Estimated median household income in 2007: $56,234
| This zip code: | $56,234 | | Michigan: | $47,950 |
Nearest zip codes: 48017, 48072, 48070, 48067, 48084, 48069.
Royal Oak Zip Code Map
Housing units in zip code 48073 with a mortgage: 7,287 (513 second mortgage, 1,248 home equity loan, 13 both second mortgage and home equity loan)
Houses without a mortgage: 3,281
Median monthly owner costs for units with a mortgage: $1,561
Median monthly owner costs for units without a mortgage: $493
Residents with income below the poverty level in 2007:
| This zip code: | 5.2% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.3% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.6 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 48
- 1995 to 1998: 131
- 1990 to 1994: 136
- 1980 to 1989: 406
- 1970 to 1979: 1,658
- 1960 to 1969: 3,339
- 1950 to 1959: 7,274
- 1940 to 1949: 2,701
- 1939 or earlier: 1,550
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Bedrooms in owner-occupied houses in Royal Oak, MI (48073): |
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- no bedroom: 6
- 1 bedrooms: 455
- 2 bedrooms: 2,119
- 3 bedrooms: 7,544
- 4 bedrooms: 1,503
- 5 or more bedrooms: 108
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 233
- 1 bedrooms: 2,209
- 2 bedrooms: 1,865
- 3 bedrooms: 521
- 4 bedrooms: 54
- 5 or more bedrooms: 6
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Vehicles available in 48073 zip code in owner-occupied houses/condos: |
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- no vehicle: 412
- 1 vehicle: 4,325
- 2 vehicles: 5,135
- 3 vehicles: 1,386
- 4 vehicles: 364
- 5 or more vehicles: 113
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 499
- 1 vehicle: 2,917
- 2 vehicles: 1,291
- 3 vehicles: 160
- 4 vehicles: 9
- 5 or more vehicles: 12
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48073:
- $20,000 to $24,999: 3
- $25,000 to $29,999: 5
- $30,000 to $34,999: 7
- $35,000 to $39,999: 18
- $40,000 to $49,999: 33
- $50,000 to $59,999: 101
- $60,000 to $69,999: 123
- $70,000 to $79,999: 121
- $80,000 to $89,999: 114
- $90,000 to $99,999: 107
- $100,000 to $124,999: 350
- $125,000 to $149,999: 872
- $150,000 to $174,999: 1,089
- $175,000 to $199,999: 1,757
- $200,000 to $249,999: 3,322
- $250,000 to $299,999: 1,449
- $300,000 to $399,999: 1,277
- $400,000 to $499,999: 269
- $500,000 to $749,999: 141
- $750,000 to $999,999: 6
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 48073:
- Less than $100: 31
- $100 to $149: 9
- $200 to $249: 20
- $250 to $299: 25
- $300 to $349: 14
- $350 to $399: 33
- $400 to $449: 84
- $450 to $499: 371
- $500 to $549: 550
- $550 to $599: 790
- $600 to $649: 1,238
- $650 to $699: 899
- $700 to $749: 633
- $750 to $799: 496
- $800 to $899: 378
- $900 to $999: 252
- $1,000 to $1,249: 322
- $1,250 to $1,499: 8
- $1,500 to $1,999: 49
- $2,000 or more: 54
- No cash rent: 175
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Median price asked for vacant for-sale houses and condos in 2007: $209,037.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $216,671
- Black or African American householders: $208,204
- American Indian or Alaska Native householders: $225,555
- Asian householders: $194,740
- Some other race householders: $267,751
- Two or more races householders: $272,609
- Hispanic or Latino householders: $221,391
Estimated median house or condo value in 2007: $209,062 (it was $153,100 in 2000)
| 48073: | $209,062 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $161,108 - $235,409
Mean price in 2007:
Detached houses: $227,165| Here: | $227,165 | | State: | $200,820 |
Townhouses or other attached units: $160,183| Here: | $160,183 | | State: | $181,134 |
In 2-unit structures: $210,950| Here: | $210,950 | | State: | $129,336 |
In 3-to-4-unit structures: $110,103| Here: | $110,103 | | State: | $151,605 |
In 5-or-more-unit structures: $102,066| Here: | $102,066 | | State: | $149,899 |
Mobile homes: $171,696| Here: | $171,696 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 11,199
- One, attached: 838
- Two: 288
- 3 or 4: 781
- 5 to 9: 1,663
- 10 to 19: 980
- 20 to 49: 775
- 50 or more: 686
- Mobile homes: 28
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 17,358 (89%)
- Carpooled: 1,002 (5%)
- Bus or trolley bus: 161 (1%)
- Streetcar or trolley car: 31 (0%)
- Subway or elevated: 13 (0%)
- Taxi: 23 (0%)
- Bicycle: 43 (0%)
- Walked: 351 (2%)
- Other means: 40 (0%)
- Worked at home: 577 (3%)
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Travel time to work
- Less than 5 minutes: 337
- 5 to 9 minutes: 1831
- 10 to 14 minutes: 3246
- 15 to 19 minutes: 3014
- 20 to 24 minutes: 3095
- 25 to 29 minutes: 1841
- 30 to 34 minutes: 3076
- 35 to 39 minutes: 541
- 40 to 44 minutes: 722
- 45 to 59 minutes: 845
- 60 to 89 minutes: 350
- 90 or more minutes: 124
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Neighborhoods in zip code 48073:
Percentage of zip code residents living and working in this county: 74.3%
Household type by relationship
Households: 34,312
- In family households: 24,904 (6,608 male householders, 2,019 female householders)
7,039 spouses, 8,148 children (7,741 natural, 172 adopted, 235 stepchildren), 110 grandchildren, 291 brothers or sisters, 173 parents, 227 other relatives, 289 non-relatives
- In nonfamily households: 9,408 (3,460 male householders (2,716 living alone)), 4,501 female householders (4,002 living alone)), 1,447 nonrelatives
- In group quarters: 359 (128 institutionalized population)
Size of family households: 4,341 2-persons, 2,063 3-persons, 1,496 4-persons, 566 5-persons, 106 6-persons, 55 7-or-more-persons.
Size of nonfamily households: 6,718 1-person, 1,106 2-persons, 94 3-persons, 31 4-persons, 6 5-persons, 6 7-or-more-persons.
4,961 married couples with children.
962 single-parent households (210 men, 752 women).
91.2% of residents of 48073 zip code speak English at home.
1.2% of residents speak Spanish at home (79% very well, 16% well, 5% not well).
5.4% of residents speak other Indo-European language at home (61% very well, 23% well, 12% not well, 4% not at all).
0.8% of residents speak Asian or Pacific Island language at home (62% very well, 21% well, 17% not well).
1.4% of residents speak other language at home (60% very well, 31% well, 7% not well, 2% not at all).
Foreign born population: 2,579 (7.4%)
(48.1% of them are naturalized citizens)
| This zip code: | 7.4% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (18%)
- Other Eastern Europe (13%)
- United Kingdom (9%)
- Iraq (8%)
- India (7%)
- Germany (4%)
- Romania (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 764
- 1990 to 1994: 338
- 1985 to 1989: 181
- 1980 to 1984: 123
- 1975 to 1979: 181
- 1970 to 1974: 81
- 1970 to 1974: 103
- 1965 to 1969: 808
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White population: 32,711
Black population: 638
American Indian population: 78
Asian population: 669
Native Hawaiian and Other Pacific Islander population: 24
Some other race population: 118
Two or more races population: 475

First ancestries reported:
|  German: 5104 |
|  Irish: 3705 |
|  English: 3234 |
|  Polish: 3027 |
|  Other groups: 2347 |
|  Italian: 2029 |
|  United States or American: 1208 |
|  Scottish: 938 |
|  French (except Basque): 806 |
|  French Canadian: 679 |
|  Swedish: 546 |
|  Scotch-Irish: 532 |
|  Arab:: 370 |
|  Dutch: 365 |
|  Russian: 362 |
|  Albanian: 342 |
|  Finnish: 316 |
|  Hungarian: 290 |
|  European: 262 |
|  Ukrainian: 243 |
|  Greek: 233 |
|  Canadian: 225 |
|  Romanian: 198 |
|  Norwegian: 186 |
|  Assyrian/Chaldean/Syriac: 176 |
|  British: 173 |
|  Danish: 149 |
|  Armenian: 141 |
|  Lebanese: 126 |
|  Lithuanian: 126 |
|  Croatian: 121 |
|  Slovak: 100 |
|  Belgian: 99 |
|  Welsh: 90 |
|  Yugoslavian: 85 |
|  Iraqi: 77 |
|  Scandinavian: 76 |
|  Subsaharan African:: 70 |
|  Austrian: 63 |
|  Maltese: 62 |
|  Serbian: 61 |
|  Syrian: 49 |
|  Egyptian: 41 |
|  Latvian: 40 |
|  Swiss: 39 |
|  Iranian: 38 |
|  Arab/Arabic: 37 |
|  Northern European: 36 |
|  Slovene: 34 |
|  South African: 34 |
|  Eastern European: 32 |
|  Czechoslovakian: 31 |
|  African: 30 |
|  Macedonian: 27 |
|  Czech: 26 |
|  Portuguese: 23 |
|  Other Arab: 19 |
|  Estonian: 15 |
|  Brazilian: 13 |
|  Bulgarian: 12 |
|  Moroccan: 11 |
|  Jordanian: 10 |
|  Alsatian: 9 |
|  Turkish: 8 |
|  Nigerian: 6 |
|  West Indian (excluding Hispanic groups):: 6 |
|  West Indian: 6 |
|  Australian: 5 |

Public primary/middle schools in zip code 48073 not listed on the city page:- OAKLAND SCHOOLS AUTISTIC PROGRAM (Students: 58; Location: 5055 DELEMERE AVENUE, ROYAL OAK, MI; Grades: UG - UG)
- CAMPBELL ST. STATION - ALT. HS (Students: 18; Location: 707 GIRARD, ROYAL OAK, MI; Grades: UG - UG)
- OAKLAND TECHNICAL CENTER--SE (Location: 5055 DELEMERE AVENUE, ROYAL OAK, MI; Grades: UG - UG)
Major facitilies with environmental interests located in this zip code:
- ALFRED E. UPTON ELEMENTARY SCHOOL (4400 MANDALAY AVENUE in ROYAL OAK, MI)
(National Center for Education Statistics) - STATE ID-04264
Organizations: SCHOOL DISTRICT OF THE CITY OF ROYAL OAK (SCHOOL DISTRICT)
- AMOCO OIL CO 3895 (30875 WOODWARD SITE B in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- AXLE ENGINEERING (4610 DELEMERE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MOON ERIC W (CONTACT/OWNER)
- BODY PERFECT AUTO BODY SPECIALIST (4818 LEAFDALE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: FRANKLIN GLENN AND GRZESIK PETER (CONTACT/OWNER)
- MCPEEKS INC (1702 13 MILE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHARLES R MCPEEK (CONTACT/OPERATOR)
Alternative names: MOBIL OIL CORP SS K2N
- MELCO ENGRAVING INC (4223 EDGELAND in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ODOWD MG (CONTACT/OWNER)
- FIRESTONE (30901 WOODWARD AVE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NORTHWOOD SHOPPING CTR LTD (CONTACT/OWNER)
- FLETCHER PAINTING (2611 W 14 MILE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: FLETCHER WILLIAM (CONTACT/OPERATOR)
- FLEX N GATE (4336 COOLIDGE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: FLEX N GATE MICHIGAN LLC (CONTACT/OPERATOR)
Alternative names: HAWTHORNE METAL PRODUCTS
- GLASSWORKS INC THE (4819 FERNLEE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SPINDLER BOB AND VICI PHIL (CONTACT/OWNER)
- GTE VALENITE CORP (4321 DELEMERE CT in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- DRILLING CORP (4338 DELMERE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DRILLING CORPORATION (CONTACT/OPERATOR)
- ARMENS CLEANERS (4951 FERNLEE in ROYAL OAK, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $150,556
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (88%)
- Electricity (9%)
- Other fuel (1%)
- Bottled, tank, or LP gas (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 25628
- Northeast: 1430
- Midwest: 2734
- South: 1564
- West: 592
60% of the 48073 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 67% lived in Michigan.
Population in 1990: 32,093. Population change in the 1990s: +2,620 (+8.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 467
| Here: | 18.3% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 206
| Here: | 12.9% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 287
| Here: | 15.1% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (ROYAL OAK, MI):
- CONSUMERS ENERGY (INC) (4600 COOLIDGE HWY STE CE): $1,528,835 in 22 contracts from 1999 to 2001
Contracts for Gas Services by Army Signed by year: 2000: $785,141; 2001: $670,805; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$183,849 with Army for Gas Services. Signed on 2000-02-11. Completion date: 2000-02-07.
$129,184, same as above. Signed on 2001-01-18. Completion date: 2001-01-05.
$113,616, same as above. Signed on 2001-02-21. Completion date: 2001-02-05.
$103,750, same as above. Signed on 2000-12-19. Completion date: 2000-12-05.
- AMPION CORP (4921 LEAFDALE BLVD; small business): $429,198 in 13 contracts from 2002 to 2005
Contracts for ADP Support Equipment, Maintenance, Repair and Rebuilding of Equipment -- Automatic Data Processing Equipment (Including Firmware), Software, Supplies and Support Equipment, ADPE System Configuration, Machining Centers and Way-Type Machines, and more by Army Signed by year: 2000: $0; 2001: $0; 2002: $345,429; 2003: $21,970; 2004: $56,540; 2005: $5,259; 2006: $0.
Biggest contracts:
$76,512 with Army for ADP Support Equipment. Taking place in IL. Signed on 2002-09-20. Completion date: 2003-02-18.
$74,838, same as above. Signed on 2002-09-20. Completion date: 2003-02-18.
$71,362, same as above. Signed on 2002-03-12. Completion date: 2002-06-14.
$56,540 with Army for Maintenance, Repair and Rebuilding of Equipment -- Automatic Data Processing Equipment (Including Firmware), Software, Supplies and Support Equipment. Signed on 2004-01-21. Completion date: 2004-04-04.
- OLIVER JAKOB (3214 N ALEXANDER; small business): $25,416 in 4 contracts in 2003
$13,116 with Army for Custodial Janitorial Services. Signed on 2003-02-06. Completion date: 2002-02-28.
$12,300, same as above. Signed on 2003-02-16. Completion date: 2004-02-28.
$0, same as above. Signed on 2003-02-06. Completion date: 2002-02-28.
$0, same as above. Signed on 2003-02-16. Completion date: 2004-02-28.
- RECREATIONAL DIVING SYSTEMS (32552 WOODWARD AVE; small business)
$3,840 with U.S. Army Corps of Engineers - civil program financing only for Marine Lifesaving and Diving Equipment. Signed on 2000-04-07. Completion date: 2000-05-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 4, 20-49: 5, 10-19: 2, 5-9: 3, 1-4: 2)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 2, 20-49: 6, 10-19: 10, 5-9: 17, 1-4: 25)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 6, 10-19: 4, 5-9: 3, 1-4: 7)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (100-249: 1, 10-19: 2, 5-9: 3, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 179 people in other noninstitutional group quarters
- 129 people in nursing homes
- 19 people in other group homes
- 15 people in homes or halfway houses for drug/alcohol abuse
- 9 people in religious group quarters
- 6 people in homes for the mentally ill
- 2 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $169,289 | 1,064 | $126,071 | 1,226 | $136,086 | 142 | $36,930 | 10 | $894,565 | 134 | $115,262 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $187,503 | 76 | $118,424 | 231 | $140,562 | 33 | $30,923 | 0 | $0 | 28 | $130,294 | 1 | $32,000 |
| APPLICATIONS DENIED | 4 | $175,643 | 172 | $156,767 | 571 | $141,296 | 92 | $46,228 | 2 | $527,525 | 83 | $157,872 | 2 | $36,965 |
| APPLICATIONS WITHDRAWN | 2 | $205,550 | 80 | $129,568 | 216 | $156,952 | 9 | $36,419 | 2 | $224,775 | 21 | $130,375 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 26 | $138,846 | 81 | $153,644 | 12 | $114,947 | 0 | $0 | 14 | $130,119 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $152,155 | 1,444 | $121,437 | 1,585 | $134,606 | 172 | $56,311 | 209 | $140,805 | 2 | $49,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $151,345 | 133 | $130,139 | 252 | $135,705 | 19 | $80,990 | 31 | $134,020 | 6 | $39,293 |
| APPLICATIONS DENIED | 2 | $148,880 | 161 | $146,053 | 655 | $135,803 | 86 | $59,683 | 59 | $159,385 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $131,824 | 121 | $124,142 | 269 | $156,538 | 27 | $58,333 | 43 | $129,354 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 36 | $137,132 | 117 | $151,585 | 4 | $155,848 | 9 | $119,753 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $162,983 | 1,822 | $128,687 | 2,241 | $143,215 | 213 | $53,455 | 6 | $1,149,712 | 258 | $121,461 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $157,654 | 151 | $130,583 | 274 | $146,107 | 23 | $43,975 | 0 | $0 | 20 | $111,917 | 2 | $67,900 |
| APPLICATIONS DENIED | 9 | $129,607 | 220 | $119,977 | 666 | $154,617 | 89 | $52,824 | 0 | $0 | 50 | $146,028 | 12 | $91,445 |
| APPLICATIONS WITHDRAWN | 16 | $150,531 | 152 | $196,910 | 451 | $148,833 | 50 | $134,468 | 2 | $274,515 | 28 | $154,028 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $195,155 | 40 | $122,358 | 273 | $173,524 | 10 | $112,929 | 0 | $0 | 23 | $246,467 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $149,265 | 1,914 | $142,332 | 2,565 | $142,358 | 192 | $67,659 | 16 | $574,535 | 284 | $128,595 | 3 | $43,847 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $142,591 | 214 | $132,389 | 407 | $139,535 | 35 | $46,414 | 2 | $373,195 | 38 | $122,015 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $133,726 | 176 | $132,017 | 617 | $135,798 | 123 | $38,160 | 2 | $274,515 | 53 | $148,511 | 4 | $79,280 |
| APPLICATIONS WITHDRAWN | 7 | $138,843 | 125 | $130,092 | 401 | $146,507 | 35 | $90,881 | 0 | $0 | 10 | $110,029 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $133,900 | 30 | $198,795 | 152 | $145,495 | 14 | $43,504 | 0 | $0 | 9 | $100,912 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $142,671 | 1,504 | $133,317 | 5,376 | $132,511 | 282 | $28,283 | 12 | $497,841 | 260 | $116,109 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $107,030 | 77 | $125,241 | 466 | $127,706 | 55 | $22,818 | 2 | $354,355 | 31 | $107,640 |
| APPLICATIONS DENIED | 9 | $131,444 | 71 | $102,955 | 523 | $119,765 | 104 | $15,213 | 0 | $0 | 20 | $138,962 |
| APPLICATIONS WITHDRAWN | 12 | $128,794 | 80 | $129,654 | 439 | $124,784 | 13 | $50,238 | 0 | $0 | 13 | $114,644 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $98,920 | 31 | $142,627 | 167 | $118,598 | 2 | $9,955 | 0 | $0 | 4 | $74,255 |
Aggregated Statistics For Year 2001 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 192 | $136,987 | 1,408 | $134,701 | 4,174 | $129,619 | 403 | $28,053 | 2 | $499,250 | 176 | $106,368 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $136,857 | 70 | $124,556 | 346 | $115,477 | 65 | $21,856 | 0 | $0 | 24 | $127,849 |
| APPLICATIONS DENIED | 10 | $109,122 | 88 | $113,599 | 393 | $115,148 | 81 | $18,456 | 0 | $0 | 20 | $86,495 |
| APPLICATIONS WITHDRAWN | 4 | $162,938 | 44 | $107,185 | 411 | $113,469 | 25 | $46,090 | 1 | $76,000 | 16 | $111,792 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $143,764 | 112 | $117,425 | 4 | $30,963 | 0 | $0 | 7 | $106,679 |
Aggregated Statistics For Year 2000 (Based on 15 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 177 | $129,775 | 1,333 | $132,547 | 1,003 | $110,981 | 428 | $21,959 | 1 | $151,840 | 112 | $105,036 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $104,731 | 69 | $112,964 | 131 | $91,855 | 107 | $18,041 | 1 | $141,790 | 8 | $96,340 |
| APPLICATIONS DENIED | 13 | $129,966 | 93 | $89,021 | 258 | $94,325 | 115 | $20,797 | 0 | $0 | 14 | $107,406 |
| APPLICATIONS WITHDRAWN | 8 | $104,814 | 51 | $115,851 | 165 | $100,560 | 22 | $58,732 | 2 | $2,140,755 | 13 | $63,088 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $122,110 | 8 | $115,388 | 48 | $95,257 | 2 | $9,990 | 0 | $0 | 3 | $93,583 |
Aggregated Statistics For Year 1999 (Based on 8 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $120,081 | 681 | $126,270 | 1,038 | $104,396 | 221 | $20,505 | 3 | $855,283 | 72 | $97,979 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $81,797 | 23 | $117,099 | 98 | $93,446 | 46 | $16,693 | 0 | $0 | 4 | $85,283 |
| APPLICATIONS DENIED | 5 | $121,630 | 41 | $116,480 | 159 | $108,581 | 41 | $20,927 | 0 | $0 | 9 | $99,347 |
| APPLICATIONS WITHDRAWN | 3 | $94,813 | 45 | $125,340 | 121 | $92,595 | 16 | $48,829 | 0 | $0 | 6 | $93,835 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,980 | 7 | $134,587 | 35 | $96,223 | 1 | $19,870 | 0 | $0 | 5 | $106,086 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 269 | $150,555 | 98 | $176,669 | 1 | $49,040 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $159,003 | 15 | $186,401 | 4 | $147,853 |
| APPLICATIONS DENIED | 2 | $199,650 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $200,783 | 7 | $185,656 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 144 | $164,268 | 71 | $173,465 | 18 | $154,338 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $209,220 | 18 | $186,356 | 4 | $186,435 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $134,397 | 6 | $246,657 | 2 | $150,715 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 188 | $158,014 | 134 | $176,776 | 25 | $141,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $162,984 | 26 | $184,570 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $140,340 | 13 | $200,175 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $172,255 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 317 | $162,983 | 151 | $180,741 | 32 | $133,769 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $171,953 | 53 | $185,018 | 7 | $194,099 |
| APPLICATIONS DENIED | 4 | $168,450 | 2 | $208,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 24 | $134,820 | 20 | $163,586 | 2 | $80,920 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 459 | $166,000 | 541 | $162,582 | 42 | $144,918 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $173,558 | 123 | $167,513 | 2 | $125,890 |
| APPLICATIONS DENIED | 4 | $158,570 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $147,641 | 23 | $161,370 | 2 | $147,365 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $137,873 | 2 | $105,505 | 2 | $307,705 |
Aggregated Statistics For Year 2002 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 544 | $149,097 | 488 | $164,338 | 39 | $118,452 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 62 | $125,614 | 82 | $159,545 | 14 | $124,276 |
| APPLICATIONS DENIED | 7 | $138,350 | 9 | $167,696 | 2 | $139,790 |
| APPLICATIONS WITHDRAWN | 6 | $121,083 | 10 | $149,330 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $118,741 | 21 | $161,917 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 570 | $152,093 | 521 | $153,413 | 24 | $117,218 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $148,744 | 100 | $156,432 | 5 | $112,814 |
| APPLICATIONS DENIED | 8 | $103,485 | 11 | $161,215 | 4 | $156,625 |
| APPLICATIONS WITHDRAWN | 7 | $160,400 | 7 | $162,904 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,895 | 9 | $159,368 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 15 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 537 | $145,146 | 82 | $138,773 | 13 | $107,518 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $138,696 | 14 | $123,386 | 6 | $68,602 |
| APPLICATIONS DENIED | 7 | $142,046 | 9 | $131,429 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $53,825 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 8 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 329 | $134,080 | 86 | $133,005 | 7 | $113,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $129,669 | 15 | $135,256 | 1 | $155,200 |
| APPLICATIONS DENIED | 5 | $110,628 | 4 | $153,643 | 1 | $94,220 |
| APPLICATIONS WITHDRAWN | 5 | $129,888 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $123,640 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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