Estimated median household income in 2007: $46,537
| This zip code: | $46,537 | | Florida: | $47,804 |
Nearest zip codes: 32407, 32408, 32437, 32405, 32444, 32409.
Panama City Beach Zip Code Map
Housing units in zip code 32413 with a mortgage: 1,506 (123 second mortgage, 101 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 840
Median monthly owner costs for units with a mortgage: $1,282
Median monthly owner costs for units without a mortgage: $366
Residents with income below the poverty level in 2007:
| This zip code: | 9.0% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 5.1 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 315
- 1995 to 1998: 1,185
- 1990 to 1994: 1,230
- 1980 to 1989: 3,374
- 1970 to 1979: 2,301
- 1960 to 1969: 669
- 1950 to 1959: 354
- 1940 to 1949: 132
- 1939 or earlier: 133
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Bedrooms in owner-occupied houses in Panama City Beach, FL (32413): |
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- no bedroom: 29
- 1 bedrooms: 196
- 2 bedrooms: 1,201
- 3 bedrooms: 1,399
- 4 bedrooms: 275
- 5 or more bedrooms: 45
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 64
- 1 bedrooms: 178
- 2 bedrooms: 499
- 3 bedrooms: 332
- 4 bedrooms: 40
- 5 or more bedrooms: 0
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Vehicles available in 32413 zip code in owner-occupied houses/condos: |
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- no vehicle: 38
- 1 vehicle: 1,324
- 2 vehicles: 1,305
- 3 vehicles: 361
- 4 vehicles: 86
- 5 or more vehicles: 31
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 85
- 1 vehicle: 600
- 2 vehicles: 342
- 3 vehicles: 73
- 4 vehicles: 13
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32413:
- Less than $10,000: 31
- $10,000 to $14,999: 16
- $15,000 to $19,999: 16
- $20,000 to $24,999: 17
- $25,000 to $29,999: 40
- $30,000 to $34,999: 40
- $35,000 to $39,999: 32
- $40,000 to $49,999: 51
- $50,000 to $59,999: 37
- $60,000 to $69,999: 86
- $70,000 to $79,999: 63
- $80,000 to $89,999: 46
- $90,000 to $99,999: 63
- $100,000 to $124,999: 282
- $125,000 to $149,999: 212
- $150,000 to $174,999: 361
- $175,000 to $199,999: 690
- $200,000 to $249,999: 1,031
- $250,000 to $299,999: 643
- $300,000 to $399,999: 949
- $400,000 to $499,999: 496
- $500,000 to $749,999: 456
- $750,000 to $999,999: 118
- $1,000,000 or more: 177
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Rent paid by renters in 2007 in zip code 32413:
- Less than $100: 7
- $100 to $149: 8
- $150 to $199: 17
- $200 to $249: 22
- $250 to $299: 2
- $300 to $349: 26
- $350 to $399: 27
- $400 to $449: 61
- $450 to $499: 42
- $500 to $549: 78
- $550 to $599: 34
- $600 to $649: 77
- $650 to $699: 101
- $700 to $749: 11
- $750 to $799: 70
- $800 to $899: 34
- $1,000 to $1,249: 89
- $2,000 or more: 29
- No cash rent: 121
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Median price asked for vacant for-sale houses and condos in 2007: $241,524.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $273,909
- American Indian or Alaska Native householders: $185,407
- Asian householders: $185,407
- Some other race householders: $24,718
- Two or more races householders: $234,849
- Hispanic or Latino householders: $177,249
Estimated median house or condo value in 2007: $242,492 (it was $97,600 in 2000)
| 32413: | $242,492 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $166,140 - $380,107
Mean price in 2007:
Detached houses: $322,311| Here: | $322,311 | | State: | $334,342 |
Townhouses or other attached units: $554,745| Here: | $554,745 | | State: | $258,333 |
In 2-unit structures: $337,579| Here: | $337,579 | | State: | $289,450 |
In 3-to-4-unit structures: $163,405| Here: | $163,405 | | State: | $240,504 |
In 5-or-more-unit structures: $389,779| Here: | $389,779 | | State: | $281,565 |
Mobile homes: $43,467| Here: | $43,467 | | State: | $43,568 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,833
- One, attached: 575
- Two: 231
- 3 or 4: 257
- 5 to 9: 525
- 10 to 19: 404
- 20 to 49: 614
- 50 or more: 780
- Mobile homes: 1,474

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Means of transportation to work
- Drove a car alone: 3,210 (75%)
- Carpooled: 642 (15%)
- Taxi: 10 (0%)
- Motorcycle: 12 (0%)
- Bicycle: 9 (0%)
- Walked: 191 (4%)
- Other means: 100 (2%)
- Worked at home: 106 (2%)
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Travel time to work
- Less than 5 minutes: 239
- 5 to 9 minutes: 638
- 10 to 14 minutes: 761
- 15 to 19 minutes: 543
- 20 to 24 minutes: 555
- 25 to 29 minutes: 170
- 30 to 34 minutes: 603
- 35 to 39 minutes: 79
- 40 to 44 minutes: 137
- 45 to 59 minutes: 247
- 60 to 89 minutes: 88
- 90 or more minutes: 114
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Percentage of zip code residents living and working in this county: 87.6%
Household type by relationship
Households: 9,382
- In family households: 7,521 (1,985 male householders, 690 female householders)
2,259 spouses, 2,025 children (1,807 natural, 47 adopted, 171 stepchildren), 150 grandchildren, 84 brothers or sisters, 30 parents, 118 other relatives, 180 non-relatives
- In nonfamily households: 1,861 (729 male householders (564 living alone)), 793 female householders (673 living alone)), 339 nonrelatives
Size of family households: 1,521 2-persons, 496 3-persons, 412 4-persons, 177 5-persons, 38 6-persons, 31 7-or-more-persons.
Size of nonfamily households: 1,237 1-person, 268 2-persons, 17 3-persons.
1,026 married couples with children.
377 single-parent households (124 men, 253 women).
95.1% of residents of 32413 zip code speak English at home.
2.1% of residents speak Spanish at home (41% very well, 44% well, 14% not well).
2.4% of residents speak other Indo-European language at home (67% very well, 6% well, 27% not well).
0.4% of residents speak Asian or Pacific Island language at home (54% very well, 46% well).
Foreign born population: 314 (3.4%)
(45.2% of them are naturalized citizens)
| This zip code: | 3.4% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
- Canada (18%)
- Germany (15%)
- Guatemala (13%)
- United Kingdom (11%)
- Italy (9%)
- Poland (5%)
- France (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 21
- 1990 to 1994: 78
- 1985 to 1989: 38
- 1980 to 1984: 0
- 1975 to 1979: 20
- 1970 to 1974: 14
- 1970 to 1974: 35
- 1965 to 1969: 108
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White population: 8,792
Black population: 75
American Indian population: 80
Asian population: 82
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 29
Two or more races population: 116

First ancestries reported:
|  United States or American: 1261 |
|  German: 1251 |
|  English: 1065 |
|  Irish: 958 |
|  Other groups: 776 |
|  French (except Basque): 436 |
|  Scottish: 268 |
|  Scotch-Irish: 241 |
|  Italian: 198 |
|  Norwegian: 110 |
|  Dutch: 98 |
|  Swedish: 90 |
|  Welsh: 84 |
|  Polish: 74 |
|  British: 64 |
|  European: 61 |
|  Danish: 48 |
|  Greek: 43 |
|  Canadian: 32 |
|  French Canadian: 29 |
|  Lithuanian: 25 |
|  Hungarian: 23 |
|  Scandinavian: 18 |
|  Arab:: 17 |
|  Portuguese: 16 |
|  Russian: 16 |
|  Swiss: 16 |
|  Czech: 15 |
|  Lebanese: 11 |
|  Romanian: 8 |
|  Austrian: 8 |
|  Estonian: 6 |
|  Syrian: 6 |
|  Ukrainian: 5 |

Major facitilies with environmental interests located in this zip code:
- PANAMA CITY BEACH, FL, CITY OF (206 N. GULF BOULEVARD in PANAMA CITY BEACH, FL)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2003-4525, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-04-2003-4525, FORMAL ENFORCEMENT ACTION
- GULF HIGHLANDS UNIT I SEWER CO (GULF HIGHLANDS UNIT I SUBDIVIS in PANAMA CITY BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: RICHARD JACKSON (CONTACT/OWNER)
Alternative names: GULF HIGHLANDS UNIT II SEWER C
- HENSON - LOT 10 ASHLEY DRIVE (ASHLEY DR in PANAMA CITY BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DAVID HENSON (CONTACT/OWNER)
Alternative names: HENSON - LOTS 11 & 12 ASHLEY D
- LOUISIANA-PACIFIC WEST BAY SAWMILL (8731 STEELFIELD ROAD in PANAMA CITY BEACH, FL)
AIR MAJOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: SAWMILLS AND PLANING MILLS, GENERAL
Organizations: BRUCE MALLORY (CONTACT/OWNER)
Alternative names: L-P WEST BAY SAWMILL, LOUISIANA-PACIFIC CORP
- PANAMA CITY BEACH, CITY OF (.06 MILE E OF SR79 AND HWY 98 in PANAMA CITY BEACH, FL)
(Integrated Compliance Information System) - ICIS-04-2000-0100, FORMAL ENFORCEMENT ACTION
- PALAZZO (17281 FRONT BEACH RD in PANAMA CITY BCH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DEAN BURGIS (CONTACT/OWNER)
- LEE CONDO (US 98 A in PANAMA CITY BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: JERRY GEORGE (CONTACT/OWNER)
- SHARK'S TOOTH AT NORTH LAKE PO (POWELL LAKE CLUB @ CORNER OF C in WEST BAY COUNTY, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: MARK BOUTWELL (CONTACT/OWNER)
- GRANDE POINTE WEST SUBDIVISION (HOLLY LEAF LANE in UNINCORPORATED, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: RANDY GARDNER (CONTACT/OWNER)
- GRIFFIN BOULEVARD WAREHOUSE BU (170 GRIFFIN BLVD in PANAMA CITY BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: STEVE COUNTS (CONTACT/OWNER)
- GULF BOULEVARD WASTEWATER TREA (206 N GULF BLVD in PCB, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: RICHARD JACKSON (CONTACT/OWNER)
- HERON LANDING @ LAKE POWELL (WILD HERON WAY in PANAMA CITY BEACH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: CHANCE POWELL (CONTACT/OWNER)
- HUGHES PARKING LOT (17742 ASHLEY DR in PANAMA CITY BCH, FL)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: TERRI HARRINGTON (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 32413
- Flamingo Motel, 15524 W Front BCH Rd, Panama City Beach, FL 32413
- Gulfview Motel, 14501 W Front BCH Rd, Panama City Beach, FL 32413
- Holiday Hills Motel, 380 HL Rd, Panama City Beach, FL 32413
- Catalina Court Motel, 20014 W Front BCH Rd, Panama City Beach, FL 32413
- Tourway Motel, 14701 W Front BCH Rd, Panama City Beach, FL 32413
- Imperial Inn Motel, 16819 W Front BCH Rd, Panama City Beach, FL 32413
- Impala Motel, 17751 W Front BCH Rd, Panama City Beach, FL 32413
- Trips Motel, 14929 W Front BCH Rd, Panama City Beach, FL 32413
- 47 other hotels and motels
All 55 fire-safe hotels and motels in zip code 32413
Median worth of mobile homes: $65,020
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (84%)
- Utility gas (8%)
- Bottled, tank, or LP gas (6%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 1913
- Northeast: 1228
- Midwest: 1623
- South: 3687
- West: 477
41% of the 32413 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 33% lived in this county.
Out of people who lived in different counties, 20% lived in Florida.
Population in 1990: 5,646. Population change in the 1990s: +3,532 (+62.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 32
| Here: | 4.0% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 23
| Here: | 5.7% | | Florida: | 9.7% |
Students in private undergraduate colleges: 67
| Here: | 25.1% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MR OFFSHORE INC (15277 PINE CIRCLE in PANAMA CITY BE, FL; small business): $3,239,982 in 87 contracts from 2000 to 2006
Contracts for Fishing Vessels, Tugs And Towboats, Other Research and Development -- Engineering Development (R&D), Quality Control Services -- Miscellaneous, and more by Navy Signed by year: 2000: $202,500; 2001: $155,000; 2002: $290,000; 2003: $143,750; 2004: $801,402; 2005: $924,941; 2006: $722,389.
Biggest contracts:
$384,615 with Navy for Fishing Vessels. Signed on 2006-06-06. Completion date: 2006-09-16.
$384,615, same as above. Signed on 2005-11-01. Completion date: 2006-02-03.
$384,615, same as above. Signed on 2006-03-15. Completion date: 2006-06-08.
$288,460 with Navy for Tugs And Towboats. Signed on 2004-12-21. Completion date: 2005-04-19.
- BROWN FIRE PROTECTION INC (124 N HWY 79 in PANAMA CITY, FL; small business): $667,361 in 11 contracts from 2001 to 2006
Contracts for Other Professional Services, Equipment and Materials Testing -- Fire Fighting, Rescue, and Safety Equipment; and Environmental Protection Equipment and Materials, Other Quality Control, Testing and Inspection Services -- Miscellaneous, Gases: Compressed and Liquefied, and more by Air Force, Navy Signed by year: 2000: $0; 2001: $167,300; 2002: $98,702; 2003: $109,061; 2004: $133,584; 2005: $157,814; 2006: $900.
Biggest contracts:
$114,751 with Air Force for Other Professional Services. Signed on 2005-10-01. Completion date: 2006-09-30.
$113,139 with Air Force for Equipment and Materials Testing -- Fire Fighting, Rescue, and Safety Equipment; and Environmental Protection Equipment and Materials. Signed on 2004-10-01. Completion date: 2005-09-30.
$109,061, same as above. Signed on 2003-10-08. Completion date: 2004-09-30.
$98,702, same as above. Signed on 2002-11-14. Completion date: 2003-09-30.
- RENTAL MAX, LLC (127 GRIFFIN BLVD in PANAMA CITY, FL; small business): $68,800 in 2 contracts in 2006
$60,400 with Air Force for Lease or Rental of Equipment -- Ground Effect Vehicles, Motor Vehicles, Trailers, and Cycles. Signed on 2006-05-24. Completion date: 2006-12-05.
$8,400, same as above. Signed on 2006-06-12. Completion date: 2006-12-19.
- CHAMPION LANDSCAPING (116 CRANE ST in PANAMA CITY BE, AL; small business): $38,791 in 3 contracts from 2000 to 2001
$76,609 with Air Force for Custodial Janitorial Services. Signed on 2000-11-27. Completion date: 2001-09-30.
$25,467 with Air Force for Landscaping/Groundskeeping Services. Taking place in DE. Signed on 2001-09-27. Completion date: 2001-11-30.
$-63,285 with Air Force for Custodial Janitorial Services. Signed on 2001-03-06. Completion date: 2001-02-28.
- AB FITNESS INC (21710 POMPANO AVE in PANAMA CITY BE, FL; small business)
$6,000 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Recreational and Athletic Equipment. Signed on 2004-10-01. Completion date: 2005-09-30.
- STEPHENS BEACH SERVICE INC (17644 FRONT BEACH ROAD in PANAMA CITY, FL; small business)
$5,000 with Air Force for Recreational and Gymnastic Equipment. Signed on 2005-06-27. Completion date: 2005-07-15.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499 employees: 1 establishment)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 2, 20-49: 3, 10-19: 4, 5-9: 5, 1-4: 6)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 6, 10-19: 2, 5-9: 7, 1-4: 3)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 4, 10-19: 2, 1-4: 1)
- Construction: Power and Communication Line and Related Structures Construction (100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (50-99: 1, 10-19: 1, 5-9: 1, 1-4: 20)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 12)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 5
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 7
- Vehicles involved in fatal accidents: 12
- Fatal accidents caused by drunken drivers: 4
- Fatalities: 8
- Persons involved in fatal accidents: 20
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $181,950 | 1,909 | $266,121 | 729 | $253,782 | 83 | $84,839 | 5 | $284,642 | 1,894 | $277,829 | 67 | $91,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $138,530 | 514 | $249,806 | 141 | $263,378 | 20 | $61,260 | 1 | $392,580 | 482 | $257,348 | 19 | $77,083 |
| APPLICATIONS DENIED | 12 | $160,713 | 757 | $298,110 | 533 | $293,678 | 70 | $108,237 | 0 | $0 | 732 | $289,959 | 68 | $85,908 |
| APPLICATIONS WITHDRAWN | 14 | $182,463 | 307 | $288,896 | 214 | $270,450 | 21 | $93,218 | 0 | $0 | 324 | $281,987 | 28 | $101,102 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $217,040 | 125 | $293,415 | 80 | $338,546 | 5 | $140,992 | 0 | $0 | 139 | $317,485 | 2 | $74,850 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $169,054 | 1,847 | $259,435 | 954 | $255,415 | 128 | $140,631 | 10 | $205,679 | 1,860 | $274,071 | 84 | $105,904 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $130,423 | 298 | $251,863 | 176 | $247,378 | 15 | $182,847 | 1 | $264,570 | 298 | $270,796 | 24 | $87,885 |
| APPLICATIONS DENIED | 8 | $173,886 | 530 | $263,317 | 482 | $282,158 | 52 | $111,297 | 0 | $0 | 493 | $308,896 | 77 | $87,036 |
| APPLICATIONS WITHDRAWN | 8 | $136,990 | 284 | $285,889 | 325 | $232,925 | 34 | $99,061 | 0 | $0 | 282 | $304,005 | 17 | $88,996 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $185,620 | 68 | $253,930 | 73 | $241,106 | 5 | $50,840 | 0 | $0 | 72 | $257,459 | 3 | $83,747 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $134,319 | 1,970 | $273,772 | 1,093 | $232,460 | 100 | $108,057 | 6 | $1,105,383 | 1,985 | $283,373 | 87 | $91,739 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $102,140 | 231 | $226,918 | 150 | $211,947 | 18 | $67,590 | 0 | $0 | 222 | $253,582 | 30 | $75,898 |
| APPLICATIONS DENIED | 6 | $95,650 | 441 | $278,262 | 409 | $233,458 | 63 | $86,545 | 0 | $0 | 395 | $295,773 | 82 | $71,340 |
| APPLICATIONS WITHDRAWN | 4 | $113,988 | 326 | $286,490 | 346 | $207,630 | 30 | $201,241 | 0 | $0 | 278 | $303,292 | 26 | $92,637 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 49 | $316,050 | 60 | $188,962 | 8 | $87,388 | 0 | $0 | 52 | $279,008 | 1 | $106,600 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $137,149 | 1,882 | $240,445 | 967 | $155,050 | 70 | $88,997 | 5 | $210,546 | 1,802 | $237,291 | 84 | $74,622 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $128,505 | 250 | $207,015 | 143 | $175,405 | 8 | $60,914 | 0 | $0 | 193 | $230,582 | 29 | $65,371 |
| APPLICATIONS DENIED | 11 | $122,187 | 349 | $237,734 | 349 | $135,140 | 64 | $64,093 | 0 | $0 | 295 | $241,294 | 80 | $74,762 |
| APPLICATIONS WITHDRAWN | 8 | $133,730 | 272 | $258,127 | 317 | $151,528 | 20 | $77,114 | 0 | $0 | 241 | $268,199 | 25 | $92,938 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 39 | $210,603 | 79 | $176,206 | 7 | $91,440 | 0 | $0 | 32 | $237,279 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $127,253 | 1,283 | $161,426 | 1,545 | $126,095 | 44 | $51,885 | 5 | $331,774 | 1,465 | $161,025 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $86,290 | 95 | $149,282 | 157 | $120,935 | 8 | $24,510 | 0 | $0 | 87 | $172,879 |
| APPLICATIONS DENIED | 9 | $82,129 | 153 | $122,570 | 420 | $112,746 | 34 | $54,350 | 0 | $0 | 144 | $151,707 |
| APPLICATIONS WITHDRAWN | 9 | $99,763 | 168 | $196,418 | 256 | $119,531 | 10 | $44,059 | 0 | $0 | 164 | $194,012 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 35 | $180,905 | 64 | $159,678 | 3 | $46,940 | 0 | $0 | 38 | $243,601 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $108,414 | 1,001 | $128,607 | 926 | $125,536 | 38 | $29,415 | 6 | $120,193 | 935 | $143,131 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $92,857 | 61 | $108,187 | 131 | $100,368 | 8 | $24,416 | 0 | $0 | 45 | $151,492 |
| APPLICATIONS DENIED | 16 | $86,933 | 130 | $121,479 | 303 | $99,222 | 31 | $21,792 | 1 | $297,640 | 101 | $154,967 |
| APPLICATIONS WITHDRAWN | 12 | $110,507 | 106 | $144,851 | 208 | $101,987 | 1 | $7,470 | 0 | $0 | 99 | $152,977 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 25 | $149,830 | 56 | $143,556 | 0 | $0 | 0 | $0 | 25 | $206,576 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 75 | $100,344 | 886 | $125,153 | 727 | $107,755 | 39 | $23,639 | 3 | $965,810 | 705 | $138,679 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 88 | $81,682 | 97 | $91,163 | 10 | $79,182 | 0 | $0 | 38 | $129,696 |
| APPLICATIONS DENIED | 7 | $67,050 | 155 | $91,043 | 271 | $81,663 | 37 | $16,366 | 0 | $0 | 68 | $129,444 |
| APPLICATIONS WITHDRAWN | 4 | $92,543 | 54 | $122,006 | 202 | $92,770 | 6 | $39,818 | 0 | $0 | 63 | $134,084 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $92,810 | 21 | $96,511 | 45 | $85,625 | 4 | $24,003 | 0 | $0 | 27 | $90,046 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $91,220 | 913 | $113,871 | 233 | $91,834 | 45 | $21,779 | 1 | $120,550 | 515 | $124,597 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $59,065 | 123 | $75,904 | 49 | $79,699 | 13 | $22,561 | 0 | $0 | 34 | $88,611 |
| APPLICATIONS DENIED | 8 | $68,149 | 313 | $60,941 | 172 | $65,844 | 36 | $21,616 | 0 | $0 | 64 | $90,880 |
| APPLICATIONS WITHDRAWN | 9 | $73,061 | 60 | $146,575 | 83 | $69,571 | 9 | $52,829 | 0 | $0 | 40 | $177,956 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $71,830 | 36 | $118,778 | 15 | $99,599 | 2 | $42,165 | 0 | $0 | 10 | $123,535 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $93,890 | 455 | $112,931 | 196 | $86,073 | 33 | $21,896 | 232 | $124,839 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $63,970 | 43 | $60,026 | 41 | $77,118 | 7 | $19,257 | 11 | $111,771 |
| APPLICATIONS DENIED | 3 | $89,660 | 128 | $62,144 | 110 | $63,587 | 19 | $19,831 | 31 | $78,095 |
| APPLICATIONS WITHDRAWN | 2 | $71,010 | 34 | $100,799 | 62 | $72,902 | 8 | $72,626 | 15 | $113,030 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $34,720 | 10 | $97,272 | 14 | $75,408 | 1 | $36,590 | 7 | $93,929 |
Detailed HMDA statistics for the following Tracts:
0002.00
, 0027.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 291 | $252,813 | 34 | $241,188 | 209 | $258,681 | 2 | $136,915 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 60 | $282,036 | 18 | $265,756 | 47 | $289,878 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $296,570 | 1 | $328,570 | 10 | $308,519 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $331,091 | 6 | $235,798 | 11 | $349,232 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $329,854 | 3 | $225,023 | 5 | $338,388 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $256,000 | 29 | $282,231 | 111 | $267,809 | 4 | $137,653 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $273,895 | 12 | $276,055 | 30 | $292,268 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $309,873 | 4 | $191,810 | 15 | $311,932 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $188,820 | 0 | $0 | 1 | $188,820 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 241 | $247,947 | 24 | $234,700 | 184 | $253,485 | 3 | $176,277 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $249,982 | 15 | $238,727 | 38 | $265,661 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $425,890 | 1 | $160,020 | 9 | $377,173 | 1 | $240,030 |
| APPLICATIONS WITHDRAWN | 11 | $303,068 | 4 | $326,338 | 11 | $331,581 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $244,298 | 1 | $311,510 | 3 | $283,770 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 319 | $191,675 | 27 | $159,217 | 241 | $197,072 | 7 | $97,569 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $204,561 | 23 | $129,462 | 23 | $228,891 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $420,320 | 0 | $0 | 2 | $540,335 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $168,888 | 4 | $181,933 | 10 | $189,144 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $151,320 | 0 | $0 | 2 | $171,960 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 331 | $140,392 | 118 | $126,144 | 228 | $141,959 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 57 | $126,656 | 30 | $119,865 | 26 | $135,558 |
| APPLICATIONS DENIED | 4 | $265,368 | 4 | $97,703 | 5 | $246,430 |
| APPLICATIONS WITHDRAWN | 15 | $151,841 | 9 | $143,572 | 9 | $155,516 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $105,610 | 1 | $220,830 | 1 | $105,610 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 312 | $113,394 | 84 | $133,983 | 191 | $117,448 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 57 | $115,207 | 40 | $119,060 | 36 | $117,307 |
| APPLICATIONS DENIED | 5 | $84,704 | 4 | $91,143 | 2 | $91,745 |
| APPLICATIONS WITHDRAWN | 14 | $109,331 | 4 | $153,620 | 9 | $130,742 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $88,540 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 287 | $111,536 | 64 | $112,868 | 164 | $111,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 41 | $105,164 | 19 | $108,685 | 20 | $111,641 |
| APPLICATIONS DENIED | 5 | $106,716 | 4 | $111,818 | 3 | $76,453 |
| APPLICATIONS WITHDRAWN | 7 | $195,823 | 2 | $110,415 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 231 | $99,585 | 18 | $115,710 | 112 | $90,678 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $113,892 | 8 | $119,631 | 19 | $123,545 |
| APPLICATIONS DENIED | 9 | $98,857 | 2 | $97,080 | 4 | $120,283 |
| APPLICATIONS WITHDRAWN | 12 | $105,337 | 2 | $244,260 | 5 | $172,158 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $58,140 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $104,601 | 13 | $100,145 | 63 | $104,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $116,210 | 1 | $93,640 | 3 | $90,647 |
| APPLICATIONS DENIED | 7 | $106,857 | 0 | $0 | 3 | $97,837 |
| APPLICATIONS WITHDRAWN | 7 | $111,361 | 0 | $0 | 3 | $106,253 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $109,410 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0002.00
, 0027.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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