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32407 Zip Code (Upper Grand Lagoon, FL) Detailed Profile




Estimated zip code population in 2017: 9,877
Zip code population in 2010: 9,347
Zip code population in 2000: 6,030

Houses and condos: 7,912
Renter-occupied apartments: 1,993
% of renters here:

48%
State:

35%
March 2019 cost of living index in zip code 32407: 88.7 (less than average, U.S. average is 100)

Land area: 13.9 sq. mi.
Water area: 4.0 sq. mi.
Population density: 712 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32407
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($1,633)
Florida:

0.9% ($1,861)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,642 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,589 (0.7%)

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Males: 5,126  (51.9%)
Females: 4,752  (48.1%)

For population 25 years and over in 32407:

  • High school or higher: 93.9%
  • Bachelor's degree or higher: 30.2%
  • Graduate or professional degree: 8.4%
  • Unemployed: 4.4%
  • Mean travel time to work (commute): 19.5 minutes

For population 15 years and over in 32407:

  • Never married: 29.0%
  • Now married: 51.7%
  • Separated: 2.1%
  • Widowed: 5.4%
  • Divorced: 11.9%

Zip code 32407 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Length of stay since moving in significantly above state average.
  • House age significantly below state average.
  • Races in zip code 32407 (2017)
    • 7,949131.8%White
    • 5969.9%Hispanic or Latino
    • 2674.4%Black
    • 2624.3%Two or more races
    • 2123.5%Asian
    • 420.7%American Indian
    • 100.2%Native Hawaiian and Other
      Pacific Islander
    • 90.1%Some other race
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Urban population: 8,758
Rural population: 1,118

Estimated median house/condo value in 2017: $245,826
32407:

$245,826
Florida:

$214,000



According to our research of Florida and other state lists, there were 11 registered sex offenders living in 32407 zip code as of December 02, 2020.
The ratio of all residents to sex offenders in zip code 32407 is 933 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

37.6 years
Florida median age:

42.0 years
Average household size:
This zip code:

2.4 people
Florida:

2.7 people

Averages for the 2012 tax year for zip code 32407, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,296 (Individual Income Tax Returns)
Here:

$47,296
State:

$60,316

Salary/wage: $40,269 (reported on 85.4% of returns)
Here:

$40,269
State:

$45,277
(% of AGI for various income ranges: 83.5% for AGIs below $25k, 83.3% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 70.9% for AGIs $100k-200k, 53.2% for AGIs over 200k)

Taxable interest for individuals: $1,573 (reported on 25.9% of returns)
This zip code:

$1,573
Florida:

$3,587
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $4,482 (reported on 14.9% of returns)
Here:

$4,482
State:

$12,831
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,735 (reported on 12.3% of returns)
Here:

+$2,735
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Profit/loss from business: +$10,736 (reported on 14.2% of returns)
Here:

+$10,736
State:

+$10,012
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,300 (reported on 7.2% of returns)
32407:

$19,300
Florida:

$21,544
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Total itemized deductions: $22,104 (23% of AGI, reported on 22.1% of returns)
Here:

$22,104
State:

$25,533

Here:

23.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 8.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 11.0% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $4,303 (reported on 17.2% of returns)
Here:

$4,303
State:

$5,698
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxes paid: $4,120 (reported on 21.2% of returns)
32407:

$4,120
State:

$6,203
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Earned income credit: $2,014 (reported on 21.0% of returns)
Here:

$2,014
State:

$2,372
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 42.7%
Here:

43%
State:

54%
(% for various income ranges: 39.6% for AGIs below $25k, 39.5% for AGIs $25k-50k, 44.9% for AGIs $50k-75k, 46.2% for AGIs $75k-100k, 52.2% for AGIs $100k-200k, 81.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32407, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $61,476 (Individual Income Tax Returns)
Here:

$61,476
State:

$50,523

Salary/wage: $35,198 (reported on 81.8% of returns)
Here:

$35,198
State:

$39,563
(% of AGI for various income ranges: 155.7% for AGIs below $10k, 81.1% for AGIs $10k-25k, 76.6% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 23.5% for AGIs over 100k)

Taxable interest for individuals: $2,699 (reported on 41.9% of returns)
This zip code:

$2,699
Florida:

$3,211
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $2,968 (reported on 20.5% of returns)
Here:

$2,968
State:

$6,129
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$96,740 (reported on 20.4% of returns)
Here:

+$96,740
State:

+$27,205
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Profit/loss from business: +$14,391 (reported on 15.0% of returns)
Here:

+$14,391
State:

+$10,634
(% of AGI for various income ranges: 8.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $2,854 (reported on 2.7% of returns)
32407:

$2,854
Florida:

$3,082
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $27,000 (reported on 0.3% of returns)
Here:

$27,000
Florida:

$15,857

Total itemized deductions: $21,809 (20% of AGI, reported on 26.2% of returns)
Here:

$21,809
State:

$20,370

Here:

19.8% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 16.4% for AGIs below $10k, 8.0% for AGIs $10k-25k, 10.4% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 14.9% for AGIs $75k-100k, 7.5% for AGIs over 100k)

Charity contributions deductions: $3,430 (3% of AGI, reported on 22.4% of returns)
Here:

$3,430
State:

$4,064

Here:

3.5% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Total tax: $10,968 (reported on 76.1% of returns)
32407:

$10,968
State:

$9,431
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,601 (reported on 16.4% of returns)
Here:

$1,601
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 55.1%
Here:

55%
State:

60%
(% for various income ranges: 53.1% for AGIs below $10k, 53.9% for AGIs $10k-25k, 52.6% for AGIs $25k-50k, 54.3% for AGIs $50k-75k, 55.2% for AGIs $75k-100k, 71.9% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$59,963
Florida:

$52,594
Upper Grand Lagoon, FL (32407) map Nearest zip codes: 32408, 32405, 32401, 32444, 32413, 32409.
Upper Grand Lagoon Zip Code Map

Percentage of family households:
This zip code:

41.6%
Florida:

42.3%
Percentage of households with unmarried partners:
This zip code:

6.0%
Florida:

6.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 333
Household did not receive Food Stamps/SNAP in the past 12 months: 3,820


Women who had a birth in the past 12 months: 204 (119 now married, 83 unmarried)
Women who did not have a birth in the past 12 months: 2,123 (1,020 now married, 1,099 unmarried)


Housing units in zip code 32407 with a mortgage: 1,393 (35 home equity loan)
Houses without a mortgage: 750

Median monthly owner costs for units with a mortgage: $1,459
Median monthly owner costs for units without a mortgage: $536

Residents with income below the poverty level in 2017:
This zip code:

9.4%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

6.0%
Whole state:

7.8%
Median number of rooms in houses and condos:
Here:

5.4
State:

5.9
Median number of rooms in apartments:
Here:

4.1
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32407: Holiday Plaza (A), Naval Coastal Fire Department (B), Panama City Beach Fire Rescue Station 2 (C). Display/hide their locations on the map

    Shopping Center: Wayside Shopping Center (1). Display/hide its location on the map

    Churches in zip code 32407 include: Long Beach Church (A), First Assembly of God Church (B), Kingdom Hall of Jehovahs Witnesses (C), Faith Christian Fellowship Church (D), Saint Thomas by the Sea Episcopal Church (E), Saint Bernadette Catholic Church (F), Gulf Beach Baptist Church (G), Victory Tabernacle Assembly of God (H). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 3822014 or later
  • 2712010 to 2013
  • 2,8202000 to 2009
  • 1,7551990 to 1999
  • 1,9631980 to 1989
  • 3381970 to 1979
  • 2281960 to 1969
  • 2151950 to 1959
  • 191940 to 1949
  • 221939 or earlier

Zip code 32407 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32407)
  • Bedrooms in owner-occupied houses and condos in Upper Grand Lagoon, FL (32407)
  • 4no bedroom
  • 541 bedroom
  • 4552 bedrooms
  • 1,1723 bedrooms
  • 3734 bedrooms
  • 805+ bedrooms
Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32407)
  • Bedrooms in renter-occupied apartments in Upper Grand Lagoon, FL (32407)
  • 17no bedroom
  • 2781 bedroom
  • 1,2602 bedrooms
  • 3773 bedrooms
  • 414 bedrooms
  • 145+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in owner-occupied houses/condos
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in owner-occupied houses/condos
  • 36no vehicle
  • 7821 vehicle
  • 9142 vehicles
  • 3583 vehicles
  • 224 vehicles
  • 205+ vehicles
Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in renter-occupied apartments
  • Cars and other vehicles available in Upper Grand Lagoon, FL (32407) in renter-occupied apartments
  • 347no vehicle
  • 8691 vehicle
  • 5992 vehicles
  • 1523 vehicles
  • 164 vehicles
  • 125+ vehicles

  • Zip code 32407 household income distribution in 2017

  • Zip code 32407 household income distribution in 2017
  • 259Less than $10,000
  • 149$10,000 to $14,999
  • 210$15,000 to $19,999
  • 195$20,000 to $24,999
  • 189$25,000 to $29,999
  • 230$30,000 to $34,999
  • 127$35,000 to $39,999
  • 120$40,000 to $44,999
  • 102$45,000 to $49,999
  • 506$50,000 to $59,999
  • 542$60,000 to $74,999
  • 563$75,000 to $99,999
  • 358$100,000 to $124,999
  • 170$125,000 to $149,999
  • 224$150,000 to $199,999
  • 175$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32407

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32407
  • 20Less than $10,000
  • 10$10,000 to $14,999
  • 26$20,000 to $24,999
  • 6$25,000 to $29,999
  • 7$30,000 to $34,999
  • 5$40,000 to $49,999
  • 45$50,000 to $59,999
  • 27$60,000 to $69,999
  • 33$70,000 to $79,999
  • 39$80,000 to $89,999
  • 35$90,000 to $99,999
  • 71$100,000 to $124,999
  • 223$125,000 to $149,999
  • 198$150,000 to $174,999
  • 84$175,000 to $199,999
  • 411$200,000 to $249,999
  • 304$250,000 to $299,999
  • 403$300,000 to $399,999
  • 108$400,000 to $499,999
  • 49$500,000 to $749,999
  • 23$750,000 to $999,999
  • 17$1,000,000 to $1,499,999
  • Rent paid by renters in 2017 in zip code 32407

  • Rent paid by renters in 2017 in zip code 32407
  • 16Less than $100
  • 40$100 to $149
  • 48$300 to $349
  • 20$400 to $449
  • 15$500 to $549
  • 52$550 to $599
  • 14$600 to $649
  • 58$650 to $699
  • 86$700 to $749
  • 15$750 to $799
  • 136$800 to $899
  • 304$900 to $999
  • 771$1,000 to $1,249
  • 281$1,250 to $1,499
  • 148$1,500 to $1,999
  • 22$2,000 to $2,499
  • 15No cash rent

Median gross rent in 2017: $1,229.


Median price asked for vacant for-sale houses and condos in 2017: $220,969.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $286,987
  • Black or African American householders: $200,091
  • Hispanic or Latino householders: $698,832

Estimated median house or condo value in 2017: $245,826
32407:

$245,826
Florida:

$214,000
Lower value quartile - upper value quartile: $157,901 - $329,255

Mean price in 2017:

Detached houses: $273,486
Here:

$273,486
State:

$311,235

Townhouses or other attached units: $156,725
Here:

$156,725
State:

$231,951

In 2-unit structures: $1,211,298
Here:

$1,211,298
State:

$217,824

In 3-to-4-unit structures: $219,500
Here:

$219,500
State:

$219,642

In 5-or-more-unit structures: $197,184
Here:

$197,184
State:

$295,429

Mobile homes: $76,404
Here:

$76,404
State:

$68,147

Occupied boats, RVs, vans, etc.: $102,921
Here:

$102,921
State:

$51,890
Owners and renters by unit type in zip code 32407
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,271
  • One, attached: 468
  • Two: 107
  • 3 or 4: 189
  • 5 to 9: 577
  • 10 to 19: 922
  • 20 to 49: 715
  • 50 or more: 2,448
  • Mobile homes: 301
  • Boats, RVs, vans, etc.: 16

Unemployment: 4.4%

  • Means of transportation to work in zip code 32407

  • Means of transportation to work in zip code 32407
  • 77.6%4,023Drove a car alone
  • 9.1%470Carpooled
  • 1.1%55Bus or trolley bus
  • 1.6%81Motorcycle
  • 1.2%64Bicycle
  • 1.2%62Walked
  • 0.8%41Other means
  • 7.4%381Worked at home
  • Travel time to work (commute) in zip code 32407

  • Travel time to work (commute) in zip code 32407
  • 215Less than 5 minutes
  • 6295 to 9 minutes
  • 1,22710 to 14 minutes
  • 89615 to 19 minutes
  • 58520 to 24 minutes
  • 20725 to 29 minutes
  • 59230 to 34 minutes
  • 5135 to 39 minutes
  • 14840 to 44 minutes
  • 12245 to 59 minutes
  • 3260 to 89 minutes
  • 10290 or more minutes

Percentage of zip code residents living and working in this county: 91.5%

Household type by relationship:

Households: 9,764
  • In family households: 7,504 (1,467 male householders, 981 female householders)
    1,904 spouses, 2,528 children (2,330 natural, 54 adopted, 146 stepchildren), 163 grandchildren, 56 brothers or sisters, 67 parents, 56 other relatives, 186 non-relatives
  • In nonfamily households: 2,269 (795 male householders (607 living alone)), 899 female householders (705 living alone)), 575 nonrelatives
  • In group quarters: 114 (0 institutionalized population)

Size of family households: 1,189 2-persons, 807 3-persons, 299 4-persons, 126 5-persons, 27 6-persons

Size of nonfamily households: 1,313 1-person, 364 2-persons, 19 3-persons

1,050 married couples with children.
475 single-parent households (181 men, 294 women).

84.9% of residents of 32407 zip code speak English at home.
6.4% of residents speak Spanish at home (68% very well, 18% well, 13% not well, 2% not at all).
4.9% of residents speak other Indo-European language at home (90% very well, 7% well, 3% not well).
1.5% of residents speak Asian or Pacific Island language at home (38% very well, 18% well, 44% not well).
2.4% of residents speak other language at home (85% very well, 7% well, 3% not well, 5% not at all).

Foreign born population: 1,076 (10.9%)
(59.0% of them are naturalized citizens)
This zip code:

10.9%
Whole state:

20.9%
Most common places of birth for foreign-born residents
  • 20%Haiti
  • 8%Barbados
  • 5%France
  • 4%Burma
  • 4%Saudi Arabia
  • 4%Romania
  • 3%Serbia
Most common first ancestries reported in 32407
  • 18%American
  • 11%German
  • 10%Irish
  • 8%English
  • 4%Jamaican
  • 4%Italian
  • 3%Scotch-Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 4362010 or later
  • 3742000 to 2009
  • 1821990 to 1999
  • 334Before 1990

Zip code 32407 topographic map

Major facilities with environmental interests located in this zip code:

  • COASTAL SYSTEMS STATION DAHLGREN DIVISION (6703 WEST HIGHWAY 98 CODE CP2S in PANAMA CITY, FL) . Federal Facility. U.S. NAVY
    SUPERFUND (Superfund database)
    (Integrated Compliance Information System) - ICIS-04-1995-0420, FORMAL ENFORCEMENT ACTION
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: TRUCKING, EXCEPT LOCAL; NATIONAL SECURITY
    Organizations: USN COASTAL SYSTEMS STATION (CONTACT/OWNER) , CDR H. D. COVERT (CONTACT/OWNER) , ARTURO MCDONALD, PUBLIC WORKS OFF (CONTACT/OWNER)
    Alternative names: NSWC COASTAL SYSTEMS STATION, U.S. NAVY NSWC DAHLGREN DIV. COASTAL SYS. STATION, U.S. NAVY NSWC DAHLGREN DIV. COASTAL SYS. STATION, USN COASTAL SYSTEMS CENTER, USN NAVAL COASTAL SYSTEMS CTR, USN SHIP RESEARCH & DEV, USN SURFACE WARFARE CENTER
  • LOUISIANA PACIFIC SAWMILL PLANT (7 MILES NORTH PANAMA CITY HIGHWAY 79 in PANAMA CITY, FL)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2000-0494, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2000-0494, FORMAL ENFORCEMENT ACTION
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: MINERALS AND EARTHS, GROUND OR OTHERWISE TREATED
    Business NAICS classification: SAWMILLS.
    Organizations: WILLIS JARRELL, PLANT MANAGER (CONTACT/OWNER)
  • HIGHLAND COMMONS (CORNER OF BECKRICH & BACK BEAC in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DERWIN WHITE (CONTACT/OWNER)
  • HUTCHISON BEACH ELEMENTARY SCHOOL (12900 MIDDLE BEACH RD in PANAMA CITY BEACH, FL)
    (National Center for Education Statistics) - STATE ID-0081
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • PIER PARK (BTWN FRONT BEACH RD & BACK BEA in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: TOM MURRAY (CONTACT/OWNER)
    Alternative names: PIER PARK CDD
  • PALM COVE, PHASE III (CABANA COURT / PALM COVE SUBDI in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: GARY WAKSTEIN (CONTACT/OWNER)
  • PANAMA CITY BEACH - REDDY PLAN (1225 MOYLAN ROAD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JAMES MCNUTT (CONTACT/OWNER)
  • ISLAND RESERVE (8700 FRONT BEACH RD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: VYRON BERNARD (CONTACT/OWNER)
  • J & J ENTERPRISES (1609 MOYLAN RD in PANAMA CITY, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: JIM PATTERSON (CONTACT/OWNER)
  • JET WHEELS (JET WHEELS in PANAMA CITY BEACH, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: MOTORCYCLE DEALERS.
    Organizations: PAUL WHITE (CONTACT/OWNER)
  • LONG BEACH AUTO PARTS INC (11115 HYG 392 in PANAMA CITY BEACH, FL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: JERRY WIGGINS (CONTACT/OWNER)
  • MAINSTAY SUITES (INTERSECTION OF SR 30 & THOMPS in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: KEITH ROCKMAN (CONTACT/OWNER)
  • MAJESTIC BEACH TOWERS (10901 FRONT BEACH ROAD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JAMES LEWIS (CONTACT/OWNER)

Zip code 32407 marital status for males
Zip code 32407 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 0.3%

Most commonly used house heating fuel
  • 85.1%Electricity
  • 13.4%Utility gas
  • 1.1%No fuel used

Population in 1990: 3,115. Population change in the 1990s: +2,915 (+93.6%).

Place of birth for U.S.-born residents:

  • This state: 2,294
  • Northeast: 939
  • Midwest: 1,641
  • South: 3,269
  • West: 444

42% of the 32407 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

72% of the 32407 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year householders moved into unit in Upper Grand Lagoon, FL (32407)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 94
Here:

13.3%
Florida:

13.2%
Students in private schools in grades 9 to 12 (high school): 41
Here:

9.2%
Florida:

11.6%
Students in private undergraduate colleges: 95
Here:

14.8%
Florida:

20.0%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 89,097Computer and mathematical occupations
  • 72,771Law enforcement workers including supervisors
  • 68,341Health diagnosing and treating practitioners and other technical occupations
  • 53,106Business and financial operations occupations
  • 53,066Architecture and engineering occupations
  • 52,369Management occupations

Companies with biggest federal contracts located in this zip code:

  • R & D TECHNOLOGY SERVICES INC (8317 FRONT BEACH ROAD, #17 in PANAMA CITY BE, FL; small business) : $3,278,129 in 26 contracts from 2000 to 2006
    Contracts for Engineering and Technical Services, Program Management/Support Services, Marine Lifesaving and Diving Equipment, Miscellaneous Items, and more by Navy
    Signed by year: 2000: $699,463; 2001: $804,678; 2002: $606,593; 2003: $540,205; 2004: $361,232; 2005: $266,987; 2006: -$1,029.

    Biggest contracts:
    $821,535 with Navy for Engineering and Technical Services. Signed on 2001-06-01. Completion date: 2002-06-09.
    $786,348 with Navy for Program Management/Support Services. Signed on 2000-04-26. Completion date: 2001-06-09.
    $744,842 with Navy for Engineering and Technical Services. Signed on 2002-05-24. Completion date: 2003-06-09.
    $484,320, same as above. Signed on 2003-05-30. Completion date: 2004-06-09.
  • `INNOVATIVE PROFESSIONAL SOLUT (8317 FRONT BEACH ROAD, SUI in PANAMA CITY, FL; small business) : $2,995,701 in 90 contracts from 2002 to 2006
    Contracts for Engineering and Technical Services, Services -- Management and Support (R&D), Invalid code: AD97, Defense Studies, and more by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $94,972; 2003: $196,388; 2004: $774,202; 2005: $1,105,761; 2006: $824,378.

    Biggest contracts:
    $98,109 with Navy for Engineering and Technical Services. Signed on 2005-06-03. Completion date: 2006-01-31.
    $97,589, same as above. Signed on 2005-03-11. Completion date: 2005-11-30.
    $97,500 with Navy for Services -- Management and Support (R&D). Signed on 2006-05-17. Completion date: 2006-09-30.
    $96,265 with Navy for Invalid code: AD97. Signed on 2006-06-19. Completion date: 2006-09-30.
  • COLUMBIA RESEARCH CORPORATION (12310 PANAMA CTY BCH PKWY in PANAMA CITY, FL; small business) : $1,712,606 in 111 contracts from 2000 to 2006
    Contracts for Miscellaneous Items, Marine Hardware and Hull Items, Hardware, Commercial, Small Craft, and more by Navy, Defense Logistics Agency, Department of Defense
    Signed by year: 2000: $378,362; 2001: $185,487; 2002: $65,622; 2003: $235,668; 2004: $340,360; 2005: $325,747; 2006: $181,360.

    Biggest contracts:
    $284,078 with Navy for Miscellaneous Items. Signed on 2000-08-01. Completion date: 2000-12-20.
    $124,690 with Navy for Marine Hardware and Hull Items. Signed on 2001-06-29. Completion date: 2001-12-26.
    $100,000 with Navy for Hardware, Commercial. Signed on 2005-10-24. Completion date: 2006-07-01.
    $87,332 with Navy for Marine Hardware and Hull Items. Signed on 2003-05-02. Completion date: 2003-10-02.
  • DMR CONSULTING, INC (8317 FRONT BEACH RD STE 13 in PANAMA CITY, FL; small business) : $225,616 in 3 contracts in 2006
    $98,957 with Navy for Engineering and Technical Services. Signed on 2006-04-03. Completion date: 2006-12-31.
    $97,991 with Navy for Shipboard Alarm and Signal Systems. Signed on 2006-04-13. Completion date: 2006-05-17.
    $28,668 with Navy for Engineering and Technical Services. Signed on 2006-04-21. Completion date: 2006-09-29.
  • CARR ENGINEERING & CONSTRUCTIO (13305 PANAMA CITY BEACH PK in PANAMA CITY BE, FL; small business) : $155,906 in 2 contracts in 2001
    $153,239 with Navy for Maintenance, Repair or Alteration of Real Property -- Recreational Buildings. Signed on 2001-01-23. Completion date: 2001-05-08.
    $2,667, same as above. Signed on 2001-03-27. Completion date: 2001-06-11.
  • COASTAL SYSTEMS STATION (6703 W HWY 98, BLDG 110 in PANAMA CITY, FL; small business) : $91,673 in 2 contracts in 2005
    $56,048 with Defense Logistics Agency for Safety and Rescue Equipment. Signed on 2005-12-17. Completion date: 2006-01-17.
    $35,625 with Defense Logistics Agency for Electrical Contact Brushes and Electrodes. Signed on 2005-06-27. Completion date: 2005-09-15.
  • COASTAL OPERATIONS INSTITUTE (6703 WEST HIGHWAY 98 in PANAMA CITY, FL; small business) : $64,485 in 5 contracts from 2003 to 2004
    Contracts for Other Special Studies and Analyses, Defense Studies by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $3,300; 2004: $61,185; 2005: $0; 2006: $0.

    Biggest contracts:
    $35,969 with Navy for Other Special Studies and Analyses. Signed on 2004-05-10. Completion date: 2004-09-30.
    $16,598 with Navy for Defense Studies. Signed on 2004-01-23. Completion date: 2004-07-26.
    $8,618, same as above. Signed on 2004-07-30. Completion date: 2004-07-26.
    $3,300, same as above. Signed on 2003-12-18. Completion date: 2004-04-24.
  • EDGEWATER BEACH RESORT MGT (11212 FRONT BEACH RD in PANAMA CITY, FL) : $55,200 in 6 contracts from 2003 to 2006
    Contracts for Lease or Rental of Equipment -- Electrical and Electronic Equipment Components, Miscellaneous Items, Lodging - Hotel/Motel by Air Force, Navy, Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $26,950; 2004: $4,695; 2005: $17,075; 2006: $6,480.

    Biggest contracts:
    $26,950 with Air Force for Lease or Rental of Equipment -- Electrical and Electronic Equipment Components. Signed on 2003-12-11. Completion date: 2004-09-09.
    $6,678 with Navy for Miscellaneous Items. Signed on 2005-08-31. Completion date: 2006-02-10.
    $6,480 with Air Force for Lodging - Hotel/Motel. Signed on 2006-04-05. Completion date: 2006-04-24.
    $5,997 with Army for Lodging - Hotel/Motel. Signed on 2005-08-24. Completion date: 2005-08-28.
  • ADVANCED LOGICAL SOLUTIONS, IN (7904 FRONT BEACH RD in PANAMA CITY, FL; small business)
    $45,426 with Navy for ADPE System Configuration. Signed on 2000-09-25. Completion date: 2001-02-28.
  • COASTLINE CONSTRUCTION AND COM (909 PELICAN PLACE in PANAMA CITY BE, FL; small business) : $36,765 in 3 contracts from 2000 to 2001
    $19,365 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-05-26. Completion date: 2000-07-30.
    $15,600 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2001-05-24. Completion date: 2001-07-23.
    $1,800 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-08-16. Completion date: 2000-08-31.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 50-99 employees: 2 establishments, 20-49 employees: 2 establishments, 10-19 employees: 5 establishments, 5-9 employees: 6 establishments, 1-4 employees: 5 establishments)
  • Accommodation and Food Services: Full-Service Restaurants (100-249: 2, 50-99: 4, 20-49: 6, 10-19: 1, 5-9: 2, 1-4: 7)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 6, 10-19: 5, 5-9: 3, 1-4: 4)
  • Construction: Manufacturing (100-249: 1, 20-49: 1)
  • Construction: Electrical Contractors (100-249: 1)
  • Information: Telecommunications Resellers (100-249: 1)
  • Professional, Scientific, and Technical Services: Engineering Services (20-49: 3, 10-19: 3, 5-9: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 2, 1-4: 4)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 103 people in military barracks and dormitories (nondisciplinary)
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 103 people in military transient quarters for temporary residents

Fatal accident statistics in 2014:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED86$177,310348$210,111347$241,90019$82,4864$1,194,408412$243,21412$88,407
APPLICATIONS APPROVED, NOT ACCEPTED6$200,43736$180,15747$198,6243$71,0570$042$208,4263$80,827
APPLICATIONS DENIED40$184,399129$183,490253$228,14114$52,3400$0233$214,31910$90,394
APPLICATIONS WITHDRAWN18$195,15779$204,185127$219,9147$107,2960$0128$217,1284$78,140
FILES CLOSED FOR INCOMPLETENESS4$134,5637$193,24724$215,6100$00$017$217,1390$0

Detailed HMDA statistics for the following Tracts: 0026.01 , 0027.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$155,3374$221,3852$123,015
APPLICATIONS APPROVED, NOT ACCEPTED6$263,6471$131,4504$230,045
APPLICATIONS DENIED5$136,9602$194,9600$0
APPLICATIONS WITHDRAWN1$104,8100$01$104,810
FILES CLOSED FOR INCOMPLETENESS1$143,8900$00$0

Detailed PMIC statistics for the following Tracts: 0026.01 , 0027.00

Conventional Home Purchase Loans in zip code 32407
Conventional Home Purchase Loans in zip code 32407 - Value
Most common first names in zip code 32407 among deceased individuals
NameCountLived (average)
John4773.1 years
William4669.1 years
James4068.5 years
Robert3467.7 years
Mary3476.6 years
George2272.1 years
Charles2269.6 years
Edward1872.1 years
Joseph1874.4 years
Helen1676.6 years
Most common last names in zip code 32407 among deceased individuals
Last nameCountLived (average)
Smith1476.3 years
Brown1372.4 years
Johnson1179.8 years
Williams1076.3 years
Anderson1072.5 years
Jones1073.8 years
Wilson971.5 years
Carter772.1 years
Mitchell777.4 years
Martin769.4 years
Businesses in zip code 32407
NameCountNameCount
Applebee's1Lowe's1
Budget Car Rental1McDonald's1
Burger King1Office Depot1
CVS2Papa John's Pizza1
Chick-Fil-A1Publix Super Markets1
Comfort Suites1RadioShack1
Dairy Queen1SONIC Drive-In1
Days Inn1Sears1
Dunkin Donuts1Sleep Inn1
FedEx6Sprint Nextel1
H&R Block1Subway4
Hilton1T-Mobile2
Holiday Inn1Taco Bell1
Home Depot1U-Haul1
KFC1UPS5
Kmart1Waffle House2
Knights Inn1Walgreens1
Kroger1Walmart1
Little Caesars Pizza1
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