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32413 Zip Code (Panama City Beach, FL) Detailed Profile




Cities: Panama City Beach, FL (10.10%), Laguna Beach, FL (3.25%)
Counties: Bay County, FL (78.99%), Walton County, FL (21.01%)
Estimated zip code population in 2022: 15,238
Zip code population in 2010: 13,128
Zip code population in 2000: 9,178

Houses and condos: 16,081
Renter-occupied apartments: 2,036
% of renters here:

27%
State:

33%
March 2022 cost of living index in zip code 32413: 89.1 (less than average, U.S. average is 100)

Land area: 73.1 sq. mi.
Water area: 7.9 sq. mi.
Population density: 208 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 32413
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.5% ($1,902)
Florida:

0.7% ($2,529)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,148 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,662 (0.4%)

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Males: 7,771  (51.0%)
Females: 7,466  (49.0%)

For population 25 years and over in 32413:

  • High school or higher: 94.3%
  • Bachelor's degree or higher: 36.2%
  • Graduate or professional degree: 12.8%
  • Unemployed: 2.2%
  • Mean travel time to work (commute): 21.4 minutes

For population 15 years and over in 32413:

  • Never married: 25.1%
  • Now married: 51.9%
  • Separated: 1.0%
  • Widowed: 5.0%
  • Divorced: 17.0%

Zip code 32413 compared to state average:

  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house below state average.
  • House age below state average.
  • Races in zip code 32413 (2022)
    • 13,48588.5%White
    • 1,0837.1%Hispanic or Latino
    • 3972.6%Two or more races
    • 1681.1%Black
    • 600.4%American Indian
    • 220.1%Asian
    • 180.1%Native Hawaiian and Other
      Pacific Islander
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Urban population: 13,288
Rural population: 1,949

Estimated median house/condo value in 2022: $422,448
32413:

$422,448
Florida:

$354,100



According to our research of Florida and other state lists, there were 14 registered sex offenders living in 32413 zip code as of April 27, 2024.
The ratio of all residents to sex offenders in zip code 32413 is 1,016 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.


Median resident age:
This zip code:

52.8 years
Florida median age:

42.7 years
Average household size:
This zip code:

2.0 people
Florida:

2.5 people

Averages for the 2020 tax year for zip code 32413, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $90,547 (Individual Income Tax Returns)
Here:

$90,547
State:

$82,200

Salary/wage: $55,882 (reported on 74.9% of returns)
Here:

$55,882
State:

$58,347
(% of AGI for various income ranges: 1186.8% for AGIs below $25k, 3487.7% for AGIs $25k-50k, 6616.1% for AGIs $50k-75k, 8942.7% for AGIs $75k-100k, 16230.0% for AGIs $100k-200k, 73990.0% for AGIs over 200k)

Taxable interest for individuals: $3,872 (reported on 32.5% of returns)
This zip code:

$3,872
Florida:

$4,272
(% of AGI for various income ranges: 22.6% for AGIs below $25k, 28.8% for AGIs $25k-50k, 67.0% for AGIs $50k-75k, 107.8% for AGIs $75k-100k, 288.2% for AGIs $100k-200k, 5738.3% for AGIs over 200k)

Ordinary dividends: $9,580 (reported on 21.4% of returns)
Here:

$9,580
State:

$15,863
(% of AGI for various income ranges: 29.0% for AGIs below $25k, 55.7% for AGIs $25k-50k, 96.3% for AGIs $50k-75k, 213.7% for AGIs $75k-100k, 478.9% for AGIs $100k-200k, 9277.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$65,508 (reported on 21.1% of returns)
Here:

+$65,508
State:

+$62,983
(% of AGI for various income ranges: 13.0% for AGIs below $25k, 56.6% for AGIs $25k-50k, 175.1% for AGIs $50k-75k, 588.0% for AGIs $75k-100k, 1391.4% for AGIs $100k-200k, 83788.3% for AGIs over 200k)

Profit/loss from business: +$18,055 (reported on 19.5% of returns)
Here:

+$18,055
State:

+$9,719
(% of AGI for various income ranges: 191.3% for AGIs below $25k, 332.8% for AGIs $25k-50k, 474.9% for AGIs $50k-75k, 550.5% for AGIs $75k-100k, 1031.4% for AGIs $100k-200k, 7097.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $25,100 (reported on 11.3% of returns)
32413:

$25,100
Florida:

$24,823
(% of AGI for various income ranges: 70.7% for AGIs below $25k, 133.1% for AGIs $25k-50k, 273.7% for AGIs $50k-75k, 588.8% for AGIs $75k-100k, 1458.6% for AGIs $100k-200k, 5992.5% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $22,875 (reported on 0.5% of returns)
32413:

$22,875
Florida:

$29,694
(% of AGI for various income ranges: 160.5% for AGIs $100k-200k)

Total itemized deductions: $47,666 (reported on 7.6% of returns)
Here:

$47,666
State:

$45,393
(% of AGI for various income ranges: 40.3% for AGIs below $25k, 116.7% for AGIs $25k-50k, 258.0% for AGIs $50k-75k, 330.5% for AGIs $75k-100k, 1065.1% for AGIs $100k-200k, 14693.3% for AGIs over 200k)

Charity contributions: $17,908 (reported on 6.1% of returns)
Here:

$17,908
State:

$20,178
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 11.9% for AGIs $25k-50k, 45.4% for AGIs $50k-75k, 81.5% for AGIs $75k-100k, 286.1% for AGIs $100k-200k, 5340.8% for AGIs over 200k)

Taxes paid: $6,395 (reported on 7.3% of returns)
32413:

$6,395
State:

$6,967
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 14.6% for AGIs $25k-50k, 47.5% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 213.2% for AGIs $100k-200k, 1401.7% for AGIs over 200k)

Earned income credit: $1,832 (reported on 12.5% of returns)
Here:

$1,832
State:

$2,306
(% of AGI for various income ranges: 71.2% for AGIs below $25k, 37.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.8%
Here:

92%
State:

92%
(% for various income ranges: 90.2% for AGIs below $25k, 93.1% for AGIs $25k-50k, 91.8% for AGIs $50k-75k, 91.9% for AGIs $75k-100k, 92.4% for AGIs $100k-200k, 93.6% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32413, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $68,959 (Individual Income Tax Returns)
Here:

$68,959
State:

$60,316

Salary/wage: $43,744 (reported on 79.2% of returns)
Here:

$43,744
State:

$45,277
(% of AGI for various income ranges: 74.5% for AGIs below $25k, 75.3% for AGIs $25k-50k, 69.4% for AGIs $50k-75k, 62.8% for AGIs $75k-100k, 60.5% for AGIs $100k-200k, 25.1% for AGIs over 200k)

Taxable interest for individuals: $2,789 (reported on 32.5% of returns)
This zip code:

$2,789
Florida:

$3,587
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Ordinary dividends: $7,548 (reported on 19.1% of returns)
Here:

$7,548
State:

$12,831
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$31,768 (reported on 17.2% of returns)
Here:

+$31,768
State:

+$33,493
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 18.1% for AGIs over 200k)

Profit/loss from business: +$17,623 (reported on 16.5% of returns)
Here:

+$17,623
State:

+$10,012
(% of AGI for various income ranges: 8.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,208 (reported on 11.3% of returns)
32413:

$23,208
Florida:

$21,544
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.8% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 6.0% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Self-employment retirement plans: $20,950 (reported on 0.6% of returns)
32413:

$20,950
Florida:

$20,611

Total itemized deductions: $24,213 (15% of AGI, reported on 25.9% of returns)
Here:

$24,213
State:

$25,533

Here:

15.2% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 9.8% for AGIs below $25k, 8.9% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 12.3% for AGIs $100k-200k, 6.5% for AGIs over 200k)

Charity contributions: $4,407 (reported on 20.0% of returns)
Here:

$4,407
State:

$5,698
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Taxes paid: $6,095 (reported on 25.3% of returns)
32413:

$6,095
State:

$6,203
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Earned income credit: $1,966 (reported on 17.0% of returns)
Here:

$1,966
State:

$2,372
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 45.6%
Here:

46%
State:

54%
(% for various income ranges: 40.9% for AGIs below $25k, 41.4% for AGIs $25k-50k, 47.7% for AGIs $50k-75k, 49.2% for AGIs $75k-100k, 58.7% for AGIs $100k-200k, 80.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32413, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $56,668 (Individual Income Tax Returns)
Here:

$56,668
State:

$50,523

Salary/wage: $34,681 (reported on 78.0% of returns)
Here:

$34,681
State:

$39,563
(% of AGI for various income ranges: 131.0% for AGIs below $10k, 71.7% for AGIs $10k-25k, 70.2% for AGIs $25k-50k, 65.9% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 29.4% for AGIs over 100k)

Taxable interest for individuals: $2,538 (reported on 46.5% of returns)
This zip code:

$2,538
Florida:

$3,211
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $3,728 (reported on 23.6% of returns)
Here:

$3,728
State:

$6,129
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$52,218 (reported on 22.7% of returns)
Here:

+$52,218
State:

+$27,205
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 8.3% for AGIs $75k-100k, 37.1% for AGIs over 100k)

Profit/loss from business: +$21,632 (reported on 19.2% of returns)
Here:

+$21,632
State:

+$10,634
(% of AGI for various income ranges: 11.5% for AGIs below $10k, 7.4% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 9.2% for AGIs over 100k)

IRA payment deduction: $3,280 (reported on 3.6% of returns)
32413:

$3,280
Florida:

$3,082
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,000 (reported on 0.8% of returns)
Here:

$14,000
Florida:

$15,857

Total itemized deductions: $19,929 (18% of AGI, reported on 28.9% of returns)
Here:

$19,929
State:

$20,370

Here:

17.7% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 22.9% for AGIs below $10k, 10.1% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 10.9% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 8.9% for AGIs over 100k)

Charity contributions deductions: $4,878 (4% of AGI, reported on 23.9% of returns)
Here:

$4,878
State:

$4,064

Here:

4.0% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $10,497 (reported on 77.8% of returns)
32413:

$10,497
State:

$9,431
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.9% for AGIs $75k-100k, 19.8% for AGIs over 100k)

Earned income credit: $1,587 (reported on 15.9% of returns)
Here:

$1,587
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 58.2%
Here:

58%
State:

60%
(% for various income ranges: 53.5% for AGIs below $10k, 57.2% for AGIs $10k-25k, 55.4% for AGIs $25k-50k, 55.2% for AGIs $50k-75k, 56.5% for AGIs $75k-100k, 80.5% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$77,520
Florida:

$69,303
Panama City Beach, FL (32413) map Nearest zip codes: 32461, 32437, 32407, 32408, 32462, 32409.
Panama City Beach Zip Code Map

Percentage of family households:
This zip code:

38.7%
Florida:

41.2%
Percentage of households with unmarried partners:
This zip code:

3.9%
Florida:

46.7%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 307
Household did not receive Food Stamps/SNAP in the past 12 months: 7,304


Women who had a birth in the past 12 months: 102 (72 now married, 30 unmarried)
Women who did not have a birth in the past 12 months: 2,502 (977 now married, 1,525 unmarried)


Housing units in zip code 32413 with a mortgage: 2,816 (184 second mortgage, 186 both second mortgage and home equity loan)
Houses without a mortgage: 40

Median monthly owner costs for units with a mortgage: $1,754
Median monthly owner costs for units without a mortgage: $615

Residents with income below the poverty level in 2022:
This zip code:

8.6%
Whole state:

12.7%
Residents with income below 50% of the poverty level in 2022:
This zip code:

4.1%
Whole state:

6.6%
Median number of rooms in houses and condos:
Here:

5.7
State:

5.9
Median number of rooms in apartments:
Here:

4.4
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: West Bay Woodville Fire Department (A). Display/hide its location on the map

    Streams, rivers, and creeks: Little Crooked Creek (A), Bell Bay Branch (B), Tiller Branch (C), Pigeon Creek (D), Ditch Branch (E), Otter Creek (F), Kelly Branch (G). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 1412020 or later
  • 1,8562010 to 2019
  • 4,9752000 to 2009
  • 2,2901990 to 1999
  • 3,5521980 to 1989
  • 2,0891970 to 1979
  • 3631960 to 1969
  • 3151950 to 1959
  • 2341940 to 1949
  • 581939 or earlier

Zip code 32413 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Panama City Beach, FL (32413)
  • Bedrooms in owner-occupied houses and condos in Panama City Beach, FL (32413)
  • 82no bedroom
  • 1711 bedroom
  • 1,5102 bedrooms
  • 2,4933 bedrooms
  • 1,0954 bedrooms
  • 1845+ bedrooms
Bedrooms in renter-occupied apartments in Panama City Beach, FL (32413)
  • Bedrooms in renter-occupied apartments in Panama City Beach, FL (32413)
  • 239no bedroom
  • 3671 bedroom
  • 1,0562 bedrooms
  • 2903 bedrooms
  • 1054 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Panama City Beach, FL (32413) in owner-occupied houses/condos
  • Cars and other vehicles available in Panama City Beach, FL (32413) in owner-occupied houses/condos
  • 128no vehicle
  • 1,6601 vehicle
  • 2,3172 vehicles
  • 9113 vehicles
  • 4054 vehicles
  • 1125+ vehicles
Cars and other vehicles available in Panama City Beach, FL (32413) in renter-occupied apartments
  • Cars and other vehicles available in Panama City Beach, FL (32413) in renter-occupied apartments
  • 0no vehicle
  • 1,1831 vehicle
  • 7312 vehicles
  • 1183 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 32413 household income distribution in 2022

  • Zip code 32413 household income distribution in 2022
  • 312Less than $10,000
  • 97$10,000 to $14,999
  • 171$15,000 to $19,999
  • 233$20,000 to $24,999
  • 110$25,000 to $29,999
  • 189$30,000 to $34,999
  • 421$35,000 to $39,999
  • 487$40,000 to $44,999
  • 183$45,000 to $49,999
  • 555$50,000 to $59,999
  • 859$60,000 to $74,999
  • 1,260$75,000 to $99,999
  • 607$100,000 to $124,999
  • 617$125,000 to $149,999
  • 549$150,000 to $199,999
  • 953$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32413

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32413
  • 24Less than $10,000
  • 51$10,000 to $14,999
  • 43$15,000 to $19,999
  • 27$20,000 to $24,999
  • 66$35,000 to $39,999
  • 41$40,000 to $49,999
  • 45$50,000 to $59,999
  • 10$60,000 to $69,999
  • 26$70,000 to $79,999
  • 10$80,000 to $89,999
  • 21$90,000 to $99,999
  • 90$100,000 to $124,999
  • 51$125,000 to $149,999
  • 160$150,000 to $174,999
  • 83$175,000 to $199,999
  • 383$200,000 to $249,999
  • 473$250,000 to $299,999
  • 1,534$300,000 to $399,999
  • 1,134$400,000 to $499,999
  • 1,010$500,000 to $749,999
  • 387$750,000 to $999,999
  • 44$1,000,000 to $1,499,999
  • 16$1,500,000 to $1,999,999
  • 180$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 32413

  • Rent paid by renters in 2022 in zip code 32413
  • 15$100 to $149
  • 87$500 to $549
  • 14$600 to $649
  • 57$650 to $699
  • 5$750 to $799
  • 81$800 to $899
  • 183$900 to $999
  • 303$1,000 to $1,249
  • 425$1,250 to $1,499
  • 549$1,500 to $1,999
  • 131$2,000 to $2,499
  • 29$3,500 or more
  • 119No cash rent

Median gross rent in 2022: $1,542.


Median price asked for vacant for-sale houses and condos in 2022: $290,093.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $479,582
  • American Indian or Alaska Native householders: $324,626
  • Asian householders: $324,626
  • Some other race householders: $43,279
  • Two or more races householders: $411,194
  • Hispanic or Latino householders: $310,343

Estimated median house or condo value in 2022: $422,448
32413:

$422,448
Florida:

$354,100
Lower value quartile - upper value quartile: $288,750 - $558,548

Mean price in 2022:

Detached houses: $219,687
Here:

$219,687
State:

$500,941

Townhouses or other attached units: $204,637
Here:

$204,637
State:

$370,869

In 3-to-4-unit structures: $114,214
Here:

$114,214
State:

$309,944

In 5-or-more-unit structures: $326,666
Here:

$326,666
State:

$447,145

Mobile homes: $136,655
Here:

$136,655
State:

$113,202
Owners and renters by unit type in zip code 32413
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 7,148
  • One, attached: 395
  • Two: 596
  • 3 or 4: 634
  • 5 to 9: 705
  • 10 to 19: 941
  • 20 to 49: 511
  • 50 or more: 3,887
  • Mobile homes: 1,365

Unemployment: 2.2%

  • Means of transportation to work in zip code 32413

  • Means of transportation to work in zip code 32413
  • 70.8%5,819Drove a car alone
  • 10.5%860Carpooled
  • 0.0%4Bus or trolley bus
  • 0.2%15Motorcycle
  • 1.0%80Bicycle
  • 0.6%50Walked
  • 1.3%108Other means
  • 15.2%1,254Worked at home
  • Travel time to work (commute) in zip code 32413

  • Travel time to work (commute) in zip code 32413
  • 143Less than 5 minutes
  • 1,4335 to 9 minutes
  • 1,09410 to 14 minutes
  • 1,03115 to 19 minutes
  • 83220 to 24 minutes
  • 13325 to 29 minutes
  • 1,15730 to 34 minutes
  • 24635 to 39 minutes
  • 16240 to 44 minutes
  • 36045 to 59 minutes
  • 25260 to 89 minutes
  • 9290 or more minutes

Percentage of zip code residents living and working in this county: 87.4%

Household type by relationship:

Households: 15,238
  • Male householders: 4,095 (962 living alone), Female householders: 3,467 (1,292 living alone)
  • 3,385 spouses (3,292 opposite-sex spouses), 902 unmarried partners, (859 opposite-sex unmarried partners), 2,435 children (2,308 natural, 18 adopted, 108 stepchildren), 306 grandchildren, 107 brothers or sisters, 94 parents, 0 foster children, 227 other relatives, 401 non-relatives

Size of family households: 3,025 2-persons, 875 3-persons, 594 4-persons, 113 5-persons, 97 6-persons

Size of nonfamily households: 2,254 1-person, 537 2-persons, 34 3-persons, 38 4-persons

1,073 married couples with children.
403 single-parent households (132 men, 271 women).

90.8% of residents of 32413 zip code speak English at home.
6.1% of residents speak Spanish at home (35% very well, 5% well, 9% not well, 52% not at all).
2.7% of residents speak other Indo-European language at home (89% very well, 11% well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (39% very well, 45% well, 16% not well).

Foreign born population: 1,173 (7.7%)
(51.9% of them are naturalized citizens)
This zip code:

7.7%
Whole state:

21.7%
Most common places of birth for foreign-born residents
  • 15%Brazil
  • 13%Honduras
  • 12%Guatemala
  • 8%Barbados
  • 8%Sweden
  • 7%Serbia
  • 5%Syria
Most common first ancestries reported in 32413
  • 17%English
  • 15%Irish
  • 14%American
  • 7%German
  • 5%European
  • 2%Hungarian
  • 1%Italian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 6832010 or later
  • 2082000 to 2009
  • 2071990 to 1999
  • 623Before 1990

Zip code 32413 topographic map

Major facilities with environmental interests located in this zip code:

  • PANAMA CITY BEACH, FL, CITY OF (206 N. GULF BOULEVARD in PANAMA CITY BEACH, FL)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2003-4525, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2003-4525, FORMAL ENFORCEMENT ACTION
  • GULF HIGHLANDS UNIT I SEWER CO (GULF HIGHLANDS UNIT I SUBDIVIS in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: RICHARD JACKSON (CONTACT/OWNER)
    Alternative names: GULF HIGHLANDS UNIT II SEWER C
  • HENSON - LOT 10 ASHLEY DRIVE (ASHLEY DR in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DAVID HENSON (CONTACT/OWNER)
    Alternative names: HENSON - LOTS 11 & 12 ASHLEY D
  • LOUISIANA-PACIFIC WEST BAY SAWMILL (8731 STEELFIELD ROAD in PANAMA CITY BEACH, FL)
    AIR MAJOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: SAWMILLS AND PLANING MILLS, GENERAL
    Organizations: BRUCE MALLORY (CONTACT/OWNER)
    Alternative names: L-P WEST BAY SAWMILL, LOUISIANA-PACIFIC CORP
  • PANAMA CITY BEACH, CITY OF (.06 MILE E OF SR79 AND HWY 98 in PANAMA CITY BEACH, FL)
    (Integrated Compliance Information System) - ICIS-04-2000-0100, FORMAL ENFORCEMENT ACTION
  • PALAZZO (17281 FRONT BEACH RD in PANAMA CITY BCH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DEAN BURGIS (CONTACT/OWNER)
  • LEE CONDO (US 98 A in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: JERRY GEORGE (CONTACT/OWNER)
  • SHARK'S TOOTH AT NORTH LAKE PO (POWELL LAKE CLUB @ CORNER OF C in WEST BAY COUNTY, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: MARK BOUTWELL (CONTACT/OWNER)
  • GRANDE POINTE WEST SUBDIVISION (HOLLY LEAF LANE in UNINCORPORATED, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: RANDY GARDNER (CONTACT/OWNER)
  • GRIFFIN BOULEVARD WAREHOUSE BU (170 GRIFFIN BLVD in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: STEVE COUNTS (CONTACT/OWNER)
  • GULF BOULEVARD WASTEWATER TREA (206 N GULF BLVD in PCB, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: RICHARD JACKSON (CONTACT/OWNER)
  • HERON LANDING @ LAKE POWELL (WILD HERON WAY in PANAMA CITY BEACH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: CHANCE POWELL (CONTACT/OWNER)
  • HUGHES PARKING LOT (17742 ASHLEY DR in PANAMA CITY BCH, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: TERRI HARRINGTON (CONTACT/OWNER)

Zip code 32413 marital status for males
Zip code 32413 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 0.2%

Most commonly used house heating fuel
  • 90.6%Electricity
  • 6.9%Utility gas
  • 0.9%Bottled, tank, or LP gas
  • 0.7%No fuel used
  • 0.6%Other fuel

Population in 1990: 5,646. Population change in the 1990s: +3,532 (+62.6%).

Place of birth for U.S.-born residents:

  • This state: 3,862
  • Northeast: 1,268
  • Midwest: 2,644
  • South: 4,918
  • West: 808

41% of the 32413 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 33% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

85% of the 32413 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 21% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 58% moved from different state.
   Out of people who lived in different houses, 7% moved from abroad.

Year householders moved into unit in Panama City Beach, FL (32413)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 136
Here:

17.4%
Florida:

15.8%
Students in private schools in grades 9 to 12 (high school): 62
Here:

10.5%
Florida:

12.9%
Students in private undergraduate colleges: 8
Here:

2.0%
Florida:

23.6%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 116,552Computer and mathematical occupations
  • 102,117Architecture and engineering occupations
  • 87,971Health diagnosing and treating practitioners and other technical occupations
  • 73,527Business and financial operations occupations
  • 67,553Installation, maintenance, and repair occupations
  • 64,114Management occupations

Companies with federal contracts located in this zip code:

  • MR OFFSHORE INC (15277 PINE CIRCLE in PANAMA CITY BE, FL; small business) : $3,239,982 in 87 contracts from 2000 to 2006
    Contracts for Fishing Vessels, Tugs And Towboats, Other Research and Development -- Engineering Development (R&D), Quality Control Services -- Miscellaneous, and more by Navy
    Signed by year: 2000: $202,500; 2001: $155,000; 2002: $290,000; 2003: $143,750; 2004: $801,402; 2005: $924,941; 2006: $722,389.

    Biggest contracts:
    $384,615 with Navy for Fishing Vessels. Signed on 2006-06-06. Completion date: 2006-09-16.
    $384,615, same as above. Signed on 2005-11-01. Completion date: 2006-02-03.
    $384,615, same as above. Signed on 2006-03-15. Completion date: 2006-06-08.
    $288,460 with Navy for Tugs And Towboats. Signed on 2004-12-21. Completion date: 2005-04-19.
  • BROWN FIRE PROTECTION INC (124 N HWY 79 in PANAMA CITY, FL; small business) : $667,361 in 11 contracts from 2001 to 2006
    Contracts for Other Professional Services, Equipment and Materials Testing -- Fire Fighting, Rescue, and Safety Equipment; and Environmental Protection Equipment and Materials, Other Quality Control, Testing and Inspection Services -- Miscellaneous, Gases: Compressed and Liquefied, and more by Air Force, Navy
    Signed by year: 2000: $0; 2001: $167,300; 2002: $98,702; 2003: $109,061; 2004: $133,584; 2005: $157,814; 2006: $900.

    Biggest contracts:
    $114,751 with Air Force for Other Professional Services. Signed on 2005-10-01. Completion date: 2006-09-30.
    $113,139 with Air Force for Equipment and Materials Testing -- Fire Fighting, Rescue, and Safety Equipment; and Environmental Protection Equipment and Materials. Signed on 2004-10-01. Completion date: 2005-09-30.
    $109,061, same as above. Signed on 2003-10-08. Completion date: 2004-09-30.
    $98,702, same as above. Signed on 2002-11-14. Completion date: 2003-09-30.
  • RENTAL MAX, LLC (127 GRIFFIN BLVD in PANAMA CITY, FL; small business) : $68,800 in 2 contracts in 2006
    $60,400 with Air Force for Lease or Rental of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Signed on 2006-05-24. Completion date: 2006-12-05.
    $8,400, same as above. Signed on 2006-06-12. Completion date: 2006-12-19.
  • CHAMPION LANDSCAPING (116 CRANE ST in PANAMA CITY BE, AL; small business) : $38,791 in 3 contracts from 2000 to 2001
    $76,609 with Air Force for Custodial Janitorial Services. Signed on 2000-11-27. Completion date: 2001-09-30.
    $25,467 with Air Force for Landscaping/Groundskeeping Services. Taking place in DE. Signed on 2001-09-27. Completion date: 2001-11-30.
    -$63,285 with Air Force for Custodial Janitorial Services. Signed on 2001-03-06. Completion date: 2001-02-28.
  • AB FITNESS INC (21710 POMPANO AVE in PANAMA CITY BE, FL; small business)
    $6,000 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Recreational and Athletic Equipment. Signed on 2004-10-01. Completion date: 2005-09-30.
  • STEPHENS BEACH SERVICE INC (17644 FRONT BEACH ROAD in PANAMA CITY, FL; small business)
    $5,000 with Air Force for Recreational and Gymnastic Equipment. Signed on 2005-06-27. Completion date: 2005-07-15.

Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499 employees: 1 establishment)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 2, 20-49: 3, 10-19: 4, 5-9: 5, 1-4: 6)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 6, 10-19: 2, 5-9: 7, 1-4: 3)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 2, 1-4: 1)
  • Construction: Power and Communication Line and Related Structures Construction (100-249: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (50-99: 1, 10-19: 1, 5-9: 1, 1-4: 20)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 12)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2014:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED115$171,647428$213,123450$237,65527$65,8264$1,434,580488$243,91021$74,896
APPLICATIONS APPROVED, NOT ACCEPTED8$197,87245$190,58657$192,9054$74,5750$051$218,4236$82,038
APPLICATIONS DENIED51$177,799160$184,937334$230,10821$61,8120$0281$224,96627$79,921
APPLICATIONS WITHDRAWN27$181,399100$204,627175$215,6647$136,7160$0155$217,1899$101,133
FILES CLOSED FOR INCOMPLETENESS4$161,6209$191,84931$208,5640$00$020$221,6810$0

Detailed HMDA statistics for the following Tracts: 0002.00 , 0027.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$159,3647$203,1962$147,750
APPLICATIONS APPROVED, NOT ACCEPTED8$247,5342$226,6304$276,300
APPLICATIONS DENIED6$137,0833$207,2930$0
APPLICATIONS WITHDRAWN1$125,8801$202,4001$125,880
FILES CLOSED FOR INCOMPLETENESS1$172,8200$00$0

Detailed PMIC statistics for the following Tracts: 0002.00 , 0027.00

Conventional Home Purchase Loans in zip code 32413
Conventional Home Purchase Loans in zip code 32413 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2002 - 2018 the average number of fire incidents per year is 72. The highest number of fires - 122 took place in 2008, and the least - 7 in 2002. The data has an increasing trend.
    Fire incident types in Zip Code 32413 When looking into fire subcategories, the most incidents belonged to: Outside Fires (48.6%), and Structure Fires (30.2%).

    • Fire incident types reported to NFIRS in Zip Code 32413
    • 59848.6%Outside Fires
    • 37230.2%Structure Fires
    • 15512.6%Mobile Property/Vehicle Fires
    • 1058.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32413, Florida

Most common first names in zip code 32413 among deceased individuals
NameCountLived (average)
Robert4971.9 years
James4972.6 years
William3573.8 years
John3075.1 years
Charles2374.0 years
Mary2074.8 years
Richard1970.8 years
George1977.7 years
Thomas1674.2 years
Betty1674.7 years
Most common last names in zip code 32413 among deceased individuals
Last nameCountLived (average)
Smith2073.0 years
Williams1369.5 years
Johnson1075.5 years
Brown1074.6 years
Martin775.6 years
Thompson770.8 years
Sullivan771.0 years
Young679.3 years
Moore681.5 years
Davis675.5 years
Businesses in zip code 32413
NameCountNameCount
AT&T1La Quinta1
Ace Hardware1Lane Bryant1
Advance Auto Parts1Maurices1
Aeropostale1Motherhood Maternity1
American Eagle Outfitters1New York & Co1
Ann Taylor1Nike3
Arby's1Old Navy1
Buffalo Wild Wings1Olive Garden1
Burger King1Pac Sun1
CVS2Panera Bread1
Cache1Payless1
Chico's1Pizza Hut1
Coldwater Creek1Publix Super Markets1
Curves1Red Robin1
Domino's Pizza1Rue211
Famous Footwear1Starbucks3
FedEx3Subway2
GNC1T.G.I. Driday's1
GameStop1Taco Bell1
H&R Block1Toys"R"Us1
Hollister Co.1U-Haul1
JCPenney1UPS1
JoS. A. Bank1Vans1
Journeys1Victoria's Secret1
Justice1Waffle House1
Kroger1
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