minutes: 615
90 or more minutes: 322

Percentage of zip code residents living and working in this county: 95.9%

Household type by relationship:

Households: 23,716

In family households: 18,507 (3,858 male householders, 2,172 female householders)
4,016 spouses, 6,501 children (5,936 natural, 235 adopted, 330 stepchildren), 650 grandchildren, 163 brothers or sisters, 148 parents, 412 other relatives, 587 non-relatives
In nonfamily households: 5,209 (1,856 male householders (1,441 living alone)), 2,508 female householders (2,233 living alone)), 845 nonrelatives
In group quarters: 862 (647 institutionalized population)

Size of family households: 2,859 2-persons, 1,544 3-persons, 883 4-persons, 582 5-persons, 245 6-persons, 266 7-or-more-persons

Size of nonfamily households: 3,711 1-person, 685 2-persons, 337 3-persons, 362 4-persons

2,277 married couples with children.
2,945 single-parent households (905 men, 2,040 women).

91.2% of residents of 32401 zip code speak English at home.
27.1% of residents speak Spanish at home (44% very well, 20% well, 19% not well, 18% not at all).
14.8% of residents speak other Indo-European language at home (56% very well, 39% well, 6% not well).
15.4% of residents speak Asian or Pacific Island language at home (64% very well, 17% well, 14% not well, 4% not at all).
8.3% of residents speak other language at home (26% very well, 17% well, 28% not well, 29% not at all).

Foreign born population: 1,294 (5.1%)
(52.3% of them are naturalized citizens)

This zip code:	5.1%
Whole state:	19.2%

Most common places of birth for the foreign-born residents:

Vietnam (27%)
United Kingdom (12%)
Philippines (10%)
Germany (7%)
China, excluding Hong Kong and Taiwan (4%)
India (4%)
Peru (4%)

Year of entry for the foreign-born population

2000 or later: 473
1990 to 1999: 636
1980 to 1989: 311
Before 1980: 513

Races in zip code 32401:

White population: 15,433
Black population: 7,435
American Indian population: 581
Asian population: 1,147
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 444
Two or more races population: 1,068
Hispanic or Latino population: 2,127

Zip code 32401 topographic map

Public primary/middle schools in zip code 32401 not listed on the city page:

SPRINGFIELD ELEMENTARY SCHOOL (Students: 455; Location: 520 SCHOOL AVENUE, PANAMA CITY, FL; Grades: PK - 05)
OAKLAND TERRACE ELEMENTARY SCHOOL (Students: 435; Location: 2010 W 12TH STREET, PANAMA CITY, FL; Grades: PK - 05)
MILLVILLE ELEMENTARY SCHOOL (Students: 373; Location: 203 N EAST AVENUE, PANAMA CITY, FL; Grades: PK - 05)
OSCAR PATTERSON ELEMENTARY MAGNET (Students: 346; Location: 1025 REDWOOD AVENUE, PANAMA CITY, FL; Grades: PK - 05)
MERRIAM CHERRY STREET ELEMENTARY (Students: 308; Location: 1125 CHERRY STREET, PANAMA CITY, FL; Grades: PK - 05)
PANAMA CITY MARINE INSTITUTE (Students: 66; Location: 200 E BEACH DRIVE, PANAMA CITY, FL; Grades: 06 - 12)
ST. ANDREW SCHOOL (Students: 61; Location: 3001 W 15TH STREET, PANAMA CITY, FL; Grades: PK - 12)
BAY DETENTION CENTER (Students: 52; Location: 450 E 1TH STREET, PANAMA CITY, FL; Grades: 04 - 12)
BAY BOOT CAMP (Students: 21; Location: 456 E 11TH STREET, PANAMA CITY, FL; Grades: 06 - 12)
EXCEPTIONAL STUDENT EDUCATION (Students: 15; Location: 1311 BALBOA AVENUE, PANAMA CITY, FL; Grades: PK - 12)
COUNTY SUPERINTENDENT'S OFFICE (Location: 1311 BALBOA AVENUE, PANAMA CITY, FL; Grades: N - N )
SHAW ADULT CENTER (Location: 162 DETROIT AVENUE, PANAMA CITY, FL; Grades: N - N )

Major facilities with environmental interests located in this zip code:

READY MIX USA - PORT OF PANAMA CITY PLANT (600 B AVENUE in PANAMA CITY, FL)
STATE MASTER (FDM) - WAFR-FLG110349, INDUSTRIAL WASTEWATER PROGRAM
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Organizations: READY MIX USA, LLC, COUCH READY MIX USA - BACK BEACH PLANT (CONTACT/APPLICANT)
Alternative names: COUCH READY MIX - PORT OF PANA
ARIZONA CHEMICAL COMPANY (2 EVERITT AVE., S. END in PANAMA CITY, FL)
AIR MAJOR (AIRS/AFS)
SUPERFUND (Superfund database)
(Integrated Compliance Information System) - ICIS-HQ-1996-0091, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
PERFORMANCE TRACK (National Environmental Performance Track)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PLASTICS MATERIALS, SYNTHETIC RESINS, AND NONVULCANIZABLE ELASTOMERS; GUM AND WOOD CHEMICALS; INDUSTRIAL ORGANIC CHEMICALS; CHEMICALS AND CHEMICAL PREPARATIONS
Business NAICS classification: GUM AND WOOD CHEMICAL MANUFACTURING.; GUM AND WOOD CHEMICAL MANUFACTURING.; PLASTICS MATERIAL AND RESIN MANUFACTURING.; ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
Alternative names: ARIZONA CHEMICAL - A COMPANY OF INTERNATIONAL PAPER
GREENLEAF PANAMA CITY (1311 REDWOOD AVE in PANAMA CITY, FL)
STATE MASTER (FDM) - WAFR-FLR05C372, NPDES STORMWATER PROGRAM, NPDES STORMWATER PERMIT
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MOTOR VEHICLE PARTS, USED
Organizations: GARRY S AUTO SALVAGE INC (CONTACT/APPLICANT) , PICK-N-PULL (CONTACT/APPLICANT) , GARRY HOWARD (CONTACT/OWNER) , GARRY S AUTO SALVAGE INC (CONTACT/PERMIT)
Alternative names: GARRY'S AUTO SALVAGE INC, GREENLEAF PANAMA CITY (F/K/A G, GREENLEAF PANAMA CITY (F/K/A GARRY S AUTO SALVAGE INC)
PANHANDLE AUTOMOTIVE INC (641 W 15TH ST in PANAMA CITY, FL)
STATE MASTER (FDM) - CHAZ-FLD055344584, HAZARDOUS WASTE REGULATION PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: AUTOMOTIVE DEALERS
Business NAICS classification: ALL OTHER MOTOR VEHICLE DEALERS.
Organizations: JOHNNY SAVAGE, MGR (CONTACT/OWNER)
Alternative names: BAY LINCOLN MERCURY DODGE INC
AFFORDABLE BODY SHOP (400 E 15TH ST in PANAMA CITY, FL)
STATE MASTER (FDM) - CHAZ-FLR000026252, HAZARDOUS WASTE REGULATION PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: AUTOMOTIVE SERVICES, EXCEPT REPAIR AND CARWASHES
Business NAICS classification: ALL OTHER AUTOMOTIVE REPAIR AND MAINTENANCE.
Organizations: JOYCE CRONE (CONTACT/OWNER) , PAINT DOCTOR OF PANAMA CITY INC (CONTACT/OWNER)
Alternative names: PAINT DOCTOR
PANAMA CITY MARINE INSTITUTE (200 E. BEACH DRIVE in PANAMA CITY, FL)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-0604
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
RUTHERFORD HIGH SCHOOL (1000 SCHOOL AVENUE in PANAMA CITY, FL)
(National Center for Education Statistics) - STATE ID-0341
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
A. D. HARRIS HIGH SCHOOL (819 E 11TH ST in PANAMA CITY, FL)
(National Center for Education Statistics) - STATE ID-0271
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
AMERICAN SCRAP METAL SITE (17TH ST & MERCEDES in PANAMA CITY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CURTIS BARTON (CONTACT/OWNER) , NON NOTIFIED (CONTACT/OWNER)
OAKLAND TERRACE ELEMENTARY SCHOOL (2010 W 12TH ST in PANAMA CITY, FL)
(National Center for Education Statistics) - STATE ID-0191
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
PANAMA CITY DIESEL ENGINE CO INC (1128 CHESTNUT AVE in PANAMA CITY, FL)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NETTLES DORIS (CONTACT/OWNER) , DORIS NETTIES (CONTACT/OWNER)
Alternative names: SAUNDERS ENGINE CO
MILLVILLE ELEMENTARY SCHOOL (203 N EAST AVE in PANAMA CITY, FL)
(National Center for Education Statistics) - STATE ID-0181
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
MERRIAM CHERRY STREET ELEMENTARY SCHOOL (1125 CHERRY ST in PANAMA CITY, FL)
(National Center for Education Statistics) - STATE ID-0111
Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)

Fire-safe hotels and motels in zip code 32401:

Tween Bays Motel, 4508 W Hwy 98, Panama City, FL 32401
Waldrep Motel, 3513 W Hwy 98, Panama City, FL 32401
Copa Cabana, 1212 Beck Ave, Panama City, FL 32401 , Phone: (850) 914-9202
Farr Inn, 1306 Beck Ave, Panama City, FL 32401
Ramada Inn Motel, 3001 W 10TH St, Panama City, FL 32401
El Panama Motel, 1131 Harrison Ave, Panama City, FL 32401
Bay Villa Motel, 4501 W Hwy 98, Panama City, FL 32401
Budget Inn, 3910 W Hwy 98, Panama City, FL 32401
19 other hotels and motels

All 27 fire-safe hotels and motels in zip code 32401

Zip code 32401 marital status for females

Housing units lacking complete plumbing facilities: 12.6%

Housing units lacking complete kitchen facilities: 10.8%

Most commonly used house heating fuel:

Electricity (70%)
Utility gas (18%)
Wood (3%)
No fuel used (3%)
Bottled, tank, or LP gas (2%)
Fuel oil, kerosene, etc. (2%)
Other fuel (1%)

Population in 1990: 24,968. Population change in the 1990s: -423 (-1.7%).

Place of birth for U.S.-born residents:

This state: 12,731
Northeast: 1,613
Midwest: 1,771
South: 6,213
West: 1,109

53% of the 32401 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 62% lived in this county.
Out of people who lived in different counties, 50% lived in Florida.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 1,492

Here:	30.6%
Florida:	11.5%

Students in private schools in grades 9 to 12 (high school): 514

Here:	24.9%
Florida:	10.4%

Students in private undergraduate colleges: 558

Here:	26.0%
Florida:	22.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Companies with biggest federal contracts located in this zip code (PANAMA CITY, FL):

GULF GROUP, INC (1654 E 5TH ST; small business) : $60,182,271 in 203 contracts from 2000 to 2006
Contracts for Construction of Structures and Facilities -- Other Airfield Structures, Construction of Structures and Facilities -- Airport Runways, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), and more by Army, Air Force, Federal Highway Administration, U.S. Army Corps of Engineers - civil program financing only, and others
Signed by year: 2000: $21,061,814; 2001: $6,767,912; 2002: $5,228,935; 2003: $10,384,985; 2004: $11,027,462; 2005: $5,289,560; 2006: $421,603.

Biggest contracts:
$7,908,501 with Army for Construction of Structures and Facilities -- Other Airfield Structures. Signed on 2000-09-20. Completion date: 2002-06-30.
$5,839,879 with Army for Construction of Structures and Facilities -- Airport Runways. Taking place in GA. Signed on 2001-08-24. Completion date: 2002-08-27.
$3,879,544 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Taking place in AL. Signed on 2000-04-28. Completion date: 2001-01-31.
$2,331,000 with Federal Highway Administration for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2000-08-15. Completion date: 2001-12-15.
ASTRID CONTRACT TECHNICAL SERV (211 EAST 11TH STREET; small business) : $8,651,885 in 42 contracts from 2002 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Production Buildings, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Inspection Services (including commercial testing and lab services, except medical/dental) -- Miscellaneous, and more by Navy, Air Force, Army
Signed by year: 2000: $0; 2001: $0; 2002: $604,478; 2003: $4,830,887; 2004: $1,796,168; 2005: $1,420,352; 2006: $0.

Biggest contracts:
$2,949,490 with Navy for Maintenance, Repair or Alteration of Real Property -- Production Buildings. Taking place in GA. Signed on 2003-09-30. Completion date: 2005-01-25.
$519,610 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings. Taking place in GA. Signed on 2003-09-25. Completion date: 2004-01-21.
$449,998 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2004-08-19. Completion date: 2004-08-13.
$449,996, same as above. Signed on 2005-09-21. Completion date: 2006-03-05.
EASTERN SHIPBUILDING GROUP (2200 NELSON STREET; small business) : $6,006,906 in 11 contracts from 2001 to 2006
Contracts for Barges & Lighters Special Purpose, Defense Ships -- Basic Research (R&D), Lease or Rental of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks, Miscellaneous Items by Army, U.S. Army Corps of Engineers - civil program financing only, Navy
Signed by year: 2000: $0; 2001: $34,702; 2002: $185,000; 2003: $0; 2004: $5,689,382; 2005: $66,487; 2006: $31,335.

Biggest contracts:
$2,844,691 with Army for Barges & Lighters Special Purpose. Signed on 2004-09-29. Completion date: 2005-07-31.
$2,844,691 with U.S. Army Corps of Engineers - civil program financing only for Barges & Lighters Special Purpose. Signed on 2004-09-29. Completion date: 2005-07-31.
$125,000 with Navy for Defense Ships -- Basic Research (R&D). Signed on 2002-09-12. Completion date: 2003-01-06.
$60,000, same as above. Signed on 2002-03-29. Completion date: 2002-05-10.
C LAWRENCE CONSTRUCTION CO , (625 MERCER AVENUE; small business) : $5,734,870 in 23 contracts from 1999 to 2003
Contracts for Construction of Structures and Facilities -- Laboratories and Clinics, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Construction of Structures and Facilities -- Air Traffic Control Towers, Construction of Structures and Facilities -- Maintenance Buildings, and more by Navy, Army
Signed by year: 2000: $54,627; 2001: $165,753; 2002: $4,738,252; 2003: $768,995; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$4,689,000 with Navy for Construction of Structures and Facilities -- Laboratories and Clinics. Taking place in GA. Signed on 2002-01-30. Completion date: 2003-05-09.
$770,000 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Taking place in NC. Signed on 2003-06-26. Completion date: 2004-07-05.
$66,000 with Army for Construction of Structures and Facilities -- Air Traffic Control Towers. Signed on 2001-11-26. Completion date: 2002-04-30.
$45,238, same as above. Signed on 2001-05-18. Completion date: 2001-11-30.
COUNTY OF BAY (310 W 6TH ST) : $5,456,049 in 19 contracts from 2000 to 2005
Contracts for Water Services, Legal Services, Social Rehabilitation Services, Guard Services by Air Force
Signed by year: 2000: $907,353; 2001: $1,315,666; 2002: $834,341; 2003: $1,143,649; 2004: $4,426; 2005: $1,250,614; 2006: $0.

Biggest contracts:
$1,246,789 with Air Force for Water Services. Signed on 2005-09-30. Completion date: 2005-09-30.
$1,143,649, same as above. Signed on 2003-09-30. Completion date: 2003-09-30.
$846,675, same as above. Signed on 2000-09-29. Completion date: 2000-09-30.
$764,334, same as above. Signed on 2001-08-15. Completion date: 2001-06-29.
ANDERSON COLUMBIA CO , INC (1310 REDWOOD AVENUE; small business) : $4,233,014 in 19 contracts from 2000 to 2004
Contracts for Maintenance, Repair or Alteration of Real Property -- Airport Runways, Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), Safety and Rescue Equipment by Navy, Air Force, Army
Signed by year: 2000: $25,211; 2001: $0; 2002: $656,919; 2003: $3,513,548; 2004: $37,336; 2005: $0; 2006: $0.

Biggest contracts:
$3,273,332 with Navy for Maintenance, Repair or Alteration of Real Property -- Airport Runways. Signed on 2003-10-28. Completion date: 2004-07-09.
$199,999 with Air Force for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-09-30. Completion date: 2003-09-25.
$159,999 with Air Force for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-09-18. Completion date: 2003-09-25.
$128,227, same as above. Signed on 2002-03-28. Completion date: 2002-03-28.
TIBBETTS BOAT WORKS INC (305 E BEACH DR; small business)
1001 employees, $0 revenue. Small Disadvantaged Business, Asian-Pacific American Owned Business: $1,673,519 in 63 contracts from 1999 to 2003
Contracts for Non-nuclear Ship Repair (West) Ship repair (including overhauls and conversions) performed on. non-nuclear propelled and nonpropelled ships west of the 108th meridian, Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian, Maintenance, Repair and Rebuilding of Equipment -- Ship and Marine Equipment by Navy, United States Coast Guard (disused code: now 7008), Air Force, U.S. Coast Guard, and others
Signed by year: 2000: $1,357,352; 2001: $169,613; 2002: $33,490; 2003: $64; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$297,542 with Navy for Non-nuclear Ship Repair (West) Ship repair (including overhauls and conversions) performed on. non-nuclear propelled and nonpropelled ships west of the 108th meridian. Signed on 2000-05-18. Completion date: 2000-09-30.
$151,000 with United States Coast Guard (disused code: now 7008) for Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian. Signed on 2000-02-15. Completion date: 2000-12-15.
$142,000, same as above. Signed on 2000-06-15. Completion date: 2000-10-15.
$122,000, same as above. Signed on 2000-07-15. Completion date: 2000-12-15.
BRYAN-OLSON CORPORATION (748 W 15TH ST; small business) : $1,207,207 in 5 contracts from 1999 to 2004
Contracts for General Photographic Services - Still, Photographic Supplies by Air Force, Navy
Signed by year: 2000: $295,060; 2001: $303,436; 2002: $313,429; 2003: $0; 2004: $222; 2005: $0; 2006: $0.

Biggest contracts:
$313,429 with Air Force for General Photographic Services - Still. Signed on 2002-10-01. Completion date: 2003-09-30.
$303,436, same as above. Signed on 2001-10-01. Completion date: 2002-09-30.
$295,060, same as above. Signed on 2000-11-06. Completion date: 2001-09-30.
$295,060, same as above. Signed on 1999-10-04. Completion date: 2000-09-30.
PANAMA CITY DISPOSAL, INC (2141 E 9TH STREET; small business) : $759,590 in 5 contracts from 1999 to 2002
Contracts for Trash/Garbage Collection Services - Including Portable Sanitation Services by Army
Signed by year: 2000: $311,295; 2001: $66,468; 2002: $-33,234; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

Biggest contracts:
$415,061 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Taking place in AL. Signed on 1999-11-04. Completion date: 2000-09-30.
$311,295, same as above. Signed on 2000-12-27. Completion date: 2001-09-30.
$33,234, same as above. Signed on 2001-10-31. Completion date: 2001-11-30.
$33,234, same as above. Signed on 2001-11-28. Completion date: 2001-12-31.
COCA-COLA BOTTLING CO CONSOLID (300 W 5TH ST) : $298,273 in 4 contracts from 2004 to 2005
$115,840 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$89,644, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
$49,717, same as above. Signed on 2005-01-01. Completion date: 2005-03-31.
$43,072, same as above. Signed on 2005-09-01. Completion date: 2005-09-30.

Top industries in this zip code by the number of employees in 2005:

Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 4, 10-19: 7, 5-9: 5, 1-4: 11)
Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 50-99: 1, 20-49: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 4, 10-19: 6, 5-9: 13, 1-4: 20)
Professional, Scientific, and Technical Services: Offices of Lawyers (50-99: 1, 20-49: 2, 10-19: 4, 5-9: 13, 1-4: 57)
Other Services (except Public Administration): Religious Organizations (50-99: 2, 20-49: 1, 10-19: 3, 5-9: 11, 1-4: 10)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 10-19: 5, 5-9: 9, 1-4: 7)
Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 50-99: 1, 20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)

People in group quarters:

298 people in local jails and other confinement facilities (including police lockups)
220 people in nursing homes
156 people in other noninstitutional group quarters
63 people in short-term care, detention or diagnostic centers for delinquent children
58 people in homes for the mentally retarded
41 people in wards in general hospitals for patients who have no usual home elsewhere
26 people in training schools for juvenile delinquents
4 people in other types of correctional institutions
2 people in religious group quarters
2 people in other nonhousehold living situations

Fatal accident statistics in 2006:

Fatal accident count: 3
Vehicles involved in fatal accidents: 4
Fatal accidents caused by drunken drivers: 1
Fatalities: 3
Persons involved in fatal accidents: 8
Pedestrians involved in fatal accidents: 2

Fatal accident statistics in 2005:

Fatal accident count: 4
Vehicles involved in fatal accidents: 11
Fatal accidents caused by drunken drivers: 2
Fatalities: 4
Persons involved in fatal accidents: 9
Pedestrians involved in fatal accidents: 3

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 full and 20 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	105	$124,980	61	$168,761	223	$148,127	30	$63,830	1	$1,815,120	38	$103,099	5	$80,338
APPLICATIONS APPROVED, NOT ACCEPTED	7	$103,417	3	$116,987	33	$145,588	3	$17,527	0	$0	3	$277,577	2	$49,195
APPLICATIONS DENIED	22	$106,703	23	$105,997	179	$128,816	30	$49,938	0	$0	36	$117,506	8	$66,988
APPLICATIONS WITHDRAWN	27	$115,280	17	$138,046	98	$133,195	11	$58,897	1	$1,858,200	16	$146,455	8	$100,371
FILES CLOSED FOR INCOMPLETENESS	5	$64,802	3	$131,743	14	$152,320	2	$94,875	0	$0	2	$113,990	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 12 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$120,982	1	$142,030
APPLICATIONS APPROVED, NOT ACCEPTED	2	$179,600	2	$450,355
APPLICATIONS DENIED	0	$0	3	$153,310
APPLICATIONS WITHDRAWN	1	$185,890	1	$272,110
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 32401 among deceased individuals
James	415	69.0 years
John	369	71.0 years
William	303	71.6 years
Mary	294	76.3 years
Robert	221	70.3 years
Willie	185	72.2 years
Charles	161	68.0 years
George	143	74.3 years
Annie	137	78.8 years
Henry	117	73.9 years

Last name	Count	Lived (average)
Most common last names in zip code 32401 among deceased individuals
Smith	184	73.9 years
Davis	142	75.0 years
Williams	139	72.2 years
Johnson	139	73.0 years
Brown	121	71.9 years
Jones	118	71.1 years
Taylor	68	70.1 years
White	68	73.4 years
Anderson	66	74.4 years
Miller	61	75.0 years

Name	Count	Name	Count
Businesses in zip code 32401
AutoZone	1	Lane Furniture	3
Bath & Body Works	1	New Balance	1
Burger King	2	Nike	1
CVS	2	Popeyes	1
ColorTyme	1	Quality	1
Comfort Inn	1	Ramada	1
Days Inn	1	Rooms To Go	2
Domino's Pizza	1	SONIC Drive-In	1
Econo Lodge	1	Sleep Inn	1
FedEx	8	Subway	2
Firestone Complete Auto Care	1	T.J.Maxx	1
Goodwill	1	Toys"R"Us	1
H&R Block	1	U-Haul	2
Kincaid	1	UPS	3
Kmart	1	Waffle House	1
La-Z-Boy	1	Walgreens	1

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