Estimated median household income in 2007: $56,524
| This zip code: | $56,524 | | Michigan: | $47,950 |
Nearest zip codes: 49302, 49301, 48881, 48815, 48809, 49325.
Housing units in zip code 49331 with a mortgage: 2,326 (187 second mortgage, 337 home equity loan, 13 both second mortgage and home equity loan)
Houses without a mortgage: 574
Median monthly owner costs for units with a mortgage: $1,401
Median monthly owner costs for units without a mortgage: $412
Residents with income below the poverty level in 2007:
| This zip code: | 6.6% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 181
- 1995 to 1998: 548
- 1990 to 1994: 451
- 1980 to 1989: 902
- 1970 to 1979: 1,180
- 1960 to 1969: 499
- 1950 to 1959: 343
- 1940 to 1949: 170
- 1939 or earlier: 960
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Bedrooms in owner-occupied houses in Lowell, MI (49331): |
|
- no bedroom: 5
- 1 bedrooms: 70
- 2 bedrooms: 704
- 3 bedrooms: 2,316
- 4 bedrooms: 894
- 5 or more bedrooms: 288
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 19
- 1 bedrooms: 180
- 2 bedrooms: 364
- 3 bedrooms: 87
- 4 bedrooms: 41
- 5 or more bedrooms: 9
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Vehicles available in 49331 zip code in owner-occupied houses/condos: |
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- no vehicle: 72
- 1 vehicle: 836
- 2 vehicles: 2,067
- 3 vehicles: 948
- 4 vehicles: 216
- 5 or more vehicles: 138
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 141
- 1 vehicle: 276
- 2 vehicles: 255
- 3 vehicles: 21
- 4 vehicles: 0
- 5 or more vehicles: 7
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49331:
- Less than $10,000: 86
- $10,000 to $14,999: 51
- $15,000 to $19,999: 77
- $20,000 to $24,999: 46
- $25,000 to $29,999: 30
- $30,000 to $34,999: 18
- $35,000 to $39,999: 21
- $40,000 to $49,999: 73
- $50,000 to $59,999: 57
- $60,000 to $69,999: 47
- $70,000 to $79,999: 33
- $80,000 to $89,999: 73
- $90,000 to $99,999: 94
- $100,000 to $124,999: 413
- $125,000 to $149,999: 633
- $150,000 to $174,999: 544
- $175,000 to $199,999: 317
- $200,000 to $249,999: 687
- $250,000 to $299,999: 331
- $300,000 to $399,999: 465
- $400,000 to $499,999: 135
- $500,000 to $749,999: 96
- $750,000 to $999,999: 58
- $1,000,000 or more: 23
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Rent paid by renters in 2007 in zip code 49331:
- Less than $100: 15
- $100 to $149: 8
- $150 to $199: 24
- $200 to $249: 24
- $250 to $299: 17
- $300 to $349: 11
- $350 to $399: 25
- $400 to $449: 63
- $450 to $499: 47
- $500 to $549: 62
- $550 to $599: 100
- $600 to $649: 40
- $650 to $699: 46
- $700 to $749: 7
- $800 to $899: 40
- $1,000 to $1,249: 8
- No cash rent: 67
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Median price asked for vacant for-sale houses and condos in 2007: $288,294.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $171,699
- Black or African American householders: $214,867
- Asian householders: $370,188
- Some other race householders: $31,230
- Two or more races householders: $190,854
- Hispanic or Latino householders: $116,317
Estimated median house or condo value in 2007: $173,103 (it was $122,700 in 2000)
| 49331: | $173,103 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $113,667 - $166,709
Mean price in 2007:
Detached houses: $231,253| Here: | $231,253 | | State: | $200,820 |
Townhouses or other attached units: $154,132| Here: | $154,132 | | State: | $181,134 |
In 2-unit structures: $145,835| Here: | $145,835 | | State: | $129,336 |
Mobile homes: $36,058| Here: | $36,058 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,165
- One, attached: 41
- Two: 98
- 3 or 4: 70
- 5 to 9: 164
- 10 to 19: 66
- 20 to 49: 8
- 50 or more: 19
- Mobile homes: 603

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Means of transportation to work
- Drove a car alone: 6,289 (86%)
- Carpooled: 556 (8%)
- Bicycle: 24 (0%)
- Walked: 147 (2%)
- Other means: 21 (0%)
- Worked at home: 271 (4%)
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Travel time to work
- Less than 5 minutes: 232
- 5 to 9 minutes: 597
- 10 to 14 minutes: 791
- 15 to 19 minutes: 867
- 20 to 24 minutes: 1059
- 25 to 29 minutes: 878
- 30 to 34 minutes: 1501
- 35 to 39 minutes: 308
- 40 to 44 minutes: 172
- 45 to 59 minutes: 294
- 60 to 89 minutes: 204
- 90 or more minutes: 134
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Percentage of zip code residents living and working in this county: 86.1%
Household type by relationship
Households: 14,106
- In family households: 12,796 (3,122 male householders, 750 female householders)
3,217 spouses, 5,187 children (4,793 natural, 139 adopted, 255 stepchildren), 106 grandchildren, 34 brothers or sisters, 57 parents, 115 other relatives, 208 non-relatives
- In nonfamily households: 1,310 (515 male householders (397 living alone)), 567 female householders (502 living alone)), 228 nonrelatives
- In group quarters: 468 (287 institutionalized population)
Size of family households: 1,408 2-persons, 858 3-persons, 889 4-persons, 495 5-persons, 170 6-persons, 52 7-or-more-persons.
Size of nonfamily households: 899 1-person, 160 2-persons, 18 3-persons, 5 6-persons.
3,466 married couples with children.
747 single-parent households (200 men, 547 women).
96.5% of residents of 49331 zip code speak English at home.
1.7% of residents speak Spanish at home (45% very well, 37% well, 15% not well, 4% not at all).
1.4% of residents speak other Indo-European language at home (78% very well, 20% well, 2% not well).
0.3% of residents speak Asian or Pacific Island language at home (23% very well, 23% well, 49% not well, 5% not at all).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 366 (2.5%)
(36.1% of them are naturalized citizens)
| This zip code: | 2.5% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (21%)
- Netherlands (11%)
- Korea (11%)
- United Kingdom (10%)
- Canada (9%)
- Germany (9%)
- Japan (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 109
- 1990 to 1994: 45
- 1985 to 1989: 41
- 1980 to 1984: 19
- 1975 to 1979: 2
- 1970 to 1974: 11
- 1970 to 1974: 25
- 1965 to 1969: 114
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White population: 14,221
Black population: 100
American Indian population: 64
Asian population: 71
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 83
Two or more races population: 145

First ancestries reported:
|  German: 2161 |
|  Dutch: 1950 |
|  Irish: 1359 |
|  English: 1282 |
|  United States or American: 1153 |
|  Polish: 696 |
|  Other groups: 578 |
|  French (except Basque): 290 |
|  Italian: 270 |
|  European: 221 |
|  Scotch-Irish: 208 |
|  Swiss: 200 |
|  Swedish: 193 |
|  Scottish: 181 |
|  Norwegian: 155 |
|  French Canadian: 127 |
|  Welsh: 115 |
|  Danish: 72 |
|  Greek: 51 |
|  Arab:: 50 |
|  Russian: 50 |
|  Finnish: 41 |
|  Hungarian: 38 |
|  British: 29 |
|  Romanian: 28 |
|  Canadian: 26 |
|  Lebanese: 24 |
|  Scandinavian: 22 |
|  Syrian: 19 |
|  Estonian: 17 |
|  Latvian: 15 |
|  Brazilian: 11 |
|  Croatian: 10 |
|  Czech: 8 |
|  Lithuanian: 8 |
|  Armenian: 8 |
|  Subsaharan African:: 8 |
|  South African: 8 |
|  Czechoslovakian: 7 |
|  Bulgarian: 7 |
|  Jordanian: 7 |
|  Pennsylvania German: 3 |

Major facitilies with environmental interests located in this zip code:
- ATTWOOD CORPORATION (1016 N MONROE in LOWELL, MI)
AIR MINOR (AIRS/AFS)
(Integrated Compliance Information System) - ICIS-05-1988-0108, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: UNSUPPORTED PLASTICS PROFILE SHAPES; PLASTICS PRODUCTS; NONFERROUS DIE-CASTINGS, EXCEPT ALUMINUM; ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Business NAICS classification: OFFICE FURNITURE (EXCEPT WOOD) MANUFACTURING.
Organizations: STEELCASE (CONTACT/OPERATOR)
- CHERRY CREEK ELEMENTARY SCHOOL (12675 FORMAN ROAD in LOWELL, MI)
(National Center for Education Statistics) - STATE ID-08003
Organizations: LOWELL AREA SCHOOLS (SCHOOL DISTRICT)
- ADMIRAL PETROLEUM CORP (2001 W MAIN in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DENNIS LEMMEN (CONTACT/OPERATOR)
- AMOCO OIL CO (403 W MAIN AND HUDSON in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
, B P PRODUCTS N AMERICA INC (CONTACT/OWNER)
Alternative names: AMOCO OIL CO 0036
- 413 MAIN STREET INVESTMENTS LLC (413 E MAIN in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- METRIC MANUFACTURING CO INC (1001 FOREMAN RD in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ACTION AUTO STORE 064 (2001 W MAIN ST in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BIG BARNEYS FAST FREIGHT (I-96 WEST MM 4905 in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: BIG BARNEYS FAST FREIGHT (E)
- MI DEPT/ENVIRONMENTAL QUALITY (WHITES BRIDGE RD in LOWELL, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: WHITES BRIDGE ROAD AREA
- AERO LIQUID TRANSIT INC (13565 GRAND RIVER DR in LOWELL, MI)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BIELIK J BRILL R KOZERA D PETTENGILL T (CONTACT/OPERATOR)
- BOBS BODY SHOP (689 LINCOLN LAKE RD in LOWELL, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: WILCZEWSKI ROBERT (CONTACT/OWNER)
- MEIJER INC (11901 FULTON in LOWELL, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: DISCOUNT DEPARTMENT STORES.
Alternative names: MEIJER INC 205
Median worth of mobile homes: $20,607
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Utility gas (57%)
- Bottled, tank, or LP gas (25%)
- Fuel oil, kerosene, etc. (10%)
- Electricity (5%)
- Wood (2%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 12466
- Northeast: 319
- Midwest: 682
- South: 434
- West: 218
61% of the 49331 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 68% lived in this county.
Out of people who lived in different counties, 70% lived in Michigan.
Population in 1990: 12,732. Population change in the 1990s: +1,957 (+15.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 224
| Here: | 10.2% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 30
| Here: | 2.7% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 100
| Here: | 23.5% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ULTRA TWISTED PAINTBALL (665 HUNT ST in LOWELL, MI; small business)
$25,709 with Army for Training Aids. Signed on 2006-05-15. Completion date: 2006-05-25.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 294 people in nursing homes
- 59 people in other noninstitutional group quarters
- 51 people in agriculture workers' dormitories on farms
- 18 people in religious group quarters
- 6 people in homes for the mentally retarded
- 6 people in other group homes
Fatal accident statistics in 2006
- Fatal accident count: 6
- Vehicles involved in fatal accidents: 10
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 8
- Persons involved in fatal accidents: 21
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 10
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 5
- Persons involved in fatal accidents: 18
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $126,492 | 310 | $126,119 | 538 | $146,386 | 101 | $49,882 | 45 | $113,387 | 45 | $62,441 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $121,203 | 50 | $73,643 | 128 | $143,537 | 9 | $62,920 | 14 | $95,369 | 21 | $28,553 |
| APPLICATIONS DENIED | 13 | $134,696 | 104 | $98,835 | 343 | $133,249 | 59 | $37,150 | 32 | $104,937 | 36 | $37,713 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 32 | $114,563 | 142 | $154,059 | 14 | $90,688 | 9 | $156,651 | 8 | $49,818 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $130,940 | 52 | $139,284 | 6 | $32,052 | 2 | $107,320 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $120,422 | 397 | $133,830 | 674 | $129,459 | 123 | $40,467 | 63 | $103,825 | 39 | $69,186 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $174,435 | 52 | $103,621 | 127 | $138,190 | 14 | $25,560 | 8 | $116,493 | 10 | $27,567 |
| APPLICATIONS DENIED | 10 | $128,933 | 131 | $101,454 | 394 | $137,443 | 52 | $52,629 | 23 | $82,786 | 35 | $58,536 |
| APPLICATIONS WITHDRAWN | 2 | $133,845 | 45 | $113,553 | 250 | $143,993 | 23 | $62,784 | 10 | $98,442 | 7 | $76,189 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $98,065 | 8 | $152,943 | 57 | $153,662 | 7 | $69,420 | 0 | $0 | 1 | $157,080 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $127,882 | 467 | $123,435 | 910 | $138,893 | 125 | $49,536 | 60 | $105,657 | 35 | $61,932 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 74 | $119,639 | 165 | $133,862 | 8 | $47,391 | 14 | $147,062 | 9 | $58,541 |
| APPLICATIONS DENIED | 10 | $118,106 | 123 | $84,806 | 473 | $140,322 | 58 | $42,648 | 29 | $77,489 | 60 | $63,863 |
| APPLICATIONS WITHDRAWN | 2 | $116,725 | 46 | $103,101 | 313 | $148,110 | 24 | $106,482 | 12 | $101,689 | 6 | $76,390 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $112,743 | 15 | $114,635 | 76 | $147,011 | 2 | $52,235 | 1 | $107,730 | 2 | $149,025 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $118,895 | 481 | $136,626 | 935 | $133,436 | 142 | $52,667 | 44 | $103,903 | 39 | $56,731 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $107,182 | 54 | $158,268 | 175 | $125,510 | 14 | $50,011 | 4 | $103,123 | 20 | $57,494 |
| APPLICATIONS DENIED | 3 | $120,343 | 137 | $97,116 | 409 | $127,335 | 61 | $43,610 | 13 | $121,817 | 73 | $46,242 |
| APPLICATIONS WITHDRAWN | 7 | $100,276 | 51 | $122,232 | 193 | $138,617 | 27 | $85,147 | 10 | $122,503 | 7 | $77,016 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 24 | $73,107 | 109 | $135,181 | 4 | $112,988 | 3 | $129,893 | 10 | $40,628 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $120,873 | 426 | $138,332 | 2,433 | $129,663 | 129 | $37,035 | 94 | $108,839 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $113,726 | 251 | $129,273 | 7 | $23,247 | 10 | $66,024 |
| APPLICATIONS DENIED | 2 | $102,690 | 95 | $81,866 | 382 | $122,991 | 43 | $30,253 | 13 | $68,729 |
| APPLICATIONS WITHDRAWN | 2 | $111,520 | 56 | $134,396 | 332 | $122,168 | 9 | $28,183 | 9 | $44,293 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $116,597 | 70 | $117,442 | 4 | $30,138 | 1 | $150,240 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $153,550 | 94 | $156,417 | 514 | $134,286 | 35 | $30,880 | 1 | $361,170 | 12 | $117,368 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,990 | 9 | $153,517 | 53 | $119,905 | 4 | $23,678 | 0 | $0 | 3 | $77,603 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $114,016 | 74 | $135,063 | 11 | $14,417 | 0 | $0 | 2 | $56,985 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $145,718 | 59 | $141,501 | 2 | $30,320 | 0 | $0 | 1 | $275,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $85,880 | 21 | $116,140 | 3 | $48,707 | 0 | $0 | 1 | $80,260 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $106,168 | 79 | $152,446 | 367 | $125,420 | 47 | $28,431 | 10 | $108,049 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $138,448 | 43 | $128,137 | 10 | $46,529 | 1 | $154,580 |
| APPLICATIONS DENIED | 2 | $87,885 | 14 | $72,256 | 61 | $97,114 | 10 | $21,607 | 1 | $24,080 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $150,214 | 42 | $119,471 | 3 | $30,770 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $51,770 | 2 | $210,280 | 14 | $134,691 | 2 | $24,080 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $119,160 | 89 | $132,898 | 119 | $106,728 | 57 | $21,404 | 8 | $62,719 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $152,038 | 15 | $99,158 | 9 | $38,314 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $57,510 | 26 | $97,085 | 34 | $87,043 | 14 | $32,806 | 2 | $106,640 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $83,163 | 15 | $118,043 | 3 | $83,213 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $20,065 | 12 | $102,972 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $98,509 | 187 | $116,598 | 318 | $96,422 | 81 | $22,841 | 13 | $46,628 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $122,620 | 32 | $54,571 | 58 | $89,550 | 16 | $18,888 | 3 | $48,290 |
| APPLICATIONS DENIED | 2 | $82,725 | 84 | $50,714 | 99 | $75,612 | 31 | $14,795 | 6 | $41,642 |
| APPLICATIONS WITHDRAWN | 1 | $103,690 | 11 | $102,960 | 59 | $82,769 | 8 | $90,534 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $94,930 | 4 | $102,868 | 28 | $99,929 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $146,654 | 43 | $188,147 | 7 | $125,946 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $151,491 | 28 | $182,565 | 0 | $0 | 1 | $141,050 |
| APPLICATIONS DENIED | 3 | $104,020 | 4 | $415,010 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $176,556 | 2 | $152,925 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $138,417 | 45 | $176,430 | 5 | $88,578 | 1 | $84,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $139,208 | 16 | $130,570 | 2 | $162,175 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $260,847 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $187,925 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $74,030 | 0 | $0 | 2 | $74,030 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $144,535 | 56 | $146,847 | 2 | $134,825 | 2 | $110,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $215,066 | 24 | $168,158 | 1 | $85,080 | 2 | $122,100 |
| APPLICATIONS DENIED | 6 | $93,525 | 2 | $502,045 | 4 | $81,920 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $184,092 | 7 | $159,147 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $150,544 | 53 | $166,341 | 4 | $165,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $148,876 | 20 | $162,306 | 2 | $54,800 |
| APPLICATIONS DENIED | 1 | $195,160 | 3 | $193,597 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $95,940 | 12 | $135,742 | 1 | $150,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $155,009 | 130 | $142,341 | 5 | $131,844 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $154,364 | 44 | $139,748 | 1 | $43,340 |
| APPLICATIONS DENIED | 1 | $170,700 | 2 | $161,320 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $195,728 | 7 | $145,949 | 2 | $214,160 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $155,513 | 6 | $125,667 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $154,953 | 28 | $168,685 | 1 | $123,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $170,985 | 10 | $182,818 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $68,220 | 0 | $0 | 1 | $68,220 |
| APPLICATIONS WITHDRAWN | 2 | $110,760 | 5 | $162,246 | 2 | $135,295 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $142,570 | 25 | $131,948 | 1 | $144,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $173,595 | 11 | $136,293 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $154,353 | 3 | $137,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $83,470 | 2 | $137,505 |
| APPLICATIONS DENIED | 1 | $101,930 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $119,590 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $133,850 | 33 | $107,872 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $166,050 | 4 | $107,655 |
| APPLICATIONS DENIED | 1 | $156,590 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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