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32401 Zip Code Detailed Profile

 



Profiles Panama City, FL (32401) houses, apartments, residents, cars, jobs...

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City: Panama City, FL
Bay County, FL
Zip code population (2000): 24,545
Estimated zip code population in 2007: 24,387



Age and Sex of Residents in zip code 32401

Zip code 32401 (Panama City, Florida) real estate house value trends

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Panama City, FL (32401) map from a distance

Houses and condos: 11,919
Renter-occupied apartments: 4,444
% of renters here:  43%
State:  30%

2008 cost of living index in zip code 32401: 86.6 (less than average, U.S. average is 100)

Land area: 10.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 2393 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.9% ($376)
Florida:  2.0% ($1,262)

Profiles of local businesses:
Panama City Home Inspector
Murphy Business Brokers

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 11,537  (47.0%)
Females: 13,008  (53.0%)

Zip code 32401 races chart


100% urban population.

Estimated median house/condo value in 2007: $151,293
32401:  $151,293
Florida:  $230,400


According to our research of public records there were 86 registered sex offenders living in 32401 zip code in early 2007.

Median resident age:  37.5 years
Florida median age:  38.7 years

Average household size:
This zip code:  2.3 people
Florida:  2.5 people

Averages for the 2004 tax year for zip code 32401, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,314 (Individual Income Tax Returns)
Here:  $38,314
State:  $50,523

Salary/wage: $27,856 (reported on 85.3% of returns)
Here:  $27,856
State:  $39,563
(% of AGI for various income ranges: 96.2% for AGIs below $10k, 83.4% for AGIs $10k-25k, 81.0% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 68.6% for AGIs $75k-100k, 34.8% for AGIs over 100k)

Taxable interest for individuals: $2,932 (reported on 29.2% of returns)
This zip code:  $2,932
Florida:  $3,211
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Taxable dividends: $4,016 (reported on 13.9% of returns)
Here:  $4,016
State:  $6,129
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$48,717 (reported on 12.1% of returns)
Here:  +$48,717
State:  +$27,205
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 37.0% for AGIs over 100k)

Profit/loss from business: +$10,339 (reported on 11.3% of returns)
Here:  +$10,339
State:  +$10,634
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $2,931 (reported on 1.5% of returns)
32401:  $2,931
Florida:  $3,082
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,182 (reported on 0.2% of returns)
Here:  $12,182
Florida:  $15,857

Total itemized deductions: $18,717 (1% of AGI, reported on 13.0% of returns)
Here:  $18,717
State:  $20,370
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Charity contributions deductions: $5,186 (4.1% of AGI, reported on 10.8% of returns)
Here:  $5,186
Florida:  $4,064

Here:  4.1% of AGI
State:  3.8% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $7,257 (reported on 65.3% of returns)
32401:  $7,257
State:  $9,431
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 20.5% for AGIs over 100k)

Earned income credit: $1,900 (reported on 30.5% of returns)
Here:  $1,900
State:  $1,808
(% of AGI for various income ranges: 14.1% for AGIs below $10k, 6.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 58.3%
Here:  58%
State:  60%
(% for various income ranges: 58.0% for AGIs below $10k, 61.7% for AGIs $10k-25k, 53.7% for AGIs $25k-50k, 49.9% for AGIs $50k-75k, 57.4% for AGIs $75k-100k, 71.3% for AGIs over 100k)


Estimated median household income in 2007: $31,169
This zip code:  $31,169
Florida:  $47,804
Panama City, FL (32401) map

Nearest zip codes: 32405, 32444, 32404, 32403, 32408, 32407.
Panama City Zip Code Map


Percentage of family households:
This zip code:  59.5%
Whole state:  66.4%

Percentage of households with unmarried partners:
This zip code:  5.7%
Whole state:  5.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 32401 with a mortgage: 2,608 (259 second mortgage, 165 home equity loan, 30 both second mortgage and home equity loan)
Houses without a mortgage: 2,344


Median monthly owner costs for units with a mortgage: $1,093

Median monthly owner costs for units without a mortgage: $348

Residents with income below the poverty level in 2007:
This zip code:  22.5%
Whole state:  12.1%

Residents with income below 50% of the poverty level in 2007:
This zip code:  8.8%
Whole state:  5.0%

Median number of rooms in houses and condos:
Here:  5.6
State:  5.6

Median number of rooms in apartments:
Here:  4.1
State:  3.8


Zip code 32401 close-up map

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Notable locations in this zip code not listed on our city pages:

Churches in zip code 32401 include: Parker Assembly of God Church (A), Saint Andrew Assembly of God Church (B), Saint Andrews Church of God of Prophecy (C), Saint Dominic Roman Catholic Church (D), Saint John Baptist Church (E), Saint Johns Catholic Church (F), Saint Patricks Episcopal Church (G), East Bay Baptist Church (H), Wallace Memorial Presbyterian Church (I). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 120
  • 1995 to 1998: 452
  • 1990 to 1994: 601
  • 1980 to 1989: 1,306
  • 1970 to 1979: 1,912
  • 1960 to 1969: 1,642
  • 1950 to 1959: 2,597
  • 1940 to 1949: 2,112
  • 1939 or earlier: 1,200



Zip code 32401 satellite photo by USGS


Bedrooms in owner-occupied houses in Panama City, FL (32401):
  • no bedroom: 37
  • 1 bedrooms: 341
  • 2 bedrooms: 1,618
  • 3 bedrooms: 3,176
  • 4 bedrooms: 639
  • 5 or more bedrooms: 94


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 147
  • 1 bedrooms: 1,231
  • 2 bedrooms: 1,855
  • 3 bedrooms: 1,074
  • 4 bedrooms: 124
  • 5 or more bedrooms: 13



Vehicles available in 32401 zip code in owner-occupied houses/condos:
  • no vehicle: 345
  • 1 vehicle: 2,455
  • 2 vehicles: 2,181
  • 3 vehicles: 690
  • 4 vehicles: 194
  • 5 or more vehicles: 40


Vehicles available in renter-occupied apartments:
  • no vehicle: 1,120
  • 1 vehicle: 2,142
  • 2 vehicles: 994
  • 3 vehicles: 143
  • 4 vehicles: 32
  • 5 or more vehicles: 13



Estimated household income distribution in 2007:

Zip code 32401 household income distribution in 2007

Zip code 32401 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32401:

  • Less than $10,000: 72
  • $10,000 to $14,999: 36
  • $15,000 to $19,999: 36
  • $20,000 to $24,999: 37
  • $25,000 to $29,999: 49
  • $30,000 to $34,999: 49
  • $35,000 to $39,999: 54
  • $40,000 to $49,999: 120
  • $50,000 to $59,999: 158
  • $60,000 to $69,999: 269
  • $70,000 to $79,999: 240
  • $80,000 to $89,999: 205
  • $90,000 to $99,999: 216
  • $100,000 to $124,999: 687
  • $125,000 to $149,999: 671
  • $150,000 to $174,999: 663
  • $175,000 to $199,999: 580
  • $200,000 to $249,999: 710
  • $250,000 to $299,999: 282
  • $300,000 to $399,999: 292
  • $400,000 to $499,999: 83
  • $500,000 to $749,999: 159
  • $750,000 to $999,999: 128
  • $1,000,000 or more: 72
 



32401 rent paid by renters


Rent paid by renters in 2007 in zip code 32401:

  • Less than $100: 129
  • $100 to $149: 183
  • $150 to $199: 250
  • $200 to $249: 133
  • $250 to $299: 177
  • $300 to $349: 134
  • $350 to $399: 151
  • $400 to $449: 178
  • $450 to $499: 138
  • $500 to $549: 134
  • $550 to $599: 134
  • $600 to $649: 145
  • $650 to $699: 89
  • $700 to $749: 13
  • $750 to $799: 57
  • $800 to $899: 89
  • $1,000 to $1,249: 22
  • No cash rent: 528
 


Median price asked for vacant for-sale houses and condos in 2007: $120,638.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $168,350
  • Black or African American householders: $116,683
  • American Indian or Alaska Native householders: $171,316
  • Asian householders: $131,515
  • Some other race householders: $226,691
  • Two or more races householders: $136,460
  • Hispanic or Latino householders: $210,128

Estimated median house or condo value in 2007: $149,341 (it was $61,200 in 2000)
32401:  $149,341
Florida:  $230,400
Lower value quartile - upper value quartile: $106,838 - $262,565

Mean price in 2007:
Detached houses: $193,702
Here:  $193,702
State:  $334,342

Townhouses or other attached units: $197,224
Here:  $197,224
State:  $258,333

In 2-unit structures: $245,755
Here:  $245,755
State:  $289,450

In 3-to-4-unit structures: $165,061
Here:  $165,061
State:  $240,504

In 5-or-more-unit structures: $314,914
Here:  $314,914
State:  $281,565

Mobile homes: $31,315
Here:  $31,315
State:  $43,568

Occupied boats, RVs, vans, etc.: $5,000
Here:  $5,000
State:  $47,032


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 7,430
  • One, attached: 525
  • Two: 696
  • 3 or 4: 647
  • 5 to 9: 579
  • 10 to 19: 265
  • 20 to 49: 267
  • 50 or more: 453
  • Mobile homes: 1,063
  • Boats, RVs, vans, etc.: 17
32401 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 7,474 (79%)
  • Carpooled: 1,407 (15%)
  • Bus or trolley bus: 22 (0%)
  • Streetcar or trolley car: 7 (0%)
  • Railroad: 5 (0%)
  • Taxi: 23 (0%)
  • Motorcycle: 13 (0%)
  • Bicycle: 45 (0%)
  • Walked: 165 (2%)
  • Other means: 83 (1%)
  • Worked at home: 208 (2%)
 

32401 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 365
  • 5 to 9 minutes: 1483
  • 10 to 14 minutes: 2108
  • 15 to 19 minutes: 2041
  • 20 to 24 minutes: 1408
  • 25 to 29 minutes: 404
  • 30 to 34 minutes: 783
  • 35 to 39 minutes: 69
  • 40 to 44 minutes: 69
  • 45 to 59 minutes: 296
  • 60 to 89 minutes: 80
  • 90 or more minutes: 138
 

Percentage of zip code residents living and working in this county: 97.0%


Household type by relationship
Households: 23,716

  • In family households: 18,507 (3,858 male householders, 2,172 female householders)
    4,016 spouses, 6,501 children (5,936 natural, 235 adopted, 330 stepchildren), 650 grandchildren, 163 brothers or sisters, 148 parents, 412 other relatives, 587 non-relatives
  • In nonfamily households: 5,209 (1,856 male householders (1,441 living alone)), 2,508 female householders (2,233 living alone)), 845 nonrelatives
  • In group quarters: 862 (647 institutionalized population)

Size of family households: 2,639 2-persons, 1,610 3-persons, 1,020 4-persons, 483 5-persons, 177 6-persons, 101 7-or-more-persons.

Size of nonfamily households: 3,674 1-person, 549 2-persons, 98 3-persons, 35 4-persons, 8 6-persons.

2,623 married couples with children.
2,334 single-parent households (372 men, 1,962 women).

93.2% of residents of 32401 zip code speak English at home.
2.7% of residents speak Spanish at home (62% very well, 11% well, 26% not well, 1% not at all).
2.0% of residents speak other Indo-European language at home (79% very well, 12% well, 9% not well).
2.0% of residents speak Asian or Pacific Island language at home (47% very well, 31% well, 17% not well, 5% not at all).
0.1% of residents speak other language at home (73% very well, 27% not well).

Foreign born population: 793 (3.2%)
(52.8% of them are naturalized citizens)

This zip code:  3.2%
Whole state:  16.7%

Most common places of birth for the foreign-born residents:



  • Vietnam (27%)
  • United Kingdom (12%)
  • Philippines (10%)
  • Germany (7%)
  • China, excluding Hong Kong and Taiwan (4%)
  • India (4%)
  • Peru (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 87
  • 1990 to 1994: 126
  • 1985 to 1989: 63
  • 1980 to 1984: 184
  • 1975 to 1979: 131
  • 1970 to 1974: 39
  • 1970 to 1974: 42
  • 1965 to 1969: 121

White population: 16,429
Black population: 6,747
American Indian population: 171
Asian population: 499
Native Hawaiian and Other Pacific Islander population: 17
Some other race population: 173
Two or more races population: 509

Zip code 32401 races chart


First ancestries reported:

 Other groups: 7332
 United States or American: 3045
 Irish: 1517
 English: 1478
 German: 1136
 French (except Basque): 513
 Italian: 512
 Scottish: 386
 Scotch-Irish: 337
 Polish: 251
 Dutch: 163
 Norwegian: 120
 European: 119
 French Canadian: 99
 West Indian (excluding Hispanic groups):: 94
 Welsh: 94
 British: 80
 Subsaharan African:: 79
 Jamaican: 78
 Portuguese: 76
 African: 72
 Swedish: 70
 Greek: 65
 Russian: 46
 Danish: 44
 Hungarian: 44
 Czech: 39
 Arab:: 35
 Slavic: 28
 Czechoslovakian: 28
 Swiss: 26
 Lebanese: 23
 Haitian: 16
 Canadian: 13
 Slovak: 12
 Guyanese: 12
 Finnish: 9
 Lithuanian: 8
 Austrian: 7
 Ethiopian: 7
 Egyptian: 7
 Palestinian: 5
 Slovene: 5
 Turkish: 4



Zip code 32401 topographic map

Public primary/middle schools in zip code 32401 not listed on the city page:
  • SPRINGFIELD ELEMENTARY SCHOOL (Students: 455; Location: 520 SCHOOL AVENUE, PANAMA CITY, FL; Grades: PK - 05)
  • OAKLAND TERRACE ELEMENTARY SCHOOL (Students: 435; Location: 2010 W 12TH STREET, PANAMA CITY, FL; Grades: PK - 05)
  • MILLVILLE ELEMENTARY SCHOOL (Students: 373; Location: 203 N EAST AVENUE, PANAMA CITY, FL; Grades: PK - 05)
  • OSCAR PATTERSON ELEMENTARY MAGNET (Students: 346; Location: 1025 REDWOOD AVENUE, PANAMA CITY, FL; Grades: PK - 05)
  • MERRIAM CHERRY STREET ELEMENTARY (Students: 308; Location: 1125 CHERRY STREET, PANAMA CITY, FL; Grades: PK - 05)
  • PANAMA CITY MARINE INSTITUTE (Students: 66; Location: 200 E BEACH DRIVE, PANAMA CITY, FL; Grades: 06 - 12)
  • ST. ANDREW SCHOOL (Students: 61; Location: 3001 W 15TH STREET, PANAMA CITY, FL; Grades: PK - 12)
  • BAY DETENTION CENTER (Students: 52; Location: 450 E 1TH STREET, PANAMA CITY, FL; Grades: 04 - 12)
  • BAY BOOT CAMP (Students: 21; Location: 456 E 11TH STREET, PANAMA CITY, FL; Grades: 06 - 12)
  • EXCEPTIONAL STUDENT EDUCATION (Students: 15; Location: 1311 BALBOA AVENUE, PANAMA CITY, FL; Grades: PK - 12)
  • COUNTY SUPERINTENDENT'S OFFICE (Location: 1311 BALBOA AVENUE, PANAMA CITY, FL; Grades: N - N )
  • SHAW ADULT CENTER (Location: 162 DETROIT AVENUE, PANAMA CITY, FL; Grades: N - N )

Major facitilies with environmental interests located in this zip code:

  • READY MIX USA - PORT OF PANAMA CITY PLANT (600 B AVENUE in PANAMA CITY, FL)
    STATE MASTER (FDM) - WAFR-FLG110349, INDUSTRIAL WASTEWATER PROGRAM
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: READY-MIXED CONCRETE
    Organizations: READY MIX USA, LLC, COUCH READY MIX USA - BACK BEACH PLANT (CONTACT/APPLICANT)
    Alternative names: COUCH READY MIX - PORT OF PANA
  • ARIZONA CHEMICAL COMPANY (2 EVERITT AVE., S. END in PANAMA CITY, FL)
    AIR MAJOR (AIRS/AFS)
    SUPERFUND (Superfund database)
    (Integrated Compliance Information System) - ICIS-HQ-1996-0091, FORMAL ENFORCEMENT ACTION
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    PERFORMANCE TRACK (National Environmental Performance Track)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PLASTICS MATERIALS, SYNTHETIC RESINS, AND NONVULCANIZABLE ELASTOMERS; GUM AND WOOD CHEMICALS; INDUSTRIAL ORGANIC CHEMICALS; CHEMICALS AND CHEMICAL PREPARATIONS
    Business NAICS classification: GUM AND WOOD CHEMICAL MANUFACTURING.; GUM AND WOOD CHEMICAL MANUFACTURING.; PLASTICS MATERIAL AND RESIN MANUFACTURING.; ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
    Alternative names: ARIZONA CHEMICAL - A COMPANY OF INTERNATIONAL PAPER
  • GREENLEAF PANAMA CITY (1311 REDWOOD AVE in PANAMA CITY, FL)
    STATE MASTER (FDM) - WAFR-FLR05C372, NPDES STORMWATER PROGRAM, NPDES STORMWATER PERMIT
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MOTOR VEHICLE PARTS, USED
    Organizations: GARRY S AUTO SALVAGE INC (CONTACT/APPLICANT) , PICK-N-PULL (CONTACT/APPLICANT) , GARRY HOWARD (CONTACT/OWNER) , GARRY S AUTO SALVAGE INC (CONTACT/PERMIT)
    Alternative names: GARRY'S AUTO SALVAGE INC, GREENLEAF PANAMA CITY (F/K/A G, GREENLEAF PANAMA CITY (F/K/A GARRY S AUTO SALVAGE INC)
  • PANHANDLE AUTOMOTIVE INC (641 W 15TH ST in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLD055344584, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: AUTOMOTIVE DEALERS
    Business NAICS classification: ALL OTHER MOTOR VEHICLE DEALERS.
    Organizations: JOHNNY SAVAGE, MGR (CONTACT/OWNER)
    Alternative names: BAY LINCOLN MERCURY DODGE INC
  • AFFORDABLE BODY SHOP (400 E 15TH ST in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLR000026252, HAZARDOUS WASTE REGULATION PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: AUTOMOTIVE SERVICES, EXCEPT REPAIR AND CARWASHES
    Business NAICS classification: ALL OTHER AUTOMOTIVE REPAIR AND MAINTENANCE.
    Organizations: JOYCE CRONE (CONTACT/OWNER) , PAINT DOCTOR OF PANAMA CITY INC (CONTACT/OWNER)
    Alternative names: PAINT DOCTOR
  • PANAMA CITY MARINE INSTITUTE (200 E. BEACH DRIVE in PANAMA CITY, FL)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-0604
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • RUTHERFORD HIGH SCHOOL (1000 SCHOOL AVENUE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0341
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • A. D. HARRIS HIGH SCHOOL (819 E 11TH ST in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0271
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • AMERICAN SCRAP METAL SITE (17TH ST & MERCEDES in PANAMA CITY, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CURTIS BARTON (CONTACT/OWNER) , NON NOTIFIED (CONTACT/OWNER)
  • OAKLAND TERRACE ELEMENTARY SCHOOL (2010 W 12TH ST in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0191
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • PANAMA CITY DIESEL ENGINE CO INC (1128 CHESTNUT AVE in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: NETTLES DORIS (CONTACT/OWNER) , DORIS NETTIES (CONTACT/OWNER)
    Alternative names: SAUNDERS ENGINE CO
  • MILLVILLE ELEMENTARY SCHOOL (203 N EAST AVE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0181
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • MERRIAM CHERRY STREET ELEMENTARY SCHOOL (1125 CHERRY ST in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0111
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)

Fire-safe hotels and motels in zip code 32401
  • Tween Bays Motel, 4508 W Hwy 98, Panama City, FL 32401
  • Waldrep Motel, 3513 W Hwy 98, Panama City, FL 32401
  • Copa Cabana, 1212 Beck Ave, Panama City, FL 32401, Phone: (850) 914-9202
  • Farr Inn, 1306 Beck Ave, Panama City, FL 32401
  • Ramada Inn Motel, 3001 W 10TH St, Panama City, FL 32401
  • El Panama Motel, 1131 Harrison Ave, Panama City, FL 32401
  • Bay Villa Motel, 4501 W Hwy 98, Panama City, FL 32401
  • Budget Inn, 3910 W Hwy 98, Panama City, FL 32401
  • 20 other hotels and motels
All 28 fire-safe hotels and motels in zip code 32401

Median worth of mobile homes: $49,472

Zip code 32401 marital status for males
Zip code 32401 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Electricity (59%)
  • Utility gas (35%)
  • Bottled, tank, or LP gas (4%)
  • Fuel oil, kerosene, etc. (1%)


Place of birth for U.S.-born residents:

  • This state: 12731
  • Northeast: 1613
  • Midwest: 1771
  • South: 6213
  • West: 1109

53% of the 32401 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 27% lived in Florida.

Population in 1990: 24,968. Population change in the 1990s: -423 (-1.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 193
Here:  7.0%
Florida:  11.7%

Students in private schools in grades 9 to 12 (high school): 110
Here:  9.2%
Florida:  9.7%

Students in private undergraduate colleges: 74
Here:  8.1%
Florida:  21.0%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with biggest federal contracts located in this zip code (PANAMA CITY, FL):

  • GULF GROUP, INC (1654 E 5TH ST; small business): $60,182,271 in 203 contracts from 2000 to 2006
    Contracts for Construction of Structures and Facilities -- Other Airfield Structures, Construction of Structures and Facilities -- Airport Runways, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), and more by Army, Air Force, Federal Highway Administration, U.S. Army Corps of Engineers - civil program financing only, and others
    Signed by year: 2000: $21,061,814; 2001: $6,767,912; 2002: $5,228,935; 2003: $10,384,985; 2004: $11,027,462; 2005: $5,289,560; 2006: $421,603.

    Biggest contracts:
    $7,908,501 with Army for Construction of Structures and Facilities -- Other Airfield Structures. Signed on 2000-09-20. Completion date: 2002-06-30.
    $5,839,879 with Army for Construction of Structures and Facilities -- Airport Runways. Taking place in GA. Signed on 2001-08-24. Completion date: 2002-08-27.
    $3,879,544 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Taking place in AL. Signed on 2000-04-28. Completion date: 2001-01-31.
    $2,331,000 with Federal Highway Administration for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2000-08-15. Completion date: 2001-12-15.
  • ASTRID CONTRACT TECHNICAL SERV (211 EAST 11TH STREET; small business): $8,651,885 in 42 contracts from 2002 to 2005
    Contracts for Maintenance, Repair or Alteration of Real Property -- Production Buildings, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Inspection Services (including commercial testing and lab services, except medical/dental) -- Miscellaneous, and more by Navy, Air Force, Army
    Signed by year: 2000: $0; 2001: $0; 2002: $604,478; 2003: $4,830,887; 2004: $1,796,168; 2005: $1,420,352; 2006: $0.

    Biggest contracts:
    $2,949,490 with Navy for Maintenance, Repair or Alteration of Real Property -- Production Buildings. Taking place in GA. Signed on 2003-09-30. Completion date: 2005-01-25.
    $519,610 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings. Taking place in GA. Signed on 2003-09-25. Completion date: 2004-01-21.
    $449,998 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2004-08-19. Completion date: 2004-08-13.
    $449,996, same as above. Signed on 2005-09-21. Completion date: 2006-03-05.
  • EASTERN SHIPBUILDING GROUP (2200 NELSON STREET; small business): $6,006,906 in 11 contracts from 2001 to 2006
    Contracts for Barges & Lighters Special Purpose, Defense Ships -- Basic Research (R&D), Lease or Rental of Equipment -- Ships, Small Craft, Pontoons, and Floating Docks, Miscellaneous Items by Army, U.S. Army Corps of Engineers - civil program financing only, Navy
    Signed by year: 2000: $0; 2001: $34,702; 2002: $185,000; 2003: $0; 2004: $5,689,382; 2005: $66,487; 2006: $31,335.

    Biggest contracts:
    $2,844,691 with Army for Barges & Lighters Special Purpose. Signed on 2004-09-29. Completion date: 2005-07-31.
    $2,844,691 with U.S. Army Corps of Engineers - civil program financing only for Barges & Lighters Special Purpose. Signed on 2004-09-29. Completion date: 2005-07-31.
    $125,000 with Navy for Defense Ships -- Basic Research (R&D). Signed on 2002-09-12. Completion date: 2003-01-06.
    $60,000, same as above. Signed on 2002-03-29. Completion date: 2002-05-10.
  • C LAWRENCE CONSTRUCTION CO , (625 MERCER AVENUE; small business): $5,734,870 in 23 contracts from 1999 to 2003
    Contracts for Construction of Structures and Facilities -- Laboratories and Clinics, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Construction of Structures and Facilities -- Air Traffic Control Towers, Construction of Structures and Facilities -- Maintenance Buildings, and more by Navy, Army
    Signed by year: 2000: $54,627; 2001: $165,753; 2002: $4,738,252; 2003: $768,995; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $4,689,000 with Navy for Construction of Structures and Facilities -- Laboratories and Clinics. Taking place in GA. Signed on 2002-01-30. Completion date: 2003-05-09.
    $770,000 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Taking place in NC. Signed on 2003-06-26. Completion date: 2004-07-05.
    $66,000 with Army for Construction of Structures and Facilities -- Air Traffic Control Towers. Signed on 2001-11-26. Completion date: 2002-04-30.
    $45,238, same as above. Signed on 2001-05-18. Completion date: 2001-11-30.
  • COUNTY OF BAY (310 W 6TH ST): $5,456,049 in 19 contracts from 2000 to 2005
    Contracts for Water Services, Legal Services, Social Rehabilitation Services, Guard Services by Air Force
    Signed by year: 2000: $907,353; 2001: $1,315,666; 2002: $834,341; 2003: $1,143,649; 2004: $4,426; 2005: $1,250,614; 2006: $0.

    Biggest contracts:
    $1,246,789 with Air Force for Water Services. Signed on 2005-09-30. Completion date: 2005-09-30.
    $1,143,649, same as above. Signed on 2003-09-30. Completion date: 2003-09-30.
    $846,675, same as above. Signed on 2000-09-29. Completion date: 2000-09-30.
    $764,334, same as above. Signed on 2001-08-15. Completion date: 2001-06-29.
  • ANDERSON COLUMBIA CO , INC (1310 REDWOOD AVENUE; small business): $4,233,014 in 19 contracts from 2000 to 2004
    Contracts for Maintenance, Repair or Alteration of Real Property -- Airport Runways, Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing), Safety and Rescue Equipment by Navy, Air Force, Army
    Signed by year: 2000: $25,211; 2001: $0; 2002: $656,919; 2003: $3,513,548; 2004: $37,336; 2005: $0; 2006: $0.

    Biggest contracts:
    $3,273,332 with Navy for Maintenance, Repair or Alteration of Real Property -- Airport Runways. Signed on 2003-10-28. Completion date: 2004-07-09.
    $199,999 with Air Force for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-09-30. Completion date: 2003-09-25.
    $159,999 with Air Force for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-09-18. Completion date: 2003-09-25.
    $128,227, same as above. Signed on 2002-03-28. Completion date: 2002-03-28.
  • TIBBETTS BOAT WORKS INC (305 E BEACH DR; small business)
    1001 employees, $0 revenue. Small Disadvantaged Business, Asian-Pacific American Owned Business: $1,673,519 in 63 contracts from 1999 to 2003
    Contracts for Non-nuclear Ship Repair (West) Ship repair (including overhauls and conversions) performed on. non-nuclear propelled and nonpropelled ships west of the 108th meridian, Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian, Maintenance, Repair and Rebuilding of Equipment -- Ship and Marine Equipment by Navy, United States Coast Guard (disused code: now 7008), Air Force, U.S. Coast Guard, and others
    Signed by year: 2000: $1,357,352; 2001: $169,613; 2002: $33,490; 2003: $64; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $297,542 with Navy for Non-nuclear Ship Repair (West) Ship repair (including overhauls and conversions) performed on. non-nuclear propelled and nonpropelled ships west of the 108th meridian. Signed on 2000-05-18. Completion date: 2000-09-30.
    $151,000 with United States Coast Guard (disused code: now 7008) for Non-nuclear Ship Repair (East) Ship repair (including overhauls and conversions) performed on non-nuclear propelled and nonpropelled ships east of the 108th meridian. Signed on 2000-02-15. Completion date: 2000-12-15.
    $142,000, same as above. Signed on 2000-06-15. Completion date: 2000-10-15.
    $122,000, same as above. Signed on 2000-07-15. Completion date: 2000-12-15.
  • BRYAN-OLSON CORPORATION (748 W 15TH ST; small business): $1,207,207 in 5 contracts from 1999 to 2004
    Contracts for General Photographic Services - Still, Photographic Supplies by Air Force, Navy
    Signed by year: 2000: $295,060; 2001: $303,436; 2002: $313,429; 2003: $0; 2004: $222; 2005: $0; 2006: $0.

    Biggest contracts:
    $313,429 with Air Force for General Photographic Services - Still. Signed on 2002-10-01. Completion date: 2003-09-30.
    $303,436, same as above. Signed on 2001-10-01. Completion date: 2002-09-30.
    $295,060, same as above. Signed on 2000-11-06. Completion date: 2001-09-30.
    $295,060, same as above. Signed on 1999-10-04. Completion date: 2000-09-30.
  • PANAMA CITY DISPOSAL, INC (2141 E 9TH STREET; small business): $759,590 in 5 contracts from 1999 to 2002
    Contracts for Trash/Garbage Collection Services - Including Portable Sanitation Services by Army
    Signed by year: 2000: $311,295; 2001: $66,468; 2002: $-33,234; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $415,061 with Army for Trash/Garbage Collection Services - Including Portable Sanitation Services. Taking place in AL. Signed on 1999-11-04. Completion date: 2000-09-30.
    $311,295, same as above. Signed on 2000-12-27. Completion date: 2001-09-30.
    $33,234, same as above. Signed on 2001-10-31. Completion date: 2001-11-30.
    $33,234, same as above. Signed on 2001-11-28. Completion date: 2001-12-31.
  • COCA-COLA BOTTLING CO CONSOLID (300 W 5TH ST): $298,273 in 4 contracts from 2004 to 2005
    $115,840 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
    $89,644, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
    $49,717, same as above. Signed on 2005-01-01. Completion date: 2005-03-31.
    $43,072, same as above. Signed on 2005-09-01. Completion date: 2005-09-30.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 4, 10-19: 7, 5-9: 5, 1-4: 11)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 50-99: 1, 20-49: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 4, 10-19: 6, 5-9: 13, 1-4: 20)
  • Professional, Scientific, and Technical Services: Offices of Lawyers (50-99: 1, 20-49: 2, 10-19: 4, 5-9: 13, 1-4: 57)
  • Other Services (except Public Administration): Religious Organizations (50-99: 2, 20-49: 1, 10-19: 3, 5-9: 11, 1-4: 10)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 10-19: 5, 5-9: 9, 1-4: 7)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 50-99: 1, 20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 298 people in local jails and other confinement facilities (including police lockups)
  • 220 people in nursing homes
  • 156 people in other noninstitutional group quarters
  • 63 people in short-term care, detention or diagnostic centers for delinquent children
  • 58 people in homes for the mentally retarded
  • 41 people in wards in general hospitals for patients who have no usual home elsewhere
  • 26 people in training schools for juvenile delinquents
  • 4 people in other types of correctional institutions
  • 2 people in religious group quarters
  • 2 people in other nonhousehold living situations


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 20 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED73$138,475315$153,450450$130,13196$56,3401$569,090164$133,24524$64,758
APPLICATIONS APPROVED, NOT ACCEPTED6$78,44044$160,882106$123,57327$47,6550$032$145,6218$59,356
APPLICATIONS DENIED17$149,808124$127,896514$132,610135$60,1352$75,02094$140,01139$69,745
APPLICATIONS WITHDRAWN39$121,54867$144,519252$119,37651$87,1641$210,69044$123,22530$116,675
FILES CLOSED FOR INCOMPLETENESS1$84,54025$136,73771$127,1757$70,3560$018$91,9430$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 20 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED133$132,76930$168,11820$109,961
APPLICATIONS APPROVED, NOT ACCEPTED15$183,1337$158,8495$175,936
APPLICATIONS DENIED1$293,4301$80,0301$260,700
APPLICATIONS WITHDRAWN2$165,8904$145,1630$0
FILES CLOSED FOR INCOMPLETENESS1$260,7001$127,7701$260,700
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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