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32405 Zip Code (Panama City, FL) Detailed Profile




Cities: Panama City, FL (39.98%), Cedar Grove, FL (8.88%), Lynn Haven, FL (8.52%), Pretty Bayou, FL (7.86%), Springfield, FL (3.81%)
County: Bay County, FL
Estimated zip code population in 2017: 32,990
Zip code population in 2010: 29,980
Zip code population in 2000: 26,243

Houses and condos: 14,519
Renter-occupied apartments: 5,672
% of renters here:

45%
State:

35%
March 2019 cost of living index in zip code 32405: 87.6 (less than average, U.S. average is 100)

Land area: 19.0 sq. mi.
Water area: 4.5 sq. mi.
Population density: 1,737 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 32405
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.7% ($1,297)
Florida:

0.9% ($1,861)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,423 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,058 (0.6%)

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Males: 16,180  (49.0%)
Females: 16,810  (51.0%)

For population 25 years and over in 32405:

  • High school or higher: 91.7%
  • Bachelor's degree or higher: 26.1%
  • Graduate or professional degree: 10.1%
  • Unemployed: 4.9%
  • Mean travel time to work (commute): 20.5 minutes

For population 15 years and over in 32405:

  • Never married: 26.7%
  • Now married: 49.7%
  • Separated: 2.6%
  • Widowed: 6.7%
  • Divorced: 14.3%

Zip code 32405 compared to state average:

  • Hispanic race population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • House age significantly below state average.
  • Races in zip code 32405 (2017)
    • 22,93187.4%White
    • 3,69714.1%Black
    • 1,7636.7%Hispanic or Latino
    • 7702.9%Two or more races
    • 6092.3%Asian
    • 1270.5%American Indian
    • 510.2%Some other race
    • 320.1%Native Hawaiian and Other
      Pacific Islander
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32405, FL forum
Recent posts about zip code 32405 area on our local forum with over 2,200,000 registered users:
Small town question  (4 replies)
small town  (36 replies)
Urban population: 32,969
Rural population: 20

Estimated median house/condo value in 2017: $190,049
32405:

$190,049
Florida:

$214,000



According to our research of Florida and other state lists, there were 44 registered sex offenders living in 32405 zip code as of February 24, 2020.
The ratio of all residents to sex offenders in zip code 32405 is 746 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

38.5 years
Florida median age:

42.0 years
Average household size:
This zip code:

2.6 people
Florida:

2.7 people

Averages for the 2012 tax year for zip code 32405, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,595 (Individual Income Tax Returns)
Here:

$47,595
State:

$60,316

Salary/wage: $38,926 (reported on 82.6% of returns)
Here:

$38,926
State:

$45,277
(% of AGI for various income ranges: 79.1% for AGIs below $25k, 78.8% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 68.5% for AGIs $75k-100k, 67.2% for AGIs $100k-200k, 47.3% for AGIs over 200k)

Taxable interest for individuals: $1,605 (reported on 27.2% of returns)
This zip code:

$1,605
Florida:

$3,587
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $4,937 (reported on 14.9% of returns)
Here:

$4,937
State:

$12,831
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,400 (reported on 11.6% of returns)
Here:

+$8,400
State:

+$33,493
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 8.2% for AGIs over 200k)

Profit/loss from business: +$15,209 (reported on 13.6% of returns)
Here:

+$15,209
State:

+$10,012
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,625 (reported on 8.8% of returns)
32405:

$12,625
Florida:

$21,544
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Self-employment retirement plans: $19,480 (reported on 0.4% of returns)
32405:

$19,480
Florida:

$20,611
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.5% for AGIs over 200k)

Total itemized deductions: $20,910 (19% of AGI, reported on 18.8% of returns)
Here:

$20,910
State:

$25,533

Here:

19.5% of AGI
State:

18.0% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 6.6% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 10.9% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Charity contributions: $6,106 (reported on 15.3% of returns)
Here:

$6,106
State:

$5,698
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxes paid: $3,752 (reported on 18.2% of returns)
32405:

$3,752
State:

$6,203
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Earned income credit: $2,340 (reported on 24.1% of returns)
Here:

$2,340
State:

$2,372
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 41.2%
Here:

41%
State:

54%
(% for various income ranges: 39.3% for AGIs below $25k, 37.0% for AGIs $25k-50k, 43.0% for AGIs $50k-75k, 45.5% for AGIs $75k-100k, 49.1% for AGIs $100k-200k, 75.9% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32405, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,583 (Individual Income Tax Returns)
Here:

$46,583
State:

$50,523

Salary/wage: $35,707 (reported on 84.0% of returns)
Here:

$35,707
State:

$39,563
(% of AGI for various income ranges: 101.6% for AGIs below $10k, 80.7% for AGIs $10k-25k, 77.8% for AGIs $25k-50k, 73.7% for AGIs $50k-75k, 73.9% for AGIs $75k-100k, 46.3% for AGIs over 100k)

Taxable interest for individuals: $1,699 (reported on 41.2% of returns)
This zip code:

$1,699
Florida:

$3,211
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,921 (reported on 19.4% of returns)
Here:

$2,921
State:

$6,129
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$30,859 (reported on 16.5% of returns)
Here:

+$30,859
State:

+$27,205
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 25.1% for AGIs over 100k)

Profit/loss from business: +$15,933 (reported on 12.2% of returns)
Here:

+$15,933
State:

+$10,634
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 6.2% for AGIs over 100k)

IRA payment deduction: $3,026 (reported on 2.7% of returns)
32405:

$3,026
Florida:

$3,082
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,825 (reported on 0.5% of returns)
Here:

$13,825
Florida:

$15,857

Total itemized deductions: $17,300 (17% of AGI, reported on 20.5% of returns)
Here:

$17,300
State:

$20,370

Here:

17.3% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 7.1% for AGIs over 100k)

Charity contributions deductions: $5,324 (5% of AGI, reported on 17.4% of returns)
Here:

$5,324
State:

$4,064

Here:

5.0% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $8,041 (reported on 74.0% of returns)
32405:

$8,041
State:

$9,431
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 19.9% for AGIs over 100k)

Earned income credit: $1,748 (reported on 18.7% of returns)
Here:

$1,748
State:

$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 51.8%
Here:

52%
State:

60%
(% for various income ranges: 48.0% for AGIs below $10k, 53.0% for AGIs $10k-25k, 51.4% for AGIs $25k-50k, 50.2% for AGIs $50k-75k, 48.4% for AGIs $75k-100k, 63.8% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$47,249
Florida:

$52,594
Panama City, FL (32405) map Nearest zip codes: 32444, 32401, 32408, 32407, 32409, 32404.
Springfield Zip Code Map

Percentage of family households:
This zip code:

46.0%
Florida:

42.3%
Percentage of households with unmarried partners:
This zip code:

6.9%
Florida:

6.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 1,854
Household did not receive Food Stamps/SNAP in the past 12 months: 10,760


Women who had a birth in the past 12 months: 574 (347 now married, 225 unmarried)
Women who did not have a birth in the past 12 months: 7,028 (3,341 now married, 3,674 unmarried)


Housing units in zip code 32405 with a mortgage: 4,001 (42 second mortgage, 280 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 2,984

Median monthly owner costs for units with a mortgage: $1,332
Median monthly owner costs for units without a mortgage: $405

Residents with income below the poverty level in 2017:
This zip code:

16.6%
Whole state:

14.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

8.0%
Whole state:

7.8%
Median number of rooms in houses and condos:
Here:

6.1
State:

5.9
Median number of rooms in apartments:
Here:

4.3
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 32405: Baldwin Plaza (A), Saint Andrews Plaza (B), Chipola Aviation Air Ambulance (C), Airport Fire Department (D), Panama City Fire Department Station 4 (E), Lynn Haven Fire Department Station 2 (F), Panama City Fire Department Station 2 (G), Panama City Fire Department Station 5 (H), Hiland Park Fire Department (I), Northwest Side Volunteer Fire Department (J). Display/hide their locations on the map

    Shopping Centers: Southwood Shopping Center (1), Panama City Mall (2). Display/hide their locations on the map

    Churches in zip code 32405 include: Northside Church (A), Greater Bethel African Methodist Episcopal Church (B), Deer Point Lake Assembly of God Church (C), Greater Friendship Baptist Church (D), Calvary Baptist Church (E), Macedonia Baptist Church (F), Parkway Baptist Church (G), Presbyterian Church in America (H), Trinity Lutheran Church (I). Display/hide their locations on the map

    Cemeteries: Evergreen Memorial Gardens (1), Greenwood Cemetery (2). Display/hide their locations on the map

    Parks in zip code 32405 include: Gray Park (1), Linos Park (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 1202014 or later
  • 3992010 to 2013
  • 2,0742000 to 2009
  • 2,8331990 to 1999
  • 3,3441980 to 1989
  • 2,6871970 to 1979
  • 1,2521960 to 1969
  • 1,1431950 to 1959
  • 3661940 to 1949
  • 1451939 or earlier

Zip code 32405 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Panama City, FL (32405)
  • Bedrooms in owner-occupied houses and condos in Panama City, FL (32405)
  • 6no bedroom
  • 911 bedroom
  • 1,0092 bedrooms
  • 3,8383 bedrooms
  • 1,7174 bedrooms
  • 3115+ bedrooms
Bedrooms in renter-occupied apartments in Panama City, FL (32405)
  • Bedrooms in renter-occupied apartments in Panama City, FL (32405)
  • 102no bedroom
  • 1,0411 bedroom
  • 2,3982 bedrooms
  • 1,8333 bedrooms
  • 2324 bedrooms
  • 495+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Panama City, FL (32405) in owner-occupied houses/condos
  • Cars and other vehicles available in Panama City, FL (32405) in owner-occupied houses/condos
  • 140no vehicle
  • 2,1871 vehicle
  • 3,2812 vehicles
  • 1,0063 vehicles
  • 3014 vehicles
  • 205+ vehicles
Cars and other vehicles available in Panama City, FL (32405) in renter-occupied apartments
  • Cars and other vehicles available in Panama City, FL (32405) in renter-occupied apartments
  • 1,020no vehicle
  • 2,3761 vehicle
  • 1,7622 vehicles
  • 3553 vehicles
  • 894 vehicles
  • 785+ vehicles

  • Zip code 32405 household income distribution in 2017

  • Zip code 32405 household income distribution in 2017
  • 1,180Less than $10,000
  • 708$10,000 to $14,999
  • 681$15,000 to $19,999
  • 743$20,000 to $24,999
  • 710$25,000 to $29,999
  • 704$30,000 to $34,999
  • 639$35,000 to $39,999
  • 675$40,000 to $44,999
  • 466$45,000 to $49,999
  • 914$50,000 to $59,999
  • 1,186$60,000 to $74,999
  • 1,658$75,000 to $99,999
  • 889$100,000 to $124,999
  • 482$125,000 to $149,999
  • 466$150,000 to $199,999
  • 404$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32405

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 32405
  • 109Less than $10,000
  • 100$10,000 to $14,999
  • 31$15,000 to $19,999
  • 94$20,000 to $24,999
  • 31$25,000 to $29,999
  • 14$30,000 to $34,999
  • 110$40,000 to $49,999
  • 62$50,000 to $59,999
  • 188$60,000 to $69,999
  • 132$70,000 to $79,999
  • 285$80,000 to $89,999
  • 260$90,000 to $99,999
  • 651$100,000 to $124,999
  • 469$125,000 to $149,999
  • 706$150,000 to $174,999
  • 560$175,000 to $199,999
  • 927$200,000 to $249,999
  • 800$250,000 to $299,999
  • 626$300,000 to $399,999
  • 205$400,000 to $499,999
  • 159$500,000 to $749,999
  • 115$750,000 to $999,999
  • 82$1,000,000 to $1,499,999
  • 12$1,500,000 to $1,999,999
  • 38$2,000,000 or more
  • Rent paid by renters in 2017 in zip code 32405

  • Rent paid by renters in 2017 in zip code 32405
  • 22Less than $100
  • 107$100 to $149
  • 56$150 to $199
  • 103$200 to $249
  • 32$250 to $299
  • 41$300 to $349
  • 44$350 to $399
  • 152$400 to $449
  • 117$450 to $499
  • 203$500 to $549
  • 409$550 to $599
  • 478$600 to $649
  • 442$650 to $699
  • 308$700 to $749
  • 257$750 to $799
  • 687$800 to $899
  • 502$900 to $999
  • 636$1,000 to $1,249
  • 424$1,250 to $1,499
  • 161$1,500 to $1,999
  • 82$2,000 to $2,499
  • 280No cash rent

Median gross rent in 2017: $959.


Median price asked for vacant for-sale houses and condos in 2017: $150,031.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $206,990
  • Black or African American householders: $148,998
  • American Indian or Alaska Native householders: $166,591
  • Asian householders: $325,797
  • Some other race householders: $162,898
  • Two or more races householders: $215,026
  • Hispanic or Latino householders: $188,310

Estimated median house or condo value in 2017: $190,049
32405:

$190,049
Florida:

$214,000
Lower value quartile - upper value quartile: $114,857 - $280,919

Mean price in 2017:

Detached houses: $273,486
Here:

$273,486
State:

$311,235

Townhouses or other attached units: $156,725
Here:

$156,725
State:

$231,951

In 2-unit structures: $1,211,298
Here:

$1,211,298
State:

$217,824

In 3-to-4-unit structures: $219,500
Here:

$219,500
State:

$219,642

In 5-or-more-unit structures: $197,184
Here:

$197,184
State:

$295,429

Mobile homes: $76,404
Here:

$76,404
State:

$68,147

Occupied boats, RVs, vans, etc.: $102,921
Here:

$102,921
State:

$51,890
Owners and renters by unit type in zip code 32405
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 8,255
  • One, attached: 788
  • Two: 512
  • 3 or 4: 887
  • 5 to 9: 1,376
  • 10 to 19: 719
  • 20 to 49: 349
  • 50 or more: 219
  • Mobile homes: 1,204
  • Boats, RVs, vans, etc.: 167

Unemployment: 4.9%

  • Means of transportation to work in zip code 32405

  • Means of transportation to work in zip code 32405
  • 81.9%12,431Drove a car alone
  • 9.8%1,487Carpooled
  • 2.3%356Bus or trolley bus
  • 0.3%47Taxi
  • 0.5%83Motorcycle
  • 0.8%123Bicycle
  • 1.0%149Walked
  • 1.2%175Other means
  • 1.8%273Worked at home
  • Travel time to work (commute) in zip code 32405

  • Travel time to work (commute) in zip code 32405
  • 299Less than 5 minutes
  • 2,0535 to 9 minutes
  • 3,01910 to 14 minutes
  • 2,83515 to 19 minutes
  • 2,24620 to 24 minutes
  • 57825 to 29 minutes
  • 2,44730 to 34 minutes
  • 7935 to 39 minutes
  • 20940 to 44 minutes
  • 48045 to 59 minutes
  • 46160 to 89 minutes
  • 14890 or more minutes

Percentage of zip code residents living and working in this county: 97.2%

Household type by relationship:

Households: 32,514
  • In family households: 26,718 (4,160 male householders, 3,799 female householders)
    5,662 spouses, 9,492 children (8,757 natural, 259 adopted, 478 stepchildren), 898 grandchildren, 248 brothers or sisters, 585 parents, 627 other relatives, 957 non-relatives
  • In nonfamily households: 5,800 (2,267 male householders (1,850 living alone)), 2,428 female householders (2,052 living alone)), 1,100 nonrelatives
  • In group quarters: 480 (619 institutionalized population)

Size of family households: 3,615 2-persons, 2,190 3-persons, 1,366 4-persons, 506 5-persons, 225 6-persons, 52 7-or-more-persons

Size of nonfamily households: 3,901 1-person, 731 2-persons, 54 3-persons, 8 5-persons

3,761 married couples with children.
2,660 single-parent households (631 men, 2,029 women).

90.3% of residents of 32405 zip code speak English at home.
5.1% of residents speak Spanish at home (52% very well, 21% well, 25% not well, 3% not at all).
1.6% of residents speak other Indo-European language at home (63% very well, 12% well, 26% not well).
0.9% of residents speak Asian or Pacific Island language at home (34% very well, 52% well, 14% not well).
1.8% of residents speak other language at home (53% very well, 16% well, 32% not well).

Foreign born population: 2,651 (8.0%)
(44.0% of them are naturalized citizens)
This zip code:

8.0%
Whole state:

20.9%
Most common places of birth for foreign-born residents
  • 11%Morocco
  • 6%Haiti
  • 6%Barbados
  • 6%Chile
  • 5%Bolivia
  • 5%Pakistan
  • 3%Taiwan
Most common first ancestries reported in 32405
  • 21%American
  • 7%English
  • 6%German
  • 5%European
  • 5%Irish
  • 2%Sudanese
  • 2%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 1,4872010 or later
  • 8052000 to 2009
  • 4321990 to 1999
  • 1,009Before 1990

Zip code 32405 topographic map

Major facilities with environmental interests located in this zip code:

  • PANAMA CITY ENVIRO LAB, CITY OF (2226 MICHIGAN AVENUE in PANAMA CITY, FL)
    STATE MASTER (FDM) - WAFR-FL0020451, DOMESTIC WASTEWATER PROGRAM, WAFR-FLR05F653, NPDES STORMWATER PROGRAM, NPDES STORMWATER PERMIT
    STATE MASTER (FDM) - CHAZ-FLR000035519, HAZARDOUS WASTE REGULATION PROGRAM
    National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: SEWERAGE SYSTEMS; TESTING LABORATORIES
    Organizations: CITY OF PANAMA CITY, BILLY TOLSON (CONTACT/OWNER) , NEIL FRAVEL (CONTACT/OWNER) , DAVID E BANKA (CONTACT/OWNER) , CITY OF PANAMA CITY (CONTACT/PERMIT)
    Alternative names: CITY OF PANAMA CITY ENVIRO LAB, PANAMA CITY-ST ANDREWS STP, Saint ANDREWS WWTP, ST. ANDREWS WASTEWATER TREATME, ST. ANDREWS WASTEWATER TREATMENT PLANT, ST ANDREWS WWTF
  • COUCH READY MIX - PANAMA CITY (1601 MAPLE AVENUE in PANAMA CITY, FL)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    (Integrated Compliance Information System) - ICIS-04-2004-9917, FORMAL ENFORCEMENT ACTION
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: READY-MIXED CONCRETE
  • PENSKE TRUCK LEASING (2540 SHERMAN LANE in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLD982113912, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: TRUCK RENTAL AND LEASING, WITHOUT DRIVERS
    Organizations: PENSKE TRUCK LEASING CO LP (CONTACT/OWNER)
    Alternative names: ROLLINS LEASING CORP, ROLLINS LEASING CORP
  • QUEEN CRAFT INC (3615 CALHOUN AVENUE in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLD981472566, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC and NAICS classification: SHIP BUILDING AND REPAIRING
    Organizations: NON NOTIFIER (CONTACT/OWNER)
    Alternative names: QUEEM CRAFT INC
  • A NOF INC AUTO CENTER (843 E 15TH ST in PANAMA CITY, FL)
    STATE MASTER (FDM) - CHAZ-FLR000101915, HAZARDOUS WASTE REGULATION PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: AUTOMOTIVE REPAIR SHOPS
    Business NAICS classification: OTHER AUTOMOTIVE MECHANICAL AND ELECTRICAL REPAIR AND MAINTENANCE.
    Organizations: JOE NOF (CONTACT/OWNER)
  • HAWKINS AUTO WRECKING CO (510 E 23RD ST in PANAMA CITY, FL)
    (Integrated Compliance Information System) - ICIS-04-2000-0022, FORMAL ENFORCEMENT ACTION
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: MOTOR VEHICLE PARTS, USED; METALS SERVICE CENTERS AND OFFICES
    Organizations: FRANKIE HAWKINS (CONTACT/OWNER)
  • SPURLIN INDUSTRIES INC (700 JACKSON WAY in PANAMA CITY, FL)
    AIR MAJOR (AIRS/AFS)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: PLASTICS PLUMBING FIXTURES; PLASTICS PRODUCTS
    Business NAICS classification: PLASTICS PLUMBING FIXTURE MANUFACTURING.; PLASTICS PLUMBING FIXTURE MANUFACTURING.
    Organizations: PAM MCCRORY (CONTACT/OWNER) , JOHN TINNEY, VICE PR (CONTACT/OWNER)
  • HILAND PARK ELEMENTARY SCHOOL (2507 BALDWIN RD in PANAMA CITY, FL)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-0151
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • LUCILLE MOORE ELEMENTARY SCHOOL (1900 MICHIGAN AVE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0131
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • NEW HORIZONS LEARNING CENTER (3100 MINNESOTA AVENUE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0531
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • ANDREWS PLACE APARTMENTS (FRANKFORD AVE in PANAMA CITY, FL)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Organizations: DERWIN WHITE (CONTACT/OWNER) , DEBORAH MCKNIGHT (CONTACT/OWNER)
  • MARGARET K. LEWIS EXCEPTIONAL SCHOOL (1527 LINCOLN AVE in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0281
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • NORTHSIDE ELEMENTARY SCHOOL (2001 NORTHSIDE DR in PANAMA CITY, FL)
    (National Center for Education Statistics) - STATE ID-0471
    Organizations: BAY COUNTY SCHOOL DISTRICT (SCHOOL DISTRICT)

Zip code 32405 marital status for males
Zip code 32405 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel
  • 87.6%Electricity
  • 10.1%Utility gas
  • 1.6%Bottled, tank, or LP gas
  • 0.5%No fuel used

Population in 1990: 25,701. Population change in the 1990s: +542 (+2.1%).

Place of birth for U.S.-born residents:

  • This state: 14,271
  • Northeast: 2,765
  • Midwest: 4,063
  • South: 6,903
  • West: 1,437

51% of the 32405 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

82% of the 32405 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 78% moved from this county.
   Out of people who lived in different houses, 5% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year householders moved into unit in Panama City, FL (32405)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 381
Here:

12.1%
Florida:

13.2%
Students in private schools in grades 9 to 12 (high school): 149
Here:

9.9%
Florida:

11.6%
Students in private undergraduate colleges: 306
Here:

22.4%
Florida:

20.0%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 83,366Architecture and engineering occupations
  • 77,023Life, physical, and social science occupations
  • 56,032Computer and mathematical occupations
  • 53,810Management occupations
  • 50,684Health diagnosing and treating practitioners and other technical occupations
  • 46,630Legal occupations

Companies with biggest federal contracts located in this zip code (PANAMA CITY, FL):

  • CHENEGA TECHNICAL PRODUCTS, LL (1509 ST ANDREWS BOULEVARD; small business) : $283,585,460 in 664 contracts from 2003 to 2006
    Contracts for Guard Services, Generators and Generators Sets, Electrical, Other Administrative Support Services, Logistics Support Services, and more by Army, Office of Policy, Management and Budget/Chief Financial Officer, EPA, NASA, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $33,689,339; 2004: $115,248,654; 2005: $77,676,224; 2006: $56,971,243.

    Biggest contracts:
    $10,475,049 with Army for Guard Services. Taking place in GA. Signed on 2004-02-27. Completion date: 2005-02-25.
    $8,532,709 with Army for Guard Services. Taking place in AL. Signed on 2003-07-11. Completion date: 2004-08-24.
    $7,712,723 with Army for Guard Services. Taking place in CA. Signed on 2004-02-27. Completion date: 2005-02-25.
    $7,661,118 with Army for Guard Services. Taking place in TX. Signed on 2003-07-11. Completion date: 2004-08-24.
  • READINESS MANAGEMENT SUPPORT, (1212 W 19TH STREET) : $95,374,320 in 206 contracts from 2000 to 2006
    Contracts for Facilities Operations Support Services, Maintenance, Repair or Alteration of Real Property -- Other Warehouse Buildings, Warehousing and Storage Services by Air Force, Navy
    Signed by year: 2000: $2,711,923; 2001: $14,711,944; 2002: $945,887; 2003: $13,287,890; 2004: $8,497,146; 2005: $59,815,404; 2006: -$4,595,874.

    Biggest contracts:
    $15,347,704 with Air Force for Facilities Operations Support Services. Taking place in MS. Signed on 2005-08-30. Completion date: 2006-03-30.
    $8,888,575 with Air Force for Facilities Operations Support Services. Signed on 2005-09-30. Completion date: 2006-08-30.
    $8,817,960 with Air Force for Facilities Operations Support Services. Taking place in VA. Signed on 2003-09-30. Completion date: 2004-01-30.
    $8,236,927 with Air Force for Facilities Operations Support Services. Taking place in MS. Signed on 2005-08-30. Completion date: 2006-02-28.
  • THE BISHOP GROUP, INC (141 CANDLEWICK CIRCLE) : $88,658,401 in 39 contracts from 2003 to 2006
    Contracts for Systems Engineering Services, Engineering and Technical Services, Defense Studies, Other Special Studies and Analyses by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $156,505; 2004: $0; 2005: $52,051,397; 2006: $36,450,499.

    Biggest contracts:
    $13,367,902 with Navy for Systems Engineering Services. Signed on 2005-09-27. Completion date: 2008-05-23.
    $9,518,114, same as above. Signed on 2005-09-30. Completion date: 2008-05-23.
    $6,210,685, same as above. Signed on 2005-08-05. Completion date: 2006-09-30.
    $5,969,048 with Navy for Engineering and Technical Services. Signed on 2006-05-17. Completion date: 2009-12-03.
  • ROYAL AMERICAN CONSTRUCTION CO (1002 W 23RD STREET , SUIT) : $9,015,121 in 17 contracts from 2000 to 2006
    Contracts for Construction of Structures and Facilities -- Miscellaneous Buildings, Construction of Structures and Facilities -- Recreation Facilities (Non-Building) by Army
    Signed by year: 2000: $7,375,518; 2001: $386,946; 2002: $1,018,636; 2003: $251,636; 2004: $0; 2005: $0; 2006: -$17,615.

    Biggest contracts:
    $7,319,000 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2000-12-18. Completion date: 2002-02-11.
    $368,651 with Army for Construction of Structures and Facilities -- Recreation Facilities (Non-Building). Taking place in MS. Signed on 2002-09-30. Completion date: 2003-03-29.
    $341,434 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Signed on 2002-08-02. Completion date: 2002-11-05.
    $291,604 with Army for Construction of Structures and Facilities -- Recreation Facilities (Non-Building). Taking place in MS. Signed on 2001-05-30. Completion date: 2002-05-25.
  • K & K PRECISION MANUFACTURING, (2307 INDUSTRIAL DR; small business) : $1,611,274 in 92 contracts from 1999 to 2006
    Contracts for Airframe Structural Components, Aircraft Air Conditioning, Heating, and Pressurizing Equipment, Bearings, Antifriction, Unmounted, Aircraft Hydraulic, Vacuum, and De-icing System Components, and more by Defense Logistics Agency, Navy, Air Force
    Signed by year: 2000: $163,816; 2001: $252,103; 2002: $177,530; 2003: $51,504; 2004: $249,464; 2005: $400,546; 2006: $271,531.

    Biggest contracts:
    $112,750 with Defense Logistics Agency for Airframe Structural Components. Signed on 2002-03-15. Completion date: 2002-10-21.
    $112,750, same as above. Signed on 2001-11-08. Completion date: 2002-06-16.
    $75,200, same as above. Signed on 2000-04-20. Completion date: 2000-10-12.
    $74,860, same as above. Signed on 2004-04-27. Completion date: 2004-12-03.
  • SOWELL AIRCRAFT SERVICES INC (3469 AIRPORT ROAD; small business) : $887,936 in 2 contracts in 2002
    $443,968 with Defense Logistics Agency for Liquid Propellants and Fuels, Petroleum Base. Signed on 2002-04-01. Completion date: 2005-03-31.
    $443,968, same as above. Signed on 2002-04-01. Completion date: 2005-03-31.
  • SOWELL AVIATION CO, INC (3469 AIRPORT DRIVE; small business)
    $679,939 with Defense Logistics Agency for Liquid Propellants and Fuels, Petroleum Base. Signed on 2005-04-13. Completion date: 2009-03-31.
  • BUFFALO ROCK COMPANY INC (2377 SHERMAN AVE; small business) : $626,183 in 7 contracts from 2004 to 2005
    Contracts for Food Items For Resale by Defense Commissary Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $226,105; 2005: $400,078; 2006: $0.

    Biggest contracts:
    $147,877 with Defense Commissary Agency for Food Items For Resale. Taking place in GA. Signed on 2004-10-01. Completion date: 2005-03-31.
    $113,125, same as above. Signed on 2005-10-01. Completion date: 2005-12-31.
    $111,824, same as above. Signed on 2005-08-01. Completion date: 2005-09-30.
    $78,228, same as above. Signed on 2004-10-01. Completion date: 2005-03-31.
  • DYNASTY TECHNOLOGIES, INC (2326 STATE AVE; small business)
    $610,000 with Navy for ADP Components. Taking place in RI. Signed on 2000-09-14. Completion date: 2000-10-30.
  • INNOVATIVE CONSULTING INC (1717 BECK AVE; small business) : $532,826 in 12 contracts from 2002 to 2006
    Contracts for Quality Control Services -- Miscellaneous, Other Defense -- Engineering Development (R&D), Quality Control Services -- Electrical and Electronic Equipment Components, Mathematical and Computer Sciences -- Engineering Development (R&D), and more by Navy
    Signed by year: 2000: $0; 2001: $0; 2002: $31,982; 2003: $120,837; 2004: $210,365; 2005: $159,656; 2006: $9,986.

    Biggest contracts:
    $99,993 with Navy for Quality Control Services -- Miscellaneous. Signed on 2004-03-04. Completion date: 2005-05-27.
    $94,511, same as above. Signed on 2004-07-23. Completion date: 2005-06-23.
    $59,960, same as above. Signed on 2005-02-28. Completion date: 2005-08-28.
    $59,696 with Navy for Other Defense -- Engineering Development (R&D). Signed on 2005-09-23. Completion date: 2006-03-23.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 3 establishments, 50-99 employees: 5 establishments, 20-49 employees: 10 establishments, 10-19 employees: 6 establishments, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 3, 20-49: 6, 10-19: 20, 5-9: 46, 1-4: 35)
  • Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 18, 10-19: 6, 5-9: 3, 1-4: 6)
  • Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 3, 50-99: 1, 20-49: 1, 1-4: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 3)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 2, 20-49: 5, 10-19: 2, 5-9: 3, 1-4: 6)
  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (250-499: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 482 people in nursing facilities/skilled-nursing facilities
  • 67 people in correctional residential facilities
  • 49 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 19 people in other noninstitutional facilities
  • 16 people in residential treatment centers for adults

People in group quarters in 2000:

  • 527 people in nursing homes
  • 64 people in state prisons
  • 25 people in other nonhousehold living situations
  • 20 people in other noninstitutional group quarters
  • 11 people in homes or halfway houses for drug/alcohol abuse
  • 10 people in other group homes

Fatal accident statistics in 2014:

  • Fatal accident count: 8
  • Vehicles involved in fatal accidents: 11
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 8
  • Persons involved in fatal accidents: 14
  • Pedestrians involved in fatal accidents: 3

Fatal accident statistics in 2013:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 18 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED271$193,708132$166,493551$167,73139$83,1651$2,214,26037$105,82310$68,602
APPLICATIONS APPROVED, NOT ACCEPTED15$167,92713$164,69560$185,6116$37,7070$05$137,8323$79,627
APPLICATIONS DENIED32$133,46933$164,718221$163,21534$48,7090$034$142,09413$86,178
APPLICATIONS WITHDRAWN49$175,33724$198,736169$174,00211$67,3240$016$204,52819$97,202
FILES CLOSED FOR INCOMPLETENESS3$59,3706$132,91216$176,2572$184,0600$02$88,0751$42,000
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 14 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$199,38812$218,773
APPLICATIONS APPROVED, NOT ACCEPTED3$154,0872$215,475
APPLICATIONS DENIED0$08$190,429
APPLICATIONS WITHDRAWN1$95,0000$0
FILES CLOSED FOR INCOMPLETENESS1$225,3100$0
Conventional Home Purchase Loans in zip code 32405
Conventional Home Purchase Loans in zip code 32405 - Value
Most common first names in zip code 32405 among deceased individuals
NameCountLived (average)
James15671.8 years
Mary13480.2 years
John12873.0 years
William11775.1 years
Robert9271.2 years
Charles7470.7 years
George6774.0 years
Thomas6172.6 years
Joseph5377.4 years
Dorothy4778.9 years
Most common last names in zip code 32405 among deceased individuals
Last nameCountLived (average)
Smith7377.1 years
Williams5776.3 years
Davis5076.6 years
Johnson4872.0 years
Brown3876.1 years
Taylor3075.4 years
Hall2576.9 years
Jones2474.0 years
Wilson2473.3 years
Moore2475.9 years
Businesses in zip code 32405
NameCountNameCount
AT&T2McDonald's8
Aeropostale1Microtel1
American Eagle Outfitters1Nike9
Applebee's1Nissan1
Arby's1Office Depot1
Bath & Body Works1OfficeMax1
Bed Bath & Beyond1Olive Garden1
Best Western1Outback1
Burger King2Outback Steakhouse1
CVS1Panera Bread1
Charlotte Russe1Papa John's Pizza1
Chevrolet1Payless2
Chick-Fil-A3Penske2
Cold Stone Creamery1PetSmart1
Comfort Inn1Pier 1 Imports1
Days Inn1Pizza Hut1
FedEx4Publix Super Markets1
Finish Line1Quiznos1
Firestone Complete Auto Care1RadioShack1
Foot Locker1Red Lobster1
GNC1Red Roof Inn1
GameStop1Rue211
Goodwill2SAS Shoes1
H&R Block1SONIC Drive-In1
Hardee's1Sam's Club1
Hobby Lobby1Sears2
Holiday Inn1Shoe Carnival1
Home Depot1Sleep Inn1
Hot Topic1Spencer Gifts1
Howard Johnson1Sprint Nextel2
IHOP1Starbucks1
JCPenney1Subway2
Jones New York1T-Mobile2
Journeys1T.G.I. Driday's1
Justice1Taco Bell1
KFC1Target1
Kohl's1U-Haul2
La Quinta1UPS7
Lane Furniture1Vans1
Lowe's1Verizon Wireless1
Marriott2Victoria's Secret1
MasterBrand Cabinets1Waffle House1
Mazda1Wet Seal1
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