Not much to recap from yesterday. We had no economic data to hit the news wires. Mortgage rates opened similar to closing prices from Friday. After a sideways morning, mortgage backed securities began to rally right at noon and continued through close. The price gains were not substantial, but there were enough to allow lenders to reprice for the better improving consumer borrowing costs.

Like yesterday, the economic calendar is empty but we did have the first of three treasury...

I don't seem to be able to ignore things that others blithely pass over. It's been this way all my life. I read or hear some pronouncement that rallies others, and leaves me -- thinking.

It started when I first read the Bible, a gift from my father when I was eight. I'd had a few years of Sunday school under my belt by then, and some things were not adding up. All my classmates seemed undeterred by the things that derailed me.

Like the story of the woman condemned to stoning,...

Do you ever feel like your being watched and graded by 'God'??

You know like A,B,C,D or F?

Like your always being observed and graded based on how you react to certain things...

For instance...

1. When you loose your keys...do you blame others around you? Do you blame God? Do you loose your temper, only to end up finding them in your own pocket?

2. Or maybe when your going broke...finacially...how do you handle it?
How does...

Wife finally got to the Doctors today... Didnt get to 'see' the Doctor, only his Nurse.. Said she has to come back tomorrow and take a hearing test!! (Tubes maybe plugged up)...
They are checking with the Insurance Company, but, they told her, if they wont pay, then to bring 80 bucks with her tomorrow!!!
This is a Royal Pain!! I would have told them that I wanted to see the blasted Doctor if I was going to pay any type of money like THAT!! Especially, when they took her co-pay,...

Friday’s employment data gave us mixed results. The number of jobs created rose far less than expected, but the unemployment rate fell when a rise was expected. The less than expected number of jobs creates is being attributed to bad weather across much of the country. One clear trend though is the labor market is recovering and market participants took the report as good news for the economy. Once the employment data was released, the benchmark 10 year treasury note rose from 3.52% to 3.67% which...