Buying a home can be very exciting and scary at the same time. Most first time home buyers will experience a full range of emotions as they go through the buying process. This is a completely normal reaction. Homeownership is at an all-time high in America, not just because of low interest rates, but also because more and more people are realizing the benefits, such as:

Credit - having a mortgage that you pay on time every month improves your credit.
Investment - home...

It is more important than ever to make your home shine in the eyes of potential buyers. Equally important for sellers, however, is to make an impact on potential buyers without spending a lot of money.

Here are a few ideas:
Make those small fixes you've been putting off Is the handle on the kitchen cabinet loose? Is a corner of wallpaper hanging off the wall? Are there oil stains on the garage floor or rust stains on the stucco? Now is the time to get these small tasks checked...

Last week ended on a sour note with mortgage rates. The fixed income sector came under selling pressure resulting in all the gains following the FOMC statement to be erased. Most lenders did reprice for the worse as the losses held through close. Despite the losses on Friday, the week ended with MBS closing where they began on Monday. At the open this morning, the downward pressure continues with fixed income yields moving higher which results in higher consumer borrowing costs.
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In 2009 :
Lo : 26 °
Hi : 41 °
Rainfall : 0.00 “

In 2008 :
Lo : 37 °
Hi : 59 °
Rainfall : 0.02 ”

In 2007 :
Lo : 44 °
Hi : 56 °
Rainfall : 0.84 “

In 2006 :
Lo : 46 °
Hi : 63 °
Rainfall : 0.00 “

In 2005 :
Lo : 13 °
Hi : 35 °
Rainfall : 0.00 ”

In 2004 :
Lo : 15 °
Hi : 41 °
Rainfall : 0.00 “

Yesterdays Historical Climate Facts Dating back to 1949...

Busy this time of year. Busy but still remembering my past. Change in the tree ornaments but remember the precious handmade ones of the past. They are now too fragile to display but are in their own special box. The tiny hands that made them are now twice as large as mine. The sloppy kisses are a sweet time of life in the past replaced with awkward hugs. Change is my constant companion, standing next to me pointing forward.