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32407 Zip Code (Upper Grand Lagoon, FL) Detailed Profile




Estimated zip code population in 2022: 15,124
Zip code population in 2010: 9,347
Zip code population in 2000: 6,030

Houses and condos: 12,302
Renter-occupied apartments: 2,794
% of renters here:

41%
State:

33%
March 2022 cost of living index in zip code 32407: 89.8 (less than average, U.S. average is 100)

Land area: 13.9 sq. mi.
Water area: 4.0 sq. mi.
Population density: 1,090 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32407
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.6% ($2,407)
Florida:

0.7% ($2,529)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,246 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,782 (0.6%)

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Males: 7,430  (49.1%)
Females: 7,694  (50.9%)

For population 25 years and over in 32407:

  • High school or higher: 94.7%
  • Bachelor's degree or higher: 37.7%
  • Graduate or professional degree: 14.7%
  • Unemployed: 2.1%
  • Mean travel time to work (commute): 19.8 minutes

For population 15 years and over in 32407:

  • Never married: 26.1%
  • Now married: 54.9%
  • Separated: 2.4%
  • Widowed: 4.8%
  • Divorced: 11.7%

Zip code 32407 compared to state average:

  • Unemployed percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Length of stay since moving in significantly below state average.
  • Number of rooms per house below state average.
  • House age below state average.
  • Races in zip code 32407 (2022)
    • 11,25574.4%White
    • 1,59110.5%Black
    • 1,3559.0%Hispanic or Latino
    • 6114.0%Two or more races
    • 2671.8%Asian
    • 350.2%Some other race
    • 70.05%American Indian
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Urban population: 13,410
Rural population: 1,713

Estimated median house/condo value in 2022: $404,755
32407:

$404,755
Florida:

$354,100



According to our research of Florida and other state lists, there were 17 registered sex offenders living in 32407 zip code as of April 27, 2024.
The ratio of all residents to sex offenders in zip code 32407 is 604 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

39.3 years
Florida median age:

42.7 years
Average household size:
This zip code:

2.2 people
Florida:

2.5 people

Averages for the 2020 tax year for zip code 32407, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $67,013 (Individual Income Tax Returns)
Here:

$67,013
State:

$82,200

Salary/wage: $54,691 (reported on 79.0% of returns)
Here:

$54,691
State:

$58,347
(% of AGI for various income ranges: 1278.9% for AGIs below $25k, 3677.5% for AGIs $25k-50k, 6239.0% for AGIs $50k-75k, 9386.2% for AGIs $75k-100k, 17207.0% for AGIs $100k-200k, 61632.7% for AGIs over 200k)

Taxable interest for individuals: $1,653 (reported on 27.5% of returns)
This zip code:

$1,653
Florida:

$4,272
(% of AGI for various income ranges: 15.3% for AGIs below $25k, 24.2% for AGIs $25k-50k, 35.5% for AGIs $50k-75k, 89.8% for AGIs $75k-100k, 155.4% for AGIs $100k-200k, 1158.2% for AGIs over 200k)

Ordinary dividends: $5,265 (reported on 17.2% of returns)
Here:

$5,265
State:

$15,863
(% of AGI for various income ranges: 19.6% for AGIs below $25k, 33.9% for AGIs $25k-50k, 75.1% for AGIs $50k-75k, 187.2% for AGIs $75k-100k, 389.6% for AGIs $100k-200k, 2196.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$21,591 (reported on 17.3% of returns)
Here:

+$21,591
State:

+$62,983
(% of AGI for various income ranges: 13.4% for AGIs below $25k, 34.5% for AGIs $25k-50k, 129.7% for AGIs $50k-75k, 294.0% for AGIs $75k-100k, 910.6% for AGIs $100k-200k, 17878.2% for AGIs over 200k)

Profit/loss from business: +$13,614 (reported on 20.8% of returns)
Here:

+$13,614
State:

+$9,719
(% of AGI for various income ranges: 167.1% for AGIs below $25k, 240.6% for AGIs $25k-50k, 535.5% for AGIs $50k-75k, 448.0% for AGIs $75k-100k, 786.9% for AGIs $100k-200k, 4160.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $25,125 (reported on 7.8% of returns)
32407:

$25,125
Florida:

$24,823
(% of AGI for various income ranges: 43.6% for AGIs below $25k, 55.0% for AGIs $25k-50k, 216.3% for AGIs $50k-75k, 548.0% for AGIs $75k-100k, 893.0% for AGIs $100k-200k, 3808.2% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $23,900 (reported on 0.4% of returns)
32407:

$23,900
Florida:

$29,694
(% of AGI for various income ranges: 132.8% for AGIs $100k-200k)

Total itemized deductions: $32,331 (reported on 7.5% of returns)
Here:

$32,331
State:

$45,393
(% of AGI for various income ranges: 49.8% for AGIs below $25k, 124.7% for AGIs $25k-50k, 260.1% for AGIs $50k-75k, 514.0% for AGIs $75k-100k, 1047.4% for AGIs $100k-200k, 5060.9% for AGIs over 200k)

Charity contributions: $11,285 (reported on 5.4% of returns)
Here:

$11,285
State:

$20,178
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 15.0% for AGIs $25k-50k, 23.6% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 269.1% for AGIs $100k-200k, 2108.2% for AGIs over 200k)

Taxes paid: $5,350 (reported on 7.1% of returns)
32407:

$5,350
State:

$6,967
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 11.9% for AGIs $25k-50k, 34.2% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 190.0% for AGIs $100k-200k, 831.8% for AGIs over 200k)

Earned income credit: $2,090 (reported on 16.1% of returns)
Here:

$2,090
State:

$2,306
(% of AGI for various income ranges: 89.8% for AGIs below $25k, 62.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.6%
Here:

92%
State:

92%
(% for various income ranges: 88.3% for AGIs below $25k, 93.3% for AGIs $25k-50k, 93.2% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 94.2% for AGIs $100k-200k, 91.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32407, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,296 (Individual Income Tax Returns)
Here:

$47,296
State:

$60,316

Salary/wage: $40,269 (reported on 85.4% of returns)
Here:

$40,269
State:

$45,277
(% of AGI for various income ranges: 83.5% for AGIs below $25k, 83.3% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 70.9% for AGIs $100k-200k, 53.2% for AGIs over 200k)

Taxable interest for individuals: $1,573 (reported on 25.9% of returns)
This zip code:

$1,573
Florida:

$3,587
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $4,482 (reported on 14.9% of returns)
Here:

$4,482
State:

$12,831
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,735 (reported on 12.3% of returns)
Here:

+$2,735
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Profit/loss from business: +$10,736 (reported on 14.2% of returns)
Here:

+$10,736
State:

+$10,012
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,300 (reported on 7.2% of returns)
32407:

$19,300
Florida:

$21,544
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Total itemized deductions: $22,104 (23% of AGI, reported on 22.1% of returns)
Here:

$22,104
State:

$25,533

Here:

23.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 8.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 11.0% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $4,303 (reported on 17.2% of returns)
Here:

$4,303
State:

$5,698
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxes paid: $4,120 (reported on 21.2% of returns)
32407:

$4,120
State:

$6,203
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Earned income credit: $2,014 (reported on 21.0% of returns)
Here:

$2,014
State:

$2,372
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 42.7%
Here:

43%
State:

54%
(% for various income ranges: 39.6% for AGIs below $25k, 39.5% for AGIs $25k-50k, 44.9% for AGIs $50k-75k, 46.2% for AGIs $75k-100k, 52.2% for AGIs $100k-200k, 81.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32407, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $61,476 (Individual Income Tax Returns)
Here:

$61,476
State:

$50,523

Salary/wage: $35,198 (reported on 81.8% of returns)
Here:

$35,198
State:

$39,563
(% of AGI for various income ranges: 155.7% for AGIs below $10k, 81.1% for AGIs $10k-25k, 76.6% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 23.5% for AGIs over 100k)

Taxable interest for individuals: $2,699 (reported on 41.9% of returns)
This zip code:

$2,699
Florida:

$3,211
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $2,968 (reported on 20.5% of returns)
Here:

$2,968
State:

$6,129
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$96,740 (reported on 20.4% of returns)
Here:

+$96,740
State:

+$27,205
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Profit/loss from business: +$14,391 (reported on 15.0% of returns)
Here:

+$14,391
State:

+$10,634
(% of AGI for various income ranges: 8.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $2,854 (reported on 2.7% of returns)
32407:

$2,854
Florida:

$3,082
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $27,000 (reported on 0.3% of returns)
Here:

$27,000
Florida:

$15,857

Total itemized deductions: $21,809 (20% of AGI, reported on 26.2% of returns)
Here:

$21,809
State:

$20,370

Here:

19.8% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 16.4% for AGIs below $10k, 8.0% for AGIs $10k-25k, 10.4% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 14.9% for AGIs $75k-100k, 7.5% for AGIs over 100k)

Charity contributions deductions: $3,430 (3% of AGI, reported on 22.4% of returns)
Here:

$3,430
State:

$4,064

Here:

3.5% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Total tax: $10,968 (reported on 76.1% of returns)
32407:

$10,968
State:

$9,431
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,601 (reported on 16.4% of returns)
Here:

$1,601
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 55.1%
Here:

55%
State:

60%
(% for various income ranges: 53.1% for AGIs below $10k, 53.9% for AGIs $10k-25k, 52.6% for AGIs $25k-50k, 54.3% for AGIs $50k-75k, 55.2% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$76,625
Florida:

$69,303
Upper Grand Lagoon, FL (32407) map Nearest zip codes: 32408, 32405, 32401, 32444, 32413, 32409.
Upper Grand Lagoon Zip Code Map

Percentage of family households:
This zip code:

44.7%
Florida:

41.2%
Percentage of households with unmarried partners:
This zip code:

3.8%
Florida:

46.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 441
Household did not receive Food Stamps/SNAP in the past 12 months: 6,410


Women who had a birth in the past 12 months: 106 (112 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 3,458 (1,757 now married, 1,702 unmarried)


Housing units in zip code 32407 with a mortgage: 2,472 (198 second mortgage, 13 home equity loan, 104 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,768
Median monthly owner costs for units without a mortgage: $699

Residents with income below the poverty level in 2022:
This zip code:

7.9%
Whole state:

12.7%
Residents with income below 50% of the poverty level in 2022:
This zip code:

2.6%
Whole state:

6.6%
Median number of rooms in houses and condos:
Here:

5.3
State:

5.9
Median number of rooms in apartments:
Here:

4.6
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32407: Holiday Plaza (A), Naval Coastal Fire Department (B), Panama City Beach Fire Rescue Station 2 (C). Display/hide their locations on the map

    Shopping Center: Wayside Shopping Center (1). Display/hide its location on the map

    Churches in zip code 32407 include: Long Beach Church (A), First Assembly of God Church (B), Kingdom Hall of Jehovahs Witnesses (C), Faith Christian Fellowship Church (D), Saint Thomas by the Sea Episcopal Church (E), Saint Bernadette Catholic Church (F), Gulf Beach Baptist Church (G), Victory Tabernacle Assembly of God (H). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 1882020 or later
  • 2,2272010 to 2019
  • 4,7012000 to 2009
  • 2,2361990 to 1999
  • 2,1631980 to 1989
  • 3341970 to 1979
  • 1921960 to 1969
  • 2201950 to 1959
  • 911940 to 1949
  • 01939 or earlier

Zip code 32407 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32407)
  • Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32407)
  • 54no bedroom
  • 691 bedroom
  • 7972 bedrooms
  • 2,3103 bedrooms
  • 6484 bedrooms
  • 1385+ bedrooms
Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32407)
  • Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32407)
  • 38no bedroom
  • 3211 bedroom
  • 1,2092 bedrooms
  • 1,0653 bedrooms
  • 984 bedrooms
  • 295+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in owner-occupied houses/condos
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in owner-occupied houses/condos
  • 169no vehicle
  • 1,2431 vehicle
  • 1,7522 vehicles
  • 7303 vehicles
  • 654 vehicles
  • 635+ vehicles
Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in renter-occupied apartments
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in renter-occupied apartments
  • 109no vehicle
  • 1,3361 vehicle
  • 1,0632 vehicles
  • 1973 vehicles
  • 524 vehicles
  • 345+ vehicles

  • Zip code 32407 household income distribution in 2022

  • Zip code 32407 household income distribution in 2022
  • 350Less than $10,000
  • 73$10,000 to $14,999
  • 120$15,000 to $19,999
  • 262$20,000 to $24,999
  • 330$25,000 to $29,999
  • 147$30,000 to $34,999
  • 158$35,000 to $39,999
  • 222$40,000 to $44,999
  • 432$45,000 to $49,999
  • 301$50,000 to $59,999
  • 917$60,000 to $74,999
  • 883$75,000 to $99,999
  • 672$100,000 to $124,999
  • 415$125,000 to $149,999
  • 816$150,000 to $199,999
  • 724$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32407

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32407
  • 24Less than $10,000
  • 5$10,000 to $14,999
  • 10$15,000 to $19,999
  • 25$20,000 to $24,999
  • 32$25,000 to $29,999
  • 30$50,000 to $59,999
  • 6$60,000 to $69,999
  • 28$80,000 to $89,999
  • 5$90,000 to $99,999
  • 40$100,000 to $124,999
  • 48$125,000 to $149,999
  • 45$150,000 to $174,999
  • 137$175,000 to $199,999
  • 299$200,000 to $249,999
  • 527$250,000 to $299,999
  • 1,061$300,000 to $399,999
  • 952$400,000 to $499,999
  • 664$500,000 to $749,999
  • 139$750,000 to $999,999
  • 59$1,000,000 to $1,499,999
  • Rent paid by renters in 2022 in zip code 32407

  • Rent paid by renters in 2022 in zip code 32407
  • 10$150 to $199
  • 13$300 to $349
  • 8$350 to $399
  • 29$500 to $549
  • 62$650 to $699
  • 32$750 to $799
  • 50$800 to $899
  • 181$900 to $999
  • 373$1,000 to $1,249
  • 495$1,250 to $1,499
  • 786$1,500 to $1,999
  • 636$2,000 to $2,499
  • 115$2,500 to $2,999
  • 77$3,500 or more
  • 48No cash rent

Median gross rent in 2022: $1,848.


Median price asked for vacant for-sale houses and condos in 2022: $457,496.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $472,527
  • Black or African American householders: $329,451
  • Hispanic or Latino householders: $1,150,633

Estimated median house or condo value in 2022: $404,755
32407:

$404,755
Florida:

$354,100
Lower value quartile - upper value quartile: $299,589 - $529,983

Mean price in 2022:

Detached houses: $514,053
Here:

$514,053
State:

$500,941

Townhouses or other attached units: $344,811
Here:

$344,811
State:

$370,869

In 2-unit structures: $337,290
Here:

$337,290
State:

$423,188

In 3-to-4-unit structures: $304,810
Here:

$304,810
State:

$309,944

In 5-or-more-unit structures: $297,048
Here:

$297,048
State:

$447,145

Mobile homes: $224,771
Here:

$224,771
State:

$113,202
Owners and renters by unit type in zip code 32407
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,404
  • One, attached: 783
  • Two: 29
  • 3 or 4: 433
  • 5 to 9: 794
  • 10 to 19: 1,010
  • 20 to 49: 896
  • 50 or more: 4,787
  • Mobile homes: 337

Unemployment: 2.1%

  • Means of transportation to work in zip code 32407

  • Means of transportation to work in zip code 32407
  • 74.4%6,283Drove a car alone
  • 8.0%677Carpooled
  • 0.7%58Bus or trolley bus
  • 0.8%66Railroad
  • 0.4%35Taxi
  • 0.5%38Motorcycle
  • 1.9%160Walked
  • 0.4%32Other means
  • 11.3%950Worked at home
  • Travel time to work (commute) in zip code 32407

  • Travel time to work (commute) in zip code 32407
  • 278Less than 5 minutes
  • 8825 to 9 minutes
  • 1,57210 to 14 minutes
  • 1,48715 to 19 minutes
  • 1,10720 to 24 minutes
  • 31225 to 29 minutes
  • 67830 to 34 minutes
  • 4335 to 39 minutes
  • 40740 to 44 minutes
  • 38745 to 59 minutes
  • 15360 to 89 minutes
  • 4590 or more minutes

Percentage of zip code residents living and working in this county: 92.2%

Household type by relationship:

Households: 15,124
  • Male householders: 3,133 (752 living alone), Female householders: 3,696 (1,042 living alone)
  • 3,272 spouses (3,170 opposite-sex spouses), 564 unmarried partners, (491 opposite-sex unmarried partners), 3,482 children (3,251 natural, 74 adopted, 156 stepchildren), 172 grandchildren, 80 brothers or sisters, 149 parents, 6 foster children, 66 other relatives, 493 non-relatives
  • In group quarters: 113 (-1 institutionalized population)

Size of family households: 2,654 2-persons, 907 3-persons, 504 4-persons, 267 5-persons, 44 6-persons, 75 7-or-more-persons

Size of nonfamily households: 1,795 1-person, 382 2-persons, 169 3-persons, 19 4-persons

1,690 married couples with children.
927 single-parent households (62 men, 865 women).

86.7% of residents of 32407 zip code speak English at home.
6.1% of residents speak Spanish at home (46% very well, 26% well, 19% not well, 9% not at all).
3.2% of residents speak other Indo-European language at home (95% very well, 4% well, 1% not at all).
1.2% of residents speak Asian or Pacific Island language at home (65% very well, 26% well, 10% not well).
2.5% of residents speak other language at home (18% very well, 47% well, 34% not well).

Foreign born population: 2,051 (13.6%)
(31.9% of them are naturalized citizens)
This zip code:

13.6%
Whole state:

21.7%
Most common places of birth for foreign-born residents
  • 18%Algeria
  • 15%Haiti
  • 13%Guatemala
  • 8%Honduras
  • 8%Serbia
  • 3%Bhutan
  • 3%Chile
Most common first ancestries reported in 32407
  • 13%Irish
  • 12%English
  • 9%German
  • 9%American
  • 4%Italian
  • 4%African
  • 4%Norwegian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1,6962010 or later
  • 4282000 to 2009
  • 2871990 to 1999
  • 431Before 1990

Zip code 32407 topographic map

Major facilities with environmental interests located in this zip code:

  • COASTAL SYSTEMS STATION DAHLGREN DIVISION (6703 WEST HIGHWAY 98 CODE CP2S in PANAMA CITY, FL) . Federal Facility. U.S. NAVY
    SUPERFUND (Superfund database)
    (Integrated Compliance Information System) - ICIS-04-1995-0420, FORMAL ENFORCEMENT ACTION
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: TRUCKING, EXCEPT LOCAL; NATIONAL SECURITY
    Organizations: USN COASTAL SYSTEMS STATION (CONTACT/OWNER) , CDR H. D. COVERT (CONTACT/OWNER) , ARTURO MCDONALD, PUBLIC WORKS OFF (CONTACT/OWNER)
    Alternative names: NSWC COASTAL SYSTEMS STATION, U.S. NAVY NSWC DAHLGREN DIV. COASTAL SYS. STATION, U.S. NAVY NSWC DAHLGREN DIV. COASTAL SYS. STATION, USN COASTAL SYSTEMS CENTER, USN NAVAL COASTAL SYSTEMS CTR, USN SHIP RESEARCH & DEV, USN SURFACE WARFARE CENTER
  • LOUISIANA PACIFIC SAWMILL PLANT (7 MILES NORTH PANAMA CITY HIGHWAY 79 in PANAMA CITY, FL)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2000-0494, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2000-0494, FORMAL ENFORCEMENT ACTION
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED
    Business NAICS classification: SAWMILLS.
    Organizations: WILLIS JARRELL, PLANT MANAGER (CONTACT/OWNER)
  • HIGHLAND COMMONS (CORNER OF BECKRICH & BACK BEAC in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DERWIN WHITE (CONTACT/OWNER)
  • HUTCHISON BEACH ELEMENTARY SCHOOL (12900 MIDDLE BEACH RD in PANAMA CITY BEACH, FL)
    (National Center for Education Statistics) - STATE ID-0081
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • PIER PARK (BTWN FRONT BEACH RD & BACK BEA in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: TOM MURRAY (CONTACT/OWNER)
    Alternative names: PIER PARK CDD
  • PALM COVE, PHASE III (CABANA COURT / PALM COVE SUBDI in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: GARY WAKSTEIN (CONTACT/OWNER)
  • PANAMA CITY BEACH - REDDY PLAN (1225 MOYLAN ROAD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JAMES MCNUTT (CONTACT/OWNER)
  • ISLAND RESERVE (8700 FRONT BEACH RD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: VYRON BERNARD (CONTACT/OWNER)
  • J & J ENTERPRISES (1609 MOYLAN RD in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: JIM PATTERSON (CONTACT/OWNER)
  • JET WHEELS (JET WHEELS in PANAMA CITY BEACH, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: MOTORCYCLE DEALERS.
    Organizations: PAUL WHITE (CONTACT/OWNER)
  • LONG BEACH AUTO PARTS INC (11115 HYG 392 in PANAMA CITY BEACH, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: JERRY WIGGINS (CONTACT/OWNER)
  • MAINSTAY SUITES (INTERSECTION OF SR 30 & THOMPS in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: KEITH ROCKMAN (CONTACT/OWNER)
  • MAJESTIC BEACH TOWERS (10901 FRONT BEACH ROAD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JAMES LEWIS (CONTACT/OWNER)

Zip code 32407 marital status for males
Zip code 32407 marital status for females

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel
  • 75.8%Electricity
  • 18.0%Utility gas
  • 3.7%Bottled, tank, or LP gas
  • 2.4%No fuel used

Population in 1990: 3,115. Population change in the 1990s: +2,915 (+93.6%).

Place of birth for U.S.-born residents:

  • This state: 3,316
  • Northeast: 1,496
  • Midwest: 2,250
  • South: 4,675
  • West: 718

42% of the 32407 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

78% of the 32407 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 48% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 37% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year householders moved into unit in Upper Grand Lagoon, FL (32407)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 182
Here:

12.0%
Florida:

15.8%
Students in private schools in grades 9 to 12 (high school): 100
Here:

15.2%
Florida:

12.9%
Students in private undergraduate colleges: 135
Here:

15.2%
Florida:

23.6%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 91,662Business and financial operations occupations
  • 88,378Health diagnosing and treating practitioners and other technical occupations
  • 85,137Life, physical, and social science occupations
  • 83,020Architecture and engineering occupations
  • 67,315Management occupations
  • 60,287Legal occupations

Companies with biggest federal contracts located in this zip code:

  • R & D TECHNOLOGY SERVICES INC (8317 FRONT BEACH ROAD, #17 in PANAMA CITY BE, FL; small business) : $3,278,129 in 26 contracts from 2000 to 2006
    Contracts for Engineering and Technical Services, Program Management/Support Services, Marine Lifesaving and Diving Equipment, Miscellaneous Items, and more by Navy
    Signed by year: 2000: $699,463; 2001: $804,678; 2002: $606,593; 2003: $540,205; 2004: $361,232; 2005: $266,987; 2006: -$1,029.

    Biggest contracts:
    $821,535 with Navy for Engineering and Technical Services. Signed on 2001-06-01. Completion date: 2002-06-09.
    $786,348 with Navy for Program Management/Support Services. Signed on 2000-04-26. Completion date: 2001-06-09.
    $744,842 with Navy for Engineering and Technical Services. Signed on 2002-05-24. Completion date: 2003-06-09.
    $484,320, same as above. Signed on 2003-05-30. Completion date: 2004-06-09.
  • `INNOVATIVE PROFESSIONAL SOLUT (8317 FRONT BEACH ROAD, SUI in PANAMA CITY, FL; small business) : $2,995,701 in 90 contracts from 2002 to 2006
    Contracts for Engineering and Technical Services, Services -- Management and Support (R&D), Invalid code: AD97, Defense Studies, and more by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $94,972; 2003: $196,388; 2004: $774,202; 2005: $1,105,761; 2006: $824,378.

    Biggest contracts:
    $98,109 with Navy for Engineering and Technical Services. Signed on 2005-06-03. Completion date: 2006-01-31.
    $97,589, same as above. Signed on 2005-03-11. Completion date: 2005-11-30.
    $97,500 with Navy for Services -- Management and Support (R&D). Signed on 2006-05-17. Completion date: 2006-09-30.
    $96,265 with Navy for Invalid code: AD97. Signed on 2006-06-19. Completion date: 2006-09-30.
  • COLUMBIA RESEARCH CORPORATION (12310 PANAMA CTY BCH PKWY in PANAMA CITY, FL; small business) : $1,712,606 in 111 contracts from 2000 to 2006
    Contracts for Miscellaneous Items, Marine Hardware and Hull Items, Hardware, Commercial, Small Craft, and more by Navy, Defense Logistics Agency, Department of Defense
    Signed by year: 2000: $378,362; 2001: $185,487; 2002: $65,622; 2003: $235,668; 2004: $340,360; 2005: $325,747; 2006: $181,360.

    Biggest contracts:
    $284,078 with Navy for Miscellaneous Items. Signed on 2000-08-01. Completion date: 2000-12-20.
    $124,690 with Navy for Marine Hardware and Hull Items. Signed on 2001-06-29. Completion date: 2001-12-26.
    $100,000 with Navy for Hardware, Commercial. Signed on 2005-10-24. Completion date: 2006-07-01.
    $87,332 with Navy for Marine Hardware and Hull Items. Signed on 2003-05-02. Completion date: 2003-10-02.
  • DMR CONSULTING, INC (8317 FRONT BEACH RD STE 13 in PANAMA CITY, FL; small business) : $225,616 in 3 contracts in 2006
    $98,957 with Navy for Engineering and Technical Services. Signed on 2006-04-03. Completion date: 2006-12-31.
    $97,991 with Navy for Shipboard Alarm and Signal Systems. Signed on 2006-04-13. Completion date: 2006-05-17.
    $28,668 with Navy for Engineering and Technical Services. Signed on 2006-04-21. Completion date: 2006-09-29.
  • CARR ENGINEERING & CONSTRUCTIO (13305 PANAMA CITY BEACH PK in PANAMA CITY BE, FL; small business) : $155,906 in 2 contracts in 2001
    $153,239 with Navy for Maintenance, Repair or Alteration of Real Property -- Recreational Buildings. Signed on 2001-01-23. Completion date: 2001-05-08.
    $2,667, same as above. Signed on 2001-03-27. Completion date: 2001-06-11.
  • COASTAL SYSTEMS STATION (6703 W HWY 98, BLDG 110 in PANAMA CITY, FL; small business) : $91,673 in 2 contracts in 2005
    $56,048 with Defense Logistics Agency for Safety and Rescue Equipment. Signed on 2005-12-17. Completion date: 2006-01-17.
    $35,625 with Defense Logistics Agency for Electrical Contact Brushes and Electrodes. Signed on 2005-06-27. Completion date: 2005-09-15.
  • COASTAL OPERATIONS INSTITUTE (6703 WEST HIGHWAY 98 in PANAMA CITY, FL; small business) : $64,485 in 5 contracts from 2003 to 2004
    Contracts for Other Special Studies and Analyses, Defense Studies by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $3,300; 2004: $61,185; 2005: $0; 2006: $0.

    Biggest contracts:
    $35,969 with Navy for Other Special Studies and Analyses. Signed on 2004-05-10. Completion date: 2004-09-30.
    $16,598 with Navy for Defense Studies. Signed on 2004-01-23. Completion date: 2004-07-26.
    $8,618, same as above. Signed on 2004-07-30. Completion date: 2004-07-26.
    $3,300, same as above. Signed on 2003-12-18. Completion date: 2004-04-24.
  • EDGEWATER BEACH RESORT MGT (11212 FRONT BEACH RD in PANAMA CITY, FL) : $55,200 in 6 contracts from 2003 to 2006
    Contracts for Lease or Rental of Equipment -- Electrical and Electronic Equipment Components, Miscellaneous Items, Lodging - Hotel/Motel by Air Force, Navy, Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $26,950; 2004: $4,695; 2005: $17,075; 2006: $6,480.

    Biggest contracts:
    $26,950 with Air Force for Lease or Rental of Equipment -- Electrical and Electronic Equipment Components. Signed on 2003-12-11. Completion date: 2004-09-09.
    $6,678 with Navy for Miscellaneous Items. Signed on 2005-08-31. Completion date: 2006-02-10.
    $6,480 with Air Force for Lodging - Hotel/Motel. Signed on 2006-04-05. Completion date: 2006-04-24.
    $5,997 with Army for Lodging - Hotel/Motel. Signed on 2005-08-24. Completion date: 2005-08-28.
  • ADVANCED LOGICAL SOLUTIONS, IN (7904 FRONT BEACH RD in PANAMA CITY, FL; small business)
    $45,426 with Navy for ADPE System Configuration. Signed on 2000-09-25. Completion date: 2001-02-28.
  • COASTLINE CONSTRUCTION AND COM (909 PELICAN PLACE in PANAMA CITY BE, FL; small business) : $36,765 in 3 contracts from 2000 to 2001
    $19,365 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-05-26. Completion date: 2000-07-30.
    $15,600 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2001-05-24. Completion date: 2001-07-23.
    $1,800 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-08-16. Completion date: 2000-08-31.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 50-99 employees: 2 establishments, 20-49 employees: 2 establishments, 10-19 employees: 5 establishments, 5-9 employees: 6 establishments, 1-4 employees: 5 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (100-249: 2, 50-99: 4, 20-49: 6, 10-19: 1, 5-9: 2, 1-4: 7)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 6, 10-19: 5, 5-9: 3, 1-4: 4)
  • Construction: All Other Specialty Trade Contractors (100-249: 1, 20-49: 1)
  • Construction: Electrical Contractors (100-249: 1)
  • Information: Telecommunications Resellers (100-249: 1)
  • Professional, Scientific, and Technical Services: Engineering Services (20-49: 3, 10-19: 3, 5-9: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 4)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 103 people in military barracks and dormitories (nondisciplinary)
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 103 people in military transient quarters for temporary residents

Fatal accident statistics in 2014:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED86$177,310348$210,111347$241,90019$82,4864$1,194,408412$243,21412$88,407
APPLICATIONS APPROVED, NOT ACCEPTED6$200,43736$180,15747$198,6243$71,0570$042$208,4263$80,827
APPLICATIONS DENIED40$184,399129$183,490253$228,14114$52,3400$0233$214,31910$90,394
APPLICATIONS WITHDRAWN18$195,15779$204,185127$219,9147$107,2960$0128$217,1284$78,140
FILES CLOSED FOR INCOMPLETENESS4$134,5627$193,24724$215,6100$00$017$217,1390$0

Detailed HMDA statistics for the following Tracts: 0026.01 , 0027.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$155,3374$221,3852$123,015
APPLICATIONS APPROVED, NOT ACCEPTED6$263,6471$131,4504$230,045
APPLICATIONS DENIED5$136,9602$194,9600$0
APPLICATIONS WITHDRAWN1$104,8100$01$104,810
FILES CLOSED FOR INCOMPLETENESS1$143,8900$00$0

Detailed PMIC statistics for the following Tracts: 0026.01 , 0027.00

Conventional Home Purchase Loans in zip code 32407
Conventional Home Purchase Loans in zip code 32407 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fires per year is 74. The highest number of reported fires - 131 took place in 2018, and the least - 5 in 2002. The data has an increasing trend.
    Fire incident types in Zip Code 32407 When looking into fire subcategories, the most reports belonged to: Outside Fires (44.4%), and Structure Fires (31.9%).

    • Fire incident types reported to NFIRS in Zip Code 32407
    • 55544.4%Outside Fires
    • 39931.9%Structure Fires
    • 15212.2%Mobile Property/Vehicle Fires
    • 14511.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32407, Florida

Most common first names in zip code 32407 among deceased individuals
NameCountLived (average)
John4773.1 years
William4669.1 years
James4068.5 years
Robert3467.7 years
Mary3476.6 years
George2272.1 years
Charles2269.6 years
Edward1872.1 years
Joseph1874.4 years
Helen1676.6 years
Most common last names in zip code 32407 among deceased individuals
Last nameCountLived (average)
Smith1476.3 years
Brown1372.4 years
Johnson1179.8 years
Williams1076.3 years
Anderson1072.5 years
Jones1073.8 years
Wilson971.5 years
Carter772.1 years
Mitchell777.4 years
Martin769.4 years
Businesses in zip code 32407
NameCountNameCount
Applebee's1Lowe's1
Budget Car Rental1McDonald's1
Burger King1Office Depot1
CVS2Papa John's Pizza1
Chick-Fil-A1Publix Super Markets1
Comfort Suites1RadioShack1
Dairy Queen1SONIC Drive-In1
Days Inn1Sears1
Dunkin Donuts1Sleep Inn1
FedEx6Sprint Nextel1
H&R Block1Subway4
Hilton1T-Mobile2
Holiday Inn1Taco Bell1
Home Depot1U-Haul1
KFC1UPS5
Kmart1Waffle House2
Knights Inn1Walgreens1
Kroger1Walmart1
Little Caesars Pizza1
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