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32405 Zip Code Detailed Profile

 


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Profiles Panama City, FL (32405) houses, apartments, residents, cars, jobs...

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Cities: Panama City, FL (39.98%), Cedar Grove, FL (8.88%), Lynn Haven, FL (8.52%), Pretty Bayou, FL (7.86%), Springfield, FL (3.81%)
County: Bay County, FL

Zip code population in 2010: 13,925
Zip code population (2000): 26,243



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Houses and condos: 13,665
Renter-occupied apartments: 4,731
% of renters here:

40%
State:

31%

Mar. 2012 cost of living index in zip code 32405: 85.7 (less than average, U.S. average is 100)

Land area: 19.0 sq. mi.
Water area: 4.5 sq. mi.
Population density: 733 people per square mile 
 
 (low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.6% ($1,065)
Florida:

1.0% ($1,882)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,327 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $802 (0.6%)

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Males: 14,170  (48.2%)
Females: 15,246  (51.8%)

Zip code 32405 races chart

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32405, FL forum
Recent posts about zip code 32405 area on our local forum with over 1,500,000 registered users:
Small town question  (4 replies)
small town  (36 replies)
Urban population: 13,916
Rural population: 8

Estimated median house/condo value in 2010: $176,389
32405:

$176,389
Florida:

$187,400



According to our research of Florida and other state lists there were 52 registered sex offenders living in 32405 zip code as of May 21, 2013.
The ratio of number of residents in zip code 32405 to the number of sex offenders is 566 to 1.


Median resident age:
This zip code:

37.6 years
Florida median age:

40.5 years

Average household size:
This zip code:

2.4 people
Florida:

2.6 people

Averages for the 2004 tax year for zip code 32405, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,583 (Individual Income Tax Returns)
Here:

$46,583
State:

$50,523

Salary/wage: $35,707 (reported on 84.0% of returns)
Here:

$35,707
State:

$39,563
(% of AGI for various income ranges: 101.6% for AGIs below $10k, 80.7% for AGIs $10k-25k, 77.8% for AGIs $25k-50k, 73.7% for AGIs $50k-75k, 73.9% for AGIs $75k-100k, 46.3% for AGIs over 100k)

Taxable interest for individuals: $1,699 (reported on 41.2% of returns)
This zip code:

$1,699
Florida:

$3,211
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,921 (reported on 19.4% of returns)
Here:

$2,921
State:

$6,129
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$30,859 (reported on 16.5% of returns)
Here:

+$30,859
State:

+$27,205
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 25.1% for AGIs over 100k)

Profit/loss from business: +$15,933 (reported on 12.2% of returns)
Here:

+$15,933
State:

+$10,634
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 6.2% for AGIs over 100k)

IRA payment deduction: $3,026 (reported on 2.7% of returns)
32405:

$3,026
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,825 (reported on 0.5% of returns)
Here:

$13,825
Florida:

$15,857

Total itemized deductions: $17,300 (17% of AGI, reported on 20.5% of returns)
Here:

$17,300
State:

$20,370

Here:

17.3% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 7.1% for AGIs over 100k)

Charity contributions deductions: $5,324 (5% of AGI, reported on 17.4% of returns)
Here:

$5,324
State:

$4,064

Here:

5.0% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $8,041 (reported on 74.0% of returns)
32405:

$8,041
State:

$9,431
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 19.9% for AGIs over 100k)

Earned income credit: $1,748 (reported on 18.7% of returns)
Here:

$1,748
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 51.8%
Here:

52%
State:

60%
(% for various income ranges: 48.0% for AGIs below $10k, 53.0% for AGIs $10k-25k, 51.4% for AGIs $25k-50k, 50.2% for AGIs $50k-75k, 48.4% for AGIs $75k-100k, 63.8% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$47,298
Florida:

$46,077

Panama City, FL (32405) map

Nearest zip codes: 32444, 32401, 32408, 32407, 32409, 32404.
Cedar Grove Zip Code Map

Percentage of family households:
This zip code:

48.4%
Florida:

46.5%


Housing units in zip code 32405 with a mortgage: 4,180 (388 second mortgage, 730 home equity loan, 120 both second mortgage and home equity loan)
Houses without a mortgage: 2,866

Median monthly owner costs for units with a mortgage: $1,359

Median monthly owner costs for units without a mortgage: $414

Residents with income below the poverty level in 2010:
This zip code:

16.7%
Whole state:

15.0%

Residents with income below 50% of the poverty level in 2010:
This zip code:

10.2%
Whole state:

8.5%

Median number of rooms in houses and condos:
Here:

6.0
State:

5.8

Median number of rooms in apartments:
Here:

4.5
State:

4.3


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 32405: Baldwin Plaza (A), Saint Andrews Plaza (B), Chipola Aviation Air Ambulance (C), Airport Fire Department (D), Panama City Fire Department Station 4 (E), Lynn Haven Fire Department Station 2 (F), Panama City Fire Department Station 2 (G), Panama City Fire Department Station 5 (H), Hiland Park Fire Department (I), Northwest Side Volunteer Fire Department (J). Display/hide their locations on the map

Shopping Centers: Southwood Shopping Center (1), Panama City Mall (2). Display/hide their locations on the map

Churches in zip code 32405 include: Northside Church (A), Greater Bethel African Methodist Episcopal Church (B), Deer Point Lake Assembly of God Church (C), Greater Friendship Baptist Church (D), Calvary Baptist Church (E), Macedonia Baptist Church (F), Parkway Baptist Church (G), Presbyterian Church in America (H), Trinity Lutheran Church (I). Display/hide their locations on the map

Cemeteries: Evergreen Memorial Gardens (1), Greenwood Cemetery (2). Display/hide their locations on the map

Parks in zip code 32405 include: Gray Park (1), Linos Park (2). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 896
  • 2000 to 2004: 2,442
  • 1990 to 1999: 2,344
  • 1980 to 1989: 2,696
  • 1970 to 1979: 2,734
  • 1960 to 1969: 1,499
  • 1950 to 1959: 1,505
  • 1940 to 1949: 668
  • 1939 or earlier: 707


Zip code 32405 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 32405 household income distribution in 2009

Zip code 32405 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 32405:

  • Less than $10,000: 440
  • $10,000 to $14,999: 400
  • $15,000 to $19,999: 481
  • $20,000 to $24,999: 142
  • $25,000 to $29,999: 499
  • $30,000 to $34,999: 221
  • $35,000 to $39,999: 213
  • $40,000 to $49,999: 209
  • $50,000 to $59,999: 178
  • $60,000 to $69,999: 289
  • $70,000 to $79,999: 293
  • $80,000 to $89,999: 737
  • $90,000 to $99,999: 431
  • $100,000 to $124,999: 806
  • $125,000 to $149,999: 845
  • $150,000 to $174,999: 1,124
  • $175,000 to $199,999: 722
  • $200,000 to $249,999: 833
  • $250,000 to $299,999: 966
  • $300,000 to $399,999: 895
  • $400,000 to $499,999: 571
  • $500,000 to $749,999: 206
  • $750,000 to $999,999: 620
  • $1,000,000 or more: 204

 



32405 rent paid by renters

Rent paid by renters in 2010 in zip code 32405:

  • Less than $100: 188
  • $100 to $149: 219
  • $150 to $199: 527
  • $200 to $249: 2,748
  • $250 to $299: 207
  • $300 to $349: 249
  • $350 to $399: 260
  • $400 to $449: 297
  • $450 to $499: 444
  • $500 to $549: 612
  • $550 to $599: 482
  • $600 to $649: 589
  • $650 to $699: 557
  • $700 to $749: 1,078
  • $750 to $799: 669
  • $800 to $899: 634
  • $900 to $999: 705
  • $1,000 to $1,249: 1,064
  • $1,250 to $1,499: 145
  • $1,500 to $1,999: 192
  • $2,000 or more: 508
  • No cash rent: 412
 


Median price asked for vacant for-sale houses and condos in 2010: $126,168.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $192,113
  • Black or African American householders: $138,289
  • American Indian or Alaska Native householders: $154,617
  • Asian householders: $302,381
  • Some other race householders: $151,190
  • Two or more races householders: $199,572
  • Hispanic or Latino householders: $174,776

Estimated median house or condo value in 2010: $176,389
32405:

$176,389
Florida:

$187,400
Lower value quartile - upper value quartile: $126,323 - $240,289

Mean price in 2010:

Detached houses: $238,787
Here:

$238,787
State:

$282,186

Townhouses or other attached units: $128,328
Here:

$128,328
State:

$203,006

Mobile homes: $63,811
Here:

$63,811
State:

$81,216

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 8,007
  • One, attached: 800
  • Two: 810
  • 3 or 4: 1,357
  • 5 to 9: 3,084
  • 10 to 19: 827
  • 20 to 49: 847
  • 50 or more: 1,090
  • Mobile homes: 1,623
  • Boats, RVs, vans, etc.: 250
32405 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 11,148 (83%)
  • Carpooled: 1,532 (11%)
  • Bus or trolley bus: 273 (2%)
  • Taxi: 70 (1%)
  • Motorcycle: 147 (1%)
  • Bicycle: 886 (7%)
  • Walked: 235 (2%)
  • Other means: 445 (3%)
  • Worked at home: 421 (3%)
 

32405 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 693
  • 5 to 9 minutes: 1,987
  • 10 to 14 minutes: 2,768
  • 15 to 19 minutes: 2,840
  • 20 to 24 minutes: 2,134
  • 25 to 29 minutes: 630
  • 30 to 34 minutes: 1,360
  • 35 to 39 minutes: 466
  • 40 to 44 minutes: 774
  • 45 to 59 minutes: 505
  • 60 to 89 minutes: 424
  • 90 or more minutes: 221
 

Percentage of zip code residents living and working in this county: 96.5%

Household type by relationship:

Households: 25,695
  • In family households: 21,567 (5,484 male householders, 1,762 female householders)
    5,510 spouses, 7,422 children (6,847 natural, 202 adopted, 373 stepchildren), 315 grandchildren, 190 brothers or sisters, 157 parents, 284 other relatives, 443 non-relatives
  • In nonfamily households: 4,128 (1,569 male householders (1,215 living alone)), 1,857 female householders (1,603 living alone)), 702 nonrelatives
  • In group quarters: 669 (619 institutionalized population)

Size of family households: 3,517 2-persons, 1,888 3-persons, 1,243 4-persons, 727 5-persons, 297 6-persons, 144 7-or-more-persons

Size of nonfamily households: 3,538 1-person, 828 2-persons, 1,377 3-persons, 797 4-persons

4,053 married couples with children.
2,698 single-parent households (978 men, 1,720 women).

91.2% of residents of 32405 zip code speak English at home.
16.9% of residents speak Spanish at home (19% very well, 26% well, 39% not well, 15% not at all).
10.2% of residents speak other Indo-European language at home (63% very well, 24% well, 13% not well).
18.2% of residents speak Asian or Pacific Island language at home (21% very well, 49% well, 7% not well, 23% not at all).
8.6% of residents speak other language at home (42% very well, 44% well, 10% not well, 4% not at all).

Foreign born population: 1,464 (5.0%)
(54.7% of them are naturalized citizens)
This zip code:

5.0%
Whole state:

19.2%

Most common places of birth for the foreign-born residents:

  • Germany (14%)
  • Philippines (9%)
  • United Kingdom (9%)
  • India (8%)
  • Canada (6%)
  • Pakistan (5%)
  • Mexico (5%)

Year of entry for the foreign-born population

  • 2000 or later: 489
  • 1990 to 1999: 592
  • 1980 to 1989: 397
  • Before 1980: 576

Races in zip code 32405:

White population: 22,004
Black population: 5,467
American Indian population: 339
Asian population: 961
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 144
Two or more races population: 1,007
Hispanic or Latino population: 1,762

Zip code 32405 topographic map

Public primary/middle schools in zip code 32405 not listed on the city page:

  • LUCILLE MOORE ELEMENTARY SCHOOL (Students: 612; Location: 1900 MICHIGAN AVENUE, PANAMA CITY, FL; Grades: PK - 05)
  • CEDAR GROVE ELEMENTARY SCHOOL (Students: 566; Location: 2826 E 15TH STREET, PANAMA CITY, FL; Grades: PK - 05)
  • MARGARET K. LEWIS EXCEPTIONAL SCHOOL (Students: 168; Location: 1527 LINCOLN AVENUE, PANAMA CITY, FL; Grades: PK - 12)
  • NEW HORIZONS LEARNING CENTER (Students: 155; Location: 3100 MINNESOTA AVENUE, PANAMA CITY, FL; Grades: 06 - 12)
  • BAY CO. BEHAVIORAL HEALTH CENTER (Students: 31; Location: 1940 HARRISON AVE, PANAMA CITY, FL; Grades: 06 - 12)
  • TOM P. HANEY VOCATIONAL-TECHNICAL CENTER (Location: 3016 HIGHWAY 77, PANAMA CITY, FL; Grades: N - N )

Major facilities with environmental interests located in this zip code:

  • PANAMA CITY ENVIRO LAB, CITY OF (2226 MICHIGAN AVENUE in PANAMA CITY, FL)
    STATE MASTER (FDM) - WAFR-FL0020451, DOMESTIC WASTEWATER PROGRAM, WAFR-FLR05F653, NPDES STORMWATER PROGRAM, NPDES STORMWATER PERMIT
    STATE MASTER (FDM) - CHAZ-FLR000035519, HAZARDOUS WASTE REGULATION PROGRAM
    National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: SEWERAGE SYSTEMS; TESTING LABORATORIES
    Organizations: CITY OF PANAMA CITY, BILLY TOLSON (CONTACT/OWNER) , NEIL FRAVEL (CONTACT/OWNER) , DAVID E BANKA (CONTACT/OWNER) , CITY OF PANAMA CITY (CONTACT/PERMIT)
    Alternative names: CITY OF PANAMA CITY ENVIRO LAB, PANAMA CITY-ST ANDREWS STP, Saint ANDREWS WWTP, ST. ANDREWS WASTEWATER TREATME, ST. ANDREWS WASTEWATER TREATMENT PLANT, ST ANDREWS WWTF
  • COUCH READY MIX - PANAMA CITY (1601 MAPLE AVENUE in PANAMA CITY, FL)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: READY-MIXED CONCRETE
  • PENSKE TRUCK LEASING (2540 SHERMAN LANE in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLD982113912, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: TRUCK RENTAL AND LEASING, WITHOUT DRIVERS
    Organizations: PENSKE TRUCK LEASING CO LP (CONTACT/OWNER)
    Alternative names: ROLLINS LEASING CORP, ROLLINS LEASING CORP
  • QUEEN CRAFT INC (3615 CALHOUN AVENUE in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLD981472566, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC and NAICS classification: SHIP BUILDING AND REPAIRING
    Organizations: NON NOTIFIER (CONTACT/OWNER)
    Alternative names: QUEEM CRAFT INC
  • A NOF INC AUTO CENTER (843 E 15TH ST in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLR000101915, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: AUTOMOTIVE REPAIR SHOPS
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: JOE NOF (CONTACT/OWNER)
  • HAWKINS AUTO WRECKING CO (510 E 23RD ST in PANAMA CITY, FL)
    (Integrated Compliance Information System) - ICIS-04-2000-0022, FORMAL ENFORCEMENT ACTION
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MOTOR VEHICLE PARTS, USED; METALS SERVICE CENTERS AND OFFICES
    Organizations: FRANKIE HAWKINS (CONTACT/OWNER)
  • SPURLIN INDUSTRIES INC (700 JACKSON WAY in PANAMA CITY, FL)
    AIR MAJOR (AIRS/AFS)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PLASTICS PLUMBING FIXTURES; PLASTICS PRODUCTS
    Business NAICS classification: PLASTICS PLUMBING FIXTURE MANUFACTURING.; PLASTICS PLUMBING FIXTURE MANUFACTURING.
    Organizations: PAM MCCRORY (CONTACT/OWNER) , JOHN TINNEY, VICE PR (CONTACT/OWNER)
  • HILAND PARK ELEMENTARY SCHOOL (2507 BALDWIN RD in PANAMA CITY, FL)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-0151
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • LUCILLE MOORE ELEMENTARY SCHOOL (1900 MICHIGAN AVE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0131
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • NEW HORIZONS LEARNING CENTER (3100 MINNESOTA AVENUE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0531
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • ANDREWS PLACE APARTMENTS (FRANKFORD AVE in PANAMA CITY, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DERWIN WHITE (CONTACT/OWNER) , DEBORAH MCKNIGHT (CONTACT/OWNER)
  • MARGARET K. LEWIS EXCEPTIONAL SCHOOL (1527 LINCOLN AVE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0281
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • NORTHSIDE ELEMENTARY SCHOOL (2001 NORTHSIDE DR in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0471
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)

Fire-safe hotels and motels in zip code 32405:

  • Cannon Motel, 2111 US Hwy 231, Panama City, FL 32405
  • Comfort Inn & Suites, 4128 W Hwy 98, Panama City, FL 32405 , Phone: (850) 872-1200
  • Days Inn, 301 W 23RD St, Panama City, FL 32405
  • Super 8 Motel Panama City, 207 Us Hwy 231, Panama City, FL 32405 , Phone: (850) 784-1988, Fax: (850) 784-1988
  • Comfort Inn & Conference Center, 1013 E 23RD St, Panama City, FL 32405 , Phone: (850) 769-6969, Fax: (850) 763-4353
  • Usa Inn 1, 710 E 15TH St, Panama City, FL 32405
  • La Quinta Inn, 1030 E 23RD St, Panama City, FL 32405 , Phone: (850) 914-0022
  • Holiday Inn Select, 2001 Martin Luther King Blvd, Panama City, FL 32405 , Phone: (850) 769-0000, Fax: (850) 763-3828
  • 7 other hotels and motels
All 15 fire-safe hotels and motels in zip code 32405

Zip code 32405 marital status for males
Zip code 32405 marital status for females


Housing units lacking complete plumbing facilities: 6.9%

Housing units lacking complete kitchen facilities: 6.2%

Most commonly used house heating fuel:

  • Electricity (80%)
  • Utility gas (12%)
  • Bottled, tank, or LP gas (2%)
  • Fuel oil, kerosene, etc. (2%)
  • No fuel used (2%)
  • Wood (1%)
  • Other fuel (1%)

Population in 1990: 25,701. Population change in the 1990s: +542 (+2.1%).

Place of birth for U.S.-born residents:

  • This state: 10,940
  • Northeast: 2,012
  • Midwest: 2,897
  • South: 7,954
  • West: 1,105

51% of the 32405 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 829
Here:

20.1%
Florida:

11.5%

Students in private schools in grades 9 to 12 (high school): 456
Here:

22.0%
Florida:

10.4%

Students in private undergraduate colleges: 377
Here:

21.1%
Florida:

22.1%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with biggest federal contracts located in this zip code (PANAMA CITY, FL):

  • CHENEGA TECHNICAL PRODUCTS, LL (1509 ST ANDREWS BOULEVARD; small business) : $283,585,460 in 664 contracts from 2003 to 2006
    Contracts for Guard Services, Generators and Generators Sets, Electrical, Other Administrative Support Services, Logistics Support Services, and more by Army, Office of Policy, Management and Budget/Chief Financial Officer, EPA, NASA, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $33,689,339; 2004: $115,248,654; 2005: $77,676,224; 2006: $56,971,243.

    Biggest contracts:
    $10,475,049 with Army for Guard Services. Taking place in GA. Signed on 2004-02-27. Completion date: 2005-02-25.
    $8,532,709 with Army for Guard Services. Taking place in AL. Signed on 2003-07-11. Completion date: 2004-08-24.
    $7,712,723 with Army for Guard Services. Taking place in CA. Signed on 2004-02-27. Completion date: 2005-02-25.
    $7,661,118 with Army for Guard Services. Taking place in TX. Signed on 2003-07-11. Completion date: 2004-08-24.
  • READINESS MANAGEMENT SUPPORT, (1212 W 19TH STREET) : $95,374,320 in 206 contracts from 2000 to 2006
    Contracts for Facilities Operations Support Services, Maintenance, Repair or Alteration of Real Property -- Other Warehouse Buildings, Warehousing and Storage Services by Air Force, Navy
    Signed by year: 2000: $2,711,923; 2001: $14,711,944; 2002: $945,887; 2003: $13,287,890; 2004: $8,497,146; 2005: $59,815,404; 2006: $-4,595,874.

    Biggest contracts:
    $15,347,704 with Air Force for Facilities Operations Support Services. Taking place in MS. Signed on 2005-08-30. Completion date: 2006-03-30.
    $8,888,575 with Air Force for Facilities Operations Support Services. Signed on 2005-09-30. Completion date: 2006-08-30.
    $8,817,960 with Air Force for Facilities Operations Support Services. Taking place in VA. Signed on 2003-09-30. Completion date: 2004-01-30.
    $8,236,927 with Air Force for Facilities Operations Support Services. Taking place in MS. Signed on 2005-08-30. Completion date: 2006-02-28.
  • THE BISHOP GROUP, INC (141 CANDLEWICK CIRCLE) : $88,658,401 in 39 contracts from 2003 to 2006
    Contracts for Systems Engineering Services, Engineering and Technical Services, Defense Studies, Other Special Studies and Analyses by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $156,505; 2004: $0; 2005: $52,051,397; 2006: $36,450,499.

    Biggest contracts:
    $13,367,902 with Navy for Systems Engineering Services. Signed on 2005-09-27. Completion date: 2008-05-23.
    $9,518,114, same as above. Signed on 2005-09-30. Completion date: 2008-05-23.
    $6,210,685, same as above. Signed on 2005-08-05. Completion date: 2006-09-30.
    $5,969,048 with Navy for Engineering and Technical Services. Signed on 2006-05-17. Completion date: 2009-12-03.
  • ROYAL AMERICAN CONSTRUCTION CO (1002 W 23RD STREET , SUIT) : $9,015,121 in 17 contracts from 2000 to 2006
    Contracts for Construction of Structures and Facilities -- Miscellaneous Buildings, Construction of Structures and Facilities -- Recreation Facilities (Non-Building) by Army
    Signed by year: 2000: $7,375,518; 2001: $386,946; 2002: $1,018,636; 2003: $251,636; 2004: $0; 2005: $0; 2006: $-17,615.

    Biggest contracts:
    $7,319,000 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2000-12-18. Completion date: 2002-02-11.
    $368,651 with Army for Construction of Structures and Facilities -- Recreation Facilities (Non-Building). Taking place in MS. Signed on 2002-09-30. Completion date: 2003-03-29.
    $341,434 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2002-08-02. Completion date: 2002-11-05.
    $291,604 with Army for Construction of Structures and Facilities -- Recreation Facilities (Non-Building). Taking place in MS. Signed on 2001-05-30. Completion date: 2002-05-25.
  • K & K PRECISION MANUFACTURING, (2307 INDUSTRIAL DR; small business) : $1,611,274 in 92 contracts from 1999 to 2006
    Contracts for Airframe Structural Components, Aircraft Air Conditioning, Heating, and Pressurizing Equipment, Bearings, Antifriction, Unmounted, Aircraft Hydraulic, Vacuum, and De-icing System Components, and more by Defense Logistics Agency, Navy, Air Force
    Signed by year: 2000: $163,816; 2001: $252,103; 2002: $177,530; 2003: $51,504; 2004: $249,464; 2005: $400,546; 2006: $271,531.

    Biggest contracts:
    $112,750 with Defense Logistics Agency for Airframe Structural Components. Signed on 2002-03-15. Completion date: 2002-10-21.
    $112,750, same as above. Signed on 2001-11-08. Completion date: 2002-06-16.
    $75,200, same as above. Signed on 2000-04-20. Completion date: 2000-10-12.
    $74,860, same as above. Signed on 2004-04-27. Completion date: 2004-12-03.
  • SOWELL AIRCRAFT SERVICES INC (3469 AIRPORT ROAD; small business) : $887,936 in 2 contracts in 2002
    $443,968 with Defense Logistics Agency for Liquid Propellants and Fuels, Petroleum Base. Signed on 2002-04-01. Completion date: 2005-03-31.
    $443,968, same as above. Signed on 2002-04-01. Completion date: 2005-03-31.
  • SOWELL AVIATION CO, INC (3469 AIRPORT DRIVE; small business)
    $679,939 with Defense Logistics Agency for Liquid Propellants and Fuels, Petroleum Base. Signed on 2005-04-13. Completion date: 2009-03-31.
  • BUFFALO ROCK COMPANY INC (2377 SHERMAN AVE; small business) : $626,183 in 7 contracts from 2004 to 2005
    Contracts for Food Items For Resale by Defense Commissary Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $226,105; 2005: $400,078; 2006: $0.

    Biggest contracts:
    $147,877 with Defense Commissary Agency for Food Items For Resale. Taking place in GA. Signed on 2004-10-01. Completion date: 2005-03-31.
    $113,125, same as above. Signed on 2005-10-01. Completion date: 2005-12-31.
    $111,824, same as above. Signed on 2005-08-01. Completion date: 2005-09-30.
    $78,228, same as above. Signed on 2004-10-01. Completion date: 2005-03-31.
  • DYNASTY TECHNOLOGIES, INC (2326 STATE AVE; small business)
    $610,000 with Navy for ADP Components. Taking place in RI. Signed on 2000-09-14. Completion date: 2000-10-30.
  • INNOVATIVE CONSULTING INC (1717 BECK AVE; small business) : $532,826 in 12 contracts from 2002 to 2006
    Contracts for Quality Control Services -- Miscellaneous, Other Defense -- Engineering Development (R&D), Quality Control Services -- Electrical and Electronic Equipment Components, Mathematical and Computer Sciences -- Engineering Development (R&D), and more by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $31,982; 2003: $120,837; 2004: $210,365; 2005: $159,656; 2006: $9,986.

    Biggest contracts:
    $99,993 with Navy for Quality Control Services -- Miscellaneous. Signed on 2004-03-04. Completion date: 2005-05-27.
    $94,511, same as above. Signed on 2004-07-23. Completion date: 2005-06-23.
    $59,960, same as above. Signed on 2005-02-28. Completion date: 2005-08-28.
    $59,696 with Navy for Other Defense -- Engineering Development (R&D). Signed on 2005-09-23. Completion date: 2006-03-23.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 3 establishments, 50-99 employees: 5 establishments, 20-49 employees: 10 establishments, 10-19 employees: 6 establishments, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 3, 20-49: 6, 10-19: 20, 5-9: 46, 1-4: 35)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 18, 10-19: 6, 5-9: 3, 1-4: 6)
  • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 3, 50-99: 1, 20-49: 1, 1-4: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 3)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 2, 20-49: 5, 10-19: 2, 5-9: 3, 1-4: 6)
  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (250-499: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 527 people in nursing homes
  • 64 people in state prisons
  • 25 people in other nonhousehold living situations
  • 20 people in other noninstitutional group quarters
  • 11 people in homes or halfway houses for drug/alcohol abuse
  • 10 people in other group homes

Fatal accident statistics in 2006:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 2

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 18 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED271$193,708132$166,493551$167,73139$83,1651$2,214,26037$105,82310$68,602
APPLICATIONS APPROVED, NOT ACCEPTED15$167,92713$164,69560$185,6116$37,7070$05$137,8323$79,627
APPLICATIONS DENIED32$133,46933$164,718221$163,21534$48,7090$034$142,09413$86,178
APPLICATIONS WITHDRAWN49$175,33724$198,736169$174,00211$67,3240$016$204,52819$97,202
FILES CLOSED FOR INCOMPLETENESS3$59,3706$132,91216$176,2572$184,0600$02$88,0751$42,000
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 14 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$199,38812$218,773
APPLICATIONS APPROVED, NOT ACCEPTED3$154,0872$215,475
APPLICATIONS DENIED0$08$190,429
APPLICATIONS WITHDRAWN1$95,0000$0
FILES CLOSED FOR INCOMPLETENESS1$225,3100$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 32405 among deceased individuals
NameCountLived (average)
James15671.8 years
Mary13480.2 years
John12873.0 years
William11775.1 years
Robert9271.2 years
Charles7470.7 years
George6774.0 years
Thomas6172.6 years
Joseph5377.4 years
Dorothy4778.9 years
Most common last names in zip code 32405 among deceased individuals
Last nameCountLived (average)
Smith7377.1 years
Williams5776.3 years
Davis5076.6 years
Johnson4872.0 years
Brown3876.1 years
Taylor3075.4 years
Hall2576.9 years
Jones2474.0 years
Wilson2473.3 years
Moore2475.9 years
Businesses in zip code 32405
NameCountNameCount
AT&T2Microtel1
Aeropostale1Nike9
American Eagle Outfitters1Office Depot1
Applebee's1OfficeMax1
Arby's1Olive Garden1
Bath & Body Works1Outback1
Bed Bath & Beyond1Outback Steakhouse1
Best Western1Panera Bread1
Burger King2Papa John's Pizza1
CVS1Payless2
Charlotte Russe1Penske2
Chick-Fil-A3PetSmart1
Cold Stone Creamery1Pier 1 Imports1
Comfort Inn1Pizza Hut1
Days Inn1Publix Super Markets1
FedEx4Quiznos1
Finish Line1RadioShack1
Firestone Complete Auto Care1Red Lobster1
Foot Locker1Red Roof Inn1
GNC1Rue211
GameStop1SAS Shoes1
Goodwill2SONIC Drive-In1
H&R Block1Sam's Club1
Hardee's1Sears2
Hobby Lobby1Shoe Carnival1
Holiday Inn1Sleep Inn1
Home Depot1Spencer Gifts1
Hot Topic1Sprint Nextel2
Howard Johnson1Starbucks1
IHOP1Subway2
JCPenney1T-Mobile2
Jones New York1T.G.I. Driday's1
Journeys1Taco Bell1
KFC1Target1
Kohl's1U-Haul2
La Quinta1UPS7
Lane Furniture1Vans1
Lowe's1Verizon Wireless1
Marriott2Victoria's Secret1
MasterBrand Cabinets1Waffle House1
McDonald's8Wet Seal1


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