Whats Wrong With Idaho The Reddest and Whitest of All States is all in for Obamacare (children, discrimination)
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They are still offering junk plans. Also short term 6-11 month plans with pre existing clauses.
Before I could have purchased any insurance with 1-3 year rate guarantees. Now no such option exists.
Thanks Obama for restricting choices on the individual market. The only thing he kept was allowing private insurers to keep pre existing clauses with these policies!
How can you defend the ACA? Obama lies again.
I've stayed mostly out of this debate because I have employer provided health insurance. I did, however, go to the website after your post just to see what was available to me if I didnt have insurance.
Bronze plan for husband and wife: $1447/month with a $9700 deductible!
I think the first A in "ACA" is a misnomer.
Delaying the employer mandate doesn't mean that the tax policies designed to help employers afford to offer insurance to their employee's wasn't implemented.
You are creating a straw man argument. Your argument was that the ACA couldn't help any employers provide employees with insurance. This is not the accurate. conservatives continue to go with narrative over information. Smh
In total, some 4 million small businesses are eligible for federal tax credits, and since the law took effect in 2010, hundreds of thousands of firms have taken advantage of these benefits, according to the IRS. New insurance exchanges scheduled to launch under the law in 2014 will help firms lower their costs even further by giving them more health plan options, ACA proponents say.
Read the key words you just posted: 4 million small businesses are ELIGIBLE for federal tax credits. "Hundreds of thousands" So out of 4 million small businesses as little as 200K small business have taken advantage.
You gotta read the fine print. Just a small percentage of people small business have taken advantage.
Also read the rand report on the employer mandate delay. They will lose 11 billion in tax revenue. But that's a small amount. The key word is less than 5% of companies with 50 or more employees do not currently offer health insurance.
The ACA has very little to do with employers offering employees health insurance. Certainly not 7.2 million "attributed to the the ACA" These employees would have gotten insurance regardless if the law was in place or not.
My argument wasn't the ACA couldn't help ANY employers. My argument was saying 7.2 million "newly insured" having employer health insurance is due to the ACA is a massively misleading and inflated number.
I've stayed mostly out of this debate because I have employer provided health insurance. I did, however, go to the website after your post just to see what was available to me if I didnt have insurance.
Bronze plan for husband and wife: $1447/month with a $9700 deductible!
I think the first A in "ACA" is a misnomer.
80% of people who either have employer health plans or government health plans (medicare/medicaid/tricare) or individual state insurance plans are mainly unaffected by the ACA.
The fight is over the 5% of the US population individual market right now. So while 80% are unaffected now. By 2020 it's expected 20% of people will be signing up for the individual market.
Just because you won't be affected now, won't mean you will be forced onto the individual market by 2020. So that's why I am glad you took a peek over at the individual market plans. It's expensive especially for those making more than 400% and younger. Not everyone is going to get subsidies.
Read the key words you just posted: 4 million small businesses are ELIGIBLE for federal tax credits. "Hundreds of thousands" So out of 4 million small businesses as little as 200K small business have taken advantage.
You gotta read the fine print. Just a small percentage of people small business have taken advantage.
Also read the rand report on the employer mandate delay. They will lose 11 billion in tax revenue. But that's a small amount. The key word is less than 5% of companies with 50 or more employees do not currently offer health insurance.
The ACA has very little to do with employers offering employees health insurance. Certainly not 7.2 million "attributed to the the ACA" These employees would have gotten insurance regardless if the law was in place or not.
My argument wasn't the ACA couldn't help ANY employers. My argument was saying 7.2 million "newly insured" having employer health insurance is due to the ACA is a massively misleading and inflated number.
This was from 2012 when the survival of the law was very much in doubt. In 2014 those subsidies for employers get even more generous.
Again why are you constructing this straw man. Clearly they aren't attributing all 7.2million newly insured through employers to the ACA because clearly the number of uninsured would have dropped significantly more than 9.3-12million, but it is possible they are crediting the ACA with some of those getting employer provided health insurance to previously uninsured people because of the ACA and based on the IRS reports from 2012 some employers ARE using the ACA. So you are raising this irrational point about nothing.
mindless speculation is worthless. The increase started in 2012. In order for it to fit your narrative it would have to have occurred at the end of 2013. The chart doesn't show that.
So you want to argue that the drop in the uninsured isnt because of ACA, but have nothing to back that up other than mindless speculation which is worthless..
So who in here thinks the 7.2 million gaining health insurance through employer sponsored care is due to the ACA?
This is like Obama taking create for creating jobs by saying he's savings jobs.
This is also like them proclaiming he cut the deficit and didnt grow spending by ignoring that he grew the deficit and spending in the first year and then moaned that Republicans wouldnt let him spend more..
This was from 2012 when the survival of the law was very much in doubt. In 2014 those subsidies for employers get even more generous.
Again why are you constructing this straw man. Clearly they aren't attributing all 7.2million newly insured through employers to the ACA because clearly the number of uninsured would have dropped significantly more than 9.3-12million, but it is possible they are crediting the ACA with some of those getting employer provided health insurance to previously uninsured people because of the ACA and based on the IRS reports from 2012 some employers ARE using the ACA. So you are raising this irrational point about nothing.
No no no, you JUST said that nothing happened in 2012 due to ACA, now you are suggesting just the opposite.
80% of people who either have employer health plans or government health plans (medicare/medicaid/tricare) or individual state insurance plans are mainly unaffected by the ACA.
The fight is over the 5% of the US population individual market right now. So while 80% are unaffected now. By 2020 it's expected 20% of people will be signing up for the individual market.
Just because you won't be affected now, won't mean you will be forced onto the individual market by 2020. So that's why I am glad you took a peek over at the individual market plans. It's expensive especially for those making more than 400% and younger. Not everyone is going to get subsidies.
This is wrong, this isn't about the 5% of Americans on the individual market. You are very uninformed about the impact of the law on every one.
The changes in insurance standards include guarantees that prevent insurance carriers from dropping policyholders if they become sick or made a mistake on their applications. Additionally, the ACA bans price discrimination based on race, gender or pre-existing conditions and allow children to stay on their parents' insurance plan until age 26.
The ACA also requires insurance companies to spend at least 80 percent of all insurance premium dollars on medical care. And insurers will not be allowed to set annual or lifetime caps on "essential benefits," which include:
-- ambulatory patient services
-- emergency services
-- hospitalization
-- maternity and newborn care
-- mental health and substance use disorder services
-- prescription drugs
-- rehabilitative services and devices
-- preventive and wellness services and chronic disease management
-- pediatric services
All of those changes impact everyone with health insurance.
Plus obviously the ACA is about the uninsured which is about 15% of the population. This is basic stuff.
To say it is only about 5% on the individual market is just flat out not accurate. Smh
I didn't say nothing happened in 2012 because of the ACA. Stop making stuff up.
Yes you did..
Quote:
Originally Posted by Iamme73
mindless speculation is worthless. The increase started in 2012. In order for it to fit your narrative it would have to have occurred at the end of 2013. The chart doesn't show that.
You said changes in ACA would have had effect until 2013..
Ironically, cancellations skyrocketed in 2013, months before ACA became in effect.. NOT 2012 like you are proclaiming. 2012 actually had a DROP in the uninsured, the exact OPPOSITE of you are saying is true.
Flip flopping like a dead fish...'
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