Median household income (1999): $42,340
Estimated median household income in 2005: $47,747
| This zip code | $47,747 | | Florida: | $42,433 |
Nearest zip codes: 32408, 32413, 32405, 32401, 32444, 32409.
Housing units in zip code 32407 with a mortgage: 870 (77 second mortgage, 103 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 456
Median monthly owner costs for units with a mortgage: $905
Median monthly owner costs for units without a mortgage: $305
Residents with income below the poverty level in 1999:
| This zip code: | 9.2% | | Whole state: | 12.5% |
Residents with income below 50% of the poverty level in 1999:
| This zip code: | 2.4% | | Whole state: | 5.7% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.8 |
Year house built:
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- 1999 to March 2000: 433
- 1995 to 1998: 745
- 1990 to 1994: 893
- 1980 to 1989: 2,173
- 1970 to 1979: 502
- 1960 to 1969: 259
- 1950 to 1959: 166
- 1940 to 1949: 65
- 1939 or earlier: 16
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Bedrooms in owner-occupied houses in Panama City Beach, FL (32407):
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- no bedroom: 9
- 1 bedrooms: 76
- 2 bedrooms: 506
- 3 bedrooms: 1,008
- 4 bedrooms: 192
- 5 or more bedrooms: 15
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Bedrooms in renter-occupied apartments and housing units:
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- no bedroom: 11
- 1 bedrooms: 108
- 2 bedrooms: 461
- 3 bedrooms: 212
- 4 bedrooms: 7
- 5 or more bedrooms: 0
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Vehicles available in 32407 zip code in owner-occupied houses/condos:
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- no vehicle: 40
- 1 vehicle: 661
- 2 vehicles: 821
- 3 vehicles: 189
- 4 vehicles: 84
- 5 or more vehicles: 11
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Vehicles available in renter-occupied apartments:
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- no vehicle: 39
- 1 vehicle: 418
- 2 vehicles: 305
- 3 vehicles: 37
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2005:

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Estimate of home value of owner-occupied houses/condos in 2005 in zip code 32407:
- $50,000 to $59,999: 45
- $60,000 to $69,999: 100
- $70,000 to $79,999: 55
- $80,000 to $89,999: 142
- $90,000 to $99,999: 117
- $100,000 to $124,999: 195
- $125,000 to $149,999: 175
- $150,000 to $174,999: 138
- $175,000 to $199,999: 120
- $200,000 to $249,999: 90
- $250,000 to $299,999: 93
- $300,000 to $399,999: 35
- $400,000 to $499,999: 14
- $500,000 to $749,999: 7
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Rent paid by renters in 2000 in zip code 32407:
- Less than $100: 47
- $100 to $149: 10
- $150 to $199: 26
- $300 to $349: 28
- $350 to $399: 12
- $400 to $449: 22
- $450 to $499: 59
- $500 to $549: 143
- $550 to $599: 30
- $600 to $649: 76
- $650 to $699: 112
- $700 to $749: 14
- $750 to $799: 22
- $800 to $899: 54
- $900 to $999: 11
- No cash rent: 133
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Median price asked for vacant for-sale houses in 2000: $124,100
Estimated median house (or condo) value in 2005 for: - White Non-Hispanic householders: $233,007
- Black or African American householders: $162,455
- Hispanic or Latino householders: $567,386
Housing units in structures:
- One, detached: 1,660
- One, attached: 261
- Two: 105
- 3 or 4: 264
- 5 to 9: 489
- 10 to 19: 657
- 20 to 49: 134
- 50 or more: 1,160
- Mobile homes: 513
- Boats, RVs, vans, etc.: 9

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Means of transportation to work
- Drove a car alone: 2,392 (79%)
- Carpooled: 395 (13%)
- Motorcycle: 17 (1%)
- Bicycle: 26 (1%)
- Walked: 70 (2%)
- Other means: 21 (1%)
- Worked at home: 118 (4%)
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Travel time to work
- Less than 5 minutes: 280
- 5 to 9 minutes: 496
- 10 to 14 minutes: 750
- 15 to 19 minutes: 496
- 20 to 24 minutes: 425
- 25 to 29 minutes: 105
- 30 to 34 minutes: 238
- 35 to 39 minutes: 26
- 40 to 44 minutes: 16
- 45 to 59 minutes: 32
- 60 to 89 minutes: 22
- 90 or more minutes: 35
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Percentage of zip code residents living and working in this county: 94.0%
Household type by relationship
Households: 5,904
- In family households: 4,945 (1,415 male householders, 400 female householders)
1,542 spouses, 1,372 children (1,264 natural, 29 adopted, 79 stepchildren), 68 grandchildren, 0 brothers or sisters, 16 parents, 71 other relatives, 61 non-relatives
- In nonfamily households: 959 (423 male householders (365 living alone)), 369 female householders (277 living alone)), 167 nonrelatives
- In group quarters: 94 (0 institutionalized population)
Size of family households: 1,004 2-persons, 436 3-persons, 271 4-persons, 61 5-persons, 23 6-persons, 20 7-or-more-persons.
Size of nonfamily households: 642 1-person, 141 2-persons, 9 3-persons.
816 married couples with children.
341 single-parent households (74 men, 267 women).
93.0% of residents of 32407 zip code speak English at home.
3.7% of residents speak Spanish at home (72% very well, 22% well, 6% not well).
2.8% of residents speak other Indo-European language at home (84% very well, 16% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 208 (3.4%)
(60.1% of them are naturalized citizens)
| This zip code: | 3.4% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
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- Germany (22%)
- Other Eastern Africa (11%)
- Philippines (9%)
- Other Northern Africa (9%)
- Sweden (8%)
- United Kingdom (8%)
- Mexico (5%)
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Year of entry for the foreign-born population
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- 1995 to March 2000: 20
- 1990 to 1994: 23
- 1985 to 1989: 32
- 1980 to 1984: 7
- 1975 to 1979: 43
- 1970 to 1974: 11
- 1970 to 1974: 23
- 1965 to 1969: 49
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First ancestries reported:
- United States or American: 890
- English: 815
- German: 645
- Other groups: 541
- Irish: 515
- Italian: 182
- Scotch-Irish: 181
- Polish: 145
- French Canadian: 114
- Scottish: 114
- French (except Basque): 113
- Swedish: 71
- Norwegian: 68
- Dutch: 45
- Turkish: 35
- British: 31
- European: 27
- Danish: 27
- Scandinavian: 24
- Welsh: 23
- Canadian: 20
- Russian: 10
- Israeli: 9
- Greek: 8
- Czechoslovakian: 8
- Hungarian: 7
- Arab:: 7
- Moroccan: 7
- Austrian: 7
- Basque: 7

Median worth of mobile homes: $38,000


Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel:
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- Electricity (66%)
- Utility gas (31%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 1373
- Northeast: 647
- Midwest: 959
- South: 2312
- West: 318
42% of the 32407 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 13% lived in Florida.
Population in 1990: 3,115. Population change in the 1990s: +2,915 (+93.6%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 5
| Here: | 0.9% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 42
| Here: | 17.0% | | Florida: | 9.7% |
Students in private undergraduate colleges: 7
| Here: | 2.3% | | Florida: | 21.0% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 50-99 employees: 2 establishments, 20-49 employees: 2 establishments, 10-19 employees: 5 establishments, 5-9 employees: 6 establishments, 1-4 employees: 5 establishments)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 2, 50-99: 4, 20-49: 6, 10-19: 1, 5-9: 2, 1-4: 7)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 6, 10-19: 5, 5-9: 3, 1-4: 4)
- Construction: Manufacturing (100-249: 1, 20-49: 1)
- Construction: Electrical Contractors (100-249: 1)
- Information: Telecommunications Resellers (100-249: 1)
- Professional, Scientific, and Technical Services: Engineering Services (20-49: 3, 10-19: 3, 5-9: 1, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninstitutionalized)
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103 people in military transient quarters for temporary residents
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