Estimated median household income in 2007: $71,828
| This zip code: | $71,828 | | California: | $59,948 |
Nearest zip codes: 94706, 94805, 94707, 94804, 94708, 94710.
Housing units in zip code 94530 with a mortgage: 3,428 (400 second mortgage, 355 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 2,340
Median monthly owner costs for units with a mortgage: $2,558
Median monthly owner costs for units without a mortgage: $469
Residents with income below the poverty level in 2007:
| This zip code: | 5.7% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.1% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 3.5 |
Year house built: |
|
- 1999 to March 2000: 37
- 1995 to 1998: 92
- 1990 to 1994: 242
- 1980 to 1989: 593
- 1970 to 1979: 942
- 1960 to 1969: 1,714
- 1950 to 1959: 3,043
- 1940 to 1949: 2,442
- 1939 or earlier: 1,391
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Bedrooms in owner-occupied houses in El Cerrito, CA (94530): |
|
- no bedroom: 20
- 1 bedrooms: 203
- 2 bedrooms: 1,711
- 3 bedrooms: 2,984
- 4 bedrooms: 1,018
- 5 or more bedrooms: 266
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 278
- 1 bedrooms: 1,048
- 2 bedrooms: 2,026
- 3 bedrooms: 617
- 4 bedrooms: 59
- 5 or more bedrooms: 6
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Vehicles available in 94530 zip code in owner-occupied houses/condos: |
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- no vehicle: 257
- 1 vehicle: 2,246
- 2 vehicles: 2,628
- 3 vehicles: 809
- 4 vehicles: 195
- 5 or more vehicles: 67
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 492
- 1 vehicle: 2,094
- 2 vehicles: 1,132
- 3 vehicles: 253
- 4 vehicles: 26
- 5 or more vehicles: 37
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 94530:
- Less than $10,000: 8
- $10,000 to $14,999: 4
- $15,000 to $19,999: 4
- $20,000 to $24,999: 4
- $25,000 to $29,999: 3
- $30,000 to $34,999: 3
- $35,000 to $39,999: 3
- $40,000 to $49,999: 9
- $50,000 to $59,999: 18
- $60,000 to $69,999: 21
- $70,000 to $79,999: 15
- $80,000 to $89,999: 23
- $90,000 to $99,999: 28
- $100,000 to $124,999: 33
- $125,000 to $149,999: 6
- $150,000 to $174,999: 2
- $175,000 to $199,999: 7
- $200,000 to $249,999: 37
- $250,000 to $299,999: 25
- $300,000 to $399,999: 141
- $400,000 to $499,999: 306
- $500,000 to $749,999: 1,912
- $750,000 to $999,999: 1,770
- $1,000,000 or more: 1,560
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Rent paid by renters in 2007 in zip code 94530:
- Less than $100: 8
- $100 to $149: 14
- $150 to $199: 17
- $200 to $249: 22
- $250 to $299: 17
- $300 to $349: 12
- $350 to $399: 14
- $400 to $449: 18
- $450 to $499: 16
- $500 to $549: 51
- $550 to $599: 30
- $600 to $649: 107
- $650 to $699: 150
- $700 to $749: 255
- $750 to $799: 295
- $800 to $899: 739
- $900 to $999: 622
- $1,000 to $1,249: 1,428
- $1,250 to $1,499: 562
- $1,500 to $1,999: 678
- $2,000 or more: 170
- No cash rent: 159
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Median price asked for vacant for-sale houses and condos in 2007: $946,846.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $787,343
- Black or African American householders: $802,865
- American Indian or Alaska Native householders: $554,244
- Asian householders: $754,693
- Native Hawaiian and other Pacific Islander householders: $1,471,920
- Some other race householders: $741,580
- Two or more races householders: $956,748
- Hispanic or Latino householders: $779,582
Estimated median house or condo value in 2007: $782,727 (it was $292,600 in 2000)
| 94530: | $782,727 | | California: | $532,300 |
Lower value quartile - upper value quartile: $596,440 - $807,990
Mean price in 2007:
Detached houses: $688,514| Here: | $688,514 | | State: | $619,135 |
Townhouses or other attached units: $659,780| Here: | $659,780 | | State: | $541,123 |
In 2-unit structures: $557,849| Here: | $557,849 | | State: | $702,713 |
In 3-to-4-unit structures: $759,023| Here: | $759,023 | | State: | $512,546 |
In 5-or-more-unit structures: $338,768| Here: | $338,768 | | State: | $482,470 |
Mobile homes: $72,941| Here: | $72,941 | | State: | $59,450 |
Occupied boats, RVs, vans, etc.: $8,500| Here: | $8,500 | | State: | $63,652 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,288
- One, attached: 350
- Two: 397
- 3 or 4: 935
- 5 to 9: 531
- 10 to 19: 252
- 20 to 49: 432
- 50 or more: 279
- Mobile homes: 17
- Boats, RVs, vans, etc.: 15

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Means of transportation to work
- Drove a car alone: 6,870 (58%)
- Carpooled: 1,343 (11%)
- Bus or trolley bus: 489 (4%)
- Streetcar or trolley car: 32 (0%)
- Subway or elevated: 1,857 (16%)
- Railroad: 68 (1%)
- Motorcycle: 49 (0%)
- Bicycle: 211 (2%)
- Walked: 155 (1%)
- Other means: 133 (1%)
- Worked at home: 648 (5%)
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Travel time to work
- Less than 5 minutes: 191
- 5 to 9 minutes: 720
- 10 to 14 minutes: 1115
- 15 to 19 minutes: 1414
- 20 to 24 minutes: 1394
- 25 to 29 minutes: 666
- 30 to 34 minutes: 1590
- 35 to 39 minutes: 445
- 40 to 44 minutes: 616
- 45 to 59 minutes: 1365
- 60 to 89 minutes: 1237
- 90 or more minutes: 454
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Neighborhoods in zip code 94530:
Percentage of zip code residents living and working in this county: 27.2%
Household type by relationship
Households: 23,014
- In family households: 17,576 (4,417 male householders, 1,625 female householders)
4,827 spouses, 4,936 children (4,705 natural, 135 adopted, 96 stepchildren), 298 grandchildren, 277 brothers or sisters, 249 parents, 422 other relatives, 525 non-relatives
- In nonfamily households: 5,438 (1,608 male householders (1,111 living alone)), 2,596 female householders (2,084 living alone)), 1,234 nonrelatives
- In group quarters: 176 (43 institutionalized population)
Size of family households: 3,035 2-persons, 1,499 3-persons, 974 4-persons, 378 5-persons, 77 6-persons, 79 7-or-more-persons.
Size of nonfamily households: 3,195 1-person, 837 2-persons, 127 3-persons, 31 4-persons, 14 5-persons.
2,646 married couples with children.
690 single-parent households (169 men, 521 women).
68.3% of residents of 94530 zip code speak English at home.
6.2% of residents speak Spanish at home (69% very well, 21% well, 8% not well, 2% not at all).
7.5% of residents speak other Indo-European language at home (68% very well, 17% well, 13% not well, 2% not at all).
16.8% of residents speak Asian or Pacific Island language at home (47% very well, 30% well, 19% not well, 3% not at all).
1.3% of residents speak other language at home (72% very well, 25% well, 3% not well).
Foreign born population: 5,988 (25.9%)
(52.1% of them are naturalized citizens)
| This zip code: | 25.9% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (18%)
- Taiwan (8%)
- Japan (6%)
- Philippines (5%)
- Iran (4%)
- Vietnam (4%)
- Korea (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 1,111
- 1990 to 1994: 948
- 1985 to 1989: 788
- 1980 to 1984: 943
- 1975 to 1979: 670
- 1970 to 1974: 336
- 1970 to 1974: 335
- 1965 to 1969: 857
|
|
White population: 13,426
Black population: 1,946
American Indian population: 111
Asian population: 5,615
Native Hawaiian and Other Pacific Islander population: 55
Some other race population: 701
Two or more races population: 1,267

First ancestries reported:
|  Other groups: 9605 |
|  German: 1637 |
|  English: 1602 |
|  Irish: 1208 |
|  Italian: 1201 |
|  Scottish: 397 |
|  European: 382 |
|  Polish: 361 |
|  Russian: 353 |
|  French (except Basque): 352 |
|  United States or American: 335 |
|  Iranian: 317 |
|  Scotch-Irish: 260 |
|  Swedish: 257 |
|  Dutch: 222 |
|  Subsaharan African:: 213 |
|  Portuguese: 211 |
|  Norwegian: 199 |
|  British: 196 |
|  Arab:: 154 |
|  Swiss: 138 |
|  Austrian: 117 |
|  African: 103 |
|  Israeli: 102 |
|  Eastern European: 100 |
|  Welsh: 93 |
|  French Canadian: 91 |
|  Danish: 83 |
|  Canadian: 76 |
|  Hungarian: 63 |
|  Greek: 61 |
|  Brazilian: 60 |
|  Finnish: 60 |
|  Ukrainian: 57 |
|  Czech: 57 |
|  Other Arab: 55 |
|  Lithuanian: 54 |
|  Northern European: 53 |
|  Scandinavian: 50 |
|  Arab/Arabic: 50 |
|  West Indian (excluding Hispanic groups):: 43 |
|  Czechoslovakian: 42 |
|  Yugoslavian: 38 |
|  Turkish: 36 |
|  Ghanian: 36 |
|  Armenian: 29 |
|  Celtic: 26 |
|  Slovene: 25 |
|  Sudanese: 25 |
|  Ethiopian: 23 |
|  Latvian: 20 |
|  Jamaican: 20 |
|  Croatian: 19 |
|  Palestinian: 16 |
|  Syrian: 15 |
|  Slovak: 12 |
|  Belgian: 12 |
|  Australian: 10 |
|  Guyanese: 9 |
|  Cape Verdean: 9 |
|  Belizean: 9 |
|  Icelander: 8 |
|  Other Subsaharan African: 8 |
|  West Indian: 8 |
|  Luxemburger: 7 |
|  Slavic: 6 |
|  Moroccan: 6 |
|  Lebanese: 6 |
|  Egyptian: 6 |
|  Haitian: 6 |
|  Liberian: 5 |
|  Macedonian: 5 |
|  South African: 4 |

Major facitilies with environmental interests located in this zip code:
- GREAT AMERICAN DRY CLEANING (215 EL CERRITO PLAZA in EL CERRITO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: THE GREAT AMERICA CLEANERS (CONTACT/OWNER)
, BOB & SANDY KIM (CONTACT/OWNER)
Alternative names: GREAT AMERICA CLEANERS
- LONGS DRUG STORES NO 508 (10650 SAN PABLO AVE in EL CERRITO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LONGS DRUG STORES CAL (CONTACT/OWNER)
Alternative names: LONGS DRUG STORE #508, PAYLESS DRUG STORE-NORTHWEST INC, PAYLESS DRUG STORES NORTHWEST, INC
- HONDA OF EL CERRITO (11755 SAN PABLO AVE in EL CERRITO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: EL CERRITO AUTOMOTIVE CO (CONTACT/OWNER)
- MADERA ELEMENTARY SCHOOL RICHMOND USD (8500 MADERA DRIVE in EL CERRITO, CA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-6004840
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- CHEVRON STATION NO 96967 (11319 SAN PABLO AVE in EL CERRITO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CHEVRON PRODUCTS CO (CONTACT/OWNER)
- ALTERNATIVE EDUCATION LEARNING CENTER CHARTER (7628 POTRERO AVENUE in EL CERRITO, CA)
(National Center for Education Statistics) - STATE ID-0730580
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- EL CERRITO SENIOR HIGH (540 ASHBURY AVE. in EL CERRITO, CA)
(National Center for Education Statistics) - STATE ID-0732941
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- FAIRMONT ELEMENTARY (724 KEARNEY ST. in EL CERRITO, CA)
(National Center for Education Statistics) - STATE ID-6004758
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- HARDING ELEMENTARY (7230 FAIRMONT AVE. in EL CERRITO, CA)
(National Center for Education Statistics) - STATE ID-6004782
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- CASTRO ELEMENTARY (7125 DONAL AVE. in EL CERRITO, CA)
(National Center for Education Statistics) - STATE ID-6004642
Organizations: WEST CONTRA COSTA UNIFIED (SCHOOL DISTRICT)
- O K CLEANERS (6109 POTRERO AVENUE in EL CERRITO, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: A&N COMPANY (CONTACT/OWNER)
Alternative names: A&N COMP DRYCLEANERS, UNIQUE CLEANERS
- EL CERRITO RECYCLING CENTER (7501 SCHMIDT LANE in EL CERRITO, CA)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CITY OF EL CERRITO (CONTACT/OPERATOR)
- EL CERRITO MITSUBISHI (11820 SAN PABLO AVENUE in EL CERRITO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: EL CERRITO AUTOMOTIVE INVESTMENTS LLC (CONTACT/OWNER)
Alternative names: VAL STROUGH EL CERRITO MAZDA, VAL STROUGHS EL CERRITO HONDA, VAL STROUGHS EL CERRITO MAZDA
Median worth of mobile homes: $33,419
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Utility gas (84%)
- Electricity (15%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 10352
- Northeast: 1667
- Midwest: 2095
- South: 1712
- West: 1074
61% of the 94530 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 30% lived in this county.
Out of people who lived in different counties, 81% lived in California.
Population in 1990: 28,146. Population change in the 1990s: -5,025 (-17.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 611
| Here: | 34.7% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 154
| Here: | 20.8% | | California: | 7.8% |
Students in private undergraduate colleges: 243
| Here: | 15.7% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (EL CERRITO, CA):
- ARCHITECTURAL SYSTEMS CORPORAT (1 - 20TH STREET, RICHMOND; small business): $1,465,198 in 11 contracts from 2000 to 2002
Contracts for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities, Hazardous Substance Removal, Cleanup, and Disposal Services and Operational Support, Maintenance, Repair or Alteration of Real Property -- Other Conservation and Development Facilities by Air Force, Navy, Agricultural Research Service (disused code) Signed by year: 2000: $338,035; 2001: $914,763; 2002: $212,400; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$520,000 with Air Force for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities. Signed on 2001-12-03. Completion date: 2002-09-30.
$328,035 with Navy for Hazardous Substance Removal, Cleanup, and Disposal Services and Operational Support. Signed on 2000-11-28. Completion date: 2000-10-16.
$285,000 with Air Force for Maintenance, Repair or Alteration of Real Property -- Family Housing Facilities. Signed on 2001-02-07. Completion date: 2002-09-29.
$188,000, same as above. Signed on 2002-04-02. Completion date: 2002-09-30.
- SEISMOLOGICAL SOCIETY OF AMERI (201 EL CERRITO PLZ): $137,120 in 48 contracts from 2003 to 2006
Contracts for Other Photographic, Mapping, Printing, and Publication Services, Newspapers and Periodicals, , Books and Pamphlets, and more by Geological Survey, National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere, Air Force Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $3,502; 2004: $66,018; 2005: $59,313; 2006: $8,287.
Biggest contracts:
$8,665 with Geological Survey for Other Photographic, Mapping, Printing, and Publication Services. Signed on 2005-12-22. Completion date: 2006-01-31.
$6,652, same as above. Signed on 2005-10-26. Completion date: 2005-10-27.
$6,392, same as above. Signed on 2006-06-05. Effective on 2006-06-02. Completion date: 2006-12-31.
$6,068 with Geological Survey for Newspapers and Periodicals. Signed on 2004-08-19. Completion date: 2004-09-16.
- CORWIN, ROBERT F (406 SEAVIEW DR; small business): $27,950 in 2 contracts from 2004 to 2005
$23,000 with Army for Other Research and Development -- Basic Research (R&D). Taking place in TX. Signed on 2004-08-10. Completion date: 2004-12-31.
$4,950, same as above. Signed on 2005-02-15. Completion date: 2004-12-31.
- ADVENTURE ASSOCIATES, INC (601 LEXINGTON AVE; small business): $11,660 in 2 contracts from 2003 to 2004
$6,160 with Army for Training/Curriculum Development. Taking place in OH. Signed on 2003-07-31. Completion date: 2003-08-02.
$5,500 with Army for Lectures For Training. Signed on 2004-07-31. Completion date: 2004-08-02.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 2 establishments, 50-99 employees: 3 establishments, 20-49 employees: 4 establishments, 10-19 employees: 3 establishments, 5-9 employees: 6 establishments, 1-4 employees: 13 establishments)
- Finance and Insurance: Other Activities Related to Credit Intermediation (500-999: 1, 5-9: 1, 1-4: 3)
- Accommodation and Food Services: Limited-Service Restaurants (100-249: 1, 20-49: 5, 10-19: 3, 5-9: 5, 1-4: 5)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 50-99: 2, 5-9: 2, 1-4: 3)
- Finance and Insurance: Commercial Banking (100-249: 1, 20-49: 1, 10-19: 3)
- Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 106 people in other noninstitutional group quarters
- 41 people in nursing homes
- 21 people in other group homes
- 8 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 3
- Persons involved in fatal accidents: 12
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 601 | $391,461 | 849 | $365,519 | 166 | $215,448 | 22 | $923,783 | 132 | $346,769 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 128 | $434,261 | 206 | $355,763 | 24 | $292,175 | 0 | $0 | 20 | $353,783 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 170 | $433,411 | 418 | $446,204 | 70 | $212,246 | 0 | $0 | 73 | $344,297 | 4 | $57,945 |
| APPLICATIONS WITHDRAWN | 1 | $148,390 | 68 | $427,868 | 198 | $402,833 | 26 | $311,406 | 4 | $1,729,848 | 39 | $370,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 27 | $440,459 | 67 | $318,489 | 10 | $235,765 | 0 | $0 | 6 | $367,458 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 13 full and 10 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 749 | $405,088 | 1,029 | $362,529 | 190 | $209,208 | 17 | $686,818 | 211 | $385,483 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 122 | $385,102 | 205 | $368,621 | 33 | $254,345 | 0 | $0 | 48 | $356,875 | 0 | $0 |
| APPLICATIONS DENIED | 174 | $427,054 | 403 | $408,954 | 76 | $272,312 | 3 | $270,817 | 47 | $441,164 | 1 | $86,060 |
| APPLICATIONS WITHDRAWN | 110 | $475,614 | 218 | $392,784 | 35 | $247,444 | 0 | $0 | 22 | $399,507 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 24 | $362,403 | 53 | $337,411 | 6 | $255,800 | 0 | $0 | 4 | $436,475 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $64,800 | 867 | $408,060 | 1,373 | $353,005 | 169 | $263,942 | 25 | $714,052 | 243 | $361,850 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 130 | $333,533 | 225 | $362,588 | 19 | $212,691 | 0 | $0 | 20 | $323,688 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 190 | $378,917 | 374 | $374,876 | 70 | $265,295 | 0 | $0 | 47 | $360,416 | 1 | $26,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 123 | $404,749 | 319 | $339,761 | 34 | $154,408 | 2 | $685,690 | 24 | $314,595 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $158,000 | 23 | $484,885 | 77 | $390,184 | 5 | $110,042 | 2 | $1,193,280 | 13 | $316,640 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $130,480 | 809 | $360,728 | 1,710 | $308,470 | 134 | $236,352 | 19 | $594,245 | 211 | $298,677 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 127 | $354,051 | 267 | $294,753 | 21 | $199,232 | 0 | $0 | 33 | $308,311 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 157 | $341,343 | 420 | $327,777 | 73 | $175,791 | 2 | $765,280 | 50 | $313,367 | 2 | $19,955 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 105 | $380,896 | 387 | $301,255 | 29 | $245,133 | 0 | $0 | 26 | $379,430 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $265,877 | 118 | $307,086 | 5 | $172,442 | 0 | $0 | 5 | $307,826 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $273,667 | 836 | $304,175 | 4,253 | $245,374 | 53 | $76,400 | 18 | $2,159,016 | 393 | $240,357 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 81 | $283,338 | 578 | $251,032 | 29 | $109,666 | 0 | $0 | 52 | $240,942 |
| APPLICATIONS DENIED | 0 | $0 | 124 | $312,074 | 522 | $265,612 | 37 | $89,054 | 0 | $0 | 60 | $249,619 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 92 | $297,824 | 618 | $271,584 | 7 | $60,486 | 0 | $0 | 41 | $205,998 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 35 | $372,893 | 85 | $279,158 | 2 | $19,635 | 2 | $849,490 | 16 | $317,683 |
Aggregated Statistics For Year 2002 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $91,818 | 823 | $279,159 | 3,016 | $238,860 | 66 | $53,798 | 17 | $785,293 | 289 | $227,637 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $152,860 | 59 | $327,000 | 436 | $243,534 | 25 | $55,921 | 0 | $0 | 19 | $165,745 |
| APPLICATIONS DENIED | 0 | $0 | 84 | $252,090 | 341 | $255,614 | 23 | $148,097 | 6 | $672,252 | 40 | $232,500 |
| APPLICATIONS WITHDRAWN | 2 | $162,495 | 88 | $295,850 | 378 | $221,436 | 7 | $55,750 | 0 | $0 | 22 | $226,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 45 | $255,666 | 138 | $230,945 | 2 | $102,285 | 0 | $0 | 12 | $195,342 |
Aggregated Statistics For Year 2001 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $177,805 | 701 | $232,601 | 1,990 | $234,257 | 126 | $53,987 | 13 | $609,528 | 162 | $222,243 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 78 | $225,668 | 246 | $214,654 | 31 | $56,132 | 0 | $0 | 18 | $196,550 |
| APPLICATIONS DENIED | 1 | $49,890 | 109 | $219,021 | 287 | $229,811 | 46 | $46,943 | 4 | $8,303,268 | 26 | $209,598 |
| APPLICATIONS WITHDRAWN | 2 | $294,340 | 65 | $208,244 | 261 | $227,299 | 33 | $87,841 | 0 | $0 | 23 | $228,429 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 30 | $293,508 | 94 | $211,640 | 4 | $243,153 | 0 | $0 | 10 | $179,389 |
Aggregated Statistics For Year 2000 (Based on 13 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $153,517 | 842 | $225,387 | 451 | $187,581 | 128 | $42,851 | 16 | $455,051 | 117 | $196,166 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 98 | $174,122 | 50 | $147,086 | 37 | $36,653 | 0 | $0 | 19 | $160,972 |
| APPLICATIONS DENIED | 5 | $120,574 | 94 | $229,269 | 193 | $180,884 | 49 | $67,973 | 2 | $359,750 | 30 | $205,813 |
| APPLICATIONS WITHDRAWN | 2 | $213,305 | 71 | $245,749 | 127 | $151,538 | 23 | $56,724 | 2 | $548,570 | 11 | $227,142 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $193,691 | 72 | $178,711 | 3 | $20,630 | 1 | $380,560 | 6 | $279,555 |
Aggregated Statistics For Year 1999 (Based on 8 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $187,495 | 434 | $191,471 | 441 | $175,055 | 74 | $28,940 | 6 | $393,052 | 90 | $169,724 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $131,880 | 41 | $195,915 | 73 | $165,561 | 21 | $39,283 | 0 | $0 | 10 | $117,237 |
| APPLICATIONS DENIED | 1 | $70,140 | 51 | $153,245 | 125 | $163,448 | 25 | $55,295 | 0 | $0 | 15 | $150,239 |
| APPLICATIONS WITHDRAWN | 2 | $143,635 | 55 | $179,231 | 118 | $177,141 | 9 | $49,248 | 1 | $897,200 | 12 | $176,592 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $169,627 | 29 | $183,797 | 2 | $16,100 | 0 | $0 | 4 | $176,343 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $366,691 | 7 | $480,880 | 3 | $343,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $465,398 | 7 | $345,273 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $390,690 | 0 | $0 | 2 | $390,690 |
| APPLICATIONS WITHDRAWN | 2 | $630,450 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $501,110 | 2 | $364,545 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $647,610 | 1 | $143,270 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $378,610 | 8 | $463,818 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $173,760 | 1 | $436,210 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $325,173 | 0 | $0 | 2 | $120,925 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $376,128 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $313,387 | 6 | $439,985 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $518,080 | 0 | $0 | 1 | $255,840 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $278,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $301,446 | 15 | $321,261 | 3 | $256,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $307,463 | 11 | $355,760 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $387,503 | 2 | $272,395 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 9 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $273,122 | 13 | $328,496 | 5 | $207,204 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $308,589 | 4 | $262,295 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $510,600 | 6 | $286,340 | 2 | $642,775 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 13 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $253,921 | 10 | $295,415 | 3 | $145,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $238,255 | 7 | $226,663 | 2 | $209,455 |
| APPLICATIONS DENIED | 1 | $111,930 | 3 | $273,673 | 1 | $111,930 |
| APPLICATIONS WITHDRAWN | 4 | $152,550 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $126,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 13 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $239,107 | 15 | $236,015 | 4 | $178,038 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $212,136 | 4 | $209,440 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $162,407 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 8 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $218,955 | 11 | $215,286 | 2 | $95,125 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $183,421 | 3 | $225,930 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $310,860 | 2 | $169,535 | 1 | $133,460 |
| APPLICATIONS WITHDRAWN | 2 | $275,570 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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