78538 Zip Code (Monte Alto, TX) Detailed Profile

Estimated zip code population in 2022: 10,362
Zip code population in 2010: 10,657
Zip code population in 2000: 7,447

Houses and condos: 3,608
Renter-occupied apartments: 777
March 2022 cost of living index in zip code 78538: 77.4 (low, U.S. average is 100)

Land area: 71.0 sq. mi.
Water area: 3.8 sq. mi.

Population density: 146 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,890 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,056 (1.5%)

For population 25 years and over in 78538:

• High school or higher: 62.1%
• Bachelor's degree or higher: 12.4%
• Graduate or professional degree: 3.5%
• Unemployed: 7.9%
• Mean travel time to work (commute): 22.7 minutes

For population 15 years and over in 78538:

• Never married: 39.4%
• Now married: 45.5%
• Separated: 2.5%
• Widowed: 5.9%
• Divorced: 6.7%

• 
• • 10,20198.4%Hispanic or Latino
  • 1611.6%White

Urban population: 7,601
Rural population: 2,760

Averages for the 2020 tax year for zip code 78538, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $31,488 (Individual Income Tax Returns)

Here:	$31,488
State:	$77,054

Salary/wage: $30,596 (reported on 85.4% of returns)

Here:	$30,596
State:	$62,766

(% of AGI for various income ranges: 1255.9% for AGIs below $25k, 3485.4% for AGIs $25k-50k, 6078.8% for AGIs $50k-75k, 10292.1% for AGIs $75k-100k, 16698.3% for AGIs $100k-200k)

Taxable interest for individuals: $836 (reported on 6.6% of returns)

This zip code:	$836
Texas:	$2,665

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 2.2% for AGIs $25k-50k, 28.7% for AGIs $50k-75k, 44.3% for AGIs $75k-100k, 20.0% for AGIs $100k-200k)

Ordinary dividends: $1,889 (reported on 1.8% of returns)

Here:	$1,889
State:	$10,044

(% of AGI for various income ranges: 3.6% for AGIs below $25k, 14.0% for AGIs $50k-75k, 25.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,978 (reported on 1.8% of returns)

Here:	+$2,978
State:	+$39,590

(% of AGI for various income ranges: 6.4% for AGIs $25k-50k, 16.5% for AGIs $50k-75k, 102.5% for AGIs $100k-200k)

Profit/loss from business: +$2,554 (reported on 27.2% of returns)

Here:	+$2,554
State:	+$10,888

(% of AGI for various income ranges: 186.6% for AGIs below $25k, 205.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,000 (reported on 2.2% of returns)

78538:	$12,000
Texas:	$24,740

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 26.3% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 384.3% for AGIs $75k-100k)

Total itemized deductions: $25,308 (reported on 2.4% of returns)

Here:	$25,308
State:	$40,428

(% of AGI for various income ranges: 95.0% for AGIs $25k-50k, 175.5% for AGIs $50k-75k, 832.9% for AGIs $75k-100k)

Charity contributions: $5,500 (reported on 1.6% of returns)

Here:	$5,500
State:	$18,201

(% of AGI for various income ranges: 18.3% for AGIs $25k-50k, 153.6% for AGIs $75k-100k)

Taxes paid: $7,190 (reported on 2.0% of returns)

78538:	$7,190
State:	$7,821

(% of AGI for various income ranges: 19.0% for AGIs $25k-50k, 55.2% for AGIs $50k-75k, 188.6% for AGIs $75k-100k)

Earned income credit: $3,346 (reported on 46.2% of returns)

Here:	$3,346
State:	$2,584

(% of AGI for various income ranges: 253.5% for AGIs below $25k, 151.0% for AGIs $25k-50k, 4.2% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.8%

Here:	92%
State:	92%

(% for various income ranges: 90.5% for AGIs below $25k, 93.0% for AGIs $25k-50k, 95.8% for AGIs $50k-75k, 89.5% for AGIs $75k-100k, 94.1% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 78538, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $26,514 (Individual Income Tax Returns)

Here:	$26,514
State:	$65,384

Salary/wage: $25,086 (reported on 87.8% of returns)

Here:	$25,086
State:	$52,524

(% of AGI for various income ranges: 77.8% for AGIs below $25k, 92.7% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 89.3% for AGIs $75k-100k, 67.4% for AGIs $100k-200k)

Taxable interest for individuals: $911 (reported on 7.3% of returns)

This zip code:	$911
Texas:	$2,372

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,733 (reported on 1.6% of returns)

Here:	$1,733
State:	$9,721

Net capital gain/loss in AGI: +$720 (reported on 1.4% of returns)

Here:	+$720
State:	+$35,319

Profit/loss from business: +$6,200 (reported on 24.5% of returns)

Here:	+$6,200
State:	+$13,732

(% of AGI for various income ranges: 16.6% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,083 (reported on 1.6% of returns)

78538:	$11,083
Texas:	$19,511

Total itemized deductions: $20,077 (32% of AGI, reported on 10.6% of returns)

Here:	$20,077
State:	$24,724

Here:	32.3% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 9.5% for AGIs $25k-50k, 16.1% for AGIs $50k-75k, 12.6% for AGIs $75k-100k, 9.9% for AGIs $100k-200k)

Charity contributions: $2,746 (reported on 7.1% of returns)

Here:	$2,746
State:	$6,808

(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxes paid: $3,672 (reported on 9.8% of returns)

78538:	$3,672
State:	$6,921

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Earned income credit: $3,320 (reported on 57.1% of returns)

Here:	$3,320
State:	$2,570

(% of AGI for various income ranges: 18.0% for AGIs below $25k, 3.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.2%

Here:	59%
State:	51%

(% for various income ranges: 58.5% for AGIs below $25k, 57.1% for AGIs $25k-50k, 68.0% for AGIs $50k-75k, 55.6% for AGIs $75k-100k, 77.8% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 78538, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $19,308 (Individual Income Tax Returns)

Here:	$19,308
State:	$47,881

Salary/wage: $18,361 (reported on 90.3% of returns)

Here:	$18,361
State:	$41,947

(% of AGI for various income ranges: 88.1% for AGIs below $10k, 87.3% for AGIs $10k-25k, 91.8% for AGIs $25k-50k, 83.2% for AGIs $50k-75k, 83.9% for AGIs $75k-100k, 39.6% for AGIs over 100k)

Taxable interest for individuals: $1,744 (reported on 9.3% of returns)

This zip code:	$1,744
Texas:	$2,255

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Taxable dividends: $1,209 (reported on 2.3% of returns)

Here:	$1,209
State:	$4,261

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Net capital gain/loss: +$3,391 (reported on 2.2% of returns)

Here:	+$3,391
State:	+$16,110

(% of AGI for various income ranges: 0.0% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.4% for AGIs $50k-75k, 5.8% for AGIs $75k-100k)

Profit/loss from business: +$5,213 (reported on 17.7% of returns)

Here:	+$5,213
State:	+$11,013

(% of AGI for various income ranges: 20.1% for AGIs below $10k, 7.7% for AGIs $10k-25k, -0.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k)

Profit/loss from farming: +$258 (reported on 1.0% of returns)

Here:	+$258
State:	-$9,403

IRA payment deduction: $2,800 (reported on 0.3% of returns)

78538:	$2,800
Texas:	$3,120

Total itemized deductions: $17,804 (36% of AGI, reported on 5.2% of returns)

Here:	$17,804
State:	$19,631

Here:	36.4% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 18.6% for AGIs $75k-100k)

Charity contributions deductions: $2,200 (4% of AGI, reported on 4.0% of returns)

Here:	$2,200
State:	$4,753

Here:	4.3% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.3% for AGIs $75k-100k)

Total tax: $2,120 (reported on 43.6% of returns)

78538:	$2,120
State:	$9,058

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.3% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $2,546 (reported on 63.4% of returns)

Here:	$2,546
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 64.9%

Here:	65%
State:	57%

(% for various income ranges: 60.7% for AGIs below $10k, 70.1% for AGIs $10k-25k, 59.6% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 76.5% for AGIs over 100k)

Nearest zip codes: 78543, 78558, 78549, 78562, 78561, 78542.
La Blanca Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1,374
Household did not receive Food Stamps/SNAP in the past 12 months: 1,815

Women who had a birth in the past 12 months: 239 (62 now married, 171 unmarried)
Women who did not have a birth in the past 12 months: 2,267 (866 now married, 1,404 unmarried)

Housing units in zip code 78538 with a mortgage: 691
Median monthly owner costs for units with a mortgage: $1,243
Median monthly owner costs for units without a mortgage: $377

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 78538 household income distribution in 2022

• 341Less than $10,000
• 203$10,000 to $14,999
• 288$15,000 to $19,999
• 169$20,000 to $24,999
• 157$25,000 to $29,999
• 249$30,000 to $34,999
• 111$35,000 to $39,999
• 162$40,000 to $44,999
• 95$45,000 to $49,999
• 192$50,000 to $59,999
• 335$60,000 to $74,999
• 347$75,000 to $99,999
• 258$100,000 to $124,999
• 121$125,000 to $149,999
• 51$150,000 to $199,999
• 67$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 78538

• 30Less than $10,000
• 19$15,000 to $19,999
• 73$20,000 to $24,999
• 57$25,000 to $29,999
• 136$30,000 to $34,999
• 74$35,000 to $39,999
• 251$40,000 to $49,999
• 91$50,000 to $59,999
• 220$60,000 to $69,999
• 47$70,000 to $79,999
• 115$80,000 to $89,999
• 150$90,000 to $99,999
• 51$100,000 to $124,999
• 80$125,000 to $149,999
• 199$150,000 to $174,999
• 150$175,000 to $199,999
• 31$200,000 to $249,999
• 85$250,000 to $299,999
• 65$300,000 to $399,999
• 35$400,000 to $499,999
• 8$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 78538

• 17Less than $100
• 41$100 to $149
• 92$150 to $199
• 21$200 to $249
• 29$250 to $299
• 37$300 to $349
• 61$350 to $399
• 64$450 to $499
• 61$500 to $549
• 26$550 to $599
• 7$600 to $649
• 19$750 to $799
• 225No cash rent

Median gross rent in 2022: $510.

Median price asked for vacant for-sale houses and condos in 2022: $208,098.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $181,301
• Some other race householders: $92,049
• Two or more races householders: $97,925
• Hispanic or Latino householders: $94,288

Estimated median house or condo value in 2022: $93,729 Lower value quartile - upper value quartile: $52,760 - $174,331

Mean price in 2022:

Detached houses: $80,225

Here:	$80,225
State:	$369,058

Mobile homes: $73,671

Here:	$73,671
State:	$124,413

Housing units in structures:

• One, detached: 2,894
• One, attached: 7
• Two: 89
• 3 or 4: 185
• 5 to 9: 90
• 20 to 49: 20
• Mobile homes: 295

Unemployment: 7.9%

• Means of transportation to work in zip code 78538

• 69.4%2,773Drove a car alone
• 7.4%294Carpooled
• 0.7%28Motorcycle
• 1.3%50Walked
• 13.1%523Other means
• 8.7%346Worked at home

• Travel time to work (commute) in zip code 78538

• 298Less than 5 minutes
• 6165 to 9 minutes
• 26810 to 14 minutes
• 59615 to 19 minutes
• 47220 to 24 minutes
• 35525 to 29 minutes
• 50430 to 34 minutes
• 8335 to 39 minutes
• 9940 to 44 minutes
• 17345 to 59 minutes
• 3360 to 89 minutes
• 8590 or more minutes

Percentage of zip code residents living and working in this county: 91.0%

Household type by relationship:

Households: 10,362

• Male householders: 1,343 (348 living alone), Female householders: 1,803 (215 living alone)

• 1,621 spouses (1,621 opposite-sex spouses), 161 unmarried partners, (161 opposite-sex unmarried partners), 4,010 children (3,849 natural, 48 adopted, 112 stepchildren), 544 grandchildren, 228 brothers or sisters, 182 parents, 3 foster children, 373 other relatives, 55 non-relatives

Size of family households: 656 2-persons, 618 3-persons, 527 4-persons, 480 5-persons, 74 6-persons, 105 7-or-more-persons

Size of nonfamily households: 562 1-person, 90 2-persons

1,639 married couples with children.
784 single-parent households (204 men, 580 women).

8.5% of residents of 78538 zip code speak English at home.
91.2% of residents speak Spanish at home (64% very well, 19% well, 7% not well, 11% not at all).

Housing units lacking complete plumbing facilities: 6.1%
Housing units lacking complete kitchen facilities: 4.1%

Population in 1990: 16,225.

Place of birth for U.S.-born residents:

• This state: 6,877
• Northeast: 30
• Midwest: 260
• South: 192
• West: 490

72% of the 78538 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 77% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

99% of the 78538 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 79% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 67

Top industries in this zip code by the number of employees in 2005:

• Construction: Water and Sewer Line and Related Structures Construction (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
• Educational Services: Elementary and Secondary Schools (20-49: 1, 10-19: 1)
• Health Care and Social Assistance: Freestanding Ambulatory Surgical and Emergency Centers (20-49: 1)
• Health Care and Social Assistance: All Other Outpatient Care Centers (20-49: 1)
• Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (20-49: 1)
• Professional, Scientific, and Technical Services: Surveying and Mapping (except Geophysical) Services (10-19: 1, 1-4: 1)
• Health Care and Social Assistance: Child Day Care Services (10-19: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0243.02 , 0244.01, 0245.00, 0246.00


Detailed PMIC statistics for the following Tracts: 0243.02 , 0244.01, 0245.00, 0246.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 11. The highest number of reported fire incidents - 80 took place in 2007, and the least - 0 in 2012. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (77.8%), and Structure Fires (14.8%).


• Fire incident types reported to NFIRS in Zip Code 78538
• 14777.8%Outside Fires
• 2814.8%Structure Fires
• 136.9%Mobile Property/Vehicle Fires
• 10.5%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 78538, Texas

Most common first names in zip code 78538 among deceased individuals
Name	Count	Lived (average)
Maria	56	74.6 years
Jose	34	74.1 years
Guadalupe	27	73.0 years
Juan	25	72.8 years
Francisco	12	74.9 years
Pedro	12	71.2 years
Manuel	11	66.7 years
Jesus	10	74.7 years
Robert	9	67.2 years
Francisca	8	82.1 years

Most common last names in zip code 78538 among deceased individuals
Last name	Count	Lived (average)
Garcia	42	74.8 years
Gonzalez	39	73.3 years
Rodriguez	27	65.9 years
Martinez	26	73.6 years
Lopez	19	79.5 years
Villarreal	17	68.9 years
Sanchez	16	76.1 years
Gomez	14	79.6 years
Garza	14	78.1 years
Valdez	14	73.7 years

Businesses in zip code 78538

• Little Caesars Pizza: 1
• True Value: 1