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Cloverleaf, Texas



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Current weather forecast for Cloverleaf, TX

Harris County

Population in 2010: 22,942. Population change since 2000: -2.4%
Males: 11,789  (51.4%)
Females: 11,153  (48.6%)

Median resident age:  28.6 years
Texas median age:  40.8 years

Zip codes: 77015.

Estimated median household income in 2009: $44,240 (it was $37,449 in 2000)
Cloverleaf:

$44,240
Texas:

$48,259
Estimated per capita income in 2009: $16,198

Cloverleaf CDP income, earnings, and wages data

Estimated median house or condo value in 2009: $103,396 (it was $77,500 in 2000)
Cloverleaf:

$103,396
Texas:

$125,800
Mean prices in 2009: All housing units: $97,244; Detached houses: $112,424; Townhouses or other attached units: $81,668; In 3-to-4-unit structures: $98,569; In 5-or-more-unit structures: $38,909; Mobile homes: $32,281

Median gross rent in 2009: $694.

Cloverleaf, TX residents, houses, and apartments details

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Cloverleaf races chart
  • Hispanic - 15,636 (68.2%)
  • White alone - 4,531 (19.7%)
  • Black alone - 2,310 (10.1%)
  • Asian alone - 270 (1.2%)
  • Two or more races - 128 (0.6%)
  • American Indian alone - 32 (0.1%)
  • Other race alone - 31 (0.1%)
  • Native Hawaiian and Other Pacific Islander alone - 4 (0.02%)

Races in Cloverleaf detailed stats: ancestries, foreign born residents, place of birth


Mar. 2012 cost of living index in Cloverleaf: 92.0 (less than average, U.S. average is 100)

Cloverleaf, TX forum
Recent posts about Cloverleaf, Texas on our local forum with over 1,500,000 registered users. Cloverleaf is mentioned 109 times on our forum:
17 Reasons Why Houston Is The Best City In America Read more: http://www.businessinsider.com/why-houston-is-the-best-ci  (91 replies)
Study: Segregation by income in Houston is among the starkest in US  (58 replies)
Blacks in Katy, Tx .. Moving  (9 replies)
Is HEB at 1604 & 281 Closing?  (42 replies)
Is East Houston the most disconnected area in the Houston metropolitan area?  (28 replies)
San Antonio 1604 & 281 Hwys  (41 replies)

Latest news from Cloverleaf, TX collected exclusively by city-data.com from local newspapers, TV, and radio stations

Ancestries: United States (6.4%), Irish (5.6%), German (5.5%), English (4.8%), French (1.7%).

Current Local Time: CST time zone

Land area: 3.57 square miles.

Population density: 6431 people per square mile 
 
  (high).

Cloverleaf,TX real estate house value index trend





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Cloverleaf, Texas map

For population 25 years and over in Cloverleaf:

  • High school or higher: 62.3%
  • Bachelor's degree or higher: 10.1%
  • Graduate or professional degree: 1.9%
  • Unemployed: 6.9%
  • Mean travel time to work (commute): 27.6 minutes

For population 15 years and over in Cloverleaf CDP:

  • Never married: 25.4%
  • Now married: 56.7%
  • Separated: 4.6%
  • Widowed: 4.6%
  • Divorced: 8.7%

5,291 residents are foreign born (20.9% Latin America).

This place:  22.5%
Texas:  13.9%

Median real estate property taxes paid for housing units with mortgages in 2009: $2,254 (2.0%)
Median real estate property taxes paid for housing units with no mortgage in 2009: $712 (0.9%)
Cloverleaf satellite photo by USGS

Nearest city with pop. 50,000+: Pasadena, TX (7.5 miles , pop. 141,674).

Nearest city with pop. 200,000+: Houston, TX (12.7 miles , pop. 1,953,631).

Nearest cities: Channelview, TX (1.7 miles ), Jacinto City, TX (2.1 miles ), Galena Park, TX (2.2 miles ), Sheldon, TX (2.4 miles ), Highlands, TX (2.7 miles ), Deer Park, TX (2.7 miles ), Pasadena, TX (2.7 miles ), Barrett, TX (3.0 miles ).

Latitude: 29.78 N, Longitude: 95.17 W

Daytime population change due to commuting: -6,243 (-26.6%)
Workers who live and work in this place: 809 (8.9%)

Cloverleaf household income distribution Cloverleaf home values distribution

This place's Wikipedia profile

Unemployment in August 2012:
Here:

7.0%
Texas:

7.0%

Unemployment by year (%)

Most common industries in 2005-2009 (%)
Males Females
  • Construction (26%)
  • Manufacturing (19%)
  • Transportation and warehousing (10%)
  • Other services, except public administration (8%)
  • Wholesale trade (7%)
  • Administrative and support and waste management services (6%)
  • Retail trade (5%)
  • Educational services (15%)
  • Retail trade (13%)
  • Manufacturing (11%)
  • Health care and social assistance (11%)
  • Other services, except public administration (10%)
  • Transportation and warehousing (6%)
  • Accommodation and food services (5%)
Most common occupations (%)
Males Females
  • Driver/sales workers and truck drivers (8%)
  • Other production occupations including supervisors (7%)
  • Metal workers and plastic workers (6%)
  • Laborers and material movers, hand (6%)
  • Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (5%)
  • Vehicle and mobile equipment mechanics, installers, and repairers (4%)
  • Material recording, scheduling, dispatching, and distributing workers (4%)
  • Secretaries and administrative assistants (10%)
  • Other office and administrative support workers including supervisors (8%)
  • Preschool, kindergarten, elementary and middle school teachers (6%)
  • Information and record clerks except customer service representatives (5%)
  • Cashiers (4%)
  • Registered nurses (4%)
  • Other management occupations except farmers and farm managers (4%)

Work and jobs in Cloverleaf: detailed stats about occupations, industries, unemployment, workers, commute

Average climate in Cloverleaf, Texas

Based on data reported by over 4,000 weather stations

Cloverleaf, Texas average temperatures Cloverleaf, Texas average precipitation
 
Cloverleaf, Texas humidity		  
Cloverleaf, Texas wind speed
 
Cloverleaf, Texas snowfall		  
Cloverleaf, Texas sunshine
 
Cloverleaf, Texas clear and cloudy days		  

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Tornado activity:

Cloverleaf-area historical tornado activity is above Texas state average. It is 180% greater than the overall U.S. average.

On 11/21/1992, a category F4 (max. wind speeds 207-260 mph) tornado 7.5 miles away from the Cloverleaf place center injured 16 people and caused between $50,000,000 and $500,000,000 in damages.

On 9/11/1961, a category F3 (max. wind speeds 158-206 mph) tornado 2.8 miles away from the place center injured 22 people.

Natural disasters:

The number of natural disasters in Harris County (23) is a lot greater than the US average (12).
Major Disasters (Presidential) Declared: 17
Emergencies Declared: 6

Causes of natural disasters: Storms: 11, Floods: 10, Hurricanes: 8, Tornadoes: 5, Tropical Storms: 3, Fire: 1 (Note: Some incidents may be assigned to more than one category).
Cloverleaf topographic map

Hospitals/medical centers near Cloverleaf:

  • "PATIENTS MEDICAL CENTER, LTD" (Acute Care Hospitals, Proprietary, provides emergency services, about 10 miles away; PASADENA, TX)
  • BAYSHORE MEDICAL CENTER (Acute Care Hospitals, Proprietary, provides emergency services, about 10 miles away; PASADENA, TX)
  • SURGERY SPECIALTY HOSPITALS OF AMERICA SE HOUSTON (Acute Care Hospitals, Proprietary, provides emergency services, about 10 miles away; PASADENA, TX)

Amtrak stations near Cloverleaf:

  • 11 miles: SOUTH HOUSTON (1546 COLLEGE) - Bus Station
  • 12 miles: HOUSTON (902 WASHINGTON AVE.) . Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, vending machines, free short-term parking, free long-term parking, taxi stand, public transit connection.

Colleges/universities with over 2000 students nearest to Cloverleaf:

  • San Jacinto Community College (about 10 miles; Pasadena, TX; Full-time enrollment: 9,689)
  • University of Houston (about 12 miles; Houston, TX; FT enrollment: 26,385)
  • University of Houston-Downtown (about 12 miles; Houston, TX; FT enrollment: 6,102)
  • Texas Southern University (about 13 miles; Houston, TX; FT enrollment: 7,326)
  • Houston Community College (about 13 miles; Houston, TX; FT enrollment: 16,821)
  • Rice University (about 14 miles; Houston, TX; FT enrollment: 5,451)
  • University of Houston-Clear Lake (about 15 miles; Houston, TX; FT enrollment: 3,228)

Click to draw/clear place borders

Notable location: Cloverleaf Volunteer Fire Department Station 1 (A). Display/hide its location on the map

Shopping Center: Wood Forest Shopping Center (1). Display/hide its location on the map

Churches in Cloverleaf include: Cloverleaf Baptist Church (A), First Baptist Church North Channel (B), Good Samaritan Missionary Baptist Church - Sandy (C), East Houston Trinity Missionary Baptist Church (D), Northshore Community Baptist Church (E), Church of God of Prophecy (F), Emanuel Congregational Methodist Church (G), Miracle Deliverance Holiness Church (H), Miles Chapel Church (I). Display/hide their locations on the map

Cemetery: San Jacinto Memorial Park (1). Display/hide its location on the map

Parks in Cloverleaf include: Northshore Little League Cloverleaf Field (1), Northshore Little League Nadolney Field (2). Display/hide their locations on the map

 
Harris County has a predicted average indoor radon screening level less than 2 pCi/L (pico curies per liter) - Low Potential
Air pollution and air quality trends
(lower is better)
AQI  Ozone  PM2.5 SO2 NO2 PM10 Pb  CO 

Air Quality Index (AQI)

Air Quality Index (AQI) level in 2010 was 36.5. This is about average.
City:

36.5
U.S.:

32.0
Ozone [ppb] level in 2010 was 22.9. This is better than average. Closest monitor was 3.1 miles away from the city center.
City:

22.9
U.S.:

28.3
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 11.2. This is about average. Closest monitor was 3.1 miles away from the city center.
City:

11.2
U.S.:

9.6
Sulfur Dioxide (SO2) [ppb] level in 2010 was 1.04. This is significantly better than average. Closest monitor was 3.1 miles away from the city center.
City:

1.04
U.S.:

2.43
Nitrogen Dioxide (NO2) [ppb] level in 2010 was 9.92. This is about average. Closest monitor was 3.1 miles away from the city center.
City:

9.92
U.S.:

9.39
Particulate Matter (PM10) [µ/m3] level in 2010 was 21.7. This is about average. Closest monitor was 3.1 miles away from the city center.
City:

21.7
U.S.:

22.1
Lead (Pb) [µ/m3] level in 2008 was 0.00566. This is significantly better than average. Closest monitor was 3.1 miles away from the city center.
City:

0.00566
U.S.:

0.06353
Carbon Monoxide (CO) [ppm] level in 2010 was 0.211. This is significantly better than average. Closest monitor was 3.1 miles away from the city center.
City:

0.211
U.S.:

0.334


Percentage of residents living in poverty in 2009: 22.2%
(5.4% for White Non-Hispanic residents, 17.6% for Black residents, 30.2% for Hispanic or Latino residents, 24.5% for other race residents, 0.0% for two or more races residents)

Average household size:
This place:  3.5 people
Texas:  2.5 people

Percentage of family households:
This place:  80.6%
Whole state:  70.3%

Percentage of households with unmarried partners:
This place:  6.1%
Whole state:  4.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.3% of all households

Detailed information about poverty and poor residents in Cloverleaf, TX


3 people in other nonhousehold living situations

Cloverleaf compared to Texas state average:

Cloverleaf, Texas environmental map by EPA

Map Legend

  • Black race population percentage above state average.
  • Hispanic race population percentage significantly above state average.
  • Median age significantly below state average.
  • Foreign-born population percentage significantly above state average.
  • Length of stay since moving in significantly below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.


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Educational Attainment (%)

School Enrollment by Level of School (%)


Cloverleaf travel time to work - commute
Cloverleaf mode of transportation to work chart

Most commonly used house heating fuel:

  • Utility gas (53%)
  • Electricity (45%)
  • Bottled, tank, or LP gas (1%)


2004 Presidential Election results in Harris County Texas:


2008 Presidential Election results in Harris County Texas:
Detailed 2008 election results.


Religion statistics for Cloverleaf (based on Harris County data)

Percentage of population affiliated with a religious congregations: 50.38%
Here50.4%
USA50.2%

Adherents


Breakdown of population affiliated with a religious congregations

NameCatholic ChurchSouthern Baptist ConventionUnited Methodist ChurchMuslim Estimate Charismatic Churches Independent
Adherents36.1%28.3%10.0%2.8%2.6%
Congregations6.7%23.0%8.9%2.1%0.9%
NameEpiscopal ChurchPresbyterian Church (USA)JewishLutheran ChurchOther
Adherents2.3%2.2%2.1%2.0%11.6%
Congregations2.8%3.3%1.3%3.1%47.8%
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.

Food Environment Statistics:

Number of grocery stores: 737
Harris County:

1.88 / 10,000 pop.
State:

1.47 / 10,000 pop.
Number of supercenters and club stores: 41
Here:

0.10 / 10,000 pop.
Texas:

0.14 / 10,000 pop.
Number of convenience stores (no gas): 530
This county:

1.35 / 10,000 pop.
Texas:

1.11 / 10,000 pop.
Number of convenience stores (with gas): 1,321
Harris County:

3.38 / 10,000 pop.
Texas:

3.95 / 10,000 pop.
Number of full-service restaurants: 2,302
This county:

5.88 / 10,000 pop.
State:

6.13 / 10,000 pop.
Adult diabetes rate:
Harris County:

8.9%
Texas:

8.9%
Adult obesity rate:
Harris County:

26.0%
State:

26.6%
Low-income preschool obesity rate:
Here:

17.1%
State:

15.7%

6.61% of this county's 2006 resident taxpayers lived in other counties in 2005 ($41,055 average adjusted gross income)

Here:

6.61%
Texas average:

8.37%

0.21% of residents moved from foreign countries ($1,594 average AGI)
Harris County:

0.21%
Texas average:

0.20%


Top counties from which taxpayers relocated into this county between 2005 and 2006:
from Orleans Parish, LA  0.99% ($19,602 average AGI)
from Fort Bend County, TX  0.55% ($50,272)
from Montgomery County, TX  0.34% ($45,547)


5.48% of this county's 2005 resident taxpayers moved to other counties in 2006 ($53,468 average adjusted gross income)

Here:

5.48%
Texas average:

7.44%

0.11% of residents moved to foreign countries ($1,819 average AGI)
Harris County:

0.11%
Texas average:

0.11%


Top counties to which taxpayers relocated from this county between 2005 and 2006:
to Fort Bend County, TX  0.87% ($48,053 average AGI)
to Montgomery County, TX  0.52% ($58,944)
to Brazoria County, TX  0.31% ($53,300)

Strongest AM radio stations in Cloverleaf:

  • KTRH (740 AM; 50 kW; HOUSTON, TX; Owner: AMFM TEXAS LICENSES LIMITED PARTNERSHIP)
  • KXYZ (1320 AM; 5 kW; HOUSTON, TX; Owner: BLAYA INC.)
  • KPRC (950 AM; 5 kW; HOUSTON, TX; Owner: CCB TEXAS LICENSES, L.P.)
  • KLAT (1010 AM; 10 kW; HOUSTON, TX; Owner: TICHENOR LICENSE CORPORATION ("TLC"))
  • KCOH (1430 AM; 5 kW; HOUSTON, TX; Owner: KCOH, INC.)
  • KGOL (1180 AM; 50 kW; HUMBLE, TX; Owner: ENTRAVISION HOLDINGS, LLC)
  • KLVL (1480 AM; 3 kW; PASADENA, TX; Owner: SIGA BROADCASTING CORP.)
  • KWWJ (1360 AM; 5 kW; BAYTOWN, TX; Owner: SALT OF THE EARTH BROADCASTING, INC.)
  • KILT (610 AM; 5 kW; HOUSTON, TX; Owner: TEXAS INFINITY BROADCASTING L.P.)
  • KILE (1560 AM; 50 kW; BELLAIRE, TX; Owner: THE RAFTT CORPORATION)
  • KKHT (1070 AM; 10 kW; HOUSTON, TX; Owner: SOUTH TEXAS BROADCASTING, INC.)
  • KBME (790 AM; 5 kW; HOUSTON, TX; Owner: AMFM TEXAS LICENSES LTD. PARTNERSHIP)
  • KSEV (700 AM; 15 kW; TOMBALL, TX; Owner: LIBERMAN BROADCASTING OF HOUSTON LICENSE CORP.)

Strongest FM radio stations in Cloverleaf:

  • KLTN (102.9 FM; HOUSTON, TX; Owner: HBC HOUSTON LICENSE CORPORATION)
  • KMJQ (102.1 FM; HOUSTON, TX; Owner: RADIO ONE LICENSES, LLC)
  • KBXX (97.9 FM; HOUSTON, TX; Owner: RADIO ONE LICENSES, LLC)
  • KHJZ-FM (95.7 FM; HOUSTON, TX; Owner: TEXAS INFINITY BROADCASTING L.P.)
  • KHMX (96.5 FM; HOUSTON, TX; Owner: CITICASTERS LICENSES, L.P.)
  • KILT-FM (100.3 FM; HOUSTON, TX; Owner: TEXAS INFINITY BROADCASTING L.P.)
  • KKBQ-FM (92.9 FM; PASADENA, TX; Owner: CXR HOLDINGS, INC.)
  • KLOL (101.1 FM; HOUSTON, TX; Owner: AMFM TEXAS LICENSES LIMITED PARTNERSHIP)
  • KODA (99.1 FM; HOUSTON, TX; Owner: AMFM TEXAS LICENSES LIMITED PARTNERSHIP)
  • KTBZ-FM (94.5 FM; HOUSTON, TX; Owner: AMFM TEXAS LICENSES LIMITED PARTNERSHIP)
  • KRBE (104.1 FM; HOUSTON, TX; Owner: KRBE LICO, INC.)
  • KUHF (88.7 FM; HOUSTON, TX; Owner: UNIVERSITY OF HOUSTON SYSTEM)
  • KKRW (93.7 FM; HOUSTON, TX; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
  • KHCB-FM (105.7 FM; HOUSTON, TX; Owner: HOUSTON CHRISTIAN BROADCASTERS, INC.)
  • KLDE (107.5 FM; LAKE JACKSON, TX; Owner: CXR HOLDINGS, INC.)
  • KPTY (104.9 FM; MISSOURI CITY, TX; Owner: TICHENOR LICENSE CORPORATION ("TLC"))
  • KHPT (106.9 FM; CONROE, TX; Owner: CXR HOLDINGS, INC.)
  • KOVE-FM (106.5 FM; GALVESTON, TX; Owner: HBC LICENSE CORPORATION)
  • KQBU-FM (93.3 FM; PORT ARTHUR, TX; Owner: TICHENOR LICENSE CORPORATION ("TLC"))
  • KQQK (107.9 FM; BEAUMONT, TX; Owner: LIBERMAN BROADCASTING OF HOUSTON LICENSE CORP.)

TV broadcast stations around Cloverleaf:

  • KVQT-LP (Channel 24; HOUSTON, TX; Owner: C. DOWEN JOHNSON)
  • KHLM-LP (Channel 43; HOUSTON, TX; Owner: U.S. INTERACTIVE, L.L.C.)
  • KVVV-LP (Channel 53; HOUSTON, TX; Owner: KAZH LICENSE, LLC)
  • KJIB-LP (Channel 5; CLEAR LAKE CITY, TX; Owner: FAR EASTERN TELECASTERS)
  • KPRC-TV (Channel 2; HOUSTON, TX; Owner: POST-NEWSWEEK STATIONS, HOUSTON, LP)
  • KHOU-TV (Channel 11; HOUSTON, TX; Owner: KHOU-TV, L.P.)
  • K30CV (Channel 30; HOUSTON, TX; Owner: BROADCASTING SYSTEMS, INC.)
  • KTMD (Channel 48; GALVESTON, TX; Owner: TELEMUNDO OF TEXAS PARTNERSHIP, LP)
  • KRIV (Channel 26; HOUSTON, TX; Owner: FOX TELEVISION STATIONS, INC.)
  • KTRK-TV (Channel 13; HOUSTON, TX; Owner: KTRK TELEVISION, INC.)
  • KHWB (Channel 39; HOUSTON, TX; Owner: KHWB, INC.)
  • KPXB (Channel 49; CONROE, TX; Owner: PAXSON HOUSTON LICENSE, INC.)
  • KNWS-TV (Channel 51; KATY, TX; Owner: JOHNSON BROADCASTING, INC.)
  • KFTH (Channel 67; ALVIN, TX; Owner: TELEFUTURA HOUSTON LLC)
  • KUHT (Channel 8; HOUSTON, TX; Owner: UNIVERSITY OF HOUSTON SYSTEM)
  • KXLN-TV (Channel 45; ROSENBERG, TX; Owner: KXLN LICENSE PARTNERSHIP, L.P.)
  • KTBU (Channel 55; CONROE, TX; Owner: HUMANITY INTERESTED MEDIA, INC.)
  • KTXH (Channel 20; HOUSTON, TX; Owner: FOX TELEVISION STATIONS, INC.)
  • KZJL (Channel 61; HOUSTON, TX; Owner: KZJL LICENSE CORP.)
  • KETH (Channel 14; HOUSTON, TX; Owner: COMMUNITY EDUCATIONAL TV, INC.)
  • KVDO-LP (Channel 69; CLEAR LAKE, TX; Owner: FAR EASTERN TELECASTERS)
  • KBPX-LP (Channel 33; HOUSTON, TX; Owner: PAXSON COMMUNICATIONS LPTV, INC.)
  • KLTJ (Channel 22; GALVESTON, TX; Owner: WORD OF GOD FELLOWSHIP, INC.)
  • KHMV-LP (Channel 28; HOUSTON, TX; Owner: PAPPAS TELECASTING OF THE GULF COAST, A CALIFORNIA LP)
  • KAZH (Channel 57; BAYTOWN, TX; Owner: KAZH LICENSE, LLC)


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 1 full and 1 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED43$107,61620$77,10950$78,5858$43,4952$299,69015$58,0710$0
APPLICATIONS APPROVED, NOT ACCEPTED5$117,2162$41,3705$96,9243$32,1100$00$00$0
APPLICATIONS DENIED16$102,96320$74,97158$88,29834$27,5500$010$70,6594$30,835
APPLICATIONS WITHDRAWN5$120,7604$94,81525$105,3452$33,8200$01$60,0900$0
FILES CLOSED FOR INCOMPLETENESS3$99,2430$011$89,9043$40,5030$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 2330.00 , 2331.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 1 full and 1 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$98,8610$0
APPLICATIONS APPROVED, NOT ACCEPTED5$92,9480$0
APPLICATIONS DENIED3$126,4101$95,090
APPLICATIONS WITHDRAWN1$144,7900$0
FILES CLOSED FOR INCOMPLETENESS0$01$127,070
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 2330.00 , 2331.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

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