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All would be solved with a legitimate universal healthcare system.
Two things stopping that from happening:
1. The people's fear of change
Yes. The change that would be required would be the highest marginal federal income tax rates applied to the middle class, and a national VAT tax. That's how countries which have universal health care fund it. Read and learn:
So you can see what this means in regards to federal income tax... Scandinavian countries apply their top marginal income tax rate to the middle class, while the U.S. top marginal tax rate only applies to the top 1%:
How can you compare taxes in France and USA, if paying medical insurance premiums + out of pocket expenses can easily snowball into an umanageable amount of debt. Medical costs are tax, sometimes that tax is 10× of your income. Show me a French tax like that.
OK, Obacare covered 6 million uninsured at the cost of 1 trillion or so, funded through debt and expensive, high deductible plans for the paying members. That is Amazing, Obama managed to run on the blade, keeping medical biz profits sky high and giving 6 millions a chance to use healthcare outside of ER. The stories about greatness of American healthcare are greatly exaggerated. Considering all that rigor and training, healthcare has unusually high % of dumbf#s with no common sense or basic concern, low income "patients" just dont live too long to partake in that greatness. Healthcare biz, mandated to provide ER, is really good at dispatching low income uninsured customers. Definitely, 6 millions of newly insured bettered their chances a little. I dont want to discount that, I want to discount Obama for pushing this monstrocity not addressing the root issue. Medical biz monopolies and plain racket.
Last edited by RememberMee; 11-19-2015 at 06:36 AM..
How can you compare taxes in France and USA, if paying medical insurance premiums + out of pocket expenses can easily snowball into an umanageable amount of debt. Medical costs are tax, sometimes that tax is 10× of your income. Show me a French tax like that.
That's exactly the point. And European and Scandinavian countries and their citizens have learned that significantly higher taxes paid by ALL (not just the 53% or so, like here in the US) spreads the cost over many more people so that no one is impacted by unaffordable insurance premiums + OOP medical care expenses.
It's all about what Americans are willing to pay for. If Americans would agree to tax the middle class at the highest federal income tax rate plus pay a 20-25% VAT, Americans can have national health care, too, just like Scandinavia and Europe.
Conservatives kneecapped Obamacare and insisted that everyone should have "skin in the game" and anyone receiving cheap health care is freeloading, now they're whining that they can't afford health care. Wish I could say I'm surprised.
Does a $10K Deductible Health Care Plan have any value?
Before I got my health insurance through my current job, I was on a very expensive Obama Care plan with a $10K family deductible. In other words, until we spent $10K on medical costs we had to pay for all expenses first out of pocket. There was a separate deductible for prescription drugs too.
For this we paid $650 for family coverage every month.
I did not want to pay the fee and break the law for not having coverage, which was all I could afford, but found that this type of insurance was basically worthless. Am I wrong?
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Does a $10K Deductible Health Care Plan have any value?
