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Old 10-25-2016, 01:50 PM
 
Location: on the edge of Sanity
14,268 posts, read 18,946,388 times
Reputation: 7982

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Quote:
Originally Posted by Vacanegro View Post
The good thing is that if you are really ill you can buy back in and there is no longer any pre-existing condition clauses. You have nothing to lose.

If you need to visit the doctor for the flue or a broken bone, you can ask in advance how much visits are and negotiate directly with your Doctor(s)/their Nurses - this will also show you how unfair the pricing is in our HC system for the uninsured.
Excellent advice. I was injured (before the ACA) when I was without insurance. I was able to negotiate almost every bill and saved more than 60%. It really depends on the doctor or service, since a few wouldn't even consider a discount, but offered me a no-interest payment plan.
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Old 10-25-2016, 01:54 PM
 
69,368 posts, read 64,143,658 times
Reputation: 9383
Quote:
Originally Posted by BucFan View Post
Millions Could Lose Their Health Insurance Under Trump

Trump hasn't come up with anything better. His plan will add to out of pocket expenses, leave up to 25 million without coverage, and add over $40 billion to our annual budget.
LIE.. Most people who gained insurance under ACA had insure previously, its why you STILL have 30 million uninsured.

WE STARTED with 30 million uninsured.

ACA insured NO ONE.. it just changed who had coverage and who paid for it...

and it cost $1 TRILLION over a decade.. spare us the fake outrage over lies..
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Old 10-25-2016, 02:56 PM
 
3,092 posts, read 1,948,556 times
Reputation: 3030
Quote:
Originally Posted by Cassy Fae View Post
I only read six pages of this thread and i'ma little confused by some. I admittedly know little about OC. Why do many of you not have insurance through your jobs? Massachusetts has had Romney care (mass health-same as Obama care really) for many years and I cannot say it's ever been on my radar. None of it has affected me or my family. We have Harvard Pilgrim now and BCBS in the past. I have a friend who used it for two months when he lost his job and went off when he found employment with insurance.

My position is that everyone should be covered and if you cannot get it through your employer (why?) and cannot afford to purchase it on your own then it should be subsidized by those of us working until you get yourself together. For those who remain low earners as a lifestyle I think you need to be subsidized within reason, but not left out in the cold. Healthcare should be a right not a privilege.
If I went with the family plan offered at my job, I would owe the company money at the end of the month instead of the other way around.
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Old 10-25-2016, 03:45 PM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by MaseMan View Post
News flash: Insurance premiums have been going up for years, well before Obamacare. Let's see the GOP plan to fix this situation.
News Flash... of course insurance rates increased but maybe by $20 bucks or so. My insurance was was almost $450 a month with a $2,500 deductible (two people) before Obamacare, now it's up to $800 a month and a $5k deductible.

So please stop the BS. We know what the hell we paid before and after Obamacare

OBAMACARE SUCKS!!!!!!
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Old 10-25-2016, 03:47 PM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by 1grin_g0 View Post
The elites can afford great insurance, the poor get it for free basically, and the middle class gets shafted.
^^^ Yep, the middle class is getting majorly screwed. Yet you are supposed to shut up, they like it, so you should just bend over.
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Old 10-25-2016, 03:53 PM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by Vacanegro View Post
The good thing is that if you are really ill you can buy back in and there is no longer any pre-existing condition clauses. You have nothing to lose.

If you need to visit the doctor for the flue or a broken bone, you can ask in advance how much visits are and negotiate directly with your Doctor(s)/their Nurses - this will also show you how unfair the pricing is in our HC system for the uninsured.
Yes, a lot of people, including us may have to go this route.

Insurance companies thought they were going to get rich off the middle class because the law tried to force people to buy it but it didn't occur to them that if you can't afford "affordable" <sarcasm> health care AKA Obamacare, you can't afford it.
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Old 10-25-2016, 03:54 PM
 
11,755 posts, read 7,122,636 times
Reputation: 8011
83% of the ACA insureds will get increased subsidies to offset the premium rise.

And the average increase is 22% It's all over the map, depending on where you live. In Indiana, for example, the premiums will decrease by 3%. In Arizona, it will increase by over 100%.

Mick
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Old 10-25-2016, 03:59 PM
 
Location: Tampa, FL
27,798 posts, read 32,468,462 times
Reputation: 14611
Quote:
Health insurance premiums going up 25% in 2017. Obama /Clinton don't deny it!!!!
Only a candidate like Trump couldn't capitalize on this news.
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Old 10-25-2016, 04:07 PM
 
Location: Tampa, FL
27,798 posts, read 32,468,462 times
Reputation: 14611
......Bill Clinton has been making reference to changes in the law to keep what works, change what doesn't but don't throw the baby out with the bathwater..... I expect this to happen when Hillary Clinton takes over.
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Old 10-25-2016, 04:07 PM
 
Location: Crooklyn, New York
32,114 posts, read 34,753,293 times
Reputation: 15093
Quote:
Originally Posted by BucFan View Post
Only a candidate like Trump couldn't capitalize on this news.
"Health insurance premiums" aren't going up 25% in 2017. Premiums purchased through the ACA marketplace are going up 25%.

49% of Americans get health insurance through their employer. 34% get it through Medicaid/Medicare. 7% get it through the ACA exchanges.

I guess all of the outrage towards the ACA is out of genuine concern for that 7%. The odd thing, though, is that most people who have purchased insurance through the ACA generally seem to be satisfied with it.
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