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I agree with this. I think what people don't seem to realize is that if you as an employer start asking really inappropriate questions then you will have a harder time finding decent employees that want to work for you. Asking about my credit in a job interview isn't too personal. Asking how many people I have slept with is and I would excuse myself and leave a I think most people would. Employers want to screen people and encourage people to want to work there. Nothing is owed to either one until an agreement is made. I don't think there is a reason to worry about all the employers out there getting out of hand with their questions.
Maybe to you it isn't. To me and a lot of other people it is. Never mind the fact that a lot of people have bad credit. Giving potential employers access to credit scores allows them to see all sorts of personal information they don't need to have. And the idea that employers are protecting their own interests by pulling credit is garbage too, because employees with bad credit are not more likely to steal. So why do employers do it? To eliminate candidates who don't want companies running their credit (for whatever reason) and pure nosiness.
So, do you feel an employer has the right to do what they feel necessary to protect their business or not? Your post is just a rambling bunch of stuff.
From the beginning of the thread-- I said its an overreach that does NOT protect your company and I showed many instances where this does NOT help you. no need to pull credit.
It isn't. Not a single person arguing in favor of these credit checks has been able to prove that employees with bad credit are more likely to steal than employees with good credit. Why is that? Because they aren't.
Whether or not those with bad credit are more likely to steal from an employer is irrelevant. The relevant point is very simple: Employers determine the criteria for those they choose to hire. It doesn't matter if the criteria make sense.
Maybe to you it isn't. To me and a lot of other people it is. Never mind the fact that a lot of people have bad credit. Giving potential employers access to credit scores allows them to see all sorts of personal information they don't need to have. And the idea that employers are protecting their own interests by pulling credit is garbage too, because employees with bad credit are not more likely to steal. So why do employers do it? To eliminate candidates who don't want companies running their credit (for whatever reason) and pure nosiness.
Then excuse yourself and leave. Let them hire someone else.
Maybe to you it isn't. To me and a lot of other people it is. Never mind the fact that a lot of people have bad credit. Giving potential employers access to credit scores allows them to see all sorts of personal information they don't need to have. And the idea that employers are protecting their own interests by pulling credit is garbage too, because employees with bad credit are not more likely to steal. So why do employers do it? To eliminate candidates who don't want companies running their credit (for whatever reason) and pure nosiness.
Is there data on that?
And more importantly, the converse. Are employees with good credit less likely to steal? How about employees with excellent credit? Are they less likely to steal?
I would tend to think so, but again, I have not seen any data on that either.
And more importantly, the converse. Are employees with good credit less likely to steal? How about employees with excellent credit? Are they less likely to steal?
I would tend to think so, but again, I have not seen any data on that either.
As I said before earlier in the thread gambling debts aren't on credit reports at all. Bankruptcy is but not being caught in underworld issues like gambling.
Maybe to you it isn't. To me and a lot of other people it is. Never mind the fact that a lot of people have bad credit. Giving potential employers access to credit scores allows them to see all sorts of personal information they don't need to have. And the idea that employers are protecting their own interests by pulling credit is garbage too, because employees with bad credit are not more likely to steal. So why do employers do it? To eliminate candidates who don't want companies running their credit (for whatever reason) and pure nosiness.
Quote:
Originally Posted by AnesthesiaMD
Is there data on that?
And more importantly, the converse. Are employees with good credit less likely to steal? How about employees with excellent credit? Are they less likely to steal?
I would tend to think so, but again, I have not seen any data on that either.
Yes, there is. There is an abundance of data and articles that say exactly what I am telling you; there is no correlation between bad credit and employee performance/criminality. As a matter of fact, often times people have bad credit for the very reason potential employers should be barred from checking it. Unemployment is a major obstacle that hinders people from paying their bills.
There is nothing on my credit report to indicate "medical-related". All my credit report says is that 15 years ago, two judgments were obtained by creditors for unpaid debts. It's not medical debt, it's non-medical debt that was unpaid because of a medically-related hospitalization and extended loss of income.
The two judgements mentioned should indicate who the judgment is for. The overwhelming vast majority of those I know that check credit for employment mostly disregard judgements that awarded to medical facilities. Unless your applying at the medical facility that you owe money, then you are probably screwed.
Whether or not those with bad credit are more likely to steal from an employer is irrelevant. The relevant point is very simple: Employers determine the criteria for those they choose to hire. It doesn't matter if the criteria make sense.
^^^^^This.
If an employer wants to only hire bank tellers that can juggle oranges, that should be the employer's right.
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