Union County has a predicted average indoor radon screening level between 2 and 4 pCi/L (pico curies per liter) - Moderate Potential
Air Quality Index (AQI) level in 2010 was 31.6. This is about average.
Carbon Monoxide (CO) [ppm] level in 2010 was 0.363. This is about average. Closest monitor was 5.8 miles away from the city center.
Sulfur Dioxide (SO2) [ppb] level in 2010 was 1.92. This is better than average. Closest monitor was 5.8 miles away from the city center.
Ozone [ppb] level in 2010 was 23.0. This is better than average. Closest monitor was 7.0 miles away from the city center.
Particulate Matter (PM10) [µ/m3] level in 2005 was 14.7. This is significantly better than average. Closest monitor was 6.0 miles away from the city center.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 9.66. This is about average. Closest monitor was 4.1 miles away from the city center.
Nitrogen Dioxide (NO2) [ppb] level in 2010 was 13.6. This is significantly worse than average. Closest monitor was 6.1 miles away from the city center.
Lead (Pb) [µ/m3] level in 2008 was 0.0125. This is significantly better than average. Closest monitor was 8.1 miles away from the city center.
Percentage of residents living in poverty in 2009: 1.8%
(1.7% for White Non-Hispanic residents, 0.0% for Black residents, 9.6% for Hispanic or Latino residents, 0.0% for American Indian residents, 0.0% for other race residents, 0.0% for two or more races residents)
Average household size:
| This borough: | 2.4 people | | New Jersey: | 0.0 people |
Percentage of family households:
| This borough: | 62.9% | | Whole state: | -1.$% |
Percentage of households with unmarried partners:
| This borough: | 5.1% | | Whole state: | 4.9% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.2% of all households
- Gay men: 0.3% of all households
Detailed information about poverty and poor residents in Garwood, NJ
2 people in religious group quarters
Garwood compared to New Jersey state average:
- Median household income above state average.
- Median house value significantly above state average.
- Unemployed percentage below state average.
- Hispanic race population percentage significantly above state average.
- Foreign-born population percentage significantly above state average.
Back to the top
Banks with branches in Garwood (2011 data):
- Wells Fargo Bank, National Association: Garwood Mb Branch at 449 South Avenue, branch established on 2010/07/01. Info updated 2011/04/05: Bank assets: $1,161,490.0 mil, Deposits: $905,653.0 mil, headquarters in Sioux Falls, SD, positive income, 6395 total offices, Holding Company: Wells Fargo & Company
- Investors Bank: 300 South Avenue Branch at 300 South Avenue, branch established on 2001/11/26. Info updated 2012/02/27: Bank assets: $10,674.9 mil, Deposits: $7,419.7 mil, headquarters in Short Hills, NJ, positive income, Commercial Lending Specialization, 86 total offices, Holding Company: Investors Bancorp, Mhc
- Spencer Savings Bank, SLA: Garwood Branch at 325 North Avenue, branch established on 2003/07/19. Info updated 2011/07/21: Bank assets: $1,819.6 mil, Deposits: $1,338.8 mil, headquarters in Elmwood Park, NJ, positive income, Commercial Lending Specialization, 20 total offices
- Sovereign Bank, National Association: 358 North Ave Branch at 358 North Ave, branch established on 1943/09/28. Info updated 2012/01/31: Bank assets: $78,146.9 mil, Deposits: $48,042.9 mil, headquarters in Wilmington, DE, positive income, Commercial Lending Specialization, 718 total offices, Holding Company: Banco Santander, S.A.
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Utility gas (62%)
- Fuel oil, kerosene, etc. (36%)
- Electricity (1%)
2004 Presidential Election results in Union County New Jersey:
|
|
Religion statistics for Garwood (based on Union County data)
Percentage of population affiliated with a religious congregations: 65.47%
| Here |  | 65.5% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Catholic Church | Jewish | Presbyterian Church (USA) | American Baptist Churches in the USA | Episcopal Church |
| Adherents | 73.6% | 8.8% | 3.5% | 2.9% | 2.0% |
| Congregations | 17.6% | 6.1% | 11.5% | 9.2% | 6.5% |
|---|
| Name | United Methodist Church | Evangelical Lutheran Church in America | Assemblies of God | Greek Orthodox Archdiocese of America | Other |
| Adherents | 1.5% | 1.3% | 1.1% | 1.0% | 4.4% |
| Congregations | 6.5% | 5.0% | 6.1% | 1.1% | 30.5% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 155 | Union County: | 2.97 / 10,000 pop. | | New Jersey: | 2.90 / 10,000 pop. |
Number of supercenters and club stores: 2 | This county: | 0.04 / 10,000 pop. | | New Jersey: | 0.06 / 10,000 pop. |
Number of convenience stores (no gas): 94 | Union County: | 1.80 / 10,000 pop. | | New Jersey: | 1.76 / 10,000 pop. |
Number of convenience stores (with gas): 39 | Here: | 0.75 / 10,000 pop. | | New Jersey: | 0.81 / 10,000 pop. |
Number of full-service restaurants: 385 | Here: | 7.38 / 10,000 pop. | | New Jersey: | 7.15 / 10,000 pop. |
Adult diabetes rate: | Union County: | 8.3% | | State: | 8.3% |
Adult obesity rate: | Union County: | 21.1% | | State: | 23.3% |
Low-income preschool obesity rate: | Here: | 21.4% | | New Jersey: | 18.0% |
| Local government employment and payroll (March 2007) |
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
1 | $3,339 | $40,068 | 5 | $6,144 |
| Other Government Administration |
2 | $9,476 | $56,856 | 4 | $1,984 |
| Judicial and Legal |
1 | $3,255 | $39,060 | 5 | $11,745 |
| Police Protection - Officers |
16 | $96,267 | $72,200 | 0 | $0 |
| Police - Other |
4 | $9,403 | $28,209 | 11 | $10,959 |
| Firefighters |
0 | $0 | | 1 | $69 |
| Streets and Highways |
7 | $13,215 | $22,654 | 1 | $655 |
| Welfare |
0 | $0 | | 2 | $646 |
| Solid Waste Management |
8 | $37,997 | $56,996 | 1 | $1,661 |
| Transit |
0 | $0 | | 1 | $808 |
| Local Libraries |
1 | $3,365 | $40,380 | 6 | $4,238 |
| Other and Unallocable |
0 | $0 | | 9 | $4,862 |
| Totals for Government |
40 | $176,317 | $52,895 | 46 | $43,771 |
6.21% of this county's 2006 resident taxpayers lived in other counties in 2005 ($55,931 average adjusted gross income) | Here: | 6.21% | | New Jersey average: | 6.12% |
0.09% of residents moved from foreign countries ($1,193 average AGI)| Union County: | 0.09% | | New Jersey average: | 0.14% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
7.47% of this county's 2005 resident taxpayers moved to other counties in 2006 ($58,861 average adjusted gross income) | Here: | 7.47% | | New Jersey average: | 6.89% |
0.06% of residents moved to foreign countries ($727 average AGI)| Union County: | 0.06% | | New Jersey average: | 0.09% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Garwood:
- WMCA (570 AM; 50 kW; NEW YORK, NY; Owner: SALEM MEDIA OF NEW YORK, LLC)
- WJDM (1530 AM; 10 kW; ELIZABETH, NJ; Owner: RADIO UNICA OF NEW YORK LICENSE CORP)
- WOR (710 AM; 50 kW; NEW YORK, NY; Owner: BUCKLEY BROADCASTING CORPORATION)
- WINS (1010 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WEPN (1050 AM; 50 kW; NEW YORK, NY; Owner: NEW YORK AM RADIO, LLC)
- WABC (770 AM; 50 kW; NEW YORK, NY; Owner: WABC-AM RADIO, INC.)
- WBBR (1130 AM; 50 kW; NEW YORK, NY; Owner: BLOOMBERG COMMUNICATIONS INC.)
- WADO (1280 AM; 50 kW; NEW YORK, NY; Owner: WADO-AM LICENSE CORP.)
- WLIB (1190 AM; 30 kW; NEW YORK, NY; Owner: ICBC BROADCAST HOLDINGS-NY, INC.)
- WNSW (1430 AM; 5 kW; NEWARK, NJ; Owner: MULTICULTURAL RADIO BROADCASTING INC)
- WSNR (620 AM; 20 kW; JERSEY CITY, NJ)
- WFAN (660 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WQEW (1560 AM; 50 kW; NEW YORK, NY; Owner: THE NEW YORK TIMES ELECTRONIC MEDIA COMPANY)
Strongest FM radio stations in Garwood:
- WRKS (98.7 FM; NEW YORK, NY; Owner: EMMIS RADIO LICENSE CORP OF NEW YORK)
- WNEW (102.7 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WNYC-FM (93.9 FM; NEW YORK, NY; Owner: WNYC RADIO)
- WPAT-FM (93.1 FM; PATERSON, NJ; Owner: WPAT LICENSING, INC.)
- WQCD (101.9 FM; NEW YORK, NY; Owner: EMMIS RADIO LICENSE CORPORATION)
- WCAA (105.9 FM; NEWARK, NJ; Owner: WADO-AM LICENSE CORP. ("WADO"))
- WBAI (99.5 FM; NEW YORK, NY; Owner: PACIFICA FOUNDATION, INC.)
- WBLS (107.5 FM; NEW YORK, NY; Owner: ICBC BROADCAST HOLDINGS-NY, INC.)
- WLTW (106.7 FM; NEW YORK, NY; Owner: AMFM NEW YORK LICENSES, LLC)
- WQXR-FM (96.3 FM; NEW YORK, NY; Owner: THE NEW YORK TIMES ELECTRONIC MEDIA COMPANY)
- WSKQ-FM (97.9 FM; NEW YORK, NY; Owner: WSKQ LICENSING, INC.)
- WXRK (92.3 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WKTU (103.5 FM; LAKE SUCCESS, NY; Owner: AMFM RADIO LICENSES, LLC)
- WAXQ (104.3 FM; NEW YORK, NY; Owner: AMFM NEW YORK LICENSES, LLC)
- WHTZ (100.3 FM; NEWARK, NJ; Owner: AMFM RADIO LICENSES, L.L.C.)
- WWPR-FM (105.1 FM; NEW YORK, NY; Owner: AMFM RADIO LICENSES, L.L.C.)
- WQHT (97.1 FM; NEW YORK, NY; Owner: EMMIS LICENSE CORPORATION OF NEW YORK)
- WFME (94.7 FM; NEWARK, NJ; Owner: FAMILY STATIONS, INC.)
- WCBS-FM (101.1 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WAWZ (99.1 FM; ZAREPHATH, NJ; Owner: PILLAR OF FIRE)
TV broadcast stations around Garwood:
- WLBX-LP (Channel 22; CRANFORD, NJ; Owner: RENARD COMMUNICATIONS CORP.)
- WCBS-TV (Channel 2; NEW YORK, NY; Owner: CBS BROADCASTING INC.)
- WPXO-LP (Channel 34; EAST ORANGE, NJ; Owner: PAXSON COMMUNICATIONS LPTV, INC.)
- WABC-TV (Channel 7; NEW YORK, NY; Owner: AMERICAN BROADCASTING COMPANIES, INC)
- WPIX (Channel 11; NEW YORK, NY; Owner: WPIX, INC.)
- WWOR-TV (Channel 9; SECAUCUS, NJ; Owner: FOX TELEVISION STATIONS, INC.)
- WNYW (Channel 5; NEW YORK, NY; Owner: FOX TELEVISION STATIONS, INC.)
- WPXN-TV (Channel 31; NEW YORK, NY; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
- WNBC (Channel 4; NEW YORK, NY; Owner: NATIONAL BROADCASTING COMPANY, INC.)
- WNET (Channel 13; NEWARK, NJ; Owner: EDUCATIONAL BROADCASTING CORPORATION)
- WXTV (Channel 41; PATERSON, NJ; Owner: WXTV LICENSE PARTNERSHIP, G.P.)
- WNJU (Channel 47; LINDEN, NJ; Owner: WNJU LICENSE CORPORATION)
- WFUT (Channel 68; NEWARK, NJ; Owner: UNIVISION NEW YORK LLC)
- WNYE-TV (Channel 25; NEW YORK, NY; Owner: NEW YORK CITY BOARD OF EDUCATION)
- WXNY-LP (Channel 32; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- WKOB-LP (Channel 53; NEW YORK, NY; Owner: WKOB COMMUNICATIONS, INC.)
- WEBR-CA (Channel 17; MANHATTAN, NY; Owner: K LICENSEE INC.)
- WRNN-LP (Channel 57; NYACK, NY; Owner: LP NYACK LIMITED PARTNERSHIP)
- WNJB (Channel 58; NEW BRUNSWICK, NJ; Owner: NEW JERSEY PUBLIC BROADCASTING AUTHORITY)
- W60AI (Channel 60; NEW YORK, NY; Owner: VENTANA TELEVISION, INC.)
- WNXY-LP (Channel 26; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- W54CZ (Channel 54; MORRISTOWN, NJ; Owner: WLNY-TV, INC.)
- W33BS (Channel 33; DARIEN, CT; Owner: CT&T BROADCASTING, INC.)
- WNYN-LP (Channel 39; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- WNYX-LP (Channel 35; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
Fatal road traffic accident statistics for 1975 - 2009 (per 100,000 population)
Garwood, New Jersey:
- Fatal accident count: 10
- Vehicles involved in fatal accidents: 15
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 10
- Persons involved in fatal accidents: 25
- Pedestrians involved in fatal accidents: 2
New Jersey average:
- Fatal accident count: 93
- Vehicles involved in fatal accidents: 137
- Fatal accidents caused by drunken drivers: 29
- Fatalities: 101
- Persons involved in fatal accidents: 240
- Pedestrians involved in fatal accidents: 18
See more detailed statistics of Garwood fatal car crashes and road traffic accidents for 1975 - 2009 here
FCC Registered Private Land Mobile Towers: 5 - Municipal Building Center St & South Ave (Lat: 40.651222 Lon: -74.325139), Call Sign: KES989, Licensee ID: L00056899
Assigned Frequencies: 46.0600 MHz Grant Date: 03/19/2002, Expiration Date: 05/20/2012
Registrant: Garwood, Borough Of, Center St & South Ave, Garwood, NJ 07027, Phone: (908) 789-1500 - Police Headquarters South Ave (Lat: 40.650667 Lon: -74.324306), Call Sign: KVV962, Licensee ID: L00056899
Assigned Frequencies: 155.805 MHz Grant Date: 08/26/2003, Expiration Date: 11/08/2013
Registrant: Garwood, Borough Of, South Ave, Garwood, NJ 07027, Phone: (201) 789-1500 - South Ave & Center St (Lat: 40.651500 Lon: -74.325139), Call Sign: KKT43, Licensee ID: L00093414
Assigned Frequencies: 465.100 MHz Grant Date: 11/16/2001, Expiration Date: 02/02/2012
Registrant: County Of Union, 300 North Ave E, Westfield, NJ 07090, Phone: (908) 654-9880 - Center St (Lat: 40.650667 Lon: -74.324306), Call Sign: KNFB994, Licensee ID: L00078579
Assigned Frequencies: 155.175 MHz Grant Date: 01/15/2002, Expiration Date: 03/13/2012
Registrant: Garwood First Aid Squad Inc, Walnut & Second Ave, Garwood, NJ 07027, Phone: (908) 233-7396 - Lat: 40.653889 Lon: -74.320278, Call Sign: WPST661
Assigned Frequencies: 469.212 MHz, 469.037 MHz, 469.237 MHz, 469.062 MHz, 469.262 MHz, 469.087 MHz, 469.287 MHz, 469.112 MHz, 469.312 MHz, 469.137 MHz... (+21 more) Grant Date: 08/01/2001, Expiration Date: 08/01/2011, Certifier: Steven Reedy
Registrant: Fcc License Coordinator - Panasonic, 1707 N Randall Road El-D3, Elgin, IL 60123-7847, Phone: (847) 468-5318, Fax: (847) 468-4555, Email:
FCC Registered Microwave Towers: 1 - NJ-NNJ6879A, 231 North Avenue (Lat: 40.653556 Lon: -74.321694), Type: Pole, Structure height: 36 m, Call Sign: WQLT610
Assigned Frequencies: 19525.0 MHz, 23325.0 MHz, 23125.0 MHz, 19625.0 MHz, 23425.0 MHz Grant Date: 04/21/2010, Expiration Date: 04/21/2020, Certifier: Nadja S Sodos-Wallace
Registrant: Clearwire Spectrum Holdings Iii, LLC, 815 Connecticut Ave, Nw, Suite 610, Washington, DC 20006, Phone: (202) 330-4011, Fax: (202) 330-4008, Email:
FCC Registered Amateur Radio Licenses: 12 ( See the full list of FCC Registered Amateur Radio Licenses in Garwood)
FAA Registered Aircraft: 1 - Aircraft: PIPER PA-28R-200 (Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 107 mph), Engine: LYCOMING I0360 SER (180 HP) (Reciprocating)
N-Number: 44084 , Serial Number: 28R-7435294, Year manufactured: 1974, Airworthiness Date: 07/01/1974
Registrant (Co-Owned): Leonid Artemov, 332 Willow Ave, Garwood, NJ 07027, Other Owners: Irina Artemov
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $316,500 | 24 | $257,250 | 97 | $254,041 | 7 | $170,714 | 1 | $700,000 | 8 | $208,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $405,500 | 6 | $264,667 | 15 | $341,933 | 1 | $11,000 | 0 | $0 | 1 | $675,000 |
| APPLICATIONS DENIED | 4 | $320,750 | 1 | $272,000 | 47 | $279,660 | 5 | $154,400 | 1 | $700,000 | 1 | $368,000 |
| APPLICATIONS WITHDRAWN | 3 | $301,667 | 4 | $239,250 | 17 | $276,706 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $397,000 | 0 | $0 | 4 | $286,500 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $397,000 | 44 | $292,682 | 59 | $254,763 | 6 | $73,333 | 1 | $7,500,000 | 7 | $245,857 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $275,286 | 9 | $246,111 | 3 | $88,333 | 0 | $0 | 2 | $225,000 |
| APPLICATIONS DENIED | 2 | $344,500 | 5 | $297,400 | 28 | $311,607 | 8 | $92,375 | 0 | $0 | 1 | $165,000 |
| APPLICATIONS WITHDRAWN | 1 | $427,000 | 8 | $313,875 | 16 | $283,313 | 2 | $32,500 | 1 | $7,500,000 | 1 | $298,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $337,000 | 4 | $342,500 | 1 | $100,000 | 0 | $0 | 1 | $330,000 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $368,000 | 62 | $267,935 | 67 | $248,612 | 18 | $64,889 | 16 | $262,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $220,250 | 10 | $249,200 | 9 | $83,667 | 3 | $123,667 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $216,667 | 23 | $275,217 | 6 | $73,500 | 3 | $232,667 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 11 | $284,000 | 8 | $274,500 | 3 | $135,000 | 2 | $190,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $374,667 | 4 | $244,250 | 0 | $0 | 1 | $323,000 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $386,000 | 64 | $273,188 | 87 | $220,460 | 17 | $82,059 | 12 | $273,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $305,857 | 20 | $139,100 | 2 | $182,500 | 1 | $117,000 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $281,250 | 33 | $253,970 | 14 | $79,643 | 5 | $221,200 |
| APPLICATIONS WITHDRAWN | 1 | $320,000 | 10 | $272,700 | 16 | $209,188 | 2 | $122,000 | 2 | $283,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $343,000 | 9 | $332,778 | 3 | $83,333 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $305,000 | 74 | $268,000 | 90 | $217,367 | 20 | $136,350 | 1 | $403,000 | 21 | $273,810 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $265,333 | 14 | $196,786 | 2 | $63,500 | 0 | $0 | 1 | $265,000 | 1 | $10,000 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $223,083 | 49 | $210,857 | 10 | $100,300 | 0 | $0 | 3 | $276,000 | 2 | $65,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $224,200 | 28 | $228,893 | 10 | $152,300 | 1 | $25,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $243,000 | 7 | $216,714 | 0 | $0 | 0 | $0 | 1 | $115,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $255,213 | 82 | $199,000 | 25 | $76,320 | 1 | $18,594,000 | 11 | $219,455 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $255,625 | 12 | $126,583 | 8 | $68,500 | 0 | $0 | 2 | $236,000 |
| APPLICATIONS DENIED | 12 | $245,417 | 34 | $190,235 | 14 | $76,214 | 0 | $0 | 4 | $252,000 |
| APPLICATIONS WITHDRAWN | 9 | $257,889 | 22 | $201,591 | 3 | $23,333 | 0 | $0 | 2 | $185,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $247,000 | 4 | $180,000 | 1 | $25,000 | 0 | $0 | 1 | $210,000 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $344,000 | 43 | $240,860 | 211 | $166,763 | 12 | $81,833 | 26 | $197,538 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $241,000 | 15 | $164,400 | 4 | $41,250 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $196,833 | 36 | $180,861 | 10 | $43,900 | 7 | $191,143 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $176,000 | 31 | $190,516 | 3 | $43,333 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 11 | $194,455 | 2 | $35,000 | 1 | $208,000 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $202,750 | 60 | $196,500 | 134 | $151,910 | 20 | $32,750 | 14 | $158,929 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $225,000 | 24 | $149,042 | 4 | $30,000 | 1 | $197,000 |
| APPLICATIONS DENIED | 2 | $182,000 | 4 | $217,250 | 24 | $152,417 | 7 | $32,143 | 2 | $173,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $111,333 | 20 | $159,950 | 3 | $85,000 | 2 | $90,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $187,333 | 7 | $180,857 | 2 | $35,500 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $198,500 | 48 | $159,125 | 91 | $136,670 | 13 | $53,462 | 1 | $378,000 | 8 | $141,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $155,200 | 10 | $124,700 | 7 | $27,571 | 0 | $0 | 4 | $132,000 |
| APPLICATIONS DENIED | 1 | $140,000 | 8 | $152,625 | 37 | $132,189 | 7 | $27,714 | 0 | $0 | 2 | $110,500 |
| APPLICATIONS WITHDRAWN | 1 | $213,000 | 4 | $161,000 | 21 | $126,952 | 7 | $38,571 | 1 | $200,000 | 2 | $132,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $194,000 | 1 | $150,000 | 8 | $146,500 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $158,667 | 46 | $146,804 | 30 | $108,100 | 15 | $26,067 | 10 | $146,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $87,000 | 1 | $132,000 | 22 | $83,636 | 4 | $17,250 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $89,000 | 3 | $146,333 | 22 | $103,091 | 7 | $15,571 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $180,000 | 2 | $180,500 | 19 | $77,316 | 6 | $24,167 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $212,000 | 1 | $154,000 | 5 | $142,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $164,865 | 32 | $131,125 | 41 | $108,686 | 16 | $28,746 | 4 | $135,013 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $128,934 | 14 | $90,816 | 3 | $25,133 | 1 | $130,070 |
| APPLICATIONS DENIED | 2 | $162,580 | 5 | $134,024 | 21 | $128,853 | 8 | $38,760 | 2 | $113,100 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $81,055 | 13 | $91,640 | 1 | $15,080 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $156,770 | 8 | $127,355 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0369.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $294,200 | 3 | $300,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $321,000 | 1 | $364,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $301,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $325,067 | 4 | $347,250 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $263,500 | 2 | $419,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $369,000 | 1 | $369,000 | 1 | $369,000 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $319,778 | 4 | $403,000 | 3 | $311,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $317,000 | 2 | $410,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $343,375 | 2 | $324,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $417,667 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $322,300 | 3 | $336,000 | 3 | $387,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $413,000 | 2 | $314,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $292,400 | 1 | $256,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $315,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $290,714 | 3 | $224,667 | 1 | $269,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $238,333 | 3 | $221,000 | 1 | $219,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $333,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $218,684 | 3 | $270,667 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $227,333 | 2 | $200,000 | 1 | $204,000 |
| APPLICATIONS DENIED | 1 | $225,000 | 0 | $0 | 1 | $225,000 |
| APPLICATIONS WITHDRAWN | 1 | $133,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $189,923 | 5 | $216,200 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $226,000 | 0 | $0 | 1 | $195,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $173,615 | 1 | $191,000 | 2 | $176,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $144,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $194,000 | 0 | $0 | 1 | $194,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $152,322 | 3 | $158,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $136,977 | 2 | $124,410 |
| APPLICATIONS DENIED | 2 | $172,475 | 2 | $166,820 |
| APPLICATIONS WITHDRAWN | 1 | $156,460 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $156,460 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0369.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:
See full 2006 National Fire Incident Reporting System statistics for Garwood, NJ
| Businesses in Garwood, NJ |
| Name | Count | | Name | Count |
| 7-Eleven | 1 | | Home Depot | 1 |
| Baskin-Robbins | 1 | | MasterBrand Cabinets | 3 |
| Burger King | 1 | | McDonald's | 1 |
| CVS | 1 | | Quiznos | 1 |
| DressBarn | 1 | | RadioShack | 1 |
| Dunkin Donuts | 1 | | Taco Bell | 1 |
| FedEx | 1 | | U-Haul | 1 |
| GameStop | 1 | | | |
|