45212 Zip Code Detailed Profile




Cities: Norwood, OH (80.19%), Cincinnati, OH (19.81%)
County: Hamilton County, OH
Estimated zip code population in 2013: 22,032
Zip code population in 2010: 22,253
Zip code population in 2000: 24,612

Houses and condos: 11,591
Renter-occupied apartments: 4,967
% of renters here:

50%
State:

34%
Mar. 2013 cost of living index in zip code 45212: 89.6 (less than average, U.S. average is 100)

Land area: 3.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 5,911 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 45212
Zip code 45212 (Norwood, Ohio) real estate house value trends
Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 45212

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($1,873)
Ohio:

1.6% ($1,974)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,964 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,621 (1.5%)

Business Profiles
Profiles of local businesses
Put your B&M business profile right here for free. 30,000 businesses already created their profiles!

Put your B&M business profile right here for free. 20,000 businesses already created their profiles!

Business Search - 14 Million verified businesses
Search for: near:  

Males: 10,698  (48.6%)
Females: 11,334  (51.4%)

For population 25 years and over in 45212:

For population 15 years and over in 45212:

Zip code 45212 compared to state average:

  • Median age below state average.
  • House age significantly above state average.
  • Races in zip code 45212

  • Zip code 45212 races chart
    • 17,574White population
    • 2,823Black population
    • 58American Indian population
    • 196Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 50Some other race population
    • 480Two or more races population
    • 1,068Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram

100% urban population.

Estimated median house/condo value in 2013: $125,600
45212:

$125,600
Ohio:

$127,000



According to our research of Ohio and other state lists there were 44 registered sex offenders living in 45212 zip code as of August 03, 2015.
The ratio of number of residents in zip code 45212 to the number of sex offenders is 530 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

35.0 years
Ohio median age:

39.3 years
Average household size:
This zip code:

2.2 people
Ohio:

2.5 people

Averages for the 2012 tax year for zip code 45212, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,121 (Individual Income Tax Returns)
Here:

$39,121
State:

$54,926

Salary/wage: $35,650 (reported on 88.7% of returns)
Here:

$35,650
State:

$45,869
(% of AGI for various income ranges: 79.7% for AGIs below $25k, 87.7% for AGIs $25k-50k, 86.5% for AGIs $50k-75k, 84.7% for AGIs $75k-100k, 82.8% for AGIs $100k-200k, 33.3% for AGIs over 200k)

Taxable interest for individuals: $684 (reported on 21.5% of returns)
This zip code:

$684
Ohio:

$1,297
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $6,796 (reported on 14.8% of returns)
Here:

$6,796
State:

$5,821
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 18.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,605 (reported on 9.0% of returns)
Here:

+$8,605
State:

+$11,232
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 19.5% for AGIs over 200k)

Profit/loss from business: +$9,254 (reported on 11.5% of returns)
Here:

+$9,254
State:

+$12,773
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,111 (reported on 6.6% of returns)
45212:

$11,111
Ohio:

$14,511
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Self-employment retirement plans: $10,900 (reported on 0.2% of returns)
45212:

$10,900
Ohio:

$20,257
(% of AGI for various income ranges: 0.4% for AGIs below $25k)

Total itemized deductions: $16,668 (20% of AGI, reported on 21.6% of returns)
Here:

$16,668
State:

$21,278

Here:

20.1% of AGI
State:

18.8% of AGI
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 5.4% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 13.0% for AGIs $75k-100k, 14.6% for AGIs $100k-200k, 14.5% for AGIs over 200k)

Charity contributions: $3,369 (reported on 15.3% of returns)
Here:

$3,369
State:

$3,943
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Taxes paid: $6,789 (reported on 21.4% of returns)
45212:

$6,789
State:

$9,568
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 7.0% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Earned income credit: $2,100 (reported on 21.6% of returns)
Here:

$2,100
State:

$2,285
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 45212, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,924 (Individual Income Tax Returns)
Here:

$32,924
State:

$44,480

Salary/wage: $30,175 (reported on 89.4% of returns)
Here:

$30,175
State:

$39,198
(% of AGI for various income ranges: 105.1% for AGIs below $10k, 83.7% for AGIs $10k-25k, 88.9% for AGIs $25k-50k, 86.3% for AGIs $50k-75k, 85.4% for AGIs $75k-100k, 50.8% for AGIs over 100k)

Taxable interest for individuals: $1,006 (reported on 28.8% of returns)
This zip code:

$1,006
Ohio:

$1,532
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $4,405 (reported on 16.8% of returns)
Here:

$4,405
State:

$3,496
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Net capital gain/loss: +$5,834 (reported on 11.1% of returns)
Here:

+$5,834
State:

+$8,582
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 9.1% for AGIs over 100k)

Profit/loss from business: +$8,548 (reported on 10.0% of returns)
Here:

+$8,548
State:

+$10,813
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $2,122 (reported on 1.5% of returns)
45212:

$2,122
Ohio:

$2,794
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Self-employed pension: $4,865 (reported on 0.3% of returns)
Here:

$4,865
Ohio:

$13,981

Total itemized deductions: $14,357 (22% of AGI, reported on 25.0% of returns)
Here:

$14,357
State:

$17,503

Here:

22.5% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 5.3% for AGIs $10k-25k, 8.5% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Charity contributions deductions: $2,515 (4% of AGI, reported on 19.4% of returns)
Here:

$2,515
State:

$3,087

Here:

3.6% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Total tax: $4,193 (reported on 73.7% of returns)
45212:

$4,193
State:

$6,781
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,699 (reported on 19.2% of returns)
Here:

$1,699
State:

$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 51.4%
Here:

51%
State:

55%
(% for various income ranges: 47.6% for AGIs below $10k, 55.0% for AGIs $10k-25k, 50.3% for AGIs $25k-50k, 51.0% for AGIs $50k-75k, 52.3% for AGIs $75k-100k, 53.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$38,190
Ohio:

$48,081
Norwood, OH (45212) map Nearest zip codes: 45209, 45237, 45207, 45208, 45213, 45229.
Percentage of family households:
This zip code:

44.1%
Ohio:

48.8%
Percentage of households with unmarried partners:
This zip code:

6.7%
Ohio:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,520
Household did not receive Food Stamps/SNAP in the past 12 months: 8,394


Women who had a birth in the past 12 months: 247 (149 now married, 98 unmarried)
Women who did not have a birth in the past 12 months: 5,793 (2,018 now married, 3,775 unmarried)


Housing units in zip code 45212 with a mortgage: 3,713 (265 second mortgage, 564 home equity loan, 29 both second mortgage and home equity loan)
Houses without a mortgage: 1,234

Median monthly owner costs for units with a mortgage: $1,234
Median monthly owner costs for units without a mortgage: S463

Residents with income below the poverty level in 2013:
This zip code:

20.7%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.4%
Whole state:

8.5%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.6
Median number of rooms in apartments:
Here:

4.1
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 45212: Norwood Industrial Park (A), Norwood Waterworks (B), Norwood Municipal Building (C), Cincinnati Gardens (D), Norwood Fire Department (E), Norwood Public Library (F). Display/hide their locations on the map

    Shopping Centers: Hunters Plaza Shopping Center (1), Norwood Plaza Shopping Center (2), Surrey Square Mall Shopping Center (3). Display/hide their locations on the map

    Churches in zip code 45212 include: New Bethel Baptist Church (A), Liberty Baptist Church (B), Trinity Pentecostal Church (C), Swifton Chapel Church of God (D), Norwood Presbyterian Church (E), Norwood First United Methodist Church (F), Norwood Church of God (G), Norwood Baptist Church (H), New Testament Baptist Church (I). Display/hide their locations on the map

    Cemetery: Pleasant Ridge Cemetery (1). Display/hide its location on the map

    Parks in zip code 45212 include: Burwood Playground (1), Tower Park (2), Dar Field (3), Waterworks Park (4), Victory Park (5), Millcrest Park (6), Marsh Avenue Park (7), Dorl Field (8), Hunter Park (9). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Church of Jesus Christ of Latter Day Saints Mormon - Cinti Stake Family History Lib (Cultural Attractions- Events- & Facilities; 5505 Bosworth Place), Fun Factory Roller Skatg (Amusement & Theme Parks; 1631 Sherman Avenue).

Year house built

  • 62010 or later
  • 212000 to 2009
  • 1271990 to 1999
  • 1271980 to 1989
  • 3871970 to 1979
  • 7991960 to 1969
  • 1,2671950 to 1959
  • 1,0291940 to 1949
  • 7,8281939 or earlier

Zip code 45212 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Norwood, OH (45212)

  • 16no bedroom
  • 2781 bedroom
  • 1,2812 bedrooms
  • 2,0533 bedrooms
  • 8824 bedrooms
  • 4375+ bedrooms

Bedrooms in renter-occupied apartments in Norwood, OH (45212)

  • 205no bedroom
  • 2,1751 bedroom
  • 1,6472 bedrooms
  • 6043 bedrooms
  • 2134 bedrooms
  • 1235+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Norwood, OH (45212) in owner-occupied houses/condos

  • 257no vehicle
  • 1,4911 vehicle
  • 2,3872 vehicles
  • 5733 vehicles
  • 1554 vehicles
  • 845+ vehicles

Cars and other vehicles available in Norwood, OH (45212) in renter-occupied apartments

  • 1,185no vehicle
  • 2,7441 vehicle
  • 7522 vehicles
  • 1863 vehicles
  • 674 vehicles
  • 335+ vehicles

Median gross rent in 2013: $638.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $125,600
45212:

$125,600
Ohio:

$127,000
Lower value quartile - upper value quartile: $90,400 - $169,300

Mean price in 2013:

Detached houses: $150,286
Here:

$150,286
State:

$161,442

Townhouses or other attached units: $161,022
Here:

$161,022
State:

$159,986

In 2-unit structures: $138,649
Here:

$138,649
State:

$104,134

In 3-to-4-unit structures: $136,361
Here:

$136,361
State:

$110,889

Mobile homes: $58,661
Here:

$58,661
State:

$36,578

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.0%

Percentage of zip code residents living and working in this county: 83.6%

Household type by relationship:

Households: 21,791

Size of family households: 2,547 2-persons, 1,213 3-persons, 899 4-persons, 298 5-persons, 96 6-persons, 68 7-or-more-persons

Size of nonfamily households: 3,856 1-person, 781 2-persons, 54 3-persons, 71 4-persons, 26 5-persons, 5 6-persons

2,011 married couples with children.
1,611 single-parent households (329 men, 1,282 women).

94.3% of residents of 45212 zip code speak English at home.
3.8% of residents speak Spanish at home (63% very well, 8% well, 27% not well, 2% not at all).
1.2% of residents speak other Indo-European language at home (96% very well, 4% well).
0.2% of residents speak Asian or Pacific Island language at home (48% very well, 52% well).
0.5% of residents speak other language at home (100% very well).

Foreign born population: 680 (3.1%)
(44.6% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

4.1%

Most common places of birth for the foreign-born residents

  • 43%Mexico
  • 17%Honduras
  • 5%Africa, n.e.c.
  • 4%Canada
  • 4%Vietnam
  • 3%China, excluding Hong Kong and Taiwan
  • 2%Israel

Most common first ancestries reported in 45212 (%)

  • 21%Other groups
  • 20%German
  • 15%American
  • 10%Irish
  • 5%English
  • 3%Italian
  • 1%European

Year of entry for the foreign-born population

  • 472010 or later
  • 4452000 to 2009
  • 2091990 to 1999
  • 207Before 1990

Private high school not listed on the city page:

  • NORWOOD BAPTIST CHRISTIAN SCH (Students: 137; Location: 2041 COURTLAND AVENUE, CINCINNATI, OH; Grades: KG - 12)

Zip code 45212 topographic map

Private primary/middle school not listed on the city page:

  • HOLY TRINITY SCHOOL (Students: 333; Location: 5411 MOELLER AVE, CINCINNATI, OH; Grades: KG - 8)

Facilities with environmental interests located in this zip code:


Zip code 45212 marital status for males
Zip code 45212 marital status for females

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 2.7%

Most commonly used house heating fuel

  • 85%Utility gas
  • 13%Electricity
  • 1%No fuel used
  • 1%Other fuel

Population in 1990: 26,737. Population change in the 1990s: -2,125 (-7.9%).

Place of birth for U.S.-born residents:


53% of the 45212 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

86% of the 45212 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 78% moved from this county.
   Out of people who lived in different houses, 13% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 241
Here:

15.3%
Ohio:

13.2%
Students in private schools in grades 9 to 12 (high school): 200
Here:

19.7%
Ohio:

13.3%
Students in private undergraduate colleges: 745
Here:

46.7%
Ohio:

21.9%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 61,367Computer and mathematical occupations
  • 56,648Architecture and engineering occupations
  • 54,559Health diagnosing and treating practitioners and other technical occupations
  • 47,991Installation, maintenance, and repair occupations
  • 44,880Business and financial operations occupations
  • 43,958Legal occupations

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 136 people in nursing facilities/skilled-nursing facilities
  • 67 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 13 people in group homes intended for adults
  • 9 people in group homes for juveniles (non-correctional)
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 109 people in other noninstitutional group quarters
  • 77 people in nursing homes
  • 34 people in college dormitories (includes college quarters off campus)
  • 8 people in homes for the mentally retarded

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED274$117,814171$110,872675$116,81546$35,4308$164,61384$83,3860$0
APPLICATIONS APPROVED, NOT ACCEPTED12$92,9569$94,01655$115,3322$5,9300$00$01$15,460
APPLICATIONS DENIED33$95,86931$72,425306$112,50880$37,3252$178,73055$84,8480$0
APPLICATIONS WITHDRAWN20$99,71619$120,565121$119,71815$48,3813$191,87714$107,9820$0
FILES CLOSED FOR INCOMPLETENESS0$02$110,81041$129,0786$43,4950$05$48,1360$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED34$121,34223$134,5900$0
APPLICATIONS APPROVED, NOT ACCEPTED7$100,9009$119,3740$0
APPLICATIONS DENIED3$137,81011$129,4160$0
APPLICATIONS WITHDRAWN3$123,8333$129,0230$0
FILES CLOSED FOR INCOMPLETENESS4$81,8782$163,0552$41,935

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 45212 among deceased individuals
NameCountLived (average)
William30173.4 years
Mary26777.1 years
John25073.2 years
James20770.3 years
Robert17869.2 years
Charles17172.6 years
George14276.5 years
Helen13677.5 years
Joseph13174.5 years
Margaret11880.0 years
Most common last names in zip code 45212 among deceased individuals
Last nameCountLived (average)
Smith9673.1 years
Jones6173.1 years
Wilson5475.5 years
Brown5174.1 years
Miller4974.1 years
Johnson4170.2 years
Davis4068.4 years
Baker3972.4 years
Taylor3473.2 years
Williams3271.8 years
Businesses in zip code 45212
NameCountNameCount
Advance Auto Parts1MasterBrand Cabinets2
Arby's1McDonald's1
AutoZone1Papa John's Pizza1
CVS1Payless1
Chipotle1Penske1
Cricket Wireless1Quality1
Decora Cabinetry2RadioShack1
Domino's Pizza1T-Mobile1
FedEx4Taco Bell1
Firestone Complete Auto Care1UPS3
H&R Block1Volkswagen1
KFC1Wendy's1
Kroger1White Castle1
Little Caesars Pizza1YMCA1
Marshalls1

Discuss Norwood, Ohio (OH) on our hugely popular Ohio forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2015 Advameg, Inc.