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A house is a consumer debt. A recently hired pharmaceutical rep also has to have a reliable car. Few have that kind of money just out of college.
We didn't "need" QE I, II and III either but we did it. What does Dave Ramsey have to say about those Socialist welfare programs?
Everything has to be considered and planned for. If one is determined to not have auto debt, they do not have to use it. I know a guy that is driving a 19 year old Camary. I just sold my 02 sport trac and paid cash for a 2006 Dodge. We paid cash for my wife's car. We save in advance, we don't buy new, I do most of my auto repairs.
I don't know or care what Ramsey thinks on social programs. His personal finance advice is sound.
Eerily similar to how most neocons support outlawing same sex marriage, endorse prohibition of marijuana, seek to outlaw personal reproductive decisions, exact taxpayer money to pay for unwarranted military expenditure increases, etc.
How very "small government" of them.
Your points are valid. Yes, the government, by many counts, is out of order and excessive.
Eerily similar to how most neocons support outlawing same sex marriage, endorse prohibition of marijuana, seek to outlaw personal reproductive decisions, exact taxpayer money to pay for unwarranted military expenditure increases, etc.
How very "small government" of them.
Interesting... you know my stances on those?
Or are you just ignoring my argument to parrot some partisan point?
No it doesn't. You deflected. To prove this you started off with the statement that the defense of the country was a legit undertaking of the country. I agree BUT that had NOTHING to do with what I said.
Yes, but you made the assumption that what I think all those wars are justified expenses.
That is why I stated number 3, to clarify, you ignored this and continued on with your claim.
Again, stop being dishonest here.
I said before, and I will, say again... I don't support all those wars out there, I think the defense of the country is specific to certain conditions and I do not see world meddling as one of those conditions.
Now that we are clear, your point is invalid as your premise is established on a falsity.
Everything has to be considered and planned for. If one is determined to not have auto debt, they do not have to use it. I know a guy that is driving a 19 year old Camary. I just sold my 02 sport trac and paid cash for a 2006 Dodge. We paid cash for my wife's car. We save in advance, we don't buy new, I do most of my auto repairs.
I don't know or care what Ramsey thinks on social programs. His personal finance advice is sound.
That's great for the guy that drives 5 miles to work, NOT for the sales rep. Quit evading the point.
The Constitution does not lay out a path for the government to tax us. I can't really take your post seriously beyond that. A bit of a troll type post.
Actually, it does. It is very clear, the problem is that progressives are liars and word manipulators ("I guess it depends on what the definition of is is" /derp /derp) and so they take simple language and complicate it to deviously achieve their own ends.
If anyone was even remotely interested they can read the US Constitution, then... also read the debates from the founders to get proper context on the powers of government and one consistent theme in those debates and through numerous statements as well is taxes were not to be used for the sake of such social programs, that by such authority, the government could manipulate, justify and condemn the people to tyranny, exactly what progressives want, a government with complete control over the people.
No, the argument was to NOT go into any consumer debt.
A house is considered an investment. Typically, when you have a proper down payment you are not trapped into a loosing situation. At least this was the norm before improper government intrusion into housing and higher education for that matter. There are right and wrong ways to use debt, most people choose badly, most wealthy choose wisely. Most people who prosper do not consider social programs and apply good financial skills.
Who are you to claim you know what is best for anyone?
Statistically a cheap car is not good for a 30K miles a year sales road warrior. Repairs will eat him up. (Statistically many get car allowances for this kind of mileage)
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